Parkev, I think SoFi is such an incredible company. I use them as a bank and I also have invested in them for years. I feel like the stock does not match the company fundamentals!
I find your videos very useful and nicely structured. Subscribed! I’ve been holding Upstart a lot longer (MF recommendation) but I believe Sofi is a better and more useful business.
Great video, I disagree on the point that lenders became sceptical about the platform. They have grown the number lenders quarter on quarter, also two of their largest lenders have resigned with them last month. Plus in multiple calls they mention how borrows are now no longer meeting their lending rate with the higher interest. Again I love the channel and keep the videos coming. Thank you.
Can you please talk more about the disruption affects of AI on financial services sector. I am thinking that this sector is very vulnerable to disruption by AI technology and possible competitions from the magnificent seven and other megacaps companies. The other issue is possible increased concentration of wealth among populations caused by unemployment that is caused by technological revolution. Am I thinking much too far ahead and what I am saying has less relevance in practical terms?
I don’t believe these stock are going to explode. Don’t get FOMO, you can wait and have lots of time to get in. I don’t feel too excited about either stock.
My crystal balls says…. SoFi will hit 6.30 tomorrow and then run to $10 over the coming several weeks and months and further once students take out loans in the fall
All good, but sofi has bigger risk too. Their loan target more on young ppl with high fico score. But now job market isn’t good, ppl hard to find jobs => they can’t pay back. Let’s see, I’m holding both. I agree what u said. But more like 70% upstart 30% sofi. Both are good companies. I believe AI changes our world, keep touch with it in any field
You are the best Parkev ❤
Our best mentor 😊
7:46 Thank you!
Agree on SOFI
I believe UPST will give you a better return on your investment.
I like your macro foresight. I will diversify both. 2025 onwards should be a good year
Ur video is clarity between both stocks
Amazing presentation 😊
I hold upstart ❤
Parkev, I think SoFi is such an incredible company. I use them as a bank and I also have invested in them for years. I feel like the stock does not match the company fundamentals!
I find your videos very useful and nicely structured. Subscribed!
I’ve been holding Upstart a lot longer (MF recommendation) but I believe Sofi is a better and more useful business.
Thanks for sharing!
Great video, I disagree on the point that lenders became sceptical about the platform. They have grown the number lenders quarter on quarter, also two of their largest lenders have resigned with them last month. Plus in multiple calls they mention how borrows are now no longer meeting their lending rate with the higher interest.
Again I love the channel and keep the videos coming. Thank you.
Great analysis, following you from México 😊
I m from Malaysia
Thanks will be buying Sofi next!
I have a very small position in Sofi and will stick with them. Good video. Thanks
I hope it's worth buying it
what is your thoughts on Flux ( flux power holding inc
It seems as though UPST has more of an economic moat whereas SOFI is a strong player but is going too face more competition
0 moat for Sofi, and they’ll lose a big attraction factor for their platform as interest rates come down.
Thank you for the SOFI vs. UPST analysis. What are your thoughts on Lending Club (LC)?
im buyin both
Awesome dude 😎👍
Buy both =upst and affirm , moonshot!!!
Yes, thank you.
thanks for your sober review
My pleasure!
Nice, thanks!
No problem!
Can do a put option on sofi. Thanks Professor 😊
Can you please talk more about the disruption affects of AI on financial services sector. I am thinking that this sector is very vulnerable to disruption by AI technology and possible competitions from the magnificent seven and other megacaps companies.
The other issue is possible increased concentration of wealth among populations caused by unemployment that is caused by technological revolution.
Am I thinking much too far ahead and what I am saying has less relevance in practical terms?
Thank you bro appreciate for those videos following you from Istanbul 🚀👍😎
Glad you like them!
I don’t believe these stock are going to explode. Don’t get FOMO, you can wait and have lots of time to get in. I don’t feel too excited about either stock.
Maybe not explode but $100 target by end of 2025 would still be nice , and that’s conservative if the rates are cut 2 pts
I tried to give you $2, but could only see a tiny bit of blue, which I think is to confirm. I couldn't push it up, to submit.
Appreciate the thought.
My crystal balls says….
SoFi will hit 6.30 tomorrow and then run to $10 over the coming several weeks and months and further once students take out loans in the fall
thanks ❤
All good, but sofi has bigger risk too. Their loan target more on young ppl with high fico score. But now job market isn’t good, ppl hard to find jobs => they can’t pay back. Let’s see, I’m holding both. I agree what u said. But more like 70% upstart 30% sofi. Both are good companies. I believe AI changes our world, keep touch with it in any field
Nubank is well perform so far compare for this 2😂
LET'S GO !!! SOFI 🚀👨🚀🛰.