Canada Credit Card Expert
Canada Credit Card Expert
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Paying Rent? Earn Points/Miles and Rental Cashback with Credit Cards!
Paying Rent? Credit cards are a powerful tool for paying rent and get cashback on your rents, and thus, reducing your rental through using the cards. Moreover, if you are into points for airlines or hotels, the same rent payments can have an outsized value, as these rent payments would garner points at a high value for redemptions such as business class flights and/or hotel stays.
Regarding best Canadian cashback credit cards with annual fee, please watch our other feature in the link below:
th-cam.com/video/U18dnCFcg8s/w-d-xo.html
To learn more about Canadian credit card programs that allow you to transfer points to airlines and hotels for these flights/stays redemptions, the feature below would have a comprehensive overview of the options:
th-cam.com/video/zhporY4ivTs/w-d-xo.html
มุมมอง: 35

วีดีโอ

WestJet The Best Credit Card Combo Strategy
มุมมอง 10514 วันที่ผ่านมา
WestJet, Canada's second largest airline has 2 co-brabded credit cards in Canada, as well as other great credit cards that can help you maximize WestJet Dollars earn on your daily spending. This feature explores the possible combos and ways to utilize WestJet credit cards, as well as cards that would support your WestJet Rewards account. A2019 feature on the same theme can be viewed here: th-ca...
PC Credit Cards & The NEW PC Insiders Worth the Fee? (2024)
มุมมอง 7928 วันที่ผ่านมา
PC Credit Cards, easily one of the most popular credit cards in Canada, has just introduced (2024) the brand new PC Insiders World Elite Mastercard, the latter with an annual fee of $120. This video is exploring the line up of xcards, and reviews the extra benefits that the new card has. The PC line up of credit cards are optimally used in Shoppers Drug Mart, Esso gas stations, and surely, acro...
Scotiabank Passport Visa Infinite No FX Card Review
มุมมอง 243หลายเดือนก่อน
The Scotiabank Passport Visa Infinite card, a $150 annual affair with the possible title of "Best no-FX fees credit card" in Canada.This video looks into the card within the no-fx ecosystem, travel expenses, and looks its greatest features beyond the 0% on foriegn transactions. Scotiabank has other great travel cards yet this is a VISA card with lounge passes, and some attractive feature to mak...
AMEX & RBC: All Airlines' Transferrable Currencies & Co Branded Cards
มุมมอง 92หลายเดือนก่อน
Credit cards with transferrable currencies are a powerful tool in garnering lots of airlines' points and miles. In Canada 2 sets of credit cards low us to do just that. Canada's only transferrable currencies are Membership Rewards by AMEX and RBC AVION, which combined allow for transfer to up to 8 airlines, with 2 of them shared by both programs. This feature displays all possible transfers, wh...
Best Cashback Credit Cards in Canada with Annual Fee!
มุมมอง 1272 หลายเดือนก่อน
What would be the best cashback credit card for you? We got a few finalists, and showing you the whole list of what would each one have for your daily spending, insurances and other items. Cashback credit cards are easy to follow and do not require any calculations of worth or redemptions, pay cash get cash is simple. Canada's best cashback credit cards feature generous returns, especially on g...
AMEX Gold & Platinum: Which Would Work Better for You?
มุมมอง 1222 หลายเดือนก่อน
The AMEX Canada travel cards of the membership rewards program provide for a few appealing options. The upper echelon of travel cards would entail the AMEX Gold card and the AMEX PLATINUM card. The two cards vary in features, perks, and mainly annual fee yet some people might indeed, get an immense value when getting the Platinum card. This video would take you through a thorough comparison tha...
National Bank of Canada World Elite Mastercard
มุมมอง 1282 หลายเดือนก่อน
Travel insurance, Hybrid points' program, Travel credit A middle-of-the-road for those looking for a great Mastercard for Costco/No-Amex acceptance, plus a 5% on groceries points with travel redemetion options. Moreover, a generous length of emergency travel insurance #National Bank Credit Card #Travel Credit cards Canada
Is the American Express Cashback Program for You?
มุมมอง 8864 ปีที่แล้ว
American Express, Canada's third largest network and with acceptance rate of over 95%, has some unique features that puts it a head of the competition. Here, we are looking into the cashback program. The program's two credit cards are not necessarily the best option for everybody yet for some users, AMEX cards would be the best possible choice, once their unique program features are being appli...
Your Best Choice: Three Great TRAVEL Credit Cards Compared
มุมมอง 1.4K4 ปีที่แล้ว
While waiting for travelling to get back to normal, we are looking into how to select the best travel credit card. We are comparing three category 4 credit cards by 3 different issuers, with each credit card having a different strength and varying appeals to Canadians. When selecting a travel credit card, one would look into how quickly points add-up, redeeming options, transferring points to a...
Updates: Aeroplan & Co-Branded Cards & AMEX Referrals
มุมมอง 9614 ปีที่แล้ว
Recent events and future events alter the Canadian credit card scene. Air Canada is pushing back the launch of Aeroplan to the last quarter of 2020, and so we would have to wait tad longer for info about the new range of co-branded credit cards with AC's partners: CIBC, TD and AMEX. At the mean time, the issuers try to woo us, and the currentoffers seem verily enticing. AMEX changed its Platinu...
How Do Credit Card Transactions Get Processed: What's in it for Each of the Parties?
มุมมอง 3744 ปีที่แล้ว
Each time we use our credit card, there are 3 or 4 other parties to the transaction: every step of the way, there is a technology that aids in getting our plastic (or metal...) to pursue an acquisition. Would you know who else is involved in each and every transaction? What's in it for each of the parties? We use our cards, and get them as a mechanism to pay yet also to possibly earn some rewar...
West Jet: Best Credit Cards Strategy
มุมมอง 3.3K4 ปีที่แล้ว
West Jet is Canada's second largest airline. Based In Calgary, it has experienced a great expansion in recent years, including a few new destinations in Europe. Also, West Jet introduced a new business class product for international travel, as well as a Boeing 787 (Dreamliner) into service. It is the airline of choice for a lot of Canadians, as well as occasional travelers and sun seekers. Wes...
Best Strategy for $0/Year Cashback Portfolio
มุมมอง 1.4K4 ปีที่แล้ว
Welcome to the best strategy for creating value with credit cards, for FREE! In this video we take you on a journey that would map out for you the trajectory for the best credit cards' portfolio with enhanced cashback rates, for NO annual fee whatsoever! Moreover, you might even enjoy some perks, ranging from lounge programs to mobile device insurance, as well as travel insurances and/or flexib...
Best Air Miles Program Credit Cards
มุมมอง 3.1K4 ปีที่แล้ว
The Air Miles program is Canada's largest with over 10 million members, partnered with various well-known high street stores, supermarkets, car rental companies and more. In Canada there are 2 issuers of Air Miles credit cards, BMO and American Express, each having 3 credit cards. This video is a detailed comparison of the top 3 offerings for the Air Miles program in Canada.
Canada's Top Credit Cards; High Net Worth (Category 6 Cards)
มุมมอง 20K4 ปีที่แล้ว
Canada's Top Credit Cards; High Net Worth (Category 6 Cards)
Laurentian Bank's Top Cards: PAD is King
มุมมอง 4294 ปีที่แล้ว
Laurentian Bank's Top Cards: PAD is King
Secrets of your mobile device insurance with your credit cards
มุมมอง 1.3K4 ปีที่แล้ว
Secrets of your mobile device insurance with your credit cards
Simple Cashback Credit Card Solutions for Canadians: Scotiabank and National Bank
มุมมอง 1.6K4 ปีที่แล้ว
Simple Cashback Credit Card Solutions for Canadians: Scotiabank and National Bank
Global Credit Card & Payments Networks
มุมมอง 2.2K4 ปีที่แล้ว
Global Credit Card & Payments Networks
PC Optimum/Loblaws Credit Cards (2020)
มุมมอง 14K4 ปีที่แล้ว
PC Optimum/Loblaws Credit Cards (2020)
Desjardins Odyssey Credit Cards
มุมมอง 2.9K4 ปีที่แล้ว
Desjardins Odyssey Credit Cards
AMEX Cobalt vs Scotiabank AMEX Gold; Best Overall Daily Credit Card
มุมมอง 3.6K4 ปีที่แล้ว
AMEX Cobalt vs Scotiabank AMEX Gold; Best Overall Daily Credit Card
How to Earn Cathay Pacific Asia Miles with Credit Cards in Canada
มุมมอง 4894 ปีที่แล้ว
How to Earn Cathay Pacific Asia Miles with Credit Cards in Canada
MBNA Amazon Canada Mastercard
มุมมอง 3.3K4 ปีที่แล้ว
MBNA Amazon Canada Mastercard
ALL about Your Credit Score & FIVE ways to improve it!
มุมมอง 5444 ปีที่แล้ว
ALL about Your Credit Score & FIVE ways to improve it!
Best & Great No Annual-Fee Cashback Credit Cards in Canada (2019 edition)
มุมมอง 6174 ปีที่แล้ว
Best & Great No Annual-Fee Cashback Credit Cards in Canada (2019 edition)
Strategies for Managing Credit Cards
มุมมอง 4094 ปีที่แล้ว
Strategies for Managing Credit Cards
Tangerine's Cashback CCs
มุมมอง 3114 ปีที่แล้ว
Tangerine's Cashback CCs
Best Credit Cards for Travel Emergency Medical Insurance (Canada)
มุมมอง 1.6K4 ปีที่แล้ว
Best Credit Cards for Travel Emergency Medical Insurance (Canada)

ความคิดเห็น

  • @maple5099
    @maple5099 2 วันที่ผ่านมา

    Very good explanation

  • @maple5099
    @maple5099 7 วันที่ผ่านมา

    I like it 👌

  • @anthonyjefferson6743
    @anthonyjefferson6743 10 วันที่ผ่านมา

    What do you think it would take for a new network to be created, who would be in the best position to do that and how could that network see a large growth in market share?

  • @diegoolivera6081
    @diegoolivera6081 หลายเดือนก่อน

    Personally, I don't think the $120 annual fee is worth it considering I don't do online grocery shopping. However, I'd just like to know, when considering the points you get at Esso with the PC insiders card, does the 70pts/$1 count towards anything after the 150L of gas or once you exceed 150L of gas does all the gas points within that calendar year convert to 70pts/$1 instead of 50pts/$1?

  • @James-to4xt
    @James-to4xt หลายเดือนก่อน

    Actually, American Express Marriott Bonvoy points can also transfer to airlines, but the transfer ratio is worse.

  • @HewlettBelle-x6d
    @HewlettBelle-x6d หลายเดือนก่อน

    Monahan Brooks

  • @diegoolivera6081
    @diegoolivera6081 หลายเดือนก่อน

    Some of the next videos you do, could you also include credit cards from credit unions if they're worth it?

  • @diegoolivera6081
    @diegoolivera6081 2 หลายเดือนก่อน

    Hello!! Welcome back. I'm very glad you've decided to make videos again. Great work, keep it up 👍🏻

  • @amitoh88
    @amitoh88 2 หลายเดือนก่อน

    you're back 😍

  • @johnandrews3434
    @johnandrews3434 2 หลายเดือนก่อน

    Airmiles is a ripoff. They notify you to use your airmiles card or they will delete your account. I wanted to transfer my airmiles points to May partner as he uses the card more then I. Airmiles charges 0.15 cents for every air mile transferred. That would cost me over $75.00.

  • @QuaBea-qc5oh
    @QuaBea-qc5oh 3 หลายเดือนก่อน

    I'm a newcomer. So how do I link my PC card to the App? Do I need to create a new account and then add the existing card? I've not used the card before. It's brand new.

  • @mangococonutmonkeys
    @mangococonutmonkeys 6 หลายเดือนก่อน

    does the world elite card give access to airport lounges?

  • @giogaming4563
    @giogaming4563 7 หลายเดือนก่อน

    I’d theft,👭👬👫🏻👠👠🕯💜katie,Cathy,is us,cdn

    • @giogaming4563
      @giogaming4563 7 หลายเดือนก่อน

      Ps Markham Ontario,Richmond,licensing drive,all sowed up lol fiancé 💧

  • @ahmedsabir1181
    @ahmedsabir1181 7 หลายเดือนก่อน

    Rupay Card ATM 🌍 video banaen ⁉️

  • @susansevos-sept3244
    @susansevos-sept3244 8 หลายเดือนก่อน

    You did not mention that the Avion travel insurance is only for 3 days if 65 yrs or older, NOT 15 days.

  • @Volfas
    @Volfas 8 หลายเดือนก่อน

    I am wondering, with fx fee do I still get 1% on top?

  • @Mrronren1
    @Mrronren1 ปีที่แล้ว

    Hello! Appreciate the insights you've provided in this video! I noticed that Amex Cobalt wasn't mentioned here and was curious on your take on Apple Care+ VS Cobalt mobile device insurance for a 2K iPhone purchase? Is it worth it to rely on my credit card's insurance and not pay almost 300 CAD for 2-yrs Apple Care+ coverage? Looking forward to know your insights about this!

  • @diegoolivera6081
    @diegoolivera6081 ปีที่แล้ว

    Found your channel a while ago and enjoyed all videos since they were really informative. It's a shame you've gone for a while. Hope to see another video again soon!

  • @moonmooncake2128
    @moonmooncake2128 ปีที่แล้ว

    Can this PC Credit build my credit score?

  • @Saif_Newyork
    @Saif_Newyork ปีที่แล้ว

    How much credit score thay require for PC financial Mastercard ?

  • @DebroopDhar
    @DebroopDhar ปีที่แล้ว

    OOIRlines . Love it

  • @tonixzmac8841
    @tonixzmac8841 2 ปีที่แล้ว

    How do you put money in the card

    • @LauraMonaghan-i5s
      @LauraMonaghan-i5s 5 หลายเดือนก่อน

      you don't, its a credit card

  • @90sballers45
    @90sballers45 2 ปีที่แล้ว

    Nice vid. Thanks

  • @rotatorcuffs8140
    @rotatorcuffs8140 2 ปีที่แล้ว

    Is this channel still active? Has this strategy changed at all since the time of making this video?

    • @sam9758
      @sam9758 2 ปีที่แล้ว

      Information is still relevant

  • @usercreated
    @usercreated 2 ปีที่แล้ว

    What happened to the link ?

  • @5CapriCe5
    @5CapriCe5 2 ปีที่แล้ว

    Hello, I am in a consumer proposal with a credit at about 500-520. Hometrust was an absolute nightmare to deal with. Before they even went through my application they required a deposit. They wanted document after document that I couldn't even provide, then after 3 months of holding my deposit and no call backs, I just had to cancel and now have to go through trying to get my deposit back because they sent confirmation my application was canceled but never sent me the deposit in return. Capital one is on my consumer proposal so I can't be approved for any of their products until the proposal is completed. And refresh is not available in Saskatchewan where I live. What other options do I have? Credit Karma suggests Plastk. Is that a good next step?

  • @octel
    @octel 2 ปีที่แล้ว

    The World Elite card requires $15K in spending per year. I got this off my monthly statement. It’s not $25K from my understanding. I got this information off my August 2021 monthly statement.

  • @barbarakoch5282
    @barbarakoch5282 2 ปีที่แล้ว

    You failed to mention you cannot use the travel vouchers for WESTJET VACATIONS!!!! I discovered this after I got the card.

  • @barbarakoch5282
    @barbarakoch5282 2 ปีที่แล้ว

    He is really hard to understand with his heavy accent. Cute accent though.

  • @The3rownie
    @The3rownie 2 ปีที่แล้ว

    My sister has a metal rose gold AMEX card (category 4) according to your hierarchy, and she doesn’t have a high income either and is a student 🤷🏿‍♀️

  • @hiltonchretien
    @hiltonchretien 2 ปีที่แล้ว

    Can I purchase Crypto Currency with the PC Financial World Elite Mastercard?

  • @charlottemclaughlin4706
    @charlottemclaughlin4706 3 ปีที่แล้ว

    i was approved but never received my card???

  • @minecalos1870
    @minecalos1870 3 ปีที่แล้ว

    Is the annuel fée charged montly or charged full when you apply?

  • @wiseman4160
    @wiseman4160 3 ปีที่แล้ว

    Home trust has 95% approved the only ones they turn down are people that haven't been discharged from bankruptcy.

  • @moijafcor
    @moijafcor 3 ปีที่แล้ว

    The Canadian market has plenty of options, indeed. Thank you for sharing this information!

  • @prabhsingh40
    @prabhsingh40 3 ปีที่แล้ว

    Hello i have had the rbc westjet Credit card for over 2 years how can i check the westjet dollar balance

  • @loudnishajoseph3364
    @loudnishajoseph3364 3 ปีที่แล้ว

    Qwe$$rhoghb😣💵💵💵💵💵💵💲💲💲💲💲💲💲💲💰💰💰💰💳💳💳💳💳💳🎒👖

  • @faradhn
    @faradhn 3 ปีที่แล้ว

    Thank you so much😍

  • @cherifchaouchi6807
    @cherifchaouchi6807 3 ปีที่แล้ว

    Best easy cards to get are: Chat r card from rogers bank Triangle from canadian tire bank You can qualify even if you juste been freed from a consumper proposal or a bankruptcy

  • @Bushcraft242
    @Bushcraft242 3 ปีที่แล้ว

    Any car rental esso pts

  • @amitoh88
    @amitoh88 3 ปีที่แล้ว

    This is one of the best credit card related channels in Canada, shame you stopped making videos, there is the new Aeroplan relaunch that you can do a set of videos on for example cheers

  • @Malikar001
    @Malikar001 3 ปีที่แล้ว

    Wouldn't it just be better to get a cash back card then? Costco's Mastercard gives 3% on restaurants, 2% on fuel and 1% on everything else and its practically free since you save money shopping at Costco. Some cash back cards give more than 1% back on many things.

  • @Malikar001
    @Malikar001 3 ปีที่แล้ว

    Just got the RBC card in this video (nice card, black and metal). Honestly, I can't really tell any major benefits beyond my TD Infinite First Class Travel VISA. RBC doesn't make it very clear. Sure, it promises mobile device insurance and up to 2 years extra on manufacturer's warranty on things you buy that is probably impossible to actually use. It seems like using Expedia for TD (was 4.5% back in TD points but I think they decreased to 3.75% back??), and ability to spend points on Amazon is much -easier- vs RBC which has hypothetically better, but more tedious to access benefits in some regards. The best I can tell is that for travel if you use the RBC card perfectly ideally, you'd get 2.5% back, which is a far cry from 3.75% back. Both give lounge access x 6 passes. No fees with TD card if you keep $5000 in bank account, which itself has other good perks besides free credit card. I'd have to try the RBC card more to know how it truly compares, though. Anyone got any experience with both? Am I missing something here?

  • @prasadwickramasinghe8169
    @prasadwickramasinghe8169 3 ปีที่แล้ว

    What is the best 02 Credit cards you recommend for build a good credit history ?

  • @smithmaria8792
    @smithmaria8792 3 ปีที่แล้ว

    Someone recommended DarkVerizone on TH-cam and I got my Cc with high balance from him he is legit world , Buzz him on Telegram @DarkVeri 💕

  • @whcre5958
    @whcre5958 3 ปีที่แล้ว

    How does this compare to the Citi Preferred? Is this the best Master Card in the market or are there any better ones?

  • @elenabandera8688
    @elenabandera8688 3 ปีที่แล้ว

    A big thank you to FBvendor10 on Telegram with his help I was able to purchase my dream car with His credit cards of high balances I'm telling him to the world 🙏......

  • @elenabandera8688
    @elenabandera8688 3 ปีที่แล้ว

    A big thank you to FBvendor10 on Telegram with his help I was able to purchase my dream car with His credit cards of high balances I'm telling him to the world 🙏......

  • @jasmievams8404
    @jasmievams8404 3 ปีที่แล้ว

    Just seen a legit Man 👨 On here Who got me Cc without any problems,just got my Cc from DarkVerizone on Telegram @DarkVeri

  • @michaelreid8857
    @michaelreid8857 3 ปีที่แล้ว

    New immigrants can get a card with no credit score at all the big banks with the new to Canada program!