ISANG TRABAHO PERO MALAKI SAHOD | BUHAY SA CANADA

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[@krystalcydeelarita2201]

Thank you for watching! Please don't forget to LIKE & SUBSCRIBE
For collaboration
📧 : [e-mail]
Facebook page : facebook.com/profile.php?id=100067643301031&mibextid=LQQJ4d
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[@shereen2k9]

Hello Krystal & Marvin... Ur so lucky na mga bata pa kyo at alam nyo na mga gusto at plan nyo sa buhay. Mahaba pa at maraming time pa kayo unlike us mga late 40s na kmi. Im very sure na after few years magiging maganda buhay nyo at yayaman kyo🙂...basta stick lng kyo sa goals nyo..Gudluck & Godbless.

[@iscocruz6]

Enjoy lang sa eat all you can!

[@albertpablo4166]

Pa share naman po ng resume ni sir marvin

[@chefarabovlogalex5811]

Enjoy po

[@krystalcydeelarita2201]

Şalamat po!

[@abd12081]

From experience, ensure that you have a down payment of at least 20% when you buy a house, to ensure your monthly payments of mortgage/property taxes and home insurance are within your budget, especially with the current interest rates.

[@krystalcydeelarita2201]

Thank you po sa advise 💕😊

[@user-of3rv5yz3x]

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Hindi po ito maadvise ko. Kung wala kang 20% discount at nag rerent ka lang, mas okay mag bayad ng CMHC mortgage insurance. Kasi habang nagiipon ka ng pang 20% down mo, you are paying other people's mortgage by paying rent. How long will it take (realistically) to save 20% of downpayment? Sa 500k na bahay, 20% is 100k. Months? Years bago mo yan mabuo. Eh kung 5% ang down mo, 25k lang yan ng 500k, at 5% mortgage interest rate at 4% mortgage insurance premium rate, you will only pay 19k over 25 years total mortgage tenure. Why will you continue renting let's say rent is 1k per month and let's say 2 years (2 years mabubuo na ung 100k down mo), that's 24k rental payment, which is more than the CMHC mortgage insurance na ayaw mo bayaran kasi gusto mo hintayin mabuo ung 20% pang down. Well, to each their own naman.

[@filipinomixer]

Ate it's all about income to debt ratio. Minimize eating out. If you decided to eat out find a good deal. God bless you.

[@krystalcydeelarita2201]

Thank you po!😊

[@mrslourdesalano952ndmis8]

Hello Krystal and Marvin hanga ako sa inyo marunong kayo sa buhay at may plan . GOD IS good at masikap at matiya kayo kaya darating ang araw magiging successful kayo. Adv congrats ro Marvin.GOD BLESS u both.

[@macdoovher1482]

Ganda ni mam

[@krystalcydeelarita2201]

Halaaaaaa thank you po🥹💕

[@carmenlu1839]

Yummy 😍

[@krystalcydeelarita2201]

Thank you po💕

[@carmenlu1839]

@@krystalcydeelarita2201 You’re welcome 😍

[@denhenry239]

Sa ibang araw nalang balik kayo sa Buffet

[@krystalcydeelarita2201]

Hehe na invite lang po kami sa bday kaya nasa buffet po kami hihi