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What's up my brother I'm from New York and I'm going to visit someone in Philippines wondering if you can help me out when do you think the Philippines be open for u.s. to enter the Philippines I hear a lot of rumors but they're not giving me any really any information you think you can help me
You are 100% correct brother. I came here with a pension of $1500/month and started with a 2 bedroom apartment and 6 people living in it. Now I'm living in a 4 bedroom, 3 bathroom with a housekeeper and I try to help other family members due to the pandemic and still was able to make it work. I now have an increase of income due to starting my SS income so I am the $3000/month budget and I live VERY well! I do spend but that's because I love life and traveling! But, I agree with you bro! My rent is $200 USD so 10,000 pesos. I'm consider a rich American because I get about 175,000 pesos a month which I is right around $3500 USD. I planned to move here back in 2004 because I knew then that my pension would not support me in the USA. My exit interview with my H.R. rep from work happened to be a Filipino lady and when she found out I was moving to the Philippines she said, "Oh! Your pension will go a long way there!" It's true! I have been living her now for 7 years and never regretted leaving the states and don't have plans to return! You can make it work with $1500/month easily, in my humble opinion. Good video bro! Keep doing what you're doing. Oh, and now I have a second apartment I call my little getaway. It's a studio in a nice subdivision I pay 5000 pesos a month for and I have a housekeeper there as well.
My Dad retired in the Philippines after serving in the US Navy. I asked him once why he married a Filipina (my mom) and choose to live in the Philippines. His reason was that not only your living in Paradise with less stress, people respect you more than you would get in the US. I didn't understand this until I move to the US and realized how life here is.
Yep pretty much it just getting worse and worse I'm a US born if I really had the money and the opportunity I would go live in the Philippines with my fiance and get married
@Tdan Kendros I’m not sure where you’re living, maybe the west coast or in New York, but I’m the south east US it’s not like that at all.. taxes are low, crime(especially violent crime) is very low, and it’s really quiet and slow pace.
@Tdan Kendros I appreciate the reply. What about the american dream? There are many stories making it despite being hard too. I personally did not what is it like there. I grew up in the Middle East just went back to in the Philippines to finish college. Ever since, I was a kid I have alway dreamt of going to America because of the american dream that despite being white, black, asian, rich or poor. you can make it as long as you work hard and smart. Please enlighten me more. Thanks!
@Tdan Kendros I understand where you are coming from. I just don’t get it though. If it so bad, why not come back here in the Philippines if you know you’ll be happier here. If you really do not like the United States. Come back in the Philippines then
Just married a Filipino man. I’m a Black American Woman. We live in Qatar but he mentioned he wanted to retire in the Philippines so I’m just thinking ahead to what he would need to bring in to live on pace with the lifestyle I’m used to living. Your video was really helpful. Thanks!
@Daniel Chuckson That's about $21.00 a month. It's great to live in the Philippines, but not if you don't have income. If you're from the US you must not be old enough to get social security. I think that you would be better off living on the streets in the US, at least you could eat in a homeless place. If you don't mind, I would like to know how you ended up in your current situation. I know how some Americans ended up stuck in the Philippines, but I don't know your situation. It's OK if you don't want to reply.
Filipino here. This is the only single video any expat would need in terms of knowing the living expenses here. It depends where you live. 3k is indeed a myth. It depends on the lifestyle. Great content!
I'm a filipino married man with one kid. Our budget per month is 420$ only or 21k Pesos. And this budget includes: Apartment Rent,Foods,etc . We are living here in Cebu.
@@RC0926 im Canadian and its the same for me lol, i guess it depends on how comfortable you wanna be. I tried to live sub 100k php monthly my first year but that didn’t last long....
I like this guy a lot. He is true. You don't go the Philippines and complain and compare to your own country. I'd love to meet this guy. I coming the Philippines, I hope I like it as much as this guy.
I guess that depends on WHY you are coming over. The archipelago is so diverse, that it's best you know what you are looking for. Chances are, there is an island or province that will fit your needs.
The big cities are very different from the small towns. This guy lives in a very affordable area. If you wanna weigh your options there are lots of videos on TH-cam that show what life is like in Metro Manila vs the rural areas. HUGE difference!
3 Simple Tips if you want to live in Philippines: 1. Find a nice place in the province. Preferably a big town that have access to basic and emergency needs. Avoid areas that has slums and be mindful of the area's crime rate. 2. Do your own research to avoid being overcharged. 3. If you're looking for romance, NEVER EVER hand out money. If the person is asking for some, that is a RED FLAG. If the person claims that it is for medical emergency, then go with them to the medical institution and pay yourself. But be vigilant as there are some who are conniving to pull a fast one. If all done correctly, you should be all settled and have a peaceful life here. Good luck!
Bro $ 3000 a month ?? Come on nah, even before the pandemic i didn't spend that much a month... I'm 28 and used to go out every single weekend out there in Manila. Now with the pandemic, working from home, no kids, moved to cavite area for a bigger house/cheaper price... now I barely spend $ 600 a month.
When I read $3000.00 a month budget in the Philippines is a myth. I thought you were saying that 3 thousand is not enough. Now that I watched it, I agree with you 100%. You have something that is not very common, and that is common sense.
@@CoachDarren Bear in mind the cost of living is relative to the exchange rate. It is riding on the side of 50p to the dollar. As this decreases so does your budget. Meaning bills, food and essential will cost more. This country loves to tax as well. There is around 30-40 dollars of add ons and taxes on my electric bill every month. In Angeles City.
As you are aware....location, location, location. Living a similar qualitative lifestyle (even a somewhat frugal and entertainment restricted) as you with a similar # of household members will cost at least 2300-2500ish in Manila, and I'm not talking about Makati/BGC. Good honest video in any case.
"When you step off the plane in the Philippines, from a Western economy, you getting a cost of living raise". Perfectly stated! I'm stealing this phrase.
Bro , congratulations for budgeting your budget like that . You take care 6 peoples , you don't drink , smoke , party . Just like me bro , that it's great . $1400 a month there it's very good there . You are between middle and rich class . $3000 there a month will leaving like a rich , and guess what ? Most of foreigners are not like that . I think $1000 a month there , it's already a blessing .😁
Definitely enjoyed watching this video! I work as a banker for J.P Morgan Chase north of San Francisco in Ukiah. The cost of living is so expensive in California in prices of everything just went up due to inflation here. My job offered me an opportunity to get a work visa and take a management position in BGC to relocate to our corporate office, since I have my wife and son in Marilao, Bulacan. And have traveled many times to the Philippines. Was hesitant due to the pay difference but the executive director said the cost of living is so much lower in the Philippines. I’m going back to the Philippines this October and will meet with our overseas hiring team. Definitely a life changing decision up ahead.
A number of people simply don't know how to live within a budget. It would help to visit before moving, to get use to where you might want to set up shop and get use to the way of life and learn what you may need to adapt to. Just make sure you keep a good nest egg tucked away in case of emergencies and budget so you can still put some money away each month for those unexpected expenses. Common sense is a requirement.
I’d say the majority of people have no clue how to budget. It takes more then common sense. It’s not a skill Americans can learn in school. It’s handed down from wiser people that know what it’s about and you learn this along the way. If you don’t possess this skill, you need to recognize you don’t and learn about it. It’s the number one most important quality you can possess.
@@philipcooper3330 it’s not matter of people don’t know how to budget, either the refuse or don’t have enough. It’s a simple as that. You don’t have to be an intellectual to budget.
@@simplyfilipino6408 agreed, but it’s been my experience based upon my observations of others, that people don’t generally know how to budget. There’s a process that needs to take place and I see it all the time. Not everyone realizes it or recognizes they don’t get it. You do need to learn habits and ways to figure it out. It doesn’t come natural to everyone. And coming here before realizing you don’t know how to budget is a critical mistake. Best to have an idea what’s your strengths and weaknesses are before you come and fail.
I feel you 100%. My lady and I are leaving the states next year. We're going to Ensenada Mexico. I'm a Navy veteran, 63 retired with SS and a small pension totalling $1500. She's 51 and still working. She wouldn't need to work and we could still live better there. I'm selling everything including the beamer I bought a year ago. The US is crazy. Skyhigh prices and egotistic people. I chose mexico instead of the Philippines because the infrastructure is better and the weather is nicer. But I spent a lot of time in the Philippines in my Navy days. Love it and the people.
If one can learn to live a simpler life, be content, you won't spend much. Learn to appreciate what you have. Having ac I think is a must (you can opt to use it sparingly)
I lived in the Philippines for almost 2 years and the one thing that he pointed out that is very accurate... I have paid 6000php for dinner for two at a fancy restaurant one evening and I have paid 300php for dinner from the mom and pop resto another night. It really depends on how you want to live. A budget of $1500 monthly, easy......
This video has helped me alot. I am planning to move to the Philippines very soon. My finances are secure and the US has become a dangerous and unhappy place. I'm ready for a change.
try my place sir Dipolog city.i can assure you its a very calm place sorrounded by beaches and friendly people.there are some veteran's also settled right there but of course you have tobe very careful ho to be smart to manage your budget .
Been living in the Philippines for 11 years now and have NEVER had to spend that much to live comfortably. $1k a month is a super comfortable life here!
Yes Calvin, I agree 100%. You can easily live in the Philippines for $1000 U.S. per month and live nicely.... For $3000 per month you can practically live like Imelda Marcos used to, lol...
@@rgasta7765 actually, We met on line, however, I went there 6 months after we met. Ozamiz city is safe. Many foreigners there, however, I wouldn't go south.
I'm not sure how I landed on this video, but you really explained it well and held my attention the whole way. I admire your ability to adapt to the area and not try to Americanize things or complain about how much better you had it in the US. I travel a lot and that is the biggest gripe with Americans, that we always complain about how much better things are in the US. But the world doesn't really care, they live how they live. Glad you are happy man!
Not really. You won't find much Americans who travel outside of the USA complaining about the problems in their country they travel to, I mean we wouldn't travel out of our country to compare it to the States. We go to get away, so we won't complain
Super down to earth explanation. It’s not who got more money it’s who needs less money. The man is giving a world class lesson and how to live your life. Kudos!
70K per month? No vices? No luxury materials? That’s enough to live comfortably, with money left over to save in the bank if you have a family. Hell enough to live like a king if you single😂 Salute to you sir!
I did a lot of window shopping when I was last in the Philippines back in 2019. Part of the reason why you don’t have to spend very much money for your furniture or things for your house is also because the stores are mostly stocked within expensive items. In America we have access to inexpensive items but people want to live richer than they are so they end up shopping at more expensive stores to buy more expensive items. People here have champagne taste and beer money. In the Philippines you have beer money and beer taste.
I lived in the Phillippines in 1971. Exchange rate was 6 pesoes to 1 USD. I was 21 y/o and I knew the islands were paradise. Now I'm 71 and realize, that was the best year of my life. I just subscribed to your channel.
Met a guy from Greece that lives on his 300 dollar a month pension with his Filipina wife. You can survive on at least 400 in my opinion. For me to be comfortable I need 700. That’s for me, my wife and child. But just for me would be 600. I drink a lot of cranberry which is imported. Use the ac a lot. And I eat more. I can always eat out, street food could be as cheap as 2 dollars. Taste just as good if not better than chicken joy.
hello calvin I'm glad there are people who speak the truth You usually hear about their budget from 2000 to 3000 budget. This year I will also live in the Philippines with 1400 euros because i'm from belgium keep up your blog love it greetings from belgium francis
2- bedroom apartment - 150 Electric bill- 45 water bill- 20 Gas money- 60 Food- 100 Internet bill- 50 Extra expenses- 100 Total= 525US$ You can live comfortably with 600 dollars in the Philippines. I'm Filipino and this is the average cost of living in the Philippines. Most Filipinos don't even spend this much. This guy's telling the truth. I can confirm.
@@johnwales4214 , I live in a new 3 bedroom, 2 bath townhouse $160. Much safer than US. All depends on where you live here. I find $100 food bill way low but I do not eat like a local. I took two expat buddies out to lunch yesterday, 300p total, about $6.
The other vlogger he is talking about was including flights back home and emergency money in case something happens. He wasn't saying that is what it takes to live in the Philippines every month. I think it's just a misunderstanding and I think he's just trying to help out as well. But you're correct if you go to the PI with that champagne taste, you're going to have to pay for it. Thanks for your videos Calvin we all appreciate your time and troubles.
Health care is not free. You do need to consider the costs of an emergency in the event it happens. I had a dose of the dengue fever from a mosquito bite that put me in the hospital for 3days with meds. It was not cheap, luckily we knew a hospital investor who managed to get me a big discount. Same issue when I had treatment for gunshot wounds along with my spouse. You never know what will happen. So yes you need a slush fund for this. As far a flights back it may mean the person is going back to his home country for treatment either because it’s not available or free at home or trust in the practitioners. Your choice as health cannot be a savings.
His mistake is vloggers can’t live off of $500. I think they can bc if they make $500 from passive incomes back home and also make some money on TH-cam etc and their lifestyle choices
yeah me and my fiance'e we starting two businesses there and one be ready after next month and my restaurant after the summer and we will be hirng in the fall we thinking about opening a mcdonalds where she is, because of the fact the money they are loaning me the fanchise will pay for itself
for now I only need 300$ per month. a wife and 1 7 yrs old daughter. without aircon.. if you want. just add 100$ for that cost and monthly electricity. 500$ is too much for a one family to live and retire in the Southern Philippines. I live here in Cebu.
Thank you for your service, Sunshine Shoulders. Love what you're doing to explain the dos and donts of migrating to the Philippines. I myself, with my wife, returned home in 2009 after 43 years in NY.
Depends on your lifestyle. If you are willing to live like a Pilipino then you can live really inexpensive. From what I've seen you can live like middle class there for 1500 to 2000. I married a Filipina about 10 years ago. We are working on building a place in Bago City, near Bacolod.
As a Filipino who is living in Metro Manila, this put things in perspective. It IS cheaper living in the provinces, rather here in the capital, foreigner or not (Negros Occidental is a province in Visayas).
...very informative and it's true...i know 'cause i'm a Fil/Am...i know the life in the Philippines...if you have a income of $1,000/month you're considered as rich...but of course it depends on your life style...i know this Fil/Am friend who is a Retired US Navy, with Disability, Retired Federal Employee, Receiving Social Security Benefit, who is living there in the Philippines...his monthly income is $8,500/month...he told me that he 's having financial problems...i asked him WHY?...he told me because of his gambling habit...i told him if i live there, i could live comfortably with $500/month...because i don't have to pay house rent...so, it's really depends. on how you live...
anywhere in the World is very expensive to live if you're looking for lavish life..make it low key and be happy and enjoy outdoors and family..just Buy Jordan shoes once a year only and you're all set with extra..LoL
love the straight forward approach! i've spent alot of time in the philippines since 2006. $3000 would last me for 3 months and i would come home with money left over! Its a matter of ones lifestyle. Cant wait to return once this covid bs is over!
Actually, for a single unattached man, I would strongly disagree. It is very dependent upon lifestyle and location. Even with a frugal lifestyle, I think it would be hard for a westerner to live on $1000 in Manila. My place isn't in Manila, but my mandatory recurring bills come to around $1700 a month. Now, even if you lived in a place where $1000 would go further, there is still the matter of expenses outside of mandatory recurring bills. In my opinion, "extra" spending will be higher for a single man, than for a man with a girlfriend or wife.
@@sgtm7 can you break down that $1700? I have a family of 3 living a middle class lifestyle in Manila, and $1000 per month will be a splurge. If I live frugally half of that will be enough.
@@Digivalmktg If you live on $1000 a month with a family of three, in Manila, I believe you are already living frugally(for western standards). My budget for only rent, utilities and food comes to $1100.
Brother you telling the truth. I live in Manila. All my bills comes to 20,000.00 pesos $400.00 per month. Rent, Water, Cable, Electric, Internet, Gas. My electric goes up to 5,000.00 pesos during hot months. I turn mine on and so does my daughter in her room. 3,000.00 food plus maybe up to 5,000.00 $100.00 we don't eat pork or beef. We eat Chicken, Fish and Shrimp. My daughter go to a good Pvt School 50,000.00 per month then 5,000($100.00) books. The kids in school call her "The Rich Girl" I taught her no we not rich we are bless. She has always had everything a girl can ask for and she 14 y.o.now. Like you I have a big 2 bedroom house I rent. Been here 4 years. Always pay rent on time actually before the rent is due. My dog has plenty of room to run. She is German Shepherd mix Malanois. Big Dog. I buy dog food @ 2000.00 pesos every 6-7 weeks and yearly vet shots. Plus Deworming medicine every 3 months and flea guard every month @ 500 pesos every month $10.00 So I don't know why that gentleman would say $3,000.00 American dollars to live here. I am well to do here in the P.I. I went to America 3 years ago and couldn't wait to come back home to P.I. I was there for a week and got stressed soon as I got off the plane in America. Too damn stressful for me. I Love this place, it saved my life. It gave my daughter a better way of life to some degree. She has a father that loves her and take care of her. She is no better than anyone else and no one is better than her is what I always taught her. Yes Sir I Am Truly Bless By God And Being In The P.I.
You are so right about the amount of money you need to live comfortably in the Philippines. We moved here in 2016 and our budget was $2000 a month. Living a simple life. We have a house keeper and a gardner We started by build our house in the Province of Batangas.
Thanks for keeping it real... Great video. New subscriber here.. I'll be turning 50 this year. Hope to retire in the Philippines with my Pinay wife by the time I turn 55.
Nice house. 2 bd. 2500 or 3000 a month in us i only spend around 1000. Your food is high but for 6 possible. I spend maybe 150 dollars. By myself. Budget is best way to not overspend. Write down expenses Douglas
My wife from the Philippines has said that things over the past few years have gotten more expensive. But just like everything else. Some property has really increased in price the past half decade to be sure. If you can get a reasonably priced property, and once you are set, and if you don't want to live like a king, one could easily live quite cheaply. If set up I could live off of less than a thousand dollars and month and be quite comfortable.
You are absolutely correct 👊🏽 I retired at 43, my kids are grown and all I do is travel now. I'm in the Philippines visiting my dad every year. I spend the least in the Philippines, than any of my travels. You will spend $2500-$3000 a month, if you live in big cities and hit the bars. To those of us who outgrew that lifestyle, can live comfortably with much less income. Those bar fines and tips, do add up🤣🇺🇲🇵🇭
I have never did that then. Even in Manila I have never done that. Don't know peoplebthat got close. I didn't spend that in Chicago living in Andersonville. People must be buying tons of ass, and drugs.
To each his own. I know I could probably live on $1000/month but I wouldn't want to because there are certain things in life I enjoy. I don't want to live in 1000 sqft bare necessity house with 5 other people while others don't mind. It's no different where I live which is Dubai. Some people can live on $1000/mo but they live with 20 other people, eat rice and chicken everyday, can't afford proper medical insurance, and never get to travel. That's not me but more power to them for being able to do that. If I want to continue the same lifestyle I have grown accustomed to, I would need a minimum of $3000/mo in the Philippines which will not be a problem because I have planned accordingly.
Filipino here. Great video. Puts things into perspective, considering so many Filipinos want to leave the country and live elsewhere, you're telling everyone that, we probably have it pretty good here already.
As a Filipino American, I often think about retiring in the Philippines. America has it’s advantages for sure, but it’s a more complex life. We have to juggle so many obstacles just to live (corrupt government, overworked at our jobs, high cost of living and schools, endless bills living paycheck to paycheck, etc) that I envy the relatively more simple life in the Philippines. I think the best thing is work hard in America while you’re young, save money, and retire early in the Philippines. Enjoy life either way, friends, as life can be short.
Hi Calvin, I'm slowly getting into your program here and I'm really enjoying it. I make almost the same as you do. I live in Thailand and my expenses are about 25% more for housing and I live in a bit smaller house than yours. Food costs are a bit higher for some things. I was going to visit the Philippines as a possible retirement program when the borders closed down here and there. But, you are right about the myth. If I really wanted to cut costs I could be living for half of what I spend here. It all depends on what you want in life. Keep up the good work here. Maybe I'll drop by for a tea or coffee when I come. I too am not a drinker or smoker. Nothing against it, just not for me.
Glad that I stopped by Calvin and I appreciate the sincerity on basic survival in the Philippines. I am quite a ways from retirement but have considered doing so in the Philippines with my interest, her daughter and possibly family. I do understand that part of the Philippine culture, not far different at all from ours. Nonetheless Brother I appreciate your message and will checkout a fe more of your posts and work on subscribing/
I live in a “rich” area and our mortgage is still only $400 a month. Half my paycheck goes toward my credit card and I'm still able to take care of ten people (on average), and pay both her mom and sister $100 salaries each month. If you’re good with money and don’t live extravagantly you could probably live off of $900 a month.
@@One-12937 I can drop my spending from 1600$ to 1080$ a month in Kentucky while retaining a 400$ food budget by simply moving. I don't drive though I pay 30$ a week for someone else to buy the financial napalm known as a car.
I currently own two houses in NYC. $200,000 annually. Pension plan and health care. If I rent my properties and retired in Philippines for part of each year, I’d be fine.
I absolutely love your content my dude. I feel like this is a 2nd chapter to "the American dream". Realizing that the U.S. is not for us anymore and moving on. Me, I'm a Miami Cuban and(aside from the pandemic) been going back and forth to Philippines for a few years. I'm turning 40 this years so I'm starting my preparations to retire there this same way you are living. Simple, happy life. Lots of health and well wishes to you and your family my friend.
@Pepe Pinga... *QUE BOLLAR... I am a 🇵🇷🇺🇸 from Allapattah N.W. 28th Ave. & N.W. 28th St. I been living in the Province of *BALAMBAN in CEBU 🇵🇭 since 2018. F.Y.I. "AQI VIVO COMO UN REY \^^^/"
@@ejlugo6282 coñoooo dime lo boriiiii! Que bueno hermano, I love to hear this por qué las Filipinas is a paradise for us Latinos. Especially us Caribbean Latinos that grew up on 🐖 and 🥥 hahaha! Bendiciones
Well said about budgets. I just gave my son & his fiancé my Vitamix blender so they can make baby food at home for my 6 month old granddaughter. Gerber just had a recall in the US.
we're quickly sliding down the abyss... I just thought the other day that mothers should sift w/a fine mesh baby drinks for ....plastics...glass...etc.
My husband wants to retire in the Philippines. I have a house that was given to me by my grandparents before I left for the US, right at the city center in Bacolod. It will depend if the kids will move there when they’re older. The more expensive part though, is healthcare expenses since most will be out of pocket if you want good medical service. My stepdad had to pay 1.2 million pesos in cash aside from what Philhealth covers when he got hospitalized for COVID. It’s just something to consider for expats.
You can actually buy a good Pacific Cross policy here with your good health. Self care is the the best to begin with. I applied for a great policy for 17k pesos for the whole year.
@@overbored617 You’ll be surprised as to how much health care costs in the Philippines. It doesn’t hurt as bad if you think of it in terms of US$ since the equivalent is $60K.
Thank you. I’m Filipino and haven’t been back in about 15 years. I’m retired and wanting to go back because my relatives, my dad, my country is calling . And you out an honest perspective on living on a pension in the Philippines. I very stingy with how I live and I would be saving more than I would be living once I get back. Keep it up sir, it’s very encouraging,
Yeah I know the guy who made that video, he has a great channel very informative like yours. But his videos are usually talking to older expats who made need more life insurance and health insurance and emergency savings.
70k pesos or $1400 is lot of money in philippines. Its like living as a king. I had a vacation last year for a year in phils and was only spending about 30k pesos a month and it was great. I wish i can go back again soon
Thanks for the real and candid info. I have lived in the PI since 2017, and what you said is true. I like to go out and eat/drink 1 or 2 nights a week, so that adds up of course. But, it's well within my budget, so it's all good. I prob spend $2,000-3,000 per month on average depending on how much I go out for entertainment. I get bored being at home too much.
God bless bro. Thank you. I'm Army retired and a disabled vet (PTSD) and NY is just not cutting it for me personally. I was looking into moving to another country to spend the remainder of my years. I'm 40. And I was looking up many countries but never thought about the Philippines. Going to check that out. Thanks again.
Since you brought it up, I wanted to point you in the direction of a channel called 22Zero, which is a husband and wife team who are working to bring a new form of PTSD therapy to the world. The claim is a 93% success rate in three sessions, to completely eliminate PTSD. They themselves openly admit that this "is unheard of" in any other form of therapy available. It may be worth looking into. Good luck! I wish you peace.
@@psiga I truly appreciate that. I'm willing to try anything. My local VA is pretty good but I don't want to have to rely on it for mental health care. Thanks for the heads up.
@@METAL-ADDICT Happy to help if I can. 22Zero is led by a former drill sergeant and police officer; he noticed that LOTS of men and women who do front-line work of any sort end up taking their traumatic experiences home with them, just as he did. He struggled to find relief just as you are, and he was fortunate enough to find a method that worked completely for him, so is now dedicated to bringing it to anyone who needs it. If it works as well as he says, then I bet that in ten years it will be the gold standard that the VA immediately recommends -- but right now, it's building momentum, and not everyone knows about it. For your sake, I hope it works!
I'd say $1500 is a "comfy" amount if you have school-aged children AND your house is paid for. You can literally rent a nice hotel for about $1200 a month or a nice apartment for about $800. Food from the market is extra cheap. A week's worth of food is about $50. Transportation should run you about $100 a month if you move a lot by tax and jeepney. "Good" internet is about $150 a month. If your children attend private school, it costs about $2000-5000 per year. Electricity is about $50-100 a month. Occasionally, you'll get a "foreigner tax" but it's not even a lot. Expect to pay a few peso more than most citizens because they know you got it.
You live in a better way home 🇵🇭 than here in the US. It's so stressful here and no time for family. If you are looking for a new way to live with no stress and just living life. You are in the right place, Po. To tell you the truth, I can't wait to go back home and living life with my locals again. Nice video and stay safe!
I lived in Cebu from 2000-2002. My ex- wife was from Cebu. Back then, we got by on 5000 php per month. My son lives in Cebu now. He is in culinary school and I pay his living and education expenses. He spends around 10,000 php/ month for everything.Occasionally, it goes as high as 15,000 php for a few extra things he needs for school. So, I agree. $3000/ month isn't necessary.
It depends how you live there. I lived there for 3 years. I was 24. First year I lived like a American. Being a young business owner who is pretty well off. I did not mind spending cash. My budget was around $6000 a month. The next 2 years I decided to live as the average Filipino. I moved to a very small farming community out side of Gensan . My buggy went down to $300 a month after buying a car.
You are right. The first you have to do is your research and then take a hard look at what you have and how you want to live. Be truthful with yourself, too.
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Are you on a Tourist Visa Calvin?
@@curtisfabian3900 yes and thanks for stopping by today.
Bla bla bla he say idal budsjett .not must
What's up my brother I'm from New York and I'm going to visit someone in Philippines wondering if you can help me out when do you think the Philippines be open for u.s. to enter the Philippines I hear a lot of rumors but they're not giving me any really any information you think you can help me
You are 100% correct brother. I came here with a pension of $1500/month and started with a 2 bedroom apartment and 6 people living in it. Now I'm living in a 4 bedroom, 3 bathroom with a housekeeper and I try to help other family members due to the pandemic and still was able to make it work. I now have an increase of income due to starting my SS income so I am the $3000/month budget and I live VERY well! I do spend but that's because I love life and traveling! But, I agree with you bro! My rent is $200 USD so 10,000 pesos. I'm consider a rich American because I get about 175,000 pesos a month which I is right around $3500 USD. I planned to move here back in 2004 because I knew then that my pension would not support me in the USA. My exit interview with my H.R. rep from work happened to be a Filipino lady and when she found out I was moving to the Philippines she said, "Oh! Your pension will go a long way there!" It's true! I have been living her now for 7 years and never regretted leaving the states and don't have plans to return! You can make it work with $1500/month easily, in my humble opinion. Good video bro! Keep doing what you're doing. Oh, and now I have a second apartment I call my little getaway. It's a studio in a nice subdivision I pay 5000 pesos a month for and I have a housekeeper there as well.
Too many freeloaders will bring you down.
My Dad retired in the Philippines after serving in the US Navy. I asked him once why he married a Filipina (my mom) and choose to live in the Philippines. His reason was that not only your living in Paradise with less stress, people respect you more than you would get in the US. I didn't understand this until I move to the US and realized how life here is.
Planning to live in the US after college. How is life there?
Yep pretty much it just getting worse and worse I'm a US born if I really had the money and the opportunity I would go live in the Philippines with my fiance and get married
@Tdan Kendros I’m not sure where you’re living, maybe the west coast or in New York, but I’m the south east US it’s not like that at all.. taxes are low, crime(especially violent crime) is very low, and it’s really quiet and slow pace.
@Tdan Kendros I appreciate the reply. What about the american dream? There are many stories making it despite being hard too. I personally did not what is it like there. I grew up in the Middle East just went back to in the Philippines to finish college. Ever since, I was a kid I have alway dreamt of going to America because of the american dream that despite being white, black, asian, rich or poor. you can make it as long as you work hard and smart. Please enlighten me more. Thanks!
@Tdan Kendros I understand where you are coming from. I just don’t get it though. If it so bad, why not come back here in the Philippines if you know you’ll be happier here. If you really do not like the United States. Come back in the Philippines then
Just married a Filipino man. I’m a Black American Woman. We live in Qatar but he mentioned he wanted to retire in the Philippines so I’m just thinking ahead to what he would need to bring in to live on pace with the lifestyle I’m used to living. Your video was really helpful. Thanks!
@@thomasking428 🤣
Damn son, 6 people on 1400? You are the man. I’m moving in with you too! 😀
😃
😆😆😆
😂😂
😂
@Daniel Chuckson That's about $21.00 a month. It's great to live in the Philippines, but not if you don't have income. If you're from the US you must not be old enough to get social security. I think that you would be better off living on the streets in the US, at least you could eat in a homeless place. If you don't mind, I would like to know how you ended up in your current situation. I know how some Americans ended up stuck in the Philippines, but I don't know your situation. It's OK if you don't want to reply.
You're living like a local. That's a good thing. Local brands, local living. That's the difference.
Filipino here. This is the only single video any expat would need in terms of knowing the living expenses here. It depends where you live. 3k is indeed a myth. It depends on the lifestyle. Great content!
I'm a filipino married man with one kid. Our budget per month is 420$ only or 21k Pesos. And this budget includes: Apartment Rent,Foods,etc . We are living here in Cebu.
Wow can I interview you brother. I would love to hear your side.
I spent 500 a month on a family of five in Quezon City. No issues. Easy to support any woman with that.
@@RC0926 your spending it on drugs then. Nobody spends that unless ur nuts
@@RC0926 im Canadian and its the same for me lol, i guess it depends on how comfortable you wanna be. I tried to live sub 100k php monthly my first year but that didn’t last long....
@Adam Strickler nice
I like this guy a lot. He is true. You don't go the Philippines and complain and compare to your own country. I'd love to meet this guy. I coming the Philippines, I hope I like it as much as this guy.
I guess that depends on WHY you are coming over. The archipelago is so diverse, that it's best you know what you are looking for. Chances are, there is an island or province that will fit your needs.
Respect the culture understand the people and you will get the best hospitality ever.
The big cities are very different from the small towns. This guy lives in a very affordable area. If you wanna weigh your options there are lots of videos on TH-cam that show what life is like in Metro Manila vs the rural areas. HUGE difference!
Depends where your going to live and depends on the environment. Good luck.
3 Simple Tips if you want to live in Philippines:
1. Find a nice place in the province. Preferably a big town that have access to basic and emergency needs. Avoid areas that has slums and be mindful of the area's crime rate.
2. Do your own research to avoid being overcharged.
3. If you're looking for romance, NEVER EVER hand out money. If the person is asking for some, that is a RED FLAG. If the person claims that it is for medical emergency, then go with them to the medical institution and pay yourself. But be vigilant as there are some who are conniving to pull a fast one.
If all done correctly, you should be all settled and have a peaceful life here. Good luck!
Plenty of people live on less than $3,000 in the USA. Surely it could be done in Philippines.
Tell me about it! 😂
Exactly
@SIMPLE FIRESTICK TUTORIALS I live in SF and live off $2000 a month! But, I still can't wait to get the hell out of here! 😎
@@frankellis9627 How you do it in SF.
That is correct, a considerable % of people in the US live on less than $700/week.
Bro $ 3000 a month ?? Come on nah, even before the pandemic i didn't spend that much a month... I'm 28 and used to go out every single weekend out there in Manila.
Now with the pandemic, working from home, no kids, moved to cavite area for a bigger house/cheaper price... now I barely spend $ 600 a month.
Exactly. This is why some of these guys go broke in the Philippines. They are not good with managing money.
I have been traveling around the Philippines over the last 16 years. This man is 100% correct.
When I read $3000.00 a month budget in the Philippines is a myth. I thought you were saying that 3 thousand is not enough. Now that I watched it, I agree with you 100%. You have something that is not very common, and that is common sense.
Damn I was told I will need 7000 USD a month, had me sweating
@@raymwanawevhu6000 7000 USD is the price to purchase a loft house about 25sqm of your own. With a parking space.
@@MikkosFree , + 3 girls 24/7 ...
Lol that was my first thought when I read the title.
@@CoachDarren Bear in mind the cost of living is relative to the exchange rate. It is riding on the side of 50p to the dollar. As this decreases so does your budget. Meaning bills, food and essential will cost more. This country loves to tax as well. There is around 30-40 dollars of add ons and taxes on my electric bill every month. In Angeles City.
The cost of living in the Philippines is based on the lifestyle you want to live.
Simply put and absolutely correct
As you are aware....location, location, location. Living a similar qualitative lifestyle (even a somewhat frugal and entertainment restricted) as you with a similar # of household members will cost at least 2300-2500ish in Manila, and I'm not talking about Makati/BGC.
Good honest video in any case.
@@ToxicTotoro Simple solution! Don't stay in Manila.
@@erniebell1858 Simply dispelling the TITLE of the video as "myth".....the vid itself is perfectly fine.
@Gerry badders me too. I know some people that do it but I wouldn't enjoy it.
"When you step off the plane in the Philippines, from a Western economy, you getting a cost of living raise". Perfectly stated! I'm stealing this phrase.
I was telling people that I increased my retirement income by 30% by moving to Cebu. It is true.
I retired from the govt of California
I moved to Texas. I feel rich now
For a filipino family who lives a normal life in the Philippines, $1400 per month is a LUXURY!!
fact!
That is very true
Bro , congratulations for budgeting your budget like that . You take care 6 peoples , you don't drink , smoke , party . Just like me bro , that it's great . $1400 a month there it's very good there . You are between middle and rich class .
$3000 there a month will leaving like a rich , and guess what ? Most of foreigners are not like that .
I think $1000 a month there , it's already a blessing .😁
Definitely enjoyed watching this video! I work as a banker for J.P Morgan Chase north of San Francisco in Ukiah. The cost of living is so expensive in California in prices of everything just went up due to inflation here. My job offered me an opportunity to get a work visa and take a management position in BGC to relocate to our corporate office, since I have my wife and son in Marilao, Bulacan. And have traveled many times to the Philippines. Was hesitant due to the pay difference but the executive director said the cost of living is so much lower in the Philippines. I’m going back to the Philippines this October and will meet with our overseas hiring team. Definitely a life changing decision up ahead.
Thank you Calvin for the video. Your place isn’t bad at all 👍
A number of people simply don't know how to live within a budget. It would help to visit before moving, to get use to where you might want to set up shop and get use to the way of life and learn what you may need to adapt to. Just make sure you keep a good nest egg tucked away in case of emergencies and budget so you can still put some money away each month for those unexpected expenses. Common sense is a requirement.
Well said.
John, you are so right. Let us repeat - COMMON SENSE IS A REQUIREMENT!!
I’d say the majority of people have no clue how to budget. It takes more then common sense. It’s not a skill Americans can learn in school. It’s handed down from wiser people that know what it’s about and you learn this along the way. If you don’t possess this skill, you need to recognize you don’t and learn about it. It’s the number one most important quality you can possess.
@@philipcooper3330 it’s not matter of people don’t know how to budget, either the refuse or don’t have enough. It’s a simple as that. You don’t have to be an intellectual to budget.
@@simplyfilipino6408 agreed, but it’s been my experience based upon my observations of others, that people don’t generally know how to budget. There’s a process that needs to take place and I see it all the time. Not everyone realizes it or recognizes they don’t get it. You do need to learn habits and ways to figure it out. It doesn’t come natural to everyone. And coming here before realizing you don’t know how to budget is a critical mistake. Best to have an idea what’s your strengths and weaknesses are before you come and fail.
I feel you 100%. My lady and I are leaving the states next year. We're going to Ensenada Mexico. I'm a Navy veteran, 63 retired with SS and a small pension totalling $1500. She's 51 and still working. She wouldn't need to work and we could still live better there. I'm selling everything including the beamer I bought a year ago. The US is crazy. Skyhigh prices and egotistic people. I chose mexico instead of the Philippines because the infrastructure is better and the weather is nicer. But I spent a lot of time in the Philippines in my Navy days. Love it and the people.
@@nakho3550 2 sources. And future income from other endeavors.
I have $5100 for retirement...is that enough in Baja California?
@@marcellespiritu🤣😂🤣😂
@@marcellespiritu You should be absolutely fine on that.
If one can learn to live a simpler life, be content, you won't spend much. Learn to appreciate what you have.
Having ac I think is a must (you can opt to use it sparingly)
I support my wife's family with about $400 monthly, and we have a budget of about $1200 ourselves.
Bravo for helping her family it’s very noble
And they live nice on that too
I lived in the Philippines for almost 2 years and the one thing that he pointed out that is very accurate... I have paid 6000php for dinner for two at a fancy restaurant one evening and I have paid 300php for dinner from the mom and pop resto another night. It really depends on how you want to live. A budget of $1500 monthly, easy......
Cheaper in Ecuador, and the women don’t rip you off…
@@downsouth5971 Bruh
You speak the truth my brother. Welcome to the Philippines 🇵🇭
This video has helped me alot. I am planning to move to the Philippines very soon. My finances are secure and the US has become a dangerous and unhappy place. I'm ready for a change.
yeah i agree on that specially now with the conflict and tensions with Russia.
try my place sir Dipolog city.i can assure you its a very calm place sorrounded by beaches and friendly people.there are some veteran's also settled right there but of course you have tobe very careful ho to be smart to manage your budget .
Been living in the Philippines for 11 years now and have NEVER had to spend that much to live comfortably. $1k a month is a super comfortable life here!
Yes Calvin, I agree 100%. You can easily live in the Philippines for $1000 U.S. per month and live nicely.... For $3000 per month you can practically live like Imelda Marcos used to, lol...
😂😂
When I was 44, I went to the Philippines. Best decision I have ever made. I am now 50. Been married to a Filapina for 5 years. I am very happy.
Shut up!
Demansky, how did u meet her? What city are u at?
@@rgasta7765 Mindanao. Ozamiz city.
@@demanskytuba6057 so u met her offline? Cool. I heard Mindanao is a no go city, is that right
@@rgasta7765 actually, We met on line, however, I went there 6 months after we met. Ozamiz city is safe. Many foreigners there, however, I wouldn't go south.
If you find a Filipina who truly loves you, then you are in good hands for sure
Most Americans worry about a possible future that may never come, instead of living the reality of today.
Plan for the worst, hope for the best, but enjoy the day and don't worry about things you can't control.
Could not have say it better
Very true statement. Worrying about tomorrow is also some peoples biggest stress. We all know that stress is the real killer.
often true, but if one lives until they are 80 or 90, can't support themselves, have to live in some shit hole, does happen
I'm not sure how I landed on this video, but you really explained it well and held my attention the whole way. I admire your ability to adapt to the area and not try to Americanize things or complain about how much better you had it in the US. I travel a lot and that is the biggest gripe with Americans, that we always complain about how much better things are in the US. But the world doesn't really care, they live how they live. Glad you are happy man!
Things are not better in u.s.
@@davidcampbell8191 Depends who you are and where you live.
Not really. You won't find much Americans who travel outside of the USA complaining about the problems in their country they travel to, I mean we wouldn't travel out of our country to compare it to the States. We go to get away, so we won't complain
Wow I didn’t know Americans think things are much better in the US. The rest of the world must seem so ugly to them. I wonder why they even travel.
Totally! Me too, random find, kept me till the very end. Like this guy.
Super down to earth explanation. It’s not who got more money it’s who needs less money. The man is giving a world class lesson and how to live your life. Kudos!
Nice place. You're living large man. Congrats
70K per month? No vices? No luxury materials? That’s enough to live comfortably, with money left over to save in the bank if you have a family. Hell enough to live like a king if you single😂
Salute to you sir!
I did a lot of window shopping when I was last in the Philippines back in 2019.
Part of the reason why you don’t have to spend very much money for your furniture or things for your house is also because the stores are mostly stocked within expensive items.
In America we have access to inexpensive items but people want to live richer than they are so they end up shopping at more expensive stores to buy more expensive items.
People here have champagne taste and beer money.
In the Philippines you have beer money and beer taste.
I lived in the Phillippines in 1971. Exchange rate was 6 pesoes to 1 USD. I was 21 y/o and I knew the islands were paradise. Now I'm 71 and realize, that was the best year of my life. I just subscribed to your channel.
Welcome to my channel and thanks for stopping by today.
Met a guy from Greece that lives on his 300 dollar a month pension with his Filipina wife. You can survive on at least 400 in my opinion. For me to be comfortable I need 700. That’s for me, my wife and child. But just for me would be 600. I drink a lot of cranberry which is imported. Use the ac a lot. And I eat more. I can always eat out, street food could be as cheap as 2 dollars. Taste just as good if not better than chicken joy.
@Daniel Chuckson in the Philippines?! How?
Happy to know that you’re enjoying your life here.
Well said and thank you for so much passion and honesty! Your a good man!!
hello calvin
I'm glad there are people who speak the truth
You usually hear about their budget from 2000 to 3000 budget.
This year I will also live in the Philippines with 1400 euros
because i'm from belgium
keep up your blog love it
greetings from belgium
francis
2- bedroom apartment - 150
Electric bill- 45
water bill- 20
Gas money- 60
Food- 100
Internet bill- 50
Extra expenses- 100
Total= 525US$
You can live comfortably with 600 dollars in the Philippines. I'm Filipino and this is the average cost of living in the Philippines. Most Filipinos don't even spend this much. This guy's telling the truth. I can confirm.
But is $150 a month going to get you into a safe area?
Sweet I can retire from my crypto gains end of this year in Philippines
@@dialecticalmonist3405 There's really no dangerous place in the Philippines except provinces with rebel groups. The only danger in are the thieves.
@@dialecticalmonist3405 NO that's too low.
@@johnwales4214 , I live in a new 3 bedroom, 2 bath townhouse $160. Much safer than US. All depends on where you live here. I find $100 food bill way low but I do not eat like a local. I took two expat buddies out to lunch yesterday, 300p total, about $6.
The other vlogger he is talking about was including flights back home and emergency money in case something happens. He wasn't saying that is what it takes to live in the Philippines every month. I think it's just a misunderstanding and I think he's just trying to help out as well. But you're correct if you go to the PI with that champagne taste, you're going to have to pay for it. Thanks for your videos Calvin we all appreciate your time and troubles.
The other blogger was also talking about health care which gets more expensive as we age.
Health care is not free. You do need to consider the costs of an emergency in the event it happens. I had a dose of the dengue fever from a mosquito bite that put me in the hospital for 3days with meds. It was not cheap, luckily we knew a hospital investor who managed to get me a big discount.
Same issue when I had treatment for gunshot wounds along with my spouse. You never know what will happen. So yes you need a slush fund for this.
As far a flights back it may mean the person is going back to his home country for treatment either because it’s not available or free at home or trust in the practitioners. Your choice as health cannot be a savings.
Glad to see a brother happy and succeeding.. keep making the right choices big bro.
Thanks Calvin..... I have a asshole too! Waiting for Covid to go away so I can travel to the Philippines. 3 hours North of Cebu
His mistake is vloggers can’t live off of $500. I think they can bc if they make $500 from passive incomes back home and also make some money on TH-cam etc and their lifestyle choices
yeah me and my fiance'e we starting two businesses there and one be ready after next month and my restaurant after the summer and we will be hirng in the fall we thinking about opening a mcdonalds where she is, because of the fact the money they are loaning me the fanchise will pay for itself
for now I only need 300$ per month. a wife and 1 7 yrs old daughter. without aircon.. if you want. just add 100$ for that cost and monthly electricity. 500$ is too much for a one family to live and retire in the Southern Philippines. I live here in Cebu.
Thank you for your service, Sunshine Shoulders. Love what you're doing to explain the dos and donts of migrating to the Philippines. I myself, with my wife, returned home in 2009 after 43 years in NY.
Depends on your lifestyle. If you are willing to live like a Pilipino then you can live really inexpensive. From what I've seen you can live like middle class there for 1500 to 2000. I married a Filipina about 10 years ago. We are working on building a place in Bago City, near Bacolod.
As a Filipino who is living in Metro Manila, this put things in perspective. It IS cheaper living in the provinces, rather here in the capital, foreigner or not (Negros Occidental is a province in Visayas).
that's true all over the world.
Specially when someone is fund of cockfights, I am a fan of Negros Occidental specially Bacolodians
Montevista, Bacolod represent! And the province is growing buildings and roads
...very informative and it's true...i know 'cause i'm a Fil/Am...i know the life in the Philippines...if you have a income of $1,000/month you're considered as rich...but of course it depends on your life style...i know this Fil/Am friend who is a Retired US Navy, with Disability, Retired Federal Employee, Receiving Social Security Benefit, who is living there in the Philippines...his monthly income is $8,500/month...he told me that he 's having financial problems...i asked him WHY?...he told me because of his gambling habit...i told him if i live there, i could live comfortably with $500/month...because i don't have to pay house rent...so, it's really depends. on how you live...
anywhere in the World is very expensive to live if you're looking for lavish life..make it low key and be happy and enjoy outdoors and family..just Buy Jordan shoes once a year only and you're all set with extra..LoL
love the straight forward approach! i've spent alot of time in the philippines since 2006. $3000 would last me for 3 months and i would come home with money left over! Its a matter of ones lifestyle. Cant wait to return once this covid bs is over!
$1000 is plenty as a single man in the Philippines per month.
Actually, for a single unattached man, I would strongly disagree. It is very dependent upon lifestyle and location. Even with a frugal lifestyle, I think it would be hard for a westerner to live on $1000 in Manila. My place isn't in Manila, but my mandatory recurring bills come to around $1700 a month. Now, even if you lived in a place where $1000 would go further, there is still the matter of expenses outside of mandatory recurring bills. In my opinion, "extra" spending will be higher for a single man, than for a man with a girlfriend or wife.
@@sgtm7 can you break down that $1700? I have a family of 3 living a middle class lifestyle in Manila, and $1000 per month will be a splurge. If I live frugally half of that will be enough.
@@Digivalmktg If you live on $1000 a month with a family of three, in Manila, I believe you are already living frugally(for western standards). My budget for only rent, utilities and food comes to $1100.
Brother you telling the truth. I live in Manila. All my bills comes to 20,000.00 pesos $400.00 per month. Rent, Water, Cable, Electric, Internet, Gas. My electric goes up to 5,000.00 pesos during hot months. I turn mine on and so does my daughter in her room. 3,000.00 food plus maybe up to 5,000.00 $100.00 we don't eat pork or beef. We eat Chicken, Fish and Shrimp.
My daughter go to a good Pvt School 50,000.00 per month then 5,000($100.00) books. The kids in school call her "The Rich Girl" I taught her no we not rich we are bless. She has always had everything a girl can ask for and she 14 y.o.now. Like you I have a big 2 bedroom house I rent. Been here 4 years. Always pay rent on time actually before the rent is due. My dog has plenty of room to run. She is German Shepherd mix Malanois. Big Dog. I buy dog food @ 2000.00 pesos every 6-7 weeks and yearly vet shots. Plus Deworming medicine every 3 months and flea guard every month @ 500 pesos every month $10.00
So I don't know why that gentleman would say $3,000.00 American dollars to live here. I am well to do here in the P.I.
I went to America 3 years ago and couldn't wait to come back home to P.I. I was there for a week and got stressed soon as I got off the plane in America. Too damn stressful for me. I Love this place, it saved my life. It gave my daughter a better way of life to some degree. She has a father that loves her and take care of her. She is no better than anyone else and no one is better than her is what I always taught her. Yes Sir I Am Truly Bless By God And Being In The P.I.
You are so right about the amount of money you need to live comfortably in the Philippines. We moved here in 2016 and our budget was $2000 a month. Living a simple life. We have a house keeper and a gardner We started by build our house in the Province of Batangas.
Thanks for keeping it real... Great video. New subscriber here..
I'll be turning 50 this year. Hope to retire in the Philippines with my Pinay wife by the time I turn 55.
Nice house. 2 bd. 2500 or 3000 a month in us i only spend around 1000. Your food is high but for 6 possible. I spend maybe 150 dollars. By myself. Budget is best way to not overspend. Write down expenses
Douglas
My wife from the Philippines has said that things over the past few years have gotten more expensive. But just like everything else. Some property has really increased in price the past half decade to be sure. If you can get a reasonably priced property, and once you are set, and if you don't want to live like a king, one could easily live quite cheaply. If set up I could live off of less than a thousand dollars and month and be quite comfortable.
You are absolutely correct 👊🏽 I retired at 43, my kids are grown and all I do is travel now. I'm in the Philippines visiting my dad every year. I spend the least in the Philippines, than any of my travels. You will spend $2500-$3000 a month, if you live in big cities and hit the bars. To those of us who outgrew that lifestyle, can live comfortably with much less income. Those bar fines and tips, do add up🤣🇺🇲🇵🇭
I have never did that then. Even in Manila I have never done that. Don't know peoplebthat got close. I didn't spend that in Chicago living in Andersonville. People must be buying tons of ass, and drugs.
To each his own. I know I could probably live on $1000/month but I wouldn't want to because there are certain things in life I enjoy. I don't want to live in 1000 sqft bare necessity house with 5 other people while others don't mind. It's no different where I live which is Dubai. Some people can live on $1000/mo but they live with 20 other people, eat rice and chicken everyday, can't afford proper medical insurance, and never get to travel. That's not me but more power to them for being able to do that. If I want to continue the same lifestyle I have grown accustomed to, I would need a minimum of $3000/mo in the Philippines which will not be a problem because I have planned accordingly.
Filipino here. Great video. Puts things into perspective, considering so many Filipinos want to leave the country and live elsewhere, you're telling everyone that, we probably have it pretty good here already.
As a Filipino American, I often think about retiring in the Philippines. America has it’s advantages for sure, but it’s a more complex life. We have to juggle so many obstacles just to live (corrupt government, overworked at our jobs, high cost of living and schools, endless bills living paycheck to paycheck, etc) that I envy the relatively more simple life in the Philippines. I think the best thing is work hard in America while you’re young, save money, and retire early in the Philippines. Enjoy life either way, friends, as life can be short.
One satisfied brother over here. Enjoy yourself man!
Hi Calvin, I'm slowly getting into your program here and I'm really enjoying it. I make almost the same as you do. I live in Thailand and my expenses are about 25% more for housing and I live in a bit smaller house than yours. Food costs are a bit higher for some things. I was going to visit the Philippines as a possible retirement program when the borders closed down here and there. But, you are right about the myth. If I really wanted to cut costs I could be living for half of what I spend here. It all depends on what you want in life. Keep up the good work here. Maybe I'll drop by for a tea or coffee when I come. I too am not a drinker or smoker. Nothing against it, just not for me.
Stop drinking Chang and sleeping with bar girls. lmao
$3000 classifies you as above average in terms of income-classing.
Such an unfathomably large number for me when you convert it to pesos.
Right my point exactly.
Glad that I stopped by Calvin and I appreciate the sincerity on basic survival in the Philippines. I am quite a ways from retirement but have considered doing so in the Philippines with my interest, her daughter and possibly family. I do understand that part of the Philippine culture, not far different at all from ours. Nonetheless Brother I appreciate your message and will checkout a fe more of your posts and work on subscribing/
You hit the nail on the head Brother Calvin more bang for your buck.That's the idea
Real talk. I been here for 11 years. You guys listen to him. Realistic and true.
I live in a “rich” area and our mortgage is still only $400 a month. Half my paycheck goes toward my credit card and I'm still able to take care of ten people (on average), and pay both her mom and sister $100 salaries each month. If you’re good with money and don’t live extravagantly you could probably live off of $900 a month.
I live off $900. A month in Texas
@@One-12937 I can drop my spending from 1600$ to 1080$ a month in Kentucky while retaining a 400$ food budget by simply moving. I don't drive though I pay 30$ a week for someone else to buy the financial napalm known as a car.
@@One-12937 I have no roommates.
My home is paid off cash. $23k.
I eat a lot of egg sandwiches with
Ezekiel 4:9 bread which is $8 a loaf
@@One-12937 “brevity is the soul of wit”
William the Shakespeare
3k usd a month? you'll live like a king here..
Not if u get gringo priced all the time
I currently own two houses in NYC.
$200,000 annually.
Pension plan and health care.
If I rent my properties and retired in Philippines for part of each year, I’d be fine.
I absolutely love your content my dude. I feel like this is a 2nd chapter to "the American dream". Realizing that the U.S. is not for us anymore and moving on. Me, I'm a Miami Cuban and(aside from the pandemic) been going back and forth to Philippines for a few years. I'm turning 40 this years so I'm starting my preparations to retire there this same way you are living. Simple, happy life. Lots of health and well wishes to you and your family my friend.
dimelo brother asi es
@@monito24ful así mismo hermano! 🇨🇺 🇵🇭
@Pepe Pinga...
*QUE BOLLAR...
I am a 🇵🇷🇺🇸 from Allapattah N.W. 28th Ave. & N.W. 28th St.
I been living in the Province of *BALAMBAN in CEBU 🇵🇭 since 2018.
F.Y.I.
"AQI VIVO COMO UN REY \^^^/"
@@ejlugo6282 coñoooo dime lo boriiiii! Que bueno hermano, I love to hear this por qué las Filipinas is a paradise for us Latinos. Especially us Caribbean Latinos that grew up on 🐖 and 🥥 hahaha! Bendiciones
@@MIAMI420LOKO
Lechón is eaten here everyday.
*AROW AROW
(EVERYDAY)
Well said about budgets. I just gave my son & his fiancé my Vitamix blender so they can make baby food at home for my 6 month old granddaughter. Gerber just had a recall in the US.
Wow really?
we're quickly sliding down the abyss... I just thought the other day that mothers should sift w/a fine mesh baby drinks for ....plastics...glass...etc.
Nice. Better than Gerber anyway. Especially fresh fruits.
When Nestlé bought Gerber a while back, that was the beginning of the end for Gerber.
You mean you mailed your Vitamix? How much did that cost? I have one so who knows, if one day I stay for a loooong time I'll have it shipped!
Right on man!!! U are doing well. Keep it up!!
I agree 100%. I lived in Buenos Aires Argentina for for nearly 10 years. It was like living in New York City for about a tenth of cost.
Just found your channel, you are a very honest gentleman, thank u from New York city
Thanks Rick
My husband wants to retire in the Philippines. I have a house that was given to me by my grandparents before I left for the US, right at the city center in Bacolod. It will depend if the kids will move there when they’re older.
The more expensive part though, is healthcare expenses since most will be out of pocket if you want good medical service. My stepdad had to pay 1.2 million pesos in cash aside from what Philhealth covers when he got hospitalized for COVID. It’s just something to consider for expats.
You can actually buy a good Pacific Cross policy here with your good health. Self care is the the best to begin with. I applied for a great policy for 17k pesos for the whole year.
Anywhere you gotta buy Healthcare you can also buy health insurance.
@@calroach1 How much does it cover? I might look into that for my parents.
what!? 1.2m from covid? that's robbery!
@@overbored617 You’ll be surprised as to how much health care costs in the Philippines. It doesn’t hurt as bad if you think of it in terms of US$ since the equivalent is $60K.
I’ll be getting like $5,600 when I retire and planning on moving to the Philippines.
Bless you, keeping helping mate!
I really love and appreciate your attitude and your spirit Calvin. Keep doing what you are doing.
Thanks it means a lot.
Thank you. I’m Filipino and haven’t been back in about 15 years. I’m retired and wanting to go back because my relatives, my dad, my country is calling . And you out an honest perspective on living on a pension in the Philippines. I very stingy with how I live and I would be saving more than I would be living once I get back. Keep it up sir, it’s very encouraging,
$3000 is so perfect. I'm struggling with $500.
Yeah I know the guy who made that video, he has a great channel very informative like yours. But his videos are usually talking to older expats who made need more life insurance and health insurance and emergency savings.
My dad lived in Angles and he had a 4 bedroom house with pool for 500 back in 2013. Great info
Now that's what I'm talking about! I would love a home with a pool!
don't forget the rooster !
70k pesos or $1400 is lot of money in philippines. Its like living as a king. I had a vacation last year for a year in phils and was only spending about 30k pesos a month and it was great. I wish i can go back again soon
Thanks for the real and candid info. I have lived in the PI since 2017, and what you said is true. I like to go out and eat/drink 1 or 2 nights a week, so that adds up of course. But, it's well within my budget, so it's all good. I prob spend $2,000-3,000 per month on average depending on how much I go out for entertainment. I get bored being at home too much.
God bless bro. Thank you. I'm Army retired and a disabled vet (PTSD) and NY is just not cutting it for me personally. I was looking into moving to another country to spend the remainder of my years. I'm 40. And I was looking up many countries but never thought about the Philippines. Going to check that out. Thanks again.
Since you brought it up, I wanted to point you in the direction of a channel called 22Zero, which is a husband and wife team who are working to bring a new form of PTSD therapy to the world. The claim is a 93% success rate in three sessions, to completely eliminate PTSD. They themselves openly admit that this "is unheard of" in any other form of therapy available. It may be worth looking into. Good luck! I wish you peace.
@@psiga I truly appreciate that. I'm willing to try anything. My local VA is pretty good but I don't want to have to rely on it for mental health care. Thanks for the heads up.
@@METAL-ADDICT Happy to help if I can. 22Zero is led by a former drill sergeant and police officer; he noticed that LOTS of men and women who do front-line work of any sort end up taking their traumatic experiences home with them, just as he did. He struggled to find relief just as you are, and he was fortunate enough to find a method that worked completely for him, so is now dedicated to bringing it to anyone who needs it. If it works as well as he says, then I bet that in ten years it will be the gold standard that the VA immediately recommends -- but right now, it's building momentum, and not everyone knows about it. For your sake, I hope it works!
I'd say $1500 is a "comfy" amount if you have school-aged children AND your house is paid for. You can literally rent a nice hotel for about $1200 a month or a nice apartment for about $800. Food from the market is extra cheap. A week's worth of food is about $50. Transportation should run you about $100 a month if you move a lot by tax and jeepney. "Good" internet is about $150 a month. If your children attend private school, it costs about $2000-5000 per year. Electricity is about $50-100 a month. Occasionally, you'll get a "foreigner tax" but it's not even a lot. Expect to pay a few peso more than most citizens because they know you got it.
You live in a better way home 🇵🇭 than here in the US. It's so stressful here and no time for family. If you are looking for a new way to live with no stress and just living life. You are in the right place, Po. To tell you the truth, I can't wait to go back home and living life with my locals again. Nice video and stay safe!
Same here am black but my DNA says I have Filipino blood I had no idea.
It's all about how your lifestyle is. As long as you are happy with yourself and your life then that is what matters.
Thanks brother good information be there soon with my girl.
Hey this is exactly what I was looking for. Good info!
me too
I agree with you. It depends on where and how you live that matters.
Great video! Love your down to earth no BS form of delivery. Just subbed!
I lived in Cebu from 2000-2002. My ex- wife was from Cebu. Back then, we got by on 5000 php per month. My son lives in Cebu now. He is in culinary school and I pay his living and education expenses. He spends around 10,000 php/ month for everything.Occasionally, it goes as high as 15,000 php for a few extra things he needs for school. So, I agree. $3000/ month isn't necessary.
I’m coming as soon as the pandemic is over and I how we can hangout.
This guys real! Luv to hang out with this gentleman when i visit back home.. ✌️
It depends how you live there. I lived there for 3 years. I was 24. First year I lived like a American. Being a young business owner who is pretty well off. I did not mind spending cash. My budget was around $6000 a month. The next 2 years I decided to live as the average Filipino. I moved to a very small farming community out side of Gensan . My buggy went down to $300 a month after buying a car.
Good decision. Could put that money to better things.
@@1911Zoey ah yes but I have enough money saved for 3 lifetimes. I just decided I would rather live more simple.
@@shaylinmonk9208 dang
Yeah true 300-500 usd is the avg. living cost in Gensan.
You are right. The first you have to do is your research and then take a hard look at what you have and how you want to live. Be truthful with yourself, too.