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Hey sis, ngyabonga kakhulu and I'm so happy you are saving as it is helpful and a good skill to possess, please continue and do share your journey with me. Thank you for watching 🌹🙏

Thank you so much for sharing your lesson and yes it's an important one, because you don't have financial stress and that's also one of my lessons from my mom. I'm glad you enjoyed the episode thank you for watching always❤️🌹🙏

Thank you so much sis, I'm glad the video was educational and thank you for loving my work, I enjoy doing it for people who value it like yourself❤️🌹🥰

Thank you so much 🙏🌹she is on point.

Thank you Simone, yes we don't talk enough about it and it's the most important..now our life expectancy is increasing, but still we don't touch the subject ..hopefully I've sparked a conversation.❤️🌹

@ yea i have noticed that our life expectancy have increased, and it really is such a blessing

@bosssimone It is a blessing that needs one to be prepared financially to truly embrace the old age.

Id say go for it , if you have the financial means get tutoring services so you'll have people to ask questions if you have, because trust me , you are going to have alot of questions. Pay attention to details and focus on understanding the content rather than cramming cos the exam tests understating. Otherwise all the best Scelo, go get that certificate🌹🙏🎉

Thank you so much dear, yes that's the most important part is the goals I achieved.🎉 Making me blush 🥰❣️thank you so much for the compliment

Thank you sis 🙏

Thank you so much Robern, I will definitely keep going 🙏🌹

Hey there ❤️ thank you , I use Easy Equities for my TFSA since I used to it but individual shares.

🙏

Thank you so much,❤️🙏 Happy new year to you too wishing you a prosperous one ..I appreciate your support always 🌹🙏 God bless you ...

Thank you so much sis ❤️🙏

Thank you so much sis❤🎉

My pleasure sis 🙏❤️

Hello, thank you.

這就是為什麼我在打蠟。

😃🎉💃💃💃🎊 that's very impressive sis wow, congratulations and yes let's do it again next year. Thanks for sharing and God bless.❤️🙏🌹enjoy that money, you deserve it.

💃💃💃💃💃🎉🎉❤️🎊hey sis ,so happy that you reached your saving goal, thank you also. Enjoy the fruits of your labour, God bless🙏🌹

❤️ I know 2025 you will join in lol not with your heart lol, please prepare and thank you so much 🙏😘🎉, I appreciate the support from day 1, God bless you🙏🌹..come 2025 🤸✊💃

Lol as for saving in my heart but I'm happy 2025 will be the year you actually start. Let's do this 2025 then..

Thank you so much, all the best with obtaining yours. I know you'll come back with it...

Kenny from Thuto Tutorials 0671677546..

Don't stress you got this ey, just be prepared and make sure you know the content and understand it..

How did it go?

Thank you so much❤️🙏🎉

Thank you so much I'm glad I inspired you to do it and yes it's very good and since you are doing BCom, it will be so advantageous . I got my study guide from Thuto tutorial which is an institution I was using for lessons. If you want more details regarding them I can give you a contact person.

The percentage return you can get in a Tax-Free Savings Account (TFSA) depends on the type of investment within the account. If you invest R36,000 in a TFSA and select a conservative option like a cash account (more like a savings account), you might expect a return of around 5-8% depending on a bank or institution you might be using. If you go for riskier options like ETFs, the return could range between 7% and 12%, or even more, depending on market performance. Here you'll be investing your money and getting dividends. I'll just need to look into how dividends are paid percentage wise. There are also bonds which can give you 7% to 10% per annum depending on the bond's risk and duration. So as you see it depends on which assets you hold within your portfolio, therefore choosing a diversified portfolio within your TFSA can help balance risk and return.

Thank you so much Robern 😊 🙏❤️.. it's definitely coming.

😊 🙏.

Hey sis, yes please try it and let me know how it goes..🙂

You can self study and go write at Moonstone business school or you can enrol with Thuto Tutorials for 6 weeks and then go write.

Thank you so much 😊, Welcome to the family I hope you'll learn as much as you can..Thank you for subscribing 🙏❤️..

Owh my dear, how I wish I can show you my heart, ngikubonise how grateful I am for you . You are one of the reasons I keep posting honestly, because your support wow.. thank you so much may God truly bless you ❤️🙏.

❤​@@allthingswholesome338

I agree! Love this channel!🎉❤

@@RobernMitchell 😊 thank you so much dear, Im speechless rn but thank you for your continued support ❤️🫂 I really appreciate it 🙏...

Thanks cc wmi the coins I hv 600 Thanks to u

My pleasure sis, I'm glad the video was helpful 💜 😊..

Thank you sis 😊🙏.

Lol why ?

It's nice to keep armpit hair

I am a person who sweats a lot so you can imagine with hair , lol the stinky hair 🤣🤣...

If you was my wife, you're not going to shave your armpits, because it gives me love 💝💝

If you were my wife, you wouldn't shave your hairy armpits.

Hey sis can you DM me on Instagram we will talk there.. andile.sithole

@@allthingswholesome338 Hi Sis I have the same problem as Sis Noluvuyo here . I really want to get the certificate but I can’t afford the tutor also .

I'm glad you found it helpful, thanks for the feedback ☺️ 🙏...

Hey, I was enrolled with Thuto tutorials. Are you looking to enrol?

I am actually interested but would want to know the cost, the days, times etc first befor deciding.

They have online as well as f2f classes in Gauteng. 067 167 7546 Kenneth, text that guy for more info tell him you were referred by Andile, Price is R2950 and it's 6 weeks duration. I was enrolled online and classes are Tuesdays and Thursdays, then Saturdays it's tests...

@allthingswholesome338 Thank you so much for your help. Greatly appreciate it💛🧡

@@LiyanaMemela my pleasure sis 😊❤️🙏

Hey sis thank you so much I'm so happy I was able to do that and yes please start studying you'll never regret that decision, all the best and God bless 🙏❤️. Go get that RE5 😊

Hey Robern thank you so much for sharing your definition, that's so liberating indeed and it would make life so much fun, even through challenges. Beautiful ❤️🙏 and thanks again for sharing 😊..

Thank you 🙏..

Hey thank you so much sis🙂 ❤️ and I got the study material from Thuto Tutorials they were the ones helping me study for RE5 I took classes , my advice would be to join their classes as well if you have the capacity to, they have online as well as f2f classes in Gauteng. 067 167 7546 Kenneth,text that guy for more info tell him you were referred by Andile ..

@@allthingswholesome338 thank you so much 💗

Thank you for sharing sis wow, yes we are so much alike ngempela just the simple things makes life so much better and fun. May life be kind on your all your desires, and God bless..

Hey there thank you so much for sharing but I'm a bit confused what is 10 grm? I'll continue to do my best and share ngyabonga ❤️ 🙏...

@@allthingswholesome338 lol it 10,000 thauzen rand I'm still pushing

😂😆 thank you

Thank you so much sis wow 🫂 I'm glad you love the envelopes, and my pleasure I'll continue with my work I also love doing this educational videos for you all. I'll have to look at ways to make those envelopes because they do take time, I'll have to come up with ideas on sourcing cheap material and find a easy and more quicker way of making them..thank you so much for this idea I appreciate you so much sis 🙏 ❤️..God bless