Budget with A July Dreamer
Budget with A July Dreamer
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Goals, Books, Budgeting // Let's reset for February 2025
➡️Goals, Books, Budgeting // Let's reset for February 2025 // Plan with Me🥇✅
🎥 Welcome to the official TH-cam channel of the Budget with A July Dreamer👍
👉In today's video I am sharing my February 2025 plan with me video💥
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💰 Want a free share on FreeTrade? freetrade.app.link/xhZY4BFTthb
💰 Want free crypto on Coinbase? www.coinbase.com/join/malang_gad?
📈Plum Savings (use my link to get £60): friends.withplum.com/r/XQcnWo
📉 E’toro link: etoro.tw/3wxeWsC
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👉WHERE YOU CAN FIND ME:🎯📢
👉👉Website: www.ajulydreamer.com
👉👉Instagram: ajulydreamer
👉👉Facebook: Facebook.com/ajulydreamer
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‼️Disclaimer: I am not a financial advisor nor am I qualified to give financial advice. Everything on this channel is for educational and entertainment purposes only.‼️
👉Thank you so much for visiting 👋 byBudget with A July Dreamer, 🆗
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มุมมอง: 5

วีดีโอ

My 12-Month Health and Wellness Journey
มุมมอง 4794 ชั่วโมงที่ผ่านมา
My 12-month health and wellness journey video is live as requested by a viewer. I am still very much a work in progress but I am so proud of myself and how far I have come. 💰 Want a free share on FreeTrade? freetrade.app.link/xhZY4BFTthb 📈Plum Savings (use my link to get £60): friends.withplum.com/r/XQcnWo WHERE YOU CAN FIND ME: Website: www.ajulydreamer.com Instagram: ajulydreame...
Couch Conversations: I am so broke, Cash Poor but Asset Rich
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👉 Couch Conversations: I am so broke, Cash Poor but Asset Rich ✅ 🎥 Welcome to the official TH-cam channel of the Budget with A July Dreamer👍 👉👉In today's video, I am talking about my current predicament: I am so broke because I am cash-poor but asset-rich. Is this a good position to be in?✅ 💰 Want a free share on FreeTrade? freetrade.app.link/xhZY4BFTthb 📈Plum Savings : friends.withplum.com/r/X...
2024 DIVIDEND Income from £120k portfolio UK STOCKS & SHARES| VANGUARD PORTFOLIO| #vanguard
มุมมอง 3.3K21 ชั่วโมงที่ผ่านมา
➡️2024 DIVIDEND Income from £120k portfolio UK STOCKS & SHARES| VANGUARD PORTFOLIO| #vanguard⚡️✅ 👉👉In today's video I am sharing my 2024 dividend income I made from my Stocks and shares. 🔰✅ 💰 Want a free share on FreeTrade? freetrade.app.link/xhZY4BFTthb 💰 Plum Savings: friends.withplum.com/r/XQcnWo 💰 Want free crypto on Coinbase? www.coinbase.com/join/malang_gad? 👉👉WHERE YOU CAN FIND ME:✅ ⚡️We...
My 5 to 9 before 9 to 5 vlog #8
มุมมอง 1K14 วันที่ผ่านมา
⚡️My 5 to 9 before my 9 to 5 Vlog #:8 ⭐️ Today's vlog I am sharing my morning routine during the week. 💰 Want a free share on FreeTrade? freetrade.app.link/xhZY4BFTthb 💰 Want free crypto on Coinbase? www.coinbase.com/join/malang_gad? 📈Plum Savings (use my link to get £60): friends.withplum.com/r/XQcnWo 📉 E’toro link: etoro.tw/3wxeWsC 👉WHERE YOU CAN FIND ME:🎯👌✅ 📢 👉👉Website: www.ajulydreamer.com ...
I can't believe I spent £20k on travel | 2024 Annual Budget Recap & Overview
มุมมอง 1.2K14 วันที่ผ่านมา
I can't believe I spent £20k on travel | 2024 Annual Budget Recap & Overview In today's video, I am looking over my 2024 annual budget spending to see where my money went. I was shocked to see how much I sent to travel. 💰 Want a free share on FreeTrade? freetrade.app.link/xhZY4BFTthb 💰 Want free crypto on Coinbase? www.coinbase.com/join/malang_gad? 📈Plum Savings (use my link to get £60): friend...
First Transfer Tuesday {+ Dec-2024 Budget Recap}
มุมมอง 1.1K14 วันที่ผ่านมา
➡️ First Transfer Tuesday { Dec-2024 Budget Recap} 👍🔰 🎥 Welcome to the official TH-cam channel of the "Budget with A July Dreamer"👍 👉In today's video, I am talking about my next plans. 🎯👌✅ 💰 Want a free share on FreeTrade? freetrade.app.link/xhZY4BFTthb 📈Plum Savings (use my link to get upto £60): friends.withplum.com/r/XQcnWo 👉WHERE YOU CAN FIND ME:🎯👌✅ 👉👉Website: www.ajulydreamer.com 👉👉Instagr...
2024 Net Worth Update ||£200k increase in 4 years
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➡️2024 Net Worth Update ||£200k increase in 4 years🥇✅ ➡️In today's video, I am sharing my net worth #financialgoals 🔥 🎥 Welcome to the official TH-cam channel of the Budget with A July Dreamer👍 ➡️🎯✅ 💰 Want a free share on FreeTrade? freetrade.app.link/xhZY4BFTthb 💰 Want free crypto on Coinbase? www.coinbase.com/join/malang_gad? 📈Plum Savings (use my link to get £60): friends.withplum.com/r/XQcn...
Final Transfer Tuesday for Dec-2024 TT-5
มุมมอง 10121 วันที่ผ่านมา
➡️ Final Transfer Tuesday for Dec-2024 TT-5 👍🔰 @PenniesNotPerfection original starter of the Transfer Tuesday Series!! 🎥 Welcome to the official TH-cam channel of the "Budget with A July Dreamer"👍 👉In today's video, I am talking about my next plans. 🎯👌✅ 💰 Want a free share on FreeTrade? freetrade.app.link/xhZY4BFTthb 📈Plum Savings (use my link to get upto £60): friends.withplum.com/r/XQcnWo 👉WH...
Let's Plan for January 2025 Monthly Reset // Plan with Me
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➡️Let's Plan for January 2025 Monthly Reset // Plan with Me🥇✅ 🎥 Welcome to the official TH-cam channel of the Budget with A July Dreamer👍 👉In today's video I am sharing my January 2025 plan with me video💥 💰 Want a free share on FreeTrade? freetrade.app.link/xhZY4BFTthb 💰 Want free crypto on Coinbase? www.coinbase.com/join/malang_gad? 📈Plum Savings (use my link to get £60): friends.withplum.com/...
Let's reset my home after Christmas Vlog #:7
มุมมอง 1.1K28 วันที่ผ่านมา
⚡️Let's reset my home after Christmas Vlog #:7 ⭐️ Today's vlog is all about cleaning my living room, taking down the Christmas tree and resetting the room. 💰 Want a free share on FreeTrade? freetrade.app.link/xhZY4BFTthb 💰 Want free crypto on Coinbase? www.coinbase.com/join/malang_gad? 📈Plum Savings (use my link to get £60): friends.withplum.com/r/XQcnWo 📉 E’toro link: etoro.tw/3wxeWsC 👉WHERE Y...
Rental Properties bleeding me dry! Do I regret buying them?
มุมมอง 3.6Kหลายเดือนก่อน
Being a Landlord is both fulfilling and costly 😂 Rental Properties bleeding me dry! Do I regret buying them? Rental Property Playlist: th-cam.com/play/PL-ZK8HBtuYL9_S7RfWfUwbivIFHW9WsZP.html 💢🎥 Welcome to the official TH-cam channel of the "Budget with A July Dreamer"👍 💢 💰 Want a free share on FreeTrade? freetrade.app.link/xhZY4BFTthb 💰 Want free crypto on Coinbase? www.coinbase.com/join/malang...
2024 Debt overview - Final Update
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➡️ 2024 Debt overview - Final Update🥇 ✅ 🎥 Welcome to the official TH-cam channel of the Budget with A July Dreamer👍 👉Today I am sharing how I am focusing on my consumer debt.💥✅ 💰 Want a free share on FreeTrade? freetrade.app.link/xhZY4BFTthb 💰 Want free crypto on Coinbase? www.coinbase.com/join/malang_gad? 📈Plum Savings (use my link to get £60): friends.withplum.com/r/XQcnWo 📉 E’toro link: etor...
2025 Annual Budget Set-up and Planning
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👉2025 Annual Budget Set-up and Planning🔰 ✅ ⚡️Today's video I am sharing my 2025 annual budget highlighting some changes I am making and areas I will be focusing on moving into the New Year. 🔥 2025 is my year-5 of my 5-year plan, I am excited to reach all the milestones I have set myself and even surpase them. 💰 Want a free share on FreeTrade? freetrade.app.link/xhZY4BFTthb 💰 Want free crypto on...
Merry Christmas ||Transfer Tuesday || Dec-2024 TT-4
มุมมอง 94หลายเดือนก่อน
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2024 investment re allocation | Vanguard UK
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2024 investment re allocation | Vanguard UK
New Progress on EF ||Transfer Tuesday || Dec-2024 TT-3
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New Progress on EF ||Transfer Tuesday || Dec-2024 TT-3
How Much I spent in November 2024 || Monthly Budget Recap
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How Much I spent in November 2024 || Monthly Budget Recap
Not Forgotten ||Transfer Tuesday || Dec-2024 TT-2
มุมมอง 1.1Kหลายเดือนก่อน
Not Forgotten ||Transfer Tuesday || Dec-2024 TT-2
2025 ANNUAL GOALS |FINANCIAL GOALS
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A Day in my life, let's plan together, Vlog #:6
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Let's Plan for December 2024 Monthly Reset // Plan with Me
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Great Progress Nov-2024 Debt Update
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Renewed Purpose ||Transfer Tuesday || Nov-2024 TT-4
มุมมอง 1.1K2 หลายเดือนก่อน
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I FEEL LIKE A FAILURE \\\\ REVIEWING MY 2024 FINANCIAL GOALS
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I FEEL LIKE A FAILURE \\\\ REVIEWING MY 2024 FINANCIAL GOALS
I reached a milestone ||Transfer Tuesday || Nov-2024 TT-3
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A Grenada Travel Vlog \\\\ vlog 5
มุมมอง 1.2K2 หลายเดือนก่อน
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I almost didn't do it ||Transfer Tuesday || Nov-2024 TT-2
มุมมอง 1.2K2 หลายเดือนก่อน
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I dared to dream, becoming a multi-millionaire, year #5 of my five-year plan
มุมมอง 1.9K2 หลายเดือนก่อน
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Consistency is key ||Transfer Tuesday || Nov-2024 TT-1

ความคิดเห็น

  • @Aliketchupp
    @Aliketchupp วันที่ผ่านมา

    Hello Miranda ☺️ thank you for the shoutout! Yes you pronounced it correctly, my name is Ali and my dog’s name is Ketchup ahah. Watching you from Italy! 🇮🇹 ❤ Thank you so much that was really really interesting, and yes it was the video I hoped for and more! I’m happy to report that I signed up to the gym 😜 and so far I’m ACTUALLY going. Let’s see… I’m trying to build up a routine, my goal is also to be healthier (and if I lose some kg in the process well… awesome!!! Since Covid started I gained 25 kg 😅 ) I can definitely see the definition and discipline in your body 💪🏻💪🏻💪🏻💪🏻 Happy traveling!

    • @ajulydreamer
      @ajulydreamer วันที่ผ่านมา

      Thank you so much Ali, I am so happy to hear that and all the best to you and I know you can do this. Slow and steady plus aiming for being healthier is a better mindset I think. Snuggles to Ketchup, love the name lol

  • @lessonslived
    @lessonslived วันที่ผ่านมา

    Wow! I am also anemic and was pre diabetes. I restarted my weight loss journey, focusing on energy. I have been intermittent fasting and it has so far changed my life! I also believe that accountability is key. I swear we are twins. Love love this!

    • @ajulydreamer
      @ajulydreamer วันที่ผ่านมา

      We are twinsies sis, glad to hear you have restarted your journey, let’s motivate each other along the way

  • @lessonslived
    @lessonslived วันที่ผ่านมา

    I am here for this! Wellness is critical for us hustling girlies!

    • @ajulydreamer
      @ajulydreamer วันที่ผ่านมา

      Couldn’t agree more

  • @OlanrewajuAbidogun
    @OlanrewajuAbidogun วันที่ผ่านมา

    Hey, just wanted to let you know - you got this!! I hope you’re able to figure the best option out and you get back in your ‘cash feet’ soon! 🚀🚀 Cash is king 😆

    • @ajulydreamer
      @ajulydreamer วันที่ผ่านมา

      Thank you so much!! And couldn’t agree more, cash is king

  • @pandabossanna
    @pandabossanna 2 วันที่ผ่านมา

    I love this couch conversations idea! I feel like these would be cool as youtube lives, but its so hard to get everyone live at the same time... also life life-ing! So real! I'm completely with you though, asset rich but SO cash poor!

    • @ajulydreamer
      @ajulydreamer 2 วันที่ผ่านมา

      Not thought about doing TH-cam live but that’s a good idea. I need to think more about it and see when I can do them.

  • @laniyanlatifat2483
    @laniyanlatifat2483 4 วันที่ผ่านมา

    Like how much do you invest every month?.

    • @ajulydreamer
      @ajulydreamer 4 วันที่ผ่านมา

      Pre-tax around £1600 and post tax £200-£700 a month

  • @favouredfj369
    @favouredfj369 5 วันที่ผ่านมา

    I really enjoy your content. Just found your channel would like to know what you do for your line of work ? 😊

    • @ajulydreamer
      @ajulydreamer 4 วันที่ผ่านมา

      Thanks for the support. I work in the pharmaceutical industry as an associate director

  • @lessonslived
    @lessonslived 6 วันที่ผ่านมา

    you have come too far to get back into payday loans. We really are siblings! I am doing the same thing. I am taking a personal loan of my retirement brokerage. i will pay it off in a few years but if I get a bonus next year i ll pay it off fully by next year.

    • @ajulydreamer
      @ajulydreamer 6 วันที่ผ่านมา

      Twin! January is doing this most but we shall get through this and back to a comfortable place again.

  • @blackwomenbuildwealth
    @blackwomenbuildwealth 6 วันที่ผ่านมา

    Like you said so well, when you are in need you have not many options and those vultures will gladly ding you for that. Unfortunately beggars are not choosers. And yes, I hear you on the asset rich and cash poor state 😅 gurl! We will get through it with flying colors 😊

    • @ajulydreamer
      @ajulydreamer 6 วันที่ผ่านมา

      We truly shall get through this indeed. Some financial institutions do the most when we are in need.

  • @rachellouise3193
    @rachellouise3193 6 วันที่ผ่านมา

    How about getting a 0% interest purchases credit card or PayPal loans are also 0% interest

    • @ajulydreamer
      @ajulydreamer 6 วันที่ผ่านมา

      I have a 0% credit card already but I think right now I need to relearn my basics doe credit card usage than getting another card.

  • @jedidahbintidaudi8241
    @jedidahbintidaudi8241 6 วันที่ผ่านมา

    Impressive!!! congrats dear. so inspiring

    • @ajulydreamer
      @ajulydreamer 6 วันที่ผ่านมา

      Thank you so much!

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 6 วันที่ผ่านมา

    My brother thinks the same thing. He thinks that my rentals means that I have a ton of money sitting around. I do not. I am not hurting financially, but I cannot go out and pay cash for BMW a convertible 😊

    • @ajulydreamer
      @ajulydreamer 6 วันที่ผ่านมา

      Siblings 🙄 what are they like 😅.

  • @Aliketchupp
    @Aliketchupp 6 วันที่ผ่านมา

    Hi Miranda 😊I have been following you for a while now, I really love how raw and real you are ❤ Maybe, for the moment until you’re feeling better with your finances, you could cut down on investing and on the extra spending, like the traveling 👀👀 I am a traveler as well, so I completely get the feeling and the travel bug, but maybe for now you could focus on other things and making sure you’re R E A D Y to get back to traveling with no worries or guilt 😏😎 ✈️ Just a thought, of course Do You 🥰 we will be here! But def don’t get a payday loan Miranda, you know better! (Yes i am scolding you Ahahha) Love from Italy ❤

    • @ajulydreamer
      @ajulydreamer 6 วันที่ผ่านมา

      Thank you so much for the love and support and you are so right. Apart from trips fully paid for already, I am pausing until Q2 when I know will be outta this mess.

  • @gelosul
    @gelosul 6 วันที่ผ่านมา

    How is your portfolio performing ? Whats your capital gains?

    • @ajulydreamer
      @ajulydreamer 6 วันที่ผ่านมา

      Pretty good overall but can’t include parts of my portfolio I have sold from (e.g. ISA) as the data is slightly skewed.

  • @nomadicvibesofelle
    @nomadicvibesofelle 6 วันที่ผ่านมา

    Borrow season is so real. If I get one request I automatically expect two more and they usually happen back to back. Everyone needs you at once.

    • @ajulydreamer
      @ajulydreamer 6 วันที่ผ่านมา

      Sooo true, the last 2-3 weeks have been a challenge to say the least

  • @dlc2479
    @dlc2479 6 วันที่ผ่านมา

    It's very risky to be cash poor with 3 rental properties. A bad roof, bad tenant or unfortunate interest rate movement could put you in serious debt. There will always be teething issues with rental properties but it's worth stress testing your business model and making sure it's viable for the long term especially before the rental rights bill drops.

    • @ajulydreamer
      @ajulydreamer 6 วันที่ผ่านมา

      Definitely risky but for all issues with my rental I have insurance for such (including bad or no tenants) and also a nice investment portfolio I could tap into if worst comes to worst.

    • @lessonslived
      @lessonslived 6 วันที่ผ่านมา

      Honestly it's not that risky. It's just uncomfortable. There is always an asset she can sell if worst comes to worst. If something happens to the roof, she will have insurance or worst yet, She could sell the property and or stocks. Despite her being cash poor, she is better positioned than most. She will be alright and she will adjust accordingly.

  • @lessonslived
    @lessonslived 7 วันที่ผ่านมา

    I could have made this video! I am so ready for it. We are doing the world a service by being very honest about investing especially real estate investing. Nevertheless.. the present may be rough but the FUTURE IS BRIGHT!

    • @ajulydreamer
      @ajulydreamer 6 วันที่ผ่านมา

      Siiiis, literally looking at the future because the right now is in the trenches but it’s important to be transparent

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 7 วันที่ผ่านมา

    We are so aligned. So am I. I am OK with it as my assets will pay for my Liabilities someday

    • @ajulydreamer
      @ajulydreamer 6 วันที่ผ่านมา

      That’s good to hear the assets will take care of the liabilities

    • @FIRE_DrNinjaTurtle
      @FIRE_DrNinjaTurtle 6 วันที่ผ่านมา

      @ that is plan. You are hitting financial freedom at a lot younger age than me. I am so happy for you.

    • @ajulydreamer
      @ajulydreamer 6 วันที่ผ่านมา

      Thank you

    • @FIRE_DrNinjaTurtle
      @FIRE_DrNinjaTurtle 6 วันที่ผ่านมา

      @ you are going to be so wealthy. Be careful because the line is forming of people wanting to marry you 😎

  • @Phoenixlukas
    @Phoenixlukas 8 วันที่ผ่านมา

    Interesting video thank you it’s inspiring I’m also in th uk investing in vanguard. Do you reinvest dividends?

    • @ajulydreamer
      @ajulydreamer 8 วันที่ผ่านมา

      Yes I do! Every single time. 😊

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 8 วันที่ผ่านมา

    Dividend income is in my future.

    • @ajulydreamer
      @ajulydreamer 8 วันที่ผ่านมา

      Glad to hear that

  • @lessonslived
    @lessonslived 8 วันที่ผ่านมา

    Congrats! You got this! I think your 2025 dividend goal is doable.

    • @ajulydreamer
      @ajulydreamer 8 วันที่ผ่านมา

      Thank you so much and fingers crossed.

  • @Marta-Lis
    @Marta-Lis 9 วันที่ผ่านมา

    Yes, year four was a pivotal year for me for sure. Glad we both made it to the other side!:)

    • @ajulydreamer
      @ajulydreamer 9 วันที่ผ่านมา

      I am so glad we both made it because it was trying to say the least but important at the same time.

  • @Aliketchupp
    @Aliketchupp 13 วันที่ผ่านมา

    Hi! Watching this as i get up 8.30 am 🙈 Would love to know more about your health/ gym journey and goals if you’d like to talk about it more 😊 just trying to start over again after a long time being a couch potato and I need some motivation 😂 Love your videos ❤

    • @ajulydreamer
      @ajulydreamer 13 วันที่ผ่านมา

      Hahaha, 8.30am is still a good time, I wish on weekends I could get up then but alas my body clock won’t let me. I would be happy to share more about my health/gym journey as well as my wellness goals

  • @daisy_naples
    @daisy_naples 13 วันที่ผ่านมา

    Hi Miranda. I liked this video very much. I wish I had the motivation that you have. But I’m a night owl 😂. It’s very hard for me to get up early. That make up looks beautiful on you. Your skin is so nice also. Take care. God bless you.

    • @ajulydreamer
      @ajulydreamer 13 วันที่ผ่านมา

      Thank you so much Daisy, I truly appreciate it and your kind words. God bless you too.

  • @abisamura7524
    @abisamura7524 13 วันที่ผ่านมา

    Successful people get at 5am, well done😊

    • @ajulydreamer
      @ajulydreamer 13 วันที่ผ่านมา

      Thank you lovely ☺️

  • @tmm4828
    @tmm4828 13 วันที่ผ่านมา

    Great video.great back ground muzic

    • @ajulydreamer
      @ajulydreamer 13 วันที่ผ่านมา

      Glad you think so! Thank you ☺️

  • @irry6443
    @irry6443 14 วันที่ผ่านมา

    I love the spreadsheets. Do you have them..I have a simple budgeting excel but I would love to upgrade

    • @ajulydreamer
      @ajulydreamer 14 วันที่ผ่านมา

      The spreadsheet I show is from PressReset on Etsy, I did not make it but recommend it.

  • @lessonslived
    @lessonslived 15 วันที่ผ่านมา

    Girl! We are twins! I too love my warming blanket! What a great story. You continue to inspire me. I made my 5 year plan and will record the video soon.

    • @ajulydreamer
      @ajulydreamer 15 วันที่ผ่านมา

      I am glad to hear you made your 5 year plan, cant wait to see your video. Also, my electric blanket is such a great investment.

  • @abisamura7524
    @abisamura7524 15 วันที่ผ่านมา

    Living your best life, an incredible year, well done!

    • @ajulydreamer
      @ajulydreamer 15 วันที่ผ่านมา

      Thank you ☺️

  • @chychy6642
    @chychy6642 15 วันที่ผ่านมา

    What a year 😊😊 well done🎉 Abuja is always fun anytime am out there 😅😅

    • @ajulydreamer
      @ajulydreamer 15 วันที่ผ่านมา

      Abuja is the best, I had so much fun.

  • @rachellouise3193
    @rachellouise3193 16 วันที่ผ่านมา

    You are goals! What a year 🔥

    • @ajulydreamer
      @ajulydreamer 15 วันที่ผ่านมา

      Awww thank you so much

  • @Siejkayolanda
    @Siejkayolanda 18 วันที่ผ่านมา

    It’s definitely a celebratory moment 🎉🎉 please don’t be hard on yourself

    • @ajulydreamer
      @ajulydreamer 18 วันที่ผ่านมา

      Thank you ☺️ dearest

  • @Siejkayolanda
    @Siejkayolanda 18 วันที่ผ่านมา

    Congratulations 🎉 I’m new to your channel 😊 may I ask which bank do you use for LISA?

    • @ajulydreamer
      @ajulydreamer 18 วันที่ผ่านมา

      Thank you so much and welcome to my channel. I use Hargreaves Lansdown

  • @halllorr
    @halllorr 19 วันที่ผ่านมา

    Thank you for posting this video 😊 I wanted to share some advice someone shared with me when I was experiencing something similar a few years back. Having one, two, three even four rentals may not be a great option if you're aim is not to scale. Economy of scale is an ally when investing in property. Gone are the days when you can hold one or two properties and be profitable. A game changer for me was scaling and scaling at a much quicker rate than the average person is able to. That's why the bigger companies are successful and Mum and Dad or the average Joe investor is usually left disgruntled.

    • @ajulydreamer
      @ajulydreamer 18 วันที่ผ่านมา

      That’s a good way to look at it and a nice perspective. Thanks.

    • @dlc2479
      @dlc2479 7 วันที่ผ่านมา

      I completely agree, the government has also made it clear that they're targeting small time landlords.

  • @Siejkayolanda
    @Siejkayolanda 19 วันที่ผ่านมา

    Thank you for the video, how much did you deposit initially to start each investment? And how much do you put in each month individually.

    • @ajulydreamer
      @ajulydreamer 18 วันที่ผ่านมา

      Differs for each investment platform but £50 average across each. Then contributions I prioritise work pension where I send over £1000 and then vanguard where I send about £500

    • @Siejkayolanda
      @Siejkayolanda 18 วันที่ผ่านมา

      @ thank you 🙏🏾 will continue educating myself before taking the plunge. I just need to ascertain how much I need to contribute and deposit to get the retains.

    • @ajulydreamer
      @ajulydreamer 18 วันที่ผ่านมา

      I would say, start small, if you can £50 or £100 but there are platforms like Freetrade where you can invest from £1.

  • @mwisdom861
    @mwisdom861 22 วันที่ผ่านมา

    im confused your not making any profits at all across them and are in a loss of about £6500?

    • @ajulydreamer
      @ajulydreamer 22 วันที่ผ่านมา

      I think I mentioned in the video that once I take out their associated costs (agent fees, mortgage, insurance etc) I make little profit but there were months I didn’t because of bathroom repairs????

  • @lessonslived
    @lessonslived 22 วันที่ผ่านมา

    I love seeing that smile!! I LOVE ALL OF THIS.FOR.YOU!

    • @ajulydreamer
      @ajulydreamer 22 วันที่ผ่านมา

      Thank you sis, I appreciate you

  • @lessonslived
    @lessonslived 22 วันที่ผ่านมา

    i am writing my 5 year goals right now. let's do this!

    • @ajulydreamer
      @ajulydreamer 22 วันที่ผ่านมา

      Nice, can not wait to see them and all the best to you

  • @lessonslived
    @lessonslived 22 วันที่ผ่านมา

    Yes! Wishful thinking prayer on the side and action will take you so far!

    • @ajulydreamer
      @ajulydreamer 22 วันที่ผ่านมา

      A powerful combination I have come to learn 🥰😄

  • @Aliketchupp
    @Aliketchupp 22 วันที่ผ่านมา

    Congratulations 🎉❤

    • @ajulydreamer
      @ajulydreamer 22 วันที่ผ่านมา

      Thank you so much

  • @RichlyMe
    @RichlyMe 22 วันที่ผ่านมา

    This is my wake up call. I've been sleep walking.

    • @ajulydreamer
      @ajulydreamer 22 วันที่ผ่านมา

      You can do this lovely ☺️

  • @Elephantandcastle-n7v
    @Elephantandcastle-n7v 25 วันที่ผ่านมา

    Are you in the USA or UK?

    • @ajulydreamer
      @ajulydreamer 24 วันที่ผ่านมา

      I am in the UK

  • @ayfisher8943
    @ayfisher8943 25 วันที่ผ่านมา

    Thank you for your openness and candid way you explained your process. Learned a lot from this video xx

    • @ajulydreamer
      @ajulydreamer 24 วันที่ผ่านมา

      You are so welcome!

  • @rbee2062
    @rbee2062 25 วันที่ผ่านมา

    When did you buy your first rental property?

    • @ajulydreamer
      @ajulydreamer 24 วันที่ผ่านมา

      I bought my first rental in 2021

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 27 วันที่ผ่านมา

    I stayed up late getting the spreadsheet ready. Thank you for the Etsy link

    • @ajulydreamer
      @ajulydreamer 27 วันที่ผ่านมา

      You are so welcome!🤗

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 27 วันที่ผ่านมา

    Happy New Year

    • @ajulydreamer
      @ajulydreamer 27 วันที่ผ่านมา

      Happy new year to you too

  • @voiceoverguyharris
    @voiceoverguyharris 28 วันที่ผ่านมา

    Fantastic. Thank you so much for sharing. It is always interesting to see how others are doing it and with what costs it makes things look normal for other investors. I wish you well for 2025 and it sounds like you are a great landlord.

    • @ajulydreamer
      @ajulydreamer 27 วันที่ผ่านมา

      Aww thank you so much, all the best as well. 😊

  • @rujekomabika
    @rujekomabika 28 วันที่ผ่านมา

    All the best for the new year🎉

    • @ajulydreamer
      @ajulydreamer 27 วันที่ผ่านมา

      Thank you and to you too.

  • @Neddie2k
    @Neddie2k 29 วันที่ผ่านมา

    Landlords are called names but this shows that a landlord goes through, the mortgage companies are the ones making all the money. So revenue brought in less that £35k out going £41k. Over 6k lost. Just like you I am evaluating if I should just stick to investing in an ETF property investing just seems to be too much work for little reward.

    • @ajulydreamer
      @ajulydreamer 29 วันที่ผ่านมา

      Tell me about it, unfortunately all landlords are lumped into one bucket which is a shame but alas we move. ☺️

    • @dlc2479
      @dlc2479 7 วันที่ผ่านมา

      I saw the writing on the wall that's why I avoided property especially because I'm a higher rate tax payer so I'd be paying 40% tax.... My stock portfolio replaced 2 months salary for me and it was tax free and no hassle