Will this Hated Sector give Multibagger Returns? 🏦
ฝัง
- เผยแพร่เมื่อ 21 พ.ย. 2024
- 🏫 SOIC Membership - SOIC turns 4 and we want celebrate with all of you!!!
Use Code: 'SOIC4' (for both 1 & 3 year)
Join Now: learn.soic.in/...
*With 3 yrs complimentary lifetime access to SOIC Indicators (please email us at info@soic.in)
SOIC Stock Scan Tool: www.stockscans...
SOIC Research : www.soicresear...
P/B Historical Comparison Sheet: docs.google.co...
📙 Download Presentation: soic.learnyst....
🎪SOIC Delhi Offline Event: zoma.to/live-e...
📖 SOIC Book Store: www.soic.in/books
📕 SOIC Investing Journal: rzp.io/l/2pAnvPK
Tijori Finance 🤝SOIC: In case you want to sign up for Tijori Finance, here is a referral code: SOIC025. You will get 10% off at the time of signing up. :)
www.soic.in/ti...
📰 Link to the SOIC Newsletter: soic.in/blogs
Link to Trading View: www.soic.in/tr...
﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎
Money is the blood for an economy and Banks are the vessels that carry that blood all across various parts of the economy. Today, we take a look at a hot favourite sector of the past that has seen a fall in the pecking order of preference.
We will take a look at the following issues plaguing the valuations of this very important sector.
1. PSU Banks
2. Regulatory Actions
3. NIMs
4. Problem of size
5. Issue of liabilities
Hope you enjoy the video and presentation.
﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎ ﹎
Connect with us on:
🔗 Website: soic.in/
📱 Android Mobile Application:
play.google.co....
🐦 Twitter: / soicfinance
📸 Instagram: / intrinsicco. .
📧 Email: info@soic.in
🎞 Presentation Link: www.soic.in/vi...
🎥 TH-cam: www.youtube.co....
📣 DISCLOSURES UNDER SEBI (RESEARCH ANALYST) REGULATIONS, 2014:
SOIC Intelligent Research LLP is registered with SEBI under SEBI (Research Analyst) Regulations, 2014 with registration no. INH000012582.
#soic
In my opinion, for the investment world, SOIC is the most trustworthy channel on the entire TH-cam platform....keep doing well & stay blessed....🙏💚
Thank you so much for your kind words and support! We truly appreciate you recognising the value and trustworthiness of our channel SOIC🌟
Thank you again for your appreciation and blessings. We are truly grateful for your continued support.🙏
@@SOICfinance thank u so much....
No matter how much concalls or various reports i read regarding a particular industry,the knowledge and insight that i get from your videos is just out of the box.Thank you so much paaji and whole team of SOIC for working so hard in order to save and educate retail investors.🙏
Thank you so much for your kind words and appreciation! It means a lot to us to know that our hard work is being noticed and valued. We put a lot of effort and dedication into creating content for our channel, so it's really rewarding to hear that you appreciate it. Thank you so much for your kind words and appreciation! It means a lot to us to know that our hard work is being noticed and valued. We put a lot of effort and dedication into creating content for our channel, so it's really rewarding to hear that you appreciate it.🙏🏻
Super 👌.. IDFC First is missing
Akshat's student , Attendance marked ✅
Banking is a contra play. Value is emerging. If one has the patience to hold for 5 years he can make good money
Loved the video
Coincidentally:- Invested in HDFC Bank,SBI,Kotak Bank due to value investing concept Since 2021.Holding all Quantities
Same here holding HDFC , Kotak since 2021. When ever I get frustated with the Price Movement as you know these 2 have not moved since last 3 years so I come back to SOIC and look for assessment. Honestly holding all these due to SOIC only and every month I keep accumulateing then as I am at 483 units of HDFC as on today with a target of 500 units. Please share your journey in holding these banks you highlighted primarily HDFC and KOTAK
Same goes to Bajaj Finance holding 110 units since 2021.
SBI is achieving a ROE of 20% because they are leveraged 21 times. Whereas Bajaj Finance is only leveraged 6 times, HDFC Bank is leveraged 9 times and KMB is about 7 times as Mr. Kotak is very risk avarse. ROE is very much a function of leverage but I think 21 times leverage is risky.
Nice perspective
How to find leverage?
How to find the leverage
Check debt on equity
@@TheCuriousCurator-HindiRoe/Roa
Banking sector will take 2 years to improve the profitability
Presently contra investing
Thanks for very very nice explanation Regards
Had I read and researched for all these data it would have taken me a week, but thanks to u, after watching the video for 40 mins I got a comprehensive and detailed view
Thank you so much for your kind words and appreciation! We are constantly striving to bring fresh and insightful perspectives to our audience, and it means a lot to us to know that our efforts are being appreciated. Thank you for your continued support and we look forward to sharing more engaging and thought-provoking content with you in the future.🙏🏻
just love your each and every video. pure knowledge no bakwas. no Paid promo. respect sir 🙏
Thank you so much for your kind words and appreciation! We are thrilled to hear that you enjoy our videos and find them to be informative. We take great pride in providing valuable knowledge. We hope to continue adding value to your investing journey. 🤝😃
Outstanding analysis..thanks. where RBI has been misplaced is to focus so much on credit to deposit of 85%. Worldwide the ration is inverted. RBI is as usually stupidly relying on outdated liability model whereBond market was poorly developed. As investors shift to Debt mutual funds obviously deposits in system will be less. And MF will rather places in bonds. To not allow Bonds to be included in the deposit ratio is foolish. Infact as banks give longer maturity loans lIKE HDFC ICICI SBI give 30 year housing loans they should be asked to match Bond and deposit maturity to their loan books. Additionally deposits can be withdrawn at one day notice that often causes a run on the bank where as bonds are held till maturity . Mark to market can affect the investor but not the issuer. Focus should be on ALM and not CD ratio.. as usual who can tell all might RBI which has a history of being one of the poorest Banking and NBFC supervisor WHERE we see repeated road accidents . ASIAN regulators are far wiser in bank supervision despite having ore chalenges as there are fewer PSU banks that are can exist with lazy government capital backing them. Hope we get a change in banking supervisor and directors at RBI which is good in macro but pathetic bank management
Sir ji, aap bahut sahi batate ho yaar... Jahan baaki saare "financial advisor" apna video khatam kar dete hain, wahan se aapka video to chalu hota hai...
Bahut Awesome... ❤ your work...
We're happy to know our content is resourceful for learners like you. We hope to continue adding value to your investing journey. 🤞😃
best video to understand indian banks in every sector learned way too much from this video and salute to soic there are just doing great work this channel is one channel which is truly education people about stock market and about business others are just giving up tips and fighting with trollers 🤣🤣 but truly appreciate soic .
We are delighted to hear that you appreciated our content, and we truly value your kind words. Thank you for taking the time to express your gratitude. Your positive feedback motivates us to continue providing engaging and useful information.
Sir, If we underscore the concoll of bajaj finance. Then all the large banks will also see NIM contraction, when the RBI start to to cut the intrest rates. That's why the markets have discounted it and we are seeing derating. And when the intrest rate goes down, the loan growth will happen but then deposit growth will become a new challenge for these banks.
Once again, one of the best video on this sector in India.
Loved It.
Banking sector is a contra play at the moment.
Great video and thanks for going lengths in explaining. Federal Bank can be a dark horse in the game.
Thank you so much for your kind words! We're thrilled to hear that you enjoyed our video and appreciated the effort we put into explaining the topic in detail. It's always great to know that our content is well-received and helpful to our audience. We hope to continue adding value to your investing journey. 🤞
Great value provided by SOIC ... Love from Gujarat
Thank you so much for your kind words! We are thrilled to hear that you have found great value in our channel. We look forward to continuing to provide you with more valuable content in the future. Thank you again for your support!🙏🏻
What is more important the investment horizon? for my investment, its a must to have a decadal horizon. And with growth of HDFC and Kotak revenue and profit growth without any appreciation of stock price, its only a matter of time before things change. It may take 1 or 2 yrs, fundamental will surely catch up and by that time good entry point will not be visible.
Amazing analysis of Bank & NBFC sector 🙌🏻🙏🏻... But no talking about how much amount govt white offs the bad loans of PSU banks.
where do you get all this market sector data from.... i it from rating agency or some place else
Investor presentations, crisil notes, NSE website
Loved it you were the first who pointed about leadership change in the banking sector ❤
We are delighted to hear that you appreciated our content, and we truly value your kind words. Thank you for taking the time to express your gratitude. Your positive feedback motivates us to continue providing engaging and useful information.🙏🏻
Thanks a lot brother. You are creating genuine and good quality content.
User friendly interface, providing even ppts keep geowing brother. Learning from you. ❤
Thank you so much for your kind words and appreciation! It means a lot to us to know that our hard work is being noticed and valued. We put a lot of effort and dedication into creating content for our channel, so it's really rewarding to hear that you appreciate it. Thank you so much for your kind words and appreciation! It means a lot to us to know that our hard work is being noticed and valued. We put a lot of effort and dedication into creating content for our channel, so it's really rewarding to hear that you appreciate it.🙏🏻
Such analysis are highly appreciated and helpful for retail investors. Thank you from my side .keep continue
Thank you so much for your kind words and encouragement. We are thrilled to hear that you find our analysis helpful and valuable for your investment decisions. Thank you for your continued support and we look forward to sharing more engaging and thought-provoking content with you in the future.🙏🏻
Lot of work behind this video appreciate your efforts
Thank you so much for your kind words and appreciation! It means a lot to us to know that our hard work is being noticed and valued. We put a lot of effort and dedication into creating content for our channel, so it's really rewarding to hear that you appreciate it. Thank you so much for your kind words and appreciation! It means a lot to us to know that our hard work is being noticed and valued. We put a lot of effort and dedication into creating content for our channel, so it's really rewarding to hear that you appreciate it.🙏🏻
Thanks a lot. Every sunday it is my routine to listen you
Thank you so much for your kind words and for making our channel a part of your Sunday routine! We are so grateful to have you as a listener and appreciate your continued support.🙏🏻
This is exceptional analysis of banks and nbfc
Kaha se laate ho Paji itna deep knowledge
Big fan of you
We are thrilled to hear that you are finding our content informative and enjoyable. It truly means a lot to us to know that our efforts are making a positive impact on our viewers. We are committed to providing valuable content and strive to continue creating the best possible experience for our audience.
Great analysis on this sector, which is slightly difficult to evaluate and find hidden gems
We appreciate your trust in our content. 😃Thank you for watching our analysis videos. We hope to continue adding value to your investing journey. 🤝
Loved the difference of perception point sir.
Thank you so much for your kind words and appreciation! We are constantly striving to bring fresh and insightful perspectives to our audience, and it means a lot to us to know that our efforts are being appreciated. Thank you for your continued support and we look forward to sharing more engaging and thought-provoking content with you in the future.🙏🏻
soic is way ahead from others in terms of quality content
Thank you so much for your kind words and appreciation! It means a lot to us to know that our hard work is being noticed and valued. We wish to keep enriching your investing experience. 🤝
Great Video, HDFC, KOTAK, CHOLA, CREDIT ACCESS and AU looks good long term buy
A meaning ful information in it . U hv to analyse other mid size PSU banks like canara Indian Bob pnb....well I like SBI kotak chola avas as I m invesed
this channel never disappoint. like always loved it
Thank you so much for your kind words and appreciation! We are thrilled to hear that you find our channel informative. Our team works hard to create valuable content for our viewers, and it's always a joy to know that our efforts are being noticed and appreciated. Your support means the world to us, and we are grateful to have you as a part of our community. Thank you for taking the time to share your positive feedback with us. We look forward to continuing to provide you with informative and engaging content in the future. 🙏🎉
Video length may seem longer to some people.. as an investor not at all a lengthy video .. excellent work by SOIC team .. thank you!!
We're glad to know you find value in our content. As a channel, we're committed to providing high-quality content that is both informative and entertaining. We're proud of the work that our team, SOIC, has put into creating engaging videos that cater to our audience's needs. We hope to continue adding value to your investing journey. 🌟📚
Ishmohit bhai ek pharma pe sectoral video bana do - CDMO+CRO+API+FORMULATIONS+NICHE PROXIES
I think hdfc bank is suffering due to timing , hdfc merger leading to bank becoming too big to handle rbi mandate and once its strength is turning out to be its weakness , but i hope that hdfc bank stock grows , it has been stagnant for the last four years .
lemme give you a food for thought.. think with pie chart in mind.. investor allocate X amount to banking in their portfoilio... PSU banks were not in favor earlier..
Loved the analysis.. Personally of the opinion that once the current euphoria on capex cycle in power,infra,railway,defence cools down, BFSS will be the only logical space for smart money. Cheers!
Gud....❤...mere pass credit access hai,mas finance ,home first and ujjivan bhi....going to take chola....rate cut ke bad ye daudenge aisa basant sir bol rahe hain...what do ubthink abot rec,pfc ,ireda ,ptc...?
Private banks are deeply discounted . . . . maxmise your positions in case you can stay invested for next 3-5 years. This sector will give you a CAGR of 20-25 percent innext 3-5 years
The reason accorded for a high C/D ratio of HDFC Bank is incorrect. It is not because they were growing the loan book at a rapid rate without paying heed to the C/D ratio. Rather, it is primarily due to merger of the housing finance arm (HDFC) with the commercial bank (HDFC Bank). The loans granted by the housing finance arm were primarily funded through non-deposit sources and that is why the C/D ratio of the merged entity has become lopsided. This also has impact on the margins due to increased share of housing loans (a low margin product) in the aggregate loan book of the merged entity.
Covered in updated video..CDR ratio since last 12 Quarters included
As usual informative content. Good work. Thanks ☺️
Thank you so much for your kind words! We really appreciate your feedback and are so glad that our content is informative and helpful to you. It means a lot to us that you took the time to share your appreciation. We hope to continue adding value to your investing journey. 🤞
Hey, Please do brief fundamental analysis on Kaynes technology......
Hi ishmohit. I was watching video of marcellus where they were talking about the ratio price/free cash flow. What are your views on it and how to use it . ( How will you get to know undervaluation/overvaluation ) using it. Thanks
Mind blowing work again by Soic. Love you 🎉🎉🎉🎉
We are thrilled to hear that you are enjoying our work and finding it mind-blowing. Your support means the world to us and motivates us to continue creating content that resonates with our audience. 🌟
Rerating expecting with fall in interest Rates
Release of Deposit will further boost Strong Banks
Loved it! Thanks for educating
Thank you so much for your kind words! We are thrilled to hear that you loved our content and found it educational. Thank you for watching our channel and for taking the time to share your thoughts with us. It truly motivates us to keep producing high-quality content for our viewers. Thank you once again for your support!🙏🏻
Excellent Analysis as usual. I'd love to see Arman Finance also included in this analysis.
Thank you for your continued support. We'll take your feedback into consideration as we continue to develop our content.
We're glad to add value to your investing journey and hope you keep learning with SOIC. 😃🤝
Sir please make a short video for how to find multibagger stock using fundamental analysis and reading annual reports.
Much needed topic....
sublime analysis of the banking sector
Ignore until the interest starts falling down
Very good analysis with a lot of details and excellent coverage.
Thank you so much for your kind words and appreciation of our channel! We are thrilled to hear that you found our analysis to be detailed and that it provided excellent coverage of the topic. We hope to continue adding value to your investing journey. 🤝
your videos are so satisfactory and educational ...thanks a lot , really appreciate the efforts
Thank you so much for your kind words! We're thrilled to hear that our videos have been satisfactory and educational for you. It's truly heartwarming to know that our efforts have made a positive impact on your learning journey. We hope to continue adding value to your investing journey. 🤝
Loved it!!!!! Really appreciate your efforts....Thanks SOIC team....
Thank you so much for your kind words! We are thrilled to hear that you loved our channel and appreciate our efforts. It means a lot to us to receive such positive feedback. Thank you for being a part of our community and for taking the time to show your love and support. We truly appreciate it!🙏🏻
Thank you Ismohit, SOIC videos are like treat for weekend . 👍
Holding 15% of my portfolio @Banks n NBFC
We're glad to know you find value in our content. Our team at SOIC is committed to adding value to your investing journey, and we look forward to providing you with more educational resources in the future. 🤜
Private sector banks look to be going through a period of regulatory actions (especially HDFC, Kotak) and will take at least 1 year from now to stabilize and grow from there. In my view one should think of SIP in such stocks over a period of next 2 years can fetch good returns. Also, it might happen that RBI will cut rates going forward, which will impact the bank sector as lowering interest rate scenario is not in favor of banks due to NIM contraction. It may happen that, it might take more than 3 years to see strong growth in banks.
Good time to discuss this sector
Great informative and valuable video keep going SOIC❤💯
Thank you so much for your kind words and support! We are thrilled to hear that you found our video informative and valuable. We are dedicated to creating high-quality content that resonates with our audience. We hope to continue adding value to your investing journey. 🤝😃
Today SBI given great number and profit after tax 1 trillion by this 2024 2025 financial years.
Great and all the best for this bank
Excellent video!! Definitely loved it :-)
Thank you so much for your kind words! It's wonderful to hear that you enjoyed the video and had a positive experience. We hope to continue adding value to your investing journey. 🤝
You should have included Idfc First Bank in your analysis ,It is growing very fast
Soic at its best, cycle will turn n banks will comeback.. maybe after 1/2/3 quarter depend on market participants intrest..
Please make a video on defence sector value chain
Hi, SOIC4 coupon is not working.
Kindly, make video on Capri global and choice international
I added membership with u..thanks
Thank you for your continued support. We're glad to add value to your investing journey and hope you keep learning with SOIC. 😃🤝
Any plans to conduct an investor meet-up in Mumbai?
Loved it Paaji ❤ Superb analysis....I wish IDFC First Bank should have been included. Thanks.
We're glad to hear that you loved our analysis.Your feedback means a lot to us and we're grateful for your support. If you have any other suggestions or feedback, please feel free to share them with us. Thank you again for watching and taking the time to leave such a positive comment. We appreciate it!🙏🏻
Awesome
always dependable and best analysis.
We are thrilled to receive such a wonderful appreciation! It truly means the world to us to know that our efforts have been recognised and valued. We hope to continue adding value to your investing journey. 🤝
Thanks Ishmeet,
pl make a similar vedio on second line pvt banks...
Ishmohit i regret that i didn't get your channel recommendation early .
Thankyou for your kind words and appreciation.🙏🏻Thank you for watching our videos. 😃 We hope to continue adding value to your investing journey. 🤝
Excellent commentry paaji 😊
IMO such high p/b will be history and many will never achieve that. Global banks r cheap
Very informative video like always❤️. Can you do video on technology industry which is no one is talking about right now but future is a lot and discuss some of the stocks like tata Elxis, LTTS, Infosys, TCS and others which are worth looking at thank you 🙏
Thank you so much for your kind words and appreciation! We'll keep them in mind for our future content. 😃 We hope to continue adding value to your investing journey. 🤞
I think banks will be derated further when NIMS will be lower for 3-4 quarters as rate cuts will happen..
Why a huge difference between GNPA AND NNPA in case of Ujjivan SFB? Is that due to large provisionong?
Hi Soic, Can you make a video on Bandhan bank, city union bank and ujjivan small finance bank?. I see a lot of PSU and nbfc are giving good return whereas these 3 stocks are struggling
Sat Shri akal veer ji❤
Proud of you
Paji is next Warren buffet❤
Thank you for your continued support. We're glad to add value to your investing journey and hope you keep learning with SOIC. 😃🤝
Lots of love and one more brilliant video❤s
We are absolutely thrilled to hear that you've enjoyed our videos. We hope to continue adding value to your investing journey. 🤞
One of the loveliest Chanel
Thank you for your continued support. We're glad to add value to your investing journey and hope you keep learning with SOIC. 😃🤝
Arman finance and Union Bank of India is missing. I think they are also doing well.
That 's the sector for next boom run, get ready take a seat
How about Manappuram finances and it's micro finance arm "ashirvad finance"
Bandhan and IDFC are missing, please include that also.
Superb research…thanks a lot
Thank you for your kind words! We are thrilled to hear that you found our research to be superb. We put a lot of time and effort into ensuring that our work is thorough and accurate, so it means a lot to us to receive such positive feedback. We hope to continue adding value to your investing journey. 🤝
Excellent. analysis....
Loved it.....
Thank you so much for your kind words and appreciation! We're thrilled to hear that you loved our analysis. We put a lot of effort into providing detailed and insightful content, so it means a lot to us that you enjoyed it. Your feedback motivates us to continue delivering high-quality work. We hope to continue adding value to your investing journey. 🤝😃
Hi..
Very good detailed analysis...thanks
Thank you so much! We're thrilled to hear that our analysis was helpful and detailed. It's always our goal to provide the most accurate and informative responses possible, and it's great to know that we've been able to achieve that. We hope to continue adding value to your investing journey. 🤝🙏🏻
Hi, Genera;;y the P/B of NBFC are higher, kindly guide on the same. With interest going down whenever in 2024 the P/B will increase
Best analysis sir🙏🙏.
We're glad to know you're enjoying learning from our content. Thank you for watching our videos. 😃 We hope to continue adding value to your investing journey. 🤝
is icici also undervalued like the other banks?
Pranam sir 🙏 sir stock scan mai trend twist se entry kaise lete hai explain
Bank to fir bhi sahi hai Bajaj Finance kaise itna low PB par trade kr sakta hai .
Future Growth thoda kam hai lekin vo bhi to bahut hi hai
very Informative Video, Like to learn more from you, expecting some more discounts on your course fees..
Thankyou for your kind words and appreciation.🙏🏻
For any information regarding our courses and membership, please email us at info@soic.in We’ll get back to you at the earliest in 24-72 hours.
Just remember before investing that lending is a risk business.
Man, fantastic job with the video ❤
We're happy to hear that our content is helping you learn. We appreciate you viewing our videos. 😃 We wish to keep enriching your investing experience. 🤝
Love and appreciate your work
Thank you so much for your kind words and appreciation of our work on our channel. It means a lot to us to hear that you love and appreciate what we do. We hope to continue adding value to your investing journey. 🙏🏻
what is USFDA Movement for sector, means ?
I think, Axis and SBI should be re rated. I expect them to outperform ICICI n HDFC
Bonus- one interested defense company that SOIC is studying Zen technology.
Do your own research before taking any call.
I just gave you the starting point.
Hope it will help
Please make an analysis on Bandhan Bank
Sir aapne IDFC bank include nahi kiya