My Financial Priorities: When I plan to buy a house, current income, spending habits etc

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  • เผยแพร่เมื่อ 28 พ.ย. 2024

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  • @aerostone99
    @aerostone99 6 ปีที่แล้ว +118

    This is the smartest and most valuable RV/van channel on TH-cam. Spot on analysis regarding real estate. Will, have you thought of creating a recommended reading book/article list? I'd be interested in what your favorite books are. Also, have you read Sapiens by Yuval Harari?

    • @zannez.zixt9771
      @zannez.zixt9771 6 ปีที่แล้ว +6

      The best deals I have found on Real Estate, and looking at sales it is apparent real estate is in winter, so prices are going down and will continue so why buy now?
      Unless I can get a deal.
      The best deal I ever found was a $100,000 dollar house I purchased at a Fed Gov TAx Auction for $7,000 Tax owed for a Non Filer.
      So the moral of the storey,
      allways File your tax,
      Did you know the signature at the bottom is an agreement to pay the amount owed,
      did you know if you put 0.00 owed, that is all they can legally take by force from you and so you only get a nasty letter from the IRS I use as Kindling.
      I never have my assets taken from me and that is because I read Cracking The Code and I learn the signature is an Agreement to pay the amount on the Owed line and if I put I agree to pay 0.00 the government cannot legally do a thing about it only send nasty letters.
      It is True Will Blue Man, go and get the book, it is a nice way to keep $10,000 in your pocket and you have nothing for them to take but some crummy ETF's. Read the book and try it out and share the result with your audience. I did it and now I am nicely invested in the stock market. I am only a girl, although I am married to a MD Harvard Grad UCLA trained wonderful man.

    • @zannez.zixt9771
      @zannez.zixt9771 6 ปีที่แล้ว +1

      LOL U R a very funny personality, where do U travel friend. Eye Be3 from Cali. Bye and Bye Oregon, Arizona Nevada, New Mexico TExas Colorado, all over in meye soon 2 B3e Blue Airstream.

    • @johnnyohness
      @johnnyohness 6 ปีที่แล้ว

      I smell a Trump voter with Elixx.....ya think. Always nothing but negative pabulum 24'7

    • @zannez.zixt9771
      @zannez.zixt9771 6 ปีที่แล้ว +12

      ? Confusion Friend? What does a Trump Voter have anything to do with anything?

    • @zannez.zixt9771
      @zannez.zixt9771 6 ปีที่แล้ว +9

      The problem is Corrupt Career Politicians who borrow endlessly, legally accept campaign donations and this Campaign Donation Class becomes the powerful Lobbying Donor Class of the Ones with the most money who are then privileged with the Monopoly of Violent Force and Coercion that is in the hands of the Career Politicians who are Representing us in Government along with the Government Power To Prosecute without a victim.
      Supreme Court overruled in John Van de Kamp v. Thomas Lee Goldstein (decided January 26,
      2009), the case and effectively held that the government prosecutors are absolutely immune even if they the prosecution intentionally wrongly prosecutes a person for whatever reason.
      Absolute power, corrupts absolutely
      The SOLUTION
      to The Problem of Government Borrowing and Corruption and Prosecution
      Abolish Government Prosecution without a real Victim no victim no charges and an entity or law is not a victim
      Term Limits /
      Abolish Campaign Donations /
      Abolish Direct Taxation of Income /
      Abolish Government Borrowing /
      Prohibit Fed Bank from monetizing Government debt / Returning the Fed to its original design of banker
      for bankers to bail bankers out of liquidity issues and have bankers pay for it, not taxpayers.
      Debt To Equity Swap after the Sovereign Debt Crisis blows up.
      The Sovereign Debt Crisis takes off with a rising in price dollar
      (a rising dollar in price will buy me less food, rent, gas cloths)
      AT this Time of A Rising Dollar in Price that will buy me less Life Liberty and Pursuit of Happy money a
      Rising interest rates on the War Bond Treasury Bill that the Federal Tax Payer, that is you and I we are the ones who pay for the Governments Borrowed money that Bares a Rate of Interest and the Rate of Interest is going up so and so are my and your federal Taxes Americans Fork over to the Government for the interest on the TBill War Bond. . .
      Revolutions all ways take place when corruption is the worst and people have a deflationary decrease in the Life Liberty and Pursuit of Happy money. Always.
      I believe the only type of government which may last cyclically longer is a Direct Democracy with a strict Constitutional Restraint, a Private Supreme Court which MUST hear every case and the Constitutionality of any legislation MUST be tested BEFORE enforced. If we can buy online from Amazon securely, then we can vote online securely as well and reduce the potential to rig elections as they have always done. The PEOPLE should have control of the legislature NEVER pretend “representatives” of the people who are career politicians. We can have “representatives” but that should be a term that is limited to ONE YEAR and never a career. They MUST be subject to the very laws they authorize. We should all be able to vote on every law at home and each law MUST be a stand-alone issue as they do in Switzerland. To change the Constitution, it should NOT be the majority of states, it should require 100% uniformity. Difficult - yes! That is the point. This just touches the surface. A lot more needs to be done. Martin Armstrong.

  • @gisforgirard
    @gisforgirard 6 ปีที่แล้ว +50

    Dude, this is literally the best advice on TH-cam and possibly the entire internet condensed into less than 20 minutes. Genius.

  • @WillProwse
    @WillProwse  6 ปีที่แล้ว +127

    If you found this video useful, please share it :)

    • @skapunkoialternativeliving6522
      @skapunkoialternativeliving6522 6 ปีที่แล้ว +1

      Will Prowse I like the way you are ambitious my friend you have good mind I live in my van and my thing is the same thing basically but I don't work make money on computers like you do on TH-cam I have a regular job and have a side job as well and I love both of them full benefits good pay good pension But there again I'm a city dweller so I don't make money on TH-cam nor do I care to make money on TH-cam..
      But you definitely have some great points it's good that you have ambition I left Alabama lifers have no ambition porta potty in a stupid all day

    • @natez9059
      @natez9059 6 ปีที่แล้ว +4

      Very smart move. Use only cash and not credit to avoid being owned by the banks.

    • @natez9059
      @natez9059 6 ปีที่แล้ว +3

      Have you consider buying a school bus to turn into a microhouse?

    • @skapunkoialternativeliving6522
      @skapunkoialternativeliving6522 6 ปีที่แล้ว +2

      Nate Z that's what I do right now myself but that is great advice I'll tell him the same thing I do only use cash I don't have credit cards my van is a 95 and I blew my high top myself I'm saving a lot of money it's about 5 to $6,000 for high-top I'm doing mine for practically free

    • @rizh5889
      @rizh5889 6 ปีที่แล้ว

      You truly are an inspiration brother.
      And a living proof of the logic and values that I stand for.

  • @rizh5889
    @rizh5889 6 ปีที่แล้ว +103

    I love how you're strong, instead of embracing a victim mentality

    • @zeitGGeist
      @zeitGGeist 5 ปีที่แล้ว

      "victim mentality" is more made up conservative bullshit to justify Native American slaughter and African slavery. Crimes exist holy shit.

    • @ambrosiod605
      @ambrosiod605 5 ปีที่แล้ว +9

      @@zeitGGeist What are you doing here? Are you freaking crazy?

    • @zman7357
      @zman7357 5 ปีที่แล้ว +10

      @@zeitGGeist We all know somebody who won't do anything to better their situation but will constantly complain and make excuses.

  • @charlenelaguer7072
    @charlenelaguer7072 6 ปีที่แล้ว +55

    Will, you are very young with an old man's knowledge and wisdom of life. I like how you present yourself, in a no-nonsense fashion. You are so real and hold no pretenses about your experiences on the road, about your health, or just about life in general. Your transparency is very refreshing as well. I feel that you give a lot of value through each one of your videos. It's clear that you are compassionate about people and want the best for them as you do for yourself. Keep posting and be inspired.

  • @iztherelife1340
    @iztherelife1340 3 ปีที่แล้ว +6

    I’m watching this in 2021 and smiling. Because I know what you’ve got in your garage. And what you’re living on.
    Amazing story. I already liked you before. I am proud of what you’ve done for yourself. I hope you really understand your intelligent and grounded determination is a rare thing. Kudos

  • @LillyKC23
    @LillyKC23 6 ปีที่แล้ว +59

    No property taxes and not stuck with crazy neighbors. 🌟

    • @rebellucy5610
      @rebellucy5610 6 ปีที่แล้ว +4

      Spartangirl 2020 Crazy neighbors are everywhere. We stayed in a RV park in Mississippi. Our neighbor had a baby crib outside their RV with 5 x Pitbulls barking all night.

    • @m.y.ohara-smith2912
      @m.y.ohara-smith2912 5 ปีที่แล้ว +1

      Thank you for the reminder. I live in an ultra-safe one but yeah some of my neighbours drive me crazy.

  • @JamesMorrin
    @JamesMorrin 6 ปีที่แล้ว +20

    Not everyone can buy real estate without a loan. But here is a cautionary tale based on my real life experience that makes what you're saying about buying a house with cash a smart move. We purchased a house a couple of years before the housing bubble in the early 2000s. We didn't overpay for it and it was a nice house! We stayed in that house while my wife and I went to college. While we were finishing our degrees the housing bubble grew and eventually popped. We graduated from college and started to get awesome job offers from across the country! We thought to ourselves, "time to sell the house and move!" We got the house appraised and found out it had lost over a $100,000 in value from what we bought it for because the market had tanked. We were stuck in the house waiting for the market to recover. And it took over 8 years for the values to come back! It was the lowest point in my life we were stuck and imprisoned by the mortgage we took out on the house. Never again will I sell my freedom like that! We missed so many great opportunities over those 8 years and it was an incredibly depressing time in our lives! Everyone says real estate is an investment, which it is! But every investment comes with risk and I had no idea what I was putting on the line when I signed up for that mortgage.

  • @layton9753
    @layton9753 6 ปีที่แล้ว +8

    Your honesty is so refreshing, and you explore topics that for most youtubers is taboo. Real world information about finances. The number one concern people have is their finances, yet they are too embarrassed to even bring up the subject because of the stigma associated with it. I've had lifelong friends where finances never came up, and they later declared bankruptcy. Had no idea. The fact that you are so honest, is more refreshing than you can comprehend. I'm happy for your success, and you have great content. How you don't have 10x your subscribers is beyond me. I subscribe to 100 channels, yours is the only I receive notifications from. That should say something right there.

  • @rafaeltrias1386
    @rafaeltrias1386 6 ปีที่แล้ว +24

    Health is wealth! I think more people are realizing this, and you're doing good stuff sharing things that help ppl in many ways.
    Picking up unhealthy habits gets expensive, not just money wise - it takes a toll on the body and it sucks feeling chronically crap. I’ve gone through health problems enough now to appreciate and enjoy life. Not taking care of yourself is like setting up more resistance. Lol.
    You’re awesome

  • @MrBwalendy
    @MrBwalendy 5 ปีที่แล้ว +5

    Proud to (indirectly) know you. You are not "values challenged" as so many people are. Keep on the high road!

  • @dutch66
    @dutch66 6 ปีที่แล้ว +7

    Ha! It's cheaper to be rich than to be poor. Nice one and very true. If you have cash available, you don't have to get a loan if you want to buy a car. And if you don't need to pay interest, that's cheaper. If you have cash available you can buy stuff 10 items at the same time when there is a good deal at hand. Just buy 10 shirts and 5 pairs of shoes with a great discount. That 's cheaper. But you can only do it, if you got your own stash of cash. And If you have cash available, you can decide for yourself WHEN you want to buy someting because you don't depend on the time restrictions that come with a loan. That's cheaper. So, yes, its cheaper to be rich. But many people don't realize that even if you have a backup of like 20k - 30k you can get about the same result. So you don't really have to be 'rich' to benefit from this principle. Great video Will, as always. Keep up the good work!

  • @Jumphouse2
    @Jumphouse2 3 ปีที่แล้ว

    The kid has an infectious personality and enthusiasm.

  • @SuperJill1111
    @SuperJill1111 3 ปีที่แล้ว +1

    Inspirational. Blessed. Smart. Very wise. Yes, very wise.. Experienced.
    Lemons to lemon juice... glass is half full and not half empty.
    You are gifted, funny, brilliant and have bright future.

  • @allenh7835
    @allenh7835 ปีที่แล้ว +1

    You have the wisdom of many that are twice your age. Heard you in a live "I don't want a lot of friends and be "that guy" everybody calls when they need/want something." MOST, have to learn that one the hard way.

  • @OldLadyInFL
    @OldLadyInFL 5 ปีที่แล้ว +2

    I've been watching you grow through your videos for a few years now, and I'm very impressed with you, and proud of you for coming from your background to where you are. I'm a gardener, and I don't buy a plant unless 1) I can make money off of it or 2) it's so cheap, it doesn't matter if it dies. For example, I'll buy a plant that I know puts out lots of seeds that I can sell or use to grow more plants that I can sell. I try to spend as little as possible on these plants or grow them from seed. I trade plants with people, even ones I know I don't want to grow, because I know I can sell them for much more than the cost of postage. Example: I spent $18 for a trade with another gardener and made it back on just one of the cutting he sent me, and it wasn't even something I asked for, it was just an extra he sent me. I've made over $75 on the plants and seeds he sent me so far, and some of them died. I live in an apartment with very little space around it for gardening, but I maximize that space, then when people come to buy plants, they can see what I was able to do with the plants they are buying, plus what I did in a tiny space.
    I've been bad in one regard. I have a garden blog, but I've never written an ebook, and your made me see that I need to do that. I can literally put my blog posts into an ebook and people will buy it before they will read my blog and buy a product, because most of my posts aren't something I could tie to a product. So my next goal is to write two ebooks (maybe 3, just thought of another topic) and sell them to finance my move to Mexico.
    Always remember that you're a genius (very apparent) and if you had come from a perfect background, you probably wouldn't be where you are now. Sometimes it's best to know where you DON'T want your life to go, and move slowly but surely away from that to something better. My son has done that, and you remind me a lot of him. KEEP GOING! You can do anything you want to do.

  • @d.wayneotto1094
    @d.wayneotto1094 6 ปีที่แล้ว +9

    Thanks for making this video. It answers a lot. I'm hooked on your channel, and I haven't been able to figure out why. When attempting to analyze why, it always comes up the same: your life story and what & how you've overcome is truly remarkable; you've made your own job - out of literally nothing - with impressive success (and you are only getting started); and you've somehow figured out the keys to financial success that most people go through a lifetime and never figure out. I love the solar stuff, the RV stuff, the health stuff, the hobo stories - but in the end I guess I'm here because it is a treat to watch intelligence at work. Thanks for sharing, thanks for educating, and most of all... thanks for inspiring!

  • @aikidoalliance
    @aikidoalliance 4 ปีที่แล้ว +2

    I am so appreciative that you take the time and effort to get online and do all these sessions on solar and electrical setup. I am just now in the process of purchasing a van, and turning it into a motorhome. You have taken such a mystery to me, solar and electrical installation, and explained it in such simple step-by-step terms so that I now feel confident enough to do it myself as a DIY. I bought your book, for a reference, and I will continue to watch your channel for future upgrades. Thank you once again for sharing your knowledge and expertise. Paul Araki-Metcalfe, from Western Australia.

  • @beto-ven8540
    @beto-ven8540 6 ปีที่แล้ว +7

    Extremely smart guy, I like the way his mind works *

  • @martinhenehan1990
    @martinhenehan1990 3 ปีที่แล้ว +1

    I've always said you can use a disability as a crutch or let it make you stronger and I think almost everyone can apply this to some degree and thank you so much for being so real,and you have saved me thousands

  • @celorenzo
    @celorenzo ปีที่แล้ว

    You're a great guy Will, you have overcome adversity and have Triumphed. Love you channel and the information you provide. Thank you Will, may God continue to guide and bless you!

  • @andreawisner7358
    @andreawisner7358 6 ปีที่แล้ว +11

    Have you thought about the size and quality of your intended home? Are you thinking off paying $400,000? Have you thought about buying land and building a small home? You can actually buy home kits online.
    If you build, I'll bet you'll figure out a way to write a book to advise others on how to.

  • @Vatsek
    @Vatsek 6 ปีที่แล้ว +22

    Will, with so widespread knowledge you will be able pretty soon to afford not just one but two houses. A bigger one for yourself and a smaller one for me. Look, I am already learning something from you.

    • @WillProwse
      @WillProwse  6 ปีที่แล้ว +2

      haha

    • @Vatsek
      @Vatsek 6 ปีที่แล้ว +8

      Will, I am turning on notifications so I know when this might happen.

  • @SOFISINTOWN
    @SOFISINTOWN 4 ปีที่แล้ว

    You are SO right Will... I wish millions of people would watch this video.

  • @Reality_TV
    @Reality_TV 4 ปีที่แล้ว +1

    Holy smoke! I am a newbie to this channel and this video was just suggested to me by TH-cam! WOW! I just have to say WOW! I did NOT KNOW this backstory! First, I thought you were MUCH younger than you must be. Second, this video was packed full of very useful information. Third, you are like electricity looking for the path of least resistance! Fourth, every millennial in the world should watch this! EXCELLENT STUFF WILL - EVEN 2 YEARS LATER! ESPECIALLY FOR NOW! As a mom, I love the advice you offer to people and I WISH all young people (or all people) thought the way you do! so BENEFICIAL! Kudos to you for figuring a lot out early in your life! People get so attacked to THINGS without realizing that there is more to life!

  • @jjflash2611
    @jjflash2611 6 ปีที่แล้ว +4

    Great video. My advice -find yourself a good partner while you are young, who will be supportive and have your back, and settle down whether it be in an RV or a House.

  • @michaelcook768
    @michaelcook768 6 ปีที่แล้ว +3

    Will, I think I understand you better than most. I had Carpel Tunnel surgery February 2017. On March 17, I couldn't sit up in the bed...Stalp, off to the hospital. Came home after a week, shot antibiotics for 5 weeks. Then 2.5 weeks later, I couldn't move again...this time the infection was in my spine..ostiomyolitis. More antibiotics, back home after 5 days and 6 more weeks of home injections. Then May 29, I became unresponsive, sand off to a different hospital...SEPSIS...kidneys shut down and I went into a coma for 4 days. I couldn't hardly move. Tons of MRIs, blood tests, ECT. I was in the hospital for a month, then rehab for 5.5 weeks. It took a week to get me on my feet at rehab, and I can go with 1 cane sometimes, usually two. I do have some memory issues, and lots of back and leg pain. They said it could take 2 to 3 years to recover. I thank God I can at least walk.
    So, I think I have a glimpse of what you had to endure.

    • @evopwrmods
      @evopwrmods 6 ปีที่แล้ว +1

      Michael Cook wow sorry to hear your burdens are so heavy. I've had major back surgery spinal fusion and now am dealing with an on the job acl tear at my 57 yrs young. I feel your pain but hang tough and keep it real.

    • @michaelcook768
      @michaelcook768 6 ปีที่แล้ว +1

      Quinton P. Young III. I just turned 58, so we are basically the same age. Having issues that negatively impact ones quality of life at our age is tough, at Wills age, it's mentally paralyzing. Honestly, compared to being wheelchair or bed ridden, I'm doing fantastic. But, when it takes over an hour to change out a shower nozzle when you used to be able to do it in 10-15 minutes...well, it's not on antibodies top 10 things to do. Quinton, same to you, keep your chin up high. And as for Will...can you imagine how we, at his age, would feel about his permanent limitations? We are not going to live for another 50+ years, but he probably will. Sir, take care...hope you get past your issues quickly and limitation free!

    • @donnamaco1
      @donnamaco1 6 ปีที่แล้ว

      Quinton, Would Healthcare for all, single payer, be a helpful system of care for someone in your position? Or do you see problems? Michael' experience was shocking awful.

  • @MrBrianDuga
    @MrBrianDuga 5 ปีที่แล้ว +2

    Wow! You can totally disregard my other comment on another video. You obviously have been through a crucible of your own that's given you a unique lens. What you're saying here is so spot on. I went the other path. Got an old house that needed some work. Was so excited about fixing it up. Then I got lead poisoning, and interestingly enough muscle twitching and nervous system problems. Later I got diagnosed with Lyme Disease. Meanwhile my house is a money pit and I end up in debt up to my eyeballs. The divorce didn't help either. My saving grace has been my job as a Java Developer. I make good money but I am so strapped with debt because of trying to play catch-up with my health and fix the house. If I had followed your path, my stress would be lower, I wouldn't be a mouse to my employer because I'm afraid to speak my mind and get the axe. Mortgages are f'ing evil and you're so smart to avoid it if you can. And you're so young to be so wise. Good for you - you're an inspiration dude. By the way, since you still struggle with nervous system stuff, give my other comment from today a more serious thought (re: EMFs from all this equipment). You could have your cake and eat it too with the right shielding strategies. You may not buy it, but let it simmer and see if the research speaks to you.

  • @gardeniawang
    @gardeniawang ปีที่แล้ว

    "No matter how good your marketing strategy is, if your product sucks you're not gonna be going anywhere" That's why when I hit a wall I always go back to the skill honing or the basics of my products. I don't understand why people are so stuck on being strategic when all they need to do to get ahead is focusing on what's really important. Anyways. You are such an inspiration, I'm quoting you like crazy down here, haha

  • @veryinteresting591
    @veryinteresting591 4 ปีที่แล้ว

    You are a very sincere, humble person. You’re sincerity

  • @stoneyrunva
    @stoneyrunva 5 ปีที่แล้ว +9

    Will, the following is just a comment from an old guy who doesn't know you at all. So take it with a grain of salt. It occurs to me that you are in the driver's seat of your life and you have a golden opportunity staring you right in the face. Although your books probably generate a decent source of income, the real opportunity for you is in product development. Specifically, a portable solar generator. For the sake of this comment, we'll call it the 3P (Prowse Power Portable) Solar Generator. You don't need to be a manufacturer. Just be an assembler of the internal components you've researched and tested. Design a case that you'd like to see on the market. Build the prototype. Make it better, more affordable than any competitor's products. Pitch it to the money folks at an industry aligned partnership (possibly one of the component manufacturers). This channel IS your pitch. Get a lawyer to broker your deal. Let the money people deal with the licensing issues regarding the various internal component manufacturers. Walk away and collect your percentages when we all start buying them. Two years later, bill those same partners for a consulting fee on the newer model of the wildly successful 3P Solar Generator. Become wealthy. Buy an island. Have Chris Stapleton perform at your wedding. That's one American dream.

    • @clairedeiotte8898
      @clairedeiotte8898 4 ปีที่แล้ว

      Why dont you just make your own of all you like and need and make it .

    • @stoneyrunva
      @stoneyrunva 4 ปีที่แล้ว +1

      @@clairedeiotte8898 Well, I'm no genius when it comes to solar like Will obviously is. It would take me years to obtain half the knowledge he has because he's so passionate about this field. I believe he cares about the people and products he recommends which would be a great marketing opportunity. I'd be a customer of his portable solar power station.

    • @heskey333
      @heskey333 4 ปีที่แล้ว

      Well I'm sure it'd be a great device but I'm not sure he could claim to be a neutral reviewer anymore. That is a far more valuable service in a market that is over-saturated with devices of... various quality. Plus he gets a % anyway with the affiliate links.

    • @stoneyrunva
      @stoneyrunva 4 ปีที่แล้ว

      @@heskey333 He could still be "neutral". He wouldn't have to review his own product(s). My guess is he'd still give honest opinions.

  • @WillProwse
    @WillProwse  6 ปีที่แล้ว +2

    Quick note about health insurance: all of my surgeries were 10-25 grand and I have been under 6 times. Health insurance with deductible would cost me 12 grand a year. The chances that I will need a surgery once a year or once every two years is unlikely now with my current life choices. Last year my ankle treatments were not covered by my insurance. I was paying for insurance, and it didn't cover my treatments because they were things like prolotherapy and massage.
    So in my eyes, health insurance is only great if I need cancer treatments or I need to be airlifted. For everything else, I'd rather pay cash. A few thousand here and there is still way cheaper than .e paying for healthcare. Please tell me where I'm wrong in this thinking though. Also, if I get hit with a huge bill, I will pay it at lowest amount till it's gone, and it would still be cheaper monthly than for me to have health insurance in this country. I just cannot justify the cost of paying 600-800 a month and having that huge deductible. It's crazy!

    • @WillProwse
      @WillProwse  6 ปีที่แล้ว +1

      And if I get cancer I'll just take some cash to a medical toursit destination and pay for it. When I was 18 I did this three times for shockwave therapy for my plantar fasciitis. I spent 2 grand in canada instead of 30 grand here in the US.

    • @pnwester2697
      @pnwester2697 5 ปีที่แล้ว

      Regarding cancer. Some cancers are easier and more simple to treat. Like tonsillar, could be just radiation and a little chemo. Probably $100,000. Some weird lymphoma or a leukemia may run a million or more when all said and done with transplants etc. Be smart when paying medical bills. Don't flash any cash and like you said, pay the lowest amount per month you can. A lot of the charges will be written off. There are some oral medications that are $15,000 a month. Many drug companies have patient assistance programs to take the monthly cost down to just $100s. Oral medications for diseases like MS might run $60,000 a year. I personally would not go without insurance but I'm a lot older with a fat 401K, house equity and other assets. More to lose.
      The medical tourist idea is probably good for a single treatment or short series of treatments but nothing long term, like over the period of 3 years or so. AND, don't do any non-conventional treatments. They are generally unsafe and expensive. Stick to stuff that's accepted treatment here in the states, Europe, Canada etc.

  • @greydoe
    @greydoe 6 ปีที่แล้ว +23

    The very best thing I ever did was pay cash for my house. Good to hear how wise you are at your age. I wasn't, but I did have a lot of fun - lol.

  • @kurtsteinbach4927
    @kurtsteinbach4927 4 ปีที่แล้ว +1

    William, you are like a younger and more brilliant version of myself. You see through how conventional ways of living buys into a life of servitude to that system. Always buy cash unless you can justify the leverage of credit. Always buy with a mind to the economy of the purchase. Beware of buying anything that depreciates. Read and research your own solutions to problems in your life. Know that you have to be your own advocate in financial and health issues. I started out learning from your battery advice videos. Now as I learn more about your past and health issues, that context makes me admire you all the more. I know you will survive, just as I have survived, by the power of your curiosity and cleverness. And yes, I too was homeless, and having the perspective of surviving that, in a way provides the confidence to live as creatively as you choose.

    • @walkingthruyourdata-6019
      @walkingthruyourdata-6019 2 ปีที่แล้ว

      Eye of the Tiger, It's good to see that some can go no lower and rise out of the ashes and succeed. Elon Musk has always interested me. A man that doesn't seem to care about money, but he is buried in it flowing around him.

  • @619mark1
    @619mark1 5 ปีที่แล้ว

    Yes! You are inspirational! I got the mobile solar book in my cart, I’ve been watching so many of your videos. Your train of thought is masterfully basic, as if you had 20 years of teaching experience. So precise down to how you pronounce the word “button” and “important” and how you slow down at key moments of understanding is so thoughtful.
    You are so wise and I want to model my thinking after your and get a solar system, develop passive income, get an RV, ditch the apartment, and save up to get some property. That’s a solid plan. I like how your off grid plan is married to financial progress. Thank you.

  • @olemissjim
    @olemissjim 5 ปีที่แล้ว +1

    “Keeping it real... with Will!” Very good video, answered lots of little things about you most of us wouldn’t know. Pretty solid advice, didn’t realize you had those health battles, good luck man.

  • @10MinuteADU
    @10MinuteADU 9 หลายเดือนก่อน

    Wow, we have a lot in common. Broken family, figuring out life on my own, living by my own rules, connective tissue problems, surgeries, desperate times, making it work, fixing and flipping things, dad is genius mechanic/builder/fixer. I wonder where we'll be in another 30 years.

  • @caldwellres1
    @caldwellres1 5 ปีที่แล้ว +2

    I like who you are... I like how you think.

  • @toddkratzer7953
    @toddkratzer7953 5 ปีที่แล้ว +9

    Will you are such a likeable guy that people all over this country would invite you into their home for a day or two instead of getting a hotel room when you traveled. I am also a cash man, I like saving for something then pay cash for it. Who wants to pay interest? You are a very bright young man and love your videos.

  • @OffgridwithJayandJen
    @OffgridwithJayandJen 3 ปีที่แล้ว

    The Car game was fun when younger. I drove for free from age 16 to age 25 just how you did, it was great and fun when it was possible. best wishes Will

  • @anonanonymous1988
    @anonanonymous1988 4 ปีที่แล้ว +1

    I'm in the same boat due to an autoimmune disease. Unable to be in the sun, arthritis in my hands, feet, and injury to my neck. I used to get paid $20+/hour and owned my house. Now I rent a room, and live off of beans, rice, and broth.
    Everything in life can be lost at any time including life itself.

  • @1HayesEng
    @1HayesEng 3 ปีที่แล้ว

    I love how You see the glass half full,.. Not half empty. God has given You wisdom.

  • @kevinweber5129
    @kevinweber5129 6 ปีที่แล้ว

    I think you are doing much better than many of the van youtubers.

  • @michaelcook768
    @michaelcook768 6 ปีที่แล้ว

    Will, since you have suffered with nerve disease, I would like to ask a few questions. I had Carpel Tunnel surgery February 2017. St. Patrick's day, I couldn't get out of bed...horrible burning pain down both legs, so my only recourse was the Rescue Squad. Hospital diagnosis was Staph infection. So, massive antibiotics and home injections for a couple weeks. Blood work showed infection free, stopped antibiotics. Two weeks later, back in the hospital with Ostiomyolitis, IV antibiotics, home, infusion, clear again, 2weeks later, I shut down, hospital, SEPSIS!! Coma for 5 days, kidneys had shut down. I had some nerve damage, but the Sepsis effed me up. Couldn't set in the bed, couldn't hardly move my legs. In the hospital for a month and physical therapy for 5 weeks...then Insurance kicked me out, even though moving around requires leg braces and a walker for short distances. A year later, I am still on oral antibiotics(I wasn't given them till I had Sepsis...if I had them, I wouldn't have had Sepsis.) I take 1800mg gabapentin, 40 mg Norco, 2250mg Robaxin, 1000 Keflex daily. I take other things, but these are specifically connected to the nerve damage. I can manage with 2 canes for a bit, but not miles. Still have the braces and the right leg is still noticeably smaller than the left. I have no ability to move my right foot at all. Still right much pain. Doing things beyond the necessary takes rest and planning. My Cardigan rhythm is still a mess.
    I can drive, live alone, and manage, basically. Docs said it could take 2-3 years to heal. My legs are mostly numb, my butt is numb, and intimacy is not possible. To say I am very bummed about my situation would be the understatement of the last 1000 years.
    Any words of wisdom? If you prefer to respond privately, I am more than happy to share contact info. Take care, and thank you. You ARE an inspiration.

  • @Ontariolabz
    @Ontariolabz ปีที่แล้ว

    I liked this video, and saved it to a playlist - the playlist that I just made and titled "Inspiration" after watching your "Why I live in an RV" video. Outstanding Will!

  • @wayneduff3699
    @wayneduff3699 5 ปีที่แล้ว +1

    I have said this before from your "why I live in a motor home " video,....you impressed the hell out me.
    My best wishes to you.

  • @Kievlar
    @Kievlar 2 ปีที่แล้ว

    You are my most favorite person on TH-cam right now. You're videos are all awesome. Great personality!!!

  • @DerVeet
    @DerVeet 6 ปีที่แล้ว +2

    My I.Q. increase 10 points just from watching this one video! Will have you considered giving live seminars on living smart?

  • @miamisammy4020
    @miamisammy4020 4 ปีที่แล้ว

    I love your optimism and enthusiasm. You are Amazing! Thanks for sharing your experiences and perspectives. You are a bright and industrious young man that has a lot to offer in terms of value to people of all ages. I am particularly enjoying your beginner videos on mobile solar systems and making another attempt at equipping my truck using the “low budget” model you speak of in your “Mobile Solar Power Made Easy” book. Really excited to see it all come together and now I have a better understanding of how it all works thanks to you, Will. My next project will be my shed and then perhaps my home.

  • @zanesutherland406
    @zanesutherland406 6 ปีที่แล้ว +12

    I bought a 1989 dodge caravan from my pastor for $400 in May. About 156,000 mi, ugly as all heck, some paint peeling, a few little dents, a little rust, but it gets me around with better gas mileage than my Suburban, and I am planning on doing some weekend trips in it. It was such a low investment that if it ever failed I barely lost anything.

    • @WillProwse
      @WillProwse  6 ปีที่แล้ว +2

      Nice job. I love seeing the pictures that you're posting on Instagram

    • @WillProwse
      @WillProwse  6 ปีที่แล้ว +1

      Looks like a fun project

    • @zannez.zixt9771
      @zannez.zixt9771 6 ปีที่แล้ว +1

      Wow I love your Name. My name is Zanne. I am a married woman. I see many women with this name. I have never met a man. It is a nice name for a woman or a man. How did you come by it?

  • @mrfoodarama
    @mrfoodarama 5 ปีที่แล้ว +3

    Wow... I knew you seemed intelligent, but you have incredible insight and seem to have implemented your knowledge into your life. You're a wise man.
    Continuously impressed with you and your channel 🧠

  • @steevebrissette5767
    @steevebrissette5767 4 ปีที่แล้ว

    This is it. The truth. I’ve learned here, not everything but when it’s true, it’s the Only way. thanks for sharing.

  • @dingfeldersmurfalot4560
    @dingfeldersmurfalot4560 6 ปีที่แล้ว +2

    Regarding 2 or 3 percent on a house, the thing is that it is a return on the whole value of the house, and your down-payment is only a fraction of that. So you invest a part but get that 2 or 3 percent return on the whole. That can be a very good return. Especially these days, when you can't just stick money in the bank and expect a return that outpaces inflation anymore.
    And you don't have to pay any taxes on your profit, not for a very long time if ever(you could be dead by then), or take any money out to pay taxes on that return while it is invested, unlike the case with, say, stock dividends.
    What's more, home ownership for the first 3 years is essentially free, because the tax deductions are so large.
    Further, you can live in that investment, which you can't do in, say ... a stock portfolio. In many places in the U.S. it is cheaper to buy than to rent, and if you hadn't bought ... what would be the cost of renting? That needs to be added into the mix to get to a true profit/loss number.
    So the real return on home ownership can be very high even if it doesn't appreciate quickly.
    Bear in mind too that often even wealthy people do not pay for homes in cash, as the tax benefits can make a mortgage pay for itself for years, and in the meantime they can invest the extra money into other investments. If you read about the investments of many very well to do people, hardly any of it is liquid, because liquid money is dead money. It represents opportunity, but not yet taking advantage of that opportunity.

  • @PixelShade
    @PixelShade 4 ปีที่แล้ว +1

    It's kind of strange how different the world is. In everyday life I never think about healthcare since it is free (in my country, and in most countries... as it is often considered a core pillar of society) You're a brilliantly smart man Will. But listening to your story, and this I just kind of wish you lived somewhere where society would help YOU. You're giving so much back, to people, to society (through your entrepreneurship). We are very similar creatures. I also have negligible living expenses... 140$ + 150$ for food, and around 50$ for private consumption per month. Which allows me to pursue my dreams without the worry of becoming sick. Having that ease of mind really help me being ambitious, while at the same time not getting an ulcer from stress.

  • @technomage2017
    @technomage2017 3 ปีที่แล้ว

    When the body fails, the mind awakens, kudos Will🖖

  • @Bev1946
    @Bev1946 6 ปีที่แล้ว +1

    Yes, you said like a game. I read / heard it is helpful not to think of "getting money" but to think of "getting green pieces of paper" in order to win.

  • @bobholland9924
    @bobholland9924 5 ปีที่แล้ว

    You sound like you listen to Dave Ramsey when you were a kid. and you're right when you do what you're passionate about you do it to the best of your ability because your names attached you want it to be the best . You're one hell of a teacher real good at sharing the knowledge thank you

  • @om617yota8
    @om617yota8 3 ปีที่แล้ว

    Man you're so right. 1. Health above all else. 2. Follow your aptitude and the money. If that happens to be your passion too, maybe that's a good thing, but don't let your passion interfere with making a living.

  • @donnamaco1
    @donnamaco1 6 ปีที่แล้ว +2

    It is cheaper to be rich than to be poor, love it!

  • @warren935
    @warren935 4 ปีที่แล้ว

    Your videos are awesome. Love the fact that you put your integrity above all else. Always honest and you tell the truth good or bad. Watching you kills me, it's like the kids from Real Genius mashed with Dr Seuss and Rainman. The whole thing is just perfect!

  • @SLMain5
    @SLMain5 5 ปีที่แล้ว +1

    TFS Will. I have watched your channel for a while and have heard you talk about your health. My take on problems is that God takes many of through things so that we may be able to help others. You are living God’s plan and I personally would like to thank you. 🥰

  • @musicaflowerchild5540
    @musicaflowerchild5540 3 ปีที่แล้ว

    Thank you Will. I'm 62 semi-disabled and retired from my job. This is a good way to think. I don't really understand passive income. But I will do know that I need to find a way to make more money. I'm just afraid of being scammed by people with money making schemes that aren't profitable.

  • @pickboy62
    @pickboy62 5 ปีที่แล้ว +1

    I literally love you 😍 You’re content and yourself are just perfect and you know you’re values and priorities. I hope to see you big one day.

  • @nextpagepj9058
    @nextpagepj9058 6 ปีที่แล้ว +1

    One thing I'd like to point out about health insurance, because I know a lot of people disagree with Will in regards to him not having any. Often times hospitals and doctor's offices will give a discount to uninsured patients, and it's often a LARGE discount, upwards of 50%. In many cases, this discount makes it cheaper annually than paying large monthly premiums AND the huge annual deductible. I'm not recommending anyone go without health insurance because the future is unpredictable and it IS a huge gamble, but the discount for uninsured persons is a scenario I'm seeing played out often and it's actually BENEFITED the patient, whereas having insurance would have actually cost them more. Just food for thought.

  • @thomastauer8396
    @thomastauer8396 5 ปีที่แล้ว

    You are so pleasurable to watch. So proud of your views of live. And so knowledgeable

  • @textsmsmaster9884
    @textsmsmaster9884 5 ปีที่แล้ว

    I've been watching and researching off grid you tube videos for about a year now ... the few videos I've watched from your channel ( I subscribed) seem to be more well rounded in content versus 99% of others ... however, every video I've watched, there was something gained .. your content is very good ... thank you for giving with your you tube channel

  • @Johnnyd943
    @Johnnyd943 4 ปีที่แล้ว

    Will ....so much respect for you... God Speed

  • @5203mhr
    @5203mhr 3 ปีที่แล้ว

    You are one of my top you tube channel to watch it
    Love your life stories and technical contents of each videos

  • @annag467
    @annag467 3 ปีที่แล้ว

    Yes! Thank you, goals when traveling are important, it ensures your satisfaction that you made efforts and expense worthwhile. They can be small goals. Great efforts without purpose, feels stressful and frustrating. Great share Mr. P

  • @rochellemoore5132
    @rochellemoore5132 5 ปีที่แล้ว

    RV and van life doesn't just have to happen by traveling the US or Europe or wherever. I think that's so true, at least for me at the moment. This was super useful in reinforcing the ideas I have as well. Thanks for sharing!

  • @tabaccopuro
    @tabaccopuro 5 ปีที่แล้ว

    Great video! Great books! The house is never really yours. If you stop paying prop taxes, some states can/will sell it from under your feet, through corrupt auctions, for just the taxes owed. I grew up camping in RVs when I was younger and it was the most awesome part of my life. If I'd hit a lotto, I'd buy one and explore the us the rest of my life. Don't knock that lifestyle, till you try it. We had a boat & an RV and we explored/fished the Fl keys for years.
    You are right on point! Health is a priority.
    Money and no health nullifies it all. Stay healthy my friend.

  • @justfly2525
    @justfly2525 4 ปีที่แล้ว

    There are very few people as inspirational as you Will. Keep it up!

  • @ryanpitt6907
    @ryanpitt6907 6 ปีที่แล้ว +3

    Probably your best video yet

  • @sia.b6184
    @sia.b6184 2 ปีที่แล้ว

    Will brother ... Your just like me , though prolly a tad younger , I know this is four years old and I don't know whether your now married yet , but all that is left is to ensure you find the right wife that has the same views ... It's rare ... But I did and I am able to keep the same mindset of disposability , cash over debt , spend alot only when it helps you work ,health over everything else , property with cash and living within means and the missues doesn't complain but supports , think that is all that's left brother, find the right girl. I am also an engineer and have stuff lying around the house , the shed , electronics everywhere when I am working on an idea and the wife loves it. I also love your channel , you've helped me a lot with your solar advice aswell and now my house in Australia with rising costs of electricity and potential blackouts will probably be the only house with 80% power savings and the tv on when the power companies stuff up .. keep up the good work and stay healthy

  • @jodeluna62
    @jodeluna62 5 ปีที่แล้ว

    Will Sounds Like You Got Your Shit Together! And At You Age You Gothing It Together Is Great!

  • @gordonvanlieshout8134
    @gordonvanlieshout8134 5 ปีที่แล้ว

    Money is not everything. Opportunities are not only financial. Looks like you have a good support group and you have common sense, and a good approach to life as I see it also. Follow your intuition, it's been good for so far.

  • @lyndaphillips9064
    @lyndaphillips9064 4 ปีที่แล้ว

    So much to think about. You are an intense young man. Thanks for all you do.

  • @SLIGHTLYOFFENSIVETV
    @SLIGHTLYOFFENSIVETV 6 ปีที่แล้ว +2

    Yeah, I don’t RV but I learn a lot from this channel too. That’s crazy 7k a month doing what you do! Good stuff, still waiting for TH-cam to monetize my videos lol trying to make more money myself!

  • @TheJust22az
    @TheJust22az 5 ปีที่แล้ว

    Very impressive. You have some great advice. Over the past 15 years I flipped/rented about 45 houses in the Phoenix Metro area. It did not make me rich and I made a lot of mistakes but overall, I was very fortunate to have made the money I did. Now, homes in Phoenix are overvalued but people keep pouring in here and paying ridiculous prices for ghetto homes. It is a bit of a catch 22 as I don't see how that will benefit them in the long run but rent is even more ridiculous.

  • @cjkline83
    @cjkline83 6 ปีที่แล้ว +1

    I can't thank you enough for all the insight and advice you give. I only found your channel recently, but every video I've seen has been very enlightening. Keep up the great content and I'm glad to see you doing well health-wise.

  • @theLutheran1
    @theLutheran1 5 ปีที่แล้ว +1

    Will, your philosophy for work is very similar to a doctrine of vocation I learned as a Lutheran. I was taught to serve my neighbors rather than my own passions.

  • @HomemadeAC
    @HomemadeAC 3 ปีที่แล้ว

    Excellent video Will amen.
    I really enjoy your down to earth every man approach to this video. It's difficult without knowing someone personally who has an I line presence. It's even harder to understand the popularity vs financial reward as well.
    Thanks for sharing,
    James & Rescue Kitty😺

  • @Rick-O-Shay60
    @Rick-O-Shay60 4 ปีที่แล้ว

    I stumbled across your channel by chance early last evening. Now, several hours later, a new subscriber to your channel, and having watched many of your videos... I've a new found interest in this technology.
    You have a great personality. I have no doubt you will succeed in most all future endeavors life holds for you. What ever they may be! Thank You, All the best to you friend.

  • @zallesyn4686
    @zallesyn4686 6 ปีที่แล้ว +1

    Its so nice having a bit of a guide for this stuff. I wanna try this lifestyle and your videos opened my eyes on so many problems that i didnt even consider, and to all of them you shared your solutions and experiences
    Just... Good job lad, keep it up

  • @pamagujar183
    @pamagujar183 5 ปีที่แล้ว

    Great winning strategy! Well thought! The concepts and remedies you address are practical and working concepts because you've experienced them yourself. You weren't in a vacuum. These are very common complexities for those of us who are new to RV living. Thank you for demystifying all these very needed skills. I bought your books and feel confidant enough from your expertise to take on a new journey. Thanks again and your're very appreciated! Thanks for your sensitivity and thoughtfulness!

  • @commonsense.1014
    @commonsense.1014 2 ปีที่แล้ว

    my priority. stability. that will take care of me in my 80's. that implys my personal stock/ saving interest(dividens), pension, social security (wen I get old enough.) off the grid solar, and back to farming. but I dream of retiring at 43.

  • @t.ticklesfpv
    @t.ticklesfpv 3 ปีที่แล้ว

    Thank you. You've been a great inspiration to me. You have helped me get up in the morning. I really appreciate you will. Much love from west coast Canada

  • @mattcirino4898
    @mattcirino4898 2 ปีที่แล้ว

    Will, I found some of your insights very inspirational, thank you!

  • @darbar2375
    @darbar2375 5 ปีที่แล้ว +1

    Great video and great thoughts. Keep up the good work and foresight. You're a very smart and thoughtful man for your age. Way ahead of your time. Love all your videos. Concise, honest, and fact-filled. Great editing and presentation. I'm a big fan. Thank you!

  • @collegepros
    @collegepros 5 ปีที่แล้ว +1

    I appreciate your authenticity!

  • @estrouse123
    @estrouse123 6 ปีที่แล้ว

    Your an excellent communicator. I’m going to start van life next year. Tired of paying 3,500/month for rent in Bay Area.

  • @Kurskaja_Narodnaja_Respublika
    @Kurskaja_Narodnaja_Respublika 5 ปีที่แล้ว

    Like the expertise and enthusiasm in your videos, keep them coming.

  • @johnnychavez2181
    @johnnychavez2181 5 ปีที่แล้ว +3

    You are a Breath of fresh air and an Absolute Inspiration! Thank you, Will.

  • @KelosF
    @KelosF 5 ปีที่แล้ว

    Your enthusiasm is contagious. Love watching your videos & I'm your age. 🙌

  • @4philipp
    @4philipp 4 ปีที่แล้ว

    That’s an interesting analysis and philosophy. It will work for some, not for others. Many people only work for bare minimum expenses and would never be able to save to cover healthcare expenses.
    You have one massive advantage over the majority of the population. You are very smart and learn quick. That sets you apart with your earnings potential.
    You are also blessed with having a minimalist mindset, which I’m not sure if it can be trained or is a natural thing. You are not attached to things. Scarcity or abundance? A scarcity mindset tends to be in the hoarder spectrum, the abundance mindset is in the minimalist spectrum. I think a healthy mix of both might be best in the long run.
    While youth is on your side, your form of living works very well. But as you get older chances are some of your priorities will change. So leave yourself leeway to make adjustments.
    Location matters as well. In the south it’s easier to survive in an RV then it would be in the Midwest in winter. In some places you can have a cabin shell build for the same cost as a $20k RV. So it’s all kinda relative. I like to have my own land and structures to retreat to. I also like having a garden and chickens, so being attached to my land is kinda a priority. Otherwise I would live on a boat, which I considered.

  • @jessarellanes6648
    @jessarellanes6648 5 ปีที่แล้ว

    I can listen to every day at least once, because when i do i always learn something, from you, thank you for sharing

  • @BeFree8
    @BeFree8 6 ปีที่แล้ว

    You are a smart boy. You are a good example for people looking for different ways to live. You could get some of your trusted friends together and pool your cash together and buy a decent house where you will be happy. You could all sign a legal agreement that you will all be responsible for your part of the house. For example buy a 5 bedroom house with 5 friends and you all agree to be responsible for your part or 1/5 of the house. A contract will protect you all. If one person can not continue the agreement you will need a contract that covers getting a replacement to carry the load. Get a house with a parking lot for all of your Rv's or whatever you have. Maybe make a legal contract to buy out one of the people if they change their minds later on. Nothing last for ever and everything changes. Don't worry about others just be the best you that you can be and keep helping people and your are right you will make more money.

  • @davidj.gallardo4553
    @davidj.gallardo4553 4 ปีที่แล้ว

    William the video showing up this morning is 2 years old... do you feel you've changed since video... you seem to be a good person and no doubt you're very intelligent!!! Do you believe money doesn't identify who a person is? I hope you have at least a close friend or family to depend on... I witnessed my dad getting sick and being forced to rely on me... I sincerely hope your health has improved and you are doing good.... you're a good man!!!

  • @Cruzinsusan5101
    @Cruzinsusan5101 4 ปีที่แล้ว

    How many thumbs up can I possibly give????? Awesome video! I love and respect your unapologetic opinion's!! I truly do!!

  • @larrybell4599
    @larrybell4599 3 ปีที่แล้ว

    Great video Will !! Thank you for your courageous honesty. I’m praying for God to bless you and keep you healthy.