Fully Insured VS Self Insured

Today we discuss the differences between an employer being fully insured vs self insured with regard to their healthcare insurance.
Mark Combs illustrates this by going through exactly what make up employer healthcare costs.
By looking at where every dollar of insurance premium goes, it is easy to understand the differences between group medical insurance plans that are either fully insured of self funded.
Level funded health plans are also discussed in the presentation and Mark explains the differences between partially self funding and level funding as well.
By better understanding how these healthcare plans are structured employers can more intelligently plan for their employee benefit dollars.
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