Thanks Jason! My biggest takeaway is to keep doing the boring stuff on the get rich slow path like you. And to spend money fixing up our old cars rather than getting a newer one for now.
Thanks Poodle Dad for the good info!! Ditto on everything Grayson commented earlier. I also agree with everyone talking about the price of eggs. Once Aldi raised prices on things the reality on inflation hit me hard, lol. Looking now for good savings accounts and looking at our budget for the year ahead!
Merci monsieur papa caniche, excellent video explaining current market conditions. The "desire of my eyes" has been strong for a newer vehicle, but seeing you break down just how much it would cost helped me realize that this desire is not from the Father, but from the world. I am a big fan of EveryDollar, and how it forces us to put in each transaction, giving us more understanding on how much we're spending and on what we're spending it on. I think Daddy Ramsey would be proud (but maybe not to hear our cashback rewards from our cr***t card ;)) I am now off to find one of those killer savings accounts. We're currently getting 1.09%, which isn't terrible, but I think we could be getting better. Thank you as always, Jason!
Thanks for the wisdom Poodle Dad! When Nathan and I got back from Mexico, we were shocked to see how high prices had gotten especially on eggs- good thing my mama has chickens so every once in a while we get free eggs! It has been crazy to see that at Aldi $50-75 does not go as far as it used to😢 Both Nathan and I like to use EveryDollar because it forces us to budget out every penny in our budget and inputing things ourselves makes us aware of our spending and where we may be over spending. Updating it once a week also helps us know exactly where we are at for each category and know when to cut back and slow down on our spending. Anyways, thanks for all the good tips!!
Thanks, Jason for a Christmas Day for our wallets! Favorite quote from your video. We use Mint and this last year was the first year I really stayed on top of it- it helped us so much as we looked at our monthly line item budgets to rearrange them for 2023. I have definitely seen eggs and meat go up! We had to increase our grocery budget for this nest year. Thanks for your thoughts!
Good stuff Poodle Dad, thanks for educating us on the market! I'm also a big fan of Mint. I actually enjoy making a budget and mapping out my spending, but like most I don't do such a great job of actually tracking what I'm spending and where it's going. I appreciate that Mint essentially categorizes my spending for me so I actually know how much I'm spending on each category. A budget is only helpful if it's realistic!
Thanks Poodle Dad, I've used Mint the past few years and it is definitely my favorite budgeting tool I've used. Though I'm not the best at checking it each month and updating it. Today I had to update a few things, but I really enjoy it & how it connects to my accounts for ease of tracking.
We had been looking into a new savings account & it was on the list of things to do for this personal finance day (our current interest rate is .01% 🤮). Your explanation on why interest rates have changed was helpful & we are looking forward to finding and taking advantage of savings account with a 3-4% interest rate. ¡Gracias papa de caniche!
Inlation is such a beast! Yes! Eggs are almost $6 for the 18 count at our local Walmart. Surprisingly Kroger's are cheaper even when not on sale. I've picked up extra work just to account for inflation.
I have paid attention to inflation most with eggs and soda water. Even Aldi has gone up. Ado has thickened up to 98th percentile on weight and eggs had been our go to "cheap" food in the past. Thanks for the note on savings rate as I am looking to change my banking anyway. I am currently pulling in 0.01%. According to the bitcoin bots though, I could do way better with Mrs Olivia Renae Marksover
Love these videos. Appreciate how you “put the cookies on the bottom shelf” to use a Fran-ism and give some tangible steps to take. I use Banktivity for budgeting (Mac software). It’s great, however I found it harder to stay on top of the work of categorizing every dollar. It’s a great app for the computer, but the mobile isn’t that great. I also have savings in CapitalOne and get .8%. Thanks, Jason for the help!
Thanks Jason! My biggest takeaway is to keep doing the boring stuff on the get rich slow path like you. And to spend money fixing up our old cars rather than getting a newer one for now.
Thanks Poodle Dad for the good info!! Ditto on everything Grayson commented earlier. I also agree with everyone talking about the price of eggs. Once Aldi raised prices on things the reality on inflation hit me hard, lol. Looking now for good savings accounts and looking at our budget for the year ahead!
Merci monsieur papa caniche, excellent video explaining current market conditions. The "desire of my eyes" has been strong for a newer vehicle, but seeing you break down just how much it would cost helped me realize that this desire is not from the Father, but from the world. I am a big fan of EveryDollar, and how it forces us to put in each transaction, giving us more understanding on how much we're spending and on what we're spending it on. I think Daddy Ramsey would be proud (but maybe not to hear our cashback rewards from our cr***t card ;)) I am now off to find one of those killer savings accounts. We're currently getting 1.09%, which isn't terrible, but I think we could be getting better. Thank you as always, Jason!
Thanks for the wisdom Poodle Dad! When Nathan and I got back from Mexico, we were shocked to see how high prices had gotten especially on eggs- good thing my mama has chickens so every once in a while we get free eggs! It has been crazy to see that at Aldi $50-75 does not go as far as it used to😢
Both Nathan and I like to use EveryDollar because it forces us to budget out every penny in our budget and inputing things ourselves makes us aware of our spending and where we may be over spending. Updating it once a week also helps us know exactly where we are at for each category and know when to cut back and slow down on our spending. Anyways, thanks for all the good tips!!
Thanks, Jason for a Christmas Day for our wallets! Favorite quote from your video. We use Mint and this last year was the first year I really stayed on top of it- it helped us so much as we looked at our monthly line item budgets to rearrange them for 2023. I have definitely seen eggs and meat go up! We had to increase our grocery budget for this nest year. Thanks for your thoughts!
Good stuff Poodle Dad, thanks for educating us on the market!
I'm also a big fan of Mint. I actually enjoy making a budget and mapping out my spending, but like most I don't do such a great job of actually tracking what I'm spending and where it's going. I appreciate that Mint essentially categorizes my spending for me so I actually know how much I'm spending on each category. A budget is only helpful if it's realistic!
Good stuff! My one takeaway is I think I have too many categories on Mint. I'm going to need to consolidate.
Thanks Poodle Dad, I've used Mint the past few years and it is definitely my favorite budgeting tool I've used. Though I'm not the best at checking it each month and updating it. Today I had to update a few things, but I really enjoy it & how it connects to my accounts for ease of tracking.
Great to hear!
We had been looking into a new savings account & it was on the list of things to do for this personal finance day (our current interest rate is .01% 🤮).
Your explanation on why interest rates have changed was helpful & we are looking forward to finding and taking advantage of savings account with a 3-4% interest rate. ¡Gracias papa de caniche!
Inlation is such a beast! Yes! Eggs are almost $6 for the 18 count at our local Walmart. Surprisingly Kroger's are cheaper even when not on sale. I've picked up extra work just to account for inflation.
Yeah I'm not sure what's driving that exactly. But hope they will come down soon. Or it's time to get some chickens!
My Biggest Takeaway: finally setting up a savings account and a credit card account!! Woohoo!!
Connor's Biggest Takeaway: Diversifying our stock portfolio (his account won't let him comment)
I have paid attention to inflation most with eggs and soda water. Even Aldi has gone up. Ado has thickened up to 98th percentile on weight and eggs had been our go to "cheap" food in the past.
Thanks for the note on savings rate as I am looking to change my banking anyway. I am currently pulling in 0.01%. According to the bitcoin bots though, I could do way better with Mrs Olivia Renae Marksover
Great point. Maybe we should all throw our lot in with Mrs Olivia! Ha.
Haha, yesss! When Aldi's prices went up, it hurt!
Love these videos. Appreciate how you “put the cookies on the bottom shelf” to use a Fran-ism and give some tangible steps to take. I use Banktivity for budgeting (Mac software). It’s great, however I found it harder to stay on top of the work of categorizing every dollar. It’s a great app for the computer, but the mobile isn’t that great. I also have savings in CapitalOne and get .8%. Thanks, Jason for the help!