▸▸▸ www.365daystofire.com/ Enrollment is now open for our 365 Days to F.I.R.E. Program for 2025 Sign up and get: ◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program ◼ Daily F.I.R.E. Actions ◼ Monthly Live Q&As ◼ Small Accountability Groups ◼ Quarterly Book Club ◼ 3 Meet-ups in Portugal, including a 2-Day Conference with us in Porto! ◼ Private Facebook group ◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources ◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni ◼ And more! To learn more and enroll NOW, go to: www.365daystofire.com/
I graduated Iowa State University this Spring with zero debt and was able to save over $8,000 invested for retirement. I did all this without taking a dime from my parents. My story: -Start at Community College (two years) -Worked 20hrs + a week -Received tuition assistance from my company -Applied for every scholarship & honor society available -Lived extremely frugally with lots of roommates off campus.
Right on Josh! That is awesome. You hit every possible angle. And congrats on saving over $8,000 while in school. That is unheard of :-) One more thing we like about your story...Iowa State! Christina is from Iowa :-) Thank you so much for sharing!
I got through school and actually got an extra couple thousand OVER tuition costs through 7-8 scholarships. These are also great ideas, would have definitely wanted to have seen this video before college!
LOVE that! Amon got 20+ smaller scholarships that paid for his entire undergrad! The small scholarships add up quick AND less people tend to apply for them because they don't think it's worth it. Now that we're done with college, we just get to share the info with others! Thanks for watching! :)
Great ideas! I earned 30 credits over a summer taking CLEP and DANTES exams. Did cost $500 total at the time but still a great deal for taking 1 year off college costs.
That Modern States shoutout is about to change my life. THANK YOU. After doing a year of dual enrollment, I only completed five additional college classes. I've been living on my own since and navigating too many things independently. I couldn't fathom adding college debt to my stress, so I avoided it. Now I know I can dip my toe back into class TOTALLY FREE to start 💗
Great video. I got my bachelors degree and my MBA for free. The first one I got through something called the Trade Adjustment Assistance program. The very short version is if you lose your job and that job goes overseas you can apply for it and they will pay for you to be "retrained" including college up to 2 and a half years and $30,000. I got my MBA for free because the company I worked for offered tuition reimbursement up to $10,000 a year.
This was SO helpful. Man I wish I knew about this as a child. I have been sharing this incredibly resourceful information to any and everyone with kids in high school. Thanks for the knowledge!!!
I wish I would have seen this video before graduating with my B.A. At least I’m seeing it now that I’m thinking about grad school. Thank you for all the great tips! 👍🏼
📈Looking to learn how to invest? Enroll in our Stock Market Investing Course: www.ourrichjourney.com/investingforfire 🔥Learn more about financial independence and retiring early: Enroll in our F.I.R.E. Master Class: www.ourrichjourney.com/firemasterclass ✈Want to move to Portugal? Enroll in our Moving to Portugal Course: www.ourrichjourney.com/movingtoportugal
I had my masters degree for free that was paid by a former employer. Earning the degree for free doubled my salary earnings, and now I have a cushy job where I work 20-30 hours a week making about 6 figures. No joke! I treat my job as passive income. It's a travel job, and with COVID, I haven't been traveling but still have a job. I do Shipt on the side and don't pay for gas or insurance, because the company gives me a free car! My point is make your money work for you, not the other away around.
Our son will be going to Purdue unless he gets scholarships else where, we only live a little bit away. The accept the clep, are very reasonably priced, and have the tutoring sharing.
New York State offers free tuition for families with an income of less than 125k at state schools. It will still set you back about 16k with room board and fees.but a savings of $6400 a year is pretty good!
I just found this channel today and it's really helpful. Please could you do a video about universities in the US that accept second class lower on a 5.0 scale? Thank you.
Thank you so much for sharing. College is so expensive and we're hoping people use this info to get a great education at no or little cost. Thanks again!
Great eye opening video. Can I please request you guys to make a video on the same topic for international students. I am from India. A single mother with 2 teenage daughters and wanting to send my daughters abroad for higher studies.
Great video! Being RA at ucla during law school a great hack for sure! Can you maybe talk about how the tuition portion of law school there was paid? Its outrageously expensive and often wonder how it fit in with your ability to reach your FIRE goals. Thanks! Love your channel
I want to add 3 full tuition grant options for Virginians: Within Reach at UVA Wise, VCAN at Norfolk State University, and VCAN at Virginia State University. I myself am going back to university this fall because of Within Reach 💃 I hope this helps somebody!
Also for students whose families make just a little too much to qualify for need based grants: you can look into service corps like Americorps or other regional groups (Appalachian corps, etc.). They give education grants about the same amount as a Pell grant for every year of service
Do you recommend saving for our kids education? Here is Canda Gov gives encourage parents to do so by grants that top up our investment and feel tax interest would love to know it opinion thank u
On the topic of education, I’m curious to know what you did for your girls. Did you happen to live in an area with great public schools, did you have to move to access those good public schools or did you go private (before you retired)? Our public schools are not good so we’re trying to decide whether to do private (and see it as well-worthy investment) or move to a better school district. What’s your insight?
Does the Ivy league offer apply for graduate school at these universities as well? I'm sadly looking at 45,000 owed too state schools for my undergrad degree and would love to attend the teachers college at Columbia if it's FREE instead of more loans for a state school grad degree.
Can you guys make a video on the pros and cons to the UGMA and UTMA Accounts you have opened for your children? I am currently trying to figure out the best way to save money and invest it for my daughter who is 1 year old. How do you go about doing it on vanguard and what are the best stock/investment options to go for.. thanks
Great suggestion for a video! Stay tuned for an upcoming video where discuss the 529 vs custodial accounts and why we prefer custodial. In short we like the flexibility of the custodial accounts. But there are other points we will expand upon in the upcoming video. We discuss the custodial accounts we have for our girls in this video. You can also see how we are investing their money. Here is the video: th-cam.com/video/dYzOlqhV2zA/w-d-xo.html
@@OurRichJourney awesome!! Yes i actually was intrigued about the custodial account from that video. I was set to open a IRA for my daughter but then found out about the Earned income part and that makes it tough to prove since my girl is only 1.. So the custodial account makes much more sense right now.. Thank you and I cant wait to see the new video!
@@OurRichJourney Went from typical 4 year undergrad to 2 years and 8 months. My target was 2 years. And those 8 months, were a breeze in comparison! haha. Good work, did not about Stanford. Great video guys!
Great video! I'm sharing this with friends who have kids in high school. The company I work for used to offer tuition reimbursement for college but no longer offer it today. Also, it was limited to certain programs. Do the schools with free tuition limit it to only 1st time students, or does this apply to career-switching students and students of any age?
Do the ivy leagues (or any colleges) factor in a family's investments when offering aid? If the income is less than 125K but investments are relatively hefty, would family still get free tuition, at say Princeton?
Very significant information. 👍 So how can I write to or get into the 3 above listed tuition free colleges about getting an admission with the thought of working and schooling, while my work proceeds is taken for my tuition fee instead?
Thank you for great information and sharing your journey. In one of your videos you shared a list of books that are very useful to read to learn more about the investment , however I am not able to remember which video it was. Could you please list the names of these books and the authors names. Thank you again and all the best with your journey, you are very inspiring. :-)
Thanks for asking. We talked about the book we use to pick stocks in this video. Here is also a list of our favorite books: 1. "Rich Dad Poor Dad". (Good book for your money mindset)2. "Freakanomics."(Funny and interesting take on economic theory)3 and 4. "Random Walk Down Wallstreet" and "The Intelligent Investor." (Both can be kind of a hardcore investment book but you'll read them over and over again as you go on your the investment journey. 5. "Building Wealth One House at a Time: Making it Big on Little Deals" (Great book on real estate investing) Thanks again for the question!
Incoming sharing agreements work similarly to student loans in New Zealand - in that you only pay a capped percentage of future earnings (but to the tax department). * * * I knew you could take CLEP exams for college credit but I certainly didn't know you that you could get financial aid to do so! 😍
The CLEP exams is just one? Or is one for each course you plan to skip and is the $87 a one time fee or for each CLEP exam? What is the website for this??
The fee is per test. Clep site: clep.collegeboard.org/. Modern States, which pays the fee for students (and pays for the student to take a course to study for each exam) is: modernstates.org/.
Many of these are also available for second degrees. For instance, my employer paid for my Masters Degree and Christina received scholarships for Law School at UCLA.
Did anyone here go to a university for free because their parents had less than 60k for a year or more? And if you did please tell was everything free and what did you do?
Research MOOC. Great way to get the knowledge of a class then you can CLEP. MOOC - massive open online courses. Coursea; edX etc. Free online course. You could actually take classes here then take the CLEP exam if it is available for the courses you took. You can also pay and receive some certifications when done with the training.
How about scholarships for people over 50 or even 55? I love your videos but you are missing a whole group in your videos... seniors. There are a huge group... predominately women who wind up divorced over 50(u know all the 30 yr old gold diggers who target well off married men in their sixties). These 50 something women wind up divorced with money in retirement accounts that they can't touch for 10 to 15 years, living off alimony which often times is under 40,000 a year. If 50 percent of marriages end in divorce this group is a large percentage of that. No one out there (that I can find) is providing financial advice or emergency financial advice for this group. Also, typically this group is age discriminated against and can't find work. Just a thought my friends. ❤
ya and get a piece of paper from a school that isn't recognized by any employer. As much as I love the idea of University of the People....it's not a good investment.
▸▸▸ www.365daystofire.com/
Enrollment is now open for our 365 Days to F.I.R.E. Program for 2025
Sign up and get:
◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program
◼ Daily F.I.R.E. Actions
◼ Monthly Live Q&As
◼ Small Accountability Groups
◼ Quarterly Book Club
◼ 3 Meet-ups in Portugal, including a 2-Day Conference with us in Porto!
◼ Private Facebook group
◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources
◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni
◼ And more!
To learn more and enroll NOW, go to: www.365daystofire.com/
I graduated Iowa State University this Spring with zero debt and was able to save over $8,000 invested for retirement. I did all this without taking a dime from my parents.
My story:
-Start at Community College (two years)
-Worked 20hrs + a week
-Received tuition assistance from my company
-Applied for every scholarship & honor society available
-Lived extremely frugally with lots of roommates off campus.
Right on Josh! That is awesome. You hit every possible angle. And congrats on saving over $8,000 while in school. That is unheard of :-) One more thing we like about your story...Iowa State! Christina is from Iowa :-) Thank you so much for sharing!
what company did you work for?
What company did you work for?
Goals!
Thanks for sharing.
I got through school and actually got an extra couple thousand OVER tuition costs through 7-8 scholarships. These are also great ideas, would have definitely wanted to have seen this video before college!
LOVE that! Amon got 20+ smaller scholarships that paid for his entire undergrad! The small scholarships add up quick AND less people tend to apply for them because they don't think it's worth it. Now that we're done with college, we just get to share the info with others! Thanks for watching! :)
@@OurRichJourney Can you share they types of smaller scholarships that are good to try to get?
Great stuff! I took five CLEP exams (they were free back in my day!) and I CLEP’d out of three college classes (and graduated in 3 years)! 🙌🏽
Congratulations! That's great savings!!!
Great ideas! I earned 30 credits over a summer taking CLEP and DANTES exams. Did cost $500 total at the time but still a great deal for taking 1 year off college costs.
Thank you so much...and 30 credits!!!! WOW!!! That is so awesome :-)
That Modern States shoutout is about to change my life. THANK YOU. After doing a year of dual enrollment, I only completed five additional college classes. I've been living on my own since and navigating too many things independently. I couldn't fathom adding college debt to my stress, so I avoided it. Now I know I can dip my toe back into class TOTALLY FREE to start 💗
Not even interested in going back to college, but ima still watch this vid anyway because I love you guys!!! 👏🏻👏🏻🔥🔥🧡🔥🔥🧡
Thank you so much. We appreciate the love :-)
Great video. I got my bachelors degree and my MBA for free. The first one I got through something called the Trade Adjustment Assistance program. The very short version is if you lose your job and that job goes overseas you can apply for it and they will pay for you to be "retrained" including college up to 2 and a half years and $30,000. I got my MBA for free because the company I worked for offered tuition reimbursement up to $10,000 a year.
WOW! You are amazing! Thank you so much for sharing.
This was SO helpful. Man I wish I knew about this as a child. I have been sharing this incredibly resourceful information to any and everyone with kids in high school. Thanks for the knowledge!!!
I wish I would have seen this video before graduating with my B.A. At least I’m seeing it now that I’m thinking about grad school. Thank you for all the great tips! 👍🏼
Thank you so much!
I wish I found this video before I went to College! Would have helped me out so much, now I'm $90K in student loan debt.
Uber Pro Drivers too now get free tuition at Arizona State University online. They offer undergrad classes and degrees through the program.
Awesome! Thanks for adding to the list! :)
One of us works for a university, so our kids can go there free...but we do have back up plans just in case! This was a great video!
That is awesome! Thank you!
Please make a video on graduate scholarships
That's up my alley! I got a bunch for law school. We'll have to brainstorm a way to present it. Thanks for the idea!
Can older people that want to go to college get scholarships?
📈Looking to learn how to invest? Enroll in our Stock Market Investing Course: www.ourrichjourney.com/investingforfire
🔥Learn more about financial independence and retiring early: Enroll in our F.I.R.E. Master Class: www.ourrichjourney.com/firemasterclass
✈Want to move to Portugal? Enroll in our Moving to Portugal Course: www.ourrichjourney.com/movingtoportugal
I had my masters degree for free that was paid by a former employer. Earning the degree for free doubled my salary earnings, and now I have a cushy job where I work 20-30 hours a week making about 6 figures. No joke! I treat my job as passive income. It's a travel job, and with COVID, I haven't been traveling but still have a job. I do Shipt on the side and don't pay for gas or insurance, because the company gives me a free car! My point is make your money work for you, not the other away around.
What do you do for a living? Im looking for passive income. Thanks in advance
@star traveler I would also like to know what you do for a living!
Yo...this right here is GOLD.
Thank you for sharing...this has given me so much food for thought for my son.
Hey!! 👋 #fabfam
@@Ms_shael hey girl hey!!!
We're so glad to hear that! Thank you so much!
Our son will be going to Purdue unless he gets scholarships else where, we only live a little bit away. The accept the clep, are very reasonably priced, and have the tutoring sharing.
That is awesome! And Congrats to you and your son!
New York State offers free tuition for families with an income of less than 125k at state schools. It will still set you back about 16k with room board and fees.but a savings of $6400 a year is pretty good!
OMG! Thank you so much for sharing!
I just found this channel today and it's really helpful. Please could you do a video about universities in the US that accept second class lower on a 5.0 scale? Thank you.
Great information! I have used at least three of your hacks.
This is incredible information! I plan to share and help my child with this! Thank you family!
Very cool! Thank you for sharing!!!
Such great information!! I am sharing this with all our friends with college bound kids. You guys are awesome!!
Thank you so much for sharing. College is so expensive and we're hoping people use this info to get a great education at no or little cost. Thanks again!
Omg I needed this video!!! Thank you!
Yeeeesssss! So glad you found the video useful!!! Thanks for watching!
Great eye opening video.
Can I please request you guys to make a video on the same topic for international students.
I am from India. A single mother with 2 teenage daughters and wanting to send my daughters abroad for higher studies.
Thanks for the video suggestion!!!
This is really good thank you for sharing 👏🏾
What about going to school in Europe for free? With you mr family moving to Portugal that has to be on your list!
Can this be applied for someone who is planning to get their masters?
Great video per usual!!!!!
Veronica - Thanks so much for the support!!!!
Very good video, love the well thought out content
Some Northern European countries have free university tuition for citizens, and cheap tuition for international students
Please elaborate the part for international students.
Great video! Being RA at ucla during law school a great hack for sure! Can you maybe talk about how the tuition portion of law school there was paid? Its outrageously expensive and often wonder how it fit in with your ability to reach your FIRE goals. Thanks! Love your channel
Just curious, do you guys invest in BitCoin or any other Crypto Currency?
Thanks for the education hacks! This is good stuff! 😊
Awesome! So glad you like it - thanks Tiffany!!! :)
Fantastic video!! Thank you!
Glad you liked it!
I want to add 3 full tuition grant options for Virginians: Within Reach at UVA Wise, VCAN at Norfolk State University, and VCAN at Virginia State University. I myself am going back to university this fall because of Within Reach 💃 I hope this helps somebody!
Also for students whose families make just a little too much to qualify for need based grants: you can look into service corps like Americorps or other regional groups (Appalachian corps, etc.). They give education grants about the same amount as a Pell grant for every year of service
Can you please make a video about kindergarden and elementary for low income families? Thank you 🙏 😊
Do you recommend saving for our kids education? Here is Canda Gov gives encourage parents to do so by grants that top up our investment and feel tax interest would love to know it opinion thank u
Amazon has a great program
Does age matter or whether you already have a bachelors degree
yes the MSEP has been a good help!!!!
This was awesome! Thank you for these gems.
Are these geared towards recent high school graduates? I'm 30, never been to college
Is This also for International Students 🙂
how to get a scholarship in usa as an international student? thanks for the vid
Can you do a video on 529s?
Thank you so much for this valuable info.
Awesome video and as always great informative content
Thank you so much!
On the topic of education, I’m curious to know what you did for your girls. Did you happen to live in an area with great public schools, did you have to move to access those good public schools or did you go private (before you retired)? Our public schools are not good so we’re trying to decide whether to do private (and see it as well-worthy investment) or move to a better school district. What’s your insight?
Great video as always!
Thank you!
What do you think applying to college at the age of 23 or 24 is too late?
This is GOLD
Does the Ivy league offer apply for graduate school at these universities as well? I'm sadly looking at 45,000 owed too state schools for my undergrad degree and would love to attend the teachers college at Columbia if it's FREE instead of more loans for a state school grad degree.
Can you guys make a video on the pros and cons to the UGMA and UTMA Accounts you have opened for your children? I am currently trying to figure out the best way to save money and invest it for my daughter who is 1 year old. How do you go about doing it on vanguard and what are the best stock/investment options to go for.. thanks
Great suggestion for a video! Stay tuned for an upcoming video where discuss the 529 vs custodial accounts and why we prefer custodial. In short we like the flexibility of the custodial accounts. But there are other points we will expand upon in the upcoming video. We discuss the custodial accounts we have for our girls in this video. You can also see how we are investing their money. Here is the video: th-cam.com/video/dYzOlqhV2zA/w-d-xo.html
@@OurRichJourney awesome!! Yes i actually was intrigued about the custodial account from that video. I was set to open a IRA for my daughter but then found out about the Earned income part and that makes it tough to prove since my girl is only 1.. So the custodial account makes much more sense right now.. Thank you and I cant wait to see the new video!
125k is low income in the Bay
Yep! We're from the Bay. It's all relative. Thanks for watching!
pimpballer3 Didn't you get the memo? Millionaire status is the "New Middle Class."
I cleped out a lot courses. It was amazing. :D
Isn't it great! Definitely saves money when you get to take less credits in college! :)
@@OurRichJourney Went from typical 4 year undergrad to 2 years and 8 months. My target was 2 years. And those 8 months, were a breeze in comparison! haha. Good work, did not about Stanford. Great video guys!
Great video! I'm sharing this with friends who have kids in high school.
The company I work for used to offer tuition reimbursement for college but no longer offer it today. Also, it was limited to certain programs.
Do the schools with free tuition limit it to only 1st time students, or does this apply to career-switching students and students of any age?
Super informative! Thanks for sharing!
Our pleasure :-)
Do the ivy leagues (or any colleges) factor in a family's investments when offering aid? If the income is less than 125K but investments are relatively hefty, would family still get free tuition, at say Princeton?
It depends on the school. Best bet is to fill out the FAFSA completely. The expected family contribution is based on the FAFSA. Thanks for watching!
Scholarships that can fund MBA or MS for international students who come from out of USA
So many scholarships out there . . . !
Please make a video or if you can provide some lead where I can search those.
Nothing's free for international students..Prepare to hustle.
🙏 what is a caddy 🤔
Zahida - It's someone who carries a golfer's/player's golf bag and clubs. :) Thanks for watching!
I live in Canada is this possible for me I am 22 I had to drop out bc I went broke
Very significant information. 👍 So how can I write to or get into the 3 above listed tuition free colleges about getting an admission with the thought of working and schooling, while my work proceeds is taken for my tuition fee instead?
Tuition free schools in exchange for work, I meant.
Is this video applicable for an international student who wants to study in the US?
Thank you for great information and sharing your journey. In one of your videos you shared a list of books that are very useful to read to learn more about the investment , however I am not able to remember which video it was. Could you please list the names of these books and the authors names. Thank you again and all the best with your journey, you are very inspiring. :-)
Thanks for asking. We talked about the book we use to pick stocks in this video. Here is also a list of our favorite books: 1. "Rich Dad Poor Dad". (Good book for your money mindset)2. "Freakanomics."(Funny and interesting take on economic theory)3 and 4. "Random Walk Down Wallstreet" and "The Intelligent Investor." (Both can be kind of a hardcore investment book but you'll read them over and over again as you go on your the investment journey. 5. "Building Wealth One House at a Time: Making it Big on Little Deals" (Great book on real estate investing)
Thanks again for the question!
forgot to link the video: th-cam.com/video/LXUg8D-B6js/w-d-xo.html
Wow! These are awesome ideas! I had no idea about the Ivy League programs with the super high income thresholds.
Thank you! Yes. We were very surprised when we first discovered it. Pretty cool :-) Thanks again!
Any TH-cam channels similar to yours you can recommend?
Not sure about that one - everyone's channel is so unique!
His and her Money
Incoming sharing agreements work similarly to student loans in New Zealand - in that you only pay a capped percentage of future earnings (but to the tax department).
* * *
I knew you could take CLEP exams for college credit but I certainly didn't know you that you could get financial aid to do so! 😍
The CLEP exams is just one? Or is one for each course you plan to skip and is the $87 a one time fee or for each CLEP exam? What is the website for this??
The fee is per test. Clep site: clep.collegeboard.org/. Modern States, which pays the fee for students (and pays for the student to take a course to study for each exam) is: modernstates.org/.
@@OurRichJourney Thank you so much and thank you for being so kind. Keep up the good work and may God richly bless you both🤗
You are a VERY smart couple Christiana & Aman! 👍
THANK YOU! :-)
What about scholarship for second degree programs.
Many of these are also available for second degrees. For instance, my employer paid for my Masters Degree and Christina received scholarships for Law School at UCLA.
Sir/maam
This is suraj,all over from India🇮🇳
Can an Indian students could also applied for the colleges/ scholarships u've discussed. ❤
Did anyone here go to a university for free because their parents had less than 60k for a year or more? And if you did please tell was everything free and what did you do?
How can I as a 58 year old person go to college for free?
Do you guys know of free online schools?
We haven't heard of any . . . of course, that doesn't mean that they don't exist! :)
Research MOOC. Great way to get the knowledge of a class then you can CLEP. MOOC - massive open online courses. Coursea; edX etc. Free online course. You could actually take classes here then take the CLEP exam if it is available for the courses you took. You can also pay and receive some certifications when done with the training.
Wow😍🤔😱😱😰 this is one video for the keeps
Thanks so much!!!
My dad makes a total of 16k a year so I guess free college?
How about scholarships for people over 50 or even 55? I love your videos but you are missing a whole group in your videos... seniors. There are a huge group... predominately women who wind up divorced over 50(u know all the 30 yr old gold diggers who target well off married men in their sixties). These 50 something women wind up divorced with money in retirement accounts that they can't touch for 10 to 15 years, living off alimony which often times is under 40,000 a year. If 50 percent of marriages end in divorce this group is a large percentage of that. No one out there (that I can find) is providing financial advice or emergency financial advice for this group. Also, typically this group is age discriminated against and can't find work. Just a thought my friends. ❤
Thanks for the recommendation!
Ww make a combined income more than $125,000.00 but we're still flat broke
University of the People - free online tuition, only pay for exams
LOVE IT!
ya and get a piece of paper from a school that isn't recognized by any employer. As much as I love the idea of University of the People....it's not a good investment.
Be born in Sweden
WOW! That is so amazing!
@3:25 yooooo @my14yroldson
Would this work for a 33 year old? 🤣😂
The military pays for college.
YES!