This has nothing to do with politics it’s happening in California and across the country. There’s nothing to Santas can do you’re gonna bankrupt all the insurance companies next to the car insurance as so many cars are going underwater across this country the same thing will happen. You might want to try to get your head out of your butt and look around the country a little bit
Costs have gone up so much for materials in the last year and half. Can't work around that unless the Governor produces the materials himself cheaper magically.
He's a true politician, if he can make his constituents help his lobbyists pockets it fills his pockets. He has sold out to lobbyists to run for president. President Trump is the only answer, he doesn't bow to the lobbyists that's why they hate him. Politicians have destroyed everything in our path to live a decent life and they live a luxury life on our expense.
Well ..,connect the dots here. He banned abortion and deported some migrants so that will help people with real problems and connect with voters in the other 49 states.
Citizens insurance is the state of Florida. And he has plenty of control over it. There’s nothing to take on because of bad decisions made by the state of Florida that’s what it cost to insure some thing there. So all the zoning laws that were repealed, and all the free roofs are going to have to change.
Bought my house in 97' paid $587 per year now on 23' I'm paying $4,000. Talked to my insurance agent about removing wind coverage, just having fire coverage and price would be $800 per year. The cost of roofing has screwed florida. Back in 07' i personally re-roofed my house, cost me $1200 had quotes of $6500-8500. The roofing companies use illegals for cheap labor then still charge crazy labor prices. Everyone's getting screwed in Florida. My house is only 1150 sqft.
This is what happens when you got a woke joke running your state. Ron Disaster addict screwing you. How the fk can anyone afford anything on fixed income? They created inflation and everything went full gauging. Why do they blame immigrants for your own government look at all the unconstitutional laws being passed that’s the problem along with greed. Insurance wants money then they can’t fix anything?
Well.... they're not going to be using illegals anymore. DeSatan is gonna make a bunch of white boys get up on your roof and that's gonna be more than double it was before.
My house is paid for so I can just tell my insurance company to take a hike. I'll just take my chances. I've lived in Florida for 76 years and been through multiple hurricanes. I'm not on the coast so I'm not concerned about storm surge. The only wind storm that I'm concerned about would be a tornado and for what the insurance companies are charging now, it would be worth the risk.
@@Rh17543but that law also means that you will need to pay out of pocket for your lawyer if you want to sue your insurance company. Most people won't have the ability to do that. This increases the incentive for your insurance company to deny your claim and there's nothing that you can do about it
So this is what I understand… We pay the increased premium for the insurance even though the insurance company is on shaky ground. Then if we have another disaster and lose our property there’s still no guarantee that we’ll have coverage.😮😮😮Why isn’t Governor DeSantis making this a priority?!?! What a loser
Business common sense 101 Do not pay out more than you bring in, or you go broke and out of business. When you choose to live in an area that gets destroyed year after year, you should expect to pay more in insurance.
@@Shane-bx8ws So what changed in the last 2 years to cause insurance rates to double or more? With such a rapid increase, you have to look to other factors.
@@Matt-fl8uy more hurricane damage. Not the governor's fault. Not the president's fault. Or any of the lawmakers fault. Natural disasters are getting worse. Do you really think the insurance companies will continue to pay out more and more every year without raising prices to compensate?
@@funnyguy8728 I actually live in a big house right by the water. The problem is, I can afford my house and boat and toys. The people you hear crying can't afford it. So they are gonna have to move, basic supply/demand. Still funny watching people who don't live here have such an opinion about 1 state
@@thatoneguy94512 Well, as an insurance adjuster.....that's actually not to far off the truth. Your governor is somewhat trying to negotiate with insurance carriers to woo them back. HOWEVER, the house always wins for lack of a better term. Anyone who carries insurance pays for disasters.....no matter where they occur. If you have 3 non @ NOT AT FAULT incidents/accidents, your carrier will drop u because you are a risk even tho you are not @ fault. Florida like Southern Louisiana, certain parts of TX, and California unfortunately do get alot of natural disasters. Insurance carriers evaluate risks constantly. Which is why All-State, and State Farm pulled out of new policies in California. We can argue all day about climate change yada yada yada. But Florida's insurance is not going down, and it's only a matter of town before the rest of the other insurers follow suit and leave Florida. It only takes *one* disaster to wipe your insurance company out. Unfortunately, I've worked dozens of Floridians claims that did not have enough insurance because it is so high. Best best.....pay the insurance(and hopefully you have enough to cover you), or leave Florida....coz those prices will continue to increase
So glad I left Florida a year ago. Car insurance went from $150 per month to $25. Home insurance and flood insurance went $7500 to $400 per year, and that's just the start of what is better once I left. My only regret: I didn't move 15 years ago.
gonna have to spend more money on living expenses and LESS money on those petty little things the PO white trash love,, beer, cigarettes and waffle house! OH< and im sure the gas prices will be going up again too,, HAHAHAHAHAHAH!!! i thank god i got out of that S H I T hole state when i was able to!!
you think people living in states like the desert states or the upper midwest states are going to have the same insurance premiums? No. What's happening is these insurance companies are leaving states like Florida, so they don't raise rates across the board for people living in other states to cover the cost. It's a smart move on the insurances part and I would do the same too if I was an insurance. You want to live in a state that's prone to major weather events, then expect to pay a premium on your insurance for living there.
Our homeowner insurance actually doubled from last year. Had to cancel and set op a self insure account. Gov DeSatan has done NOTHING to try to fix this.
What do you want him to do? He can't regulate insurance premiums, insurance companies will just leave Florida and you will have nothing. Most of the companies have already filed for bankruptcy and left Florida, and those that have stayed, have to cover the risk. Cost of Home repairs and construction costs, along with busier hurricane seasons, means increased premiums.
The problem has been the number of fraudulent claims against insurers, when people sign over their assignment of benefits, the contractor has the right to sue the insurer and if they win they can even recover legal costs. That's been going on long before Ian. Even when the insurer wins the case, it's the cost of litigation, so insurers don't want to risk the added costs of doing business in FL and hence it limits access to property insurance.
@@rickmus2no it's the way the law is written that the lawyers get paid (on both sides) by the insurance agency often times because of public adjusters. The oceans has very little to do with the severity of price hikes.
That flashlight at the end really drove the point home. 🙄 Look, if you can afford beach front property you can afford insurance. I didn't hear a single person say they couldn't afford it nor did I hear anyone sell that they were going to have to sell their home because of it. Rich peeps are going to have to learn to dig deep or do without just like the rest of us. Welcome to our world.
I don'[t have beach front property...never had a claim since i owned this place twenty years and I have to pay for others beach front property now...like so far $3000 more dollars a year...I can't eat now...I am not rich, I was getting by before that is all...I figure that makes you happy cause you are sick in the head lacking warmth from the heart. The heart is where such thoughts as you express arise from. I am nearly 65 yrs. old now..limited income and thinking of how I will probably loose everything though I had zero hurricane coverage and never have had any hurricane damage and wondering how am I going to live out of my dam car!
Hurricanes can rip off a roof anywhere in the state. It's not exclusive to storm surge areas. My parents are selling their home and looking elsewhere in the country. The insurance rates are just another soaring cost in Florida. The people fleeing the lockdown states have pushed people already living here out of state.
@@shaunmckenzie5509 I would like to leave though it's just I have many barriers (no family to help they all passed) . I seriously doubt you are that interested. .I don't mind moving if I was able, I have owned five houses in different states when I could pack up and move (an exhausting undertaking even in my youth). Not just that the increase in the insurance happened so fast and went so high it was mind blowing and not just home owners insurance sprang up another loan I had for years maybe 12 never changed much in interest it was flex doubled, utilities went up ...food prices, car insurance...everything coming at me all at once on a limited income. Do you take such into consideration? Do you understand this is happening and the stress involved? Do you realize many affected are in the senior age category? Do you realize it there is a rapidly growing population of older women...grannies even having to live in their automobiles because they do not have help? I have thought about will I have to live in my car? Even looked into how others do soo because of all this happening and thinking if I was able and could do it I would...but I am not it would be a slow painful ending for me...not that I am afraid of dying or leaving this world and I wish my time would be up already but it is not so I keep thinking what will I do now? Such things as this seems to never have crossed the minds of the majority of comments I read here. The "advice"is like oh so simple just sell and move you lazy limited income disabled senior citizens...no biggie deal. Are you super wealthy home owner wearing rose colored glasses? ...Or maybe not a homeowner at all.?...or maybe never had much experience at buying and selling a home plus moving and relocation challenges? Your advice resonates superficial thinking. Just sayin.
Floridians would do better to have a law requiring them to deposit, monthly, the equivalent of their insurance premiums privately in a high-yield account, withdrawable only to cover damages. It would probably work out better for them. Insurance companies exist to make profits, not to help homeowners in need after natural disasters.
@@JasonHamiltonUSAReplacement cost is 600k though, so your 10 years of savings would only go a tenth of the way. Not to mention, most peope would simply spend the money on other things, such as boats etc, which would be lost at the same time as the house.
the difference between florida and california is that cali has a cap on insurance costs so companies have stopped issuing home owners insurance in cali - so pick your poison - high prices or no insurance at all ..
@@heartofthematter6691 that's right - and both cali and florida have started their own 'state insurance' to provide coverage for property that private sector insurance coverage refuses to cover - but everyone should realize that the state insurance isn't going to pay out ..
Florida did this 16 years ago after hurricane Ivan. Insurance companies were dropping everyone and not issuing new people. Now in 2023 its just more of the same. There's so many things wrong with the entire country not just the Insurance companies. I see no change except things getting worse .
That is the corrupt politicians way of saying do as I say because they sold out to the insurance company lobbyists. They all gained something in return and now go insolvent. Where did all the money go, did not just disappear. Insurance companies robbed the homeowners for years and then bailed out. The corrupt way they do business.
Insurance Companies are a business not a charity. The cost of any insurance is based on the risk of the insured item. The cost of living in a city impacted every year by storms and hurricanes is a BIG risk, almost a certainty…
Nevada Florida have the over kill laws that don’t even make sense. But for drunk drivers and murderers they barely get in any trouble. The country has unconstitutional laws and they keep tanking the country. Nevada has the highest car insurance for the same reason of a prior governor who had ties to insurance ( of course they get bribes)
This is something I am too well aware of. I moved to Miami in early 1991. I was living alone in an apartment in Kendall in Miami in August of 1992 when Hurricane Andrew hit. Andrew was devastating. Seeing photos of it now or watching any videos about Andrew, do not do it justice. MANY insurance companies went out of business because they just could not afford to pay so many simultaneous claims. Years of paying insurance did absolutely no good to thousands of people. This resulted in some people having to use their life savings to rebuild their homes. Unfortunately, this attracted opportunistic scumbags who said they could do the work, but they required a 75% or higher deposit. Then the scumbags would disappear after taking every penny the vulnerable homeowners had. Keep in mind, anyone in the USA capable of hammering a nail into a 2x4, relocated to Florida as fast as they could. The people who went to Florida after Andrew, were like people in every profession…some were good & honorable… while others were nowhere near as good & honorable. Hurricane Andrew was a serious learning experience. Only those who lived through it, can appreciate the magnitude of it and surviving it.
@@richardmathis837 They offer investment advice and help me with my investment goals, building my portfolio and also retirement planning. They are very professional and knowledgeable, and they tailor their services to my needs and preferences..
They had a program years ago where they tried to get people off of the citizens insurance sometime during the Rick Scott era. They played games they would send you a letter with an offer from a private company with better rates and if you didn't respond within a certain amount of time they would automatically switch you. It got to the point where I started mailing it back signature receipt where they would actually send me back the actual piece of paper with the signature of the person that received it with the date on it. They had actually switched me and had to switch it back because the person that signed it was fixing to get in serious trouble ... They didn't try me anymore... Had I have not done that I'd be just like anyone else worrying about insurance. citizens Insurance last I checked had a rate cap increase per year of 12%. Also legally when they offered you other private insurance they had to open up the books on the insurance company and you got to see how much cash on hand the insurance company had versus how much liability it had and it was crazy to see they had millions of dollars in reserved and billions of dollars in insured... citizens can't go bankrupt either , I'll stick with citizens.
It’s not the lawsuits that’s the issue it’s insurance companies refusing to pay forcing lawsuits my aunt lost her roof fence and a lot of interior damage they tried to give her 1300$
Wrong, it's the public adjusters that sue for double the money or roofs that don't need replaced. I have independently worked in the property insurance field in Florida for 8 years, and most companies are pretty fair, it's the public adjusters and lawyers that sue for double or triple the money bc you can easily win in court based on the of the whackest bs.
I owned a small, second house in Beverly Hills, Fla. until 2004! I paid $665. in real estate taxes & about the same in home insurance costs! Since selling it, I've heard that water costs have 'skyrocketed' & now, so has the house insurance! Before people continue to tout living in Florida, they better consider the total costs & lower job opportunities available there! Florida Gov. Ron DeSantis will have a lot of "splaining" to do when asked about this, in any Presdiential debates!
Thanks Rob DeeSanctimonious!! We really 🙄appreciate all the hardwork you are doing for Florida while you are not even in the state because you are too busy running for President.
Well you see he is out there running around filling his pockets from lobbyists. He has sold out on the state and only worries about running. He should just stick to fixing the issues in Florida instead of running around and leaving insurance companies to play with peoples livelihoods and possibly a bigger disaster.
@@sheryld1957 Insurance companies in Florida are going bankrupt. Storms will do that. "Hurricane Ian: costliest storm in Florida history. Apr 3, 2023 The National Hurricane Center released a report on Hurricane Ian Monday that states the storm has cost Florida more than $109 billion." That damage cost is $5200 per Floridian, or $14,000 per household.
I paid my house off about 12 years ago and dropped my insurance coverage. The money that I have saved over the past 12 years will more than pay for any typical storm damages. I don't live near the coast, and I live in a hilly part of the state, which greatly reduces straight-line winds. I've been through 3 hurricanes and it's no big deal. No flooding to worry about either.
This was expected when major insurance companies stopped insuring in the state in 2012 when I attempted to transfer my Liberty Mutual homeowners insurance from Virginia. It is not cost-effective to offer insurance when the possibility is higher for a home flooding or blowing away is higher than in other states. Insurance actuaries are the insurance industry’s bottom line.
@@MyLife-ij4tf I agree with Mary and before you ask I am 66 fill the holes in your roofs down there with the books REon wants banned. It serves all of right..
Our lowest insurance on a 700 sq ft single family home is 4 grand. Most people are paying between 8,000 and 13,000. Now, it's going up again. Where is our Governor?
@@trackingthecoreofstuffandm2310 The climate is declining. Soon there will be no climate. "Hurricanes are declining worldwide, but damage is increasing. - USA TODAY Mar 24, 2022 Why have hurricanes been decreasing? Despite fewer storms, their increased damage can be attributed to "population and wealth along the coastline,"
After hurricane Andrew, there was a lot of inflated political posturing regarding building codes headed by the metro Dade building department. Every construction building material manufacturer from roofing tiles, lumber, etc., Pushed to maintain the status quo. Basically, nothing changed or improved. It was easy to see that you cannot build a home or commercial building in Florida to the same basic standards as in any other state. Had Florida changed building codes to actually mitigate damage back in 92-93, things could be different today. Roofing material and practices continue today just as in the pre Andrew world. Just not using certain types of roof coverings, the number one being permeable systems like clay or concrete roofing tiles or asphalt shingles would have dramatically changed the costs associated with the repair of hurricane damage on homes. From there the osb utilized and the roof truss engineering should have been modified. The construction materials manufacturers, especially the roof tile manufacturers were in panic mode, lobbying to preserve their bottom lines. Metro -dade contracted an "independent engineering firm out of Seattle, Washington to evaluate roofing applications, and basically just grandfathered back everything that has historically been an issue. Here we are in 2023 and another negative outcome of past can kicking down the road has created another issue. Root causes snow ball over the decades, this insurance issue is one of those.
Actually Miami Dade test certification is meaningful, it's used across country to determine if materials are better. Well, was 10 yrs ago when I retired. Any rate, you hit it on the head. Florida building code is pathetic. We KNOW how to build homes to survive, mostly if not totally, hurricanes, tornadoes and wildfire. I KNOW for tornados we are talking about less than 20% upcharge, it has more to do with 'shape' than material, ditto wildfire. Yet, not a single building code in the US demands, or even suggests building to such standards. For the simple reason developers want to cheap out on the cheapest construction while charging record home prices. Sad the mantra of small gov't has led us ever further down the road of economic slavery to the richest, one way or the other.
Look at the experience of many people on the Gulf Coast post-Katrina. The answer: the insurance companies simply decline to write policies. They came to my brother-in-law, who lives on Mobile Bay, and told him to cut down 50 big pine trees within a 200 ft. radius of the house. He asked them “What if I don’t?” They told him what his new premium would be, and he cut them down.
I think SF recently announced they're not taking any new applications for property insurance in California...I think due to all the wildfires. Wouldn't be surprised if Florida is next.
The cost of living in an area prone to hurricane damage just hit home. I live in a small town in a large county and my car insurance cost more because of the rate of deer accidents, even though I have not hit one.
Insurances about risk. If you live in an area with a risk you pay for the risk. Insurance isn’t about recouping money from your past accidents. It’s about sharing the risk for your future accidents.
There has been a huge increase in the sheer (dollar) amount of property to be insured. That raises costs. There's also been a huge increase in expense following the storm last fall (Hurricane Ian). Expect much higher premiums to address this.
People shouldn't have to pay for the ones who choose to live on the coast. The ones who live on the interior of the state should get a discount. If you live on the coast your insurance should be triple what everyone else's is. I don't support socialized insurance this is getting ridiculous
Funny how all these homeowners were scamming their insurance to get new roofs and their ceilings refinished for damage that happened pre hurricane and now they are paying for it down the road.
those COMMUNISTS have gotten FREE new Roofs, Siding and Windows every 5-10 years, now they complain about having to pay the consequences of getting free shit.
It's the public adjusters that are doing the majority of the bs scams...they convince the homeowners of some of the whackest things, then once the contract is signed they drag their claim for every single penny. Source: I am a Florida Catastrophe adjuster
I have NEVER scammed my insurance...I have NEVER had to use them for anything in Florida and yet my home insurance has risen so far by nearly 3,000 Dollars ..puts me in the poverty zone probably homeless soon. HOW DARE YOU! I am paying for others not for myself! SHAME on YOU for placing everyone in the same category you are probably the one who dwells in the scamming your insurance zone as it arises from your own thoughts. I have never had one thought to scam anyone ever...but see you do! And your notions are not funny...they are the product of an unhealthy mindset. Sure it probably happens but not everyone does that or uses insurance that way, your way as in scamming thoughts.
One more thing...I pay for a new roof via the monthly dues for my HOA that are used for when we all need new roofs as they are villas! Just figured maybe you need some help thinking as all you appear to have left is one wicked brain cell with blanket coverage for all as in everyone must be as wicked as you. They are not just so you know...but this world is becoming more and more the way you think is the way the majoirty thinks.
That reporter with the LITERAL flashlight to close out the segment: [chef's kiss]. Next segment he'll end with "Be careful what you wish for!" while rubbing a gold lamp. Seriously though, as a FL resident I do somewhat understand why coastal homes should be charged a higher rate. But I'm pretty damn inland--hurricanes run out of gas WELL before they get to my house. Aside from some power outages, it's almost nothing at all. It sucks how we have to pay the same as homeowners right on the beach...
Maybe the governor can blame Disney's woke entertainment, Woke insurance policies that cover all diverse residents, terrible covid vaccinations that keep too many people alive, or those non citizen migrant workers who won't be there to repair hurricane damage. But don't expect him to respond as he's too busy practicing how to act human in public appearances.
Selling swampland in Florida isn’t a scam, it’s accepted practice. Much of Florida is genuinely uninsurable, no amount of money can either stop or remediate the basic problem of Florida, it’s low ground surrounded by water.
Wait until it becomes another Louisiana, where the Florida state insurer of last resort, (citizens) is the only option, and a major storm hits, causing billions in damage. Then we will watch countless slack jawed Florida homeowners are stunned to learn that if Citizens Insurance was operating in a first world location under the control of a legitimate state insurance regulatory agency, (you know, like in most other states that are not absurdly corrupt) it would have been shut down long ago, due to the fact that it lacks enough cash reserves to be a viable operation. The next thing they will learn is that they will be getting fifty cents on the dollar for their claims, as that is all the money there is. Florida is heading down a rough road, and some things like living on a danging peninsula in one of the fastest changing climates on the globe, or owning property that private, profit driven companies have zero interest in insuring, are not going to improve, ever. The funny part is that the only solution will be a governmental one, where the state is the one and only insurer. Claims are paid based on fairly assessed losses, no litigation or mediation allowed, and lawyers are removed from the picture. This will never happen for two reason, first the right will scream that it's "socialism" and the lawyers will dump countless tens of millions lobbying to prevent their gravy train from leaving the station without them.
What’s insane is living in a known hazardous area and expecting the insurance company to keep covering damages for the same premium. Due to the housing market, residence are able to sell their home at a more than reasonable price and move somewhere that is more affordable.
What's insane is living in an area that never sees much storm damage beyond a few downed trees, and has never flooded ever, and yet watching my insurance climb to unsustainable rates. Now it's save the money and become self insured. I can reroof my house every 3 or 4 years with the money I would have been wasting on premiums. Another good thing is in the event of any major damage FEMA will roll in and cut a nice check to cover the damage
@@fauxque5057That is probably because of rules to not discriminate, so the companies have to offer the same rate to everyone in the state, basically spreading the risk among everyone.
@@WalkawayRene12 I see. That's a world I'll never know. That's part of the problem. The other part is I'll bet they spend billions per year on ads. You can't watch 10 minutes of tv without at least one commercial.
@@argenius7858 The climate changed 12,000 years ago when most of North America was covered under a mile thick ice sheet. Yeah, don't ban those groomer books.
Yup. When you choose to live in an area that gets destroyed year after year, you should expect the insurance companies to raise their rates. Otherwise they are paying out more than they get paid. Companies don't remain in business if they continuously pay out more than they bring in. Business common sense 101
@Florida Violets The Supreme Court has also reduced federal government ability to regulate wetlands not directly adjacent to water so developers are free to reduce flood zones further.
@floridaviolets9601 because more people have moved there. And as you all cry about any other time.... global warming, climate issues have increased the natural disasters by severity and by frequency. Boohoo, a politician accepted donations like all politicians are required to do.
@Florida Violets , Also, the more acres of homes and pavement that get added as areas are developed, and the more canals that are dug so people have a place for their boats, the more problems you will have with flooding. Another commenter mentioned the EPA being gutted by the Supreme Court, and so as industry and agriculture dumps nutrient-laden pollution into wetlands,, within 10 years you will find that the prevalence of red tide and toxic green algae and seaweed on the beaches is going to kill your tourism industry. If DeSantis versus DisneyWorld doesn't kill it 1st, that is.....
@floridaviolets9601 Because now is the time to pay for last year's hurricane damage of $113 billion; that's $14,000 per household with probably 99 percent that had no damage.
Now that the Supreme Court has gutted the EPA's regulatory authority, you'll have more nutrient rich pollution being dumped into the watershed by corporations in Florida and you will see more red tides and toxic green algae and seaweed on the beaches. Between that and DeSantis' war on Disney you won't have a tourism industry in 10 years
I can tell you this is true. I work for a mortgage company and have to expla8n to customers everyday why there mortgage payments increased keep increasing. I have seen homeowners insurance triple causing payments to increase by 500 to 1000. Some have told me they would have to sell because they can't afford insurance.
My house insurance is almost 4% of the value of my house per year . It is paid off. If this continues I will just carry liability insurance. But if you have a mortgage that is not an option.
It may cost more to replace your house than what it is currently worth though. The question is, can you afford to replace it and still have anything left?
Ocean front and lakefront property's like these are some of the most expensive Real estate in the country these people need to stop complaining and pay the piper for a living like that
Insurance in general spreads the cost of high-risk throughout the population. Everyone in Floriduha is paying for the rich to be rich. And for the fascism they VOTED into office.
@@sierrawander7108 , There is indeed a hidden high cost to those low low Florida prices, isn't there?! 🤔🤣😖 Some folks are discovering this the hard way.....
@@goodun2974 correct. A small tax increase, no loopholes, into a natural disasters account. Stabilize the market. Then look at lowering cost. Pass strick price gouging legislation. Nothing will fix what is coming because of climate change deniers. But a lot needs to be done, doing nothing is negligent in the extreme.
Yes, but the lawmakers, seem more concerned about book banning, and concerned with a few drag shows, which probably nobody cares about, besides a lunatic fringe.
Law makers don't tell insurance companies how much to charge. When you choose to live in an area that gets destroyed year after year, you should expect to pay more in insurance. Insurance companies pay out more than they take in. Or, they run out of money and go out of business.
The children are much more important than some schmucks beach front property insurance. Blame your local officials who continue to allow people to build where they shouldn't.
@@learnsteelguitarinretirement When Biden cancelled construction of a more than halfway completed pipeline, that increased costs because the companies who had been footing the expenses suddenly had no means to recoup the expenses. When Biden cancelled new drilling permits, that increased costs by reducing the available supply. When you don't bother to educate yourself on how Biden's policies impact your life, don't argue with people who actually know what they are talking about. It doesn't make you look educated.
Simple question, why are homes in Florida not made of concrete block with windows having a metal storm covering of some kind? Why are the builders still using 2x4 sticks? And for roofs, someone has to know how make roofs more storm resistant. My heart breaks every time I see the damage that Florida experiences.
"There's nobody higher than the Florida average". I'm not so sure Florida is the highest, here in California I have several homes that are close to or over $6,000 per year. Previous yearly premiums were under $1,000. Some of our homes only have the California FAIR plan option which is a very high premium and barebones coverage. Rent's going up folks !
People are moving away from CA and your multi unit business is losing value daily. I have no sympathy for people like you who use housing to profit. I hope you lose everything.
If you choose to live in a Hurricane state or Tornado state like Oklahoma, your home insurance will be much higher. Insurance is a business. Insurance companies really don’t care where you live. You must factor in these costs when choosing where to live. Home Finance 101. Cheers!
I'm going to play Devil's Advocate here. Most of the property values in Florida went up by well over 40%. Someone has to cover that cost. Insurance companies aren't charities.
@@rainacherienne1010 , As the likelihood of your house being washed away increases, and the cost of insurance increases to match, the value of the house should correspondingly decrease ---- *IF* our economic system, our housing industry, and our migration patterns operated on any kind of rational, logical basis, which it seems quite clear they do not. But no one ever wants the value of their house to go down because that would mean they end up selling it for less than they paid for it, or become underwater on their mortgage. Which is still better than being underwater and inside your house I suppose. I don't see any end to this mess other than an awful lot of people losing an awful lot of money on their homes in Florida.
This is ridiculous, the governor needs to get involved with property insurance as well as, car insurance issues in this state.... absolutely horrible ‼️
Thank you for demonstrating United States is not united....it never was..never will be. But do get united in one of it's marriages it's not real either.
"Friends of Ron DeSantis, a political action committee that supported him, have taken a combined $3.9m in contributions from insurance industry players. If donations to the Republican party of Florida since 1 January 2019 - days before DeSantis assumed office - are added, this total swells to more than $9.9m." If you gave nearly 10 million to Gov Desantis, you'd expect no insurance rate regulations at all.
lol, well thanks to all those that said lets screw the ins companies for a new roof...well the facts are ins companies took a beating now we all have to pay more.
Time to leave Florida, I'm afraid; it used to be nice. The insurance companies who are still writing policies are over-extended and will declare bankruptcy to avoid paying claims. Plainly the climate is changing, which means major storms probably will be more frequent and more violent. You can't say that "The insurance rate hikes don't affect me: I own my home outright" because if your home is damaged or destroyed, you're out on the streets, and you know what DeSantis thinks about helping the homeless. I'm thinking about moving up to the Carolinas.
I see things in an odd way....I moved to Phoenix, home insurance is cheap. But even cheap I choose to self-insure. I remodeled by 1940's house replacing plumbing and electrical so I could make those systems as safe as I could. It's a simple house so I understood the cost to replace. One reason to move to Phoenix is the extremely low risk of natural disaster. I bought a home I could afford (dump I could fix up) so no mortgage requiring insurance. People in FL have the option to do the same. Buy what they can afford and self-insure. If they think insurance is too high then cover themselves. When I lived in CA there was a real threat of earthquake and earthquake insurance was super expensive...as it should be. I moved to reduce that cost. Problem solved. Living in FL just because you think that's paradise, buying a home on credit you can't really afford because of the disaster risks is on those buyers. Don't see how blaming insurance companies helps. It seems like people feel entitled to live in FL for cheap.
It's like people don't realize that when you live in an area that is struck by natural disasters several times a year, you pay more than those of us who chose to live in areas that aren't. Rocket science or what?
Wait a minute, a guy named "Water Bug" moved to a desert environment? In 10 to 20 years you won't have any water. Not to mention that big corporations want to build microchip factories and gigantic computer-server farms to store data in Arizona, and both of those facilities need massive amounts of clean pure water for processing chips and as a cooling medium. My advice would be to sell and get out of there.
Blame your local officials who continue to alow people to build in places they shouldn't all in the name of REVENUE and "growth" . The children are much more important than some schmuck with beach front properties...
@@saltminer9120 what changed in the last 2 years to cause insurance rates to double or more? Also, not sure how allowing people without teaching degrees to teach or banning books to protects the children.
This is bullshit. I've paid for 25 yrs into home insurance. I've never had a claim. Insurance has kept all money paid in for last 25 yrs. So yeah if I need to file a claim they better pay and not keep my money. I bet I've paid in 50,000 in 25 years. How are companies going under? They get paid for years with no claims. When you have insurance your money should be out in a account for you to use when needed. But no. CEOS don't want to pay out. They love sitting on a beach or yacht somewhere doing nothing.
Had something similar in New Jersey in the 1990s. The governor at the time Jim Florio. We had a big issue with sky high car insurance. We also had companies leaving the state for auto insurance because of it. What he told them was if they leave the state for auto they have to leave for home insurance as well. In NJ unlike FL there is more profit to be had. They pulled back on their threats. Now if Governor Ron could show some true backbone and pressure the insurance companies with not being able to write auto policies maybe they would think twice.
You do not have to have insurance. It is the biggest scam. Pay off the mortgage and payments that would go to insurance put into an account for future damages. I bet youll save a ton of money.
@@MrTimjd123 , They'll probably be out of water sooner than that. Phoenix already put in some new laws that you cannot build anywhere unless you can plan for a water supply that will be viable *for the next 100 years*. A groundwater supply from a well isn't sufficiebt, and so unless you can pipe water in from elsewhere as a secondary source and guarantee that it's good for 100 years, which would mean a lot of expensive design and Hydroengineering infrastructure, you won't be able to build new housing in Phoenix. You've also got companies looking to build integrated circuit and microchip plants in Arizona, as well as huge server farms, both of which require massive amounts of water for cooling and processing.
@@goodun2974 Any conversation like this has to include the two massive Saudi hay farms in the AZ desert. Leased from the state at pennies on the dollar, and given the right to extract endless groundwater, while growing animal feed to be exported to the Middle East. The corruption and insanity of the entire deal is almost beyond comprehension.
@@kerrykerry5778 , yup, I was talking about the Saudis' water-intensive alfalfa crop with my wife yesterday. It's not very well known and hasn't been much covered by the news, because despite the Saudis being our supposed allies, nobody wants to piss them off, for fear of higher gas prices, or ending up like Kashoggi, or finding a horse's head in their bed.....
I already got a 100% increase last year. Time to march on these companies and go after them. If they can bail out the banks they can help the homeowners.
Sorry. DeSantis is too busy saving children from drag queens, banning books, persecuting the undocumented out of employment, making the state safe from CRT, and of course, fighting the big bad mouse. LOTTA people ahead of you.
This needs to be addressed by Gov. DeSantis. If not, the entire Florida economy will be effected because citizens will have less money in their pockets.
California insurance goes up, and people in the comments blame the companies. But, when the exact same thing happens in Florida, those same comments blame the governor....
Someone should call higher insurance rates "woke" and then maybe DeSantis would actually do something about them
So what are u trying to say???? Everything good he's done is because of "woke" morons?
This has nothing to do with politics it’s happening in California and across the country. There’s nothing to Santas can do you’re gonna bankrupt all the insurance companies next to the car insurance as so many cars are going underwater across this country the same thing will happen. You might want to try to get your head out of your butt and look around the country a little bit
💯!
He can't stop inflation! And the cost to repair and rebuild has almost doubled!
Costs have gone up so much for materials in the last year and half. Can't work around that unless the Governor produces the materials himself cheaper magically.
Thanks for your help Governor Ronda DeSantis who backs the insurance agencies with some $$$ in his pockets!
Okay, Joe
He's a true politician, if he can make his constituents help his lobbyists pockets it fills his pockets. He has sold out to lobbyists to run for president. President Trump is the only answer, he doesn't bow to the lobbyists that's why they hate him. Politicians have destroyed everything in our path to live a decent life and they live a luxury life on our expense.
This is unsustainable
So is climate change, the primary cause of this. I hope you're on the right side of the global warming debate.
Exactly. They get billions of our dollars every hurricane. I'm sick of it
CRY ME A RIVER. DON'T BUY A HOUSE IN FLORIDA...CRY BABY
@@daveburrows9876 LOL 😂, another democrat cheerleader 🤡.
Living in Florida is unsustainable
How does DeSantis hope to take on the C.C.P. when he cant even take on Citizens insurance?
Well ..,connect the dots here. He banned abortion and deported some migrants so that will help people with real problems and connect with voters in the other 49 states.
Citizens insurance is the state of Florida. And he has plenty of control over it.
There’s nothing to take on because of bad decisions made by the state of Florida that’s what it cost to insure some thing there. So all the zoning laws that were repealed, and all the free roofs are going to have to change.
He got his cut! He wont do anything because he is paid off.
@@HEllis-qu5nn
Citizens insurance was created by the state of Florida. It is not a private corporation.
Bought my house in 97' paid $587 per year now on 23' I'm paying $4,000. Talked to my insurance agent about removing wind coverage, just having fire coverage and price would be $800 per year. The cost of roofing has screwed florida. Back in 07' i personally re-roofed my house, cost me $1200 had quotes of $6500-8500. The roofing companies use illegals for cheap labor then still charge crazy labor prices. Everyone's getting screwed in Florida. My house is only 1150 sqft.
This is what happens when you got a woke joke running your state. Ron Disaster addict screwing you. How the fk can anyone afford anything on fixed income? They created inflation and everything went full gauging. Why do they blame immigrants for your own government look at all the unconstitutional laws being passed that’s the problem along with greed. Insurance wants money then they can’t fix anything?
Well.... they're not going to be using illegals anymore. DeSatan is gonna make a bunch of white boys get up on your roof and that's gonna be more than double it was before.
Who did you vote for if it was desantes you get what you voted for
Yeah roofing is becoming a predatory industry all over the country
Yeah, the idea of a disposable roof was a massive scam
My house is paid for so I can just tell my insurance company to take a hike. I'll just take my chances. I've lived in Florida for 76 years and been through multiple hurricanes. I'm not on the coast so I'm not concerned about storm surge. The only wind storm that I'm concerned about would be a tornado and for what the insurance companies are charging now, it would be worth the risk.
I don't blame you :)
Its going to be cool trend not to pay for crooked insurance anymore.
Hope your house doesn't burn down!
@@rack9458 I hope yours doesn't either!
@@rontait6183 I'm insured. No worries
The residents of Florida can thank their governor for their plight.
They need to change the laws in FL. The lawyers sue for everything, it's insane the nonsense and we pay for it.
They recently passed a bill to get rid of one way attorneys fees. Hopefully it’ll cut down on the fraudulent lawsuits
@@Rh17543but that law also means that you will need to pay out of pocket for your lawyer if you want to sue your insurance company. Most people won't have the ability to do that. This increases the incentive for your insurance company to deny your claim and there's nothing that you can do about it
If we only had someone in florida that could possibly help us citizens in florida! Who can we count on to fight for us? 😅
Then don’t vote republican
@@dodobono452 DIDN'T
So this is what I understand… We pay the increased premium for the insurance even though the insurance company is on shaky ground. Then if we have another disaster and lose our property there’s still no guarantee that we’ll have coverage.😮😮😮Why isn’t Governor DeSantis making this a priority?!?! What a loser
He's probably behind the increase. Him and his rich buddies
Business common sense 101
Do not pay out more than you bring in, or you go broke and out of business. When you choose to live in an area that gets destroyed year after year, you should expect to pay more in insurance.
@@Shane-bx8ws So what changed in the last 2 years to cause insurance rates to double or more? With such a rapid increase, you have to look to other factors.
@@Matt-fl8uy more hurricane damage. Not the governor's fault. Not the president's fault. Or any of the lawmakers fault. Natural disasters are getting worse. Do you really think the insurance companies will continue to pay out more and more every year without raising prices to compensate?
@@Matt-fl8uy exact same issue in California due to wildfires. Insurance goes up there, but people in those comments blame the insurance companies.
Unfortunately that is the "free market" and the Florida legislature and governor will do whatever is needed to benefit insurance companies.
Love watching everyone blame everything on desantis and florida lol. Get off the internet and get a life
@@thatoneguy94512 be ignorant and lose your insurance is better right?
Wasn't the Disney issues basically free market too?
@@funnyguy8728 I actually live in a big house right by the water. The problem is, I can afford my house and boat and toys. The people you hear crying can't afford it. So they are gonna have to move, basic supply/demand. Still funny watching people who don't live here have such an opinion about 1 state
@@thatoneguy94512 Well, as an insurance adjuster.....that's actually not to far off the truth. Your governor is somewhat trying to negotiate with insurance carriers to woo them back. HOWEVER, the house always wins for lack of a better term. Anyone who carries insurance pays for disasters.....no matter where they occur. If you have 3 non @ NOT AT FAULT incidents/accidents, your carrier will drop u because you are a risk even tho you are not @ fault. Florida like Southern Louisiana, certain parts of TX, and California unfortunately do get alot of natural disasters. Insurance carriers evaluate risks constantly. Which is why All-State, and State Farm pulled out of new policies in California. We can argue all day about climate change yada yada yada. But Florida's insurance is not going down, and it's only a matter of town before the rest of the other insurers follow suit and leave Florida. It only takes *one* disaster to wipe your insurance company out. Unfortunately, I've worked dozens of Floridians claims that did not have enough insurance because it is so high. Best best.....pay the insurance(and hopefully you have enough to cover you), or leave Florida....coz those prices will continue to increase
So glad I left Florida a year ago. Car insurance went from $150 per month to $25. Home insurance and flood insurance went $7500 to $400 per year, and that's just the start of what is better once I left. My only regret: I didn't move 15 years ago.
Where did you move?
Seconding, where did you move??
Cat insurance 25$/mo :o
Agreed. We are starting to look elsewhere.
@@MyLife-ij4tf nope. Left the South entirely for rural PA.
@@MyLife-ij4tf rural PA. Sweet wee town.
And people still want to move down in Florida, well they have a surprise coming.
gonna have to spend more money on living expenses and LESS money on those petty little things the PO white trash love,, beer, cigarettes and waffle house! OH< and im sure the gas prices will be going up again too,, HAHAHAHAHAHAH!!! i thank god i got out of that S H I T hole state when i was able to!!
Not me!!!
Newcomers to Florida will find out that there's a high cost to be paid for those low prices....
I suspect a lot of poor people will move to Soviet Kalifornia.
@@alanheadrick7997 , "poor people" can't afford to move *anywhere*. Ya' wanna try again?
A lot of us are getting priced out and will have to move, but this will eventually spread everywhere.
you think people living in states like the desert states or the upper midwest states are going to have the same insurance premiums? No. What's happening is these insurance companies are leaving states like Florida, so they don't raise rates across the board for people living in other states to cover the cost. It's a smart move on the insurances part and I would do the same too if I was an insurance. You want to live in a state that's prone to major weather events, then expect to pay a premium on your insurance for living there.
Wrong not up in the Great Lakes states.
Our homeowner insurance actually doubled from last year. Had to cancel and set op a self insure account. Gov DeSatan has done NOTHING to try to fix this.
What do you want him to do? He can't regulate insurance premiums, insurance companies will just leave Florida and you will have nothing. Most of the companies have already filed for bankruptcy and left Florida, and those that have stayed, have to cover the risk. Cost of Home repairs and construction costs, along with busier hurricane seasons, means increased premiums.
The problem has been the number of fraudulent claims against insurers, when people sign over their assignment of benefits, the contractor has the right to sue the insurer and if they win they can even recover legal costs. That's been going on long before Ian. Even when the insurer wins the case, it's the cost of litigation, so insurers don't want to risk the added costs of doing business in FL and hence it limits access to property insurance.
The problem is you are surrounded by ocean
@@rickmus2no it's the way the law is written that the lawyers get paid (on both sides) by the insurance agency often times because of public adjusters. The oceans has very little to do with the severity of price hikes.
Not many people are aware of that problem. Yet, how has it happened in Florida and not in other states ?
@JB it's fraud. It's insane. I don't want to blame the Cuban community but it's a big problem.
@@DurzoBlunts I wonder if we can get that law re-written to prevent such abuses?
That flashlight at the end really drove the point home. 🙄
Look, if you can afford beach front property you can afford insurance. I didn't hear a single person say they couldn't afford it nor did I hear anyone sell that they were going to have to sell their home because of it. Rich peeps are going to have to learn to dig deep or do without just like the rest of us. Welcome to our world.
I don'[t have beach front property...never had a claim since i owned this place twenty years and I have to pay for others beach front property now...like so far $3000 more dollars a year...I can't eat now...I am not rich, I was getting by before that is all...I figure that makes you happy cause you are sick in the head lacking warmth from the heart. The heart is where such thoughts as you express arise from. I am nearly 65 yrs. old now..limited income and thinking of how I will probably loose everything though I had zero hurricane coverage and never have had any hurricane damage and wondering how am I going to live out of my dam car!
Hurricanes can rip off a roof anywhere in the state. It's not exclusive to storm surge areas. My parents are selling their home and looking elsewhere in the country. The insurance rates are just another soaring cost in Florida. The people fleeing the lockdown states have pushed people already living here out of state.
I wonder if desantis will start bussing hurricanes to other states so they can share the burden
@@evemae6819 sell and move to a cheaper area. You might have to leave Florida
@@shaunmckenzie5509 I would like to leave though it's just I have many barriers (no family to help they all passed) . I seriously doubt you are that interested. .I don't mind moving if I was able, I have owned five houses in different states when I could pack up and move (an exhausting undertaking even in my youth). Not just that the increase in the insurance happened so fast and went so high it was mind blowing and not just home owners insurance sprang up another loan I had for years maybe 12 never changed much in interest it was flex doubled, utilities went up ...food prices, car insurance...everything coming at me all at once on a limited income. Do you take such into consideration? Do you understand this is happening and the stress involved? Do you realize many affected are in the senior age category? Do you realize it there is a rapidly growing population of older women...grannies even having to live in their automobiles because they do not have help? I have thought about will I have to live in my car? Even looked into how others do soo because of all this happening and thinking if I was able and could do it I would...but I am not it would be a slow painful ending for me...not that I am afraid of dying or leaving this world and I wish my time would be up already but it is not so I keep thinking what will I do now?
Such things as this seems to never have crossed the minds of the majority of comments I read here. The "advice"is like oh so simple just sell and move you lazy limited income disabled senior citizens...no biggie deal. Are you super wealthy home owner wearing rose colored glasses? ...Or maybe not a homeowner at all.?...or maybe never had much experience at buying and selling a home plus moving and relocation challenges? Your advice resonates superficial thinking. Just sayin.
Floridians would do better to have a law requiring them to deposit, monthly, the equivalent of their insurance premiums privately in a high-yield account, withdrawable only to cover damages. It would probably work out better for them.
Insurance companies exist to make profits, not to help homeowners in need after natural disasters.
Yeah, at current rates, 10 years of premiums is $70,000. What crap.
That's just a socialist insurance policy.
Or just be responsible people and do it regardless of the govt. We can't rely on the govt for everything!!!
@@Steven-rp8zo The insurance profits aren't actually that big. The reality is that Florida is just expensive to insure.,
@@JasonHamiltonUSAReplacement cost is 600k though, so your 10 years of savings would only go a tenth of the way. Not to mention, most peope would simply spend the money on other things, such as boats etc, which would be lost at the same time as the house.
the difference between florida and california is that cali has a cap on insurance costs so companies have stopped issuing home owners insurance in cali - so pick your poison - high prices or no insurance at all ..
That's why 3 major insurance companies just pulled out of California.
But high prices does not guarantee coverage. These companies take your money and then go bankrupt at any given time. It’s criminal in a way.
@@heartofthematter6691 that's right - and both cali and florida have started their own 'state insurance' to provide coverage for property that private sector insurance coverage refuses to cover - but everyone should realize that the state insurance isn't going to pay out ..
Florida did this 16 years ago after hurricane Ivan. Insurance companies were dropping everyone and not issuing new people. Now in 2023 its just more of the same. There's so many things wrong with the entire country not just the Insurance companies. I see no change except things getting worse .
That is the corrupt politicians way of saying do as I say because they sold out to the insurance company lobbyists. They all gained something in return and now go insolvent. Where did all the money go, did not just disappear. Insurance companies robbed the homeowners for years and then bailed out. The corrupt way they do business.
Insurance Companies are a business not a charity.
The cost of any insurance is based on the risk of the insured item.
The cost of living in a city impacted every year by storms and hurricanes is a BIG risk, almost a certainty…
I moved out of Florida. I miss all the things to do down there, but I don't miss the crazies in charge.
Nevada Florida have the over kill laws that don’t even make sense. But for drunk drivers and murderers they barely get in any trouble. The country has unconstitutional laws and they keep tanking the country. Nevada has the highest car insurance for the same reason of a prior governor who had ties to insurance ( of course they get bribes)
@@MyLife-ij4tf I don't miss having DeSantis as a dictator.
@@MyLife-ij4tf You're right, he's just a dictator wannabe.
@@MyLife-ij4tf Smart
@@MyLife-ij4tf Right wing conservative controlled states are 3rd world
This is something I am too well aware of. I moved to Miami in early 1991. I was living alone in an apartment in Kendall in Miami in August of 1992 when Hurricane Andrew hit. Andrew was devastating. Seeing photos of it now or watching any videos about Andrew, do not do it justice. MANY insurance companies went out of business because they just could not afford to pay so many simultaneous claims. Years of paying insurance did absolutely no good to thousands of people. This resulted in some people having to use their life savings to rebuild their homes. Unfortunately, this attracted opportunistic scumbags who said they could do the work, but they required a 75% or higher deposit. Then the scumbags would disappear after taking every penny the vulnerable homeowners had. Keep in mind, anyone in the USA capable of hammering a nail into a 2x4, relocated to Florida as fast as they could. The people who went to Florida after Andrew, were like people in every profession…some were good & honorable… while others were nowhere near as good & honorable.
Hurricane Andrew was a serious learning experience. Only those who lived through it, can appreciate the magnitude of it and surviving it.
Don't worry guys. Your governor is in New Hampshire and Iowa and is on top of this issue.
insurance is such a SCAM
Why? They're supposed to cover your choices about global warming? Don't you see that's what's going on? This is just the beginning.
I'm sure Rhonda Santis is too busy fighting Disney and wanting to be president than care about these problems.
Hey guys, how are you doing with your investments? I know the market has been crazy lately.
@caseymuller3480 That's too bad. I'm doing okay, but I'm not very confident about my portfolio. I feel like I need some professional advice.
You know what, guys? I have something to share with you. I recently started working with *Robin Brezik* and it has been a game-changer for me.
@@malcolmdoyle5385 Really? What do they do?
@@richardmathis837 They offer investment advice and help me with my investment goals, building my portfolio and also retirement planning. They are very professional and knowledgeable, and they tailor their services to my needs and preferences..
@Casey Muller well, easy i found them online.
Time to pay the piper Floriduh. 😂😂😂
They had a program years ago where they tried to get people off of the citizens insurance sometime during the Rick Scott era. They played games they would send you a letter with an offer from a private company with better rates and if you didn't respond within a certain amount of time they would automatically switch you. It got to the point where I started mailing it back signature receipt where they would actually send me back the actual piece of paper with the signature of the person that received it with the date on it. They had actually switched me and had to switch it back because the person that signed it was fixing to get in serious trouble ... They didn't try me anymore... Had I have not done that I'd be just like anyone else worrying about insurance. citizens Insurance last I checked had a rate cap increase per year of 12%. Also legally when they offered you other private insurance they had to open up the books on the insurance company and you got to see how much cash on hand the insurance company had versus how much liability it had and it was crazy to see they had millions of dollars in reserved and billions of dollars in insured... citizens can't go bankrupt either , I'll stick with citizens.
They scam everyone.
It’s not the lawsuits that’s the issue it’s insurance companies refusing to pay forcing lawsuits my aunt lost her roof fence and a lot of interior damage they tried to give her 1300$
Wrong, it's the public adjusters that sue for double the money or roofs that don't need replaced. I have independently worked in the property insurance field in Florida for 8 years, and most companies are pretty fair, it's the public adjusters and lawyers that sue for double or triple the money bc you can easily win in court based on the of the whackest bs.
I owned a small, second house in Beverly Hills, Fla. until 2004! I paid $665. in real estate taxes & about the same in
home insurance costs! Since selling it, I've heard that water costs have 'skyrocketed' & now, so has the house insurance!
Before people continue to tout living in Florida, they better consider the total costs & lower job opportunities available
there! Florida Gov. Ron DeSantis will have a lot of "splaining" to do when asked about this, in any Presdiential debates!
Like the documentary about Walmart, in Florida "there's a High Cost to them Low Prices".
Stop building McMansions in hurricane zones.
Lucille Ball would approve of this comment!
Beverly Hills is the ghetto of Citrus County Florida.
Thanks Rob DeeSanctimonious!! We really 🙄appreciate all the hardwork you are doing for Florida while you are not even in the state because you are too busy running for President.
Well you see he is out there running around filling his pockets from lobbyists. He has sold out on the state and only worries about running. He should just stick to fixing the issues in Florida instead of running around and leaving insurance companies to play with peoples livelihoods and possibly a bigger disaster.
@@TV-rm8zc He has only made issues in Florida. The next governor is going to have his/her hands full just fixing the mess he has made.
We sold our place , knowing that after a hurricane hit the area that either ,Rates will go up or the insurance company will stop insuring people .
We just sold our place too. Citizen's canceled our policy because our roof was 8 years old. There is a SCAM to steal homes.
Very smart, costs are just going to continue to raise.
Be sure to thank your governor
Lol clearly that statement was based on having no knowledge of anything about the Florida insurance industry lmao
@@thatguy4234
Who allows them to do that?
@@sheryld1957 Insurance companies in Florida are going bankrupt. Storms will do that.
"Hurricane Ian: costliest storm in Florida history.
Apr 3, 2023 The National Hurricane Center released a report on Hurricane Ian Monday that states the storm has cost Florida more than $109 billion."
That damage cost is $5200 per Floridian, or $14,000 per household.
@@sheryld1957 you're an idiot, get back on your knees for Biden!
I paid my house off about 12 years ago and dropped my insurance coverage. The money that I have saved over the past 12 years will more than pay for any typical storm damages. I don't live near the coast, and I live in a hilly part of the state, which greatly reduces straight-line winds. I've been through 3 hurricanes and it's no big deal. No flooding to worry about either.
We also , we are on a hill , no flooding , and storm shutters and pray for the best .
THAT'S my plan exactly !!!
What if you have a complete loss due to fire or something else though?
@@Pete.across.the.street I'll move back up north and pay cash for a small place up there. A 2 BR condo on the golf course for $88k is an example.
@@toomanymodz that's good that you have a plan. Hope it doesn't come to that.
This was expected when major insurance companies stopped insuring in the state in 2012 when I attempted to transfer my Liberty Mutual homeowners insurance from Virginia.
It is not cost-effective to offer insurance when the possibility is higher for a home flooding or blowing away is higher than in other states.
Insurance actuaries are the insurance industry’s bottom line.
Maybe they can use banned books to fill the holes in their roofs.
@@MyLife-ij4tf I agree with Mary and before you ask I am 66 fill the holes in your roofs down there with the books REon wants banned. It serves all of right..
From $1300 to $3000 in Florida is still cheap.
Even in tornado-proof, hurricane-proof McAllen, Texas, I saw insurance premiums gone up 20%.
Our lowest insurance on a 700 sq ft single family home is 4 grand. Most people are paying between 8,000 and 13,000. Now, it's going up again. Where is our Governor?
Keep voting for the climate denial party
Ok genius
@@johnsonsandra8069 them storms are going to be more frequent and powerful due to climate change
@@trackingthecoreofstuffandm2310 The climate is declining. Soon there will be no climate.
"Hurricanes are declining worldwide, but damage is increasing. - USA TODAY
Mar 24, 2022 Why have hurricanes been decreasing? Despite fewer storms, their increased damage can be attributed to "population and wealth along the coastline,"
After hurricane Andrew, there was a lot of inflated political posturing regarding building codes headed by the metro Dade building department. Every construction building material manufacturer from roofing tiles, lumber, etc., Pushed to maintain the status quo. Basically, nothing changed or improved. It was easy to see that you cannot build a home or commercial building in Florida to the same basic standards as in any other state. Had Florida changed building codes to actually mitigate damage back in 92-93, things could be different today. Roofing material and practices continue today just as in the pre Andrew world. Just not using certain types of roof coverings, the number one being permeable systems like clay or concrete roofing tiles or asphalt shingles would have dramatically changed the costs associated with the repair of hurricane damage on homes. From there the osb utilized and the roof truss engineering should have been modified. The construction materials manufacturers, especially the roof tile manufacturers were in panic mode, lobbying to preserve their bottom lines. Metro -dade contracted an "independent engineering firm out of Seattle, Washington to evaluate roofing applications, and basically just grandfathered back everything that has historically been an issue. Here we are in 2023 and another negative outcome of past can kicking down the road has created another issue. Root causes snow ball over the decades, this insurance issue is one of those.
Actually Miami Dade test certification is meaningful, it's used across country to determine if materials are better. Well, was 10 yrs ago when I retired. Any rate, you hit it on the head. Florida building code is pathetic. We KNOW how to build homes to survive, mostly if not totally, hurricanes, tornadoes and wildfire. I KNOW for tornados we are talking about less than 20% upcharge, it has more to do with 'shape' than material, ditto wildfire. Yet, not a single building code in the US demands, or even suggests building to such standards. For the simple reason developers want to cheap out on the cheapest construction while charging record home prices. Sad the mantra of small gov't has led us ever further down the road of economic slavery to the richest, one way or the other.
Mine just went up 50%!! No claims against either!?
Do you live in a hurricane area? Yes. Did others claim damage? Yes. That's why it went up.
its what REPUBLICANS do to the average person,, im almost CERTAIN that Rhonda Santis has cheap insurance on his house!!
Why would any insurance company even take out policies in Florida?
State Farm Insurance is no longer writing policies for new customers or new homes in the fire prone regions of California.
Look at the experience of many people on the Gulf Coast post-Katrina. The answer: the insurance companies simply decline to write policies. They came to my brother-in-law, who lives on Mobile Bay, and told him to cut down 50 big pine trees within a 200 ft. radius of the house. He asked them “What if I don’t?” They told him what his new premium would be, and he cut them down.
I think SF recently announced they're not taking any new applications for property insurance in California...I think due to all the wildfires. Wouldn't be surprised if Florida is next.
@@natureluvr_d7186 State farm has a modest book of policies in Fl. Most major insurers have little to none.
@@goodun2974 that's not a answer
The cost of living in an area prone to hurricane damage just hit home. I live in a small town in a large county and my car insurance cost more because of the rate of deer accidents, even though I have not hit one.
Insurances about risk.
If you live in an area with a risk you pay for the risk. Insurance isn’t about recouping money from your past accidents. It’s about sharing the risk for your future accidents.
There has been a huge increase in the sheer (dollar) amount of property to be insured. That raises costs. There's also been a huge increase in expense following the storm last fall (Hurricane Ian). Expect much higher premiums to address this.
Don't blame Joe. Blame climate change deniers.
🤣🤣🤡
depopulation ?
De-Oligarchization.
Survival of the richest 💎
If you live within 20 Miles of the Coastline in Florida ? Prepare now if your on a fixed income this is going to be extremely painful .
People shouldn't have to pay for the ones who choose to live on the coast. The ones who live on the interior of the state should get a discount. If you live on the coast your insurance should be triple what everyone else's is. I don't support socialized insurance this is getting ridiculous
Exactly
I pay more for insurance than taxes and mortgage and interest, and never made a claim in 23 years.
Funny how all these homeowners were scamming their insurance to get new roofs and their ceilings refinished for damage that happened pre hurricane and now they are paying for it down the road.
those COMMUNISTS have gotten FREE new Roofs, Siding and Windows every 5-10 years, now they complain about having to pay the consequences of getting free shit.
It's the public adjusters that are doing the majority of the bs scams...they convince the homeowners of some of the whackest things, then once the contract is signed they drag their claim for every single penny.
Source: I am a Florida Catastrophe adjuster
I have NEVER scammed my insurance...I have NEVER had to use them for anything in Florida and yet my home insurance has risen so far by nearly 3,000 Dollars ..puts me in the poverty zone probably homeless soon. HOW DARE YOU! I am paying for others not for myself! SHAME on YOU for placing everyone in the same category you are probably the one who dwells in the scamming your insurance zone as it arises from your own thoughts. I have never had one thought to scam anyone ever...but see you do! And your notions are not funny...they are the product of an unhealthy mindset. Sure it probably happens but not everyone does that or uses insurance that way, your way as in scamming thoughts.
One more thing...I pay for a new roof via the monthly dues for my HOA that are used for when we all need new roofs as they are villas! Just figured maybe you need some help thinking as all you appear to have left is one wicked brain cell with blanket coverage for all as in everyone must be as wicked as you. They are not just so you know...but this world is becoming more and more the way you think is the way the majoirty thinks.
That's exactly what people do. Many people are actually thieves while claiming that they are law abiding.
That reporter with the LITERAL flashlight to close out the segment: [chef's kiss].
Next segment he'll end with "Be careful what you wish for!" while rubbing a gold lamp.
Seriously though, as a FL resident I do somewhat understand why coastal homes should be charged a higher rate. But I'm pretty damn inland--hurricanes run out of gas WELL before they get to my house. Aside from some power outages, it's almost nothing at all. It sucks how we have to pay the same as homeowners right on the beach...
Maybe the governor can blame Disney's woke entertainment, Woke insurance policies that cover all diverse residents, terrible covid vaccinations that keep too many people alive, or those non citizen migrant workers who won't be there to repair hurricane damage. But don't expect him to respond as he's too busy practicing how to act human in public appearances.
Selling swampland in Florida isn’t a scam, it’s accepted practice. Much of Florida is genuinely uninsurable, no amount of money can either stop or remediate the basic problem of Florida, it’s low ground surrounded by water.
Mine already doubled in 2022 . 40%. More again? Yikes!
Wait until it becomes another Louisiana, where the Florida state insurer of last resort, (citizens) is the only option, and a major storm hits, causing billions in damage. Then we will watch countless slack jawed Florida homeowners are stunned to learn that if Citizens Insurance was operating in a first world location under the control of a legitimate state insurance regulatory agency, (you know, like in most other states that are not absurdly corrupt) it would have been shut down long ago, due to the fact that it lacks enough cash reserves to be a viable operation. The next thing they will learn is that they will be getting fifty cents on the dollar for their claims, as that is all the money there is.
Florida is heading down a rough road, and some things like living on a danging peninsula in one of the fastest changing climates on the globe, or owning property that private, profit driven companies have zero interest in insuring, are not going to improve, ever. The funny part is that the only solution will be a governmental one, where the state is the one and only insurer. Claims are paid based on fairly assessed losses, no litigation or mediation allowed, and lawyers are removed from the picture. This will never happen for two reason, first the right will scream that it's "socialism" and the lawyers will dump countless tens of millions lobbying to prevent their gravy train from leaving the station without them.
@@kerrykerry5778 Is that all? 🤣
Stop building crappy houses in high risk areas.
And vote in a sane governor.
What’s insane is living in a known hazardous area and expecting the insurance company to keep covering damages for the same premium. Due to the housing market, residence are able to sell their home at a more than reasonable price and move somewhere that is more affordable.
What's insane is living in an area that never sees much storm damage beyond a few downed trees, and has never flooded ever, and yet watching my insurance climb to unsustainable rates. Now it's save the money and become self insured. I can reroof my house every 3 or 4 years with the money I would have been wasting on premiums.
Another good thing is in the event of any major damage FEMA will roll in and cut a nice check to cover the damage
@@fauxque5057That is probably because of rules to not discriminate, so the companies have to offer the same rate to everyone in the state, basically spreading the risk among everyone.
What is RON THE CON doing about the increases-------------------nothing
Thank you DeSantis, letting the lawyers run wild!
Put those premiums in a savings account. Tell insurance companies to stick it.
Mortgage companies force homeowners to buy insurance so only if you paid cash or paid your mortgage off.
@@WalkawayRene12 if we stop buying houses, the prices will come down. then we can actually use cash.
@@ALPHA-ROTH if we stop buying houses? 😂😂😂
Log out fam
@@WalkawayRene12 I see. That's a world I'll never know. That's part of the problem. The other part is I'll bet they spend billions per year on ads. You can't watch 10 minutes of tv without at least one commercial.
That's a stupid idea. You only need one hurricane to flatten your property. You'll never be able to save up the cost of a rebuild.
A gift straight from DeSantis policies and inaction in things that matter to the people.
Explain how a storm that did $109 billion in damage is any governor's fault.
@@user-bg2oi4bz3p denying global climate change and no regulatory proposals besides banning books
@@argenius7858 The climate changed 12,000 years ago when most of North America was covered under a mile thick ice sheet. Yeah, don't ban those groomer books.
yea its desantis fault that material and replacement costs to rebuilld a house have rocketed and not Bidens /s
Explain how a libtard gov could do better. Move to NY waaaaa!
Mine in Houston is 3000. House is 300k. Ridiculous . Never made a claim. Can’t wait to pay it off then doubt I’ll have it.
Yup. When you choose to live in an area that gets destroyed year after year, you should expect the insurance companies to raise their rates. Otherwise they are paying out more than they get paid. Companies don't remain in business if they continuously pay out more than they bring in.
Business common sense 101
Let me guess you're an insurance company owner
@Florida Violets The Supreme Court has also reduced federal government ability to regulate wetlands not directly adjacent to water so developers are free to reduce flood zones further.
@floridaviolets9601 because more people have moved there. And as you all cry about any other time.... global warming, climate issues have increased the natural disasters by severity and by frequency. Boohoo, a politician accepted donations like all politicians are required to do.
@Florida Violets , Also, the more acres of homes and pavement that get added as areas are developed, and the more canals that are dug so people have a place for their boats, the more problems you will have with flooding. Another commenter mentioned the EPA being gutted by the Supreme Court, and so as industry and agriculture dumps nutrient-laden pollution into wetlands,, within 10 years you will find that the prevalence of red tide and toxic green algae and seaweed on the beaches is going to kill your tourism industry. If DeSantis versus DisneyWorld doesn't kill it 1st, that is.....
@floridaviolets9601 Because now is the time to pay for last year's hurricane damage of $113 billion; that's $14,000 per household with probably 99 percent that had no damage.
DeSantis in terms of the economy is a disaster, corporations do whatever they want in FL and he doesn’t care !!! Same with electricity
Now that the Supreme Court has gutted the EPA's regulatory authority, you'll have more nutrient rich pollution being dumped into the watershed by corporations in Florida and you will see more red tides and toxic green algae and seaweed on the beaches. Between that and DeSantis' war on Disney you won't have a tourism industry in 10 years
I can tell you this is true. I work for a mortgage company and have to expla8n to customers everyday why there mortgage payments increased keep increasing. I have seen homeowners insurance triple causing payments to increase by 500 to 1000. Some have told me they would have to sell because they can't afford insurance.
Nobody can afford sh*t everything went up and keeps going up except peoples pay.
*their
Another 40%. So it up 80% higher
My house insurance is almost 4% of the value of my house per year . It is paid off. If this continues I will just carry liability insurance. But if you have a mortgage that is not an option.
It may cost more to replace your house than what it is currently worth though. The question is, can you afford to replace it and still have anything left?
@@Tugela60 True.
Ocean front and lakefront property's like these are some of the most expensive Real estate in the country these people need to stop complaining and pay the piper for a living like that
Insurance in general spreads the cost of high-risk throughout the population. Everyone in Floriduha is paying for the rich to be rich. And for the fascism they VOTED into office.
@@sierrawander7108 , There is indeed a hidden high cost to those low low Florida prices, isn't there?! 🤔🤣😖 Some folks are discovering this the hard way.....
@@goodun2974 correct. A small tax increase, no loopholes, into a natural disasters account. Stabilize the market. Then look at lowering cost. Pass strick price gouging legislation. Nothing will fix what is coming because of climate change deniers. But a lot needs to be done, doing nothing is negligent in the extreme.
Thank you DeSantis!
It's all about Hurricanes, and Water Damage.
and people still move in to Florida like crazy
Yes, but the lawmakers, seem more concerned about book banning, and concerned with a few drag shows, which probably nobody cares about, besides a lunatic fringe.
Law makers don't tell insurance companies how much to charge. When you choose to live in an area that gets destroyed year after year, you should expect to pay more in insurance. Insurance companies pay out more than they take in. Or, they run out of money and go out of business.
The children are much more important than some schmucks beach front property insurance.
Blame your local officials who continue to allow people to build where they shouldn't.
@@Shane-bx8ws What changed in the last 2 years to cause insurance rates to double or more? There are other things going on to cause this.
@@saltminer9120 Not sure how allowing people without teaching degrees to teach or the banning books protects children.
@@learnsteelguitarinretirement When Biden cancelled construction of a more than halfway completed pipeline, that increased costs because the companies who had been footing the expenses suddenly had no means to recoup the expenses. When Biden cancelled new drilling permits, that increased costs by reducing the available supply. When you don't bother to educate yourself on how Biden's policies impact your life, don't argue with people who actually know what they are talking about. It doesn't make you look educated.
We are moving outta this mess of a state.
Ron DeSantis beds to take climate change and stronger storms seriously. Florida can't keep pretending that nothing is wrong.
And how is DeSantis supposed to stop China and India from polluting?
Simple question, why are homes in Florida not made of concrete block with windows having a metal storm covering of some kind? Why are the builders still using 2x4 sticks? And for roofs, someone has to know how make roofs more storm resistant. My heart breaks every time I see the damage that Florida experiences.
South Florida building code dictates all houses post Andrew built from CBS
"There's nobody higher than the Florida average". I'm not so sure Florida is the highest, here in California I have several homes that are close to or over $6,000 per year. Previous yearly premiums were under $1,000. Some of our homes only have the California FAIR plan option which is a very high premium and barebones coverage. Rent's going up folks !
People are moving away from CA and your multi unit business is losing value daily. I have no sympathy for people like you who use housing to profit. I hope you lose everything.
If you choose to live in a Hurricane state or Tornado state like Oklahoma, your home insurance will be much higher. Insurance is a business. Insurance companies really don’t care where you live. You must factor in these costs when choosing where to live. Home Finance 101. Cheers!
I'm going to play Devil's Advocate here. Most of the property values in Florida went up by well over 40%. Someone has to cover that cost. Insurance companies aren't charities.
So, you think this is all about economics? Global warming isn't the cause? You people crack me up.
Are you crazy; prices are artificially inflated. These houses are not worth that much.
@@daveburrows9876 Well, there's that too. I just didn't feel like writing a whole essay on the rising cost of insurance. But yes, agreed.
@@rainacherienne1010 In the purist sense. No they aren't. But as of today, it is what it is.
@@rainacherienne1010 , As the likelihood of your house being washed away increases, and the cost of insurance increases to match, the value of the house should correspondingly decrease ---- *IF* our economic system, our housing industry, and our migration patterns operated on any kind of rational, logical basis, which it seems quite clear they do not. But no one ever wants the value of their house to go down because that would mean they end up selling it for less than they paid for it, or become underwater on their mortgage. Which is still better than being underwater and inside your house I suppose. I don't see any end to this mess other than an awful lot of people losing an awful lot of money on their homes in Florida.
This is ridiculous, the governor needs to get involved with property insurance as well as, car insurance issues in this state.... absolutely horrible ‼️
Your governor is a 🤡. He’s busy fighting Disney. Good Luck!
By the way.. Floridians are the WORST in the world when they are behind the wheel.
Couldn’t happen to a better state!! Reap what you sow
Thank you for demonstrating United States is not united....it never was..never will be. But do get united in one of it's marriages it's not real either.
@@MyLife-ij4tf Absolutely nothing to do with politics, old man. I just can’t stand people who come from Florida! Thank you
Total Scam ... Insurance companied are a total scam
Great work DeSantis.
Go after all those corrupt contractors
"Friends of Ron DeSantis, a political action committee that supported him, have taken a combined $3.9m in contributions from insurance industry players. If donations to the Republican party of Florida since 1 January 2019 - days before DeSantis assumed office - are added, this total swells to more than $9.9m." If you gave nearly 10 million to Gov Desantis, you'd expect no insurance rate regulations at all.
Amen to that he don't care about the people of Florida ☹️
lol, well thanks to all those that said lets screw the ins companies for a new roof...well the facts are ins companies took a beating now we all have to pay more.
As soon as our mortgage is paid off we won't bother with insurance. Total scam to begin with and they always refuse to pay out!
I thought home insurance was required by law? I've never owned a home w/o a mortgage to date, so I wouldn't know.
@@nottelling4828 not when it is paid off. It is required to protect the lender.
Time to leave Florida, I'm afraid; it used to be nice. The insurance companies who are still writing policies are over-extended and will declare bankruptcy to avoid paying claims. Plainly the climate is changing, which means major storms probably will be more frequent and more violent. You can't say that "The insurance rate hikes don't affect me: I own my home outright" because if your home is damaged or destroyed, you're out on the streets, and you know what DeSantis thinks about helping the homeless. I'm thinking about moving up to the Carolinas.
Who was the last Insurance company to go bankrupt and not pay claims?
I see things in an odd way....I moved to Phoenix, home insurance is cheap. But even cheap I choose to self-insure. I remodeled by 1940's house replacing plumbing and electrical so I could make those systems as safe as I could. It's a simple house so I understood the cost to replace. One reason to move to Phoenix is the extremely low risk of natural disaster. I bought a home I could afford (dump I could fix up) so no mortgage requiring insurance.
People in FL have the option to do the same. Buy what they can afford and self-insure. If they think insurance is too high then cover themselves. When I lived in CA there was a real threat of earthquake and earthquake insurance was super expensive...as it should be. I moved to reduce that cost. Problem solved.
Living in FL just because you think that's paradise, buying a home on credit you can't really afford because of the disaster risks is on those buyers. Don't see how blaming insurance companies helps. It seems like people feel entitled to live in FL for cheap.
It's like people don't realize that when you live in an area that is struck by natural disasters several times a year, you pay more than those of us who chose to live in areas that aren't. Rocket science or what?
Wait a minute, a guy named "Water Bug" moved to a desert environment? In 10 to 20 years you won't have any water. Not to mention that big corporations want to build microchip factories and gigantic computer-server farms to store data in Arizona, and both of those facilities need massive amounts of clean pure water for processing chips and as a cooling medium. My advice would be to sell and get out of there.
Good!..... I was recently told by my AllState agent here in Seattle that are rates are high to subsidize Florida.
I'm glad to see Florida will pay.
Thank you governor for caring about woke and not the people who elected him.
Blame your local officials who continue to alow people to build in places they shouldn't all in the name of REVENUE and "growth" .
The children are much more important than some schmuck with beach front properties...
You may have woke up.
@@saltminer9120 what changed in the last 2 years to cause insurance rates to double or more? Also, not sure how allowing people without teaching degrees to teach or banning books to protects the children.
Lol. That’s a ignorant statement
@@Matt-fl8uy so you support phonography for children?
This is bullshit. I've paid for 25 yrs into home insurance. I've never had a claim. Insurance has kept all money paid in for last 25 yrs. So yeah if I need to file a claim they better pay and not keep my money. I bet I've paid in 50,000 in 25 years. How are companies going under? They get paid for years with no claims. When you have insurance your money should be out in a account for you to use when needed. But no. CEOS don't want to pay out. They love sitting on a beach or yacht somewhere doing nothing.
Had something similar in New Jersey in the 1990s. The governor at the time Jim Florio. We had a big issue with sky high car insurance. We also had companies leaving the state for auto insurance because of it. What he told them was if they leave the state for auto they have to leave for home insurance as well. In NJ unlike FL there is more profit to be had. They pulled back on their threats. Now if Governor Ron could show some true backbone and pressure the insurance companies with not being able to write auto policies maybe they would think twice.
Is that what Gavin Newsome did to get Insurance companies to leave California?
Thanks a lot Governor DeSantis. Oh, I forgot, you're busy protecting us from Mickey Mouse.
Lol 😂right a sick man
You do not have to have insurance. It is the biggest scam. Pay off the mortgage and payments that would go to insurance put into an account for future damages. I bet youll save a ton of money.
Yeah, no sheet, unfortunately many have mortgages to pay.
One more big storm and it’s over. Eminent domain, repossession and foreclosure by lenders.
Thanks to rhe GOP and Desantis
To avoid exorbitant insurance costs you must live in a place with no natural disasters. Ladies and Gentlemen I present to you Phoenix Arizona.
You will be out of water in 20 years.
@@MrTimjd123 I was being sarcastic. I'll leave Arizona for the snakes and scorpions as the good lord intended.
@@MrTimjd123 , They'll probably be out of water sooner than that. Phoenix already put in some new laws that you cannot build anywhere unless you can plan for a water supply that will be viable *for the next 100 years*. A groundwater supply from a well isn't sufficiebt, and so unless you can pipe water in from elsewhere as a secondary source and guarantee that it's good for 100 years, which would mean a lot of expensive design and Hydroengineering infrastructure, you won't be able to build new housing in Phoenix. You've also got companies looking to build integrated circuit and microchip plants in Arizona, as well as huge server farms, both of which require massive amounts of water for cooling and processing.
@@goodun2974 Any conversation like this has to include the two massive Saudi hay farms in the AZ desert. Leased from the state at pennies on the dollar, and given the right to extract endless groundwater, while growing animal feed to be exported to the Middle East. The corruption and insanity of the entire deal is almost beyond comprehension.
@@kerrykerry5778 , yup, I was talking about the Saudis' water-intensive alfalfa crop with my wife yesterday. It's not very well known and hasn't been much covered by the news, because despite the Saudis being our supposed allies, nobody wants to piss them off, for fear of higher gas prices, or ending up like Kashoggi, or finding a horse's head in their bed.....
Here in texas i hot the 40 % i wenb from $1,700 to $2,700 ridiculous
I already got a 100% increase last year. Time to march on these companies and go after them. If they can bail out the banks they can help the homeowners.
The government bailed out the banks, not liability insurance companies.
@@gordon3186 Exactly
Sorry. DeSantis is too busy saving children from drag queens, banning books, persecuting the undocumented out of employment, making the state safe from CRT, and of course, fighting the big bad mouse. LOTTA people ahead of you.
@@gordon3186 look who is giving the insurance companies money to help them.
@@funnyguy8728 --- *Who's that? Got a reputable source?*
This needs to be addressed by Gov. DeSantis. If not, the entire Florida economy will be effected because citizens will have less money in their pockets.
He doesn't give three shits! I live here and he is a nazi wannabe dictator who only cares about himself, his agenda and his future as a monster.
California insurance goes up, and people in the comments blame the companies. But, when the exact same thing happens in Florida, those same comments blame the governor....
Those are the same blamers that live in their mcmansions in a hurricane, earthquake or flood zone and expect someone else to pay for their decisions.
Sure, move to Florida when you retire, they said. Everyone retires there, they said.
Sure. Um, no.
Thanks DeSantis and fellow Republicans -- including all the massochists who voted for them. Vote blue 💙
Yeah OK…Dem cities are great….just move out if you don’t like it here or can’t afford it….maybe suck of the government like other blues
@@MyLife-ij4tf people like you are the reason why we had Fidel for so many years.
vote blue no matter who and even if we want pool. we can do better
@@MyLife-ij4tf people can vote for pedo. Both Calif and florida were in the news related to insurance.