18 Months for an NPA to be categorized as Substandard Asset was as per RBI notice effective from March 2001. This was further tightened with effect from March 2005 to 12 months.
this is the real internet lecture coz he is not reading the sentences which comes on screen as we see I'm many cases.. actual main sir aap samjha rhe hain that what is the real concept thank u sir thank u for the real teaching which should be..
It was really great and diverse perspective on NPA and sir also launch new lesson with recent development and recapitalisation and govt initiative ...Keep it up...
according to ramesh singh... there is no limit for loss assets as 36 months +.... when assets remain npa for more than 18 months it is called doubtful and when the loss has been identified by auditors or rbi inspection it is called loss assets
You know English Very well and all of the viewers who can understand your lecture with 90% English can also understand the lecture if it is in 100% in English. But the Usage of 10% Hindi words disfavour South Indians who does not know Hindi. It will be of immense help if the content in provided fully in English. ( A KIND REQUEST FOR ALL THE TUTORS FROM NORTH INDIAN TUTORS )
Thanks Ayush for such clear insights. Just one thing I didn't understand is that, there came reforms for handling NPAs but not for deciding/recommending the strong collaterals. Any specific reason to this?
Thnx so very much for your awesome lessons sir.just one request please do something for economics as an optional...Some suggestions or guidelines anything which you may think gonna help students with the eco optional. HUMBLE REQUEST.
I have a doubt in the lecture- Aren't the sub standard assets those who have remained NPAs for less than or equal to 12 months? Please help. Thank you so much.
Information is not updated.......definitions for substandard asset,doubtful and loss assets are changed...,...check and correct it as u kept in public platform......
nice video..the fundamental has and will remain the same, they will just repackaging the same old. the bottomline is that the taxpayers will finance the recapitalisation, no matter what ghe new scheme is. Similar schemes are followed throughout yhe world like US TARP and recapitalisation in europe
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18 Months for an NPA to be categorized as Substandard Asset was as per RBI notice effective from March 2001. This was further tightened with effect from March 2005 to 12 months.
Excellent introduction and explanation of NPA. Ever since I heard this term in media I was trying to find a good source. Thank you Ayussh.
This teacher is the living legend.
This is so smooth and simple to understand🙏🏻Thankew sir
You make economics sound easier to grasp for a person like me who is a bit alien to economic jargon. Thank you for uploading your lecture.
words would fall short to thank you....I have become a fan of your teaching skills:-)
this is the real internet lecture coz he is not reading the sentences which comes on screen as we see I'm many cases..
actual main sir aap samjha rhe hain that what is the real concept
thank u sir thank u for the real teaching which should be..
It was really great and diverse perspective on NPA and sir also launch new lesson with recent development and recapitalisation and govt initiative ...Keep it up...
very good clarity about the concept plus nice skills to deliver it
u explain so clearly.. ! in lay man terms.. awesome teaching..!!
Thanks Ayush !!
Higher RoI of your lessons than books in proportion of time invested
Excellent very nice way of teaching sir
Now, this is something! An awesome lesson.
according to ramesh singh... there is no limit for loss assets as 36 months +.... when assets remain npa for more than 18 months it is called doubtful and when the loss has been identified by auditors or rbi inspection it is called loss assets
Great video. Awesome. Now I can proudly say that I know something about NPA, not sth but very much. 👍👍👍👍👍
best educator on unacademy till now!!!!
Precise and to-the-point details. Thanks
Thank you sir ....All doubts are cleared regarding NPAs
nice explanation in very simple language.... thank you very much sir...
You know English Very well and all of the viewers who can understand your lecture with 90% English can also understand the lecture if it is in 100% in English. But the Usage of 10% Hindi words disfavour South Indians who does not know Hindi. It will be of immense help if the content in provided fully in English. ( A KIND REQUEST FOR ALL THE TUTORS FROM NORTH INDIAN TUTORS )
JERRY that's the same thing I have been pleading.....
He has said anything exclusively in hindi,,,he was just translating his couple of lines in hindi.
P.S. with plural nouns u should use "do" not "does"
Think about all .....Macro view
Datt jo
Thaks for comment regarding this as I am facing very difficult to understand Hindi
Very understandable, much appreciating
I appreciate your grip on core concepts.
Thank you sir. Great work from you. Looking forward to learn more from you .
You are awesome bro. Thank you so much.
Big big thank you Sir. 🙏. Superbly explained.. Awesome Sir!
Thanks sir you make it very easy to understand.
This was actually a very good video.thank you!
Thank you so much Sir... The video is worth watching
can we use loss asset and bad debt inter-changebly or is there a difference since both are eventually written off.
Great work sir.. Thank u... 👏🙏
thanku sir
it help me lot to improve my knowledge about npa's concept and classification of assets
thanks a lot for all clarity ....well explained !
Privileged to know both Hindi and English..... 😊
Excellent explanation sir...
Thanks Ayush for such clear insights. Just one thing I didn't understand is that, there came reforms for handling NPAs but not for deciding/recommending the strong collaterals. Any specific reason to this?
very well explained , so easy
but many conditions changed so
pls make a fresh video. thanks
but sir why do we need small finance bank if we already have a priority sector lending in all banks?
sir please make videos on prompt corrective action and bankruptcy and insolvencies and their impact on Indian economy and solutions to recover.
Thnx so very much for your awesome lessons sir.just one request please do something for economics as an optional...Some suggestions or guidelines anything which you may think gonna help students with the eco optional.
HUMBLE REQUEST.
Thank u so much sir ...it's really usefull for me ☺
This was such nicely explained. Thank you
Make it for all sir.. Continue total calss english language.. Then it is usefull for all aspirants
Thank you Sir.
You explained it really well.
thanks for provided knowledge. can u help us how to find out under script which trendline to check
In the lecture where sir said 18 months it is to be assumed 12 months acc to latest rbi guidelines
pavan j yeah 12 months for sub standard assets and 18 months for doubtful assets
Well explained . Can you do everything about NBFCs please with types based on nature of business .
Amazing Video Sir.
Would love to hear your Views On the FRDI bill which the Govt is trying to get pass in the parliament.
Powerfully presented...
How do the ARC's like Edelweiss, Srei Finance work? What is that 15% thing?
thanks sir, plz make another video/imp topic for us.......
sir if it will be in slide mode it will help a lot. but sir remember one thing again I love eeeeeeeeee your teaching method and you very much
Osm...understandable to great extent
It's not 18 month ,it's 12 month
Now it is but at first it was 18
So,it takes 18 months for an NPA to be termed as a doubtful asset??
Hello,
Sir can you please talk on the topic of early Warning signals (EWS) and Red Flag accounts (RFA), Credit Monitoring.
sir, if possible please do a lecture on intellectual property rights (ipr) bali ministrial conference norms
What new small banks have to do with NPA's here? I don see any relevant connection
I have a doubt in the lecture-
Aren't the sub standard assets those who have remained NPAs for less than or equal to 12 months?
Please help. Thank you so much.
Yes I have the same doubt!
Yes...
Yup...
What should we write for the question..explain in details the management of non performing asset of a bank
Loved it🤗
Excellent sir
sir 90 days+ 18 month=sub standard asset or 0-18moths= sub standard asset
Sir the video was very enriching.thank you so much. Plz tell me if ARC and Bad banks are in use now? Regards.
Mallya....He's fooling people!! That cracked me up. Nice explanation. Thankyou.
excellent sir
Information is not updated.......definitions for substandard asset,doubtful and loss assets are changed...,...check and correct it as u kept in public platform......
I thoroughly enjoyed your lecture but sir I did not get(idk if u told) the difference between ARC and bad banks
Sir ye npa hota kyu h jb bank already uske bdle koi security rkhti h to use sell krke uski recovery kyu nhi kr leti
What does IBC deal with?
Thank you Soo much ...
East or West sanghi sir is best
How does NPA "MPACT INSURANCE COMPANIES "
Sir, kindly make a lesson on PAYMENT BANKS and SMALL FINANCE BANK
18 months sub standard asset
36 months doubt full asset
36+90 days Loss asset
Always the best
Whether govt account will become NPA?
18 month ko Apne substandard assets Kaha hi??
Sir, can u please start lecture for net jrf commerce... Whole syllabus
GREAT VOICE...
Make a video on financial market😊
IS IT 12M OR 18MONTHS ??? I THINK CORRECTION REQUIRED
Thankyou Sir.
Good Job!!
sir isn't it 12 months instead of 18 months?? correct me if iam wrong.
yes thats what is on RBI website as well
thanks sir ☺
nice video..the fundamental has and will remain the same, they will just repackaging the same old. the bottomline is that the taxpayers will finance the recapitalisation, no matter what ghe new scheme is. Similar schemes are followed throughout yhe world like US TARP and recapitalisation in europe
Is any one have npa dissertation thesis master's level with reference to any Indian banks
Thank you sir..
Is the Title wrong ?
SIR.....ADD SOME MORE VIDEOS ON ECONOMY RASH COURSE
Simple and super
thanks a lot
Thnk u so much sir
Thanks sir
Thank you
Sir English plz..... Good lecture, but explain the whole in English. So that all of us can be benefited.
what abt PARA..?
Sir give datails about sbi rinn samadhan scheme ...
OSM SIR !!!!
Sir plz provide PDF 🙌