How To Become A Millionaire On Average Income (STEP BY STEP GUIDE) | Anthony ONeal
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- เผยแพร่เมื่อ 27 ส.ค. 2024
- Here's the truth about millionaires: They don't all make $100,000 per year. In fact, a lot of them work regular jobs, but they manage their money well. In today's video, I'm sharing how YOU can build wealth with a low income and the millionaire habits that will get you there.
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Hey, fam! I’m Anthony. I’m fired up about meeting you where you are in a real, relevant, and relatable way. Here on this TH-cam channel, we’ll be having honest conversations about finding our authentic selves by living life based on spiritual, financial, and mental freedom. At the age of 19-homeless and deep in debt-I turned my life around by becoming debt-free, and I decided to spend the rest of my life helping people avoid the same money mistakes I made. Today, by the grace of God, that’s what I’m doing every day with AO Enterprise. You can rock with me on Instagram @AnthonyONeal or online at anthonyoneal.com.
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#WealthBuilding #Recession
![ถามตรงๆ กับ อาจตุพร ทำไม ประเทศไทย ใครเป็นนายก ก็โดนด่า พอออกเเล้วคนคิดถึง!!?? l [Nickynachat]](http://i.ytimg.com/vi/3YFLMXxBGAs/mqdefault.jpg)
Ten years ago one of my daughters graduated from a local community college to be an ultrasound technician. She had a job making over $30/Hr within a couple weeks. Low cost education and good income! There are many such great options at community colleges to start the millionaire path.
(Edited to add she is making $60+ and hour now.)
I’ve read your book & Dave Ramsey book I started saving for the first time June 1st and today I have $2,305 Saved and finally under 10k in debt 🙏🏽snowball my debt goal is to be debt free 2023
I hope you achieve your aim and then NEVER HAVE TO WORRY ABOUT DEBT AGAIN.
Debt free 2023!!! This has been my slogan since 2020 regardless of the economy I will be debt free in 2023. I reworked my budget so I could put more money towards my debt and get out of debt by December 25th 2023! Merry Christmas to my family! We will be out of debt by Christmas or before. I am a student currently at Bethel tech because of your interview with Jordan. I am so excited that I will now give my family the life I determined was ours because God said so when I was 8 years old. I’m learning to trust in my imagination. To believe that the vision God has shown me was real and possible and I am more than grateful for this platform Dave Ramsey and the choice I made to trust Gods vision and getting me in a place to change my lifestyle to a high value one! Thank you!
Helpline 👆👆👆
I’m an educator and I pray that I can level up like that teacher!
Amen!!! I cannot submit to a man with no vision. I'd rather be single and work on my own vision.
Respect Ariel I wouldnt wish for a woman to follow any other path respect to you sister
This whole video was talking about becoming a millionaire and you’re over here talking about not submitting to a man we’re you even listening or taking notes
Submitting to a man with no vision is not worse than submitting to a male that is not submitted to God. If he's not submitted to God he's not worth submitting to.
@@leroymckenziejr.jnfenterpr567 “work out your OWN salvation, with fear and trembling.”
Absolutely because another person has a way to hold you back...You have to Absolutely be with a person with a vision or working on a way to put something together
Yes, listen and avoid student loans! It’s just debt!!!
Thanks brother
Im starting this journey
I'll come back with a testimony
I will attain all riches desire with time!
Over 1500 in my savings
Ever since i was introduced to you I cant stop watching your videos👏🏿. So much knowledge in one video. Kudos to you! And Thank You!
I taught Ronne's daughter when she was in middle school. Ronne is an instant head turner. Baaaaddddd as all heck! She is pro black and pro helping people. A real DC native.
Honestly college has been my biggest regret because at 19 I picked to go to school for a better job but never found a job in my major and still struggling trying to pay off my debt. But I’m interested to go to school for coding or some trying that’s truly beneficial
I like how you can uplift ppl without tearing ppl down. Its rare these days God Bless
Thanks for always being transparent, many blessings and gratitude to you.
Right on time! Thanks AO for the gems on the high deductible health insurance, just what i needed to understand. ❤️👏🏾 I’ve been following you since the Ramsey days and it’s been such a blessing for my legacy! Currently on baby step 3, on track to baby step 7 🤗
Praise Jesus. Thank you AO. 🙏🏽🙏🏽💝💝🕊🕊🕊🕊🕊
You are SPOT ON with the Tech industry. I have been in tech for over 20 years. For me, a degree was kind of required to get in the door. Today however, certifications are the big thing because there are several specific disciplines that you can begin. My salary has increased over the years and for the last few years, it has been over 6 figures.
It takes discipline, consistency and a bit of sacrifice. I am buy no means a millionaire, but I have a high net worth.
Yes, I am over 50, so I say to ALL younger folks....let's say 40 and under.....you have TIME on your side. But don't waste it with foolishness and poor decisions. Pay yourself first, save and invest monthly SOMETHING, even if you have 25 dollars to start. The key is to START, continue and be consistent.
My saying is....Life is short and tomorrow is not promised, never wait for all of the lights to be green, live life to the fullest....Go Get Yours!
As you seem to be aware they will need advance edification to get to living wage incomes!!!
This was great. I actually talked with a benefits specialist at my job today about Roth IRA, 403b, 457 savings. Planning on getting into those accounts soon. First I’m trying to pay off some debt and follow the formula you have provided. It’s crazy cuz I first had a 820 credit score. After running into some fraudulent debt circumstances that credit score has dropped well below that. I’m working now to get back to that. Thank you for this advice.
I will be a multimillionaire, in Jesus name. AMEN 🙏🏽 🙌🏽 🙌🏽
Same here !!!
Amen 🙏
This show was so fire !! Learned so much!! Thank you brother 🙏🏾💯
This show is speaking to my soul.
Thank you, AO. I needed this. I wrote my financial growth goals in my journal and my reminders list. Thank you for the spiritual balance to go along with the practical balance. I trust God to do this for me because He satisfies his children with good and because He supplies seed to the sower, and I am a sower.
For many people who go on to professional school (in my case I’m referring to health professions…medical school, pharmacy school, dental school, etc) student loans are the only option. I had a full academic scholarship throughout college. To pay for graduate school, I had grants and two jobs. When I got to professional school, however, I had to use student loans as did most of my classmates. These professions, once you graduate, all pay very well. The key is to be responsible with your money, know where it is going, and live below your means while you prioritize your loans! They can be paid off and it can be done in a very reasonable amount of time.
Ready for this discussion 🙌🏽🙌🏽
I agree with you AO I would just friends with a man w $150,000 in debt and no vision. It doesn’t make since to bring someone else into that. Get yourself in order before bringing someone else in.
My friend AO, please provide the link of the Financial Peace University under the Ramsey Plus... I loved you there and I love how the Holy Spirit is driving you in this path!
Solid show! Slow and steady win the race. More importantly being a great stewart and manager of your capital!
No outpacing expenses first and the managing money will win the race. You and most of us need an income to even be in the race.
My & wife and I have over $20,000 saved at the moment. Have a goal to save $100k but got $100k in debt. Long journey but a necessary one
Thank you, A.O I needed this advice 🙏 in my life every day. It's hard but with Jesus help I can do it.
I have 70,000 in student loans but no real degree
$10,000 in emergency fund
The sponsors and ads killing the show
Great show today. Thanks for pointing out when some pay more than needed a year for health insurance.
Believe it or not most people, don't bring home $5,000 per month & with the cost of living increasing this way to become wealthy is fading, just when people start to find out about it. Someone moved the cheese. We have to come up with a new strategy.
Yesssss Sir
This is one of your BEST SHOWS yet!
I definitely can’t wait for you to do the pay off your mortgage early show. 🌟🌟🌟🌟🌟
Helpline 👆👆👆
Keep spreading positivity and you will continue to grow
Completely agree, the dette is not the problem but someone without Vision perishes
Shout out to Teri from Trade and Travel 🎉🎉🎉
I just paid off over $1,500.00 in medical debt since the beginning of the year! I wasn't able to pay my medical bills on the HDP offered through my employer. It was too high! I blew through my HSA funds really quickly! I had to wait until the beginning of the year for funds to reload on my card and I have paid off most if not all of my medical debt from last year. It feels so good to get that paid off, but the HDP definitely isn't for me at this point and time. The bills were so stressful! I don't like being in debt & having bills sent to my house. I was afraid it was going to start effecting my credit which I work so hard to get into the 700's! Thank You for making this content & feeding my wealth mentality!
Interested in seeing a video on best ways to pay off your mortgage.
We can all answer that question. NO NO NO. Agreed because of the no budget no the dollar amount
Good talk brotha!!
For my insurance I just got the high deductible plan , which is free at my job, so I got that so that’s no extra money coming out of my pocket and I pay into my HSA which my job matches up to $700 a year ,and it rolls over to the next year. Plus the HSA pays for a lot more things than people think!
Amazing advice for the woman dating the man in debt. Well said.
You’re a vibe AO!!
I am going to watch this too! 🤑
Don't dismiss the traditional 4 year university. There are many reasons WHY this is STILL a viable option.
Curious. Has anyone experienced if these tech opportunities lean more on the side of the 40 and under community?
How do you simultaneously pay off credit card debt (while getting hit with interest each month for carrying a balance) and save a $1,000-emergency-fund and 6 months of living expenses??
Save your 1000 first. Then tackle and pay down your debt. Then start on your living expense 3-6 month plan.
PrizePool, you can’t name a beneficiary.
1. Sell stuff in the house that u don't need, get a 2nd part time job for the 1000 dollars emerg fund.
2. Pay off debt - cont with part time job to help pay debt off quickly.
3. Than after paying off debt , save for 3-6 months emerg.
brother your videos are great! I love your energy!. you have inspired me and i will get the course. thank you 🙏🏻
Mindset reset!
Yes, that was long but beneficial. Thx.
Great content 😊
Thanks for the wisdom
ready
Thank you AO🙏🏾
Ant, discovered you Shawn Stevenon’s pod the model health show and knew I recognized you from dave Ramsey. I’ve followed a lot of your videos and gotta say love what you put out there, it’s truthful, educational and actionable. I watch you every couple days to try and catch up previous shows. Keep it up, love the advice and can’t wait for more!! All love
Helpline 👆👆👆
5:40 I couldn’t have said this better myself. I’m burnt out…
What’s your thoughts on saving money through acorn? Also, what’s the best retirement plan for self-employment?
I got the book by you Anthony!
Thank you...
My greatest happiness is the $64,000 bi-weekly profit I get consistently from my $15,000 investment despite the economic fluctuation 😊
@Amelia Evie Would you mind sharing more about this investmnet. 😊😀 I want to invest but don’t know what is best to invest in to get a return.
My PrizePool account is 20K!
I'm going to check this out
AO, I have a question, you mentioned that the retired teacher can withdraw 10 percent from her nest egg each year. Most advice regarding neat egg withdrawals suggestions 4- 5 percent to ensure it will last a minimum of 30 years. What is the basis of the 10 percent withdrawal rate? And how long could the principal last making withdrawals at that rate?
10% is super aggressive...it actually should be 2% due to inflation
No vision, no budget, no change, no way.
Single mother of 4 (young ages), student loan debt (currently in school), making less than 26,000...so if you're not making enough to save then what? If I work more jobs...who is going to raise my children?
Your asking all the right questions because TH-camrs tend to overlook issues like this!!
Your job doesn't have any retirement plans?
Been there. Being a mom is a job in itself. Keep going to school!!! I graduated college with a toddler on my hip and another one in my belly. It was hard, I had to stay with my mom at times, their dad was no help. Good news is they are not always going to be this little. The older they get the less dependent they are, and the more opportunity you have to enhance their future. But I wouldn’t have been able to make more than 50k without my degree. It’s going to be hard but not impossible. It’s easier with a village. Save your tax refunds and save any refunds you may get from school. Put that money in a high yield savings account. If you have supportive parents or grandparents you can live with until you’re done with school you should take advantage of that. That’s a start.
It depends on what the debt is. I have student loan debts. Like you said, does that man have a plan to save and pay off the debt?
Soooo I never knew that much about HSA
Me and my household will be millionaires in Jesus name
$3950.00 at the moment.
Your audio is up and down constantly. Suggestion: body microphone for consistency in audio.
I love your channel!!
I have 6 figures in savings
Great Video
Curious your thoughts on what would the Kennedys do? It kinda goes against everything Dave Ramsey believes.
What should I buy in my Roth IRA??
Index Funds in different sectors
Index fund
AO I need you on the new season of my radio show, which I’m launching as a podcast.
Great video!
I will 🙏🏽
I am just here laughing away. Awesome video. Have to sharpen the saw. So true.
Should I open Roth IRA with my credit union or is that a bad idea go with something else
I brought in 2023 with the most money I've ever saved in my 💯 around $3k but then covid happened to my family for the first 😢 now I only have around $2,000 saved with 3 kids and my girl got a daughter so 4 🥶 I used to have $10,000 all the time and blow it all the time lol but this year is grinding for the loved ones 💯🎯🏆
Anthony can you help me
This is goooood‼️
Gods light is shining on this man! Thank the lord for someone so relate able and REAL down to Earth, not some rich old baby boomer with a headset, stage, and private jet
Jobs need to stop telling graduates they need 5-10 years experience and need to start your pay higher than entry level when you have a degree.
That teacher should’ve had wayyyy more than a little measly 1.3mill on het retirement acc after 34 years. Could’ve doubled / tripled that by simply investing in the S & P 500 index fund or etf that mirrors that index
Helpline 👆👆👆
How did you do it
I hv been working in the tech field for 15 yrs & I see way more black women than black men so we are out here! ☺️🤗
Question Anthony, if you don't use credit cards, does this mean, all your purchases, gas, food, etc. are paid in cash?
Please explain. It's only fair you share the truth, the whole truth!! So, you carry cash for your expenses, or do you write checks?
Not sure what he is doing but you could use a debit card / Apple Pay etc. it doesn’t have to be physical cash.
Liking it ✨🤩🙌
I got $50 in my savings 😢
Debt free and sexy!!!!!!! ❤️It!
Helpline 👆👆👆
Imma tell yo daddy too 😂
I'm on child support but definitely want financial freedom, please help
2nd job. All invest
👏🏾
I love you content Al, but why do you holla when you talk? You are so loud!! I know that I'm not the first person that's said this. Love you Dude, but can you tone it down a little? Said in love❤️
Black kids have to get over the MATH thats required for tech jobs