Good information bro. I want to add few things. 1. Take the sanction letter . EMI, tenure, ROI, PPC,Doc chg , all necessary details are mentioned in it. Go through this carefully then sign the loan document. 2. If possible take loan during festive period like dasera, diwali, or in the month of march, u ll get best ROI, Nil PPC, NIL doc chg. 3. Prefer Public sector Bank over Pvt as there is negligible hidden charges . Most of d time no hidden charge. 4. GOOD CIBIL low ROI. CIBIL has 2 score one is TU another z personal. Check which bank offer best ROI as per your CIBIL score, as some bank take TU/some consider personal score. I hope it ll help
bhai apne shi bola maine bike li thi unhone 9% btaya tha bt douments me bad me 13.5 % show ho rha tha , bhot ghuma fira bt unhone bola hmne 13.5 hi bola tha apki side se prblm hui thi us time
Sahi baat hai..lekin agar Income ke hisab se gadi lia to ye dikkat nhi hogi first issme loan hojayega.. Lekin agar loan ki demand jyda hai to 3-4 banks me cibil check honge.
Very useful information jab main bhi bike le thai bola kuch rate fir meri ko un ki baat per agree karna pada per aab apni handwriting se apna loan forn fill up Karo gaya kuch baatein samaj nahi ayega is lei vedio dubra dekho gaya thank yu yu bhai
dhanyawad sir ji, apne loan ki baate badi baariki se batayi jisme 90% log fas hi jate hain.bahut bahut dhanyawad, maine ek ek point note kr liya ab car loan lete time fasunga nahi
Some pvt banks offer loans on slightly lower interest rates, provided you agree to repay on 'non-reducing' interest basis, which means interest amount is computed on total amount, not the remaining amount. This will result in a higher emi even if offered interest rate is half of regular loan interest rate.
Can you please make a video of complete process for a car loan. RIght from selecting a car, to getting approval letter from bank and going to dealership
Khush rahne ke chakkar mai 22.22% Kaa interest lagaa diya HDFC ne mere car loan pe, Hua ye ki Bank waale ne bolaa Flat 12 % kaa Rate of interest lagega aapko here the main word is flat, They play the games very smartly, Isliye thoda toh dhyaan denaa padega bhai. Jai Shri Ram
Bhai jo aapki tarah sochate hain aur loan nahi bhar paate toh suicide karte hain. Aapko avval toh loan lena hi nahi chahiye, dusra jo inhone baatein batayi hain sahi hain. Agar aap cash payment par gaadi lete ho toh dealer aapko jyada discount dete hain. Maine Acko se 2024 model ki gaadi li showroom se bhi best price mein. Loan ka dekha toh apni home loan par li huyi galti yaad aayi. Isliye cash mein le liya. Agar aap taxi driver nahi hain toh EV ke price bahut inflated hain woh toh cash mein le kar bhi 15 years mein break even cross nahi karegi. Woh toh kharidni hi nahi hain. Agar aapke pass cash hain toh kabhi bhi loan mat lo. Reason home loan ya aiyo loan ka compound effect padhta hain. Aap loan amount se bhi jyada pay karoge. Koi bhi mutual fund, insurance, fd, bond aapko 15 percent reeturn nahi deta. Stock market hi aapko itna return de sakta hain, agar aap mein itna dimag, skills & patience hain. Gaadi jab aap resale karte ho toh bhi toh bhi aapko loss hoga.
Navi se loan liya hu , 11% daily reducing rate , no processing fee , no fore closure charges, 7L40K loan k upar 1L54K interest Dena hoga 43 month tenure hai ....
धंधे का पहला रूल यही है कि ग्राहक से इतनी मीठी मीठी बातें करो कि उसको लगे कि सामने वाला मुझे ठग ही नही रह बल्कि मेरे लिये तो ये अपना घाटा तक सहने को तैयार है जबकि ऐसा किसी धंधे में व्यापारी नही कर सकता...मुनाफ़ा तो बनना तय है चाहे 10 का बने या 1000 का 😂😂😂😂
Mere sath bhi kuch aisa hi hua tha Emi 36 months ki magr mere acount se total 37 month nikli...maine kafi time baat dhyan Diya is baat ka loan khtm hone ke baad ICICI Bank se liya tha car loan
mera apse ek question tha, meri car HDFC bank se loan p hai, 13 months EMI already completed and me ab soch ra hu ki isko sell kardu total pending balance 380k k around h ,,,to agar me isko sell karu to hoga kya? koi risk h isme kuch ya charges ??
*Bhai Kitna Bhi KKr Lo Ye Saale Bank Wale C Bana Hi Dete h.* *Sbse ACha ki Direct Bank me Jao or Wahi Se Loan Krao.. mene Khud Gaadi Li thi to Mahindra Finance se Saalo ne 8 Bol kr Bad Me 8.9% Interest Rate Laga Diya.. Jab SBI Bank Gya Apne Kisi Kaam Se To Manegar Se To MAnegar Ne Bola Ki Sir Aap Hmse Hi Load Kra Lete Hm apko Iss Km Interest Rate Lagate Aap Hmare Customer Bhi.*
Aik Hero Magnite show room mein gaya wahan 2-3 smart sales girl ne gher liya aur loan bhi dilwa diya private bank se. Hero ki purani gadi bhi bikwa di. 2-3 din baad Hero Magnite SUV le ke aa gaya, aik month ke baad magnite ki nissan co bhaag gayi aur Hero ki Magnite ka break down bhi ho gaya, Ab ye gadi ki market value zero hai aur 8 lakh ka nuksaan ho gaya.
Bahut se cars bina sale ke padi hain yard mein aur lag bhag half rate per mil jati hain, maruti ki gadian jo bik nahin saki wo padi hain 2-3-4 saal se. Loan lene ki bajaye ye gadian kharidi ja sakti hain. Mein kabhi bhi company ke service center se service nahin karata wahan per bhi part ya battery badal dete hain. Paise kabhi bhi pehle nahin dene chahiye yaad rakhkho .
Sir aapne jo example diya do alag alag Interest ka usme Kis type ka interest lagaaya..?? Agar simple interest Calculate kare --- 5 lac , 5yrs , @ 7.5% to -- 5 saal ka Total Interest to 187500 aayga aur 1 Saal ka 37500. aur aapne 101138 kaise le liya. Waise hi Agar rate ab 8% ho to Interest 2 lac hoga..??
Bahut badiya Salah de rahey bhai sahab bahut dhanyawad bank toh bekar mai civil kharab Kar detey hai jabarjaste credit card bhejtey hai aap wapas Kar deter hai pair bhe bank chakerbarty interest laga Kar uska civil kharab Kar detey hai
Jitne bhi bank h sab chori kar rahe h, Wo insurance apne Mann se kar dete h.. Kuch point ka idhar udhar kar k chapat lga dete h. T.v liya tha, usme bhi ye takka lga diya, Bike me bhi, ab to loan lena hi chhor diya hu, ..
काफी अच्छी सलाह दी है आपने ऐसे ही सलाह देश की जनता को देते रहे जिससे बैंको के कार्य मे लोंगो को मदद मिलती रहे। धन्यवाद
Good information bro.
I want to add few things.
1. Take the sanction letter . EMI, tenure, ROI, PPC,Doc chg , all necessary details are mentioned in it. Go through this carefully then sign the loan document.
2. If possible take loan during festive period like dasera, diwali, or in the month of march, u ll get best ROI, Nil PPC, NIL doc chg.
3. Prefer Public sector Bank over Pvt as there is negligible hidden charges . Most of d time no hidden charge.
4. GOOD CIBIL low ROI.
CIBIL has 2 score one is TU another z personal. Check which bank offer best ROI as per your CIBIL score, as some bank take TU/some consider personal score.
I hope it ll help
Mmmmmmmmm😊😊😊mmmmmmmmmmmmmmmmmmm😊😊mmmmm😊😊mmmm😊😊😊😊😊
कोई तो है जो 225 ली. बूट स्पेस और टायर प्रोफाइल R15 के अलावा बात कर रहा !!!
🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼
धन्यवाद भाई !!!
🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼
सही कहा भाई
बाकी सब वही लगे है
😂
boot space se jyada pese jaruri hai 😅
Bajaj finance se kabhi bhi loan nahi lena hai, dhyan rakhe
Bilkul Bhai
Kyu bhai mein car loan le raha hu bajajfinserv se ?
😂😂
bhai apne shi bola maine bike li thi unhone 9% btaya tha bt douments me bad me 13.5 % show ho rha tha , bhot ghuma fira bt unhone bola hmne 13.5 hi bola tha apki side se prblm hui thi us time
Alto K10 top model book kiya hai June 2024.. 5.55 mila hai sb laga ke.. Bank of Baroda se loan sanction ho gya.. 9% rate pe..
Mera 7.2% pe bhai
@@ThePratyushVlogs kahan se bhai?
@@ThePratyushVlogsloan kitna ka he or kitna mahine ke liye kitni rs ki emi bani
बहुत ही अच्छी जानकारी दी है,बहुत बहुत धन्यवाद आपका
जागरूकता ही बचाव है
Good one your way of explanation shows the care for common man vs market nexus 👍👍
Sahi baat hai..lekin agar Income ke hisab se gadi lia to ye dikkat nhi hogi first issme loan hojayega.. Lekin agar loan ki demand jyda hai to 3-4 banks me cibil check honge.
Bhai god bless you. .. First time ever I'm thankful to some one..
Very useful information jab main bhi bike le thai bola kuch rate fir meri ko un ki baat per agree karna pada per aab apni handwriting se apna loan forn fill up Karo gaya kuch baatein samaj nahi ayega is lei vedio dubra dekho gaya thank yu yu bhai
dhanyawad sir ji, apne loan ki baate badi baariki se batayi jisme 90% log fas hi jate hain.bahut bahut dhanyawad, maine ek ek point note kr liya ab car loan lete time fasunga nahi
Some pvt banks offer loans on slightly lower interest rates, provided you agree to repay on 'non-reducing' interest basis, which means interest amount is computed on total amount, not the remaining amount.
This will result in a higher emi even if offered interest rate is half of regular loan interest rate.
this case is for all of the private banks..I have experienced with my car loan with HDFC.
Can you please make a video of complete process for a car loan. RIght from selecting a car, to getting approval letter from bank and going to dealership
Itna sochte rahoge to dukhi rahoge , kuchh jagah apni nahi chalti ,mehnge hotels ,iphones, Car showroom price etc.. khush raho yar
True
Paise valo ko sochna nahi padta lekin mehanat karke paise jama karke car lenevalo ko jarur sochna padta hai
Khush rahne ke chakkar mai 22.22% Kaa interest lagaa diya HDFC ne mere car loan pe, Hua ye ki Bank waale ne bolaa Flat 12 % kaa Rate of interest lagega aapko here the main word is flat, They play the games very smartly, Isliye thoda toh dhyaan denaa padega bhai. Jai Shri Ram
@@darshantiwari1772hdfc wala radni ka bacha h mjhe v bola 10% ka h but 17.5 ka roi diya meko
Bhai jo aapki tarah sochate hain aur loan nahi bhar paate toh suicide karte hain. Aapko avval toh loan lena hi nahi chahiye, dusra jo inhone baatein batayi hain sahi hain. Agar aap cash payment par gaadi lete ho toh dealer aapko jyada discount dete hain. Maine Acko se 2024 model ki gaadi li showroom se bhi best price mein. Loan ka dekha toh apni home loan par li huyi galti yaad aayi. Isliye cash mein le liya.
Agar aap taxi driver nahi hain toh EV ke price bahut inflated hain woh toh cash mein le kar bhi 15 years mein break even cross nahi karegi. Woh toh kharidni hi nahi hain.
Agar aapke pass cash hain toh kabhi bhi loan mat lo. Reason home loan ya aiyo loan ka compound effect padhta hain. Aap loan amount se bhi jyada pay karoge.
Koi bhi mutual fund, insurance, fd, bond aapko 15 percent reeturn nahi deta. Stock market hi aapko itna return de sakta hain, agar aap mein itna dimag, skills & patience hain.
Gaadi jab aap resale karte ho toh bhi toh bhi aapko loss hoga.
Bhai, Aapne bahot Perfect Video banaya hai and bahot kamki baat batayi hai. Aapkoh achcha knowledge hai. Thank you very much
Very nice information.... सही बात है..... ये लोग अपना उल्लू शिधा करने के लिए कुछ भी कर सकते हैं।
Navi se loan liya hu , 11% daily reducing rate , no processing fee , no fore closure charges, 7L40K loan k upar 1L54K interest Dena hoga 43 month tenure hai ....
So nice video bhai ji i am big fan for your ap sab kuch ak dam sahi bata ho
Awesome ! World needs these kind of video. Educating and meaning making. 😊
बहुत अच्छा bataya sir आपने
धंधे का पहला रूल यही है कि ग्राहक से इतनी मीठी मीठी बातें करो कि उसको लगे कि सामने वाला मुझे ठग ही नही रह बल्कि मेरे लिये तो ये अपना घाटा तक सहने को तैयार है जबकि ऐसा किसी धंधे में व्यापारी नही कर सकता...मुनाफ़ा तो बनना तय है चाहे 10 का बने या 1000 का 😂😂😂😂
मैने used कार लोन पे ली है लेकिन डिलर ने लोन के लिए एक लाख का चुना लगा दिया और 3 लाख की गाडी देदी 4.50 लाख मे 😢ऊपर से व्याज अलग शोरूम की किमत लेली
private finanace or dealers k chkkr me pdne ka mtlb hai 30 % tk ROI hote hai
Used car showroom pr milti hai??
यूज्ड कार का फायदा तब है जब 7 लाख की नई गाड़ी आपको एक दो साल पुरानी 5 लाख में मिल रही हो और आप कैश में गाड़ी ले रहे हो
कार लोन ही नहीं हर तरह के लोन के लिए यह विडिओ उपयोगी है।विडिओ लोगों को बहुत सतर्क करता है।
Very informative. Thanks a lot 😊
Very good, important information.Thanks.
Mere sath bhi kuch aisa hi hua tha
Emi 36 months ki magr mere acount se total 37 month nikli...maine kafi time baat dhyan Diya is baat ka loan khtm hone ke baad
ICICI Bank se liya tha car loan
Thank you for your suggestion❤
Thank you very much good information.
mera apse ek question tha, meri car HDFC bank se loan p hai, 13 months EMI already completed and me ab soch ra hu ki isko sell kardu total pending balance 380k k around h ,,,to agar me isko sell karu to hoga kya? koi risk h isme kuch ya charges ??
Thanks sir , For informative video
Cibil update 15....30 days me hota hai, ek bank se dusre bank me Jane pr sirfye pata chalta ki es bank me gya hai cibil check hua hai
*Bhai Kitna Bhi KKr Lo Ye Saale Bank Wale C Bana Hi Dete h.* *Sbse ACha ki Direct Bank me Jao or Wahi Se Loan Krao.. mene Khud Gaadi Li thi to Mahindra Finance se Saalo ne 8 Bol kr Bad Me 8.9% Interest Rate Laga Diya.. Jab SBI Bank Gya Apne Kisi Kaam Se To Manegar Se To MAnegar Ne Bola Ki Sir Aap Hmse Hi Load Kra Lete Hm apko Iss Km Interest Rate Lagate Aap Hmare Customer Bhi.*
Good information
Appreciated
Ultimate knowledge sir ji you are great
Aik Hero Magnite show room mein gaya wahan 2-3 smart sales girl ne gher liya aur loan bhi dilwa diya private bank se. Hero ki purani gadi bhi bikwa di. 2-3 din baad Hero Magnite SUV le ke aa gaya, aik month ke baad magnite ki nissan co bhaag gayi aur Hero ki Magnite ka break down bhi ho gaya, Ab ye gadi ki market value zero hai aur 8 lakh ka nuksaan ho gaya.
बहुत बढींया सर।
Really its a helping video for us,
Very informative
थैंक्स भाई
बहुत जरूरी बात बताई
Very helpful. Thank you.
Thank you for really helpful information
Very informative. Thanks for sharing...
This is very helpful information 👍
Needfull information brother👏👏👏
Thanks for useful information
Informative video. Thanks
Bahut sahi kaha
Awesome info...............apane to bank walonki laga di sach bolake............thank you so much!
Bahut se cars bina sale ke padi hain yard mein aur lag bhag half rate per mil jati hain, maruti ki gadian jo bik nahin saki wo padi hain 2-3-4 saal se. Loan lene ki bajaye ye gadian kharidi ja sakti hain.
Mein kabhi bhi company ke service center se service nahin karata wahan per bhi part ya battery badal dete hain. Paise kabhi bhi pehle nahin dene chahiye yaad rakhkho .
👍👍 Excellent video sir
Loan ke bare me full proccec bataiye sir kaise loan le
Excellent information, I am going to take a car loan and help me this lot.
Most informative
बिल्कुल राइट सर धन्याद
Many Many Thanks 👍👍👍
More important information regarding loan 😮❤
आपका बहुत-बहुत धन्यवाद सर आपने इतने इनफॉर्मेटिक वीडियो जनता के लिए प्रस्तुत की
Thanks brother,
I cleared many points.
Thank you so much for the most important information. It will really help to everyone who is going to take Car loan.. 🙏🏻
good knowlwdge, my friend
Thank you for advice brother very useful video.
Ye bhot badhiya video tha. Lots of imp tips. Bhot kam videos mein aise to the point info milta hai. Thanks.
Thank you
Great help
Bro ager loan company financer se na le
kisi bhi bank se lete hi to wa car ke koi documents dene padte hi ka?
Very useful suggestion. Thank you.
Thank you soo much for this fruitful information... ✋️ from indore
Sir aapne jo example diya do alag alag Interest ka usme Kis type ka interest lagaaya..??
Agar simple interest Calculate kare --- 5 lac , 5yrs , @ 7.5% to -- 5 saal ka Total Interest to 187500 aayga aur 1 Saal ka 37500.
aur aapne 101138 kaise le liya. Waise hi Agar rate ab 8% ho to Interest 2 lac hoga..??
Very insightful. Thanks for this video👍
Thank you so much Amit bhai ❤
Dhanyvad aap ka
बिलकुल सही बोला आप ने मेरे साथ भी ऐसा ही हुआ मेरा सिबिल खराब होने के कारण हमको भी 9.70%से लेना पढ़ा
Ascha civil kitna hota hei sir
Thanku sir
Superb.. Superb... Superb... Eye opening video.. 😢
Bahut badiya Salah de rahey bhai sahab bahut dhanyawad bank toh bekar mai civil kharab Kar detey hai jabarjaste credit card bhejtey hai aap wapas Kar deter hai pair bhe bank chakerbarty interest laga Kar uska civil kharab Kar detey hai
Thank you so much sir, these are really life saving.
Thank u very much.. 💝💝💝
Thank you sir great information t
Thanks for the information.
Part payment option, pre closure r also imp facts
Jitne bhi bank h sab chori kar rahe h,
Wo insurance apne Mann se kar dete h..
Kuch point ka idhar udhar kar k chapat lga dete h.
T.v liya tha, usme bhi ye takka lga diya,
Bike me bhi, ab to loan lena hi chhor diya hu, ..
Mera car dealer seedhe UNION BANK se loan dila diya jabki mai umra cross kar chuka tha aur bank special permission le kar loan diya.😊😊
Bai union bank ka experience kesa rahi … rate of interest kya lya
Dhanyvad ji bahut hi achhi jankari di ❤
Good explanation...
Good information 👍.
You r Right ✅️ very nolejebl information
Thank you brother.❤🎉
nice information. advance emi ka fatka muje lag chuka h
Bohot achii baat batai hai aap ne
Great video my friend wishing you good health and success in life love you ji❤❤❤❤🙏
Thank you so much ☺️
Useful Information
Very good information
Thanks
Nice video 🎉
Good explanation !
Very useful information sir✅️✅️
Good one. Very good video.
Thank you bhai 🙏