I have my fixed deposits in the public sector banks.i have completed my 60 years of age recently whether the additional rate of interest 0.5% (applicable for senior citizens) will be paid on my all existing fixed deposits or not? If you have any circular of RBI. For your information may I add that some public sector banks are giving this benefit. Please give your opinion.
5-10year compounded Kitna hoga 10lakh ka? do you know about rule of 72? 72 divide by rate of interest will give you the years in which your money is doubled.
मैंने 45 दिनों के लिए 5 लाख की एफडी (7-45 दिन 3.5%) बैंक के अंदर बोर्ड को देखकर बनाई..मुझे लगा 3.5% के हिसाब से 17500 ब्याज मिलेगा पर मुझे सिर्फ 0.431% के हिसाब से 2157 रुपये ब्याज मिला ❓बैंक एक तरह से ग्राहक के साथ गलत सूचना देके फ्रॉड कर रहा है उसे बोर्ड में लिखना चाहिए कि 45 दिनों पर अधिकतम 0.431% के हिसाब से ब्याज मिलेगा❓ जब 45 दिनों पर 3.5% के हिसाब से ब्याज मिल ही नहीं रहा तो उसे लिखा क्यो❓ वार्षिक ब्याज 45 वे दिन पे अधिकतम 0.431% के हिसाब से लिखो ❓इसी तरह 46-179 दिन में 5.5% की जगह अधिकतम 179 वे दिन पे 2.69 % लिखो ❓
SBI ke 180 days fd 5.25% interest rate hain .... Agar main 180days ka fd kholo aur 180days ke bad renew karu mera to interest rate 5.25+5.25=10.5 hoga???? .. Sbi ke ab 400days wala scheme se acha hoga kiya 6months ka!?
Brother please suggest: can I open fd for 45 or 46 days by credit card amount .. ? Because company provides 50 days no interest loan . I have icici bank saving account . And also tell me is there any maturity time boundation.and lock in period..??
Post office ka kon sa scheme thik rahega agar 10000 monthly investment karu? Mera age abhi 24year ha. Please koyi bata do ma investment karna chahata hun.
Sir according to rules 10 lakh se jyada fd karenge toh income tax department ki notice aa sakti hain tab proff dena hoga ki paise kaha se mile,lekin agar mere account pe apne papa ke paiso se fd karawu 30 lakh ka toh kya proof Dena hoga?
@@fincalc but long term ke liye sip 😊 sip aap agar 20 saal tak kar lege too apne sapne ko jarur pura kar sakte ha par long term ke sip hi karna chahiye short term ke liye nahi ha sip minimum 5 years
Bhai ye btao fd me interest compound nhi hota kya suppose 12 month ki fd h 10k ki pehle महीने 10k par jo interest mila h usse agle महीने 10k+interest(30days) par interest nhi milta kya dusre महीने के liye paise jyada nhi ho gye account me jitne pehle महीने थे
Sir mainay icici bank mein 150000 (1.5 Lakh) ki fd karwai on 18 Feb 2023 with 7 % interest rate pe for 36 months. FD statement dekhnay pe Usmay 31 march 2023 tak interest flow 1270 Rs. dikha raha hai ..... jabki mein aapki calculation/ calculator k hisab se chal rahu to interest 1179 Rs. interest dikhata hai (considering 41 days in your calculator) .... plz guide where is the calculation difference. is there is any compounding catch ... plz clear the issue. Jabki bank 36 mahinay baad yaani 18 Feb 2026 pe interst 34716 dikha raha hai and aapkay calculator pe bhe same interest (Rs.34716 ) show ho raha hai...3 saal daanay pe ......fir 31 march 2023 tak k interst mein kyu difference aa raha hai ...
I always thought that banks calculated interest on quarterly basis, the Principal amount being compounded every 3 months. This means the effective interest will be higher than than that quoted in the table.
Sir maine apna ghar bech kar fds me paise daale hai aur unka total interest 200000 aata h aur meri koi or income nhi h bilkul bhi aur mene tds ka 15g form bhi bhar diya tha But mujhe samajh nhi aa raha ki mere tax katega yaa nhi Sir pls help kariye ki me apna paise aaur kaise bachau Fds abhi march me hi karwaayi h
यदि आप वरिष्ठ नागरिक हैं तो SCSS स्कीम में निवेश करने पर सबसे ज्यादा फायदा है । एक लाख पर 5साल में कुल ४१००० जबकि fd में जैसा बताया गया है ३६५६५ ही मिलेंगे। यदि SCSS में मिलने वाला तिमाही ब्याज भी उसी में निवेश करते जाते हैं तो ५ साल बाद ६०००० ब्याज सहित लाभ होगा जो १२प्रतिशत होता है।
3 to 5 years ke liye zyada interest amount ho jata hai isliye shayad 2-3 years ke liye maximum interest milta hai. ye bank aur RBI pe depend karta hai ki interest rate kya set kare
Hi nice video.after my father death and mother's death they have put fd 6.5 lakhs for 3 years and other in mis in 4.5lakhs.do I have to pay income tax on intrest.can u please let me know
मैंने 45 दिनों के लिए 5 लाख की एफडी (7-45 दिन 3.5%) बैंक के अंदर बोर्ड को देखकर बनाई..मुझे लगा 3.5% के हिसाब से 17500 ब्याज मिलेगा पर मुझे सिर्फ 0.431% के हिसाब से 2157 रुपये ब्याज मिला ❓बैंक एक तरह से ग्राहक के साथ गलत सूचना देके फ्रॉड कर रहा है उसे बोर्ड में लिखना चाहिए कि 45 दिनों पर अधिकतम 0.431% के हिसाब से ब्याज मिलेगा❓ जब 45 दिनों पर 3.5% के हिसाब से ब्याज मिल ही नहीं रहा तो उसे लिखा क्यो❓ वार्षिक ब्याज 45 वे दिन पे अधिकतम 0.431% के हिसाब से लिखो ❓इसी तरह 46-179 दिन में 5.5% की जगह अधिकतम 179 वे दिन पे 2.69 % लिखो ❓
Mujhe kisi ka v samaj me nahi aya lekin,,, apne bhttttttttt achche se samjaya
1:18 muje laga tha 7 din me 3% milta hoga 😂. per ye to pure sal ka tha
Tnx bhaiya dout clear karne keliye🎉😊👍🏻
Same bro maine bhi poora sunne k pehle 3% k acc calculate krke lakho k sapne dekh liye 😂
मैं भी यही सोचा था
PERFECT KNOWLEDGE... DIRECTLY SUBSCRIBED..LOADS OF RESPECT FROM NORTH EAST, ASSAM
thank you
Simple explanation.thanks
Thank you so much, your portal is also very helpful.
Very nice information thank you so much 🙏
Most welcome
Excellent speech
Thanks... Bro... Very well explained...
Vry informative video
Very nice explain
thanks
Thank u bhai❤
Welcome
Sir
Please Show how monthly fd calculation for premature closure and discount rate applied
Thank you bhai
welcome
Thnx bhai😂 confused ho gaya tha
welcome
Sir please answer me what will happen when I Do 1lk fd for month and how much intereste we get in end
Thank you sir❤
Sir please make video on best investment plan. For monthly income
Nishit ayush plan acha h sir... investment plan m.. Aditya Birla ka ..
@@aarav4636 😊😊😊😊😊😊😊😊😊😊😊0
Good 👍
I have my fixed deposits in the public sector banks.i have completed my 60 years of age recently whether the additional rate of interest 0.5% (applicable for senior citizens) will be paid on my all existing fixed deposits or not? If you have any circular of RBI. For your information may I add that some public sector banks are giving this benefit. Please give your opinion.
Best video
Thanks 👍
Thanks bahut badiya...
Thanks 👍🙂
Thanks,very good explanation....u got a subscriber ❤
5 years or 10 years tenure, which one someone should choose when interest rate is same?
nice helpful
Sir 60 days ke liye fd krau 1lakh to 4.5% pura intrest milega ya usme bhi sirf 2 month ka milega plz btaia sir
5-10year compounded Kitna hoga 10lakh ka? do you know about rule of 72? 72 divide by rate of interest will give you the years in which your money is doubled.
Hi can u tell formula to calculate fd interest manually without your calculator help
Jo tds kat ho rha hai use band nhi kr sakte kya??
nahi
मैंने 45 दिनों के लिए 5 लाख की एफडी (7-45 दिन 3.5%) बैंक के अंदर बोर्ड को देखकर बनाई..मुझे लगा 3.5% के हिसाब से 17500 ब्याज मिलेगा पर मुझे सिर्फ 0.431% के हिसाब से 2157 रुपये ब्याज मिला ❓बैंक एक तरह से ग्राहक के साथ गलत सूचना देके फ्रॉड कर रहा है उसे बोर्ड में लिखना चाहिए कि 45 दिनों पर अधिकतम 0.431% के हिसाब से ब्याज मिलेगा❓ जब 45 दिनों पर 3.5% के हिसाब से ब्याज मिल ही नहीं रहा तो उसे लिखा क्यो❓ वार्षिक ब्याज 45 वे दिन पे अधिकतम 0.431% के हिसाब से लिखो ❓इसी तरह 46-179 दिन में 5.5% की जगह अधिकतम 179 वे दिन पे 2.69 % लिखो ❓
Sir mene 2017 me Bank of baroda me 50000 hajar rupiye saving account me dala tha ab vo total amount kya hoga pizz Ripley sir
Bank jakar dekh na 😂😂😂😂
@sumitgoswami6291 dekh liya 1 year pahle ka comment h🤣
u r not using excel formula, please make video for day based fd interest
10000 पे एक दो साल के लिए 692
इतना तो कोई 1 दिन धियाड़ी करके कमा लेगा
Ha bhai sahi baat hai 😂
Bro ye pehala wala FD 1 year Mai kitani baar kar sakte hai ?
SBI ke 180 days fd 5.25% interest rate hain ....
Agar main 180days ka fd kholo aur 180days ke bad renew karu mera to interest rate 5.25+5.25=10.5 hoga????
..
Sbi ke ab 400days wala scheme se acha hoga kiya 6months ka!?
Are nhi 5.25% saal ka hota h, agar 6 months ki fd karaoge to interest 5.25 ka half 2.75% hi milega
@@trksir170 scheme main 180 days ke liyee 5.25% likha tha
Bhai minimum kitne dino k liye fd kiya ja sakta hai?
7 days I think. interest rate low hoga lekin
Brother please suggest: can I open fd for 45 or 46 days by credit card amount .. ? Because company provides 50 days no interest loan . I have icici bank saving account . And also tell me is there any maturity time boundation.and lock in period..??
Credit card companies give interest free credit only when you purchase goods.. not for borrowing cash.. so putting it in FD is not a good idea brother
Fd k final ammount pr income tax dena padega kya
yes if total income is above exemption limit
Agar pata karna hai ki hume Quarterly interest kitna milega toh kaise calculate karenge
Post office ka kon sa scheme thik rahega agar 10000 monthly investment karu? Mera age abhi 24year ha.
Please koyi bata do ma investment karna chahata hun.
Sir according to rules 10 lakh se jyada fd karenge toh income tax department ki notice aa sakti hain tab proff dena hoga ki paise kaha se mile,lekin agar mere account pe apne papa ke paiso se fd karawu 30 lakh ka toh kya proof Dena hoga?
Sir ek hi bank me do fd account khol skte ha kya pls reply
Hai sir for 46 days ki fd me 6 lakh Kar saktha hai Sir aur tds and it Cut hota kya sir Pls tell me ThanQ
Mera account uttrakhand m h or m delhi me shift ho gai hu to kia mera fd kisi b bank m ho skta h ya mjh apna account transfer krna hoga
Sar ek lakh rupaye ki FD 46 days ke liye fixed deposit karte hain to kitna interest milega
FD calculator use Karo
Link: fincalc-blog.in/fd-calculator-fixed-deposit-interest-calculator/
Sip karo bhai long term ke liye 12% too milega hi milega
yes right. leking short term ke liye FD better hai with less risk
@@fincalc but long term ke liye sip 😊 sip aap agar 20 saal tak kar lege too apne sapne ko jarur pura kar sakte ha par long term ke sip hi karna chahiye short term ke liye nahi ha sip minimum 5 years
Stock market zindabaad
Bhai ye btao fd me interest compound nhi hota kya suppose 12 month ki fd h 10k ki pehle महीने 10k par jo interest mila h usse agle महीने 10k+interest(30days) par interest nhi milta kya dusre महीने के liye paise jyada nhi ho gye account me jitne pehle महीने थे
Uske liye cumulative fd krna pdega..bank wale se apko bolna padega aisi fd chahiye vrna vo regular fd karwayenge
2 to 3 years ke liye 6.75 aur 3 to 5 years ke liye 6.25., ye kam kaise ho gayaa aur kyu hua
Sir jankare chahiye tha
Sir mainay icici bank mein 150000 (1.5 Lakh) ki fd karwai on 18 Feb 2023 with 7 % interest rate pe for 36 months. FD statement dekhnay pe Usmay 31 march 2023 tak interest flow 1270 Rs. dikha raha hai ..... jabki mein aapki calculation/ calculator k hisab se chal rahu to interest 1179 Rs. interest dikhata hai (considering 41 days in your calculator) .... plz guide where is the calculation difference. is there is any compounding catch ... plz clear the issue.
Jabki bank 36 mahinay baad yaani 18 Feb 2026 pe interst 34716 dikha raha hai and aapkay calculator pe bhe same interest (Rs.34716 ) show ho raha hai...3 saal daanay pe ......fir 31 march 2023 tak k interst mein kyu difference aa raha hai ...
1 day interest and 1 year interest are gives different answer...how?
because the interest rates are different for 1 day and 1 year tenures
I always thought that banks calculated interest on quarterly basis, the Principal amount being compounded every 3 months. This means the effective interest will be higher than than that quoted in the table.
Formula for fd intrest rate
Sir maine apna ghar bech kar fds me paise daale hai aur unka total interest 200000 aata h aur meri koi or income nhi h bilkul bhi aur mene tds ka 15g form bhi bhar diya tha
But mujhe samajh nhi aa raha ki mere tax katega yaa nhi
Sir pls help kariye ki me apna paise aaur kaise bachau
Fds abhi march me hi karwaayi h
Madam ji mujhe 50 thausand dedo please chota sa shop open karna chahta hu apko wapis bhi kar dunga mere sab details deta hu apko
Kya ham fd me 10000000 rakh sakte he please reply
Ha
@@Prantik1687 bro 3 saal ke liye har mahine 1 karod bhar sakte he kya
👍👍👍👍👍
800 din wali kaise calculate karen ge 7.5
यदि आप वरिष्ठ नागरिक हैं तो SCSS स्कीम में निवेश करने पर सबसे ज्यादा फायदा है । एक लाख पर 5साल में कुल ४१००० जबकि fd में जैसा बताया गया है ३६५६५ ही मिलेंगे। यदि SCSS में मिलने वाला तिमाही ब्याज भी उसी में निवेश करते जाते हैं तो ५ साल बाद ६०००० ब्याज सहित लाभ होगा जो १२प्रतिशत होता है।
❤❤
50000 ,7.15%,13 month?
100000 pe 7% ke hisab se 200days se kitne milege
2 to 3 years ke liye 6.75 aur 3 to 5 years ke liye 6.25., ye kam kaise ho gayaa aur kyu hua
3 to 5 years ke liye zyada interest amount ho jata hai isliye shayad 2-3 years ke liye maximum interest milta hai. ye bank aur RBI pe depend karta hai ki interest rate kya set kare
Hahaha thanks
Bhai ek saal ka 675 ki jagah 692 kaise bana
15000 ka kitna hota ha bro 480 days mai
FD calculator use karo
link: fincalc-blog.in/fd-calculator-fixed-deposit-interest-calculator/
Blackboard pr smjhha o
You did not show how to calculate when tenure is more than 1 years.
you can use FD calculator here for more examples:
Link: fincalc-blog.in/fd-calculator-fixed-deposit-interest-calculator/
3/365(10000/100)7
Hi nice video.after my father death and mother's death they have put fd 6.5 lakhs for 3 years and other in mis in 4.5lakhs.do I have to pay income tax on intrest.can u please let me know
Sir kala me
Mein 1000/ monthly Karna chahta hu Kon se found me karu mera age 53 y please
Post office is safest for senior citizen.
10000×3×7÷100÷365
Bhai
,३६५६५ को ३६३५० पढ़ा जाय।
मैंने 45 दिनों के लिए 5 लाख की एफडी (7-45 दिन 3.5%) बैंक के अंदर बोर्ड को देखकर बनाई..मुझे लगा 3.5% के हिसाब से 17500 ब्याज मिलेगा पर मुझे सिर्फ 0.431% के हिसाब से 2157 रुपये ब्याज मिला ❓बैंक एक तरह से ग्राहक के साथ गलत सूचना देके फ्रॉड कर रहा है उसे बोर्ड में लिखना चाहिए कि 45 दिनों पर अधिकतम 0.431% के हिसाब से ब्याज मिलेगा❓ जब 45 दिनों पर 3.5% के हिसाब से ब्याज मिल ही नहीं रहा तो उसे लिखा क्यो❓ वार्षिक ब्याज 45 वे दिन पे अधिकतम 0.431% के हिसाब से लिखो ❓इसी तरह 46-179 दिन में 5.5% की जगह अधिकतम 179 वे दिन पे 2.69 % लिखो ❓