MCB Islamic Bank House Loan Scheme 2022

Purpose:
Shari’ah compliant financing solution to Individuals to acquire property for private dwelling / residence purposes through the following ways; mode of Islamic finance is ‘Diminishing Musharakah’:
Home Purchase: Purchase of ready / constructed property.
Home Construction: Construction of house on land owned by customer(s) (finance disbursed in tranches).
Home Renovation: Renovation / improvement of existing house (finance disbursed in tranches).
Plot Purchase Plus Construction: Purchase of land / plot and construction on it (finance disbursed in tranches).
Balance Transfer Facility: Balance transfer of existing housing facility of customer(s) from other Banks/DFIs
Eligibility Criteria:
Applicant(s) must be Pakistani Resident Nationals.
Minimum monthly net salary of PKR 60,000/- for Salaried Individuals and minimum monthly net income requirement of PKR 100,000/- for Self-Employed Individuals.
Minimum Age Requirement: 25 years for Primary Applicant (22 years for Joint-Applicant).
Maximum Age Requirement (at finance maturity): 65 years for Primary Applicant (70 years for Joint-Applicant).
Employment / Business Length: Minimum 2 years employment (Salaried) and 3 years length of business (Self-employed).
Minimum Documentation:
Copy of valid and original CNIC / SNIC / NICOP.
2 passport size recent colored photographs.
Bank statement (12 months)
Declaration of all financing facilities availed from all financial institutions.
Income documents.
Business / employment proof.
Copy of property documents.
Any other document required by the Bank.
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[@usmanahmad1399]

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[@AhmadHassan-lw5ky]

اپ یہ بھی بتائیں دس لاکھ یا بیس۔لاکھ پر قسط کیا بنے گئ
اگر قسط غریب دے نہ سکے تو ایسے اسلامی کو کیا کرنا یار عقل سے بھی کام لیں