Yessss!!! You won't regret it. Biggest advice is don't give up. You might change your process, your envelopes, or 💩 might mess things up. Keep going!!! 💪🏻❤
After the year you’ve had Zoe you’ve done amazing financially and personally. You’re so strong and aspiring. Really need to take a lead from your book. ❤ happy new year. ❤
Happy new year well done on getting that council tax started, you will notice a difference with it gone monthly. I like the Christmas binder, and moving the binders can't be helped if you're a budgeter good luck for 2025 goals
Love watching you sort your binders out. I also get random bouts of anxiety, don't know if it's hormones but it's a blooming nightmare. Wishing you all the best in 2025! Xx❤
Loved watching not bitty at all 🥰 Enjoy your coffee and loved the tap dance Dave gave us 🐕🦺🐶 bless him ❤️ happy new year to you all 🥳 lots of love xx🍂🧡🦊
Hormones definitely affect my anxiety. Normally the week before I’m due on for me. What can help is to track your cycle and times you feel anxious and then you start to notice when it happens each month - being able to recognise that it might be your time in the cycle and that last time you started feeling better again in a couple of days can really help x
I was thinking of paying my rates off in full this year when them come, in two minds what to do as i counted up the difference this year and i wasnt even saving £30 a year by paying them of in full. Mine £92 a month at the minute.
I dunno if you have control over the amount of ads in your videos,but I had to watch 6 ads for a 29 minute video. Normally I don't mind 1 or 2 ads but 6 made me want to switch off unfortunately
Ah no that's annoying to see. Thank you for letting me know! I've read that people who watch on a TV get far more ads than phone users. Can you let me know which device you used? Definitely gonna have to look into this! Xx
@@Thebudgetwitch ok thank you. After watching a few other people's videos they are having problems with TH-cam placing sporadic ads on their vids too. There seems no rhyme or reason to it. The only option we as creators have is to switch it off but then that defeats the purpose of the channel being monitised which helps us as budgeters. Feel free to skip the ads! ❤️
Happy New Year 🎉💙🏡🩵
Happy new year to you too and thank you for always watching and supporting ❤❤❤
Hapoy New Year🎉🎉
Happy new year to you too Gillian ❤❤❤🎉🎉
Great video and awesome savings. I wish you a Happy New Year 🎉🎉❤❤
Thank you! You too🎉🎉🎉🥰🥰
Happy new year im starting my 1st ever cash stuffing me and my daughter doing it just waiting for our etsy to arrive x
Yessss!!! You won't regret it. Biggest advice is don't give up. You might change your process, your envelopes, or 💩 might mess things up. Keep going!!! 💪🏻❤
After the year you’ve had Zoe you’ve done amazing financially and personally. You’re so strong and aspiring. Really need to take a lead from your book. ❤ happy new year. ❤
Omg thank you so much, this is so touching! You lot have been my rock and my motivation ❤❤❤
Happy new year well done on getting that council tax started, you will notice a difference with it gone monthly. I like the Christmas binder, and moving the binders can't be helped if you're a budgeter good luck for 2025 goals
Thank you so much. I'm excited to pay one direct debit off in full. Never done that before ❤🎉❤
Great video! Amazing amount 🥰 yes I 100% deal with this with anxiety, no idea if hormones make it worse but probably 🥺
Urgh, it's rough isn't it. Big hugs 🤗❤️
Happy new year hun xx
Same to you! Hope its kind ❤❤❤❤
Hi Zoe.. Really enjoyed this video.. Happy 2025 🎉 here's wishing you the best year ahead... I don't mind you moving about at all 😊
@@GillianBudgets20203 Happy new year 🎊🕛🎊 Thank you! Hope you have a great year 🥰
My anxiety is like that too. It’s more annoying and frustrating when something sets it off but you have no idea what it is ❤
Absolutely sucks doesn't it 😢❤
Love watching you sort your binders out. I also get random bouts of anxiety, don't know if it's hormones but it's a blooming nightmare.
Wishing you all the best in 2025! Xx❤
Comes out of the blue doesn't it! So annoying xxx
That's a fab amount saved. It proves cash stuffing does work! Great video ❤😊
Yes it does! Thank you so much for watching and commenting ❤❤❤
Happy New Year to you all Zoe. You have saved a great amount this year, you should be so proud of yourself 💕
Thanks so much Natalie ❤❤❤ happy new year 🎉
Glad you managed some savings for 2024, it’s an achievement 🎉 happy new year, great to see you getting organised for 2025
Thanks Esther Happy new year!! 🎉❤
Loved watching not bitty at all 🥰 Enjoy your coffee and loved the tap dance Dave gave us 🐕🦺🐶 bless him ❤️ happy new year to you all 🥳 lots of love xx🍂🧡🦊
Haha he loves tapdancing. Thanks for watching xx
Happy New Year 🥳❤️ Great video as always ❤xx
Thanks my lovely 😍 Happy new year!!❤🎉❤🎉
Yes, hormones affect anxiety. I wake up the same way I'm worse around Ovulation, and when I'm due on its horrible
Yes! Ovulation is brutal for me too. Nature's way of telling me I've had enough kids 😂❤😂❤
Happy New Year, great result for 2024
Thank you! Happy new year 🎉❤
Hormones definitely affect my anxiety. Normally the week before I’m due on for me. What can help is to track your cycle and times you feel anxious and then you start to notice when it happens each month - being able to recognise that it might be your time in the cycle and that last time you started feeling better again in a couple of days can really help x
Thanks Jessica, definitely going to try keeping a log, that'll be useful. At least I can then predict when it'll ease xxx
❤ super video,looking forward to following your journey in 2025 🎉 here's to a safe and happy new year to you and your family.
Happy new year!! Thanks for supporting me the whole year, lots of love to you ❤❤❤
Happy new year hun. Fabulous savings 🎉
Thank you! ❤Happy new year!!🎉
Love watching you sort out your binders , I hope your daughter is ok …. Happy New year Zoe xx 💜💜💜💕🌸💕
Happy new year!! Yeah shes good thank you. She thrives on drama 😂❤❤❤
What an amazing amount saved 🎉 hope you have a lovely new year ❤xx
Thank you! You too!🎉🎉🎉❤❤❤
Fantastic finish to the end of the year for you Zoe 👏
Happy New Year to you & your family 🥂xx
Thank you for always supporting me lovely ❤❤❤Happy new year!!🎉
Hello Zoe ❤ here watching xxxx
Thanks Sal ❤☺️ ❤
Great video and fab savings. Happy 2025 🙌🥰
Thank you! ❤Happy new year!!🎉
Great video 🎉 hormones does affect my anxiety usually a week before im due on 😢
@@donnatate20 ah I'm starting to think this may be it. Thanks xx
Happy new year ❤ yes wake up anxious everyday hormones definitely play a big part ❤😊
Oh Sam that's rough! I'm wondering if it's a perimenopause thing🤔🤗
@ yes I think it might be ❤️
Catching up now ❤
Happy New Year. I hope 2025 brings you all you wish for.
Thanks Patricia, and thanks for always watching and supporting us. Happy new year! Hope its kind to you and your family ❤❤❤
Great video Zoe ……Happy New Year !!! ❤xx
Happy new year Sam! Hope its a good one 🎉❤🎉❤
Zoë, you can help get me organised when I'm over in just over a weeks time lol MT xxx😍
Happy new year lovely I'd love to pay my council tax off in one go even if it's just for a year ❤❤❤❤
Hope I can do it and nothing crops up before then 😂❤
I was thinking of paying my rates off in full this year when them come, in two minds what to do as i counted up the difference this year and i wasnt even saving £30 a year by paying them of in full. Mine £92 a month at the minute.
Yeah there's not much difference BUT not having a £96 a month direct debit will feel great 😂❤
I dunno if you have control over the amount of ads in your videos,but I had to watch 6 ads for a 29 minute video. Normally I don't mind 1 or 2 ads but 6 made me want to switch off unfortunately
Ah no that's annoying to see. Thank you for letting me know! I've read that people who watch on a TV get far more ads than phone users. Can you let me know which device you used? Definitely gonna have to look into this! Xx
@thecannytally I was on my phone
@thecannytally I was on the phone had 4 ads but they were only about 3 seconds long so must be different for everyone. Hope that helps
@@Thebudgetwitch ok thank you. After watching a few other people's videos they are having problems with TH-cam placing sporadic ads on their vids too. There seems no rhyme or reason to it. The only option we as creators have is to switch it off but then that defeats the purpose of the channel being monitised which helps us as budgeters. Feel free to skip the ads! ❤️
@@donnatate20 thanks Donna, that's good to know that they weren't overly long! ❤️🥰