Check website , Initial Waiting Period: 30 Days (not applicable in case of accident) For Specified Disease or Procedure: 24 months For Pre-Existing Disease: 36 months
Wonderful info . It's helping not only customers but also health advisors like me to build our business . God bless u with all the growth that u deserve
Policy lenese pehle.... Diagnostic test karna jaruri hea....? Aur BP, diabetic and cholesterol. Ditect hota hea to kay kare... Pzz rpy as soon as possible... thanks for this video.
Question: Mam, it's mentioned that there is no capping on hospitalization expenses like room rent, ICU, medical procedures etc. But it's mentioned actuals upto BASE SUM INSURED. Does this mean that even after the accural of all the 500% of super credit, the cover is only upto the 100% of base sum insured? Ex.- Let's say base sum insured is 10L. After the 5th renewal, maximum super credit is applied so total sum insured becomes 60L. Assume there is a claim in 7th year, will the hospitalization expenses like room rent, ICU, medical procedures etc is covered upto 60L ? Or just upto the 10L (base sum insured) ?
I am currently holding the Optima Secure policy, which is now in its second year, with a no-claim bonus of ₹15 lakhs + ₹15 lakhs. It is a family floater policy since both of us are over sixty. In the Optima Secure plan, the premium increases every year. We are both in good health with no major illnesses. I am considering porting to the Aditya Birla Active Life VYTl policy. I have a few questions: - The agent mentioned that the premium is fixed for the year and that the maximum credit can be up to five times. Is that accurate? - What is the "restore" feature in the Aditya Birla policy? Is it the same as the one in Optima Secure? - What does the "unlimited restore" feature include in this policy? Thank you for your guidance!
Hello jee, we can suggest you a suitable plan depending on your requirements & medical history. Feel free to connect with us on WhatsApp/Call at 9650706699. Our team will be happy to assist you.
Very good information based on which I had taken active one max from policy bazaar with chronic illness rider but still they asked me to pay extra money for the same existing illness.I really don’t understand why?. I am also porting my 10 year old policy ,which is bringing all my existing benefits. I think to take a health insurance policy I need to be a CA / PHD it is very complicated there so many twists and turns. If I cancel after paying my money will get deducted GST and COMPANY medical test cost will deducted. Please guide us is it advisable to buy from policy bazaar or direct from Aditya ? Thank you.
Hello mam, I obtained health insurance for my parents in 2021. At that time, they were not experiencing any health issues and were not taking any medications. We did not undergo any medical tests before purchasing the health insurance policy. However, after one year (2022), we conducted a comprehensive body checkup and discovered that my father had thyroid issues, high cholesterol, and diabetes. It's possible that he had these health issues before obtaining the policy, but we were unaware of them. Additionally, they were not taking any medications at the time of purchasing the policy, and they still do not take any medicines as they are currently in good health. Can the insurance company reject the claim based on this information? How good disclosing those health issues now?
@@chandanys6593 that's correct, but the disease is developed post policy purchased. In this scenario you have to keep the insurer updated at the time of renewal.
Madam seems to good to be true. Kya aapke end se yeh advisable hain .Main ek acha health insurance lena cha raha lekin yeh toh bahut acha hain .Aapka assumption kya hain koi loop hole hain kya isme
Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements. Thank you 😊
Mam HDFC ergo vs this policy which one to take. Ergo saying 3yr waiting period for pre conditions. but I am worried about cashless claims and rejections.
Thank you, from last 3 month I am looking for health insurance and went through multiple videos but not finalized but after your video I got clarified and purchased Aditya Birla Active One Plan. Thank you mam
PED WAITING PERIOD IS NOT THERE? Or only for those mention in the chronic list will be part of ped? Do we have any waiting period for specific ailments/procedure?
I am 64 years male with pre existing heart condition. My bypass surgery was done in 2003 & angioplasty were done in 2016,2019,2023 & mitraclip in 2024. Am i eligible for Aditya birla vital plan for 50 lakhs cover
Maam 1 saal Policy ko ho gaya hai but I am student so I am not able to continue that for future now or mujhe usko close karna he.. How can we do that??
Hello mam help me 🥺 phle to dhoke se policy di gyi muhje or fr cancel krane ke bad ,2 month ho gye refund nhi mil rha 10 bar call bhi kr chuka hu vo shi se btate nhi bs ye bolte 5 7 days wait kro or hota kuch nhi mam asi sarvise milegi customer ko to kon lega policy 🙂🙏💔so please help me
Madam, mere wife ko AVN hai... use Niva Bupa Reassure 2.0 plan nhi mil paya.. kya is condition mein . Aditya Birla Active one me health insurance mil sakta hai?? Kindly guide. Thanks
आदित हेल्थ इन्शुरन्स का मुझे बहुत बुरा अनुभव है.1) Hospital में TPA Section से कॅशलेस के लिये पेपर सबमिट किया तो मैल आता है की पेपर इन कंप्लीट है. कॅशलेस कॅन्सल करते है.कोई कंपनी का आदमी hospital me visit karna चाहिए .claim settel करणा चाहिए branch में मेन branch ka address nahi बाताते.😂
Madam, you told only 2 variants available, Max and vytl. But on web site i see Activ one NXT, Activ one VIP and Activ one VIP+ . Can you please confirm..
No not in this plan there is another plan named active one fit..where you have to wait till 3 years and then you can get maternity benefit including those mentioned benefits.. thank you.. Buisness development manager Aditya Birla health insurance
Ma'am mere bete ko menengitis hai kya ye bimari health policy me cover hota hai please reply dijiyega mai bahut pareshan hu mujhe policy karana hai bete ka par samajh nahi aa raha hai koun si policy me ye bimari cover hogi
IPD stands for Inpatient Department. This refers to the department where patients undergo treatment that requires them to stay in the hospital for more than 24 hours
i dont see any deduction in waiting period . we have to take rider to reduce to 1 year why are you making such type of video leading to wrong information
Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements. Thank you 😊
Refill - Unlimited no. Of times for any illness Then what is difference between taking 5 lakhs or 50.lakhs As we can refill unlimited number of times Please clarify
So, refill is unlimited number of times equal to base sum assured For example 1st claim 5 lacs - will be paid Refill trigerred for 2nd claim - 5 lacs - Next claim will be paid upto 5 lacs only, if the bill amount us higher, you will have to pay from your own pocket Refill trigerred for 3rd claim if above 5 lacs is used -Next claim will be paid upto 5 lacs only, if the bill amount us higher, you will have to pay from your own pocket and so on
If I had been operated for appendix 10 years back and now I am perfectly fit and fine, doing regular exercise and yoga. So can i get this policy? Pls reply. Thank you
Maam, Mera health insurance policy abhi 1yr hone wale hai and before 3 years mera Jaundice hua tha , lekin mera eisi kuch v serious nahi aye the . Mei policy lete time batana bhul gya to kya mei renewal time me bata sakti hu kya ..
There's been so much competition among insurers that in coming years even PED waiting will be removed in future.
Check website , Initial Waiting Period: 30 Days (not applicable in case of accident)
For Specified Disease or Procedure: 24 months
For Pre-Existing Disease: 36 months
Please prepare comparison video between Aditya Birla vs HDFC ergo vs niva Bupa Reassure
Niva Bupa worst company. Suru me meethi meethi bate karenge but claim reject kar denge policy lene ke bad. aur kahin koi sunwai bhi nahi hoti..
Wonderful info . It's helping not only customers but also health advisors like me to build our business . God bless u with all the growth that u deserve
What happens to loyalty add'l SI during renewal if insured uses the entire loyalty add'l SI for any major claim
Policy lenese pehle.... Diagnostic test karna jaruri hea....? Aur BP, diabetic and cholesterol. Ditect hota hea to kay kare...
Pzz rpy as soon as possible... thanks for this video.
Policy lenese phele sare test Karo uske baad agar koi disease hota hai tho update Karo policy me simple
Question:
Mam, it's mentioned that there is no capping on hospitalization expenses like room rent, ICU, medical procedures etc. But it's mentioned actuals upto BASE SUM INSURED.
Does this mean that even after the accural of all the 500% of super credit, the cover is only upto the 100% of base sum insured?
Ex.- Let's say base sum insured is 10L. After the 5th renewal, maximum super credit is applied so total sum insured becomes 60L. Assume there is a claim in 7th year, will the hospitalization expenses like room rent, ICU, medical procedures etc is covered upto 60L ? Or just upto the 10L (base sum insured) ?
I am currently holding the Optima Secure policy, which is now in its second year, with a no-claim bonus of ₹15 lakhs + ₹15 lakhs. It is a family floater policy since both of us are over sixty. In the Optima Secure plan, the premium increases every year. We are both in good health with no major illnesses.
I am considering porting to the Aditya Birla Active Life VYTl policy. I have a few questions:
- The agent mentioned that the premium is fixed for the year and that the maximum credit can be up to five times. Is that accurate?
- What is the "restore" feature in the Aditya Birla policy? Is it the same as the one in Optima Secure?
- What does the "unlimited restore" feature include in this policy?
Thank you for your guidance!
Compare Activ Fit Plus and Activ One
And which is suitable for whom..
PED waiver RIDER premium how long we have to pay extra premium for 3 years or throughout policy?
Pregnancy ke liye kuc bataye.. with no waiting period. Please suggest
I want to port my mother policy from hdfc ergo to any other best compny .. let me help plz
Hello jee, we can suggest you a suitable plan depending on your requirements & medical history. Feel free to connect with us on WhatsApp/Call at 9650706699. Our team will be happy to assist you.
Same here. I have an existing policy but I'm not sure whether I should continue with my existing plan or switch to some other plans
Paralysis member ko policy mil sakti hai madam please reply
Ma'am I think Air Ambulance is not covered in this plan can you please confirm.
Hai
Meri age 53 years hai. Mujhe vericose veins ki problem hai. Kya ye policy mere liye suitable hai?
Hello jee, Please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options.
Plz make detail video on Comparison of AB active one max Vs Active one Nxt
Sure, we will bring up a video soon.
Yes, Aditya birla Active One is a very good product and I think within 3 years Aditya birlas plans will be very popular
Yes, a new offering !
Do your own due diligence before choosing any health insurance policy !
@@GurleenKaurTikku Yes, I am an analyst and I always compare and analyse before investing or buying something
@@Andysgameeee is it good bro
Very good information based on which I had taken active one max from policy bazaar with chronic illness rider but still they asked me to pay extra money for the same existing illness.I really don’t understand why?. I am also porting my 10 year old policy ,which is bringing all my existing benefits. I think to take a health insurance policy I need to be a CA / PHD it is very complicated there so many twists and turns. If I cancel after paying my money will get deducted GST and COMPANY medical test cost will deducted. Please guide us is it advisable to buy from policy bazaar or direct from Aditya ? Thank you.
Why do you take a rider if you already had a policy? You have covered all the waiting periods right ?
Mam agar kisi ko Hepatitis B detect hua 2 saal pehle. Kya usko koi bhi company Policy issue karegi?
Mam Ayurvedic mai kuch treatment mai admit nahi hona padta to vo include hai kya ?
Plz reply if not how can I add a rider in it.
Hello mam, I obtained health insurance for my parents in 2021. At that time, they were not experiencing any health issues and were not taking any medications. We did not undergo any medical tests before purchasing the health insurance policy.
However, after one year (2022), we conducted a comprehensive body checkup and discovered that my father had thyroid issues, high cholesterol, and diabetes. It's possible that he had these health issues before obtaining the policy, but we were unaware of them. Additionally, they were not taking any medications at the time of purchasing the policy, and they still do not take any medicines as they are currently in good health.
Can the insurance company reject the claim based on this information?
How good disclosing those health issues now?
It's always good to disclose at the time of renewal
@@50kaamhai But it's not a pre-existing disease, right?
@@chandanys6593 that's correct, but the disease is developed post policy purchased. In this scenario you have to keep the insurer updated at the time of renewal.
Mam kanha milegi I searched aditya birla website have not this policy, have only active one nxt only?
Plz reply mam
Contact me for Aditya Birla insurance
I am the manager of Aditya Birla Health insurance Company you can contact me
Portable with earlier period benefit?
Premium protection. Means whether premium increase every year?
I am unable to find this plan Active one vytl. could you please share the link
www.adityabirlacapital.com/healthinsurance/activ-one
Does it cover ckd patients
Please differentiate between aditya one vs hdfc ergo vs niva bhupa reassure 2.0
Madam seems to good to be true. Kya aapke end se yeh advisable hain .Main ek acha health insurance lena cha raha lekin yeh toh bahut acha hain .Aapka assumption kya hain koi loop hole hain kya isme
Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements.
Thank you 😊
Active one or active one max kya different hai
What about sub limit and co payment
Cash less treatment is available?
Can zone/tire 3 customers take their treatment in higher/zone 1? Any Co-Payment applicable?
Yes, can claim in zone 1without any co payment, one should have a valid address proof of zone 3
Thank you, This Active one Next plan right?
National Insurance Best Mediclaim Policy.
Mam HDFC ergo vs this policy which one to take. Ergo saying 3yr waiting period for pre conditions. but I am worried about cashless claims and rejections.
Konsi li first aapne
Thank you, from last 3 month I am looking for health insurance and went through multiple videos but not finalized but after your video I got clarified and purchased Aditya Birla Active One Plan. Thank you mam
Bhaai kaha se liya ye policy? Policy bazaar se liya ya directly aditya birla website se?
Hi
let me know too. did u take it from Policy Bazar?
M sale krta hu Aditya Birla insurance
Contact me, for policy
Ckd ,follow up CA tongue,spinal surgery cover honge?
Thank you for the info. But Ma’am I heard that Aditya Birla support service is not good compared to niva bupa/care. Is that true ?
Yes
Hi Mam. I have active one nxt. not sure you have not informed anything on this.
Maternity plan batay
Is modern treatment available in this health insurance
PED WAITING PERIOD IS NOT THERE? Or only for those mention in the chronic list will be part of ped? Do we have any waiting period for specific ailments/procedure?
Only for declared chronic conditions
Thank you so much for making the vedio 😊
I am 64 years male with pre existing heart condition. My bypass surgery was done in 2003 & angioplasty were done in 2016,2019,2023 & mitraclip in 2024. Am i eligible for Aditya birla vital plan for 50 lakhs cover
Yes
They include heart??
Activ one policy SA 5L not available in web and apps.
Mail me
Premium pre existing disease min they cover after 1 year ...with add on rider only
Will this policy will be issued to person undergone CABG?
Ayush can be claimed on the it’s a government right ? And cashless is not available for Ayush. Correct me if I am wrong.
Is Hepatitis B covered in this policy
Mam ye company in house claim settlement h kya
Not saying about this plan aditya birla heath platinum
Will it cover cancer or related to its ??
Schizophrenia ke patient ko ye policy mil sakti hai ki nhi??? As a pre existing illness
Schizophrenia is covered.But Dimentia is not covered in most of the Health Insurance Companies.
What about maternity, C section?@@rajeshantonyfernandes7309
Maam 1 saal Policy ko ho gaya hai but I am student so I am not able to continue that for future now or mujhe usko close karna he.. How can we do that??
Kya aditya birala kisi bank ke through bhi milata hai policy
Hello mam help me 🥺 phle to dhoke se policy di gyi muhje or fr cancel krane ke bad ,2 month ho gye refund nhi mil rha 10 bar call bhi kr chuka hu vo shi se btate nhi bs ye bolte 5 7 days wait kro or hota kuch nhi mam asi sarvise milegi customer ko to kon lega policy 🙂🙏💔so please help me
Ombadsman me complain kar do
@@mohdsiddique2834 kase hogi vha
Active one NXT Aditya Birla helth insurance ke bare me please ek video banao plan kaisa hai le skte hai
Hey do u need Aditya Birla active 1 policy
Ek person ko last month 11 December 2023 ko heart mein stunt dala hai. Toh kya hum usko yeh plan de sakte hai ?
No waiting period all covered from one day of policy how it possible
Madam, mere wife ko AVN hai... use Niva Bupa Reassure 2.0 plan nhi mil paya.. kya is condition mein . Aditya Birla Active one me health insurance mil sakta hai?? Kindly guide. Thanks
yes
Hello Mam, Can I get this policy because I already had heart surgery 14 years ago?
What is the CSR
आदित हेल्थ इन्शुरन्स का मुझे बहुत बुरा अनुभव है.1) Hospital में TPA Section से कॅशलेस के लिये पेपर सबमिट किया तो मैल आता है की पेपर इन कंप्लीट है. कॅशलेस कॅन्सल करते है.कोई कंपनी का आदमी hospital me visit karna चाहिए .claim settel करणा चाहिए branch में मेन branch ka address nahi बाताते.😂
Superb ❤ thankyou for information
explanation is good
Activa one better hai ya active one next ,max
Maternity benefits are applicable or not
Aisa nhi h non payable items covered nhi h uske liye alag se add on hai
Madam, you told only 2 variants available, Max and vytl. But on web site i see Activ one NXT, Activ one VIP and Activ one VIP+ . Can you please confirm..
Contact me for Aditya Birla insurance
It is too good to be true. What is the catch mam? May be yet to disclose.
More premium for add ons like PED, Claim Bonus etc.
In this plan can we add maternity benefits plan..having waiting period for 3 months
No not in this plan there is another plan named active one fit..where you have to wait till 3 years and then you can get maternity benefit including those mentioned benefits.. thank you..
Buisness development manager
Aditya Birla health insurance
Mam
3 years or 3 months@@rinipaul7626
Can kidney transplant patient can take this policy?
2 year waiting period lagega
Will epilepsy be covered. 🙏🏽
I am using same plan
great, Health Insurance Zaroori hai 😊
Very helpful info. Thanks
Mam isme spine operation wale le shakte hay
All covered. If it is PED, Need to declare
for maternity purposes can use this policy
How to calculate premium for different age and cover ?
Mail me
Ma'am mere bete ko menengitis hai kya ye bimari health policy me cover hota hai please reply dijiyega mai bahut pareshan hu mujhe policy karana hai bete ka par samajh nahi aa raha hai koun si policy me ye bimari cover hogi
Kafi policies Google pe dikh rai hai, please check
Ipd means?
IPD stands for Inpatient Department.
This refers to the department where patients undergo treatment that requires them to stay in the hospital for more than 24 hours
Will this cover avn and total hip replacement from day 1
Kya m port kr skta hu
i dont see any deduction in waiting period . we have to take rider to reduce to 1 year why are you making such type of video leading to wrong information
Active one policy lene ke bad 10 month bad colitis ho jay to kya wo cover hoga
Mam, my husband and mine age is 56 , which is the best plan for ut.?
Hello jee, Please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you with a few suitable options according to your requirements.
Thank you 😊
Refill - Unlimited no. Of times for any illness
Then what is difference between taking 5 lakhs or 50.lakhs
As we can refill unlimited number of times
Please clarify
So, refill is unlimited number of times equal to base sum assured
For example
1st claim 5 lacs - will be paid
Refill trigerred for 2nd claim - 5 lacs - Next claim will be paid upto 5 lacs only, if the bill amount us higher, you will have to pay from your own pocket
Refill trigerred for 3rd claim if above 5 lacs is used -Next claim will be paid upto 5 lacs only, if the bill amount us higher, you will have to pay from your own pocket
and so on
@@GurleenKaurTikku Thank you got it 😊
@@GurleenKaurTikku so every refill we need to pay premium?
Can i port hdfc ergo to birla active plan
Yes
I am Aditya Birla Health insurance manager
All things mentioned are right but all things are addons, so premium will be high
Policy me maternity ke saamne available likh kar ye log mis- sale karte hai.
Baad me aapko bolenge wo add nhi hai.
Insulin patients le sakte haii
Yes
If I had been operated for appendix 10 years back and now I am perfectly fit and fine, doing regular exercise and yoga. So can i get this policy? Pls reply. Thank you
Yes u can
Very good 🎉
Thank you jee, keep watching !
Maam, Mera health insurance policy abhi 1yr hone wale hai and before 3 years mera Jaundice hua tha , lekin mera eisi kuch v serious nahi aye the . Mei policy lete time batana bhul gya to kya mei renewal time me bata sakti hu kya ..
Haa batha dena kyu ki report mein patha chal jaatha hai.
Please upload Manipal signia plan details with premium amount for 25 lakh plan.
Please share me its premium chart as I didn't find it anywhere at the Google.
Not avaialble
@@GurleenKaurTikkuThen how do I buy a policy when its premium chart is not available.
@@shaileshmaheshwari3771contact fir Aditya Birla helth insurance
SUPER MAM🎉🎉
Birla 81 mein agar semester Sara khatm ho jata hai to dobara refill karne ke liye premium wapas pay karna padega kya please tell me
aditya birla activ one maternity plan k bare mein bhi kuch batayiye
Okay we will bring up a video soon.
Well explained
Thank you jee, keep watching !
Care health insurance advisor Ko shikh ne kuch video please banavo
Mam Age 43,36,13,2,1yr. H port krna h premium kya hoga mam
For any queries related to health insurance , connect with our team on WhatsApp/Call at 9650706699.
Thank you
Aap ko what's app Kiya tho aap respond nahi dete madam
Premium?