I got to start over financially at age 43, I'm in 90% stocks now and 10% exchange-traded REITs. Honestly, I'm fine with it. At retirement I plan to switch over to all dividend stocks and just live off the income, not caring a whit about what the day-to-day prices in the market are.
@andyvern used to dabble in stocks, but kind of gave up on the whole idea cos of constant crash, would you mind if I look up your advisr please? need help really to revitalise and set the right investments
@andyvern thanks for sharing! just inputted her full name on my browser and came across her site without sweat, she seems impeccable.. no doubt many successful investments have been built on no more than a professional's hunch
Great overview of these midstream companies. BTW, Canadian distribution tax withholding is waived for US investors if the stock is held in a retirement account, like an IRA or Roth.
Good video. I have owned EPD for 9 years. I purchased it because it had a strong balance sheet and well covered with somewhat average but growing dividend. I am a bit disappointed that an aggressive cap x program over the years has not generated even higher returns and therefore a growing stock price. The stock trades at less than it did in 2015. I have held it however, the surprise being at tax time when year after year I have paid no or small amounts on federal taxes on it. Yes it costs me $75 to have my accountant process the K-1, but not paying federal taxes most years in my tax bracket is a big win too.
Great video, I actually own all three in a retirement account. ENB is my largest position (2.55% of the portfolio), followed by EPD (!.68%) and finally ET (1.59%) EPD and ET go ex-dividend in the 2nd half of this month and ENB goes next month, so I'll most likely be adding to all three positions in the near future.
One point you should mention is that for non US shareholders the LP companies have a huge +35% withholding tax. EP and EPD are both LP whereas ENB is not. In my case UK resident ENB is 15% withholding
I’m compiling and picking stocks that I’d love to hold on to for a few years before retirement, do you think these stocks would do better over the years? I’d love to retire with at least $2million savings. Now you gotta rely on a pretty good diversification if you must stay green. Currently up 21% and being cautious. Still better deal than letting it sit in savings or checking earning near 5% interest.
Well up at 21% in this present market is impressive. I was wondering if investing in a cumulative ETF during this next decade is a sound investment. Or is it better to invest in a distributing ETF (even considering taxes)?
ETFs are cool. My portfolio is very much diversified so it's not like i have a particular fund i invest in. You should probably copy a licensed person more so one with experience of the past bear markets. I copy a chartered financial analyst Camille Anne Hector Been quite consistent. My portfolio returned $250k in Q4
With only 350k what do expect people to do ? 10 shares of one of those stocks will not get u anywhere. 3 shares of Vanguard ETF give me a break . Forget the past of 10x stocks ! Those free money days are over ! With 350k just buy a ETF like DIVO with a 5% monthly dividend and add what u can each month.
i am envious i've been in the red for too long even before the dip but would like to ask are you giving her your money or the money stays in your account?
The K1 fear is really strange. Turbo Tax does it for you in 2-3 clicks. Yes EPD had been "late" posting it to their website the last couple of years, but still way before the deadline.
I would like to do this and I feel the fear is overblown as well. 2 things that worry me. 2-3 clicks when using taxpackagesupport to get the electronic K1 I assume. How does this take care of the change of basis each year, where your cost basis is lower each year instead of paying tax on a second distribution like a normal c corp? Also how big of a holding do you need to start ugh tax in other states to make it worth filing? Since they operate in many states, you should be filing if your stake is big enough and make a big share of profits in a state with state income tax… would appreciate some insight!
Im surprised you forgot to mention (unless I missed it) that $ET is three listed MLP’s in one stock (a mini-energy mutual fund/etf) reason I say that is because; - $ET owns $SUN (Sunoco) - one of the oldest gas station companies in the US - $ET owns $USAC (USA Compression Partners LP)- a leading LNG compression company - Both $SUN and $USAC provide awesome sometimes near 10% or more pre tax annual div yields if you buy them individually. 😁 Awesome videa, great timing as I just sold $ET stock for $IEP 🦦
Thank you for making this video, I might have to reconsider owning ET or possibly look into ENB as a pairs investment, however one aspect of their business that wasn't covered is their rapid growth rate in gobbling up smaller like companies and expanding their export capacity to supply Europe which is in need of hydrocarbons.
I own EPD and have so for around 4yrs. With over 830 shares I get over $1600.00 a year. Yes it is taxed different but in the 4 yrs of owning shares I have paid no taxes on this stock. I pay my accountant to do the K-1 tax for this stock and $65.00 to prepare my K-1 tax is worth owning this stock. I have yet to see a downside to EPD. My average price on this stock is $21.18 a share so I am still up on this stock and with reinvested dividends of 14-16 shares a quarter it just keeps building my income if I ever need it.
Great video! I looked on Seeking Alpha and they don't show either as risky. I just don't see how enb is paying those dividends if their earnings are so poor. Maybe you can comment on that.
PBA, ENB and TRP are far better than ET/EPD. Also if you want to own ET and EPD without the annoying tax headaches buy AMZA Eft it doesn't do K-1's thx god. AMZA also pays monthly but not in November or December. Still wished PBA went back to monthly dividends instead of quarterly.
EPD is better than ENB any day. Their balance sheet is better than ENB & Duncan family still owns bug stake in EPD. So even they don't let CEO to make dumb decisions cuz they don't want to lose their family wealth.
ET and EPD are Master Limited Partnerships. They can be a nightmare for taxation...and they can be taxed inside an IRA. Which can be a BIG surprise to a lot of people. I will never invest in a MLP....there are other fish in the sea.
Tax form for MLPs, mostly known K1 is not that bad to figure out how to file correctly when you file on your own, but it can be scary for the 1st time; but my main concern is, is it safer or stabler to hold a engery etf, like XLE or those any of these two?
The price-to-distributable cash flow (Price / DCF) ratio is used in valuing Midstream Companies/MLPs not P/E. Just like P/E should not be used in valuing REITs in which P/FFO or P/AFFO should be used.
ENB pays more than its EPS and bad balance sheet, EPD pays within its EPS and good balance sheet, BUT limited partnership. ET pays within its EPS and bad balance sheet, also a LP. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look.
you’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner
@@Bobhenry-c7z Such market uncertainties are the reason I don’t base my market judgements and decisions on rumours and here-says, got the best of me 2020 and had me holding worthless position in the market, I had to revamp my entire portfolio through the aid of an advisor, before I started seeing any significant results happens in my portfolio, been using the same advisor and I’ve scaled up 750k within 2 years.
@@rebeccaartgallary True, we’re only just an information away from amassing wealth, I know a lot of folks that made fortunes from the Dotcom crash as well as the 08’ crash and I’ve been looking into similar opportunities in this present market, could this coach that guides yo help?
@@VanPelt54u7fcyde57 (AMY JEAN ANDERSEN ) has helped me improve my trading skills and investment strategies, she provides entry and exit points, also recommends all the price points that I engage during trading activities. You can use something else. for me, her strategy works hence my result.
Thank you for this video. I was thinking of selling my ENB but not so fast. Are there other high dividend stocks that have long term total returns above 10% per year that 8:13 you can suggest
Only Wixpool offers good returns from investments in DEX platforms on reliable networks like Bitcoin. And I dont see the point of working with risky assets...
The K-3 is a new form that all MLPs must provide their unit holders per new IRS rules which show your MLP's international investments. Since most USA MLPs don't have investments outside of the USA it's just more useless paperwork from the IRS. Most MLPs will only send it to you if you specifically request it because it's essentially blank. Neither EPD or ET have international investments so you don't have to worry about the K-3. You just have to file the K-1 for both. Which can be daunting at first, but TurboTax can do it for you and if you have a CPA doing your taxes already then it's no big deal at all for them. EPD is pretty straightforward, but ET has several subunits which each have to be reported separately so it's definitely more time consuming.
Yesterday I bought 200 shares of EPD. Today I saw this video and crapped myself. I do not know why ‘MP’ did not register in my mind, but I never want a dividend from an MLP again. I heard you say form K and I immediately sold my shares. I will just have to search harder for a 2 5 8 11 payor. I had Verizion but it kept going down and I took my loss and bought ENB to replace it.
@@wewhoareabouttodiesaluteyo9303 Well, I might get forms sent in March or April long after I file taxes but I have no income from them. I just have a 20 buck short term loss. They can send the forms, but I will tell IRS they are not Material.
@@chrstdvd Yeah, that is one thing. I hate keeping track of forms. I look very closely to see if a stock is an LP. And to add onto your post. You could even get forms way back into the end of September and early October near the extension deadline (has happened to me). Glad I had that experience.
The way you speak . . . Like complaining. How are you going to give the Canadian company the check for taxes!!! Lost all credibility for not mentioning how MLP dividends are taxed. Fail.
ENB pays more than its EPS and bad balance sheet, EPD pays within its EPS and good balance sheet, BUT limited partnership. ET pays within its EPS and bad balance sheet, also a LP.
Don't let the K-1 scare you away. If fact it has always been good for me. It is very easy to deal with at tax time, and I have never had to pay taxes on my dividends because as a partner you also get the benefit of depreciation on company assets. MLP's are awesome! Keep them forever-you won't regret it!
Horrible! NEVER AGAIN! These companies have all the help in the world and they still get it to me two...TWO WEEKS...before the extended deadline date. Not worth it for me.
@@richardjackson5580 Not if I have to put in the extra time to track down the forms and nearly miss the extended tax deadline! I would rather be paid by dividend stocks where everything comes in by the first tax deadline and so everything is squared away. I guess "free money" worth is subjective, depending on the amount you expect to receive from a LP. The amount I was getting back was not worth it.
So I've never had one of my MLP's not get the K-1 to me by April 1st. In addition, you can download a copy of it from the company website in late March. There are only 2 boxes on the form that you have to transfer to your tax return. The tax benefit is significant with as little as 75 shares. The only downside to a MLP is that you can't hold them in a retirement account but that is negated by the tax-free benefit from depreciation of company assets. Its a win-win. There are plenty of TH-cam videos on how to handle them at tax time. You do yourself a disservice by not fully investigating them. It's very hard to beat the dividends they pay!
@@richardjackson5580 Nope. The three that I had ONE came just after the April deadline. The other two came like two weeks before the extended deadline. There was no actual way to see them on the website because the dates were "expect these documents to be on this website around the end of September." Then I had to call in to figure out how to navigate the site they were on. It was a mess. I mean if you think you are getting a good experience with them, that's great. I had a horrible experience with them. And I still have to wait and see if the IRS is going to audit me for some reason because I did not fill out one of my past tax returns right because of it.
I got to start over financially at age 43, I'm in 90% stocks now and 10% exchange-traded REITs. Honestly, I'm fine with it. At retirement I plan to switch over to all dividend stocks and just live off the income, not caring a whit about what the day-to-day prices in the market are.
@andyvern used to dabble in stocks, but kind of gave up on the whole idea cos of constant crash, would you mind if I look up your advisr please? need help really to revitalise and set the right investments
@andyvern thanks for sharing! just inputted her full name on my browser and came across her site without sweat, she seems impeccable.. no doubt many successful investments have been built on no more than a professional's hunch
Great overview of these midstream companies. BTW, Canadian distribution tax withholding is waived for US investors if the stock is held in a retirement account, like an IRA or Roth.
Good to know
Thanks for the info
Thank you for covering ET I've owned it for over a year and it's been great for me
Good video. I have owned EPD for 9 years. I purchased it because it had a strong balance sheet and well covered with somewhat average but growing dividend. I am a bit disappointed that an aggressive cap x program over the years has not generated even higher returns and therefore a growing stock price. The stock trades at less than it did in 2015. I have held it however, the surprise being at tax time when year after year I have paid no or small amounts on federal taxes on it. Yes it costs me $75 to have my accountant process the K-1, but not paying federal taxes most years in my tax bracket is a big win too.
EPD is my number one holding in my brokerage account.I also have a little ARLP .I keep mostly MLPS in my individual account. Happy investing/stacking.
Likewise. EPD is one of my largest holdings. Overall, I’ve been very happy with it.
Great video, I actually own all three in a retirement account. ENB is my largest position (2.55% of the portfolio), followed by EPD (!.68%) and finally ET (1.59%) EPD and ET go ex-dividend in the 2nd half of this month and ENB goes next month, so I'll most likely be adding to all three positions in the near future.
My tax preparer charges a little more because of the K1 form, But the high dividends definitely make up for it.
EPD lists my distributions as return of capital. I'd love to see a video discussing ROC and what it means for us dividend investors.
One point you should mention is that for non US shareholders the LP companies have a huge +35% withholding tax. EP and EPD are both LP whereas ENB is not. In my case UK resident ENB is 15% withholding
Even if W-8 BEN form is filled or now in UK its different?
I hope everyone has a great weekend
I’m compiling and picking stocks that I’d love to hold on to for a few years before retirement, do you think these stocks would do better over the years? I’d love to retire with at least $2million savings. Now you gotta rely on a pretty good diversification if you must stay green. Currently up 21% and being cautious. Still better deal than letting it sit in savings or checking earning near 5% interest.
Well up at 21% in this present market is impressive. I was wondering if investing in a cumulative ETF during this next decade is a sound investment. Or is it better to invest in a distributing ETF (even considering taxes)?
ETFs are cool. My portfolio is very much diversified so it's not like i have a particular fund i invest in. You should probably copy a licensed person more so one with experience of the past bear markets. I copy a chartered financial analyst Camille Anne Hector Been quite consistent. My portfolio returned $250k in Q4
With only 350k what do expect people to do ? 10 shares of one of those stocks will not get u anywhere. 3 shares of Vanguard ETF give me a break . Forget the past of 10x stocks ! Those free money days are over ! With 350k just buy a ETF like DIVO with a 5% monthly dividend and add what u can each month.
i am envious i've been in the red for too long even before the dip but would like to ask are you giving her your money or the money stays in your account?
I have complete conttol of my account. That's the ideal for copy trading. My account only mirrors her trades in real time.
Holding Energy Transfer
The K1 fear is really strange. Turbo Tax does it for you in 2-3 clicks. Yes EPD had been "late" posting it to their website the last couple of years, but still way before the deadline.
I would like to do this and I feel the fear is overblown as well. 2 things that worry me. 2-3 clicks when using taxpackagesupport to get the electronic K1 I assume. How does this take care of the change of basis each year, where your cost basis is lower each year instead of paying tax on a second distribution like a normal c corp? Also how big of a holding do you need to start ugh tax in other states to make it worth filing? Since they operate in many states, you should be filing if your stake is big enough and make a big share of profits in a state with state income tax… would appreciate some insight!
Im surprised you forgot to mention (unless I missed it) that $ET is three listed MLP’s in one stock (a mini-energy mutual fund/etf) reason I say that is because;
- $ET owns $SUN (Sunoco) - one of the oldest gas station companies in the US
- $ET owns $USAC (USA Compression Partners LP)- a leading LNG compression company
- Both $SUN and $USAC provide awesome sometimes near 10% or more pre tax annual div yields if you buy them individually. 😁
Awesome videa, great timing as I just sold $ET stock for $IEP 🦦
Thank you for making this video, I might have to reconsider owning ET or possibly look into ENB as a pairs investment, however one aspect of their business that wasn't covered is their rapid growth rate in gobbling up smaller like companies and expanding their export capacity to supply Europe which is in need of hydrocarbons.
Wow! I remember waaaaaaay back in 2007, my financial advisor told me to buy Enbridge! Why didn't I listen?
Absolutely right 👍💸
I like Enbridge most when it comes to growth and tax efficiency. One of the best energy stocks out there.
I own EPD and have so for around 4yrs. With over 830 shares I get over $1600.00 a year. Yes it is taxed different but in the 4 yrs of owning shares I have paid no taxes on this stock. I pay my accountant to do the K-1 tax for this stock and $65.00 to prepare my K-1 tax is worth owning this stock. I have yet to see a downside to EPD. My average price on this stock is $21.18 a share so I am still up on this stock and with reinvested dividends of 14-16 shares a quarter it just keeps building my income if I ever need it.
Another great video. Thank you friend!
Great video! I looked on Seeking Alpha and they don't show either as risky. I just don't see how enb is paying those dividends if their earnings are so poor. Maybe you can comment on that.
DVN IS GOOD
Great video, thx
PBA, ENB and TRP are far better than ET/EPD. Also if you want to own ET and EPD without the annoying tax headaches buy AMZA Eft it doesn't do K-1's thx god. AMZA also pays monthly but not in November or December. Still wished PBA went back to monthly dividends instead of quarterly.
ET and EPP are Master Limited Partnerships…have fun with the K1 forms at tax time!
Percentage lost to Canadian withholding on ENB?
Good info thanks
Have ET. Got it from SXL
Any thoughts on VTS?
can we please do something about these financial advisor bots? they're everywhere
I'm a new subscriber, do you know anything about oil royalty trust,and have anything on them?
EPD currently only issues a k1 tax form
ENERGY TRANSFER BY FAR!
ET, all day
Im long all three,pluse MPLX.These are my "go to" MLP plays,all in my brokerage account.The K1's truly arent that big of a deal.
The answer is HESM.
EPD is better than ENB any day. Their balance sheet is better than ENB & Duncan family still owns bug stake in EPD. So even they don't let CEO to make dumb decisions cuz they don't want to lose their family wealth.
FANG • HESM • OKE … are my only energy plays bc eff a k1
ET and EPD are Master Limited Partnerships. They can be a nightmare for taxation...and they can be taxed inside an IRA. Which can be a BIG surprise to a lot of people. I will never invest in a MLP....there are other fish in the sea.
Tax form for MLPs, mostly known K1 is not that bad to figure out how to file correctly when you file on your own, but it can be scary for the 1st time; but my main concern is, is it safer or stabler to hold a engery etf, like XLE or those any of these two?
K1 is really not that scary. ET has been great for me and I was initially hesitant about the mlp aspect.
Wait on these stocks to go lower before starting a position. Good video!
PE of ENB is 41 while both ET and EPD have PE around 10. Does this mean that ENB is veery expensive?
The price-to-distributable cash flow (Price / DCF) ratio is used in valuing Midstream Companies/MLPs not P/E. Just like P/E should not be used in valuing REITs in which P/FFO or P/AFFO should be used.
ENB pays more than its EPS and bad balance sheet, EPD pays within its EPS and good balance sheet, BUT limited partnership. ET pays within its EPS and bad balance sheet, also a LP. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look.
you’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner
@@Bobhenry-c7z
Such market uncertainties are the reason I don’t base my market judgements and decisions on rumours and here-says, got the best of me 2020 and had me holding worthless position in the market, I had to revamp my entire portfolio through the aid of an advisor, before I started seeing any significant results happens in my portfolio, been using the same advisor and I’ve scaled up 750k within 2 years.
@@rebeccaartgallary True, we’re only just an information away from amassing wealth, I know a lot of folks that made fortunes from the Dotcom crash as well as the 08’ crash and I’ve been looking into similar opportunities in this present market, could this coach that guides yo help?
@@VanPelt54u7fcyde57 (AMY JEAN ANDERSEN ) has helped me improve my trading skills and investment strategies, she provides entry and exit points, also recommends all the price points that I engage during trading activities. You can use something else. for me, her strategy works hence my result.
@@rebeccaartgallary thanks for this recommendation.
Isnt enb subject to cdn tax as well up to 25%
Main reason why ENB is in my roth..
aren't they taxed in a Roth? last time I checked MLP's shouldn't be in a Roth
@@movimientofire no, they are not taxed in a Roth. MLPs can be in a Roth as long as you don't make more than 1k a year in dividends from that MLP.
@@charlesrivers2647 thxs for the enlightenment. Take care.
Lewis Michael Moore Laura Young Joseph
What about Kinder Morgan? $KMI
Yes what about kinder morgan I like them & enbridge.
Thank you for this video. I was thinking of selling my ENB but not so fast. Are there other high dividend stocks that have long term total returns above 10% per year that 8:13 you can suggest
There is an ETF that pays monthly and holds a number of energy midstream companies. Since it is an ETF there is no k1 hassle at tax time.
the whole point of the mlp's is the tax advantages, you don't get those advantages in the ETF version.
Only Wixpool offers good returns from investments in DEX platforms on reliable networks like Bitcoin. And I dont see the point of working with risky assets...
I've been comparing ENB to Diversified Energy (DEC on the LSE) DEC has a higher yield but the stocks value has been dropping
The K-3 is a new form that all MLPs must provide their unit holders per new IRS rules which show your MLP's international investments. Since most USA MLPs don't have investments outside of the USA it's just more useless paperwork from the IRS. Most MLPs will only send it to you if you specifically request it because it's essentially blank. Neither EPD or ET have international investments so you don't have to worry about the K-3.
You just have to file the K-1 for both. Which can be daunting at first, but TurboTax can do it for you and if you have a CPA doing your taxes already then it's no big deal at all for them. EPD is pretty straightforward, but ET has several subunits which each have to be reported separately so it's definitely more time consuming.
Tax preparers charge extra for every k1
@@absurdnerd7624 I'm sure they do. The more complicated your return the more I'm sure they will charge you.
So the winner is...KMI. 😊
🤔
Pays more than its EPS and good balance sheet.
Hold ENB in an IRA or a Roth and there is not tax withholding.
It's get boring listening too many numbers 😞😴
Yesterday I bought 200 shares of EPD. Today I saw this video and crapped myself. I do not know why ‘MP’ did not register in my mind, but I never want a dividend from an MLP again. I heard you say form K and I immediately sold my shares. I will just have to search harder for a 2 5 8 11 payor. I had Verizion but it kept going down and I took my loss and bought ENB to replace it.
I think you still get forms if you even invest in it. They still have you on record.
@@wewhoareabouttodiesaluteyo9303
Well, I might get forms sent in March or April long after I file taxes but I have no income from them. I just have a 20 buck short term loss. They can send the forms, but I will tell IRS they are not Material.
Thanks for the tip on Verizon.
@@chrstdvd Yeah, that is one thing. I hate keeping track of forms. I look very closely to see if a stock is an LP.
And to add onto your post. You could even get forms way back into the end of September and early October near the extension deadline (has happened to me). Glad I had that experience.
No K1’s for me. It’s what’s kept me out of energy
Look at $AMZA...an energy ETF so no k1 hassle at tax time.
@@absurdnerd7624 Not with that expense ratio and over 50% drop in value over the last 5 years. Yikes!
Bottom line… these stock belong in Roth IRA or Roth 401k lol
One year price appreciation: ET +31.4%, EPD +8.2%, ENB -11.4%. I have to favor ET
ET all the way
I can't handle his speech pattern
The way you speak . . . Like complaining.
How are you going to give the Canadian company the check for taxes!!! Lost all credibility for not mentioning how MLP dividends are taxed. Fail.
ENB pays more than its EPS and bad balance sheet, EPD pays within its EPS and good balance sheet, BUT limited partnership. ET pays within its EPS and bad balance sheet, also a LP.
I have had 160 ENBRIDGE stocks for a while. Love it and the massive dividends 💰 It's also on huge discount right now.
Considered EPD but the K1 was a deal breaker! As a Canadian investor, went with ENB.
Great video. I have all 3.
Don't let the K-1 scare you away. If fact it has always been good for me. It is very easy to deal with at tax time, and I have never had to pay taxes on my dividends because as a partner you also get the benefit of depreciation on company assets. MLP's are awesome! Keep them forever-you won't regret it!
Horrible! NEVER AGAIN! These companies have all the help in the world and they still get it to me two...TWO WEEKS...before the extended deadline date. Not worth it for me.
@@wewhoareabouttodiesaluteyo9303 hmmm... free money's not worth it.
@@richardjackson5580 Not if I have to put in the extra time to track down the forms and nearly miss the extended tax deadline!
I would rather be paid by dividend stocks where everything comes in by the first tax deadline and so everything is squared away. I guess "free money" worth is subjective, depending on the amount you expect to receive from a LP. The amount I was getting back was not worth it.
So I've never had one of my MLP's not get the K-1 to me by April 1st. In addition, you can download a copy of it from the company website in late March. There are only 2 boxes on the form that you have to transfer to your tax return. The tax benefit is significant with as little as 75 shares. The only downside to a MLP is that you can't hold them in a retirement account but that is negated by the tax-free benefit from depreciation of company assets. Its a win-win. There are plenty of TH-cam videos on how to handle them at tax time. You do yourself a disservice by not fully investigating them. It's very hard to beat the dividends they pay!
@@richardjackson5580 Nope. The three that I had ONE came just after the April deadline. The other two came like two weeks before the extended deadline.
There was no actual way to see them on the website because the dates were "expect these documents to be on this website around the end of September."
Then I had to call in to figure out how to navigate the site they were on.
It was a mess.
I mean if you think you are getting a good experience with them, that's great. I had a horrible experience with them.
And I still have to wait and see if the IRS is going to audit me for some reason because I did not fill out one of my past tax returns right because of it.