Great price and year. Was looking for a pre-June 2020 but since it’s my first BMW, I wanted some warranty. Ended up getting a 2022 CPO this May with red guts for $45k with BMW’s standard 6.99 interest rate at the time. $820/month but I’ll refinance with my credit union once interest rates come down a bit. I’ll enjoy the warranty for a bit then send it off to get tuned. Amazing car.
Monthly payment is irrelevant because you can put a large downpayment or stretch the term and interest rate can be different for everyone. What matters is purchase price of the vehicle, how many miles the vehicle has, how long has it been on the lot, what's the vehicle condition, original vehicle MSRP and how many comparable cars are for sale and at what price.
I going to be pulling the trigger in a few months on a X3 M40i. Need a good daily driver and something that is just versatile. B58 keeps proving to be a reliable engine. Been driving my 2014 CLS 63s AMG for a daily and I want to make it my weekend car when i get the X3
actually not bad at all. i had a camaro paying 380 a month and 250 on insurance (i had a 900 credit score co signer). i crashed that car and had to get a car on my own. i got an accord 2.0 with a 750 credit score but no hard history. they got me with 12% interest which isn’t bad bc a lot of dealers were trying to hit me with 30%. im paying 550 a month for an accord 2.0 which not too happy about but i got this car completely on my own with no co signer and my own insurance. bc of sum bad choices when i had my camaro im roughly paying 500 or so for insurance (i have 14 traffic tickets pending rn.) so i’m basically paying 1100 for a car that i guess people would consider “not worth it”. i like it tbh and more and more i fall inlove with the car so the money getting taken out isnt too much pain. i should’ve made better decisions when i had it a lot easier but then again im 19 years old with everything under my name. i almost copped an m340 they wanted 900 a month which i was fine with tbh. but insurance never fail through so neither did the deal.
14 traffic tickets is crazy 🤣. This was my first car that I bought solo, after previously building my credit. It’s definitely a nice feeling being able to make a car purchase by yourself, so congrats and props to you on that. I hope you’re able to get some of those tickets dismissed and maybe refinance in the future. Best of luck 🤞🏽
Great price man! That's incredible! How has reliability been? I was actually torn between this and a m3. But the M3 Insurance is so high. Im going to look at that m340i next weekend.
Before watching u can get one of these for 40k-47k with crazy rates of today and 4k down 72 month term 730.00 a month or more depending on rate. If a guy has a 500.00 payment on a 44k car or more then he put a lot of money down period.
Thank you! When I purchased this car, I was a Service Advisor at Ford. I’m currently working for the State but making way less than I was. I had a 350z and Q50 prior to this.
For that credit history & big down payment for a 40k car those monthly payments are too high wtf 😭 but then again i feel like that’s the cali lifestyle lol
How is 500 dollars a month to high for a 4 year term and 16k down? Prior to 2019 only thing would have changed is maybe 100 dollars in payment. He positioned himself well in the loan. He can also if he dnt destroy the car or have check engine lights could trade it in at anytime and slide into something else with equity.
Yo man im looking for a m340i or a f82 n can sell my honda for abt 20-25k. Is it better to put more of a downpayment or less. Or is it all situational My credit score is around 750 rlly need advice im in the same price range as well late 30s early 40s as well n im 21 work full time as well rn
Whats up brotha. Appreciate you watching. Every $1000 extra you put down doesn’t make much of a difference on payment. It’s the overall financed cost and interest rate that make more of a difference. If I could go back I’d put less of a downpayment.
@@r_ajiv ah i see thank u brotha but wouldnt the downpayment affect the over financed cost n make u have lower payments or is it all dependent on the the interest rate n ur credit score? Sorry for all the questions never bought a car from a dealer before. N clean ass m340i man my inspo fr if i end up buying one fire buildd
@@Xccord you good bro! downpayment would definitely play a factor but to make a difference you’d have to put something decent down to make a difference. Say the cost is 40k and your downpayment is 1-5k. They’d look more at the other factors and see if your income and credit history/credit score would qualify. But if you were put 15-20k down, you’d be financing a lower overall amount so I’d be easier to get approved. But as far as monthly payment it’s not a huge difference per thousand more you’d put down.
No issues. Everything works how it should. I do get an error sometimes because these do not have the orange side marker light the US spec does. It can be coded out but it doesn’t really bother me as the message doesn’t stay on screen or anything like that.
That's not bad compared to the average sedans nowadays although you had a huge down payment, most don't. I'm paying about $1000 a month for my civic. The economy is rough now and I can't imagine buying a new car.
Yeah the economy is crazy right now. Interest rates are where it starts climbing. For mine. If I remember correctly, If I were to put $0 down the monthly payment we’re going to be little over $1000 a month. That’s why I regret putting such a big portion down up front.
I just got my 2020 X Drive with basically every option and lasers (so rare tbh) for 45k it also only had 6k miles on not even a loaner. except no mpe thats even more rare unless they added it later got it 2 months ago I love the wrap and piano black.
damn you got super lucky. low miles + all those options for a good price. I’d highly recommend the valved exhaust linked in my mod list video. but thank you 🙏🏽
I would definitely try getting something under 50k. Check the oil level to see if the common issue of the oil pump is faulty. It’ll get fixed under warranty. I bought mine around 38-9k miles and I’m currently at almost 55k no issues.
Look everyday 😂. I was usually viewing listings within 30 mins of them being posted. Checking multiple times a day. Hop on the first deal you see and go check it out in person. If all the boxes check off and the dealership can offer warranty, buy it.
@@notSenses damn sorry to hear man. might be a blessing in disguise though 😂 - you’ll love a m340i if you end up getting one. having an updated interior makes a huge difference
Move somewhere else and try to do this same thing then. You non travelled cry baby’s make me sick. Look at how many people crossed the border in the past 4 years to get here. Yet you live here and cry 😂. #Brokie
i dont have that good of credit my 2021 m340i was 45k with 2 year unlimited mile warranty , 72 months 870/month only reason i got approved was bc my mom co signed for me
Was gonna buy one then I seen how much they TANK in value. Just not a good car to buy. Can be made fast for sure but who wants to dump a shit load of money into something that has no value.
Honestly not that bad of a price for a newer vehicle. Very very clean M340i btw
Yes, not bad at all. Appreciate it man! 🙏🏽
Fr, that number with the splittier 😮💨😮💨
Saw ur car on tik tok and then found u randomly on TH-cam. Sick car dude
thank you 🙏🏽
Great price and year. Was looking for a pre-June 2020 but since it’s my first BMW, I wanted some warranty. Ended up getting a 2022 CPO this May with red guts for $45k with BMW’s standard 6.99 interest rate at the time. $820/month but I’ll refinance with my credit union once interest rates come down a bit. I’ll enjoy the warranty for a bit then send it off to get tuned. Amazing car.
45k with warranty is solid! Once you tune it’ll be a brand new car 🔥
Always curious when I see people that have $800 plus a month car payments how much you guys have saved and investments and cash😂
@@toohdayeah it’s crazy to me honestly. I’d have too make around 200k to convince myself on that monthly
Congrats on the m340i super clean whip
appreciate it!
Monthly payment is irrelevant because you can put a large downpayment or stretch the term and interest rate can be different for everyone. What matters is purchase price of the vehicle, how many miles the vehicle has, how long has it been on the lot, what's the vehicle condition, original vehicle MSRP and how many comparable cars are for sale and at what price.
I going to be pulling the trigger in a few months on a X3 M40i. Need a good daily driver and something that is just versatile. B58 keeps proving to be a reliable engine. Been driving my 2014 CLS 63s AMG for a daily and I want to make it my weekend car when i get the X3
You’ll have the best of both worlds for sure. 🔥
Have you test driven one yet? Wanted to know how big of a difference it feels like from a m340i
Very good video. Thanks for the information
yesssir. appreciate you 🤝🏽
Keep the content coming bro 🤘🏻
yesssir 🙏🏽🤞🏽
5:25 is what you came here for
Your welcome
Still watch the whole video so all of you can understand.
This guy is solid
very well conducted, focus , too the point video. W. Easy new sub 💯
Appreciate you brotha 🙏🏽
so clean bro i’m looking to get a m340i just gonna save for a fat down payment then im ready to go
Must be a shorter loan term?! Awesome job man. Beautiful ride
Thank you brotha 🙏🏽
Thank you idk if u seen my dm but thank you for this i was waiting for this vid
yo! my bad I got hella dm requests. What your IG?
CLEAN AHH BEAM
yethhhh thanks buddy
Very nice Love it
I just ordered a 2025 M340i Portimeao Blue with a tan interior. After my options it came out to about 66k. However it will take 4 months to arrive.
damn
actually not bad at all. i had a camaro paying 380 a month and 250 on insurance (i had a 900 credit score co signer). i crashed that car and had to get a car on my own. i got an accord 2.0 with a 750 credit score but no hard history. they got me with 12% interest which isn’t bad bc a lot of dealers were trying to hit me with 30%. im paying 550 a month for an accord 2.0 which not too happy about but i got this car completely on my own with no co signer and my own insurance. bc of sum bad choices when i had my camaro im roughly paying 500 or so for insurance (i have 14 traffic tickets pending rn.) so i’m basically paying 1100 for a car that i guess people would consider “not worth it”. i like it tbh and more and more i fall inlove with the car so the money getting taken out isnt too much pain. i should’ve made better decisions when i had it a lot easier but then again im 19 years old with everything under my name. i almost copped an m340 they wanted 900 a month which i was fine with tbh. but insurance never fail through so neither did the deal.
14 traffic tickets is crazy 🤣. This was my first car that I bought solo, after previously building my credit. It’s definitely a nice feeling being able to make a car purchase by yourself, so congrats and props to you on that. I hope you’re able to get some of those tickets dismissed and maybe refinance in the future. Best of luck 🤞🏽
@ yessir that’s the plan but thanks bro same to you
Great price man! That's incredible! How has reliability been? I was actually torn between this and a m3. But the M3 Insurance is so high. Im going to look at that m340i next weekend.
reliability has been great! beat on it like crazy and it’s holding strong fingers crossed. if you got the m3 money go with that for sure lol
aww thats dope your in sac bro. Thinking about getting m340i or an m550i don't know which
My homie has a M550i. Definitely nicer. Bigger body, interior, V8, etc.
Before watching u can get one of these for 40k-47k with crazy rates of today and 4k down 72 month term 730.00 a month or more depending on rate. If a guy has a 500.00 payment on a 44k car or more then he put a lot of money down period.
are u in elk grove? i saw one of ur tiktok videos and the background looked rlly familiar
yup, I’m in Elk Grove/Sac lol
Who’s your insurance through? I pay 300 with a clean driving record so hearing 150 is crazy 😂
Keep it for 7 more years. If you’re selling it at any time, I will buy it. Clean car. Clean
thank you! not sure I’ll keep it that long lol
@@r_ajiv well if you don’t keep it for that long, the engine definitely will because it has the GOATED B58 GEN 2✅🤔😎
Clean
Got a 2019 m240 30k with 38k miles red interior put down 5k and financed the rest over 60 months at 6% couldn’t be happier
how much a month?
@@prdjaye 600
Man got ripped off with those prices.
good vid bro, what job do you work like how di you afford it and what cars you had before, thanks
Thank you! When I purchased this car, I was a Service Advisor at Ford. I’m currently working for the State but making way less than I was. I had a 350z and Q50 prior to this.
I'm in the same boat trying to find a m340i, Only issue is none of the dealerships in my state has any fairly priced used ones with low miles ;-;
Just gotta be patient, the right one will pop up with the timing is right.
How many miles were on the car when you bought it?
For that credit history & big down payment for a 40k car those monthly payments are too high wtf 😭 but then again i feel like that’s the cali lifestyle lol
It’s cause he didn’t take out a long term loan, he could’ve done 72 months and it would’ve been like 380 a month
😂 Yes definitely the interest rate but I’m also trying to pay it off a little quicker.
@@r_ajiv i see but tbh with that high of an interest rate i don’t even know if that monthly payment is worth it 😭
@@irvingsanchez5699 I could refinance and have it be 470 but I don’t want another hard inquiry on my credit 😂
How is 500 dollars a month to high for a 4 year term and 16k down? Prior to 2019 only thing would have changed is maybe 100 dollars in payment. He positioned himself well in the loan. He can also if he dnt destroy the car or have check engine lights could trade it in at anytime and slide into something else with equity.
Yo man im looking for a m340i or a f82 n can sell my honda for abt 20-25k. Is it better to put more of a downpayment or less. Or is it all situational My credit score is around 750 rlly need advice im in the same price range as well late 30s early 40s as well n im 21 work full time as well rn
Whats up brotha. Appreciate you watching. Every $1000 extra you put down doesn’t make much of a difference on payment. It’s the overall financed cost and interest rate that make more of a difference. If I could go back I’d put less of a downpayment.
@@r_ajivhey brotha had I question im also trying to finance if i was to have a low credit score well i still be able to would i have to put more down?
@@Nocasejah You might have a harder time getting approved. The length of credit and revolving debt under you name matters
@@r_ajiv ah i see thank u brotha but wouldnt the downpayment affect the over financed cost n make u have lower payments or is it all dependent on the the interest rate n ur credit score? Sorry for all the questions never bought a car from a dealer before. N clean ass m340i man my inspo fr if i end up buying one fire buildd
@@Xccord you good bro! downpayment would definitely play a factor but to make a difference you’d have to put something decent down to make a difference.
Say the cost is 40k and your downpayment is 1-5k. They’d look more at the other factors and see if your income and credit history/credit score would qualify.
But if you were put 15-20k down, you’d be financing a lower overall amount so I’d be easier to get approved. But as far as monthly payment it’s not a huge difference per thousand more you’d put down.
any issues after installing the aftermarket lasers ?
No issues. Everything works how it should. I do get an error sometimes because these do not have the orange side marker light the US spec does.
It can be coded out but it doesn’t really bother me as the message doesn’t stay on screen or anything like that.
Love the car. Rims not my favorite... Nice overall!
That's not bad compared to the average sedans nowadays although you had a huge down payment, most don't. I'm paying about $1000 a month for my civic. The economy is rough now and I can't imagine buying a new car.
Yeah the economy is crazy right now. Interest rates are where it starts climbing.
For mine. If I remember correctly, If I were to put $0 down the monthly payment we’re going to be little over $1000 a month. That’s why I regret putting such a big portion down up front.
Huh 😮 1k on a civic???
@@XMON888 yeah
I just got my 2020 X Drive with basically every option and lasers (so rare tbh) for 45k it also only had 6k miles on not even a loaner. except no mpe thats even more rare unless they added it later
got it 2 months ago
I love the wrap and piano black.
damn you got super lucky. low miles + all those options for a good price. I’d highly recommend the valved exhaust linked in my mod list video. but thank you 🙏🏽
Im using some of my crypto profits to buy one of these bad boys next year cant wait
wish I had crypto profits :(
@@r_ajiv It's still early enough right now to invest
Same 😂 maybe even a M3
Your car looks clean how miles did you get it with
I just got my 21 a with 12k miles couple of weeks ago paying $872 with 8k down
12k miles is hella good! I got mine with a lot 💀38k I think
You got a link for the lasers?
all links are in my mod list video. in the description 🤝🏽
How many miles did the car have on it ? All the m340i in my state have 40/50k mile for 40k. I’m just debating whether if 40/50k miles is too much
I would definitely try getting something under 50k. Check the oil level to see if the common issue of the oil pump is faulty. It’ll get fixed under warranty. I bought mine around 38-9k miles and I’m currently at almost 55k no issues.
@@r_ajiv thanks brotha. I appreciate it
what bags you on I can't find the right one
Air Demand Struts + Airlift 3P Management
Just got my 21 M340i! how much miles did you have?
I had a lot tbh lol. I think close to 40k
How can I find a m340i for that price range?
Look everyday 😂. I was usually viewing listings within 30 mins of them being posted. Checking multiple times a day. Hop on the first deal you see and go check it out in person. If all the boxes check off and the dealership can offer warranty, buy it.
Why was insurance so cheap ?
No tickets, no accidents, length of driving.
I am also bundled in with 2 other cars which brings the overall rate down. Full coverage.
@@r_ajiv Good to know bro ! My Q60 got stolen last month so I’m looking to upgrade. Thanks for the info 🤝🏽
@@notSenses damn sorry to hear man. might be a blessing in disguise though 😂 - you’ll love a m340i if you end up getting one. having an updated interior makes a huge difference
im itching for a m340 brooo
You can get the new m2 for £600 with no down payment in the uk right now
6% with 805 credit score. America is ridiculous
Fr
Move somewhere else and try to do this same thing then. You non travelled cry baby’s make me sick. Look at how many people crossed the border in the past 4 years to get here. Yet you live here and cry 😂. #Brokie
If the car is 42K with nothing down 2.54 interest rate for 5 years you can pay like 717 a month insurance varies on age but it’s not bad
The car us very nice but it looks so damn ugly when its low with the wheels sticking under the bodykit
😤😤🤤🤤
i dont have that good of credit my 2021 m340i was 45k with 2 year unlimited mile warranty , 72 months 870/month only reason i got approved was bc my mom co signed for me
did u put a down payment?
@@tampico2837 yeah 5k
i minutes to find out someones car payment
Damn that’s crazy we put down the exact same amount lol. My payment is $522.
We put too much down 😂. I almost thought about refinancing because it would drop it down to $470
@@r_ajiv damn that sounds nice asf💀
wish i can afford a m340i
wish I got mine for what you got yours for 🥲
Monthly payment & interest is too high if that’s your actual credit score 🤨
I love rajjeet
ly2 hammadjeet singh
5:40 nah man, if you can't afford it, you don't buy it. It's that simple.
16k down😮 I know that dealer loved you you was better off putting some on the principal
I wish my payment was 582
I’m paying $950 a month for mine, im cooked.
😂😂😂 just makes you hustle harder
Holy 😂
Why not just buy a g80 instead of dumping all that money in mods.
Haven’t dumped nearly enough to equal out to a bad spec/high mileage g80. G80 is definitely on the list for next car.
Ain’t no way your insurance that low.
Was gonna buy one then I seen how much they TANK in value. Just not a good car to buy. Can be made fast for sure but who wants to dump a shit load of money into something that has no value.
Definitely if you buy it new it’ll tank. Same thing with the G80s
Planning on parting out if I decide to sell and recoup someone the money dumped in.
@@r_ajiv been down the parting out road too many times decided on an RS3 love the bullet proof trans
just copped mine for 50k
congrats!
how much did u put as a down payment?
The front looks bad. Comes out too far it just looks lazy i dont know
thanks
I wouldn’t be buying anything rn we about to go into a Great Depression.
Why are you rocking side to side….distracting
car is clean🥲
naaa you know you stuntin on me
@@r_ajiv lmao u thought boy😭