Hi guys, I have shared my real expense here, this is what I spend. Everybody spends differently. If I have not included anything then it means I don't use it. Hope you get some ideas.
Hi sister your videos changed my thoughts gradually. Recently I went for shopping with my friend. She bought saree. My heart told me buy one saree but my brain told don't buy. All because of vasanthi sister.
It is helpful. You can be super proud of yourself for taking up this "Minimalism" topic and sharing all your thoughts and experiences. Particularly this kind of expense and budget specific videos are highly appreciated. It would be great if you can bring up more videos regarding this topic. I would like to tell you that, you are slowly making a remarkable change in people's lifestyle w.r.t minimalistic lifestyle and getting rid of things. Thanks Sis. 😊
Hi, Just stumbled upon your video. I too follow the same process. Just to add few more points. Try opening Rd for annual payments such as LIC, term insurance, health insurance etc..Make the payment using credit card and pay the cc bill once the rd gets matured. This needs lot of planning. Buy this way you get 2 additional income 1 interest on RD and reward points from CC.
Thanks alot.i started to declutter.. My daughter also started to declutter.. I stopped to buy unnecessary items buying after watching your videos da....
Hi sister children money pack lic policy Appley panumala best nalla oru benefits sluga sister plzzzz this my first comment for u epo tha unga😊😊 videos la pakuraga😊
Sis just now realise how fool am I. In my family they are spending over out of control. Bcoz mother in law has no control over the expenses. She is dominating. But they are wasting money without giving control to me. Plz help me sis. Self employed person my husband one person income only. 4 persons with 1 child. Medical exp and rent everything is high. No asset or savings till now. Plz help me to manage the situation to make savings from earnings by reducing expenses.
Health insurance explain pannunga.i did not know it was profit. If medical emergency didn't come to my family means in 3-4 yrs means how it was benefit.
Hi sis pls clarify my doubt ...recdnt ah rrb clerk ah select agiruken..enoda education loan 3 lacs kita iruku ..nan epdi repay panrathu ..ipothaiku i have no money to repay but joining time cibil score check panuvanganu solranga
Mam, one doubt.. Oil dispenser la 2 types irukulla, endha type romba useful ah iruku? Because you have 2 types, that's why am asking.. kindly reply, mam..
Enakum 3 months ku varum..samayal serthu pannunge morning n night only.morning lunch serthu panniduven.then max.sim or medium use pannunge.induction stove tea,hotwater purpose ku use pannunge
Sister share about 80 C tax benefits.Like my husband salary is 80k and they deduct around 12k in the form of TDS every month pls suggest how much percentage we invest according to salary to avoid the TDS
Invest in tax saving mutual fund that includes lock in period, LIC, PPF that covers under 80C. Even thangamagal semippu thittam also comes under 80C. Other that that HRA allowance. FD income is not tax saver
Hi sister... I want a suggestion... We don't have own house, but have own land worth 40 lakhs in our native. We are planning to sell that and construct a new one in coimbatore since we are planning to settle here. Whether this plan is ok or not? We have 1 and half year old kid, i think this the right time to plan. But need your suggestion... Pls do reply sis if its possible...
I feel like it's a good choice. Because you won't need to go for loan. Since all costs for building a house is high, concentrate on your new building plan to your budget and choose a good engineer. All the best 👍
@@vasanthishankar Thank you sister for your reply. My husband is suggesting will deposit the money in mutual funds or in any fixed deposit plan so then we will receive good interest,he is saying house is not an asset but the thing is we don't have own house, that's why am confused.
Im watching your videos regularly. Today I de clutter my bangles. Then I found that I'm keeping many bangles which I'm not using for so many years. Now it's all looking clutter free.. keep posting videos sister.
Wifi bill, for tv each and every channel has separate recharge plan. You didn't include that . If it also added ,it will be helpful. For kids snacks and school stationaries also should be included
Budget nenga podurenga ok . But enga veetla budget podurathu selavu pandrathu everything my husband.. avaru edumae na solratha keka matanga like na evalo explain pani sonalum opposing only
Non veg 1500 கண்டிப்பா வராது. Oru கிலோ motton 800 to 1000 ஒரு கிலோ மீன் 400 -600 சிக்கன் 250 ரூபாய் எப்படி இடிக்கிது? தண்ணி Can 30 1200 வரும்? குழந்தை பராமரிப்பு சிலவு எங்கே?
We don't eat mutton. We have RO. We consume less meat that is chicken, fish and prawn only. I don't have any idea about what you are talking about children maintenance? I don't need to lie , because your comment is suggesting that. If your expenses seems high ask me how I manage it, instead of telling it's impossible
சகோதரி வணக்கம் உங்களின் இந்த திட்டம் மிகவும் பயனுள்ள வகையில் உள்ளது மேலும் அருமையாக உள்ளது. ஆனால் எங்களின் மாத வருமானமே ரூபாய் 15000 /- தான் இதற்கு பட்ஜெட் போட்டு தாருங்கள். நாங்கள் இருப்பது வாடகை வீடு வாடகை 6000/- கரண்ட் பில் 2500/- வருகிறது. தயவுசெய்து எனக்கு போட்டுத் தாருங்கள். ஏனெனில் பலநேரங்களில் சாப்பிடவே பத்தவில்லை கடன் வாங்குகிறேன். அதனால் தான் கேட்கிறேன். தயவுசெய்து சொல்லவும்
Sister, pls give me the star health policy details. We are also 3 ppl. My husbands age 54. We are paying 22955/ for 3 lac coverage with no health issues.nd from 2012.they r saying you have added bonus which u can claim. Next yr premium will be higher bcoz Age ll be 55. Need some clarification for 10 l policy premium
Hi guys, I have shared my real expense here, this is what I spend. Everybody spends differently. If I have not included anything then it means I don't use it. Hope you get some ideas.
It means u understand the pain of your husband and respect his earnings, avoid spending lavishly.
Hi sister your videos changed my thoughts gradually. Recently I went for shopping with my friend. She bought saree. My heart told me buy one saree but my brain told don't buy. All because of vasanthi sister.
As you were a banker earlier, could you please post video on investing in stock market and mutual funds ? That would be super helpful! Thanks!
Thanks for sharing sis . Enna madhri budget pottu selavu pandravangalku romba useful ah irukkum.... Naa kettadhukaga share pannadhukku romba thanks❤❤❤
You are welcome 😊
Hi sister naa ipo than unga videos pakkuran sis..😊😊valuable points 😊😊😊tq
Very useful video sis.RD endha bankla podalaam.edhula interest adhigam.adha pathi video podunga sister ❤
It is helpful. You can be super proud of yourself for taking up this "Minimalism" topic and sharing all your thoughts and experiences. Particularly this kind of expense and budget specific videos are highly appreciated. It would be great if you can bring up more videos regarding this topic. I would like to tell you that, you are slowly making a remarkable change in people's lifestyle w.r.t minimalistic lifestyle and getting rid of things.
Thanks Sis. 😊
Thank you so much. Your comment really made my day
You deserve 😊
Star health insurance pathi detail ah podunga sis....
Hi, Just stumbled upon your video. I too follow the same process. Just to add few more points. Try opening Rd for annual payments such as LIC, term insurance, health insurance etc..Make the payment using credit card and pay the cc bill once the rd gets matured. This needs lot of planning. Buy this way you get 2 additional income 1 interest on RD and reward points from CC.
Can you please explain
Please make video for your November and December month budget madam..
Excellent video vasanthi sis.. post office scheme pathi sollunga..
You are a great honest teller 🎉
Ur video always super keep it up sis
Mam unga new home kitchen plan pathi sollunga plz 🎉🎉🎉🎉🎉🎉🎉
Thanks alot.i started to declutter..
My daughter also started to declutter..
I stopped to buy unnecessary items buying after watching your videos da....
Thank u so much..PL detail about post office savings..
Will upload soon
Andha glass oil bottle link kudunga sis
Check description box for Amazon store front link
Thanks thanks alot for your valuable videos..
Very very useful video sis thank you for your video 😊
Hello mam thank u first time unga video pathen.... House wife nan enaku enoda expense 3000 vara madri tip solunga its useful
Hi sister children money pack lic policy Appley panumala best nalla oru benefits sluga sister plzzzz this my first comment for u epo tha unga😊😊 videos la pakuraga😊
Meal planning and ideas oru video podunga sis
Sis just now realise how fool am I. In my family they are spending over out of control. Bcoz mother in law has no control over the expenses. She is dominating. But they are wasting money without giving control to me. Plz help me sis. Self employed person my husband one person income only. 4 persons with 1 child. Medical exp and rent everything is high. No asset or savings till now. Plz help me to manage the situation to make savings from earnings by reducing expenses.
From Kumbakonam ❤
Thank you so much sister .
Important information about bank. Please share something
Super sister thank u
One doubt
Wat Abt ceet running is it OK for savings any idea for ceet podurathu
Thank you very much for sharing your original butget
Very wise and useful tips
Savings scheme pathi video podunga sis.Like ppf,rd,fd....it will be very useful for us.We want to build a house 😢
Sure ma
School RD patthi explain pannuga
Health insurance explain pannunga.i did not know it was profit. If medical emergency didn't come to my family means in 3-4 yrs means how it was benefit.
If no medical emergency need araises, that itself is a benefit... Please don't think from monetary aspect alone..
Very useful sister..ppf savings pathi konjam detaila solunga sister..bankla ppf open pana netbankingla pay panlama monthly..
Sure you can pay through online
Thank you pa@@rithisfashion9986
S, you can pay online also
Sis can u show the structure of ur rented apartment for an idea...and in which app did u note all the vegetables??
I posted apartment video already, pls check that.
I noted in notes app
Thanks lot Sister.. Congrats For your upcoming Videos
Hi sis pls clarify my doubt ...recdnt ah rrb clerk ah select agiruken..enoda education loan 3 lacs kita iruku ..nan epdi repay panrathu ..ipothaiku i have no money to repay but joining time cibil score check panuvanganu solranga
Enquire about your loan details in the bank you got education loan and start paying emi.
Thank you so much 😊
Very useful for me sister thank you but one request for me weekly salary for my husband so that way budget I need
Will try surely
Hi akka my life changing moment na unga videos pakka aramichathuthaa❤❤❤ love you akka nanum August month no spent challenge eduthurken😊😊😊
Mam how you plan for gold purchase etc
Sure ma
Thank you so much
Mam, one doubt.. Oil dispenser la 2 types irukulla, endha type romba useful ah iruku? Because you have 2 types, that's why am asking.. kindly reply, mam..
Sister fridge vegetable box enga vangininga
Check description box for Amazon store front link
Gas yepdi sister 3 monthsvku varudhu.. Gas saving pathi podunga
Sure
Enakum 3 months ku varum..samayal serthu pannunge morning n night only.morning lunch serthu panniduven.then max.sim or medium use pannunge.induction stove tea,hotwater purpose ku use pannunge
@@rekhatnair9776 na apdi dha panren bt veetla iruka periyavanga.. Enatha sola
@@jasyreena9435 all family not same... All are different.... Ungalal yengu money save panna mudiyumo aungu save pannavum
Super❤mam🙏💯👍🥰
Sister enga veetla husband income mattudhan, na veetla herbal hair oil shikakai ready pandra 2 or 3 members vanguranga avlodhan sis indha business periya levela kondu poganum please ninga ideas ways solla mudiuma
Sis ungala na neriya Mari iruken thank you
Thanks sister
Pls tell me star insurance policy full details video sis
I am the only bread winner in my family. Share with us some details how to select health insurance policy, please
Check out this video ma
th-cam.com/video/SHvh3hshlHI/w-d-xo.html
@@vasanthishankar tq for your video, ma
Super 👌👌
for every category, you’re saying RD deposit
Will you have 4 to 5 RD accounts or in a single RD account you will have all money? Jst doubt.
Different rd
Superrrrr❤❤
neenga semma smartunga
Hi , where did u get that colourful writing board ?
Check description box for Amazon store front link
Sister share about 80 C tax benefits.Like my husband salary is 80k and they deduct around 12k in the form of TDS every month pls suggest how much percentage we invest according to salary to avoid the TDS
Will try to do surely
Thank you 😊
Invest in tax saving mutual fund that includes lock in period, LIC, PPF that covers under 80C. Even thangamagal semippu thittam also comes under 80C. Other that that HRA allowance. FD income is not tax saver
For citizens if we have put FD for 5 years or more Then only it is allowed as deduction. For senior citizens only FD income is tax saver
Sister what's up channel varala
Hi sister... I want a suggestion... We don't have own house, but have own land worth 40 lakhs in our native. We are planning to sell that and construct a new one in coimbatore since we are planning to settle here. Whether this plan is ok or not? We have 1 and half year old kid, i think this the right time to plan. But need your suggestion... Pls do reply sis if its possible...
I feel like it's a good choice. Because you won't need to go for loan. Since all costs for building a house is high, concentrate on your new building plan to your budget and choose a good engineer. All the best 👍
@@vasanthishankar Thank you sister for your reply. My husband is suggesting will deposit the money in mutual funds or in any fixed deposit plan so then we will receive good interest,he is saying house is not an asset but the thing is we don't have own house, that's why am confused.
Nosepin challenge na ena sis... Na kelvi patathey ilaye
No spend challenge
Vanakam mam na post office account aaram pikanum aana epidunu theriyala neenga help panringala please I am 50 years old
25 k budget podunga sis with savings
Will surely try ma
Rd post office LA 5yrs after than close Panna mudium nu solranga.. One year LA epdi edukurathu plz solunga
Bank la try pannunga
@@vasanthishankar bank LA one year thana sis
Monthly income sollunga ???
Super
Affiliates market means what sister?
Commission i get from Amazon by recommending products. Affiliate marketing
@@vasanthishankar oh ok sister. Thanks for the info.
Im watching your videos regularly. Today I de clutter my bangles. Then I found that I'm keeping many bangles which I'm not using for so many years. Now it's all looking clutter free.. keep posting videos sister.
Sister unga apartmentla rental house kidaikkuma
Currently not available ma
15000 salary la epadi budget potarathu sister rent 4500 varuthu sister
I will try to do a video on it ma
@@vasanthishankar tq akka
❤❤❤❤❤❤❤❤❤❤
Seme feeling
Hi sis, wants le poturuka money...
Monthly monthly andha amount eduthu vaikunuma sis
It's your preference
50 k budjet plz
Mam affiliate marketing pathi solla mudiuma maa
Yes please
Unga videos pathutu na theva ilama spend panrathu ila. Only food matum than control panna mudiala. Athukum trying to avoid.
Wifi bill, for tv each and every channel has separate recharge plan. You didn't include that . If it also added ,it will be helpful. For kids snacks and school stationaries also should be included
Snacks, stationary i include in grocery
Tv recharge I do yearly 2500 rupees
Recharge I added which included net
20000 k podunga mam video
Rental evlo madam??
School fees??
We don't pay fees monthly
Budget nenga podurenga ok . But enga veetla budget podurathu selavu pandrathu everything my husband.. avaru edumae na solratha keka matanga like na evalo explain pani sonalum opposing only
Eppovumae husband and wife senthu financial decision edukkum bodhu life smooth ah irukum. Sit and talk with him 😊
My home also same probs da...
👍
Excellent video. Thanks for the ideas mam
Non veg 1500
கண்டிப்பா
வராது.
Oru கிலோ motton
800 to 1000
ஒரு கிலோ மீன்
400 -600
சிக்கன்
250
ரூபாய்
எப்படி இடிக்கிது?
தண்ணி
Can 30
1200 வரும்?
குழந்தை
பராமரிப்பு
சிலவு எங்கே?
We don't eat mutton. We have RO. We consume less meat that is chicken, fish and prawn only.
I don't have any idea about what you are talking about children maintenance?
I don't need to lie , because your comment is suggesting that. If your expenses seems high ask me how I manage it, instead of telling it's impossible
Sister what is affiliate marketing
Commission i get from Amazon by recommending products
Can I we get class on that
சகோதரி வணக்கம் உங்களின் இந்த திட்டம் மிகவும் பயனுள்ள வகையில் உள்ளது மேலும் அருமையாக உள்ளது. ஆனால் எங்களின் மாத வருமானமே ரூபாய் 15000 /- தான் இதற்கு பட்ஜெட் போட்டு தாருங்கள். நாங்கள் இருப்பது வாடகை வீடு வாடகை 6000/- கரண்ட் பில் 2500/- வருகிறது. தயவுசெய்து எனக்கு போட்டுத் தாருங்கள். ஏனெனில் பலநேரங்களில் சாப்பிடவே பத்தவில்லை கடன் வாங்குகிறேன். அதனால் தான் கேட்கிறேன். தயவுசெய்து சொல்லவும்
Gas rs900
Sister, pls give me the star health policy details. We are also 3 ppl. My husbands age 54. We are paying 22955/ for 3 lac coverage with no health issues.nd from 2012.they r saying you have added bonus which u can claim. Next yr premium will be higher bcoz Age ll be 55. Need some clarification for 10 l policy premium
Will cover it in a video ma
Mam unga new home kitchen plan pathi sollunga plz 🎉🎉🎉🎉🎉🎉🎉
Mam unga new home kitchen plan pathi sollunga plz 🎉🎉🎉🎉🎉🎉🎉
Mam unga new home kitchen plan pathi sollunga plz 🎉🎉🎉🎉🎉🎉🎉
Mam unga new home kitchen plan pathi sollunga plz 🎉🎉🎉🎉🎉🎉🎉