Great session. My son got BNM Kijang, YUEM, JPA, YTP-Mara, YOMJ and Petronas. All offers are for overseas placement. I asked him how the hell did he managed to get that many offer? His answer was simple..”polish on your soft skills. Soft skills. Not just getting 10A+ dad.” Hahaha. 😅
1:25:34 As a BNM scholar who has graduated and is currently serving time in BNM, I just wanna say that you will find "secured employment" for 10 years (that's how long BNM bonds their scholars) as a much much less attractive option once you find out (whether in the UK or the US) that there are wayyy better opportunities out there that could pay you 10x of what you'll earn in BNM (a popular misconception is BNM pays in top brackets; they don't). It has been my biggest and most expensive mistake I've ever made in my life to have signed up 10 years of my life to BNM, because even if I wanted to leave or quit BNM at this juncture, it would mean breaching my contract and paying off a ridiculous amount of money (that could easily mean >RM900k depending on where you study). I'm not necessarily saying that bonds are bad (okay, maybe I am saying that haha) but bonding you for 1/3 of your life (once you reach 30 which would be roughly your age at the end of your bond) is ridiculous. They're squeezing you as much as they can for their money, and you're now trapped because 18-year-old you thought that having "job security" is all there is to life. And of course, dapat scholarship BNM kot, sounds prestigious, right? lol My advice is, try to avoid making premature decisions that would affect a significant portion of your life (10 years is a long, long time) before experiencing enough what life has to offer (which could mean better pay, better working conditions etc). I wish you all the best of luck.
@@goshaa.k.a7534 go for pinjaman boleh ubah from JPA, or Mara if you’re bumiputera. I believe JPA these days no longer offer scholarships, rather they’re doing pinjaman boleh ubah like Mara, so you should be good there. Make sure to double check these things yourself, and make decisions based on that. If you don’t like the idea of doing “pinjaman”, then let me change your mind. For Mara at least, if you end up with a high enough GPA, you’re only required to pay 10-15% of your total loan. That is wayyy less than having to pay for the whole amount if you end up breaching your scholarship bond.
Kajang lupa kulit is what I said. Yes, finanial world in UK is very rewarding. If you think you are good enough tosecure a job in UK financial market, you can always pay the penalty. Even 900 K , not that much when you convert to UK GBP
hi im just here to say thanks to you guys for the video and the tips. It really helped me a lot and I did get a scholarship last year using some of the tips
Thank you for the insightful session! I really learned a lot (& did lots of note-taking) from the panellists and the moderator. It is the realistic and practical points that set this session apart from the other forums. I truly appreciate the extra efforts everyone had put in to make this forum a huge success. I believed those who've watched this forum (to the end) are also benefited from it as much as I did. Once again, thank you and stay safe everyone!
![เจ็บที่ยังฮัก - ม่อน วรวิทย์ [ Official Mv ] จอนนี่มิวสิค](http://i.ytimg.com/vi/KALIGSRSjFs/mqdefault.jpg)
Great session. My son got BNM Kijang, YUEM, JPA, YTP-Mara, YOMJ and Petronas. All offers are for overseas placement.
I asked him how the hell did he managed to get that many offer?
His answer was simple..”polish on your soft skills. Soft skills. Not just getting 10A+ dad.” Hahaha. 😅
1:25:34 As a BNM scholar who has graduated and is currently serving time in BNM, I just wanna say that you will find "secured employment" for 10 years (that's how long BNM bonds their scholars) as a much much less attractive option once you find out (whether in the UK or the US) that there are wayyy better opportunities out there that could pay you 10x of what you'll earn in BNM (a popular misconception is BNM pays in top brackets; they don't).
It has been my biggest and most expensive mistake I've ever made in my life to have signed up 10 years of my life to BNM, because even if I wanted to leave or quit BNM at this juncture, it would mean breaching my contract and paying off a ridiculous amount of money (that could easily mean >RM900k depending on where you study).
I'm not necessarily saying that bonds are bad (okay, maybe I am saying that haha) but bonding you for 1/3 of your life (once you reach 30 which would be roughly your age at the end of your bond) is ridiculous. They're squeezing you as much as they can for their money, and you're now trapped because 18-year-old you thought that having "job security" is all there is to life. And of course, dapat scholarship BNM kot, sounds prestigious, right? lol
My advice is, try to avoid making premature decisions that would affect a significant portion of your life (10 years is a long, long time) before experiencing enough what life has to offer (which could mean better pay, better working conditions etc). I wish you all the best of luck.
Any other advice if not going for scholarships that have bond?
@@goshaa.k.a7534 go for pinjaman boleh ubah from JPA, or Mara if you’re bumiputera. I believe JPA these days no longer offer scholarships, rather they’re doing pinjaman boleh ubah like Mara, so you should be good there. Make sure to double check these things yourself, and make decisions based on that.
If you don’t like the idea of doing “pinjaman”, then let me change your mind. For Mara at least, if you end up with a high enough GPA, you’re only required to pay 10-15% of your total loan. That is wayyy less than having to pay for the whole amount if you end up breaching your scholarship bond.
May I know what's your position in BNM and your salary range. 😮
Kajang lupa kulit is what I said. Yes, finanial world in UK is very rewarding. If you think you are good enough tosecure a job in UK financial market, you can always pay the penalty. Even 900 K , not that much when you convert to UK GBP
omg i just realised hasya atiyah is the one who had the debate with syed saddiq 😭
she looked so ethereal, i love her insight and everyone's too!
hi im just here to say thanks to you guys for the video and the tips. It really helped me a lot and I did get a scholarship last year using some of the tips
Thank you for the insightful session! I really learned a lot (& did lots of note-taking) from the panellists and the moderator. It is the realistic and practical points that set this session apart from the other forums. I truly appreciate the extra efforts everyone had put in to make this forum a huge success. I believed those who've watched this forum (to the end) are also benefited from it as much as I did. Once again, thank you and stay safe everyone!
i hope both sides of the pillows of all of the speakers here and the people running this youtube channel are cold ❤
What
This is great info
for keepsake purposes, dont mind me 1:21:37
just a reminder, don't mind me 59:18
bookmark 30:19