Mr. Samuel
Mr. Samuel
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Why First Time Home Buyers Can't Afford Their New Houses? AVOID THESE MISTAKES
Are you one of the many new homeowners struggling to make ends meet after purchasing your dream house? You're not alone. In today's economy, the dream of homeownership often comes with unforeseen financial challenges. In this video, we delve into the reasons why so many new homeowners find themselves in financial turmoil shortly after purchasing their homes. Read Below:
Join the community on Patreon! this is where I share my best information and tips on increasing your income. Community members have seen an increase in their income following the guides and tutorials I have posted on this platform. Don't miss out, join today: www.patreon.com/MisterSamuel
Let's be friends on instagram: iamsamweli
Reasons why people are struggling:
High Mortgage Payments: With rising property prices, many new homeowners face hefty mortgage payments that strain their budgets. The allure of a beautiful home may overshadow the long-term financial commitment, leading to difficulties in managing mortgage payments along with other expenses.
Hidden Costs: Buying a home involves more than just the purchase price. Many new homeowners are caught off guard by the numerous hidden costs associated with homeownership, such as property taxes, homeowners insurance, maintenance, and repairs. These additional expenses can quickly add up, leaving little room in the budget for other necessities.
Unexpected Repairs and Maintenance: No matter how well-maintained a home may seem, unexpected repairs and maintenance are inevitable. From leaky roofs to malfunctioning appliances, these unforeseen expenses can put a strain on finances, especially for new homeowners who may not have budgeted for such contingencies.
Property Taxes and Insurance: Property taxes and homeowners insurance can be significant expenses for new homeowners, especially in areas with high property values. These recurring costs can quickly escalate, making it challenging for homeowners to keep up with payments and maintain their homes.
Changes in Financial Situation: Life is unpredictable, and changes in employment status, health issues, or other financial setbacks can make it difficult for new homeowners to afford their homes. A stable financial situation at the time of purchase may not remain constant, leading to financial stress and uncertainty.
Lack of Financial Planning: Many new homeowners underestimate the importance of financial planning before purchasing a home. Without a clear understanding of their financial situation and long-term goals, they may find themselves struggling to afford their mortgage payments and other expenses associated with homeownership.
In this video, we aim to shed light on the challenges that new homeowners face in affording their dream houses and provide practical tips for managing finances and avoiding common pitfalls. Whether you're a prospective homebuyer or a current homeowner, understanding these challenges is essential for achieving long-term financial stability and enjoying the benefits of homeownership without undue financial strain. Join us as we explore the realities of homeownership in today's economy and empower you to make informed decisions about your financial future.
#budgeting #homebuyingadvice #mortgage
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ความคิดเห็น

  • @tiffanycross1580
    @tiffanycross1580 25 วันที่ผ่านมา

    Can you send me your template?

  • @AmberRen
    @AmberRen หลายเดือนก่อน

    3:22 Three years later and that first unit is now just over $1400 (up from $1200). 5:59 The SECOND unit is $2,005 (up from $1600). 9:14 The third model is $2,934 as of today (up from $2575). Moral of the story…everybody moved to Dallas, alright. 🙃

    • @Mistersamuel
      @Mistersamuel 11 วันที่ผ่านมา

      Oh wooooow that is insane. I moved out of Dallas lol

  • @icetimeconstruction382
    @icetimeconstruction382 หลายเดือนก่อน

    Lol😢😂😅 tap in whit me am giving you the real game

  • @ItsJusBre
    @ItsJusBre 2 หลายเดือนก่อน

    We don't seem to have these opportunities near Austin.

  • @donaldmorrell7914
    @donaldmorrell7914 3 หลายเดือนก่อน

    How can I get going without a vehicle? Will most companies allow you to use a car rental or box-truck rental to get started?

  • @deuce178
    @deuce178 3 หลายเดือนก่อน

    Ain’t a charge off with the original creditor

  • @yahoooya7820
    @yahoooya7820 3 หลายเดือนก่อน

    Hello can you contact me im box truck ready and ready for big deliveries please lace me up

  • @Not_So_Super_Mario
    @Not_So_Super_Mario 3 หลายเดือนก่อน

    I have applied to all of these but the pay is way too low. The most I seen was one paying almost 100 bucks for like 3-4 hrs worth of driving. I have a cargo van, please do an update video🥴 I need help

  • @photogasm5
    @photogasm5 4 หลายเดือนก่อน

    How do you know it's the food scale that's "not perfect," and that it's not that the dumbell weighs slightly more than 20 pounds?

    • @cmrsxxcmrs
      @cmrsxxcmrs 3 หลายเดือนก่อน

      Right, doubt that dumbell will be 20.00 at any scale.

  • @chelseywaltersrealtor
    @chelseywaltersrealtor 4 หลายเดือนก่อน

    Right

  • @hasankaya9732
    @hasankaya9732 4 หลายเดือนก่อน

    You are speak so fast Sir,

  • @WinniesMerch
    @WinniesMerch 4 หลายเดือนก่อน

    Am i the only one that counts 4 jobs that he mentioned in the video?

  • @alanhart9992
    @alanhart9992 4 หลายเดือนก่อน

    If the author of this video thinks the money is so good, why isn’t he doing it?

  • @cat_loves_curry5157
    @cat_loves_curry5157 4 หลายเดือนก่อน

    I watch one or two episodes of shits creek while doing this.. songs aren’t really doing it for me.. visual distraction really helps.

  • @deanjohnson5220
    @deanjohnson5220 4 หลายเดือนก่อน

    They seem to know that you have done this and will ask you to opt in or unfreeze. Then what?

  • @stephenkaloi5139
    @stephenkaloi5139 5 หลายเดือนก่อน

    I appreciate your brains

  • @darealbbcmario
    @darealbbcmario 5 หลายเดือนก่อน

    maple syrup is heathy u jus gotta buy da organic 1z

  • @Cody_2914
    @Cody_2914 5 หลายเดือนก่อน

    DONT ENCOURAGE THEM

  • @vdavis55
    @vdavis55 6 หลายเดือนก่อน

    Can you renegotiate your salary once you've established value to the company and your position? If so, how?

    • @Mistersamuel
      @Mistersamuel 5 หลายเดือนก่อน

      @@vdavis55 I will make a video about this

  • @terranezey
    @terranezey 6 หลายเดือนก่อน

    higher incline or higher in speed?? i go 15-3km/h-30 iso 12 incline

  • @alexandracardenas1853
    @alexandracardenas1853 6 หลายเดือนก่อน

    Not sponsored... Here's the link btw!

  • @SarahMcGrann
    @SarahMcGrann 6 หลายเดือนก่อน

    this is definitely sponsored

    • @Mistersamuel
      @Mistersamuel 6 หลายเดือนก่อน

      I promise they have not written me a check lol

  • @Mitata72
    @Mitata72 6 หลายเดือนก่อน

    BEST SHOE EVER

    • @Mistersamuel
      @Mistersamuel 6 หลายเดือนก่อน

      100% agree so good

  • @edwardhoward4542
    @edwardhoward4542 6 หลายเดือนก่อน

    On is the best shoes made. I have never bought a pair that didn't do what it was supposed to do. Between my wife and i , we ha e 25 pairs

    • @Mistersamuel
      @Mistersamuel 6 หลายเดือนก่อน

      Wow! That’s awesome I need more haha

  • @johnnyfontane6911
    @johnnyfontane6911 7 หลายเดือนก่อน

    What about felons?

  • @kas7344
    @kas7344 7 หลายเดือนก่อน

    Is there a way to cut the middle man like dropoff and get contracts directly with hospitals or lap or pharmacies???

  • @dakotagrown8619
    @dakotagrown8619 8 หลายเดือนก่อน

    Maybe update since it's at 68 million views

  • @extrareps4701
    @extrareps4701 8 หลายเดือนก่อน

    Sooo greed and extortion?

    • @Mistersamuel
      @Mistersamuel 8 หลายเดือนก่อน

      If you have a competent agent and fiduciary you can navigate these waters with ease

  • @JosephMakarov-mh9qd
    @JosephMakarov-mh9qd 8 หลายเดือนก่อน

    I would not recommend quitting coffee when you need it to function. (It's just gonna ruin your life)

  • @pierrecelestin3278
    @pierrecelestin3278 8 หลายเดือนก่อน

    Can I do with my on private car but not a van?

  • @Judettelabelle
    @Judettelabelle 8 หลายเดือนก่อน

    it seems you only listed 4 companies, what's the 5th one

  • @mr.m8539
    @mr.m8539 8 หลายเดือนก่อน

    It's only a loan if you repay it. And she used it for purses.

    • @Mistersamuel
      @Mistersamuel 8 หลายเดือนก่อน

      Well if you take your credit card and use it for groceries do you still owe the amount you used or is it forgiven?

    • @surveysays8335
      @surveysays8335 8 หลายเดือนก่อน

      @@Mistersamuel You're barrowing against the cash value of the policy that you've paid INTO. It's NOT a loan, but you can pay it back to put it back as cash value. These insurance policies are SCAMS... Take the cash value, but it's not a loan, and it is not income.

  • @amberfashing1136
    @amberfashing1136 8 หลายเดือนก่อน

    Too bad these are all fake .

    • @Mistersamuel
      @Mistersamuel 8 หลายเดือนก่อน

      Yea but I have found that sometimes they demonstrate real life scenarios that people get into.

    • @amberfashing1136
      @amberfashing1136 8 หลายเดือนก่อน

      @@Mistersamuel Oh.. no .. believe me, that's why I m like . Man, after being told that I'm like. It loses its appeal. But, ya your right. These are probably the equivalent to say .. A child in the 90s watching Beekmans world in science class. I bet lawyers or other professionals watch this to get an idea of how courts go. I geuss that's why I was sad it was fake. They were too good . Thanks for helping me see a diff perspective. * not sarcastic I truly appreciate any positivity I stumble across. Thanks dude for opening my eyes

  • @Ase_Ase8
    @Ase_Ase8 8 หลายเดือนก่อน

    Its a BBD insurance tax free

  • @MrHustlerking
    @MrHustlerking 8 หลายเดือนก่อน

    Shouldn't be able to get child support changed.

    • @Mistersamuel
      @Mistersamuel 8 หลายเดือนก่อน

      Right I agree

    • @MrHustlerking
      @MrHustlerking 8 หลายเดือนก่อน

      @@Mistersamuel So the person not paying needs more money to take care of them, what they couldn't do it before?

  • @johtapia1
    @johtapia1 8 หลายเดือนก่อน

    Terrible skit. But i get the point

    • @Mistersamuel
      @Mistersamuel 8 หลายเดือนก่อน

      Thank you for watching

  • @abefroman5191
    @abefroman5191 8 หลายเดือนก่อน

    If you want to trade the security of your loved ones for purses, you can do that!

  • @robertespinosa2916
    @robertespinosa2916 8 หลายเดือนก่อน

    I wanna I kmow

  • @selfcaremotivation1
    @selfcaremotivation1 8 หลายเดือนก่อน

    I must have missed the medical courier job that's paying $2,500 a week

  • @specialed_614
    @specialed_614 8 หลายเดือนก่อน

    I’ve been walking on my treadmill for the past 34 days with a 40lbs weight vest. I’m gonna DO THE 12-3-30 starting off with 20lbs 💪🏽

    • @Mistersamuel
      @Mistersamuel 8 หลายเดือนก่อน

      You got this!

  • @Killerbud163
    @Killerbud163 8 หลายเดือนก่อน

    lol so sucky 😂😂😂

    • @Mistersamuel
      @Mistersamuel 8 หลายเดือนก่อน

      Not a glamorous job but it is high paying 🤣

  • @jenniferpenley6678
    @jenniferpenley6678 8 หลายเดือนก่อน

    Priscilla idid not Elvis

    • @Mistersamuel
      @Mistersamuel 8 หลายเดือนก่อน

      She couldn’t have done it without him.

  • @troyburns6971
    @troyburns6971 9 หลายเดือนก่อน

    Turn into a Homeless shelter , Mike Rolling in Dough , he won't miss it 🤔 ! While ya at it turn the White House into a Homeless shelter too ! Bidens Ashy ankles don't live there either 😂😂🔥🔥👍

  • @rh5308
    @rh5308 9 หลายเดือนก่อน

    Best Idea! Turn it into a Museum!!

  • @Buhgccjncccfyuhm
    @Buhgccjncccfyuhm 9 หลายเดือนก่อน

    Great idea bro

    • @Mistersamuel
      @Mistersamuel 9 หลายเดือนก่อน

      Glad you think so!

  • @Paul-tm1om
    @Paul-tm1om 9 หลายเดือนก่อน

    Needs to fill house wit every jordan ever released

    • @Mistersamuel
      @Mistersamuel 9 หลายเดือนก่อน

      Right sell them to anyone that visit which increases the spend per customer.

  • @aedinquinn8687
    @aedinquinn8687 9 หลายเดือนก่อน

    Thank you for exceptional video; I subscribed. Aedin

  • @cookncrook6902
    @cookncrook6902 9 หลายเดือนก่อน

    As an old school MJ fan I’d definitely go to a MJ museum located where MJ used to live. To be fair though Mike makes so much money that losing a million a year to maintain this property is nothing to him

    • @Mistersamuel
      @Mistersamuel 9 หลายเดือนก่อน

      I would go too people already go and take pictures in front of his gate might as well charge them. To me loosing money is NOT a flex. I guarantee if he had an employee that was making him loose millions a year they would be fired so why keep an asset that is doing the same when it could be a cash cow? Just a thought. Thanks for watching and interacting.

    • @cookncrook6902
      @cookncrook6902 9 หลายเดือนก่อน

      @@Mistersamuel can’t disagree with you there

  • @theraflu-m1v
    @theraflu-m1v 9 หลายเดือนก่อน

    People like jordan as a player not as a person ...

    • @Mistersamuel
      @Mistersamuel 9 หลายเดือนก่อน

      The people that would be interested in visiting a Jordan museum have probably already spent thousands on the Jordan brand as a whole on shoes, merchandise and tickets to games. This is what made him a billionaire so their interest in him as a player is what he would be capitalizing on if he did this.