My lean cuisine is $5 Rotisserie chicken and $7 bag of power greens from Costco. Feeds me for a week and is significantly healthier than microwaved meals.
Agreed. Frozen meals are so high in sodium. No matter how ‘healthy’ they’re marketed to be. I want to save money by not spending money on high blood pressure medication later in life.
How are you guys eating a rotisserie chicken for a whole week? I usually devour that thing whole the day I get it. My grocery bill is "too damn high" and I cannot decrease it short of starving. As a 6'2", 185lb male, most healthy grocery budgeting tips only lead to starvation.
We grocery shop 3 weeks a month with a meal plan and a list. We take 1 week a month and do not grocery shop, we eat out of our pantry and freezer for that week. It helps us to not waste and helps to level out the inflation.
Sometimes I get food given to me by neighbors, by work, or by friends and those are the weeks that I skip groceries. It really works to not waste food and be intentional! There's been months I hadn't spent more than half my food budget!
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
My CFA ’Melissa Terri Swayne’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Man my 2009 base level Honda civic is up to 280,000 miles and it's still going!!! It ain't gonna win any beauty contests (got like 5 shades of blue lol) but it gets me to work and back and I can take it on some short road trips and still feel like its capable. Totally agree with advice this George!!!
Coffee and cars - absolutely! I am STILL driving a 2007 Honda Accord with 270,000+ miles and I just had it detailed and it looks brand new. It's also amazing how much money goes down the drain for specialty coffee!
A lot of people hate on him for saying certain things but if you look at our world today the main cause of people being broke is not them making less money but reckless spending.
Just a word on Uber-Lyft. Where i am, your regular auto insurance will not cover you if you are doing any type of ridesharing so if you have an accident or a claim against you, you are essentially unprotected (nightmare.) You have to have a commercial policy to do it. I got quotes on it and you would have to be doing the uber and lyft full time to cover the costs of the insurance and still make money. That makes it essentially untenable as a "side hustle" unless you are willing to assume tremendous risk.
That skateboarding hack is lifechanging. I don't actually skate, but between the biking and hiking trails around me, I've spent like... 10 bucks on entertainment in the last 2 weeks - some gelato after a 2 hour family bike ride.
Frugality lets you maintain a balance where only your priorities come first , leading you to a secure financial future. I am avoiding debt , saving and investing around 40 percent of my income. I have a high paying engineering job, and I live upstate CN. since covid year my expenses are curtailed. I have zero debt on a 7 figure portfolio, low rent and car paid off. So i can just save. feel lucky and grateful my fiduciary came into play.
I realized that the secret to making a million is saving for a better investment.. I always tell myself you don’t need that new supercar or that vacation in Hawaii just yet and that mindset helps me make more money investing.
I just finished your book last night! I loved the humor laced throughout! So many pop culture references, some obscure, and I got them all and loved them. Made a boring and serious book about your finances fun. ❤
Saving a few bucks here and then does make a difference. My 94 year old dad says “take care of the pennies and the dollars will take care of themselves”…he and mom did very well for our family by doing that.
My contribution to the mantra of frugality is my 2001 Ford Expedition which has 405K miles on the clock I bought it used in 2002 from Hertz for half the new price and had a new engine and transmission installed in 2017 for $12K, It has a few cosmetic flaws but runs as well today as it did when I bought it. It's really a Ford 150 pickup with a station wagon body and it will run forever if I just replace parts as they wear out.
My first (and current) car is a 2009 Nissan Micra I bought in cash for about $8k, take good care of it and take it in for occasional maintenance and its still going strong! I only need it to get to and from work so it should last forever at this rate!
The coffee thing is huge. I used to stop and get a latte or mocha every workday morning. With tip, it was like $5 a day. Assume 20 business days a month that’s $100 a month and $1200 a year. So it definitely adds up.
Purchase (2) modest investment rentals. (I own 4.) It is a part-time hands-on business and a ticket to a comfortable retirement if you are willing to deal with the headaches. I buy clean low-mileage cars in cash and I carry no balance on credit cards. I "retired" 10 years ago and my portfolio is worth more now (inflation considered). I will not outlive my resources if I live to be 100.
If anything, it'll get worse. Very soon, affordable housing will no longer be affordable. So anything anyone want to do, I will advise they do it now because the prices today will look like dips tomorrow. Until the Fed clamps down even further, I think we're going to see hysteria due to rampant inflation. You can't halfway rip the band-aid off.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable consultant, mind sharing info of this person guiding you please?
Finding financial advisors like Becky Lou Gordon who can assist you on things like investing, insurance, making sure retirement is well funded, going over tax benefits, ways to have a volatility buffer for investment risk would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
We use to listen to Dave Ramsey at night on talk radio….. for FREE😂 we learned how to do it without buying his course 😂 Thanks Dave👏 it worked❤️❤️❤️ (Early 2000’s)
6:05 agreed with the coffee. I drive a 18 wheeler and every time I fuel, I get points to use on coffee. Most of the time I buy and make coffee at home. I stopped buying Starbucks
Lean Cuisine for you. In my house, I got an air fryer and a bunch of fast-food-type frozen foods for my kids, and their friends. It might be more expensive than just ingredients, but when they want takeout, it is easy to throw that in the air fryer.
Currently these are helpful as I am working nonstop and don't have the time to cook. I am doing the same thing and buying them on sale. It sucks but the time and money saver is very helpful for right now
Our economy struggling with uncertainties, housing issues, foreclosures, global fluctuations, and pandemic aftermath, causing instability. Rising inflation, sluggish growth, and trade disruptions need urgent attention from all sectors to restore stability and stimulate growth.
With the US dollar losing value to inflation and other currencies gaining traction, uncertainty looms. Yet, many still trust in the Dollar's perceived safety. Worried about my $420,000 retirement savings losing value, I seek alternative security for my money.
With my demanding job, I lack time for investment analysis. For seven years, a fiduciary has managed my portfolio, adapting to market conditions, enabling successful navigation and informed decisions. Consider a similar approach.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
I use to do this but I found in the long run simply buying segmented plastic containers and doing meal prep ended up being way healthier and cheaper. But for someone who otherwise can't or doesn't have the time or space, they're a great idea.
I bring leftovers everyday nice and hot in a Thermos food container. Heat up the food in the morning and it’s still hot at lunch. Saved thousands over the years
I live in Canada a single woman here and my groceries bills 💵 is $300 a month. I find that very very expensive for one person. I didn’t realize how much I spent in groceries until last month when I started tracking my expenses. This month October I am doing my very best to reduce it to $220 then next month to $180. I realized I was buying unnecessary and expensive food like beef…ground beef it is right now and beans…yes rice and beans. Trying to retire and don’t even have much 💰
Also have a 2009 and 2006 civic. Still driving them and believe it or not still get compliments from people on these cars…😂 at the time we bought both cars brand new with cash.
You can go cheaper and healthier than lean cuisine. Buy a two lb bag of rice a lb of black beans a lb of peas a lb of chicken cook it all mix it together portion it out.
We have so much in common, I love being smart with finances and I love to skate!(I even got my second board, a real skateboard, for 20 bucks pre-owned)
I like our office coffee better than the one in Starbucks. Because our company invested in an actual espresso machine, and even had a seminar on how to use it. The beans are readily available. We even have a milk frother.
@@Yo_soy_Annna They have a rotating set of cleaners for the pantry which includes the espresso machine in their list to clean. But we also practice Clean as You Go system, and everyone's pretty consistent about that.
I couldn't afford lean cuisine, that would have been an extravagant treat for me when I was poor. I mainly ate bread with margarine and drank the cheapest soda the stores sold for energy for years! Yes it affected my health, but now I can afford fruit and vegetables and have not consumed soda for about 15 years and never will, ever again!
The skateboard one can have a secondary benefit, that is even more true with a scooter or a bike, it's a hobby that can be turned into something practical. Use that skateboard, scooter, or bike to do short trips instead of driving and you will have more fun doing it, get exercise (something that millions of Americans need more of), and save a little bit of money in the process. Seriously, actually take the time to calculate exactly how much it costs you to drive per mile, not just how much it costs for gas, sit down with your owners manual, start pricing out how much it costs to do each of the routine maintenance procedures recommended in the manual, price out the cost of tires, price out some common repairs and get an estimate of how often you might need them, give yourself an emergency budget for less common repairs, if you really want to get the true full cost, get an estimate of how many miles you can expect your car to last and factor in the replacement cost of the vehicle. Divide all of those into per mile costs, add them all up, and you'll probably find that you are spending a LOT more per mile than you think. My car gets 30 miles per gallon. The last time I got gas, it was $3.55 a gallon, that's just under $0.12 a mile, but when you add in all the other costs, I found out that it was more like $0.45 a mile. Hey, maybe the IRS isn't crazy with their rate of $0.67 per mile, because I drive a fairly economical car, so I can absolutely believe that there is a range of probably between $0.40 and $0.90. To your point about how much you can save just with the couple dollars a day on coffee, if you can replace a 5 mile commute with biking, that's $6.70 a day round trip that you saved (and, now you don't have to go to the gym either).
I totally still do the lean cuisine hack every week at Kroger. There are perfectly healthy, perfectly portioned with plenty of protein, frozen meals on sale at Kroger. I eat these two nights a week when I work out of town. We are FI, but you just can’t beat the bargain for a two dollar hot meal.😂😂
Amalia's unique strength lies in her realistic approach which makes her different from other brokers who often set unattainable targets and fall short in delivery
Yeah, there are a lot healthier ways to get dirt cheap food. Buy as much as long shelf life foods as you can when they are on sale (so, pretty much anything shelf stable or freezable) and plan out your meals in advance, making sure to make the most use out of whatever you already have before adding anything to your shopping list.
A 5kg bag of brushed potatoes (mashed, spicy wedges, baked with cheese e.t.c) and a 5kg bag of jasmine rice and some discount mince & frozen veges goes a long, long way. Obviously more time is required, but I agree about the microwaved meals. In the long term, all you have is your health.
George: Are you going to put out a ‘financial’ Christmas Album this year? I know last year you did a couple songs as a joke. Loved them. If you do put one out I definitely, definitely want one!
Before I even watched I knew a Toyota or Honda was involved 😅..Man I like those Japanese machines..As for me actually saving up to buy my folks 2010 Toyota Avanza with just over 200,000 miles. Anyways great stuff man
At least it was mentioned that all of these cheap meals are actually really bad for you. I would love to eat ramen or cheap frozen meals everyday to save money but refuse to for health reasons. Even frozen raw vegetables and fruits have preservatives in them. I really wish the Ramsey team had a good personality that showed everyone how to make cheap and HEALTHY meals so that I can start to learn how to budget at the grocery store more efficiently.
How I do this is following a simple rule. I do not under any circumstances throw away food. It's inexcusable in my house. If you have leftovers that went bad. Missed opportunity. If you forgot you had some ham in the fridge. Again. Bad planning. Do not stock your fridge. Except with items you use frequently and that can last for extended periods of times. I'm talking months. This way you know you'll always go through it. Every time I make something I look at what I have. How long it might last. And decide what to cook based off of that. Most things when I cook have something that's left over that I can work into another meal. Take an example. I might make a pasta dish that uses half a carton of heavy cream. But that lasts for several weeks & only uses half of the sausage I buy. So I know that I can redo that meal in a few weeks for the cost of only 1 onion & 1 bell pepper. So I st those items aside. Maybe next I make some hamburgers. But it doesn't use all the buns. Or the cheese & toppings. So next I'll make chicken sandwiches or ham sandwiches. Now I have ham for omlets in the morning. I didn't use all that pasta & I have a pound of hamburger. So I go buy pasta sauce and now I have a pasta dish. Maybe I have left over veggies in all this. So I make a stir fry. And you just keep flowing like this. I probably average for 1 person around $50 for groceries. Not all weeks I need that though. So like the week I choose to make that sausage & pasta dish with my left over cream. I know that's going to be a cheap grocery week. So that's the week i buy expensive things like bulk meat. I'll buy 10lbs of chicken or 2-5 lbs of hamburger. Because that will store for months and I'll use it before then. And that helps me keep all of my grocery bills floating around $50.
Dave said that people contact him on a weekly basis wanting to collaborate on a “Beans and Rice and Rice and Beans” cookbook and he says no. 😂 I wish he would reconsider!
@@pdxmusl1510 I do the exact same thing! Some weeks I can get it as cheap as $20 if I only need to restock on fresh produce. I always cook family size meals even though I'm only cooking for myself, so I can freeze the leftovers, most of my meals work out to about $1-2 per serve
Hobbies: walking, nature trails, and anything that uses a piece of paper and pen or pencil, such as writing, drawing. Also working on my investments is a hobby.
If you don't want to live off of frozen foods while getting out of debt, make cheap meals in bulk. A crock pot and instapot are your best friends. While I wasn't in debt, I lived off leftovers by making tons of cheap, healthy meals thanks to my instapot - while paying my way through college. No student debt here! Was not easy and I had to really live on bare minimums (while working a full time job), but it's doable if you're smart about it!
I'm in my 50s and I'm more interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?
You're not doing anything wrong, you just don't have the required skillset to profit off a down market, folks that are making profit in this market are pros and experts with in-depth knowledge and skillset.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
“Melissa Jean Taligdan’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé
My hobby is reselling many of the items I’ve accumulated over the several decades of our marriage & items I’ve won from my other hobby - entering sweepstakes & instant win games. The free to enter ones - I never gamble!
when he pulled out that denim jacket i was like hey, he does what i do! Alas the thing was different. He didn't say how the inside pockets of denim jackets are so large that steaks, meats, cheeses, and other large flattish items can fit inside easily without showing, so those jackets are awesome for thieving and can save one mucho dineros.
With Market tumbling, Inflation Soaring, Is the stock market actually getting better or could this be the regular new year market manipulation to entice new investors? I'm currently sitting on $500k inheritance and just wondering what better assets than stocks to invest in right now
You need a certified financial planner straight up! personally, I would invest in etf and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
Whatever it takes to not drink takeout coffee is perfect. In my case, an aero press, hand grinder, and decent but not extravagant whole beans from the store
This is pretty inspirational. What is your take on working 2 jobs? I only ask because I noticed im getting super burned out working a PT job along side my FT job, and if it’s really worth the extra $800/month, or if I should put my health and mental health above it and take a little longer than I wanted to pay things off.
Paid cash for my 2004 Tundra back in 2009. I'm just now rolling up on 180K miles...so, I've still got about 120K more to go! 😃 Runs like a champ and we've not had a car payment in over 20 years. Makes a big difference if you can lock in a quality vehicle and take good care of it. (Also paid cash for a 2013 Sorento back in 2016...another car that is still serving us well.)
I bought Lean Cusine Meals for Lunch when they had Ibotta Coupons but unfortunately, those deals haven’t been available for a while now. Now it’s currently Lunchables. 😎
The coffee thing is insane. The number of people who are broke as hell and struggling to get by, Who refuse to acknowledge how even an extra hundred dollars a month could put them on a life-changing trajectory. It’s all about the attitude and behaviors. I try to explain because I’ve DONE IT, as a single teen mom with no child support or government assistance. It was almost 10 years ago now but that was 2015 not the 1900’s 😂 I made $15 an hour but I refused to buy money on stupid stuff, I had an awesome free hobby that I loved (dance), we ate only inexpensive whole foods and learned to cook (beans and rice duh, oatmeal, eggs, pbj, dairy- all cheaper than lean cuisine, btw) and drank only water!! I ended up buying my own little condo for me and my daughter, which was cheaper to afford than rent, drove an old used granny mobile that was actually super nice but only cost me $4k, finished college on a scholarship, and I paid for part time daycare out of pocket. And the whole time I felt SO BLESSED!! IT IS ALL ABOUT YOUR ATTITUDE!!!
It's advisable to Invest judiciously, keep a stop loss figure. Shuffle between debt and equity wherever the ratio goes too off your target. As for the target, I recommend a Ratio like this Debt % should be equal to your age in years. If you are 20, debt is 20%, reset in equity. If the market falls or rises drastically, your debt % will change, which you should rebalance to 20% and bring back equity to 80%. Thus you would have bought low or booked profit depending on if it was a crash or a bull run.
Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
@@joshbarney114 I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.
I definitely share your sentiment about these firms. Finding financial advisors like Marisa Breton Dollard who can assist you on things like investing, insurance, making sure retirement is well funded, going over tax benefits, ways to have a volatility buffer for investment risk would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Excellent share, just inputted Marisa Breton Dollard on the internet, spotted her consulting page ranked top and was able to schedule a call session. I've seen commentaries about advisors but not one looks this phenomenal.
As a fervent investor, I frequently ponder the methods and routes through which successful investors accumulate fortunes in the millions. Despite having a significant starting capital, I'm unsure about the precise strategies or channels that would lead to gains surpassing $400k, akin to those achieved by others recently.
Some individuals minimize the importance of counsel until they make regrettable mistakes. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
Kenna Muriel Hesseling is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
I conducted an online search for her complete name and located her page. Subsequently, I reached out via email to schedule a meeting for a discussion; I am now awaiting her response.
452 likes on this comment. In case anyone doesn't know when you see that many likes and/or they start talking about a specific individual to consult with for investigating, it's a scam.
You managed to do all this, while maintaining the same level of income, at the same job? something everyone conveniently leaves out… like how Dave Ramsey never mentions what he did to start earning money after he went bankrupt… the biggest reason you went from broke to millionaire, is your increase in income was substantial…
My lean cuisine is $5 Rotisserie chicken and $7 bag of power greens from Costco. Feeds me for a week and is significantly healthier than microwaved meals.
Agreed. Frozen meals are so high in sodium. No matter how ‘healthy’ they’re marketed to be. I want to save money by not spending money on high blood pressure medication later in life.
That rotisserie chicken is awesome! I’ll definitely have to check out the power greens.
FYI, that rotisserie chicken is full of plastic and phthalates from being shoved in a plastic bag straight off the rotisserie.
@@austinwofford6683and plumped with salt and chemicals
How are you guys eating a rotisserie chicken for a whole week? I usually devour that thing whole the day I get it. My grocery bill is "too damn high" and I cannot decrease it short of starving. As a 6'2", 185lb male, most healthy grocery budgeting tips only lead to starvation.
1. A paid off car - 2009 Honda civic.
2. Lean cuisine (cheap groceries).
3. A skateboard (free activities).
4. Denim Jacket (discounted clothing).
5. Office Coffee (free at work).
6. Ride sharing (a side hustle).
7. Financial Peace University (9 Lessons).
Thank you!!❤🎉
The goat!!! 😂
My husband has george beat. He drove a 1997 Honda Civic until 2020 😂
👏👏👍
Thank you!!!
We grocery shop 3 weeks a month with a meal plan and a list. We take 1 week a month and do not grocery shop, we eat out of our pantry and freezer for that week. It helps us to not waste and helps to level out the inflation.
Love the plan, I'm a little to chicken to do it yet, though! :) -Harriet G.
Sometimes I get food given to me by neighbors, by work, or by friends and those are the weeks that I skip groceries. It really works to not waste food and be intentional! There's been months I hadn't spent more than half my food budget!
awesome idea
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
My CFA ’Melissa Terri Swayne’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thanks, I just googled her I'm really impressed with his credentials. I reached out to her since I need all the assistance I can get.
Man my 2009 base level Honda civic is up to 280,000 miles and it's still going!!! It ain't gonna win any beauty contests (got like 5 shades of blue lol) but it gets me to work and back and I can take it on some short road trips and still feel like its capable. Totally agree with advice this George!!!
I am on my way, too. Meal prep is my #1 money saver
Coffee and cars - absolutely! I am STILL driving a 2007 Honda Accord with 270,000+ miles and I just had it detailed and it looks brand new. It's also amazing how much money goes down the drain for specialty coffee!
A lot of people hate on him for saying certain things but if you look at our world today the main cause of people being broke is not them making less money but reckless spending.
Just a word on Uber-Lyft. Where i am, your regular auto insurance will not cover you if you are doing any type of ridesharing so if you have an accident or a claim against you, you are essentially unprotected (nightmare.) You have to have a commercial policy to do it. I got quotes on it and you would have to be doing the uber and lyft full time to cover the costs of the insurance and still make money. That makes it essentially untenable as a "side hustle" unless you are willing to assume tremendous risk.
Mine increased $60 per 6 months ($10/mo)
Some companies have a ride share policy that is not much more. It's cheaper than commercial.
try allstate that have a rideshare policy
Great point
That skateboarding hack is lifechanging. I don't actually skate, but between the biking and hiking trails around me, I've spent like... 10 bucks on entertainment in the last 2 weeks - some gelato after a 2 hour family bike ride.
Not only very informative but always entertaining!! Thanks George!
Frugality lets you maintain a balance where only your priorities come first , leading you to a secure financial future. I am avoiding debt , saving and investing around 40 percent of my income. I have a high paying engineering job, and I live upstate CN. since covid year my expenses are curtailed. I have zero debt on a 7 figure portfolio, low rent and car paid off. So i can just save. feel lucky and grateful my fiduciary came into play.
I realized that the secret to making a million is saving for a better investment.. I always tell myself you don’t need that new supercar or that vacation in Hawaii just yet and that mindset helps me make more money investing.
please can i get your consultants info? or should i drop mine for a pm ?
@@NamsaAlcantar she is Dianne Sarah Olson by name. please do your own research to see if she is suitable with your goals.
@@LanceyRoche did a quick search and found her webpage. I must say her resume is pretty impressive.. will be writing her too
@wambamscam
*Thank you😊 for this video, do you offer account management or have any recommendations?*
As a beginner investor, it's essential for you to have a guide. Myself I'm guided by Mrs Victoria K Walter, a widely known consultant
If you’re using a good manager, it’s easier to earn from the market
That's true. a lot of people today have been
having lots of disappointments in trading in light of helpless direction and awful consultants
VICTORIA K WALTER is exceptionally good, i believe you should give her a try
There seems to be constant mention of
"Victoria K Walter" everywhere I turn. Are the accolades and reviews truly worth her?
I just finished your book last night! I loved the humor laced throughout! So many pop culture references, some obscure, and I got them all and loved them. Made a boring and serious book about your finances fun. ❤
I'm 48 and still skate all the time. No idea that George skated. New found extra respect dude! Fugg ya!
Saving a few bucks here and then does make a difference. My 94 year old dad says “take care of the pennies and the dollars will take care of themselves”…he and mom did very well for our family by doing that.
you should have a million subscribers with this content quality! Im sure you'll get there fast!
My contribution to the mantra of frugality is my 2001 Ford Expedition which has 405K miles on the clock I bought it used in 2002 from Hertz for half the new price and had a new engine and transmission installed in 2017 for $12K, It has a few cosmetic flaws but runs as well today as it did when I bought it. It's really a Ford 150 pickup with a station wagon body and it will run forever if I just replace parts as they wear out.
My first (and current) car is a 2009 Nissan Micra I bought in cash for about $8k, take good care of it and take it in for occasional maintenance and its still going strong! I only need it to get to and from work so it should last forever at this rate!
The coffee thing is huge. I used to stop and get a latte or mocha every workday morning. With tip, it was like $5 a day. Assume 20 business days a month that’s $100 a month and $1200 a year. So it definitely adds up.
Your videos always make me laugh and I walk away with some great tips. Thanks!!
Purchase (2) modest investment rentals. (I own 4.) It is a part-time hands-on business and a ticket to a comfortable retirement if you are willing to deal with the headaches. I buy clean low-mileage cars in cash and I carry no balance on credit cards. I "retired" 10 years ago and my portfolio is worth more now (inflation considered). I will not outlive my resources if I live to be 100.
If anything, it'll get worse. Very soon, affordable housing will no longer be affordable. So anything anyone want to do, I will advise they do it now because the prices today will look like dips tomorrow. Until the Fed clamps down even further, I think we're going to see hysteria due to rampant inflation. You can't halfway rip the band-aid off.
I've been advised to seek the advice of a competent financial counselor; how did you go about doing so?
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable consultant, mind sharing info of this person guiding you please?
Finding financial advisors like Becky Lou Gordon who can assist you on things like investing, insurance, making sure retirement is well funded, going over tax benefits, ways to have a volatility buffer for investment risk would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
We use to listen to Dave Ramsey at night on talk radio….. for FREE😂 we learned how to do it without buying his course 😂
Thanks Dave👏 it worked❤️❤️❤️
(Early 2000’s)
6:05 agreed with the coffee. I drive a 18 wheeler and every time I fuel, I get points to use on coffee. Most of the time I buy and make coffee at home. I stopped buying Starbucks
Lean Cuisine for you. In my house, I got an air fryer and a bunch of fast-food-type frozen foods for my kids, and their friends. It might be more expensive than just ingredients, but when they want takeout, it is easy to throw that in the air fryer.
Lean cuisine!?!? Wanna save money AND not die early? Try cooking from scratch!!! It can be an entertaining money saving activity too.
Currently these are helpful as I am working nonstop and don't have the time to cook. I am doing the same thing and buying them on sale. It sucks but the time and money saver is very helpful for right now
😂To the editor of this video and also George, *Muah* chef's kiss
Great video George, I share many of the same hacks, except instead of lean cuisine, mine was peanut butter and jelly sandwiches :-)
5:48 Shout out to Tim Horton's?! That makes you an honourary Canadian, George. :)
3:40 Shout out to Perfect Strangers 😂
FPU changed my life. Thanks!
Our economy struggling with uncertainties, housing issues, foreclosures, global fluctuations, and pandemic aftermath, causing instability. Rising inflation, sluggish growth, and trade disruptions need urgent attention from all sectors to restore stability and stimulate growth.
With the US dollar losing value to inflation and other currencies gaining traction, uncertainty looms. Yet, many still trust in the Dollar's perceived safety. Worried about my $420,000 retirement savings losing value, I seek alternative security for my money.
With my demanding job, I lack time for investment analysis. For seven years, a fiduciary has managed my portfolio, adapting to market conditions, enabling successful navigation and informed decisions. Consider a similar approach.
It appears that your investment advisor is highly skilled. Could you please let me know if you are still in contact with this advisor and, if so, how?
Just research the name Iynne Marie Stella. You’d find necessary details to work with a correspondence to set up an appointment.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
Congrats George on paying off your mortgage a few years ago, it took me to 9/26/24 to pay off my mortgage, nearly 4 years early!! Cheers!!!
My coworkers swear by Lean Cuisine meals since they're so cheap. Our breakroom freezer is full of them!
I use to do this but I found in the long run simply buying segmented plastic containers and doing meal prep ended up being way healthier and cheaper. But for someone who otherwise can't or doesn't have the time or space, they're a great idea.
They ain’t cheap anymore.
If there’s a microwave at work it’s probably cheaper to bring leftovers. As long as there is a fridge to keep your food cold.
I bring leftovers everyday nice and hot in a Thermos food container. Heat up the food in the morning and it’s still hot at lunch. Saved thousands over the years
Can carry an insulated bag with reusable frozen "ice".
Good info....BTW, there is middle ground with the coffee situation. Homemade with some decent beans. IMHO
I live in Canada a single woman here and my groceries bills 💵 is $300 a month. I find that very very expensive for one person. I didn’t realize how much I spent in groceries until last month when I started tracking my expenses. This month October I am doing my very best to reduce it to $220 then next month to $180. I realized I was buying unnecessary and expensive food like beef…ground beef it is right now and beans…yes rice and beans. Trying to retire and don’t even have much 💰
3:08 can we get more George skateboarding footage please?!
I second that😊 lol
Also have a 2009 and 2006 civic. Still driving them and believe it or not still get compliments from people on these cars…😂 at the time we bought both cars brand new with cash.
Doing some research on the public libraries in your area falls under #3. The one in my city often has free events. They also host book clubs.
You can go cheaper and healthier than lean cuisine. Buy a two lb bag of rice a lb of black beans a lb of peas a lb of chicken cook it all mix it together portion it out.
We have so much in common, I love being smart with finances and I love to skate!(I even got my second board, a real skateboard, for 20 bucks pre-owned)
I like our office coffee better than the one in Starbucks. Because our company invested in an actual espresso machine, and even had a seminar on how to use it. The beans are readily available. We even have a milk frother.
Must be a nightmare to keep clean between inconsiderate employees who mess it up 😅 unless it's a small team?
That's so cool though
@@Yo_soy_Annna They have a rotating set of cleaners for the pantry which includes the espresso machine in their list to clean. But we also practice Clean as You Go system, and everyone's pretty consistent about that.
I couldn't afford lean cuisine, that would have been an extravagant treat for me when I was poor. I mainly ate bread with margarine and drank the cheapest soda the stores sold for energy for years! Yes it affected my health, but now I can afford fruit and vegetables and have not consumed soda for about 15 years and never will, ever again!
Dude a cabbage is like 15 cents per pound
@@SelectKikoinrespect the first commenter's hustle but hhahajjaahhahaha
The skateboard one can have a secondary benefit, that is even more true with a scooter or a bike, it's a hobby that can be turned into something practical. Use that skateboard, scooter, or bike to do short trips instead of driving and you will have more fun doing it, get exercise (something that millions of Americans need more of), and save a little bit of money in the process.
Seriously, actually take the time to calculate exactly how much it costs you to drive per mile, not just how much it costs for gas, sit down with your owners manual, start pricing out how much it costs to do each of the routine maintenance procedures recommended in the manual, price out the cost of tires, price out some common repairs and get an estimate of how often you might need them, give yourself an emergency budget for less common repairs, if you really want to get the true full cost, get an estimate of how many miles you can expect your car to last and factor in the replacement cost of the vehicle. Divide all of those into per mile costs, add them all up, and you'll probably find that you are spending a LOT more per mile than you think.
My car gets 30 miles per gallon. The last time I got gas, it was $3.55 a gallon, that's just under $0.12 a mile, but when you add in all the other costs, I found out that it was more like $0.45 a mile. Hey, maybe the IRS isn't crazy with their rate of $0.67 per mile, because I drive a fairly economical car, so I can absolutely believe that there is a range of probably between $0.40 and $0.90. To your point about how much you can save just with the couple dollars a day on coffee, if you can replace a 5 mile commute with biking, that's $6.70 a day round trip that you saved (and, now you don't have to go to the gym either).
That jacket is so famous and characteristic of you, George 👍👍👍
I totally still do the lean cuisine hack every week at Kroger. There are perfectly healthy, perfectly portioned with plenty of protein, frozen meals on sale at Kroger. I eat these two nights a week when I work out of town. We are FI, but you just can’t beat the bargain for a two dollar hot meal.😂😂
Shit is not healthy dude. Don't believe whatever is on the label
This is a great video! Thanks, George!
Hello, I don't know anything about investing and I'm looking to invest, any help? As well who can I reach out to?
Most people today have been having a lot of failures in forex and crypto because of poor orientation and bad experts.
It's wise to seek professional guidance when building a strong financial portfolio due to it's complexity.
I think I'm blessed if not I wouldn't have met someone who is as spectacular as expert Amalia Bunker
Talking to an expert like Amalia Bunker to reshape your portfolio is a very smart move
Amalia's unique strength lies in her realistic approach which makes her different from other brokers who often set unattainable targets and fall short in delivery
I ate microwave food for 2 years straight. Gotta say you save a lot but ur health goes down the drain
Yeah, there are a lot healthier ways to get dirt cheap food. Buy as much as long shelf life foods as you can when they are on sale (so, pretty much anything shelf stable or freezable) and plan out your meals in advance, making sure to make the most use out of whatever you already have before adding anything to your shopping list.
A 5kg bag of brushed potatoes (mashed, spicy wedges, baked with cheese e.t.c) and a 5kg bag of jasmine rice and some discount mince & frozen veges goes a long, long way. Obviously more time is required, but I agree about the microwaved meals. In the long term, all you have is your health.
George: Are you going to put out a ‘financial’ Christmas Album this year? I know last year you did a couple songs as a joke. Loved them. If you do put one out I definitely, definitely want one!
Before I even watched I knew a Toyota or Honda was involved 😅..Man I like those Japanese machines..As for me actually saving up to buy my folks 2010 Toyota Avanza with just over 200,000 miles.
Anyways great stuff man
At least it was mentioned that all of these cheap meals are actually really bad for you. I would love to eat ramen or cheap frozen meals everyday to save money but refuse to for health reasons. Even frozen raw vegetables and fruits have preservatives in them. I really wish the Ramsey team had a good personality that showed everyone how to make cheap and HEALTHY meals so that I can start to learn how to budget at the grocery store more efficiently.
How I do this is following a simple rule. I do not under any circumstances throw away food. It's inexcusable in my house. If you have leftovers that went bad. Missed opportunity. If you forgot you had some ham in the fridge. Again. Bad planning. Do not stock your fridge. Except with items you use frequently and that can last for extended periods of times. I'm talking months. This way you know you'll always go through it.
Every time I make something I look at what I have. How long it might last. And decide what to cook based off of that. Most things when I cook have something that's left over that I can work into another meal.
Take an example. I might make a pasta dish that uses half a carton of heavy cream. But that lasts for several weeks & only uses half of the sausage I buy. So I know that I can redo that meal in a few weeks for the cost of only 1 onion & 1 bell pepper. So I st those items aside. Maybe next I make some hamburgers. But it doesn't use all the buns. Or the cheese & toppings. So next I'll make chicken sandwiches or ham sandwiches. Now I have ham for omlets in the morning. I didn't use all that pasta & I have a pound of hamburger. So I go buy pasta sauce and now I have a pasta dish. Maybe I have left over veggies in all this. So I make a stir fry. And you just keep flowing like this.
I probably average for 1 person around $50 for groceries. Not all weeks I need that though. So like the week I choose to make that sausage & pasta dish with my left over cream. I know that's going to be a cheap grocery week. So that's the week i buy expensive things like bulk meat. I'll buy 10lbs of chicken or 2-5 lbs of hamburger. Because that will store for months and I'll use it before then. And that helps me keep all of my grocery bills floating around $50.
Dave said that people contact him on a weekly basis wanting to collaborate on a “Beans and Rice and Rice and Beans” cookbook and he says no. 😂 I wish he would reconsider!
There is a blog called “poor girl eats well” that might be a good place to start.
@@pdxmusl1510 I do the exact same thing! Some weeks I can get it as cheap as $20 if I only need to restock on fresh produce. I always cook family size meals even though I'm only cooking for myself, so I can freeze the leftovers, most of my meals work out to about $1-2 per serve
Frugal Fit mom on TH-cam is great to watch for this
Damn that nollie heal was clean.
Thank you for respecting the cleanliness
@@GeorgeKamel as a fellow wood pusher I respect it
Live journal! Blast from the past. What communities was George in?! 😃
My son is driving my mom's (rip) 1998 Mercedes. Only has 125,000 miles on it & running great.
Wow was that a kick flip and a manual? Nice work
Hobbies: walking, nature trails, and anything that uses a piece of paper and pen or pencil, such as writing, drawing. Also working on my investments is a hobby.
Shop smart, dress cute!! I LOVE TJ Maxx!
If you don't want to live off of frozen foods while getting out of debt, make cheap meals in bulk. A crock pot and instapot are your best friends. While I wasn't in debt, I lived off leftovers by making tons of cheap, healthy meals thanks to my instapot - while paying my way through college. No student debt here! Was not easy and I had to really live on bare minimums (while working a full time job), but it's doable if you're smart about it!
Dang 5 for 10! I just checked Kroger and they got a sale right now. LETS GOOOOOO
Tello is not available in my area. I checked on it.
I’m sorry but 8:40 has me dying for some reason 😭🤣🤣😭
Lean cuisine sales aren’t even that good anymore! If I get them for $3 nowadays it’s a win
Agreed. Simpler times back in 2013
I'm in my 50s and I'm more interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?
You're not doing anything wrong, you just don't have the required skillset to profit off a down market, folks that are making profit in this market are pros and experts with in-depth knowledge and skillset.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
“Melissa Jean Taligdan’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé
I get my large ice coffee from Mcds using the app I pay 1.08 😂 it’s been saving me a ton of $ instead of going to the Starbucks
Bring iced coffee from home in a thermos for 10 cents!
My hobby is reselling many of the items I’ve accumulated over the several decades of our marriage & items I’ve won from my other hobby - entering sweepstakes & instant win games. The free to enter ones - I never gamble!
Never would have guessed you would be a skateboarder!!
George, do you watch the nine club? 😊
when he pulled out that denim jacket i was like hey, he does what i do! Alas the thing was different. He didn't say how the inside pockets of denim jackets are so large that steaks, meats, cheeses, and other large flattish items can fit inside easily without showing, so those jackets are awesome for thieving and can save one mucho dineros.
With Market tumbling, Inflation Soaring, Is the stock market actually getting better or could this be the regular new year market manipulation to entice new investors? I'm currently sitting on $500k inheritance and just wondering what better assets than stocks to invest in right now
You need a certified financial planner straight up! personally, I would invest in etf and also love investing in individual stocks. yes it’s riskier but am comfortable in my financial environment
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.
Amazing! I hope it's okay to inquire if you're still collaborating with the same fiduciary and how I can get in touch with them?
Her name is DIANA CASTEEL LYNCH. I can't divulge much. Most likely, the internet should have her basic info, you can research if you like
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
Cutting back is necessary in a wealth building plan.
Whatever it takes to not drink takeout coffee is perfect. In my case, an aero press, hand grinder, and decent but not extravagant whole beans from the store
George, my office coffee is horrendous. That’s where I draw the line lol
Then make your own
Been meal prepping. For 2 months now to save. Lost close to 20lbs also lol.
Damn good list :)
George, can we hang out and play THPS?
This is pretty inspirational. What is your take on working 2 jobs? I only ask because I noticed im getting super burned out working a PT job along side my FT job, and if it’s really worth the extra $800/month, or if I should put my health and mental health above it and take a little longer than I wanted to pay things off.
Paid cash for my 2004 Tundra back in 2009. I'm just now rolling up on 180K miles...so, I've still got about 120K more to go! 😃 Runs like a champ and we've not had a car payment in over 20 years. Makes a big difference if you can lock in a quality vehicle and take good care of it. (Also paid cash for a 2013 Sorento back in 2016...another car that is still serving us well.)
That’s awesome, very smart of y’all.
George! Who’s your favorite skater from when you were younger, and if you still follow skateboarding, who’s your favorite newer guy?
I bought Lean Cusine Meals for Lunch when they had Ibotta Coupons but unfortunately, those deals haven’t been available for a while now. Now it’s currently Lunchables. 😎
Lunchables are rip offs. You can have a real sandwich for less or leftovers.
Great episode.
The coffee thing is insane.
The number of people who are broke as hell and struggling to get by,
Who refuse to acknowledge how even an extra hundred dollars a month could put them on a life-changing trajectory.
It’s all about the attitude and behaviors.
I try to explain because I’ve DONE IT, as a single teen mom with no child support or government assistance.
It was almost 10 years ago now but that was 2015 not the 1900’s 😂
I made $15 an hour but I refused to buy money on stupid stuff, I had an awesome free hobby that I loved (dance), we ate only inexpensive whole foods and learned to cook (beans and rice duh, oatmeal, eggs, pbj, dairy- all cheaper than lean cuisine, btw) and drank only water!!
I ended up buying my own little condo for me and my daughter, which was cheaper to afford than rent, drove an old used granny mobile that was actually super nice but only cost me $4k, finished college on a scholarship, and I paid for part time daycare out of pocket.
And the whole time I felt SO BLESSED!!
IT IS ALL ABOUT YOUR ATTITUDE!!!
I like the healthy choice steamers and Marie Callender bowls they are usually about $4 lol
That was my favorite Polyphonic Spree song back in the day...
Still slaps
It's advisable to Invest judiciously, keep a stop loss figure. Shuffle between debt and equity wherever the ratio goes too off your target. As for the target, I recommend a Ratio like this Debt % should be equal to your age in years. If you are 20, debt is 20%, reset in equity. If the market falls or rises drastically, your debt % will change, which you should rebalance to 20% and bring back equity to 80%. Thus you would have bought low or booked profit depending on if it was a crash or a bull run.
Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
@@joshbarney114 I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.
I definitely share your sentiment about these firms. Finding financial advisors like Marisa Breton Dollard who can assist you on things like investing, insurance, making sure retirement is well funded, going over tax benefits, ways to have a volatility buffer for investment risk would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Excellent share, just inputted Marisa Breton Dollard on the internet, spotted her consulting page ranked top and was able to schedule a call session. I've seen commentaries about advisors but not one looks this phenomenal.
George....I drive a 2004Toyota Camry...340k....used it for my 100 miles per day commute. it makes me money...
Nice!
That is awesome! Skateboarding! Best free gym around!
I was unaware of those modified swedish meatball seeds.
As a fervent investor, I frequently ponder the methods and routes through which successful investors accumulate fortunes in the millions. Despite having a significant starting capital, I'm unsure about the precise strategies or channels that would lead to gains surpassing $400k, akin to those achieved by others recently.
Some individuals minimize the importance of counsel until they make regrettable mistakes. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
That makes a lot of sense; unlike us, you appear to have the market figured out. Who is the coach?
Kenna Muriel Hesseling is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
I conducted an online search for her complete name and located her page. Subsequently, I reached out via email to schedule a meeting for a discussion; I am now awaiting her response.
452 likes on this comment. In case anyone doesn't know when you see that many likes and/or they start talking about a specific individual to consult with for investigating, it's a scam.
You’re hilarious ☺️👍🏼
yay xanga!
I was there
I could take you in underground 2 any day george.
Cap
It’s really hard to take your advice when I see that Bon Iver picture in the background 😂
If you can’t handle a poster, you’ll inevitably be triggered by something else on this channel
You managed to do all this, while maintaining the same level of income, at the same job? something everyone conveniently leaves out… like how Dave Ramsey never mentions what he did to start earning money after he went bankrupt… the biggest reason you went from broke to millionaire, is your increase in income was substantial…
Meal prep❤I don’t mind eating the same thing for a week. Bulk is cheaper 🙏🙏🥰🥰🦋🦋🇺🇸🇺🇸
I meal prep things that can be portioned and frozen because then I get variety over the week.
I ❤ the thumbnail pic!!!
george kamel can nollie heel!!!!!!!!!!!!!!!!!!!!!!
George I challenge you to a game of S.K.A.T.E. 😤
🐪 Is da man
Kamel was Gleamin the Cube.
Vanessa movie I used to watch when I was 13 years old good memories. Forgot that Tony Hawk the Birdman was in it
Where are these lean cuisine discounts?