WILL PHILIPPINE BANKS FAIL?

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  • เผยแพร่เมื่อ 21 มี.ค. 2023
  • Are you curious about what really happened with the closure of US regional banks Silicon Valley Bank and Signature Bank, and the flash acquisition of Credit Suisse by UBS? Have you been wondering about the cause of the recent global banking turmoil? Are rate hikes to blame? In this video, we delve into the details and provide insight into the events that led to these significant changes in the banking industry.
    But the more important question is: Will Philippine banks fail? Will it face a similar fate?
    Join our Chairman Rex Mendoza and gain a deeper understanding of the complexities of the global banking industry, and how it can affect our everyday lives.
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    #siliconvalley #creditsuisse #bankrun

ความคิดเห็น • 625

  • @IronmanLIIII0
    @IronmanLIIII0 ปีที่แล้ว +179

    As an American expat living here in the Philippines, I can tell you I feel safer keeping my money in a Philippine bank rather than a US bank at present. I also get a much higher interest rate on my savings account here than the US.

    • @friarnewborg9213
      @friarnewborg9213 ปีที่แล้ว +6

      Beware the Hidden Risks!

    • @aishatjimoh4510
      @aishatjimoh4510 ปีที่แล้ว

      I've been trading with her for months now too and all my trades have been going well

    • @kristen374
      @kristen374 ปีที่แล้ว

      Telegram👇

    • @kristen374
      @kristen374 ปีที่แล้ว

      @Incommore

    • @morrisella3065
      @morrisella3065 ปีที่แล้ว +1

      I'm surprised to hear that some people here are using Mrs. Anna trading strategy! I met her 2 months ago and it was a great pleasure to work with her. Bravo to be part of his winning team.

  • @bepitan
    @bepitan ปีที่แล้ว +29

    philippine banks have to be one of the most cautious in the world when it comes to lending money, always demanding collateral and very quick to chase outstanding debts.

  • @lolitabitanga8923
    @lolitabitanga8923 ปีที่แล้ว +35

    Am glad the banking system in Phil is doing well...gives us more confidence

  • @ronaloufamular6506
    @ronaloufamular6506 ปีที่แล้ว +7

    Thank you so much Sir 🙏
    GOD bless you more Sir.
    Damang dama namin ang laki ng puso mo para sa lahat ng mga Pilipino.
    You are a living hero Po❤

  • @zensvlognotapro
    @zensvlognotapro ปีที่แล้ว +3

    Marami na din po kasing financial institutions na kalaban ang mga banko meron ng mga apps na we can receive and send money.
    Uso na po ngayon na kahit zero maintenaning balance may debit card ka na . Marami po ang mga dahilan like technology. Opo tama po maraming nag focus sa tech.
    Yes madali po ang transactions nowadays due to digitalization .
    Yes ang banko po dapat good standing, pagandahin ang services .

  • @ourdailyprayer8804
    @ourdailyprayer8804 ปีที่แล้ว +4

    Well explained..Dati Ako taga banko 25 yrs Ako nag work in one of the famous bank dto sa atin..

  • @Ray-kk2ir
    @Ray-kk2ir 2 หลายเดือนก่อน

    I'm the kind of person who gets easily bored and moves on after 10-15 seconds. Pero so far, lahat ng videos ni Mr. Rex Mendoza, surprisingly, natatapos ko kahit more than 1hr pa. I think one glaring reason is the connection he makes when he speaks. The clarity of his words and the mix of languages used, minsan malalim na tagalog pa, awakens one's interest to watch until the end. In fact, hinde ko na namamalayan ang oras. I have a new favorite channel now and that is Rampver!

  • @ernestofrancisco7486
    @ernestofrancisco7486 ปีที่แล้ว +109

    With your explanation, you just raised the trust and confidence of the Pilipino depositors. Keep on doing your advocates. Thanks.

    • @MadScientist2
      @MadScientist2 ปีที่แล้ว

      Sa mga ordinary person siguro na clueless sa mga banks maniniwala pero sa mga taong my alam talaga sa ngyayare sa economic world its a nono 😂 apat nga lang na banko sinabe niya anim na nga nababanktrup na bigbanks e in just a weeks 😂 at yung sinasabe niyang wag maniwala sa twitter e si robert kayosaki nagsabe na bilyonaryo kanino ako maniniwala sa bilyonaryo o sa financial experts na hindi naman bilyonaryo syempre sa bilyonaryo 😂

    • @MadScientist2
      @MadScientist2 ปีที่แล้ว +1

      Oh ito abangan mo Deutsche Bank next na 😂 oh wag pa den kayong kabahan ah ☠️

    • @ugmangdamlag7328
      @ugmangdamlag7328 ปีที่แล้ว

      @@MadScientist2 Your Mad?

    • @MadScientist2
      @MadScientist2 ปีที่แล้ว

      @@ugmangdamlag7328 nagpapaliwanag lang 😂

    • @kristen374
      @kristen374 ปีที่แล้ว

      Telegram👇

  • @gloriaarguelles1680
    @gloriaarguelles1680 ปีที่แล้ว +2

    Good Is good n he will never let it happen to us here in Phils. God bless everyone.

  • @constantinomaamo482
    @constantinomaamo482 ปีที่แล้ว +24

    Thank you sir. I have never seen someone as passionate as you are in what you are in teaching.

  • @Colstan
    @Colstan ปีที่แล้ว +5

    Thank you for this timely info. But sa Pinas medyo remote dahil magulang sobra ang comml banko sa Pinas. Except of course if may corruption like what rcbc did sa educ insurance nila and filed bankruptcy to run away from their obligation and remain rich until now, after pinaglaruan iyon processo. But for other banks, they are very conservative, magulang pero hindi corrupt. That's my take.

  • @jepoynaraja5318
    @jepoynaraja5318 ปีที่แล้ว +2

    Sana lahat ganito kalinaw at kasimple magpaliwanag.. 👍

  • @esteladelarosa9804
    @esteladelarosa9804 ปีที่แล้ว +4

    Thank you, Sir Rex! Well explained. Very timely! 👍

  • @marlonlilian9828
    @marlonlilian9828 ปีที่แล้ว +5

    Thank you so much Sir! God continue to bless you and all that you do!

  • @angelinamontealto8635
    @angelinamontealto8635 ปีที่แล้ว +2

    THANKS A LOT OUR AMAZING GURO,FOR VERY CLEAR EXPLANATION,

  • @user-kb7yl1wo2z
    @user-kb7yl1wo2z ปีที่แล้ว +3

    Very informative!! Thanks for explaining it well.We have to trust the Lord and our banking system will not collapse.Let:s pray that the Lord would protect our banking system.

  • @carloyarcia2166
    @carloyarcia2166 ปีที่แล้ว +2

    Very well said. Thank you for the info and very comprehensive analysis 👍

  • @rampascual
    @rampascual ปีที่แล้ว +5

    Thanks for simplifying this hot topic for us, Boss Rex! 💯💚

  • @mabuhayangpilipinas3530
    @mabuhayangpilipinas3530 ปีที่แล้ว +1

    Isa ako sa nakinabang....totoo po yan
    Bago nagsara ang isang banco nung nagkaroon ng crises sa Pilipinas,
    Naopen ang mga foreclosed lots at isa ako sa mga nakabili ng lote.
    After 10 years, binenta namin ang lote at kumita 100 times na siyang ibinili din namin ng unit dito sa US

  • @amelitavillanueva6440
    @amelitavillanueva6440 ปีที่แล้ว +1

    Thanks for the information

  • @morgandeguzman660
    @morgandeguzman660 ปีที่แล้ว +2

    Thank you for the timely update, Boss Rex!!!

  • @OmengTawid
    @OmengTawid ปีที่แล้ว +3

    Great explanation!. Thanks boss Rex

  • @khalilrasalan329
    @khalilrasalan329 ปีที่แล้ว +2

    Thanks for breaking it down samin sir Rex and rampver!

  • @EliyanahAmber
    @EliyanahAmber ปีที่แล้ว +2

    Yan po ang tamang explanation at lalo po naming maintindihan ang kalakaran Ng banking system. Subalit yang archegos na yan ay maliit na player lng yan, mas dapat bantayan ang galaw ng mga state ruling shadow organizations. Sila Po Ang nagdedekta sa kabuoan di lng sa economic sectors. Sa nangyayari ngayon mula nung nagkapandemic, talagang intent nila magkaroon Ng "major global crises (in plural form)" dahil alam nating nagkaisa lahat mula mainstream media to gov't officials naging iisa lng bukambibig nila. At lahat Ng kumontra, sisirain nila.
    Ngayon, tandaan Po natin lahat Ng banking system Kasama na satin, hawak Po Yan Ng central bank. Ibig sabihin pg may order Yung organization na "it's time to start the one world government" yan po ang time na kailangan mgkaroon Ng major global crises. Tandaan natin na lahat Ng mga central banks sa buong mundo ay hawak Ng iilang tao lng. Sila Yung mga tinatawag na global elites gaya Ng Rothschild family.

  • @erwinbaluyot9506
    @erwinbaluyot9506 ปีที่แล้ว +2

    Wow! Thanks for this! Really informative! ❤🎉

  • @nicanordolendo3944
    @nicanordolendo3944 ปีที่แล้ว +1

    Well explain..

  • @involveasiacryptosports
    @involveasiacryptosports ปีที่แล้ว +3

    Thank You po for your knowledge and wisdom. Well explained ❤

  • @haddody
    @haddody ปีที่แล้ว +1

    this is very informative! thank you!

  • @amalialoraine
    @amalialoraine ปีที่แล้ว +2

    Grabe yung info na nakukuha namin sa channel na to. Just so great!

  • @jayomaempirechanel4069
    @jayomaempirechanel4069 ปีที่แล้ว +1

    Very healty discussion..thank you sir..

  • @GilandCris
    @GilandCris ปีที่แล้ว +2

    Thank you Sir Rex and team Rampver🤝🏾🙏

  • @dragolingspapu5820
    @dragolingspapu5820 ปีที่แล้ว +2

    Sir Rex, very educational po. Thank you very much and may God bless you always.

  • @vicpabustan7798
    @vicpabustan7798 ปีที่แล้ว +5

    This is a valuable, clear, and crucial content. Thanks, Sir!❤

  • @alexandermejia8906
    @alexandermejia8906 ปีที่แล้ว +3

    big thank you sir mendoza sa inyong very comprehensive na explanation...

  • @restitutogarcia4332
    @restitutogarcia4332 ปีที่แล้ว +1

    Very simple and easy to digest bro Rex Mabuhay Po kayo.

  • @elenapadua9202
    @elenapadua9202 ปีที่แล้ว +2

    Thanks much po Sir Rex ! Much appreciated.

  • @elmarkjohnmandapat1606
    @elmarkjohnmandapat1606 ปีที่แล้ว +4

    Thank you for sharing your wisdom Sir Rex! We appreciate you! salamat sa pag-educate sa amin :) God bless po!

  • @mrs.mariloun.sandique
    @mrs.mariloun.sandique ปีที่แล้ว +7

    Thank you sir Rex for the simplified explanation of the current banking events!
    Always looking forward to your videos!
    Salamat po ulit!

  • @tradingbadm
    @tradingbadm ปีที่แล้ว +3

    Thank you for explaining what happened and Yung pagsagot nyyo ng deretyuhan.

  • @gleanmerrufo
    @gleanmerrufo ปีที่แล้ว +2

    Thank you for sharing your wisdom.

  • @imeeyoshinaga8465
    @imeeyoshinaga8465 ปีที่แล้ว +1

    Salamat po sa magandang paliwanag di n po kami ng aalala

  • @janicerecamadas7378
    @janicerecamadas7378 ปีที่แล้ว +2

    Very Informative. Thank you for making it understandable po.

  • @joyfulbudgetingph
    @joyfulbudgetingph ปีที่แล้ว +2

    Thank you po Sir Rex. Your explanation was very clear. God bless po!

  • @cresnable4235
    @cresnable4235 ปีที่แล้ว +2

    Very well explained, Rex. Keep it up and More Power!

  • @jctoralba7314
    @jctoralba7314 ปีที่แล้ว +4

    Love the passion sir Rex. Keep up the good work!

  • @vincedelima7515
    @vincedelima7515 8 หลายเดือนก่อน +1

    ang ganda ng pag ka explain mo sir , highly appreciated . ginawa mong simply ang complicated topics.... Bond .yield ..hedge fund.. mutual fund.. bank system etc .pa simply na klaro ang pag ka explain

  • @zenaasis3293
    @zenaasis3293 ปีที่แล้ว +3

    Thank you. Very informative. God bless the Philippines.

  • @rickysuarez1948
    @rickysuarez1948 ปีที่แล้ว +3

    Great analysis of the situation as always.

  • @jessiegalia1118
    @jessiegalia1118 ปีที่แล้ว +1

    Thank you!!! Very helpful i've shared your video to family and friends!!!

  • @HyperBots
    @HyperBots ปีที่แล้ว +3

    naging simpleng kwento lang si SVB, galing mo sir rex. God Bless Always!

  • @manangandes7500
    @manangandes7500 6 หลายเดือนก่อน

    Thank you Sir Rex sa infos. and learning.

  • @jnac8857
    @jnac8857 ปีที่แล้ว +2

    Haay sana direct to the point na,but to stress that what ever happens to the world market is felt globally, kaya nga mas maganda mag ingat at wag mag rely sa banks too much, if you have noticed ATMs are usually out of service since nag pandemic...ask yourself why this has been a trend.

  • @acaj4591
    @acaj4591 ปีที่แล้ว +1

    very informative... thank you so much...

  • @josephjaypaalisbo1877
    @josephjaypaalisbo1877 ปีที่แล้ว +4

    Ganda naman ng discussion sir Rex😍🥰

  • @isabelaloc1953
    @isabelaloc1953 ปีที่แล้ว +2

    Thanks for the very detailed explanation Boss Rex ..

  • @josebrazilvencito
    @josebrazilvencito ปีที่แล้ว +3

    Very good and simple explanation sa very complicated issue....thanks po a lot...

  • @mgakatagay4179
    @mgakatagay4179 ปีที่แล้ว +4

    Maraming maraming salamat po! Marami akong na tutunan
    sa inyo! Napaka galing nyong mag paliwanag..

  • @mariontamiko6547
    @mariontamiko6547 ปีที่แล้ว +1

    Salamat❗️⚘️ Subscribed na po❤

  • @markrolandmabagos9575
    @markrolandmabagos9575 ปีที่แล้ว +3

    Thank you sir Rex Mendoza napakaliwanag ninyo mag explain pati mga technical na hihimay himay ninyo

  • @noski33
    @noski33 ปีที่แล้ว +3

    Ang galing ni Rex magpaliwanag! Idol talaga!

  • @RonaStaMaria
    @RonaStaMaria ปีที่แล้ว +5

    Thank you Sir Rex, this is very informative and enlightening for the common folk and newbie investors.
    God bless po.

  • @denomejorada5595
    @denomejorada5595 ปีที่แล้ว

    Grabe sir Rex, you're gaining more confidence in our fellow bank depositors and investors.

  • @cheapagoy3167
    @cheapagoy3167 ปีที่แล้ว +2

    WoW malinaw ng explaination marami akong natutunan, maraming salamat po.

  • @uls9687
    @uls9687 ปีที่แล้ว +1

    Thank you Sir Rex!

  • @archieabong
    @archieabong ปีที่แล้ว +1

    This is very informative and presented in a way na madaling maintindihan for someone who is not well verse in the banking industry or even in finances! Mabuhay kay sir!

  • @Genesis06570
    @Genesis06570 ปีที่แล้ว

    Ang galing! Ang details, sir looking forward sa feedback nyu sa rate cut. GDP thesis thank you

  • @yuminalarosa1590
    @yuminalarosa1590 ปีที่แล้ว

    Salamat din po sa napaka linaw nyung paliwag sir.. Godbless po

  • @gravekeeper4601
    @gravekeeper4601 ปีที่แล้ว +85

    I might be unaware, but I never heard from my parents that a bank run has happened in the Philippines. Just to be ready, I think we need to just maximize our deposits by 500K in one bank and then deposit to a different one. This is to maximize the PDIC 500k insurance if this happens.

    • @mickiteoxon
      @mickiteoxon ปีที่แล้ว +9

      True, be aware of it and even if the banks failed know how much you will be insured guaranteed by the PDIC.

    • @rxampageaxe4216
      @rxampageaxe4216 ปีที่แล้ว +11

      Actually, nagkaroon na ng bank run dito sa Pilipinas nuon. Yung Urban Bank at Banco Filipino. But they're not really major banks. They're just thrift banks.

    • @MadScientist2
      @MadScientist2 ปีที่แล้ว +3

      Your unaware lmao my bankrun na ngyare dito sa pilipinas hahahaha my optics yang us banks sa pinas kahit nga maganda economy ng pilipinas ng nakaraan sa pse sumabay pa den sila sa inflation ng us e😂

    • @peterdeetg
      @peterdeetg ปีที่แล้ว +2

      WEF controlled 5 huge corporations want SVB, Signature et al banks to closed. That's why. 😁

    • @recharddavid4654
      @recharddavid4654 ปีที่แล้ว

      when I go through your comments, I know you must be talking about Mrs. Anna It's been 3 months of steady crypto growth using his trading strategy.

  • @danterodillo8085
    @danterodillo8085 ปีที่แล้ว +3

    Thanks po po simplifying the Banks and financial system here in our Small But Learned Banking system thru Central Bank initiatives

  • @neniaarenilla4314
    @neniaarenilla4314 ปีที่แล้ว +1

    Very well appreciate Sir Rex!

  • @ginalyncantos8111
    @ginalyncantos8111 ปีที่แล้ว +2

    Thank you po Boss Rex!

  • @alexanderrey1258
    @alexanderrey1258 ปีที่แล้ว +1

    Great Content...

  • @ramonramon4146
    @ramonramon4146 ปีที่แล้ว +3

    superb explanation of banking system!!! Just on time since matindi ang paparating na changes sa banking system ng US and maybe to the rest of the world as well..Thank you sir for the education !!! Keep it flowing !!!

  • @kimberlysaiyo2459
    @kimberlysaiyo2459 ปีที่แล้ว +2

    Super thank you for this timely content, Boss Rex!!! 👏💯🥰

  • @nanyunie
    @nanyunie ปีที่แล้ว +2

    Best video nakita ko sa YT. Thanks sa explanation

  • @jdnny7616
    @jdnny7616 ปีที่แล้ว +10

    No bank failures in the Philippines, no worries.

    • @alanyosores5642
      @alanyosores5642 ปีที่แล้ว +2

      So lumalabas na mass matalino ang Mga pilipino bankers kaysa ibang Bansa🤣🤣🤣🤣

  • @alexpizana6816
    @alexpizana6816 ปีที่แล้ว +1

    Thank you very much Boss Rex🙏🙂 and RampVer Financials

  • @mmmm0077
    @mmmm0077 ปีที่แล้ว +2

    I subscribed !😁 really like these kind of topics

  • @mariasolidum1779
    @mariasolidum1779 ปีที่แล้ว +1

    Thank you for knowing your Channel

  • @Random-ld6wg
    @Random-ld6wg ปีที่แล้ว +13

    very good layman's explanation. I'm US based but was wondering about the spread between Phil treasury notes ( 2 yr 6.017%) vs average Phil bank interest rate (5.75%). real estate max is 10% allowed but where are the other assets in reserves invested in, i am assuming Phil t bills, what maturities? the Phil central bank like other countries central banks are still increasing rates. at how much of an interest spread will it become attractive to a retail and or institutional depositor to withdraw their money and buy treasuries directly which is the factor in the collapse of the us regional banks mentioned. how easy is it to buy t bills individually or through money market funds in the Philippines? as mentioned govt treasury notes are good quality assets IF held to maturity but any bond's mark to market will always do poorly in a rising rate environment.

  • @whisperer5204
    @whisperer5204 ปีที่แล้ว +1

    Very wel explained

  • @327gloria
    @327gloria ปีที่แล้ว +1

    You did it again, Boss Rex 👏👏👏👏Thank you Boss Rex for a very clear explanation.

  • @alvin6088
    @alvin6088 ปีที่แล้ว +1

    Ganda ng explanation. maraming salamat po

  • @gitojerry7003
    @gitojerry7003 ปีที่แล้ว +2

    Great explanation sir Rex, punto per punto👍👌

  • @ecowarrior1986
    @ecowarrior1986 ปีที่แล้ว +4

    I love how you explain things :) ❤

  • @Mrjasperejasper
    @Mrjasperejasper ปีที่แล้ว +1

    excellent sharing..thank you

  • @junponce1691
    @junponce1691 ปีที่แล้ว +1

    Thank so much sir for educating us,GOD BLESS you and your family

  • @rayanysulat564
    @rayanysulat564 ปีที่แล้ว +2

    Salamat sa mga ganitong video...mabuhay po kau!!!!

  • @edgardotolentino2974
    @edgardotolentino2974 ปีที่แล้ว +1

    Thanks

  • @skarmfromthefarm
    @skarmfromthefarm ปีที่แล้ว +2

    great content

  • @prorp1101
    @prorp1101 ปีที่แล้ว +4

    Very comprehensive explanation Sir! Thanks so much. At least nabawasan ang psychological burden ko🤓🤓🤓

  • @nikoniko8993
    @nikoniko8993 ปีที่แล้ว +2

    Thank you po sa financial education🙂

  • @robertotrinanes1744
    @robertotrinanes1744 ปีที่แล้ว

    Thanks for info

  • @TessDelRosario-iy3lr
    @TessDelRosario-iy3lr ปีที่แล้ว +2

    Thank you for this informative video .🤗

  • @aimsky4217
    @aimsky4217 ปีที่แล้ว +1

    Keep up the good work and more power !

  • @Fr4nciswh0
    @Fr4nciswh0 ปีที่แล้ว +4

    Thanks for this informative article. Kaya rin po nag sara ang mga banko sa U S at Europe ay dahil po sa fractional banking system na sinosonod whereby if a depositor has deposited 100 USD the banks are legally allowed to lend 90 USD out of that deposit kaya kung may bad news sa isang bangko at nawalan ng tiwala ang mga depositor/s kaya nagkaroon ng bank runs. The system is bound to fail its just a question of when and when is already unraveling now and Europe is nxt and so on. God for id, this could be a worldwide phenomenon. I would like to ask if safety deposit box is safe? Which I doubt.

  • @karenjoybatoy4789
    @karenjoybatoy4789 ปีที่แล้ว +4

    Fist time viewer here. As a student, I've learned a lot from your explanations sir. Super informative! Thank you so much, sir.

  • @byahetyovlogs9362
    @byahetyovlogs9362 ปีที่แล้ว +1

    salamat po mas madaling maintindihan ang paliwanag nyo God Bless

  • @made522
    @made522 ปีที่แล้ว +1

    Salamat po sir.marami po ako natutunan

  • @batangkulot7972
    @batangkulot7972 ปีที่แล้ว +1

    thank you sir rex