Debt Coach Silverthorn
Debt Coach Silverthorn
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2022 Pandemic Debt Elimination Bargains
This video describes how Canadian consumers can take place of creditors' generosity to eliminate their debt for historically low amounts. In 2022 some creditors are accepting token monthly payments on unpaid accounts. Due to the Pandemic creditors are currently offering unprecedented generous settlements.
Link to video about Limitation periods: th-cam.com/video/kU3CDlBe8Bg/w-d-xo.html
Link to video about How to Settle a Debt: th-cam.com/video/JS-qZo2yNtg/w-d-xo.html
มุมมอง: 305

วีดีโอ

Suing a Bill Collector
มุมมอง 2422 ปีที่แล้ว
This video describes the four best scenarios for suing bill collectors. It also explains the various challenges facing those seeking to sue bill collectors, collection agencies, and creditors. Link to a video titled "Stopping Collection Calls": th-cam.com/video/oVAWxidjNUA/w-d-xo.html
Stopping Collection Calls (For Canadian Residents)
มุมมอง 1.5K2 ปีที่แล้ว
Former collection agency lawyer Mark Silverthorn describes three different scenarios where Canadians can take action to stop collection calls. Link to video titled "Avoiding Collection Calls": th-cam.com/video/YwSjn ldEo/w-d-xo.html Additional details can be found in an article titled "Stopping Collection Calls" on the debtcoachsilverthorn.ca website.
Avoiding Collection Calls
มุมมอง 2062 ปีที่แล้ว
Former collection agency lawyer provides important advice about how to avoid collection calls. This video also compares tactics for avoiding collection calls with efforts by a consumer to stop collection calls. Link to a TH-cam video titled "Stopping Collection Calls (For Canadian Residents)": th-cam.com/video/oVAWxidjNUA/w-d-xo.html
How to Deal With Collection Calls
มุมมอง 2222 ปีที่แล้ว
This is an overview of how to deal with collection calls. The initial content introduces the various categories of bill collectors including collectors employed by a creditor, either an original creditor or a debt buyer. In some instances, these creditors will hire a collection agent to attempt to collect their accounts; collection agencies or a law firm. A Canadian is not legally required to s...
What to do if I have been sued (Canada)
มุมมอง 7392 ปีที่แล้ว
Former collection agency lawyer Mark Silverthorn provides tips and strategy for Canadians who have been sued. LINK to an article on the Debt Coach Silverthorn website, debtcoachsilverthorn.ca titled "What To Do If You Have Been Sued": www.debtcoachsilverthorn.ca/post/what-to-do-if-you-have-been-sued LINK to a video titled "Do Not Pay Old Debts (Limitation Periods Explained): th-cam.com/video/kU...
Avoid Paying Your Debts (Judgment-Proof Debtor Explained)
มุมมอง 9082 ปีที่แล้ว
Former collection agency lawyer Mark Silverthorn explains when Canadians can avoid paying their creditors because they are judgment proof. LINK to four-video TH-cam series titled "How To Save Money Settling One Debt": th-cam.com/play/PLToeBELdVtlxYHpCLzQd36jpByLrcDUXF.html
Do not pay old debts (Limitation periods explained)
มุมมอง 1.3K2 ปีที่แล้ว
Former collection agency lawyer Mark Silverthorn explains why a Canadian might not have to pay an old debt. For more information about limitation periods in Canada, and limitation period suspensions you can read an article on the Debt Coach Silverthorn website, debtcoachsilverthorn.ca, titled "Do Not Pay Old Debts". Here is the link to this article: www.debtcoachsilverthorn.ca/post/do-not-pay-o...
How To Save Money Settling One Debt | Part 4 (The Secret Sauce)
มุมมอง 2062 ปีที่แล้ว
Former collection agency lawyer Mark Silverthorn shares his insights about settling one debt in Part 4 of a series titled "How To Save Money Settling One Debt". LINK to first three videos in this series How To Save Money Settling One Debt, Part 1: th-cam.com/video/JS-qZo2yNtg/w-d-xo.html How To Save Money Settling One Debt, Part 2: th-cam.com/video/cXFRmdUQGXk/w-d-xo.html How To Save Money Sett...
How To Save Money Settling One Debt | Part 3
มุมมอง 2022 ปีที่แล้ว
Former collection agency lawyer Mark Silverthorn canvasses settlement-related issues arising once a consumer has identified firm attempting to collect unpaid account. CHAPTERS 2:03 Recap of earlier videos in this TH-cam series 6:38 Avoid restarting the clock on a limitation period 8:13 Rule of Thumb: Offer to settle your account for 25 percent of outstanding balance 10:15 Settlement negotiation...
How to Save Money Settling One Debt | Part 2 (Preliminary Issues)
มุมมอง 2812 ปีที่แล้ว
How to Save Money Settling One Debt | Part 2 (Preliminary Issues)
How to Save Money Settling One Debt | Part 1
มุมมอง 2772 ปีที่แล้ว
How to Save Money Settling One Debt | Part 1
The Making of Confessions of a Collection Agency Lawyer YouTube series
มุมมอง 1372 ปีที่แล้ว
The Making of Confessions of a Collection Agency Lawyer TH-cam series
Can a Bankrupt Be a Good Debt Coach?
มุมมอง 1652 ปีที่แล้ว
Can a Bankrupt Be a Good Debt Coach?
Confessions of a Collection Agency Lawyer | Part 7 (Mark Silverthorn's bankruptcy)
มุมมอง 2172 ปีที่แล้ว
Confessions of a Collection Agency Lawyer | Part 7 (Mark Silverthorn's bankruptcy)
Confessions of a Collection Agency Lawyer | Part 6
มุมมอง 1992 ปีที่แล้ว
Confessions of a Collection Agency Lawyer | Part 6
Confessions of a Collection Agency | Part 5 (Avoid Paying Old Debts)
มุมมอง 1.5K2 ปีที่แล้ว
Confessions of a Collection Agency | Part 5 (Avoid Paying Old Debts)
Confessions of a Collection Agency Lawyer | Part 4 (Why collection agencies rarely sue people)
มุมมอง 2692 ปีที่แล้ว
Confessions of a Collection Agency Lawyer | Part 4 (Why collection agencies rarely sue people)
Confessions of a Collection Agency Lawyer | Part 3
มุมมอง 1753 ปีที่แล้ว
Confessions of a Collection Agency Lawyer | Part 3
Confessions of a Collection Agency Lawyer | Part 2
มุมมอง 2393 ปีที่แล้ว
Confessions of a Collection Agency Lawyer | Part 2
Confessions of a Collection Agency Lawyer | Part 1
มุมมอง 5073 ปีที่แล้ว
Confessions of a Collection Agency Lawyer | Part 1
Canadians in Debt Should Not Despair
มุมมอง 813 ปีที่แล้ว
Canadians in Debt Should Not Despair
CHIP Reverse Mortgage Debt Relief Strategy
มุมมอง 613 ปีที่แล้ว
CHIP Reverse Mortgage Debt Relief Strategy
Credit Counseling VERSUS Debt Settlement (Insights from a Former Collection Agency Lawyer)
มุมมอง 1033 ปีที่แล้ว
Credit Counseling VERSUS Debt Settlement (Insights from a Former Collection Agency Lawyer)
Collection Agency Won't Negotiate With Me
มุมมอง 5763 ปีที่แล้ว
Collection Agency Won't Negotiate With Me
Negotiating a Settlement (Ten Tips from a Former Collection Agency Lawyer)
มุมมอง 5503 ปีที่แล้ว
Negotiating a Settlement (Ten Tips from a Former Collection Agency Lawyer)
Consumer Proposal VERSUS Debt Settlement
มุมมอง 3163 ปีที่แล้ว
Consumer Proposal VERSUS Debt Settlement
Beware of Debt Consultants (Insights from a Former Collection Agency Lawyer)
มุมมอง 763 ปีที่แล้ว
Beware of Debt Consultants (Insights from a Former Collection Agency Lawyer)
Wait and See Debt Relief Strategy (Insights from a Former Collection Agency Lawyer)
มุมมอง 1073 ปีที่แล้ว
Wait and See Debt Relief Strategy (Insights from a Former Collection Agency Lawyer)
How to Remove an Item from Your Credit Report
มุมมอง 1043 ปีที่แล้ว
How to Remove an Item from Your Credit Report

ความคิดเห็น

  • @kellymaycustance7004
    @kellymaycustance7004 หลายเดือนก่อน

    well they don't stop

  • @melbatoast1985
    @melbatoast1985 หลายเดือนก่อน

    How do i get them to sue. Its 8+ year old debts that are from a payroll advance company. How do I file a defense. Will i need to get a lawyer for this.

  • @jonwood9675
    @jonwood9675 2 หลายเดือนก่อน

    I remember this guy. His company at the time called my Manager. I guess he was ok with that at one time, at least.

  • @davidboyer2290
    @davidboyer2290 2 หลายเดือนก่อน

    New Brunswick does not have any legal collection agents. Just move over here and it all ends. If you can't move... sorry.

    • @debtcoachsilverthorn3697
      @debtcoachsilverthorn3697 2 หลายเดือนก่อน

      I do not agree with you.

    • @davidboyer2290
      @davidboyer2290 2 หลายเดือนก่อน

      @@debtcoachsilverthorn3697 you don't agree with the truth? Have you looked at the Royalle Gazette for NB? Try doing some homework first.

  • @Dakota.2018
    @Dakota.2018 2 หลายเดือนก่อน

    Why are you wearing gloves?

  • @TheTameme
    @TheTameme 2 หลายเดือนก่อน

    How can i write thid letter?

  • @mr8966
    @mr8966 3 หลายเดือนก่อน

    But I thought one of the things collection agencies were allowed to do was to contact workplace, friends, neighbours, associates to verify contact information. Are you saying they can only do that if they do so anonymously and not identify themselves to whom they call??

  • @jccustoms82
    @jccustoms82 4 หลายเดือนก่อน

    Why would an Ontario based debt collector be calling using phone numbers from various provinces. mJR Ontario based company calling from Nova Scotia bc Manitoba and sask numbers. I haven't answered their calls yet. They keep filling my voicemail with empty voicemails (no talking on message)

  • @karldanger44199
    @karldanger44199 4 หลายเดือนก่อน

    Hey i have outstading student loans from 2012 and collection agency has a lien on my tax returns, the school i had attended has since shut down and they cant provide the orginal loan agreement. Is there anything i can do?

  • @mr8966
    @mr8966 4 หลายเดือนก่อน

    Is 'settled in full' (SIF) considered equivalent to 'payment in full' on a credit report? You mentioned both terms at different times. Just wanted to know if you were using them synonymously or if there was a legal distinction, ie: with 'SIF' on your credit report, do creditors who access your report know a person settled for less than the full amount and 'payment in full' means they know a person paid the full amount owing?

  • @mr8966
    @mr8966 4 หลายเดือนก่อน

    This is the best site for Canadians. This is about the tenth I’ve viewed. Should have 100k followers. Thx!

  • @Ang-lc9vi
    @Ang-lc9vi 6 หลายเดือนก่อน

    What if you just dont pay,

  • @NathanDraxter
    @NathanDraxter 8 หลายเดือนก่อน

    I got called by collection agency today about a debt I didn’t knew I had I told the lady “oh I didn’t knew about this card it’s long expired please give me the amount and I will pay it right away” She just got crazy hostile towards me and I am still trying to understand why I think she actually wanted me to not pay so she could give me an earful or something 😂 Poor girl, God bless her soul

  • @dougs7367
    @dougs7367 9 หลายเดือนก่อน

    In Florida, your homestead property is exempt from all liens from creditors.

  • @wpgtimberco.3255
    @wpgtimberco.3255 11 หลายเดือนก่อน

    I would like to see a video of how to deal with the banks while they are in the process of sending it to collections, and how you could settle with the banks before it goes further? Thanks, for these videos I am now bingeing them. I also bought your book, and hope it arrives soon.

  • @wpgtimberco.3255
    @wpgtimberco.3255 11 หลายเดือนก่อน

    Great video! Keep up the good work. Thank you

    • @marksilverthorn5267
      @marksilverthorn5267 11 หลายเดือนก่อน

      Thank you for your positive feedback!

  • @MagneticUnicornVlogs
    @MagneticUnicornVlogs ปีที่แล้ว

    Thank you so much for making this video. This was very helpful and informative ❤

  • @jdmciviczc
    @jdmciviczc ปีที่แล้ว

    i did door to door collection and it was horrible being the person who collects it drains your soul mostly in toronto low income areas jane n finch cataraqui regent malvern etc

  • @daxb2440
    @daxb2440 ปีที่แล้ว

    Thank you very much for taking the time to make this video. Great information here 👍 I have liked and subscribed. Best of luck to you kind sir.

  • @seanbridge8390
    @seanbridge8390 ปีที่แล้ว

    Great to see your videos. We crossed paths at Collectcorp. Thank you

  • @James-tw5vy
    @James-tw5vy ปีที่แล้ว

    I have a question if I pay less than the minimum payments can my creditors sue me

  • @pauldegroot5219
    @pauldegroot5219 ปีที่แล้ว

    I received a letter from this lawyer at quite an inopportune time. The letter added a lot of stress. I payed all my debts but didn't appreciate his letter. Glad to see his reformation.

  • @denisem5541
    @denisem5541 ปีที่แล้ว

    What if your small business went under you are now on disability but we’re forced by a commercial landlord to get the first government ceba loan from the government. It was a corp am I personally responsible for it now

  • @katrinaarmour-robinson5400
    @katrinaarmour-robinson5400 ปีที่แล้ว

    Does this apply at all in March 2023?

    • @jlaliberte8508
      @jlaliberte8508 ปีที่แล้ว

      Did u try?

    • @katrinaarmour-robinson5400
      @katrinaarmour-robinson5400 ปีที่แล้ว

      @@jlaliberte8508In all honesty, not yet. I'm actually in the process of investigating a consumer proposal with a financial advisor that says they can get me $0.10 on the dollar

  • @bf7625
    @bf7625 ปีที่แล้ว

    I would like to see how to protect your assets after a judgment default

  • @creditbunny
    @creditbunny ปีที่แล้ว

    Cannot find the article mentioned in your video "stopping collection calls"

    • @debtcoachsilverthorn3697
      @debtcoachsilverthorn3697 8 หลายเดือนก่อน

      This is a dormant TH-cam channel.

    • @Ang-lc9vi
      @Ang-lc9vi 6 หลายเดือนก่อน

      @@debtcoachsilverthorn3697hello can you please respond.

  • @Jaiven
    @Jaiven ปีที่แล้ว

    What was bizarre? Business hours and email address. Seems completely normal, what you expect? A leftie virtue signalling rant to appease social warriors?

  • @dougfredricks2017
    @dougfredricks2017 ปีที่แล้ว

    Greetings, I've been sidelined due to Epileptic type condition and have no income. Furthermore I'm awaiting a disability filing decision. My condition negated my commercial driving opportunities. I am depending on benevolence and losing sleep on how to pay my creditors. I feel like giving up and need another perspective.

  • @albs1448
    @albs1448 2 ปีที่แล้ว

    Thank you for information!

  • @keithbrown8814
    @keithbrown8814 2 ปีที่แล้ว

    Hi...your video was very helpful. I have a credit card debt that I walked away from a few years ago...just under $5000.00. A debt collection attorney put a lien on my home for the amount owed. Last February 2022 the attorney sent a letter stating they would accept a settlement of $2700. I didn't contact them until last week and now they want almost the entire amount. I'm 61, I have cancer and had bad covid with hospital stay 6 days. My medical Bill's are to the moon!!....I dont know why they aren't more reasonable, I make 27.00/ hr doing hard manual labor ang gas is almost 6/gal...i would be happy if they would go back to their February offer but they are playing hardball now...what can i do???

  • @jennibenitez4721
    @jennibenitez4721 2 ปีที่แล้ว

    Thanks so much for the info. Do payments from a consumer proposal restart the clock? For example I was in a consumer proposal, but I have had several account disappear after the 7 years. Due to financial issues I am no longer in a consumer proposal and collectors are now calling. The last payment received from the consumer proposal agency was 4 months ago. Would that have restarted the clock?

  • @gregoryedwards8918
    @gregoryedwards8918 2 ปีที่แล้ว

    Excellent Mark, such valuable information for many people who’s financial lives have gone upside down. In these days of the Covid Pandemic many people will just be trying to keep their heads above water.

    • @debtcoachsilverthorn3697
      @debtcoachsilverthorn3697 2 ปีที่แล้ว

      Thank you for your kind response. I would encourage you to like or share any of the videos on our channel.

  • @gregoryedwards8918
    @gregoryedwards8918 2 ปีที่แล้ว

    Fascinating and very helpful! In these days with so many people’s lives being turned upside financially by the impact of Covid, these videos and your book will do much to help those in financial distress.

    • @debtcoachsilverthorn3697
      @debtcoachsilverthorn3697 2 ปีที่แล้ว

      I hope that you enjoy watching more videos on this TH-cam channel and will consider Subscribing.

  • @midoali3403
    @midoali3403 2 ปีที่แล้ว

    Please guide me, which is the best certification in credit and collection offer in canada, i check one from CIC which is CCP and other offered by CFI

    • @debtcoachsilverthorn3697
      @debtcoachsilverthorn3697 2 ปีที่แล้ว

      Unfortunately, I am not familiar with either of these you are referring to.

  • @wandast.hilaire3402
    @wandast.hilaire3402 3 ปีที่แล้ว

    You are a brave man. Thank you for turning your knowledge into assistance.

    • @debtcoachsilverthorn3697
      @debtcoachsilverthorn3697 3 ปีที่แล้ว

      Your feedback is appreciated. If you enjoy the videos on the Debt Coach TH-cam channel I would invite you to Subscribe to the channel.

  • @deliriousforehead
    @deliriousforehead 3 ปีที่แล้ว

    Nice video Mark, lollipops were a nice touch!

  • @jenniferkwon1030
    @jenniferkwon1030 3 ปีที่แล้ว

    This video is very informative. Thanks for the great content!