Hlo mam... AP ne hum bahut niras Kiya mene apke video dekar kuch umid mili thi but apne wo bhi thod di hum bahot sadhar log h. AP se ek aas band Li thi ki sbne sath chhod diya Hume laga ap help Karo ge but apne bhi sath chhod diya.... Thank you mam😔
@@GyanDhan SBI never admits loan applications for diploma and also requires home only as collateral, even if we provide non agricultural land as collateral.
Sorry to hear about your experience. That is where GyanDhan comes into the picture. If you'd have applied via GyanDhan then your process would have been much faster and hassle free.
For HDFC credila loan for non collateral from gyandhan only giving 1 yr, after 1yr they are asking for repayment is it true or they should give time for whole course
Yes! It will. You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
My father's monthly income is 15k per month and I have a workex of 2years and my last withdrawn salary is 17.5k my age 24 yrs will I get a loan of 10 lakh? For my MS in germany?
Hi Anmol! If you are looking for an abroad education loan, you can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
Is it safe to pledge collateral property documents with HDFC Credila? and secondly, Does Canada visa authorities accept HDFC Credila loan? because CIC website doesn’t list HDFC Credila in their list of acceptable banks specific to India. Please reply.
Hey, Thanks for reaching out to us! Yes it is definitely possible to avail an abroad education loan to pursue a bachelor's degree.However in that case collateral needs to be pledged. To get started with our personalized and free education loan counseling services kindly check your loan eligibility through tapping the link mentioned below; bit.ly/2TBjVYI
Hi Brajbhushan, In the case of HDFC Credila education loans, it is often recommended to take an insurance policy to cover the loan. However, you are not necessarily required to buy the insurance from HDFC itself. You can choose to purchase an education loan insurance policy from any insurance provider. It's important to check the terms and conditions of the loan agreement with HDFC Credila to understand their specific requirements and see if there are any benefits to choosing their insurance. Feel free to reach out to us for more detailed guidance! Meanwhile, you can also check your education loan eligibility here bit.ly/3JOQ7mm Regards, Team GyanDhan!
HDFC Cerdila sey lain ley kar fas jana yeah call ja answer nahi kartey mera 30 lac ka loan section hua tha par link par click he nahi hua agent ko kai bar call key no reply fer hum ney incred sey lain leya very good service fer hdfc request ani start hui ke aap section deka do hum kam interest rate par loan kar dey gey par hum ney sorry kar deya so please check interest rate high hai
Hi Anmol, You can redirect your queries to our dedicated loan counselors on GD Connect : discussions.gyandhan.com/ They'll guide you through every step of the way and that too totally free of cost. Regards, Team Gyandhan!
if I'm paying with partial interest, How is interest calculated on education loan during moratorium period? Is this true that from 1st July 2023 policy is changed and CREDILA now charges compound on remaining amount?
Hello! Thank you for reaching out to GyanDhan. In case you are paying partial interest, the remaining interest will be added in the principal amount. Thus, the compound interest is charged on the principal amount and remaining simple interest as well. Hope this helps!
Hi mam, Mam maine june me loan ke liye apply kiya hua hai but abhi tak mera loan approved Nhi FI, Call sabh kus done ho gya but sanction letter nhi aa reha. Aap plzz meri help kar skhti hai. Majhe apki help ki bhut need hai. Plzz mam
Hi Taran, You can redirect your queries to our dedicated loan counselors on GD Connect : discussions.gyandhan.com/ They'll guide you through every step of the way and that too totally free of cost. Regards, Team Gyandhan!
Hi Nisha! Thank you for reaching out to GyanDhan. If you are looking for an abroad education loan, you can get your free, personalised assessment by checking out our loan eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
Yes! It is possible. You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
Kindly tell me expiry of disbursement after sanctioned the loan? Or can I extend the date if it has a expiry date? One more thing only co -borrower will sign the contract or have to pick additional co-borrower at the time of disbursement?
Hello Thank you so much for contacting us! We definitely understand your concern and would like to inform you that after the loan amount is sanctioned the disbursement process has no expiry date, it can be done till the last semester of the course. However kindly keep a note that the disbursement letter needs to be signed by both the applicant and the co-applicant. Hope this helps! Thanks & Regards Team GyanDhan
You don't have to show funds. You will need a co-applicant with sufficient salary to pay the EMIs. You can check your loan eligibility by clicking on the link in the pinned comment.
Hello Sir Thanks for getting in touch! The loan repayment process varies and depends upon different criteria, however, if you are availing of a loan product on an immediate emi basis then the repayment process starts after the next month of your loan approval process.
Maam I got admission in loyalist college,canada for Computer systems Technician..I need loan for my first year fees which is of 17000cad without collateral..can you please help what to do..how to apply???my father will be the co-applicant who is pensioners monthly income 27000...
check prodigy and see if ur university is in their list. Prodigy gives loan without collateral or co signer. (not sponsored just came to know about it while surfing via YT channel Parth Vijayvergiya)
Hey Shubham! Different lenders have different limits. However, you can get unsecured loans upto 1 crore. You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
Hello Sanjay, Thank you for reaching out. We provide abroad education loan-related services only at the moment. Can we help you with anything else? Regards, Team GyanDhan!
What are the rules for repayment especially early repayment Say for example loan taken is 10 lakhs for 30 yrs and emi is 7000 and now after 1 yr i wanted to repay 2 lakh then subsequently in next month paid another 3 lakhs and in next month repaid entire balance so this way of repayment is allowed ?
Depends upon the lender. Private lenders totally allow this without any prepayment penalty. Whereas, government banks have certain penalty against paying before the loan tenure. Please get in touch with our counselor to get better understanding. Please Check your education loan eligibility here- bit.ly/2TBjVYI
Please provide more details. You can also enter details on our loan eligibility checker and get to know everything about your loan in a few clicks. Check education loan eligibility here: bit.ly/2zmJbYc
Thanks for reaching out to us! We want to let you know that we at GyanDhan offer our services without any charges. However, while applying for an unsecured education loan, applicants have to pay the processing fees. The processing fee is required to be paid upfront before the disbursement process. Thanks & Regards Team GyanDhan
Hello Neeraj Thank you for reaching out to us! Yes, it is possible to avail an unsecured loan for Griffith University, Australia from HDFC Credila. You can get your free personalized assessment by checking out our eligibility tool below: www.gyandhan.com/loaneligs?campaign_method=google&campaign_partner=home-page We request you to share your contact details at contact@gyandhan.com, so our counselor can get in touch with you and assist you for the same. Looking forward to hearing from you. Warm Regards, Team GyanDhan"
Hi Jyoti! You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
Mam mere documents me mere father ke name ki spelling NAWAB hai aur Father ke documents me SHRI NAWAB Hai to loan sanction me iska koi issue ho skta hai kya?
Mam i contact with hdfc credila but they said we never offer any loan without collateral for Bachelor students my loan amount is approx 12lakh ..plz help me here
Mam plz tell me that iam a undergraduate student can i take the loan,.. or not .. i completed 12 in 2019 in medical... Nd have computer diploma... Nd inwanna take office administration in n health services course .... So can I take loan plz tell. Me?
Hi Sakshi, Thank you very much for contacting GyanDhan. We would love to help you obtain an education loan for your studies abroad. We request you share your contact details at contact@gyandhan.com so our expert counselor can get in touch with you and assist you for the same. In the meanwhile, you can get your free personalized assessment by checking out our eligibility tool below: www.gyandhan.com/loaneligs?campaign_method=google&campaign_partner=home-page Looking forward to hearing from you. Warm Regards, Team GyanDhan"
Hi my father will be my co-applicant who is working in Doha. And my additional co-applicant will be my mother. But she is not working and doesn't have any income. Is there any problem with that?
@@GyanDhan does that additional co-applicant must have an monthly income of 30000 or above? Or its it's ok for them to have only 15000 to 18000 salary.
@@aswathyjnair7636 It depends on the loan amount you want. I would recommend you to use our online loan eligibility checker to know your loan eligibility. Check education loan eligibility here: bit.ly/2zmJbYc
Hello, The academic score works as a catalyst in your loan approval process. However, it is not the sole criterion to borrow an education loan. There also exist various other eligibility criteria such as collateral value, the income of the co-applicant, etc. which also play a vital role in availing an education loan. Therefore please check your loan eligibility by tapping the link mentioned below. bit.ly/2TBjVYI Hope this helps !
We request that you share your phone number at contact@gyandhan.com, so our counsellor can get in touch with you and assist you with the same. In the meantime, you can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
Hello, unfortunately there is no product available as per your current requirement as of now. However if available we will definitely update you regarding the same.
Mam i want to do my further master study in Australia i just want only my mba course fees except accommodation or any expenses fees can i get in hdfc bank give me answer mam
Hello! Thank you for reaching out to GyanDhan. We request that you share your phone number at contact@gyandhan.com, so our counsellor can get in touch with you and assist you with the same. In the meantime, you can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
Hello, Shaik Thank you so much for contacting us! We would love to assist you in availing an abroad education loan to pursue your studies in Australia from HDFC credila .Therefore, we would request you to share your contact details at contact@gyandhan.com and one of our expert counselors will contact you at the earliest while guiding you in your study abroad journey . Hoping to hear from you soon. Thanks and Regards Team GyanDhan
Mam I've applied for HDFC credila loan but it's been more than month they ask me for more documents to send, my last date of fees payment is already passed what should I do now
Hey Saurav! You can start your loan application based on IELTS/PTE score. However, the loan will only get approved when you receive your offer letter. You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Warm Regards, Team GyanDhan
Hey! Education loan without property is possible. However, the chances of loan approval depends upon numerous factors and different criteria set by different lenders, such as the target country, target course, academic profile, credit score, etc. You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
Hello Pawan We understand your concern. Therefore we would request you to kindly assess your loan eligibility through tapping the link below . www.gyandhan.com/loaneligs?campaign_method=google&campaign_partner=adwords_rm_gd2&gclid=Cj0KCQiAtbqdBhDvARIsAGYnXBMVQiekpkab4OlU9yslDYQoQbEucsXzzi79NOA8TIR1tG6yxXspSZAaAmkHEALw_wcB Hope this helps !
Yes. Please share your contact details at contact@gyandhan.com. We will reach out to you for further process. We don't charge anything for our services.
Hy, I applied for HDFC Credila during last intake but I couldn't go and told them to put my application on hold. They updated as rejected. Can I apply for it again now?
Hi, you can apply to many lenders via GyanDhan at the same time to get the best rate of interest possible. Please check your loan eligibility now! bit.ly/2zmJbYc
Yes, they do check your CIBIL Score. A good cibile score must be 650 and above. If you're having trouble with your CIBIL Score, you can contact GyanDhan loan counselor by visiting our website and know more.
Hey, yes it is possible to borrow an education loan to pursue an undergraduate degree. However in this case the collateral needs to be pledged. Kindly check your education loan eligibility through tapping the link mentioned below. bit.ly/2TBjVYI
Hello Rakhi Thank you so much for contacting us! Yes, an offered co-applicant refers to someone who is in our blood relation. However co-applicants can be further bifurcated into two major categories i.e the primary co-applicant and the financial co-applicant, Now the question arises who can be the financial co-applicant? The financial co-applicant can be either our immediate family members such as father, mother, brother or in some cases distant family members of relatives. such as uncle, aunt, cousins etc as per the lender’s eligibility criteria. In order to gain a detailed overview of the types of co-applicants kindly check out our Instagram post regarding the same through tapping the link mentioned below . instagram.com/p/CjX87z-PEXN/?igshid=MzVlODdmYjc= Hope this helps !
Hi, Kamal Yes, you can avail of the loan for diploma courses as well. We would love to help you obtain an education loan as per your needs. Thus we request you to share your contact details at contact@gyandhan.com, so our counselor can get in touch with you and assist you with the same. In the meanwhile, you can get your personalized assessment by checking out our eligibility tool below: bit.ly/2zmJbYc Hope this was useful.
Hey! Thank you for reaching out to GyanDhan. You can get your free, personalised assessment by checking out our loan eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
Hi! You can apply for an education loan based on your GRE score. If in case you are looking for an abroad education loan you, you can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan
Hi, Thank you for contacting GyanDhan. We would be delighted to assist you in availing an unsecured education loan in that case you have to offer co-applicant who can be either salaried or self employed. We request you to share your contact number, at contact@gyandhan.com and our counselor will get in touch with you to assist you for the same. Looking forward to hearing from you. Warm Regards, Team Gyan Dhan
Hello, Thank you for reaching out to Gyandhan. Yes, you can make a friend your co-applicant for an education loan if they meet the lender's criteria. Most lenders prefer close relatives, but some allow friends if they have a strong financial background. Your friend will need to provide necessary documents like proof of income and consent to take on the responsibility. It's best to check with your lender for specific requirements. If your friend is abroad, ensure open communication and understand the legal implications. Meanwhile, you can also check your education loan eligibility here bit.ly/3JOQ7mm Regards, Team GyanDhan!
Hi, Chirag Thanks for getting in touch with us ! We would like to inform you that once you have received the sanction letter, the bank will provide you with the agreement, which you must sign and return to the nearest branch of your concerned lender. However, once you have signed the agreement, the loan amount will be directly credited to your bank account within 24 hours. Hope this helps!
Hello, It'll be difficult to avail the non-collateral loan without showing income proof of the co-applicant. We'll suggest checking education loan eligibility here: bit.ly/2zmJbYc
Hey, Shubham Thank you so much for contacting us . We definitely understand your concern and would suggest you to directly contact your concerned lender regarding the same. However, if you have applied via us, we would also request you to kindly share your contact details at contact@gyandhan.com so that we will reevaluate your profile and get back to you regarding the same. Hoping to hear from you soon. Thanks & Regards Team GyanDhan
Check education loan eligibility here: bit.ly/2zmJbYc
& Subscribe to Gyandhan: bit.ly/3H3Mvt1
P
Mam apke sath cont. Kase kre?
Its totally fake don't waste ur time.. without colletral they don't provide u loan.. even ur abroad university is of top level
Mam.kya.mbbs.bangladesh.ke.liye.loan.milega
Ankush Kumar lon nahi huva
Hlo mam... AP ne hum bahut niras Kiya mene apke video dekar kuch umid mili thi but apne wo bhi thod di hum bahot sadhar log h. AP se ek aas band Li thi ki sbne sath chhod diya Hume laga ap help Karo ge but apne bhi sath chhod diya.... Thank you mam😔
Sbi option 1 rakho(8.75%)... If property nahi hai to hi hdfc me jawo
Thanks bhae
Yes. And it's 8.65% not 8.75%
Bhai 2 acar property hai and house h apna to SBI shi rahega ya koi or?
Kya banks agriculture land accept karegi
@@GyanDhan SBI never admits loan applications for diploma and also requires home only as collateral, even if we provide non agricultural land as collateral.
Kya hdfc credila wale co-applicant ka business dekhna Ghar aate hain ya just online paper work se hi ho jata hai loan sanction?
It will be done online.
No.. It takes upto 21days and more for loan sanctioning
Because i too applied for EL from hdfc credila and still i didn't get any update about it..
Sorry to hear about your experience. That is where GyanDhan comes into the picture. If you'd have applied via GyanDhan then your process would have been much faster and hassle free.
For HDFC credila loan for non collateral from gyandhan only giving 1 yr, after 1yr they are asking for repayment is it true or they should give time for whole course
Dose Education loan from HDFC depends on academic or not ??
Yes! It will. You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team GyanDhan
My father's monthly income is 15k per month and I have a workex of 2years and my last withdrawn salary is 17.5k my age 24 yrs will I get a loan of 10 lakh? For my MS in germany?
Hello, the minimum required income of the co-applicant should be 35 to 40 k per month in order to carry the loan process further.
Mam जैसे मैं तो कोई job नही करता और न ही ITR bharta huu तो क्या मेरे को loan mil sakhta hai
Hi Anmol! If you are looking for an abroad education loan, you can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team GyanDhan
Is it safe to pledge collateral property documents with HDFC Credila? and secondly, Does Canada visa authorities accept HDFC Credila loan? because CIC website doesn’t list HDFC Credila in their list of acceptable banks specific to India. Please reply.
Yes, it is safe. Yes, Canada visa authorities accept HDFC credila loan.
Kya ham moritorim period mey full EMI loan repayment kar saktey kya...
I wanna ask that undergraduate students can apply for tha loan or it just for master?
Hey, Thanks for reaching out to us!
Yes it is definitely possible to avail an abroad education loan to pursue a bachelor's degree.However in that case collateral needs to be pledged. To get started with our personalized and free education loan counseling services kindly check your loan eligibility through tapping the link mentioned below;
bit.ly/2TBjVYI
Mam I want to know about insurance policy in credila loan disbursement, it is necessary to buy insurance from HDFC only??
Hi Brajbhushan,
In the case of HDFC Credila education loans, it is often recommended to take an insurance policy to cover the loan. However, you are not necessarily required to buy the insurance from HDFC itself. You can choose to purchase an education loan insurance policy from any insurance provider. It's important to check the terms and conditions of the loan agreement with HDFC Credila to understand their specific requirements and see if there are any benefits to choosing their insurance. Feel free to reach out to us for more detailed guidance!
Meanwhile, you can also check your education loan eligibility here bit.ly/3JOQ7mm
Regards,
Team GyanDhan!
HDFC Cerdila sey lain ley kar fas jana yeah call ja answer nahi kartey mera 30 lac ka loan section hua tha par link par click he nahi hua agent ko kai bar call key no reply fer hum ney incred sey lain leya very good service fer hdfc request ani start hui ke aap section deka do hum kam interest rate par loan kar dey gey par hum ney sorry kar deya so please check interest rate high hai
Should we pay processing fee before getting sanction letter??? Or after sanction letter
Hello,
The processing fee should be paid before getting the sanction letter.
If we paid before ....n then loan will rejected..can u repaying processing fee.
Interest kb charge hota hai? Paise transfer hone k baad hi ya when after education person get job?
Hi Anmol,
You can redirect your queries to our dedicated loan counselors on GD Connect : discussions.gyandhan.com/
They'll guide you through every step of the way and that too totally free of cost.
Regards,
Team Gyandhan!
Mam hdfc credila loan sirf abroad studies k liye milta h kya?? India m study krne k liye nhi milega kya??mam mujhe education loan len lena hai
Agar Mai ne 25 lac. Ka loan liya UK study ke liye, mere 3 years k program k liye to mujhe payment karna kab se suru hoga ...?
if I'm paying with partial interest, How is interest calculated on education loan during moratorium period? Is this true that from 1st July 2023 policy is changed and CREDILA now charges compound on remaining amount?
Hello! Thank you for reaching out to GyanDhan. In case you are paying partial interest, the remaining interest will be added in the principal amount. Thus, the compound interest is charged on the principal amount and remaining simple interest as well.
Hope this helps!
Hi mam, Mam maine june me loan ke liye apply kiya hua hai but abhi tak mera loan approved Nhi FI, Call sabh kus done ho gya but sanction letter nhi aa reha. Aap plzz meri help kar skhti hai. Majhe apki help ki bhut need hai. Plzz mam
Hi Taran,
You can redirect your queries to our dedicated loan counselors on GD Connect : discussions.gyandhan.com/
They'll guide you through every step of the way and that too totally free of cost.
Regards,
Team Gyandhan!
Mam, What is the minimum amount of ITR of an co-applicant for abroad education loan without collateral???
Please reply
Hi Nisha! Thank you for reaching out to GyanDhan. If you are looking for an abroad education loan, you can get your free, personalised assessment by checking out our loan eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team GyanDhan
Does our parents cibil score matters for getting education loan..??
Hello Saif,
Yes, it does if they are your Co-applicant.
Check education loan eligibility here: bit.ly/2zmJbYc
Is it possible to get loan if we have 4 not clear NC in university result..?
Yes! It is possible. You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team GyanDhan
Can I get another education loan from hdfc credila if I already taken education loan from psu bank for same course
No. You can't take education loan from two different banks for same course.
Kindly tell me expiry of disbursement after sanctioned the loan?
Or can I extend the date if it has a expiry date?
One more thing only co -borrower will sign the contract or have to pick additional co-borrower at the time of disbursement?
Hello
Thank you so much for contacting us!
We definitely understand your concern and would like to inform you that after the loan amount is sanctioned the disbursement process has no expiry date, it can be done till the last semester of the course. However kindly keep a note that the disbursement letter needs to be signed by both the applicant and the co-applicant.
Hope this helps!
Thanks & Regards
Team GyanDhan
Hi can we get loan for studying post graduation in psychology in Canada. Pl guide
Hello, Yes you can.
Please check your education loan eligibility here: bit.ly/2zmJbYc
Aap ke file chargers kiya hai mam
mam what is the elegibility for unsecured loan
Check education loan eligibility here: bit.ly/2zmJbYc
How much funds we have to show for non collateral loan for Canada
You don't have to show funds. You will need a co-applicant with sufficient salary to pay the EMIs. You can check your loan eligibility by clicking on the link in the pinned comment.
Kya hdfc credila se loan le baad agle month se hi EMI start ho jaygi agar ma 10 lakh loan leta hu to...????
Hello Sir
Thanks for getting in touch!
The loan repayment process varies and depends upon different criteria, however, if you are availing of a loan product on an immediate emi basis then the repayment process starts after the next month of your loan approval process.
Will credilla disburse the loan amount before admission ??
No. Amount will be disbursed only post admission
Is it compulsory to pay the intrest at the time of study also
Yes, you have to pay simple interest at the time of the study
Maam I got admission in loyalist college,canada for Computer systems Technician..I need loan for my first year fees which is of 17000cad without collateral..can you please help what to do..how to apply???my father will be the co-applicant who is pensioners monthly income 27000...
Check education loan eligibility here: bit.ly/2zmJbYc
check prodigy and see if ur university is in their list. Prodigy gives loan without collateral or co signer. (not sponsored just came to know about it while surfing via YT channel Parth Vijayvergiya)
Hlo mam mere husband ki salary 22000 hai and ITR bhi fill krte hai aur maine UK ke liye apply kiya hai kya hume loan mil skta hai ?????
You will have to add another co-applicant as the salary should be more than 30k per month.
Can i use my grandfather's fixed deposit as collateral?
Yes you can
What is the maximum limit of unsecured loan?
Hey Shubham! Different lenders have different limits. However, you can get unsecured loans upto 1 crore. You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team GyanDhan
Mam hdfc credila sey lone lene key liye hdfc bank mai account open kerwana hoga pahle applicant ko
Hey, It is not mandatory to have an account in HDFC credila to apply for the loan.
The Institute of Cost Accountants Can I get a loan to do this?
Hello Sanjay,
Thank you for reaching out. We provide abroad education loan-related services only at the moment. Can we help you with anything else?
Regards,
Team GyanDhan!
What are the rules for repayment especially early repayment
Say for example loan taken is 10 lakhs for 30 yrs and emi is 7000 and now after 1 yr i wanted to repay 2 lakh then subsequently in next month paid another 3 lakhs and in next month repaid entire balance so this way of repayment is allowed ?
Depends upon the lender. Private lenders totally allow this without any prepayment penalty. Whereas, government banks have certain penalty against paying before the loan tenure. Please get in touch with our counselor to get better understanding. Please Check your education loan eligibility here- bit.ly/2TBjVYI
Aap ne kese apply keya proprty ke pepar deye
Hlo mam manya loan lana ha 7lakh tak ka for study abroad isma kya security dani pada gi or collateral ki jrurt pada gi ya nahi
Please provide more details. You can also enter details on our loan eligibility checker and get to know everything about your loan in a few clicks. Check education loan eligibility here: bit.ly/2zmJbYc
What is the difference between co applicant and co-borrower?
There is no difference. Both the terms can be used interchangeably.
Mam m germany jaa raha hu February m or maine IELTS exam diya hu GRE nahi diya hu. Hdfc se loan mil jaayegaa kya?
Check education loan eligibility here: bit.ly/2zmJbYc
Is there any additional cost for prepayment????
Thanks for reaching out to us!
We want to let you know that we at GyanDhan offer our services without any charges. However, while applying for an unsecured education loan, applicants have to pay the processing fees. The processing fee is required to be paid upfront before the disbursement process.
Thanks & Regards
Team GyanDhan
Does Griffith University australia accept unsecured education loan from HDFC credila for paying 1 year fees ?
Hello Neeraj
Thank you for reaching out to us!
Yes, it is possible to avail an unsecured loan for Griffith University, Australia from HDFC Credila.
You can get your free personalized assessment by checking out our eligibility tool below:
www.gyandhan.com/loaneligs?campaign_method=google&campaign_partner=home-page
We request you to share your contact details at contact@gyandhan.com, so our counselor can get in touch with you and assist you for the same.
Looking forward to hearing from you.
Warm Regards,
Team GyanDhan"
Does Credila charge simple interest or compound interest?
Depends on many factors like college, course etc. You can check loan eligibility here: bit.ly/2zmJbYc
Compound
Do we need to pay any fee for laon scancation letter..? Before disbursement..?
Only processing fee needs to be paid before the sanction letter.
@@GyanDhan how much please tell me
Helllo mam ..can I get 40 lakhs loan without collateral to study undergraduate programs?? After 12 th?
Check education loan eligibility here: bit.ly/2zmJbYc
Is Educational loan possible without co-applicant or itr ???
Yes. From international lender. Please check your education loan eligibility here- bit.ly/2TBjVYI
मुझे abrod जाना हैं.12th की बात की पढाई के लिये मेरे
पास कॉलेट्राल नाही है
तीस लाख का लोण मेलेगा क्या मुझे reply kijiye sir
Hi Jyoti! You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team GyanDhan
do they provide GIC loan as well? or if i take this loan will they pay for GIC?
Yes you can include that
Mam mere documents me mere father ke name ki spelling NAWAB hai aur Father ke documents me SHRI NAWAB Hai to loan sanction me iska koi issue ho skta hai kya?
Please get in touch with GyanDhan. Email- contact@gyandhan.com
Counseler will help you with it.
Mam mujhe India me Education complete krne hai ... Uske liye loan process kya hai??
Hello Kailash,
Unfortunately, we won't be able you as we don't assist with loans in India.
You can contact your local bank for the loan
@@GyanDhan ok mam
Married students can apply for this loan without collateral?
Yes
Mam i contact with hdfc credila but they said we never offer any loan without collateral for Bachelor students my loan amount is approx 12lakh ..plz help me here
For Bachelors courses you require a collateral
Economic course in canada के लिए without colletral loan मिल सकता हैं क्या ❓️
Can i get non collateral education loan upto 20 lakh for my PG diploma course
Please Check your education loan eligibility- bit.ly/2TBjVYI
Mam plz tell me that iam a undergraduate student can i take the loan,.. or not .. i completed 12 in 2019 in medical... Nd have computer diploma... Nd inwanna take office administration in n health services course .... So can I take loan plz tell. Me?
Dude i wanna ask the same have you got any info?
Hi Sakshi,
Thank you very much for contacting GyanDhan.
We would love to help you obtain an education loan for your studies abroad.
We request you share your contact details at contact@gyandhan.com so our expert counselor can get in touch with you and assist you for the same.
In the meanwhile, you can get your free personalized
assessment by checking out our eligibility tool below:
www.gyandhan.com/loaneligs?campaign_method=google&campaign_partner=home-page
Looking forward to hearing from you.
Warm Regards,
Team GyanDhan"
Mam can we get loan only for our living expenses
That would be considered as personal loan. You can use your own money for living expenses and apply for an education loan
Hi my father will be my co-applicant who is working in Doha. And my additional co-applicant will be my mother. But she is not working and doesn't have any income. Is there any problem with that?
Yes, one additional co-applicant will be required in India who should be earning.
@@GyanDhan does that additional co-applicant must have an monthly income of 30000 or above? Or its it's ok for them to have only 15000 to 18000 salary.
@@aswathyjnair7636 It depends on the loan amount you want. I would recommend you to use our online loan eligibility checker to know your loan eligibility. Check education loan eligibility here: bit.ly/2zmJbYc
Ma’am hdfc credelia me after 12 th jo student credila se loan lete hai unka EMI loan next month hi start ho jata hai ?
Hello,
The academic score works as a catalyst in your loan approval process. However, it is not the sole criterion to borrow an education loan. There also exist various other eligibility criteria such as collateral value, the income of the co-applicant, etc. which also play a vital role in availing an education loan. Therefore please check your loan eligibility by tapping the link mentioned below.
bit.ly/2TBjVYI
Hope this helps !
@@GyanDhan thank you ma’am
Mam they are asking for collateral but i want only 1200000 to 1300000 lakh loan
We request that you share your phone number at contact@gyandhan.com, so our counsellor can get in touch with you and assist you with the same. In the meantime, you can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team GyanDhan
Can i get loan for mbbs in Russia..?? We have collateral but it is on home loan.. If you need a guaranter we also have a guranter as my brother...
Hello, unfortunately there is no product available as per your current requirement as of now. However if available we will definitely update you regarding the same.
EMI kab se start hogi
Is it also applicable for students going to study in Phillipines...
Not for mbbs courses
Mam i want to do my further master study in Australia i just want only my mba course fees except accommodation or any expenses fees can i get in hdfc bank give me answer mam
Hello! Thank you for reaching out to GyanDhan. We request that you share your phone number at contact@gyandhan.com, so our counsellor can get in touch with you and assist you with the same. In the meantime, you can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team GyanDhan
Do they give unsecured loan for bachelors??
Not for bachelor courses as of now
HDFC Credila , is acceptable by Australian universities?
If you get to know plz let me know
Hello, Shaik
Thank you so much for contacting us!
We would love to assist you in availing an abroad education loan to pursue your studies in Australia from HDFC credila .Therefore, we would request you to share your contact details at contact@gyandhan.com and one of our expert counselors will contact you at the earliest while guiding you in your study abroad journey .
Hoping to hear from you soon.
Thanks and Regards
Team GyanDhan
Our all property both home and land from village, can I apply?
Check education loan eligibility here: bit.ly/2zmJbYc
What are documents required?
Is educational loan applicable for dns course or not?
For which country?
Mam I've applied for HDFC credila loan but it's been more than month they ask me for more documents to send, my last date of fees payment is already passed what should I do now
Please share your contact details at contact@gyandhan.com. Our counselor will get in touch with you and help
Can a student with IELTS/PTE Score, apply for education loan in hdfc credila?? For Master in engineering?
Hey Saurav! You can start your loan application based on IELTS/PTE score. However, the loan will only get approved when you receive your offer letter.
You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc.
Warm Regards,
Team GyanDhan
Mam now I'm joining my graduate 1st year, I need 1lakh can i applying for education loan HDFC me
For studying in India?
Bina property k nhi loan hota nhi aa gll v dso 💯 prsnt meri gll sahi hai
Hey! Education loan without property is possible. However, the chances of loan approval depends upon numerous factors and different criteria set by different lenders, such as the target country, target course, academic profile, credit score, etc. You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team GyanDhan
ma'am father ke 2 loan chlre h my father is a government servant have salaried with 70000 kya mujay education loan miliega
Hello Pawan
We understand your concern.
Therefore we would request you to kindly assess your loan eligibility through tapping the link below .
www.gyandhan.com/loaneligs?campaign_method=google&campaign_partner=adwords_rm_gd2&gclid=Cj0KCQiAtbqdBhDvARIsAGYnXBMVQiekpkab4OlU9yslDYQoQbEucsXzzi79NOA8TIR1tG6yxXspSZAaAmkHEALw_wcB
Hope this helps !
10year ke liye or emi Kab se shuru hoty hai
They give loan for study mbbs in Bangladesh ???reply plZ
Sorry Fahdad, it is not possible.
Hello mam
Uk ke liye without collateral possible he?
Yes. Please check education loan eligibility here: bit.ly/2zmJbYc
Hi mam you mentioned gre score so what is the good gre score to get a good amount of loan in hdfc credila
Around 320
Is 8 lakhs mother and father both ITR is enough for 10 to 15 lakh's loan?
Yes. Please share your contact details at contact@gyandhan.com. We will reach out to you for further process. We don't charge anything for our services.
Hy, I applied for HDFC Credila during last intake but I couldn't go and told them to put my application on hold. They updated as rejected. Can I apply for it again now?
Hi, you can apply to many lenders via GyanDhan at the same time to get the best rate of interest possible. Please check your loan eligibility now!
bit.ly/2zmJbYc
Mam pls msg me
@@GyanDhan mam pls msg me urgent
Do they check ur cibil score? I had a small issue in my dad's cibil report, also want to know how to resolve that too
Yes, they do check your CIBIL Score. A good cibile score must be 650 and above. If you're having trouble with your CIBIL Score, you can contact GyanDhan loan counselor by visiting our website and know more.
MBBS Russia non collateral is it possible?
Sorry, unsecured loans aren't possible for MBBS courses
Help me.Education Loan
Do they provide loan to undergraduate students?
Hey, yes it is possible to borrow an education loan to pursue an undergraduate degree. However in this case the collateral needs to be pledged. Kindly check your education loan eligibility through tapping the link mentioned below.
bit.ly/2TBjVYI
Hi mam can a relative is consider as co borrower?
Hello Rakhi
Thank you so much for contacting us!
Yes, an offered co-applicant refers to someone who is in our blood relation. However co-applicants can be further bifurcated into two major categories i.e the primary co-applicant and the financial co-applicant, Now the question arises who can be the financial co-applicant? The financial co-applicant can be either our immediate family members such as father, mother, brother or in some cases distant family members of relatives. such as uncle, aunt, cousins etc as per the lender’s eligibility criteria. In order to gain a detailed overview of the types of co-applicants kindly check out our Instagram post regarding the same through tapping the link mentioned below .
instagram.com/p/CjX87z-PEXN/?igshid=MzVlODdmYjc=
Hope this helps !
Mam I don’t itr record because my parents income is less than 5 lacs so can I eligible for this loan
In that case, you will have to arrange any other co-applicant.
Does the loan amout vary from country to country ?
Yes it does. Also from course to course
Can I please know estimated educational loan for MBA in Canada
Can we get this loan for one year diploma for canadian college
Hi, Kamal
Yes, you can avail of the loan for diploma courses as well.
We would love to help you obtain an education loan as per your needs. Thus we request you to share your contact details at contact@gyandhan.com, so our counselor can get in touch with you and assist you with the same.
In the meanwhile, you can get your personalized assessment by checking out our eligibility tool below:
bit.ly/2zmJbYc
Hope this was useful.
Before admission is possible depend on PTE score
No. Admission is must
Ma'am Master ke liye 25lakh hdfc credilla ke through mil sakta hain...process kya hain please
Please Check your education loan eligibility- bit.ly/2TBjVYI
Can I get loan without collateral ?
Please check your education loan eligibility here: bit.ly/2zmJbYc
Can i get a loan on blocked account? For germany?
Hey! Thank you for reaching out to GyanDhan. You can get your free, personalised assessment by checking out our loan eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team GyanDhan
Kya main addmission se pahle education loan le sakta hu
Hi! You can apply for an education loan based on your GRE score. If in case you are looking for an abroad education loan you, you can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you.
Warm Regards,
Team GyanDhan
We need uk education loan for master.. Pls help us about it
In deatail.. Unsecured loan ke liye
Hi,
Thank you for contacting GyanDhan.
We would be delighted to assist you in availing an unsecured education loan in that case you have to offer co-applicant who can be either salaried or self employed.
We request you to share your contact number, at contact@gyandhan.com and our counselor will get in touch with you to assist you for the same.
Looking forward to hearing from you.
Warm Regards,
Team Gyan Dhan
Mam I'm Satyam Tripathi from Uttar Pradesh , how may I contact to Gyan dhan Assistant Officer .Can i get education loan without collateral...?
Check your eligibility here: bit.ly/2vb3V6v
coapplicant frnd ko bana sakte hai kya cause one of my frd is abroad he is sponsering me
Hello,
Thank you for reaching out to Gyandhan. Yes, you can make a friend your co-applicant for an education loan if they meet the lender's criteria. Most lenders prefer close relatives, but some allow friends if they have a strong financial background. Your friend will need to provide necessary documents like proof of income and consent to take on the responsibility. It's best to check with your lender for specific requirements. If your friend is abroad, ensure open communication and understand the legal implications.
Meanwhile, you can also check your education loan eligibility here bit.ly/3JOQ7mm
Regards,
Team GyanDhan!
I have got the sanction letter today and my last date to pay fees is 7 Feb will it get paid ?
Hi, Chirag
Thanks for getting in touch with us !
We would like to inform you that once you have received the sanction letter, the bank will provide you with the agreement, which you must sign and return to the nearest branch of your concerned lender. However, once you have signed the agreement, the loan amount will be directly credited to your bank account within 24 hours.
Hope this helps!
Mam i need 10lakh non collateral loan my father is a taxi driver ...so we dont have any salary slips and itr so can i get the for study in italy
Hello,
It'll be difficult to avail the non-collateral loan without showing income proof of the co-applicant.
We'll suggest checking education loan eligibility here: bit.ly/2zmJbYc
Mam I decide to apply for uk for diploma programs.so that's why I want to get a loan of 8or 10 lakhs. Can I eligible . I have a colleteral.
Check Loan eligibility here: bit.ly/2zmJbYc
Will i be able to get loan for undergraduate diploma in canada?
Yes it can be possible.
Check your education loan eligibility- bit.ly/2TBjVYI
I cancel my loan application in HDFC credila ..can i re apply again..?
Hey, Shubham
Thank you so much for contacting us .
We definitely understand your concern and would suggest you to directly contact your concerned lender regarding the same. However, if you have applied via us, we would also request you to kindly share your contact details at contact@gyandhan.com so that we will reevaluate your profile and get back to you regarding the same.
Hoping to hear from you soon.
Thanks & Regards
Team GyanDhan