I was worried at first that going premium might deprive content creators of money, but apparently the longer someone watches a video on premium the more the creator gets, so I felt better reading that! You work hard and deserve to get paid for it, I always hate seeing people complaining about creators being monetised 😢.
Glad you are feeling better now.. I was looking at buying that budget planner the day before I watched this... so glad I did.. I don't have time for all of that detail 😂
I've been using the Abundant Budgets planner and I really love it so far. It's very straightforward to use, but is still allowing me to keep a close eye on spending.
I knew there was something I forgot to say, there were no ads during your video when I watched it on Sunday night and I don't have TH-cam premium so there you go, the ad thing is a mystery!
I agree with making it as simple as possible. I couldn’t do it the way so many people do it. It’s pretty involving. We get paid every other week. I have a happy planner that I tweaked to suit how I do thing. I write down what’s in checking. I subtracted the bills, (Comcast,cell phones, water, lights,garbage) then I put a set amount into savings, the rest goes for what we need(all the other things) I do keep track of our expenses on spreadsheets on my computer because Apple numbers does all the adding for you. I’ve tracked our spending for the last 4 years and we’re pretty consistent on that.
Just catching up! Happy belated birthday 🎉 and sorry you have been poorly on your hols. It took me a while to get used to the new TBM budget page as its changed from what I’ve used for the last couple of years. You track your sinking funds used as a deposit/income in the spending trackers and add them up and stick them in the income box. I don’t use some of the pages either, you do what suits you best 🙂
Oh Zoe! What a rollercoaster, so glad you managed to get to Prague despite not feeling tip top. I hope the rest of the month is calmer, happy birthdays and anniversaries all round! Gentle huggs x
I got 8 sets of adverts for this video which I think is a record 😂 if I’ve got a longer video to watch and know there will be lots of adverts then I watch it whilst I’m cooking dinner or getting things ready in the morning. ❤
Happy birthday to you and paul. Glad your better now and you got to enjoy a bit of your holiday. ❤ wow what a great deal on the phones. Lovely pictures there at the end too ❤
Lovely to see you back on YT. You’ve definitely had an eventful month. Amazing side hustling and will keep a look out for the cash stuffing of it. I find those budgets books way more complicated than they need to be. Bringing sinking funds back in as income just confuses me so I just track the fund and then split the main monthly income to where it needs to go. My mind just boggles by the books. You do amazing with them 💕
Another great video as always! Have watched it 15 times all the way through as I kept falling asleep last night 😂 you always have a drama and make my life feel normal if it makes you feel better 😂😂 hope your doing well and happy belated birthday to you and Paul ❤xx😊
I have the TBM planner and I feel it doesn't work for me this year - the first year it doesn't seem to. I'm going to keep trying and maybe buy another one in the autumn
Yes I stayed to the end, it was very interesting. I think that book might have confused me but then I use a cash book from Temu which is simple and cheap 😁
Hi Zoe happy belated birthday to you and Paul you share a birthday with my husband x. Paul looked like he had a great time in Prague, we also where so very lucky we did lose power tho the 4 estates around us did along with one of the supermarkets, I'm watching your video on Sunday and boy it's horrible again today glad you where all safe x
So happy you finally got to enjoy your trip. I too am not happy with the budget mom planner. I was very excited to get it. But Meh? I dont think its for me. Sure I always stay till the end.
My head was hurting with the budget planner lol. I have tried with budget planners but I just can't get used to them. I've been using Ynab classic for years, so I stick with that. I don't track my spending as it's only me but I do think if you have a way that works for you then stick with it. Nice long video, I enjoyed catching up. Prague sounds great, shame that you were ill but I hope you both enjoyed it as much as you could.
Yay , great to see you Zoe 😍 aww made me tear up that , describing Paul’s reaction 💜 sorry you was soo poorly 😢 blummin typical that isn’t it after all your hard work saving and planning . I agree with what u have said…. The planner is there to assist us and help , so we have to make it work how WE want. It’s just a tool isn’t it. I use them as I wish and not as it’s intended, but as you know I am a rebel 😂🙈. I like the coil. The paper smells weird though 😂, I ignore what I don’t want ( as I did last year and the year before with different planners ) and I label my pens , I have about 8 categories. Interesting about monzo customer service. Great deal with the phones Zoe , that is an amazing amount for recycling your phones , well done you 💪💪💪 great side hustle and this is a very useful video 🥰💜 see you soon 😍🥰xx 💕🌸💕 edited to add , great photos ☺️🙊💜
This is a job for you at the end of the day. I pay for premium just because I like to watch things all the way through so now have premium. People will moan about everything and anything sometimes lol x
I feel the exact same way about TBM planner, I couldn’t wait to get it and I hate it. It costs me $86.00 Canadian to get it….never again. I’m glad to see there are others that are not happy with it because I honestly felt how can I not love it, everyone seems to love it. It’s so much paper, it’s overwhelming and it’s so darn heavy. I went and bought a standard planner and instantly felt better however I hate that I wasted that much money buying that darn planner!
I downloaded tbmp aswell thought id would like to go back to a paper planner and i only could use it for 2 weeks, writing everything down done my head in digital jist works better for me. I had to many catergories aswell, i had a binder just for meself think i had nearly 20 catergories just for meself madness drove me insane, so now i just have 6 sinking funds along with my bills and weekly spending so much easier.
Ad your talking about ads, I get an Ad! 😂😂 listen you don't need to justify your Adsense to anyone. They either watch or don't watch. But where have you been in January!?
Lovely video 🩵🩵 Julz planner was the first one i got and i loved it so i brought it again this year, i’ve looked at others and they were too complicated or not got what i needed 🩵
I was worried at first that going premium might deprive content creators of money, but apparently the longer someone watches a video on premium the more the creator gets, so I felt better reading that! You work hard and deserve to get paid for it, I always hate seeing people complaining about creators being monetised 😢.
Oh! I love how you surprised your husband! That’s awesome!❤
My goodness me thats a busy month! Glad your all better and had a lovely time in Prague! Glad you've got some extra you deserve it xx 🧡🧡🍂🍂🦊🦊🍄🍄
You could print out headers on sticker paper to make your own headers, it would be a bit neater if it bothers you. Nice to see you back!
Glad you are feeling better now.. I was looking at buying that budget planner the day before I watched this... so glad I did.. I don't have time for all of that detail 😂
I've been using the Abundant Budgets planner and I really love it so far. It's very straightforward to use, but is still allowing me to keep a close eye on spending.
I watched this video on Sunday night Zoe and was disappointed when it ended. Great catch-up video. Looking forward to the next one 😍
I knew there was something I forgot to say, there were no ads during your video when I watched it on Sunday night and I don't have TH-cam premium so there you go, the ad thing is a mystery!
I agree with making it as simple as possible. I couldn’t do it the way so many people do it. It’s pretty involving.
We get paid every other week. I have a happy planner that I tweaked to suit how I do thing.
I write down what’s in checking. I subtracted the bills, (Comcast,cell phones, water, lights,garbage) then I put a set amount into savings, the rest goes for what we need(all the other things)
I do keep track of our expenses on spreadsheets on my computer because Apple numbers does all the adding for you.
I’ve tracked our spending for the last 4 years and we’re pretty consistent on that.
Just catching up! Happy belated birthday 🎉 and sorry you have been poorly on your hols. It took me a while to get used to the new TBM budget page as its changed from what I’ve used for the last couple of years. You track your sinking funds used as a deposit/income in the spending trackers and add them up and stick them in the income box. I don’t use some of the pages either, you do what suits you best 🙂
Oh Zoe! What a rollercoaster, so glad you managed to get to Prague despite not feeling tip top. I hope the rest of the month is calmer, happy birthdays and anniversaries all round! Gentle huggs x
❤ video. Michelle from yorkshire budgets uses Tbm i think. May have a look at hers for set up or ideas.
I got 8 sets of adverts for this video which I think is a record 😂 if I’ve got a longer video to watch and know there will be lots of adverts then I watch it whilst I’m cooking dinner or getting things ready in the morning. ❤
@@karinatuck2421 holy crap that must've made the video about 2 hours long 🫣🫣🫣
@ they weren’t long ones so it didn’t feel too much longer x
Happy birthday to you and paul. Glad your better now and you got to enjoy a bit of your holiday. ❤ wow what a great deal on the phones. Lovely pictures there at the end too ❤
Lovely to see you back on YT. You’ve definitely had an eventful month.
Amazing side hustling and will keep a look out for the cash stuffing of it.
I find those budgets books way more complicated than they need to be. Bringing sinking funds back in as income just confuses me so I just track the fund and then split the main monthly income to where it needs to go. My mind just boggles by the books. You do amazing with them 💕
What a lovely surprise. I am so sorry you felt so rough while on Prague but glad you managed to enjoy some of it.
Another great video as always! Have watched it 15 times all the way through as I kept falling asleep last night 😂 you always have a drama and make my life feel normal if it makes you feel better 😂😂 hope your doing well and happy belated birthday to you and Paul ❤xx😊
Yay been waiting for your cash stuffing video i dont mind the adds i watch them x
Have you watched Tbm videos on how to use the planner. I found them helpful xx
I have the TBM planner and I feel it doesn't work for me this year - the first year it doesn't seem to. I'm going to keep trying and maybe buy another one in the autumn
Yes I stayed to the end, it was very interesting. I think that book might have confused me but then I use a cash book from Temu which is simple and cheap 😁
I’ve asked Julz and she has still got some of her new planners xx
Hi Zoe happy belated birthday to you and Paul you share a birthday with my husband x. Paul looked like he had a great time in Prague, we also where so very lucky we did lose power tho the 4 estates around us did along with one of the supermarkets, I'm watching your video on Sunday and boy it's horrible again today glad you where all safe x
So happy you finally got to enjoy your trip. I too am not happy with the budget mom planner. I was very excited to get it. But Meh? I dont think its for me. Sure I always stay till the end.
An eventful January, happy belated birthday 🎉
Oh yes u need to make some money all your hard work. We all love your videos. We don't mind watching the ads❤
Wowser Zoe, what a January for ye 😲
But what an end to it & such positivity ❤️❤️❤️
You really are a Super Trooper💪 xx
It's TH-cam messing with the ads not us lol ❤
My head was hurting with the budget planner lol. I have tried with budget planners but I just can't get used to them. I've been using Ynab classic for years, so I stick with that. I don't track my spending as it's only me but I do think if you have a way that works for you then stick with it.
Nice long video, I enjoyed catching up. Prague sounds great, shame that you were ill but I hope you both enjoyed it as much as you could.
Yay , great to see you Zoe 😍 aww made me tear up that , describing Paul’s reaction 💜 sorry you was soo poorly 😢 blummin typical that isn’t it after all your hard work saving and planning . I agree with what u have said…. The planner is there to assist us and help , so we have to make it work how WE want. It’s just a tool isn’t it. I use them as I wish and not as it’s intended, but as you know I am a rebel 😂🙈. I like the coil. The paper smells weird though 😂, I ignore what I don’t want ( as I did last year and the year before with different planners ) and I label my pens , I have about 8 categories. Interesting about monzo customer service. Great deal with the phones Zoe , that is an amazing amount for recycling your phones , well done you 💪💪💪 great side hustle and this is a very useful video 🥰💜 see you soon 😍🥰xx 💕🌸💕 edited to add , great photos ☺️🙊💜
Oh so sorry you were poorly I will have to visit Prague.
Awwwww just watched x gutted you don’t like the planner xx (I do have planners just for reference) but I’m sure you can make it work for you xx
This is a job for you at the end of the day. I pay for premium just because I like to watch things all the way through so now have premium. People will moan about everything and anything sometimes lol x
I feel the exact same way about TBM planner, I couldn’t wait to get it and I hate it. It costs me $86.00 Canadian to get it….never again. I’m glad to see there are others that are not happy with it because I honestly felt how can I not love it, everyone seems to love it. It’s so much paper, it’s overwhelming and it’s so darn heavy. I went and bought a standard planner and instantly felt better however I hate that I wasted that much money buying that darn planner!
You and my daughter share a birthday! She turned 21 this year. Happy belated birthdays to you and Paul!
I downloaded tbmp aswell thought id would like to go back to a paper planner and i only could use it for 2 weeks, writing everything down done my head in digital jist works better for me. I had to many catergories aswell, i had a binder just for meself think i had nearly 20 catergories just for meself madness drove me insane, so now i just have 6 sinking funds along with my bills and weekly spending so much easier.
What a ball ache!
😊 Hello Zoe💕
❤❤
Ad your talking about ads, I get an Ad! 😂😂 listen you don't need to justify your Adsense to anyone. They either watch or don't watch.
But where have you been in January!?
Lovely video 🩵🩵 Julz planner was the first one i got and i loved it so i brought it again this year, i’ve looked at others and they were too complicated or not got what i needed 🩵