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One point that is ignored in this video, is with HDHP plan, you can open HSA (health saving account) which is tax free + can invest. Which can balance the equation or even change into HDHP favor very easily.
That's in the HDHP vs PPO video I referenced here: th-cam.com/video/c2XPEwkSK7o/w-d-xo.html Also, most people that choose a no deductible health plan typically have an immediate need for that health care coverage and either can't or don't want to cover all these costs themselves (e.g., upcoming surgery, chronic condition, etc.) whereas with an HDHP + HSA combo, the benefits only come years later after your HSA investments have had time to grow.
Can you suggest me any insurance company that pays complete for my tif acid reflux surgery in Europe and all the dotors fees... And the health test too..
Can u tell me if this is a good or bad policy? : Inn ded $700 OON ded. $1,800 RX. $0 COPAY $30 PCP/$40 SPEC RX COPAY. $15/$40/$65 INN MAX OOP. $2,500 OON MAX OOP. $10,000
Hi King. Unfortunately, I'm not able to say whether this is a good or bad policy without knowing the specifics of your personal, financial, etc. circumstances
The monthly premium is typically higher & you can't set up an HSA with a no-deductible health plan, so it really depends on the individual/ family circumstances
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Thank you so much Jennifer!! You explained that so well.
What’s your take with Surest Health Plan? They have 0 Deductible and only pay copays.
Hi Jennifer! In the last segment in this video, Wouldn't the amount you owe depend on your out-of-pocket maximum is?
One point that is ignored in this video, is with HDHP plan, you can open HSA (health saving account) which is tax free + can invest. Which can balance the equation or even change into HDHP favor very easily.
That's in the HDHP vs PPO video I referenced here: th-cam.com/video/c2XPEwkSK7o/w-d-xo.html Also, most people that choose a no deductible health plan typically have an immediate need for that health care coverage and either can't or don't want to cover all these costs themselves (e.g., upcoming surgery, chronic condition, etc.) whereas with an HDHP + HSA combo, the benefits only come years later after your HSA investments have had time to grow.
Can you suggest me any insurance company that pays complete for my tif acid reflux surgery in Europe and all the dotors fees... And the health test too..
I’m sorry - we don‘t have a network in Europe.
@@DiamondNestEgg ok. Thanks for reply.
Are prescription part of deductibles?
Yes
Talk about hsa and fsa
Can u tell me if this is a good or bad policy? :
Inn ded $700
OON ded. $1,800
RX. $0
COPAY $30 PCP/$40 SPEC
RX COPAY. $15/$40/$65
INN MAX OOP. $2,500
OON MAX OOP. $10,000
Hi King. Unfortunately, I'm not able to say whether this is a good or bad policy without knowing the specifics of your personal, financial, etc. circumstances
Zero deductable and zero premium and I'm healthy, seems like a no Brainerd right?
The monthly premium is typically higher & you can't set up an HSA with a no-deductible health plan, so it really depends on the individual/ family circumstances