My Data-Backed Investing Plan for 2025

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  • เผยแพร่เมื่อ 8 ม.ค. 2025

ความคิดเห็น • 106

  • @bloatedtonydanza7798
    @bloatedtonydanza7798 19 วันที่ผ่านมา +31

    Yes there’s interest in the stocks you own 😊

    • @BrianFeroldiYT
      @BrianFeroldiYT  18 วันที่ผ่านมา

      ;)

    • @DollarswithDiana
      @DollarswithDiana 16 วันที่ผ่านมา +2

      You did not mention what stocks you are still buying today.

  • @markstucker1214
    @markstucker1214 14 วันที่ผ่านมา +3

    Your willingness to be transparent with your portfolio is GREATLY appreciated!!!

  • @sitrakaforler8696
    @sitrakaforler8696 18 วันที่ผ่านมา +8

    00:04 - Brian Faldi shares his personalized investing strategies for 2025.
    01:53 - Adapting investment strategies for volatility and account types.
    03:38 - Stocks and funds dominate my 2025 investment strategy due to growth and liquidity.
    05:26 - Cash offers stability but risks losing value due to inflation.
    07:22 - Asset allocation should vary based on investment time horizon and market conditions.
    09:17 - Investment strategy focuses on caution and diversification for 2025.
    11:03 - Review of current investment portfolio and top holdings performance.
    12:57 - Long-term holdings in top companies yield significant returns.
    Timestamps (Powered by SitrakAI)

    • @BrianFeroldiYT
      @BrianFeroldiYT  18 วันที่ผ่านมา +1

      I always try and add timestamps in the video description

  • @will7446
    @will7446 18 วันที่ผ่านมา +13

    Please cover your whole portfolio, thanks!

    • @BrianFeroldiYT
      @BrianFeroldiYT  18 วันที่ผ่านมา +2

      Noted!

    • @dancefloorstudio7620
      @dancefloorstudio7620 18 วันที่ผ่านมา +1

      @@BrianFeroldiYT Yes, will follow that too :)

    • @markstucker1214
      @markstucker1214 14 วันที่ผ่านมา

      I would love this. Also want to commend you for your honesty that there are some stocks you have lost money on. Your transparency and humility only build credibility

  • @Oj_thetrainer
    @Oj_thetrainer 12 วันที่ผ่านมา +2

    More videos like this would be appreciated 🎉

  • @maustin325
    @maustin325 19 วันที่ผ่านมา +3

    Great video!

    • @BrianFeroldiYT
      @BrianFeroldiYT  19 วันที่ผ่านมา +1

      Glad you enjoyed it!

  • @motowncooking6125
    @motowncooking6125 9 วันที่ผ่านมา +1

    I want to see all the stocks please

  • @leemurphy4250
    @leemurphy4250 11 วันที่ผ่านมา

    Great video, always learning from you 😊..cheers

  • @Floormat212
    @Floormat212 18 วันที่ผ่านมา +3

    You have a IRA and Roth IRA, are you paying the Pro Rata tax with your backdoor contributions? Or did you liquidate your Trad-IRA?

  • @mikedearden777
    @mikedearden777 15 วันที่ผ่านมา

    Subscribed. I have a long term mindset. I have been buying and selling the last few months but the shares I hold now I will hold for around 10 years.i may slowly add to my positions. But happy with my choices that I can almost ignore them for the next 5 years.

  • @amarug
    @amarug วันที่ผ่านมา +1

    To me at this time, Tesla is a pure yolo. In my humble opinion (but PhD and XP in robotics and autonomous systems) its just a hype. They won't be able to deliver anything close to what they promise on one hand and secondly, they don't hold any IP that borders magic like ASML for example, which would be another requirement for the predicted gains. Anything they do, others can replicate and possibly overtake quickly. I don't believe in Optimus as a viable "within 5 years in households" concept but a lot of the hype hinges on it. Hyundai and Toyota just announced they will launch a competitor- and that with Boston Dynamics in their pocket. They will be operating technology on an order of magnitude higher plane than Teslas wobbly RC stick figure. If anything, it will be them. Robotaxis etc same story. I liquidated all my Tesla now, will probably never go back (but it was a good run, but i knew I was just riding hype, i never believed too much what they claimed)

  • @kamalahmad5855
    @kamalahmad5855 18 วันที่ผ่านมา +1

    Pls cover each of holding with reasoning
    You are doing great basic to fundamental analysis
    Regards

  • @dustybeat
    @dustybeat 18 วันที่ผ่านมา

    Hi Brian, your table shown at 4:00 is misleading. Mutual funds and ETFs are the structure or wrapper. Both types can be an index fund or an actively managed fund. There is no third type that is an index fund.

    • @BrianFeroldiYT
      @BrianFeroldiYT  18 วันที่ผ่านมา +1

      Sure. That’s fair. They are still three common terms that I felt was worth distinguishing between.

  • @leksaruta9636
    @leksaruta9636 3 วันที่ผ่านมา

    I love your video

  • @alexkoch_14
    @alexkoch_14 18 วันที่ผ่านมา

    Thanks Brian!

  • @Ditronus.
    @Ditronus. 18 วันที่ผ่านมา +2

    After many attempts at trying to time the market. I like seeing your style. Sold off most of my tech stocks at the end of 2022 because i thought it was going to continue to drown. Then comes AI. Im begrudgingly building up my portfolio again, despite having concerns with America's growing debt and the Fed's inability to let markets playout and letting recessions take their course. Modern monetary policy just seems to make everything skyrocket without ties to economic reality.

    • @Kenkoopa44
      @Kenkoopa44 18 วันที่ผ่านมา

      I should just mind my own business but that sure sounds a lot like selling at the bottom and (potentially) buying near the top. I wish you the best and may the bulls continue to rally in 2025!

    • @BrianFeroldiYT
      @BrianFeroldiYT  18 วันที่ผ่านมา +1

      Yeah…just shows how hard it is to time the market. It’s such a guessing game.

    • @Ditronus.
      @Ditronus. 18 วันที่ผ่านมา +1

      @Kenkoopa44 i put my business out there, so it's fairplay to criticize it haha. That is indeed what I did. Sold out of meta at $90, Amazon at $100, and Google at $95~

    • @Kenkoopa44
      @Kenkoopa44 18 วันที่ผ่านมา +1

      @ thanks for being a good sport 😁. Best of luck!

  • @EarthwithTom
    @EarthwithTom 18 วันที่ผ่านมา

    13:40 is great advice and illustrated well with your chart. Another interesting question is do you ever buy more of these long term winners even though they are already your biggest positions?

    • @BrianFeroldiYT
      @BrianFeroldiYT  18 วันที่ผ่านมา

      Yes. I’ve added too many of them over the years.

  • @anuraij
    @anuraij 4 วันที่ผ่านมา

    My portfolio top holdings are almost like yours, originally bought during 2017 and 2018. But I have underperformed SPY by a lot. Problem is I was triming or selling winners and adding to Laggard. Number of them went belly up in 2022. I sold Netflix and Amazon way too early. I trimed NVDA, AMD , ANET, Google, Meta so much that they did not even have 3% allocation at the start of last year. I bought Tesla bellow 200 last year and my top holdings reached about 5% allocation at the end of the year due to the good performance, but overall I still managed to underperform SPY thanks to SCHD, Cash. REITs, China stocks and Long term bond ETF collectively about 30% of my portfolio. 😢. Hopefully next 20% correction would give me courage and opportunity to balance it correctly, so I will not outperform SPY going forward.

  • @Noneofyourdambusssiness
    @Noneofyourdambusssiness 17 วันที่ผ่านมา

    Congrats- very impressive! That MELI position is a high value one! That's a $1700+/stock!!😮

    • @BrianFeroldiYT
      @BrianFeroldiYT  17 วันที่ผ่านมา

      Sure is - and it’s gotten in there through pure appreciation

  • @1crazednut
    @1crazednut 18 วันที่ผ่านมา

    Well done Brian! Very clear and concise overview of a successful approach. Happy Holidays!

  • @Jens640
    @Jens640 18 วันที่ผ่านมา

    Very interested in what you think about your top positions and if you would add or trim at current valuations

    • @BrianFeroldiYT
      @BrianFeroldiYT  18 วันที่ผ่านมา +1

      I’ll keep this in mind for a future video

  • @anonymousanonym450
    @anonymousanonym450 18 วันที่ผ่านมา

    you guys have it so good in the US when it comes to investing

    • @BrianFeroldiYT
      @BrianFeroldiYT  18 วันที่ผ่านมา

      Sure do. We are spoiled.

  • @joseafalvel
    @joseafalvel 18 วันที่ผ่านมา +1

    is it too late to buy NFLX ? I feel tempted but I don't like the valuation however that's the same reason I decided not to buy two years ago :(

    • @BrianFeroldiYT
      @BrianFeroldiYT  18 วันที่ผ่านมา

      Depends on your timeframe

  • @patg4246
    @patg4246 14 วันที่ผ่านมา

    So back in 2012 how did you find out about MELI??

    • @BrianFeroldiYT
      @BrianFeroldiYT  14 วันที่ผ่านมา

      Motley Fool

    • @Oj_thetrainer
      @Oj_thetrainer 12 วันที่ผ่านมา

      What is Mercado libre about 😮that’s wild

  • @adftraining6
    @adftraining6 3 วันที่ผ่านมา

    You’re the only guy I know that has invested in MELI, most US based investors don’t know about it. How did you come across it?

  • @shmeblord
    @shmeblord 18 วันที่ผ่านมา

    I would be interested in a breakdown of the full taxable portfolio if that's possible. If that is a hassle considering many are small positions, then maybe exclude the ones that are for your kids or less than 3%? Great information!

    • @shmeblord
      @shmeblord 18 วันที่ผ่านมา

      Also, I just recently found your channel, so maybe you have already done so, but do you have a video covering high yield savings accounts? If not, would you be interested in creating one? I know that you have mentioned finding a brokerage that has a higher cash interest rate, but I wondered if you knew of any savings accounts that you recommend

    • @BrianFeroldiYT
      @BrianFeroldiYT  18 วันที่ผ่านมา +1

      Interesting idea

  • @davidbrooks8809
    @davidbrooks8809 18 วันที่ผ่านมา

    Great information for beginners thanks I've been investing for 10 years myself😊😂

  • @golino4593
    @golino4593 19 วันที่ผ่านมา

    Hi Brian, do you trim yours stocks when they become expensive? If not, what do you do?

    • @BrianFeroldiYT
      @BrianFeroldiYT  19 วันที่ผ่านมา +1

      Yes. It depends on the size of the position and how overvalued it is.

    • @golino4593
      @golino4593 19 วันที่ผ่านมา

      @@BrianFeroldiYT Thanks 👍

    • @davidbrooks8809
      @davidbrooks8809 18 วันที่ผ่านมา

      DCA 😊

  • @stephenpalazzo7059
    @stephenpalazzo7059 18 วันที่ผ่านมา

    What is your thoughts on being active in tax advantaged accounts and passive in taxable accounts? This way you are able to take advantage of no transaction costs for your active strategy. I guess the only risk is hurting your best account (tax advantaged ones) with a poor active strategy.

    • @BrianFeroldiYT
      @BrianFeroldiYT  18 วันที่ผ่านมา +1

      My “asset location” strategy isn’t perfect. In an ideal world I would be active with my text advantage accounts and passive with my taxable accounts. However, I like the flexibility of taxable accounts. So while it’s not optimal from the Tax perspective, it fits my financial needs better.

  • @sincereahmed8816
    @sincereahmed8816 13 วันที่ผ่านมา

    google will be your best performer for the years to come.

  • @ratankunder5830
    @ratankunder5830 19 วันที่ผ่านมา

    Hi Brian, Very useful video. How do you stay on top of all those holdings in your portfolio ? I find it very difficult in my portfolio to stay on top of 6 companies I hold. Listening to earnings call, interpreting financial statements for these 6 companies already takes much of my time 😅

    • @BrianFeroldiYT
      @BrianFeroldiYT  19 วันที่ผ่านมา +1

      The best investments and “buy and forget”. Most of the work I do in a company is before I buy it. After that, I keep loose tabs on the company, and if a company ends up requiring more work and thought than I initially expected, I have no problems parting ways with it

    • @ratankunder5830
      @ratankunder5830 19 วันที่ผ่านมา

      @@BrianFeroldiYT Well said 👏

  • @Vsioul
    @Vsioul 18 วันที่ผ่านมา

    I really like these kind of video, it allow me to compare myself with someone else portfolio.
    I've been investing for 11 years now and its only in last few I feel I got grasp of how I should invest for me.
    The thing that still challenge me is my Risk Capacity. I would say the risk capacity depends on the stocks that I choose: I long I have been holding the stock
    and how far is the stock from my field of expertise.

  • @LeonHuang-c4f
    @LeonHuang-c4f 14 วันที่ผ่านมา

    Hi Brian, I noticed your portfolio outperforms the S&P and NASDAQ by a few percentage points. Does that have a significant impact on your life? Do you think it's worth dedicating a lot of time to researching individual companies instead of simply investing in the S&P and NASDAQ? I watched some of your other videos inteoducing how to read balance sheet, cash flow etc. Feel like it is very unlikely for me to beat SP and NASDAQ.

    • @BrianFeroldiYT
      @BrianFeroldiYT  14 วันที่ผ่านมา

      Great question

    • @wh565
      @wh565 8 วันที่ผ่านมา

      Because if you don’t understand what you’re doing you have to diversify to reduce risk.

  • @OB470y
    @OB470y 18 วันที่ผ่านมา

    meli still a buy?

    • @BrianFeroldiYT
      @BrianFeroldiYT  18 วันที่ผ่านมา

      Depends on your timeframe

    • @OB470y
      @OB470y 18 วันที่ผ่านมา

      @@BrianFeroldiYT very very long

  • @yusufibrahim4952
    @yusufibrahim4952 5 วันที่ผ่านมา

    These frequent tax code changes are disrupting my long-term investment strategies. Are there ways to structure my investments to be more resilient to potential tax code modifications?

    • @UnityStandard
      @UnityStandard 5 วันที่ผ่านมา

      I honestly think America needs a completely restructure of their political system. It is just not working. Trump and Biden being elected out of 300 million people to run the country is evidence for that too.

    • @AravindRia
      @AravindRia 5 วันที่ผ่านมา

      This is why the US should elect more progressive politicians, who know how to manage budgets and give us (yes, pur country's initials literally spell out that pronoun) much better tax credits in return for better public education and better public healthcare. but since these are nonexistent, my husband and I are being guided to finance our retirement and healthcare through a diversified investment portfolio

    • @PositiveChange-e7x
      @PositiveChange-e7x 5 วันที่ผ่านมา

      How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

    • @AravindRia
      @AravindRia 5 วันที่ผ่านมา

      Google Rebecca Lynne Buie and do your own research. She has portfolio management down to a science

    • @UnityStandard
      @UnityStandard 5 วันที่ผ่านมา

      Thank you for the recommendation. I'll send her an email, and I hope I'm able to connect with her.

  • @citizenpunx
    @citizenpunx 18 วันที่ผ่านมา +1

    Don’t forget the aliens in the macro ha

  • @zqwertyu098
    @zqwertyu098 17 วันที่ผ่านมา +1

    Nice video, thanks. Second the requests for the entire portfolio👍

  • @donjohnson4368
    @donjohnson4368 4 วันที่ผ่านมา

    Refreshing to see an American presenter talking at a normal rate - not like that Jim Cramer, ( why that guy is so revered is beyond me, he’s a total turn off for me ) Keep up the good work - thumbs up from 🇬🇧

  • @sinnehd
    @sinnehd 18 วันที่ผ่านมา +1

    warren buffett holding atleast 30% of cash compare to his holdings

    • @davidbrooks8809
      @davidbrooks8809 18 วันที่ผ่านมา +1

      Warren Buffett is super rich😊

    • @BrianFeroldiYT
      @BrianFeroldiYT  18 วันที่ผ่านมา +2

      I think you mean Berkshire Hathaway….

  • @wh565
    @wh565 8 วันที่ผ่านมา

    Too many stocks! Check Charlie Munger’s well-known investment philosophy: “If you don’t know what you’re doing, diversification is a reasonable strategy.”
    Munger’s and Warren Buffett’s share a view that diversification is for investors who lack deep understanding of individual investments. Munger often argues that concentrated investments in well-understood businesses provide better returns if you have the knowledge and conviction to manage them. However, for those less skilled or less informed, diversification acts as a safety mechanism to reduce risk.

    • @BrianFeroldiYT
      @BrianFeroldiYT  7 วันที่ผ่านมา

      In my opinion, there’s no right or wrong way to do it. There’s only the right or wrong way for you.

    • @premkumar-gh1uc
      @premkumar-gh1uc 5 วันที่ผ่านมา

      If you have the time to interview the ceo/board members to learn the pipeline and challenges you can't get the conviction. So diversification is the safe bet. We are not Buffet or Monger.

    • @wh565
      @wh565 4 วันที่ผ่านมา

      @@premkumar-gh1uc why to spend so much time on so many individual stocks...as you mention, diversification is a safe bet, and will be hard to even beat the SP500, or as Peter Lynch calls it "diworsification". Imagine you're at a buffet. While it's wise to sample a variety of dishes to avoid disappointment, piling your plate with everything available (including items you don't like or understand) will result in a mediocre meal. The same applies to investing: quality over quantity leads to better outcomes.

  • @timkopp9763
    @timkopp9763 18 วันที่ผ่านมา +3

    You need at least 2% bitcoin on your overall portfolio which would add a 5th to your 4 major buckets. 2% adds diversification where the upside is greater than the rare possible downside of losing 2%. Great content Brian!

    • @davidbrooks8809
      @davidbrooks8809 18 วันที่ผ่านมา

      Stop it😮😅

    • @BrianFeroldiYT
      @BrianFeroldiYT  18 วันที่ผ่านมา +2

      This isn’t a bad idea….

  • @WealthyChronicle
    @WealthyChronicle 14 วันที่ผ่านมา

    Brian, you've got a solid plan, but I think you're sleeping on real estate. Curious to know why it's not a bigger part of your portfolio? 🏠

    • @BrianFeroldiYT
      @BrianFeroldiYT  14 วันที่ผ่านมา

      It's a great asset class. It just doesn't fit my personality. Stocks do.

  • @Kenkoopa44
    @Kenkoopa44 18 วันที่ผ่านมา

    I love your channel and have learned so much from both Brians. I can't tell but I tried to compare and it looks like your performance is almost identical or less than the QQQ for the time period in the chart. Makes me want to just give up, buy index funds and just spend my time somewhere else.

    • @BrianFeroldiYT
      @BrianFeroldiYT  18 วันที่ผ่านมา +1

      Nothing wrong with just buying index funds. I have outperformed the QQQ ever so slightly.

  • @ingogotico1398
    @ingogotico1398 17 วันที่ผ่านมา

    I don't believe you

    • @BrianFeroldiYT
      @BrianFeroldiYT  17 วันที่ผ่านมา

      That’s fine. This channel isn’t meant for everybody.