I thought this video was going to be duplicative of others I have watched, I was wrong - much better and more comprehensive attention to important gotchas! Many thanks.
I just turned 65 last July ~ was on disability and MA~ I guess they had me on some kind of advantage plan. That ended last month. But I still get “extra help. “ That’s all going to end in January . So I’m looking for a new plan for the part D I already have the other parts figured out. I don’t have much in the way of meds, but I want to make sure that I am covered just in case I get cancer or some other catastrophic illness ~ I am not prescribed anything currently and I don’t have any diagnoses, but what kind of plan would give great coverage for the unforeseen needs?
Hey there! Great question! It is hard to pick a Part D plan that will cover unforeseen drugs. The good news is that getting "extra help" creates a quarterly enrollment opportunity that allows you to switch Part D plans through the first 3 quarters of the year. Please call our office if you would like us to help you review the available plans. (614) 448-1834
Can you answer this question for me? I have one Tier 2 and one Tier 3 drug. According to the Tier Chart: The Tier 2 drug says $5 copay - Generic The Tier 3 drug says 25% - Preferred Brand Where it displays the cost of drugs per each month, I am paying full retail price until I hit my deductible and then I am paying a reduced price.
>>> Where/when does this $5 copay and 25% co-insurance come in to play ?
Great question! It depends on the plan you are looking. In general, the deductible applies to specific tiers. Please call our office if you would like us to dig into the plans with you. :)
![[2025] Medicare.gov Prescription Drug Plan Review by Suzanne McClain of NUMA](http://i.ytimg.com/vi/Q8aRFfhr83Y/mqdefault.jpg)
![[2025] Medicare.gov Prescription Drug Plan Review by Suzanne McClain of NUMA](/img/tr.png)
I thought this video was going to be duplicative of others I have watched, I was wrong - much better and more comprehensive attention to important gotchas! Many thanks.
awww... thanks!
Excellent detailed explanation of Plan D choices.
Glad you liked it
I just turned 65 last July ~ was on disability and MA~ I guess they had me on some kind of advantage plan. That ended last month. But I still get “extra help. “
That’s all going to end in January . So I’m looking for a new plan for the part D I already have the other parts figured out.
I don’t have much in the way of meds, but I want to make sure that I am covered just in case I get cancer or some other catastrophic illness ~ I am not prescribed anything currently and I don’t have any diagnoses, but what kind of plan would give great coverage for the unforeseen needs?
Hey there!
Great question!
It is hard to pick a Part D plan that will cover unforeseen drugs. The good news is that getting "extra help" creates a quarterly enrollment opportunity that allows you to switch Part D plans through the first 3 quarters of the year.
Please call our office if you would like us to help you review the available plans. (614) 448-1834
I would have no trouble having the doctor change it to a generic that I can pay less for.
Yes, as long as it works as well for you.
Goodloveblessyoumadam
Can you answer this question for me?
I have one Tier 2 and one Tier 3 drug.
According to the Tier Chart:
The Tier 2 drug says $5 copay - Generic
The Tier 3 drug says 25% - Preferred Brand
Where it displays the cost of drugs per each month, I am paying
full retail price until I hit my deductible and then I am paying a
reduced price.
>>> Where/when does this $5 copay and 25% co-insurance come in to play ?
Great question!
It depends on the plan you are looking.
In general, the deductible applies to specific tiers.
Please call our office if you would like us to dig into the plans with you. :)
Advantage plans are crap