13 enquiry 1 month me hone ke baad scapia Cradit Card mere dost ko mila 350000 aur mera to civil me 3 enquiry tha 6 lakh limit mila scapia Cradit Card number one. Ab amex standard chartered HSBC axis idfc hdfc SBI ke Cradit Card lene ki jarurat nahi in sab bank ka ghamand attitude tut jaye ga ab ye sab low limit chargebale Cradit Card high documents
Scapia is a credit card, so the bank decides the card limit; it depends on how strong your financial profile is, and FD is not required to take the Scapia card.
You can take both of these cards and one forex card, like the HDFC multi-currency forex card. If credit cards don't work sometimes, then you can use an HDFC Forex card.
Sir Can You Tell Me One Thing Can I Use These Card In China As Well As Kindly Suggest Me Which One is Better Like Scapia and Niyo At Zero Forex Charges ,So Kindly Give your Better Suggestion 🙏
Niyo credit card is not good. Bro maine niyo ka credit card liya tha 5 k ki fd karai thi but Maine 50- 60 k ki extra FD karayi aur Maine sare paise withdraw Kiya then Mera account 10k minus me show kar raha hai and wo bol rahe hai pay Karo aur close Karo account.any suggestions bro
kyunke apne jo FD ke hai usko jb card se spend kiya hai toh uske bill genrate hone ke baad pay krna hoga. jo due hai usko clear krke card close kr degiye.
@@bankexpert apki bat sahi hai but fd tho Maine apne paise se ki 70 k aur international ATM se withdraw Kara charge 1000 Tak ho sakta hai but wo -8k show ho Raha aur har month 500 minus add ho Raha muje kya karna chahiye?? RBI me complain kar sakte hai kya
i use niyo global credit card they have added a clause that the card limit would be equal to the FD amount, and we cannot top up like we used to do before to make bigger transactions, i have to do fd of that amount to get that limit. What should i do? should i switch to scapia card?
You are right, Pratik. The Niyo SMB credit card recently updated its policy; there is no top-up feature. I recommend you take the Niyo DCB/Equitas bank debit card, which offers the same benefits as the Niyo SBM credit card.
Wrong Information by you - 04 Lounge Access is both International Terminals in Indian Airports as well as International countries airports, you said Indian terminals in video. That means 29 Dollars * 4 = 116 Dollars savings in Lounge Fees which makes Niyo global better for foreign travel ... Why would i choose a Forex targeted card like Scapia or Niyo targeting Domestic Lounge , for that there are better Reward ratio card. Comparison between these 02 cards should be purely on the basis of advantages outside India
It doesn't work @@bankexpert Wrong Information by you - 04 Lounge Access is both International Terminals in Indian Airports as well as International countries airports, you said Indian terminals in video. That means 29 Dollars * 4 = 116 Dollars savings in Lounge Fees which makes Niyo global better for foreign travel ... Why would i choose a Forex targeted card like Scapia or Niyo targeting Domestic Lounge , for that there are better Reward ratio card. Comparison between these 02 cards should be purely on the basis of advantages outside India
Mujhe to pre-approval card ka offer kb se de Raha h scapiyia credit card Bina f d bala 100parsent approval ho gaya h kya karun le lun card achha hota h ye
American Express fake Cradit Card lene se atcha scapia Cradit Card instant approved high limit and travel ke liye bhi bahut atcha venfit hai ab asix vistra standard chartered amrican express Cradit card ka charge Dene se atcha hai scapia Cradit Card 1 number
Wrong Information in this post - 04 Lounge Access is both International Terminals in Indian Airports as well as International countries airports, you said Indian terminals in video. That means 29 Dollars * 4 = 116 Dollars savings in Lounge Fees which makes Niyo global better for foreign travel ... Why would i choose a Forex targeted card like Scapia or Niyo targeting Domestic Lounge , for that there are better Reward ratio card. Comparison between these 02 cards should be purely on the basis of advantages outside India
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Card Apply Link-
Federal Scapia Credit Card: bit.ly/3FebWIk
Download Niyo App: bit.ly/3Cflm8p
Enter Ref Code- BE250 (Get 250 Niyo coins)
Now onwards we can increase limit in neoglobal credit card by Doing FD only
@@ak_double_onemeans better to apply for scapia first, if it gets rejected, then niyo
Best forex card to use in thailand between niyo global dcb debit card or scapia card?
13 enquiry 1 month me hone ke baad scapia Cradit Card mere dost ko mila 350000 aur mera to civil me 3 enquiry tha 6 lakh limit mila scapia Cradit Card number one. Ab amex standard chartered HSBC axis idfc hdfc SBI ke Cradit Card lene ki jarurat nahi in sab bank ka ghamand attitude tut jaye ga ab ye sab low limit chargebale Cradit Card high documents
Nice Video! What is the limit on the Federal Scapia Card and do we need to do the FD stuff on Scapia Card as well like Niyo?
Scapia is a credit card, so the bank decides the card limit; it depends on how strong your financial profile is, and FD is not required to take the Scapia card.
@@bankexpert Thank you! Are there any other non-FD credit cards with 0% Forex markup fee and 0 Joining and Annual fees?
@@arthurdark3945did u find any such card bro?
Get Niyo global DCB bank card.
Great video..Which is the best credit card to travel to Dubai? Thanks!
Niyo DCB & BookMyForex
you can not change registered mobile number in Niyo if you lose the sim/number. this is pathetic
Yes u can change 👍👍
Hi Subham
I planning a trip to Bali, can you suggest the best international credit card or forex card.
Hi Sanjeet,
I would suggest the HDFC Regalia ForexPlus card or Niyo cards.
How is the fx rate applied on both cards? Is there any fixed rate or daily rate changes and where is the rate lookup for these cards?
For Niyo, it was covert currency in realtime when you made the transaction on this card.
Hi
Does Scapia card work well in Europe ..??
Can i withdraw money from Atm.s in Europe with scapia card??
yes
does the lounge access applies for card holder +family members or friends please reply
Only for card holders.
I am planning to shift to japan for work. Which is best forex card among them.
Thanks for guiding in advance.
You can take both of these cards and one forex card, like the HDFC multi-currency forex card. If credit cards don't work sometimes, then you can use an HDFC Forex card.
@@bankexpert Thanks sir.
Iam travelling to Veitnam next month. Which zero forex card is the best to withdraw money their.
Niyo cards & BookMyForex cards are the best
@@bankexpert but in BooMyForex you can’t load VND and even if I load in USD, BookMyForex charges for cross currency.
Mtlb agar vha pe 5 lakh khrch honge to pehle 5 lakh ki fd kra k jao alag se?
Aisa nahi aap minimum 5000 ke fd kr do bake amount ka top up kr do
Ji ye amount ka top up kis tarah karege
Sir Can You Tell Me One Thing Can I Use These Card In China As Well As Kindly Suggest Me Which One is Better Like Scapia and Niyo At Zero Forex Charges ,So Kindly Give your Better Suggestion 🙏
Scapia credit cards are the best. For Niyo, I suggest the Niyo DCB/Equitas bank debit card.
Federal scapia me bhi FD karawani padti hai kya limit badhane ke liye?
Nhi
Niyo credit card is not good. Bro maine niyo ka credit card liya tha 5 k ki fd karai thi but Maine 50- 60 k ki extra FD karayi aur Maine sare paise withdraw Kiya then Mera account 10k minus me show kar raha hai and wo bol rahe hai pay Karo aur close Karo account.any suggestions bro
kyunke apne jo FD ke hai usko jb card se spend kiya hai toh uske bill genrate hone ke baad pay krna hoga. jo due hai usko clear krke card close kr degiye.
@@bankexpert apki bat sahi hai but fd tho Maine apne paise se ki 70 k aur international ATM se withdraw Kara charge 1000 Tak ho sakta hai but wo -8k show ho Raha aur har month 500 minus add ho Raha muje kya karna chahiye?? RBI me complain kar sakte hai kya
is there any corss currency conversion charges for scapia card?
No
i use niyo global credit card they have added a clause that the card limit would be equal to the FD amount, and we cannot top up like we used to do before to make bigger transactions, i have to do fd of that amount to get that limit. What should i do? should i switch to scapia card?
Scapia is no more issuing cards
You are right, Pratik. The Niyo SMB credit card recently updated its policy; there is no top-up feature. I recommend you take the Niyo DCB/Equitas bank debit card, which offers the same benefits as the Niyo SBM credit card.
Hi sir, kya scapia card ko china me use krne pe koi visa ka charge aayega kya?
bahut he minimum charges lag sakta hai na ke barabar. kyunke yeh card zero forex markup charges ke saath aata hai.
I think niyo now charges same amount on atm withdrawl anyway can you tell me charges on card swipe
There are no charges for swipe/online payments.
why would you use a card for cash withdrawal , that defeats the purpose of a credit card including secured cards like Niyo
Can i get international lounge access outside using scapia or niyo global?
No
Wrong Information by you - 04 Lounge Access is both International Terminals in Indian Airports as well as International countries airports, you said Indian terminals in video. That means 29 Dollars * 4 = 116 Dollars savings in Lounge Fees which makes Niyo global better for foreign travel ... Why would i choose a Forex targeted card like Scapia or Niyo targeting Domestic Lounge , for that there are better Reward ratio card.
Comparison between these 02 cards should be purely on the basis of advantages outside India
You are right recently niyo allows international lounge access.
Does scapia charge TCS after 7 lakhs? please let me know
I think yes, but I am not sure. Call customer care, and they will assist you.
Which card is good for europe
Both are good
Hi, can I use my brother's scapia credit card for foreign transactions?
yes
Can i with draw international currency cash
Yes
Can I use scapia for cash withdrawals like Niyo
Yes
Bhai kuch videos dekhi usme bola niyo ka card rbi ne ban kr rakha ha global use me . Please help muje apply karna hai
Han wo debit card hai. Agar aap Niyo ka credit card use krte ho toh wo globally kaam karega.
Can we get access into international terminal lounge in India with Scapia card ? Or only at domestic terminals?
According to the official website, you can get domestic lounge access. but I think it also works for international terminal lounges in India.
@@bankexpert Thanks for your response
doesn't work in international lounge bth in india and abroad...nly in domestic lounge
It doesn't work @@bankexpert Wrong Information by you - 04 Lounge Access is both International Terminals in Indian Airports as well as International countries airports, you said Indian terminals in video. That means 29 Dollars * 4 = 116 Dollars savings in Lounge Fees which makes Niyo global better for foreign travel ... Why would i choose a Forex targeted card like Scapia or Niyo targeting Domestic Lounge , for that there are better Reward ratio card.
Comparison between these 02 cards should be purely on the basis of advantages outside India
I used Scapia at Delhi T3 Encalm Lounge (International )
Scapia vs niyo X..which is better?
Scapia is a credit card, and Niyo X is a debit card. Both cards offer a zero forex markup fee.
Niyo X is anyway better in other countries @@bankexpert
Dose they charge transaction fee on abroad pos transaction?
no
Mujhe to pre-approval card ka offer kb se de Raha h scapiyia credit card Bina f d bala 100parsent approval ho gaya h kya karun le lun card achha hota h ye
scapia ek acha credit card
Pre approved hai..? yeh kaha show kar raha hai aapka, mtlb kis app par ya kis platform par
American Express fake Cradit Card lene se atcha scapia Cradit Card instant approved high limit and travel ke liye bhi bahut atcha venfit hai ab asix vistra standard chartered amrican express Cradit card ka charge Dene se atcha hai scapia Cradit Card 1 number
Does scapia CC offers free international lounge access?
No only domestic airport lounge
Wrong Information in this post - 04 Lounge Access is both International Terminals in Indian Airports as well as International countries airports, you said Indian terminals in video. That means 29 Dollars * 4 = 116 Dollars savings in Lounge Fees which makes Niyo global better for foreign travel ... Why would i choose a Forex targeted card like Scapia or Niyo targeting Domestic Lounge , for that there are better Reward ratio card.
Comparison between these 02 cards should be purely on the basis of advantages outside India
Niyo Global Debit card will work in Dubai for transcations or it is banned by RBI?
The Niyo debit card was banned for international transactions. but Niyo credit cards work internationally and also work in Dubai.
@@bankexpert I've heard that recently rbi lifted the ban on niyo global debit card for international transactions. Is it true?
Limit?!
It depends on your income, Cibil score, and overall how strong your financial profile is.
What about atm withdrawal charges?
Niyo 300 + GST, Scapia 2.5%of amount withdrawn or Rs.500
Konsa lena chahiye?
According to me, Scapia is good.