July Bill Condensing || $4,000+ || Bill Exchange

Unstuffing our August bills and condensing our sinking funds!
#cashenvelopes #cashstuffing #debt #sinkingfunds #debtsnowball #savingschallenges #billcondensing #cashcondensing #cashunstuffing

[@AmyBudgets123]

Love your style 💙

[@StrappedForCash]

Thank you!!

[@thebudgetevolution]

👋😊

[@ailasadventures]

FIRST 🎉 I can’t get over your name - I’ve been saying “I’m strapped for cash” all week 😂

[@StrappedForCash]

Hahaha it is a good one! I wish I could take the credit but I have to give it all to Hogan

[@Hotmessbudgets]

Nice bill swap. I’m a new subscriber. Enjoyed your video ❤️‍🔥

[@StrappedForCash]

Thanks so much! Welcome to the channel!

[@cziegle3794]

Yay top 10 and top 5 likes and comments. Love this channel. Best to you and your family. Thanks for posting these videos.

[@StrappedForCash]

Thank you so much for the support!

[@savewithjudy]

New subscriber here. I really enjoyed your video

[@StrappedForCash]

Thank you so much!!

[@sydneysmith1921]

I was confused on how you were over $132. You save a certain amount each month for bills but the actual bill was cheaper? That is how you have to extra? ❤❤❤ love all the $1 you’ve saved that will add up!

[@StrappedForCash]

Essentially, yes. I take my estimated bill amount, divide by how many paychecks I’ll have that month and then round to the nearest $5. (I was doing exact amounts but then my envelopes were so full I couldn’t close by binder) That little bit extra gets added up and I put it into my bills buffer envelope in case my bills are ever more than expected. Once I hit $500 in the buffer envelope, we’ve decided to either put it toward my next month ahead, or put it toward debt.

[@colleent610]

I totally followed you at the end 😁, great job!!

[@StrappedForCash]

I love it! Thank you

[@GracieBudgets]

Love this 💕 get excited every time I see a new video. Would love to know how you got one month ahead to be able to stuff your bills for the next month?

[@StrappedForCash]

I was pretty lucky that we started this whole thing right when we got our tax returns and our bonuses at work. My plan going into this was to be one month ahead before we did anything else, so I took money from our return and bonuses and made sure I had that done, before I started stuffing any envelopes. I think it’s honestly what has made this whole process a lot easier on us - cause this was a huge change from how we were spending money originally. Highly recommend if you can do something like that.

[@Mary_Budget]

I need legend 😢

[@Thecashstuffingrealtor]

That was a good amount of one’s going into the ones envelope! ❤❤❤

[@StrappedForCash]

Finally, right? Makes so much more sense to keep them all in one place, instead of spread out in the envelopes