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I used to get the ads all the time!

It's never too late!

@SwagRaptorJones It might be.. Just missed an enormous rally, so it's always a bigger gamble after that

@@MrGriff305-d3u For sure, but it's all about looking at the very long-term picture. Even if the market takes a dip tomorrow, investing in it today should still return a good yield 30 years from now

It's a digital zoom in editing haha. Sorry, I fell into the Mr Beast-ification of content like everyone else at the time lol

@@SwagRaptorJones I think it was cool. Just giving you shit bro. Keep it up.

@@DLH925 Haha cheers fam!

@@bigbadbaby7640 Thank you so much!

No problem and so happy to hear you found the video useful!

There's an option to speed up videos if needed. But waiting for payday is definitely the right option! Hope you don't get stuck on the payday loan cycle lol

As statistically improbable as this run was, it was the truth lol. Should've included statements in the video in hindsight haha

Sorry! I've gotten that a decent amount. I'm used to watching stuff on 2x speed haha but similarly you can switch to like 0.75x playback if you'd like!

I wouldn't necessarily call it a scam, but I do believe that the business model inherently leans toward predatory practices

Thank you so much! I really appreciate the kind words. I do often speak too quickly in videos haha. I watch most TH-cam content on 2x speed so I'm used to the faster pace lol

You’re so special and different

It wasn't a gift card and sign up bonuses and stuff vary by state. But definitely be smart if you're gambling for the first time. Only play with money you're okay losing and don't go into it thinking you'll win!

Glad to hear it and I hope you'll make more smart financial decisions in the future!

Definitely an "it depends" question based on the time involved in your career and the difficulty in obtaining 4 vs 1 major to earn the degree. I worked 20 hour part time jobs in junior and senior year while doing the quadruple major, though I benefited from lockdowns allowing me more time to do both work and school. Assuming you're full time with the career, night classes and at your own pace courses could be beneficial. In any case since I don't know your situation, focusing on deadlines was how I handled everything. Plug in everything you need to do somewhere based on when it needs to be done, and work down the list. Communicate when things aren't possible. Make sacrifices if necessary if achieving them are necessary. Hope this helps!

@@SwagRaptorJones Helps a lot! Thank you!

@@kingtron4620 No problem and best of luck on your journey!

Thank you for sharing, I hope you enjoyed!

So sorry to hear that! Building a budget and habits of financial discipline and saving will ultimately be able to bail you out in the future if you can rely on your emergency fund

It gets more hate than it deserves. The concept itself is a bit odd in being a partial covers album, though The Beach Boys had some of their greatest successes via covers such as Barbara Ann and of course Rock and Roll Music on the album. The originals Had to Phone Ya and It's OK are quite good. Their version of Back Home is a guilty pleasure, even if Brian's voice is odd on the track. His return to form is much better felt on the follow up album, Love You, which remains my second favorite of their discography

@@SwagRaptorJones agreed! had to phone ya was the song that got me hooked on the album. i love back home as well, though i was under the impression it was a brian original and not a cover? either way, i love the way his voice cracks singing the word ohio haha. you must have great taste to put love you in 2nd place! ranking the albums is hard but love you is my 2nd most played beach boys album of all time -- i just can't get enough of airplane! that raises the question.. which album takes 1st place for you? i think brian would look really good in a shirt that says "weiner" on it.

@@lesbiansteveburnside Check out American Spring's version of Had to Phone Ya if it's still on TH-cam. And the whole album if you haven't before haha. You're right with Back Home, I confused myself thinking about the earlier version he tried to make in the 60s lol. Airplane is my favorite on the album haha. Top album is Sunflower for me

It says "Widener," but thanks lol

"Widener" is the name is a mid-sized D3 school in Pennsylvania on the border of Delaware. If you squint, it can look like that word lol

@@SwagRaptorJones why did they name their school weiner. what kind of weird school did you go to.......

@@russelssssss Not that funny boss. Widener sounding like "widen her" is much funnier lol. Think a bit more next time!

It's a service that acts as an intermediary for linking a financial account to another app or service. For example, I sign in via Plaid sometimes when I pay for things with my Ally bank account

I'd still advise against it! Going into the payday loan cycle means you'd likely be worse off than if you took the $25

I hadn't seen the news until this comment lol

Payday loan cycles are very simple for the lenders, but they're extremely hard to get out of for the borrowers

That I do not know, sorry!

Tbh, the best bet would be to work something out with family or friends, but only if you can pay them back promptly. Starting the payday loan cycle is terrible for your financial future

It would be much better for your finances and your future to use a traditional emergency fund as a safety cushion. Budget, cut back, and put aside extra money to have 6 months of your average expenses on hand. Then you'll likely never need predatory payday loans!

I would start by budgeting, and then saving enough money to cover how much money you NEED to spend in a month. That way you can avoid the payday loan trap. Hope things go well for you!

I'm glad it worked out for you and that you quit while you were way ahead!

I haven't heard about the settlement part but yes, you will need to pay the $75 back. Though the terms are usually by month, not week. The app should tell you how much you owe and when it's due

I'm not sure as I have never used Chime, sorry!

There should be options to do so in the app. I would google how to cancel Dave membership and go with information you find on reputable sites or the Dave website itself

If it works for you, more power to you! I just want people to know that there are other options available, especially those that can prevent them from needing Dave in the first place

But don’t u have to pay it back ?

@@Pixieglitter111 It's a loan, you have to pay it back. But they hope you don't pay it back quickly so they can hit you with excessive interest charges. Look up pay day loans, same scam

How much do I have to put down to get 300 loan

I'm sorry to hear about your losses. It was very tough not getting sucked back into it with the thoughts of winning even more. Luckily, I was able to avoid the trap, but these apps are really designed to be addictive

@@SwagRaptorJones Its all good since I got back to just slightly over my original baseline. I did do the same thing that you did in this video as well with my winnings and can see how lotto winners splurge through their money. It hits home when you have financial literacy but want to pay some things off quicker or purchase stuff you could use. A friend got me into it and I knew prior how addicitve it can be. Im very fortunate to have enough self control and deleted the apps altogether.

@@mavrickwatts4030 I'm very glad to hear that it worked out well enough in the end! You're exactly right and I completely feel you man

Nothing wrong with recognizing greatness! One of history's greatest and most accomplished athletes and he brought a championship and competitive seasons to my team so I'm very happy

@@SwagRaptorJones I'm just messing with ya. Colts fans and Patriots fans can get along.

@@SportsBettingDude I’m a Bucs fan and have got absolutely no beef with the Colts! I live in Philly so I’m also an Eagles fan. Great to see Minshew getting another chance though I feel bad for Richardson

@@SwagRaptorJones yeah Richardson just keeps getting injured! I’m pulling for the Phillies for the World Series!

@@SportsBettingDude Thanks and go Fightin'!

Sure, but for most people having multiple bank accounts or switching over to use Dave's is unnecessary or plainly not worth the reward for the time invested. I'm glad you like it though!

They certainly don't

I've thought about it. Tbh I haven't had a lot of motivation. I was laid off from an awesome consulting gig because of gigantic corporate cutbacks so I don't think my life or financial situation is in the right place to give advice to others or pursue the net worth series idea I discussed in this video. We'll see