Class 8 Math Solution || মুনাফা || Chapter 2.1 || part-07 || সরল মুনাফা

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You will get class 8 math solutions here. This video is for class 8 mathematics, chapter-2.1. All kinds of problem of mathematics will be solved here.
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📚Profit, in accounting, is an income distributed to the owner in a profitable market production process (business). Profit is a measure of profitability which is the owner's major interest in the income-formation process of market production. There are several profit measures in common use.
Interest, in finance and economics, is payment from a borrower or deposit-taking financial institution to a lender or depositor of an amount above repayment of the principal sum (that is, the amount borrowed), at a particular rate.[1] It is distinct from a fee which the borrower may pay the lender or some third party. It is also distinct from dividend which is paid by a company to its shareholders (owners) from its profit or reserve, but not at a particular rate decided beforehand, rather on a pro rata basis as a share in the reward gained by risk taking entrepreneurs when the revenue earned exceeds the total costs.[2][3]
Interest differs from profit, in that interest is received by a lender, whereas profit is received by the owner of an asset, investment or enterprise. (Interest may be part or the whole of the profit on an investment, but the two concepts are distinct from each other from an accounting perspective.)
The rate of interest is equal to the interest amount paid or received over a particular period divided by the principal sum borrowed or lent (usually expressed as a percentage).
Compound interest means that interest is earned on prior interest in addition to the principal. Due to compounding, the total amount of debt grows exponentially, and its mathematical study led to the discovery of the number e.[4] In practice, interest is most often calculated on a daily, monthly, or yearly basis, and its impact is influenced greatly by its compounding rate.
For example, a customer would usually pay interest to borrow from a bank, so they pay the bank an amount which is more than the amount they borrowed; or a customer may earn interest on their savings, and so they may withdraw more than they originally deposited. In the case of savings, the customer is the lender, and the bank plays the role of the borrower.
Interest differs from profit, in that interest is received by a lender, whereas profit is received by the owner of an asset, investment or enterprise. (Interest may be part or the whole of the profit on an investment, but the two concepts are distinct from each other from an accounting perspective.)
The rate of interest is equal to the interest amount paid or received over a particular period divided by the principal sum borrowed or lent (usually expressed as a percentage).
দৈনন্দিন জীবনে আমরা বিভিন্ন ধরনের ব্যবসায়িক তথা আর্থিক লেনদেনের সাথে জড়িত থাকি। এসব লেনদেনের মাধ্যমে আমরা কখনো লাভ বা মুনাফা (Profit) করি আবার কখনো লোকসানও গুণতে হয়। যেমন, শেয়ার বাজারের উদাহরন যদি দেই, তাহলে নিশ্চয় আমাদের জানা আছে যে, শেয়ার বাজারে যেমন লাভ আছে তেমনি দরপতনের কারনে ক্ষতিও আছে।
আবার আমরা ব্যাংকে টাকা গচ্ছিত রাখি। ব্যাংক কর্তৃপক্ষ উক্ত টাকা বিভিন্ন খাতে বিনিয়োগ করে মুনাফা লাভ করে। উক্ত টাকা থেকে ব্যাংক আমানতকারীকে কিছু মুনাফা দেয়।
যেহেতু আমাদের জীবনের সাথে বিনিয়োগ, ক্রয়-বিক্রয়, লাভ-ক্ষতি ইত্যাদি বিষয়গুলো জড়িয়ে আছে তাই এ সকল বিষয়ে আমাদের ধারণা থাকা প্রয়োজন। এখানে এই বিষয়গুলো নিয়েই আলোচনা করা হল।
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