Prepaid debit card reviews | Consumer Reports
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- เผยแพร่เมื่อ 29 ก.ย. 2024
- More and more people who don't have bank accounts are using prepaid debit cards. Consumer Reports checked out 26 cards and finds some winners and some losers. Get more free financial advice: bit.ly/14j4RzY
PrePaid cards ... Perfect example of why I prefer cash. No BS hidden fees. A swipe fee?? What creative, greedy, jerk came up with that nonsense? Cash is still king.
NGMonocrom well if you're an owner of a successful business, you can shove everything into a good credit union. They'll give you big reward points for free vacations like cruise trips, hotel visits in other countries, hey, maybe even tech at best buys or such places.
Only problem…which I am running into is I need to rent a hotel room. They said credit card is mandatory. Which I understand and usually I’ll just give a family member the cash and they will use their card. But with Hotels they want a credit card matching the name of the reservation occupant. So now I have to go get a card I will
Go for a traditional bank account just meet the criteria to get all fees waived
I DON'T LIKE THIS CARD AS IT WAS GIVEN TO ME AS A GIFT AND I WANT TO CANCEL IT BUT CAN'T TALK TO ANYONE!!!!! WHAT'S THAT ABOUT?
whats a good pre paid debt card? that only charge you one time. no money charge when you use it or a month fee like the green dot card. Someone give me advice?
None, that would be a Bank Account.To use it with out being charged fees
Green dot has no customer support, once you buy it you are fuck even if you can't have it registered.
For as much as it is criticized I love this card because I'm a Latino minority in the native American community and it's a electronical source of payment to get all the online only deals
Do not buy Green dot cards unless U have a good amount of money to throw away .is a total rip off or scam .and if U need to actually contact someone for help good luck if U do manage to speak to someone it's a foreign voice not understandable. .so save U money avoid getting ripped off with this card
TRUE.
Trying to get20.00 dollars from them now- glad I only put twenty dollars on the card.
Bull crap. At NetSpend, with Direct Deposit, you only pay a $5.00 a month maintenance fee. And that's IT. NO per swipe fees. AND you get a FREE $10.00 overdraft so if you miscalculate and overdraw your card by $10.00 or less you WON'T BE CHARGED ANYTHING! Compare that with a brick and mortar bank, where if you overdraw JUST ONE PENNY, they'll charge you over $30.00 for an "overdraft fee", and THEN start charging you $8.00 PER DAY until you cover that overdraft! If you are on a fixed income, by the time your direct deposit shows up, you could be BROKE by the brick and mortar bank....
how do they recieve the 10$? from the money i put on it?
It isn't a free $10, it's a free OVERDRAFT of $10 ....in case anyone misunderstood..."FREE" as in they don't charge you any fees for overdrawing your card $10 or less...
I love how people call me names....I guess because I don't give banks my money....whatever.....I pay a $5 fee each month..wow....I'm really giving my money away ....I'd rather pay a $5 a month fee and not have to worry if my math is spot on than risk having to pay all those fees a BANK charges.....
you said u pay 5$ monthly so where do u go to pay the 5$ or do they take it from your card when you reload?
If I could open an account at a credit union I would, dumbass, but you have to be a member of some odd group in order to do that, *bitch*....
Do not use cash plus it's a scam you have been WARNED
THANK YOU FOR THE HEADS UP.
Account now is a scam and Green Dot bank does not exist...it is a call center in India and phillipines
WHAT! KROGERS SELLS THEIR CARDS AND SHOULD BE RESPONSIBLE FOR PEOPLE LOSING THEIR MONEY AND IDENTITY .
Or use regular debit card!
Nobody likes dealing with debt from the bank.
rkhrahmani
These cards are for people who can't get a regular checking account.
Nun Ya
rkhrahmani y you can stay like that and my World I'd rather not have the money and don't purchase price for you know bankroll to Tommy and the account
all fees avoided IF you use it 30 TIMES a month
wow wow wow
is that a good thing ???
wallmart premium visa card i feel is the way to go ... direct deposit from employer for free , no per use fee and as long as you put $500 on it per month : don't have to leave it on there just load it and then spend it were you want { easy with direct deposit then there is no maintenance fee}
i have used it for over 3 years now and not one issue ever
This card is the biggest fraud there is. Can't even reload unless you have other card tied into yours. They charge ridulious fees for everything you're better off with cash or other card.
Except there are hundreds of different companies that do cards like this, and it doesn't affect your credit score
Which card are you referring to?
I have the green dot debit card in the cash app debit card the cash app debit card has no fees And I also have a Dave debit card and I also have the
I have two primary cards: AccountNow and Mango. Each has its pros and cons versus the other. The only other debit card (stand alone) that I've had is Netspend (rarely used).
Note: If your card doesn't have Direct Deposit as a free feature don't bother with it. Don't go to ATMs. Go to Walmart for small amount of cash ($100 or less) and you won't be charged outlandish ATM fees.
AccountNow is one of the more established companies so they're not a fly by night company. I've been with this since 2006 but didn't use the card until I got my Income Tax direct deposited on it. and has been active since. I don't have a monthly maintenance fee (guess because I've been with them for over a decade) and a swipe fee of $1 per use. There are plenty of ways to load money on your card with AccountNow such as GreenDot, MoneyGram and Walmart (you can load money at the register with a swipe). You can also go over by a couple of dollars if your account is low and not get charged a fee. Their biggest con is CUSTOMER SERVICE. The people are friendly (bless their hearts) but I have yet to talk to someone from the United States. I can see how this maybe frustrating for some who are trying to make points about the issues with their card but the person you are talking to can't seem to grasp it the way you want them to. Example: i had an issue with someone using a scanner on my card and took my money off my card. I contact them about trying to get a new card after the other one was misplaced and the customer rep could barely understand what I was trying to tell her
Mango Money has a savings account attached to their card with an interest rate of 6% if you Direct Deposit at least $500 a month on the card and the balance is under $5000. There is a $3/month fee and a $1/swipe fee. The biggest disadvantage for me with this card is the lack of places to load the card compared to AccountNow
If you are looking for a card to regularly use every day I would recommend AccountNow because they have more options as far as reloading.
Mango's biggest plus is that 6% saving account attached to it so it would be great for people who receive monthly benefits or a regular paycheck if they can't get a regular checking account. Would also recommend it for students as a starter checking/savings account.
Do I have to use my SSC to active it
Diabolic Ernie Thats how there steal your money i cancel out my card today i had english guy pick up this time
Cash
Green dot sucks
Still a rip off!
chase liquid is the best
I really dont understand Prepaid cards...Why would you choose this instead of Debit/Credit? What is the big deal?
I wish I can get a depit card but my mom says that until I get older and am 12 bruh=_=
I need to unblock my prepaid Green Dot card I need to submit a picture of my ID I need the place to submit it to thank you
So you can buy stuff online with this right?
would a american express serve be good
Just open a under 19s account
This is why I don't use this cards
no-name brand cards?
Do these cards have pin numbers. Sorry if that sounds like a dumb question, but its my first time looking into this.
Yes most of them will require a 4-digit number aka a PIN number
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Netspend has 2 types of accounts, the "Pay as you go", that you mentioned, but even that fee plan can be changed to only $9.95 a month where it won't charge you each time you use the card and it's a flat fee each month. There is also NetSpend Premier, which only charges you $5.00 a month with Direct Deposit. I think if you're going to report on something you should do it fairly. And use ALL of the facts, not just the convenient ones...
Taz Mage Netspend is free
Taz Mage
Consumer reports is a joke.
Do I need to load my prepaid card first to set the payment method in App Store and google play? Because whenever I enter the card info it always decline. My prepaid card is VISA.
If the funds amount isn't enough, that's obviously the reason why
how much time it can be use
Forever
In the UK, I use the 'pockit card' ... 99p to take out.
I'm thinking of getting this card. Does it work well shopping online? What happens if you try to take out two much money/Try to pay to much money with the card?
golden Mining I only can tell you through experience. So far I used it online with Amazon, and boots well. You cannot connect it to paypal, although I actually never tried. It is now contactless, so used it on the bus and any transactions under £30 with ease. I only ever added under £100 each transaction through debit card loading online with app and website (debit was quicker). Whatever you add on the card is what you can only spend, not more or no less. If you have £100 in the pockit card, and make a transaction of £110 it will decline like credit cards, it cannot take extra money from anywhere. I made part payments with it if I paid by cash than use this pockit card to pay off remaining balance. The only issue is how long it takes for the card to arrive, and calling their customer service. It takes two weeks for my card to arrive (I did not need documents, but some may need to send it for verification). The customer service takes long to answer by phone, the calls are expensive waiting for them to pick up!. Emailing them is okay but if they improve their telephone service It would be 100% for me.
I joined Pockit earlier this year and have been using it quite a bit. I'm also in the UK, so I was happy to find a company like Pockit. Sad to hear that you can't link it with Paypal, though as I shop on eBay quite a lot as well.
I say the credit card number