➡ Sight, the amazing story of Dr. Ming Wang hits theatres on May 24th. I got you a special BOGO deal at www.angel.com/tickets/sight with coupon code "iamin" Also, BTW, if you're a tourist to the U.S. and don't pay your medical bills, you might get BANNED from coming again!
A friend of mine, his mother suffered a heart attack in the US and underwent open-heart surgery without any insurance. The medical bill exceeded $600,000. However, they found a program that covered all the costs, so they ended up paying nothing out of pocket.
That was a funny story; a fart worth $3,000. Probably the most expensive gas I heard of…😂 A story I had experienced: years ago I took American students to China; one got fell down to the floor so I had to take him to do an X-ray after a couple of days due to his shoulder pain; the whole process of getting the X-ray and diagnosed was done in less than 3 hours with about a $40 bill. He even did not get any prescription or treatment; the doctor just told him that to take a rest for his shoulder since my student was young, the doctor told him no worries. My student was so nervous before I took him there because he thought it would be at least a $5000 medical bill (of course in the U.S. it would be).
Hi Chris, glad to know your father in law eye surgery went well and he has fully recovered. You said hospital people said it would have cost 3 times for tourists, did they give you an explanation? Is it because tourists cannot ask for assistance programs to pay the hospital bill? Please advise and thank you.
This is why the government needs to stop guaranteeing and subsidising insurances. It’s driving the healthcare costs to the absolute maximum the insurance companies are willing to cover. Which is the maximum the government is willing to back. The artificial inflation of healthcare costs in the US is honestly so terrifying. But I’m glad the surgery and other treatments went well and your father-in-law is all good now!
Genuine question, why didn't father-in-law fly back to China to do the surgery? I ask because I have a family friend who scheduled cataract surgery (sure it's different from retina surgery) within a week in China and paid less in total even with 2 nights stay than what it costs in the US for a single premium lens (not including surgery room etc etc etc). Glad FIL is doing fine now though!
This is normal. My friend’s father came to travel to the United States. Suddenly, his heart was unwell. He drove back to Canada overnight to see a doctor, but he didn‘t want to be in the United States.
I watched another video which explained the hospital in the US will only charge you less than 10% of the bill, around 10% will be paid by insurance if your have, and the rest will be considered as bad debts. no idea if it is true.
Depending on insurance coverage and if the service provider is in network. Coverage could be from 50-90% after deductible. Low deductible and higher % coverage insurance is more expensive. Usually government or large company employers contribute a large portion of insurance premium. but small company employers may not pay or pay small portion for insurance. That's why tens of millions American don't have medical insurance because it's very expensive. Without employer's contribution, an individual may have to pay over a thousands $ each month for relatively low deductible and higher coverage insurance for 1 person. For family insuance (spouse and children), the price is more than double.
Regarding bad debt, if you cannot pay your own balance due, your medical debt will be transferred to debt collector who will chase after you everywhere. The debt recored impacts your credit score and further negatively impact your qualification for loans to buy car, house, etc. or for credit card.
If your in-law is considered low-income (typically below 133% FPL), probably they are eligible for Emergency Medicaid, depending on which state you are in.
@@hubbyl2195that’s what Emergency Medicaid is supposed to cover. US citizens with low income are eligible for Medicaid. However, not all the states have provision of Emergency Medicaid so he may need to check the state regs
yeah but yeah but America is the best country in the world mericans keep saying ! I had pretty much the same operation in the UK - with 10 follow up appointments - cost - $0
About the deposit thing, China used to NOT have it until there were too many bad debts😂The hospitals can't take the money back except by suing the patients. However, doctors in China are expected to have very high moral standards. Suing patients over small debts will damage their reputation. People never think further, enough bad debts can easily break the financial system of a hospital. Deposit is not a pleasant thing, but still better than a broke hospital.
A $20 pair of safety goggles would have likely prevented a $2500/night hospital stay. If you don't like the insurance/healthcare system in the US, Chris, then feel free to emigrate. 一副 20 美元的护目镜可能可以避免每晚 2500 美元的住院费用。 如果您不喜欢美国的保险/医疗保健系统，请随意移民。
Mainlander somehow rarely get travel insurance when travelling aboard, as some one from across a tiny river, I never leave town even to Shenzhen without one. BTW, I think no one's gonna rob you for those 練功券, but the secret service guy may want to ping you for those. lol
hahah As an American, I've literally never thought about medical insurance for travel before a few years ago. Because almost everywhere I've gone has really inexpensive medical care compared to the US.
i choose freedom rather than medical assistant. i choose freedom to support myself i choose freeddom becausei believe the lord are always on myside i choose freedom because i will and i believe
So expensive? Worse than a Chinese hospital! I believe that many migrant workers would rather lose their eyes than pay this fee. 这么贵？比中国医院还黑！ 我相信很多农民工宁愿不要眼睛了， 也不肯支付这笔费用。
Few years ago ,I heard hospital bed costed $80k a night. That ia almost ￥600k CNY. That didn't include any medical services nor products., just for the hospital bed for the night. ￥600k/day. And my medical insurance premium was $1,300/month.
➡ Sight, the amazing story of Dr. Ming Wang hits theatres on May 24th. I got you a special BOGO deal at www.angel.com/tickets/sight with coupon code "iamin"
Also, BTW, if you're a tourist to the U.S. and don't pay your medical bills, you might get BANNED from coming again!
所以岳父是有保险还是没有呢？不用交12万（持普通旅游签证者），只用交4万，是什么原因呢？
交保险费用高吗？每年多少
请问一个关于三天内课程退款的问题，我应该找谁退款，付款买课的时候给的客服联系方式，我联系对方，但是没有任何回应。
哈哈哈这下我终于理解为什么美国人做各种事，都要上足各种保护措施。
是啊, 尤其是安全帽和护目镜, 木工活一定要戴护目镜
保险其实就是社会主义互帮互助。可是老美智商较低，不理解深层的道理。
真.伤不起😂
In South Korea same, if you don't have the money, the hospital will just say to you to go back home and you won't even see a doctor
I had a similar operation 3 yrs ago in Shanghai, cost less than 3K CNY.
That's crazy
@@LaomaChris 所以美国的GDP这么高是有原因的。
完播，保险挺重要哇！
是很重要！
A friend of mine, his mother suffered a heart attack in the US and underwent open-heart surgery without any insurance. The medical bill exceeded $600,000. However, they found a program that covered all the costs, so they ended up paying nothing out of pocket.
Fortunately, there was program to cover the cost.
A terrible cost that is obviously unreasonable, but because it is covered by insurance, it seems to be earned. It sounds like Stockholm Syndrome.
@@tcvlogcm :)
Oh no! Wish he can recover soon.
I had appendicitis a month ago. Went to ER, did CT, followed by a std surgery. The bill in the end is also $42k😂.
我天哪，太可怕了，对一个普通家境直接多少年的积蓄没了
That was a funny story; a fart worth $3,000. Probably the most expensive gas I heard of…😂 A story I had experienced: years ago I took American students to China; one got fell down to the floor so I had to take him to do an X-ray after a couple of days due to his shoulder pain; the whole process of getting the X-ray and diagnosed was done in less than 3 hours with about a $40 bill. He even did not get any prescription or treatment; the doctor just told him that to take a rest for his shoulder since my student was young, the doctor told him no worries. My student was so nervous before I took him there because he thought it would be at least a $5000 medical bill (of course in the U.S. it would be).
很多啥都不懂的中国人
整天还意淫国外都是免费医疗 抱怨中国看病贵
生在福中不知福 literally
Nothing new or strange only nyc best cover all for the poor and homeowners
Hi Chris, glad to know your father in law eye surgery went well and he has fully recovered. You said hospital people said it would have cost 3 times for tourists, did they give you an explanation? Is it because tourists cannot ask for assistance programs to pay the hospital bill? Please advise and thank you.
这样他父母才能放心的把女儿交给你，❤❤中国🇨🇳好女婿❤❤😂😂
This is why the government needs to stop guaranteeing and subsidising insurances. It’s driving the healthcare costs to the absolute maximum the insurance companies are willing to cover. Which is the maximum the government is willing to back. The artificial inflation of healthcare costs in the US is honestly so terrifying. But I’m glad the surgery and other treatments went well and your father-in-law is all good now!
应该买旅行保险。对，我们以前也没这意识，20年前老人出国没买保险，回想起来真后怕。旅行保险一点不贵的，就是正常一些保险费，一天十几、20 DOLLARS… 而已
你在国内平台，小红书或者微信上有post这段视频吗？我要发给来美的父母看一看❤❤😊
过几个小时就发了！
@@LaomaChris 是小红书还是微信平台？😄😄
那还抢先看了
保重
求师
老马，从2020就开始关注你了，你的内容对我英语学习帮助很大。最近入手了speakeasy会员。你的美式发音课程是目前我认为同类别网课里面质量最高的。颗粒度特别高。但是我在学习过程中遇到了一个问题：练习之后，没有人给我反馈。有些地方我不确定发音标不标准，没有人可以确认。就算对比自己发音和示范发音时发现有区别，但仅仅通过自己无法有效发掘出问题点，更无谈及时改正了。所以我想请问老马对此有没有什么好的建议？
我觉得最好的方案就是我能以私教的形式和你学习。
我知道你应该大部分时间精力都花在 speakeasy 平台上，很忙。但是我觉得如果你教我应该不会很累甚至可能会是一种放松。
理由如下：
1.我有基础，目前水平大概在B2左右，并且有持续在做大量的可理解输入
2.我是一个主动，上进，能量高，幽默且骚的人，你教学的过程大概率也会是一个好的体验。
3.一节课我们可以控制在 30-60 分钟内，然后我们可以先来一节评估课，你看看我的核心问题在哪里，然后再定后续方案。如果我课后有问题的话，我会尽我所能先自己尝试解决，实在不行再问你。
4.背景补充：我目前在 University of Miami 上大二。在英语环境里呆过两年左右。
综上，我觉得如果你选择教我的话应该会是个轻松愉快的过程，并且我觉得我也有机会成为你的优秀学员，你也可以把我当做案例。
费用方面我们可以商量一个你觉得合适的价格，我尊重你的时间.
感谢🙏 微信：Daemon1511434495
用信用卡付機票費，住院或發生意外，信用卡公司會全額賠償
health care in the us is a joke!
不就是贵了一点而已，民主自由最重要
Sight会在英国上映吗？想看但没查到相关信息
Genuine question, why didn't father-in-law fly back to China to do the surgery? I ask because I have a family friend who scheduled cataract surgery (sure it's different from retina surgery) within a week in China and paid less in total even with 2 nights stay than what it costs in the US for a single premium lens (not including surgery room etc etc etc).
Glad FIL is doing fine now though!
,,,,,,use your brain
This is normal. My friend’s father came to travel to the United States. Suddenly, his heart was unwell. He drove back to Canada overnight to see a doctor, but he didn‘t want to be in the United States.
Have you thought about going back to china? Surely it will be less expensive? Or was that not an option?
It was an incredibly urgent situation, so not really an option
出国在机场时为什么没买海外保险呢？也是没有售还是不知道？
应该是没有这个意识。我觉得很多美国人去别的国家的时候应该完全不考虑这事
从来没听说过机场有海外保险哎。我给我爸买过，不过是自己有意识，特地去网上买的
@@meowkeekong 那就是所在国家的金融市场还很闭塞，我们这里机场都有出售海外保险的柜台。除了机场外信用卡也是附有保险功能，前题是信用卡年费是必须要缴纳的，种类不同费用不同。也有免费的信用卡。免费的信用卡有的也有海外保险功能。不是全部。
@@LaomaChris我每次出国都会买😂😂很多中国年轻人出去旅游会在意这个
醫療費用真的很美國。
米國醫療+保險，是個交相賊體系，高額的費用讓你必須買保險，但保險的費用也與醫療帳單成正比，最終就是固定從你的帳戶剝削一大筆錢。房產體系也是一樣，只是主要的抽成者是政府，高額的房產稅，所以房屋租金貴得要死.. 一大堆的固定開銷，結果就是8萬養不起家庭。
不就是贵了一点而已，民主自由最重要
所以我对国内施行房产税持观望态度。高额的房产税究竟是房主承担，还是转移到租户身上，这是一个严肃的问题。 经济的复杂性令人惊叹
做園藝也是要帶安全眼鏡呦
干活要带护目镜
大家都吸取教训了，我现在格外小心🥹
LMAOOO and in almost the entire rest of the world, or Europe at least, the hospital, the surgery, basically everything is free. MURICA xD
不交醫保也免費？😮
Free? Even without insurance?
加拿大也基本免费，都在税里
羊毛出在羊身上，欧洲同样的工作薪资比美国低不少，而且税高
@@mrstang2511 no then its between 5- 10 €
12:09 "where eye protection"
实际上感觉并不贵，毕竟跟美国医生聊几分钟就可能数千上万美元，按分钟计算，太值了
王恒伟应该赶紧回去医院和别人砍砍价
甜甜圈😅
甜甜圈点赞😂
去美国探亲签证或是旅游签证不需要买保险吗？
在德国是强制性的，一定要买保险
蛤- 不用给手术的费用啊？ 这样好🇺🇸医生😅 全免费🆓😂 很好👍🏻
I watched another video which explained the hospital in the US will only charge you less than 10% of the bill, around 10% will be paid by insurance if your have, and the rest will be considered as bad debts. no idea if it is true.
Depending on insurance coverage and if the service provider is in network. Coverage could be from 50-90% after deductible. Low deductible and higher % coverage insurance is more expensive. Usually government or large company employers contribute a large portion of insurance premium. but small company employers may not pay or pay small portion for insurance. That's why tens of millions American don't have medical insurance because it's very expensive. Without employer's contribution, an individual may have to pay over a thousands $ each month for relatively low deductible and higher coverage insurance for 1 person. For family insuance (spouse and children), the price is more than double.
Regarding bad debt, if you cannot pay your own balance due, your medical debt will be transferred to debt collector who will chase after you everywhere. The debt recored impacts your credit score and further negatively impact your qualification for loans to buy car, house, etc. or for credit card.
In my opinion, if you're living in DMV area, Kaiser Permanente would be a good option of the medical insurance for your parents in law.
If your in-law is considered low-income (typically below 133% FPL), probably they are eligible for Emergency Medicaid, depending on which state you are in.
But they come to us with visa
@@hubbyl2195that’s what Emergency Medicaid is supposed to cover. US citizens with low income are eligible for Medicaid. However, not all the states have provision of Emergency Medicaid so he may need to check the state regs
Interesting… none of the people I talked to mentioned this, just a bunch of other programs. I’ll follow up with them. Thanks for that tip!
@@LaomaChris It's for permanent residents and citizens, not people on tourist visas. You will need tax returns as income evidence.
一些人为了省钱不给探亲老人买保险，着实是一场赌博。
Haaaahaaaa some serious gas!!!!😀😅😅😅
如果你在中國生病，如果住院時繳不起押金醫院的醫生是不肯治療的，醫生會叫你回家！
應該馬上買机票回國內看医生！ 就是享受頭等机票都便宜得多！😅
应该提前去买附近医院的保险
MOCKER! A.I. FLUNKY IS SCARED
非专业的老年人勤劳未必是一件好事，很容易帮倒忙，我一个亲戚退休后自己买材料做家具，结果被板材砸断了腿，花了十来万。
是的，我们小区有一个邻居大爷也是闲不下来，干活的时候被什么东西击穿脑部，最后去世了，是个人很好的大爷...
yeah but yeah but America is the best country in the world mericans keep saying !
I had pretty much the same operation in the UK - with 10 follow up appointments - cost - $0
视频说正常要花12万但是只花了4万具体原因是什么呀？因为砍价？可以砍那么多？
@Ling_Ling_YU 他买了旅行保险应该不用那么多。
Sooo... how much did U pay from yours own pocket? I got the impression that the travel insurance cover it (all?) though.
不貴，你女兒女婿還有你有商業保險，臺灣基層可能這份帳單就去掉商業保險一生額度1／3。
你的年代沒有額度制
有钱怕啥😂
岳父岳母给人感觉很腼腆。
旅游买保险非常重要，因为就怕万一。。。。
希望老人没事 勤劳的老头
About the deposit thing, China used to NOT have it until there were too many bad debts😂The hospitals can't take the money back except by suing the patients.
However, doctors in China are expected to have very high moral standards. Suing patients over small debts will damage their reputation. People never think further, enough bad debts can easily break the financial system of a hospital.
Deposit is not a pleasant thing, but still better than a broke hospital.
老人都覺得自己勇，不戴護目鏡，不保旅遊險，等等出事了就真的出事了...
大陆的老人都这样，舍不得钱，之前穷怕了，以为能省就省，一点钱都不愿意多花，就算是正常的花费也要跟你计较，就好像生活不需要成本。你要说过万一怎么怎么，他就说你咒他，如果老人性格不好点，还要说你不孝顺，吧啦吧啦这就来了……年轻人难得要死，结婚要遇到4个这样的，那人生基本就没希望了。
@@lele_2019 没有吧，，，大陆这样的手术也就是几千块到一二万人民币，医保后也就是几千人民币罢了，农村报销都在七成以上，农村一年医保一年医保，一年医保一百八十块人民币，
话说，怎么砍个木头怎么能闹这么大的事？别听说过木工机床吗，，几百人民币的事，还带目镜？
大陆人舍不得钱是中国传统文化，这叫勤俭节约，写在三千年前的古书上的原话 ，我就问一句，，如果漂亮币汇率下跌百分之五十，，你要不要找个大树去？
@@lele_2019 没有吧，，，大陆这样的手术也就是几千块到一二万人民币，医保后也就是几千人民币罢了，农村报销都在七成以上，农村一年医保一年医保，一年医保一百八十块人民币，
话说，怎么砍个木头怎么能闹这么大的事？别听说过木工机床吗，，几百人民币的事，还带目镜？
大陆人舍不得钱是中国传统文化，这叫勤俭节约，写在三千年前的古书上的原话 ，我就问一句，，如果漂亮币汇率下跌百分之五十，，你要不要找个大树去？
@@lele_2019是啊，所以現在很多獨生子女都不結婚了，壓力太大。非常理解
激动的只能说英语了😅
Sorry we don’t worry about medical emergency in Canada.
really？ are you telling the truth?
@@fiftycent5627 他TELL毛，，加拿大会让他在家里排几个月队，然后给几片药说，，现在不用治了，，嗯，，看病不要钱，，药要另收费，，
A $20 pair of safety goggles would have likely prevented a $2500/night hospital stay. If you don't like the insurance/healthcare system in the US, Chris, then feel free to emigrate.
一副 20 美元的护目镜可能可以避免每晚 2500 美元的住院费用。 如果您不喜欢美国的保险/医疗保健系统，请随意移民。
greatest nation in the world please 。。。。。。
如果在中国发生，不会有人要老丈人出钱的！中国女人嫁老外了！为啥都不闹了呢？
在中国，住院前要交押金，根据你的情况交，如果当地居民要交10000，外地居民就要交30000，外国人要交的更多，主要是怕你跑了😂不过总体费用要比美国便宜非常非常多。
没这么多吧 我爸外地户口
前几个月在苏州做心脏冠脉支架
也就交了3000块钱押金
住院一星期 最后账单是三万多
医保异地报销80%多
自费部分是7000元不到
（我记得结账的时候扣除押金后只付了三千八百多 我结账时第一反应是价格是不是听错了）
去年我妈在同一家医院同一个科室做的心脏射频消融术
账单费用大概也是两三万块钱 押金我记得也是两三千
但是去年外地医保不能直接报销
要先自费付全款 然后医院出具病例等资料后拿回老家报销
而且报销比例很低 50%都不到
今年就变成APP上备个案就直接报销了 比例还变得很高
我家去年18万的手术，押金就交了1千。医保报销后还要给6万多。
美国捞一个付钱的， 跑9个都够了。 LOL
所以最後繳了 12 萬美金嗎?
最终到底花了多钱？
我也想知道😀
如果你一次付清應該有些折扣，我這有15～20%，也可以分期但是要算利息。
打折以后估计至少2万多美金
Mainlander somehow rarely get travel insurance when travelling aboard, as some one from across a tiny river, I never leave town even to Shenzhen without one.
BTW, I think no one's gonna rob you for those 練功券, but the secret service guy may want to ping you for those. lol
hahah As an American, I've literally never thought about medical insurance for travel before a few years ago. Because almost everywhere I've gone has really inexpensive medical care compared to the US.
美國醫生應該很賺錢吧，年收入30~60萬美金吧.....
專科醫生可能差不多，家醫科沒有那麼高
travel insurance is essestial, and john hopxxxxxx
美國不會這麼落後吧，在十幾年前由於電腦的廣泛使用，早就已經將醫療病因狀況，運用傳輸到就症醫院，包括X光片圖案與所有的病因與診斷史
台湾是这么干的吧， 大陆这边目前是落后的。各个医院是不share病史的，检查结果有的时候也认，换医院得重新查。 其实大陆民选的人大代表提过这个，目前讨论这个，主要是如果一个医院按照上个医院可能错误的检查结果来直接治疗出了问题， 是不好问责的。
@@kakaxifx4913 啥年代了早认了，只要去检查医院敲章医生签字就行
不要忽略，美國的人均GDP是世界第一的75,000美金，醫生、護士等地收入本來就高，所以醫療成本很高的
醫療是大產業，沒有什麼希奇的。
i choose freedom rather than medical assistant.
i choose freedom to support myself
i choose freeddom becausei believe the lord are always on myside
i choose freedom because i will and i believe
You sure you wasn’t took advantage? I never heard an hospital requires deposits.
可能是外國人的原因
@@WaiKuan050 不是，我是说中国内地医院都是先交钱再治病，没听说过押金这回事，没必要啊
急诊还是先救人的，我经历过晚上送人去医院，对方去治疗我去付费。躺着心率到了150
@@albertkent4220 我喝完酒躺着也能到150，用瞧瞧吗🤔
@@aragonyu909 如果住院是要交押金的，有可能当时大夫判断认为他需要住院观察。
不怕，有免费医疗！随便折腾都没事！
No offense but did this accident help save your marriage?
lol…what?
@@LaomaChris Referring to "She almost DIVORCED me for REFUSING to say this..." lol
@@matarey-u8k hahahaha. Love it. We’re all doing great and welcoming our first child in a couple weeks ☺️
@@LaomaChris Glad to hear. ¡Felicitaciones!
@@LaomaChris Congratulations!!!
这集轻度乳滑，social credit 余额尚足
我们这里生小孩65万日元，都是免费。有人看到后一定会问，免费怎么又65万日元呢？先自己垫上，生完孩子后就拿着所有票据等办理退款手续。
因吹斯听！这里有的差一点的保险或者如果你不去你network里的医院，可能需要这样
medicaid, it is free.
In California, they give it to everyone, including illegal immigrants. Most other states do not.
💥... 🇯🇵日本と台湾🇹🇼 は [🟢兄弟国🟢]、、、
、、、一緒に応援しましょう...💥
这是要我们驻军日本的节奏啊。呵呵。。
？日本都不屑跟台灣建交了，搞笑
想太多了 軍演時日本有動作嗎
台湾問題で日本が判断を誤れば、日本は第３のキノコ雲に見舞われることになる。
@@当你相信时 他是想品尝第三朵蘑菇云。
所以，中国的医疗和生活成本还是挺低的
你的in-law没买旅游保险吗？
第一次来没有 😰
So expensive? Worse than a Chinese hospital!
I believe that many migrant workers would rather lose their eyes than pay this fee.
这么贵？比中国医院还黑！
我相信很多农民工宁愿不要眼睛了， 也不肯支付这笔费用。
在美国医院是散装的着实令人讨厌。。。
I can't be the only one noticing that Chris's videos are progressively... uh... taking a very particular angle.
为什么不回中国呢？😊中国最棒棒了。
10万刀，这其实没多少钱。🤑
美國不是免費醫療嗎？
你躺在沙发上看上去怎么有点像那个瘦下来了的阿福？
lol what... 哈哈哈没感觉
Few years ago ,I heard hospital bed costed $80k a night. That ia almost ￥600k CNY. That didn't include any medical services nor products., just for the hospital bed for the night. ￥600k/day.
And my medical insurance premium was $1,300/month.
太可怕了
Not really. I had an accident a few years ago. I was in a hospital room for 7 days. and the bill said it costs about $1000 per day.