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HOA Assist
United States
เข้าร่วมเมื่อ 14 ก.พ. 2020
HOA Assist specializes in providing monthly financials for Self-Managed HOA's across the country. In addition, we provide educational resources to empower Boards and homeowners to be better community members! Visit us at www.hoa-assist.com or call us at 855.952.8222
HOA Financing Explained - Matt Gassen - Co-Founder of HOA Capital
Matt and I discuss financing options for HOA Loans, Lines of Credit, and more valuable insight. Subscribe for more educational videos!
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Understanding HOA Insurance: Important Advice and Tips
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Featuring Community Association Insurance Specialist Trey Griffy, today's video outlines common misunderstandings about insurance in an HOA and what you need to know and essential policies so that you are protected. Subscribe for more educational videos!
Why Homeowners Are Frustrated in Communities
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Are you a homeowner in an HOA? Have you wondered what is the homeowner's responsibility vs HOA responsibility in regards to maintenance? Have you experienced some of these common occurrences in your HOA? Take a listen to Mitch and Daniel as they talk about the homeowner perspective in community living. Subscribe for more HOA educational videos!
HOA Board Roles Revisited: President, Vice President, Secretary, Treasurer, Member-at-Large!
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HOA Board Roles Revisited: President, Vice President, Secretary, Treasurer, Member-at-Large!
What's a Preventative Maintenance Plan?!?
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What's a Preventative Maintenance Plan?!?
HOA Accounting: Cash vs Accrual + Fund Income Statement
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HOA Accounting: Cash vs Accrual Fund Income Statement
HOA Insurance: Loss Assessment Coverage
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HOA Insurance: Loss Assessment Coverage
HOA Insurance: "All-In" vs "Original Specs" vs "Bare Walls" coverage
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HOA Insurance: "All-In" vs "Original Specs" vs "Bare Walls" coverage
HOA Insurance: Importance of an HO6 Policy
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HOA Insurance: Importance of an HO6 Policy
Top 5 things HOA Homeowners should NEVER do!
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Top 5 things HOA Homeowners should NEVER do!
HOA: Homeowner vs Association Responsibility!!
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HOA: Homeowner vs Association Responsibility!!
The Thankless Job of Volunteer HOA Board Member!!
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The Thankless Job of Volunteer HOA Board Member!!
What is an HOA?? Clearing up some confusion around Single Family, Condo, & Townhome Associations!
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What is an HOA?? Clearing up some confusion around Single Family, Condo, & Townhome Associations!
Why are so many Single Family Homes being built as an HOA?
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Why are so many Single Family Homes being built as an HOA?
What To Ask Your Realtor Regarding HOA's???
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What To Ask Your Realtor Regarding HOA's???
There is nothing that can make up for your home being taken from you by the how.
that helped a bit, but it would help much more if you were pointing to the lines on a balance sheet as you spoke
no to HOA
I’m here for Daniel’s socks. Incredible.
Thank you @chrislittle9656 that means a lot!
You’re doing nothing special that banks aren’t already doing. Difference is, going through you will add additional cost to HOA/Homeowners (your fee).
Thanks for your comment, your perspective is appreciated. A lot of clients find value in a non-affiliated party's representation in the deal, as there is no bias, and opportunity for leverage and negotiation offsetting HOA Capital's fee cost. It's no different than a full-service property management company working with an HOA under contract, or any vendor. To save on fee costs, the HOA could always do it themselves.
@@HOAAssist LMFAO….. You gotta read your own comment! Too funny 😂
So everything you said, IS bank loan based. If not, then WTH are you referring to?
Absolutely agree!
Fuck HOAs. Moving on.
BS...HOA should have a working capital fund for these types of emergency over budget expenses.
We don't disagree. However, most communities unfortunately are underfunded and either don't have a reserve study or don't follow their reserve study. So this could be another option for a community to navigate some of these expenses.
It's not changing weather patterns that's going to make insurance so much more costly in the future. It's inflation. Those who've been paying close attention will have noticed that the government's figures on inflation are significantly low-balled. There's a reason for that. Our "leaders" know that their ability to manage the economy is becoming ever weaker, and they are trying to cover it up for as long as possible. The insurance story is just one small part of the tip of the iceberg. The dollar is in trouble, democracy and freedom are in serious trouble, and the American empire is about to go the way of all empires in the history of the world. Kaput. We're in for some hard times, and not just with insurance. THAT is the reality of the situation.
Insurance is not gambling! With insurance, the hazard of experiencing a loss preexists. With gambling, the risk of loss begins only when you start playing the game.
And with a shithole HOA, if your house doesn’t look like some picturesque image some random fool imagined then they will pressure you to fix it and there is nothing you can do about it
Nobody wants HOAs except power hungry people who want to try to lord over everyone else
Yeah that the point of buy a property. Last i checked this was America, not North Korea.
America is just as much of a shithole especially with all the right wing stupid failures
It's simply a power trip, and their should be a term limt on positions. The budget and expenses should be transparent.
My sons HOA doubled and they still have not done any of the things they said they were going to do HOA is ok as long as it’s for the benefit of the homeowner not the detriment to the homeowner
Will never buy anything with an HOA
HOAs shouldn’t exist.
STAY THE F AWAY FROM HOA! NO ONE IS GONNA TELL ME HOW To KEEP MY FING HOUSE! FING NO ONE!
Yep. Thats me. Where I live, HOAs are everywhere because they own city counsels. Its practically impossible to not live in an HOA here. They are corrupt Domineering organizations and fuck them. People often have little choice but to live in an HOA and they hate having to do it, so eat shit HOA lover.
HOAs are an abomination. Anyone who defends them is a human waste of oxygen.
Block
What
Their frustration because they don’t educate themselves about HOA’s prior to purchasing into a HOA community. Then after purchasing, they (homeowners) still don’t educate themselves.
Thank you for explaining this topic. Could you please provide a lead for a company that writes master policies for hoa/coa in georgia. Thank you
Yes, feel free to reach out to Trey Griffy TGriffy@nesbitagencies.com for assistance!
@@HOAAssist appreciate your reply. Thank you
There are some board directors who act more like dictators than directors. That's what's frustrating. I have found that most homeowners are friendly and just want to live their lives. Communication is key, but when you have a board who disrespects homeowners and doesn't answer questions, it becomes not worth living there. Sadly, most of us can't move at this point in time. Suing them hasn't worked. Recalling them hasn't worked. Most of the membership has been alienated from participating and just takes the abuse. Elections take several weeks, because we don't meet quorum.
Thanks for commenting and watching! You're correct, communication is critical and good Boards don't act like dictators. Again, thanks for watching and commenting!
Boards that act as if they own the property. Communication with the owners is important. If you allow cliques to control the HOA, you have lost.
Thank you for your comment and watching our video! We agree, communication is key (respectful, selfless, kind communication). Residents don't want to feel like they live in a 'prison' and want to enjoy their property and their community. Good Boards don't have a 'control complex' they have an attitude of serving the betterment of the entire property, because they're homeowners also. Thanks again for watching and for your comment!
It is 100% fair. Hoa as a whole needs to be abolished.
HOAs are nearly universally garbage.
BEST BET IS BUY YOUR OWN HOUSE !! STAY AWAY FROM HOA CONDOS !!!!!!!!!!!
bottom line is STAY AWAY FROM CONDOMINIUMS!!! ITS A PAIN IN THE ASS
You people are delusional.
Please elaborate, as we would appreciate hearing how your perspective differs.
Love this!
Fuck HOAs!! They are the number one reason I will never live within any subdivision, neighborhood, or village that has one.
Ain't that the truth?
Thanks for listening!
Try this on for size, a residential neighborhood of single family dwellings of about 180 homes, dues have been $30 per year as long as most people can remember. A week ago today, the board announced a plan to raise dues 400% year over year. But... The HOA board refuses to provide any information about the purpose or need for the increase. They say the board has no plans for the money immediately, they want to collect it then figure out what to do with it. Turns out, the board wants to buy a vacant lot that's not for sale and no price has been agreed but the owner wants $120k. Coincidentally, 5 of the 6 board members want to buy the lot for personal reasons but they're wanting the HOA to buy it for them. That's not all. We currently don't even receive $30 benefits for our dues because many homeowners haven't paid last year's $30 dues but the board believes everyone will gladly pay $150, including those who aren't paying $150. This is because the treasurer's policy is to make no attempt to enforce payment of the dues assessment via liens, fines or interest. He just runs a tab waiting for the day the house sells and the HOA will receive back dues. So tell me again the part about not complaining about your board or any dues increase. Lastly, any time the volunteer board is criticized for self-dealing, failing to produce and publicize meeting minutes, schedules, agendas, reports, etc. changing the location of a meeting without informing anyone but the board members... The board members don't want to hear it because they're volunteers. It's like they think volunteering gives them immunity from criticism, when in reality they know they're doing wrong and harm but they don't care. It's their hobby to self-deal
Excellent presentation. Very informative and easy to follow.
Thank you Patsy for the great feedback! More content coming soon!
Very informative 101 information.
Glad it was helpful!
Great info, annoying music.
Shill
People who live in a HOA need mommy and daddy's approval for everything. Sad
HOAs should be defined as Criminal Organizations.
HOA’S SHOULD BE ILLEGAL
They call the Manuel the covenants and there's 9 trustees who volunteer to be elected.
Do you agree 17k for maintenance a month is good?
Rent and ruin are synonymous..hoa demands are rent.. fraud theft extortion embezzlement..devalue by debters..
You and HOA’s suck.👎
How can rules be changed ? Can anyone be given special permission to break rules I.e. no animals allowed in commons yet our project manager was given “special permission” by our board to bring his dog in ?
Thats a great question! An association appointed attorney who specializes in Association Law could help guide a Board of Directors through this process. Based on what we've seen from other clients, Rules and Regulations are typically revised by the Board, but an attorney is recommended in this process is to ensure that an Association Board is drafting rules that can actually be enforced. The Associations Rules must be supported by verbiage found in the Declarations and or Bylaws. In addition, Associations are held accountable by state statutes and federal laws. This protects a Board from going rouge and subjectively governing the community outside of what is permitted, however, some governing documents are vague and allow a Board to get specific about governance (architectural guidelines, pet rules etc), but again an attorney will help to provide the structure and legal advice as to give the Association the necessary boundaries for enforcement. Hope this is helpful!
So glad I chose NOT to live in an HOA. I don't want consistency and blandness. I want eccentricity and creativity and freedom. I lol'ed at this comment at 1:20. My neighborhood doesn't feel "lost". We all enjoy the properties we own and we don't need some Overlord telling us we can't have a pink front door or I have a bird feeder in view or my old truck has faded paint? What kind of life is that? Non HOA neighborhoods seem to have happier residents and a better sense of community instead of HOA residents bickering over lawn height or 1 dandelion.
Items 3 and 4 are why the HOAs should all be federally banned.
Phuck HOAs!!!!!!!!!