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learnwithbrshakya
Nepal
เข้าร่วมเมื่อ 20 พ.ค. 2008
Welcome to learnwithbrshakya! Your go-to resource for understanding banking and finance in Nepali language. I break down complex concepts, regulations, and terminology into easy-to-understand videos. Get valuable tips and suggestions to improve your financial knowledge. Subscribe for regular updates!
Empowering Nepali Finance: Your Gateway to Banking and Financial Mastery
Professionally I am a Banker with experience of more than 15 years. I have worked in Commercial Banks of Nepal for more than 7 years and in leading development bank of Nepal for more than 8 years. I have exposure in Credit Risk Management, Branch Management, General Administration, Credit Analysis, Relationship Management, Liability Management and Marketing. In addition to this, I am a Certified Guiding Lion from Lions International where I am serving since 2013. I am also currently involved as a faculty member in Lions Clubs, Banks and Colleges in various training programs.
Empowering Nepali Finance: Your Gateway to Banking and Financial Mastery
Professionally I am a Banker with experience of more than 15 years. I have worked in Commercial Banks of Nepal for more than 7 years and in leading development bank of Nepal for more than 8 years. I have exposure in Credit Risk Management, Branch Management, General Administration, Credit Analysis, Relationship Management, Liability Management and Marketing. In addition to this, I am a Certified Guiding Lion from Lions International where I am serving since 2013. I am also currently involved as a faculty member in Lions Clubs, Banks and Colleges in various training programs.
How To Read A Bank’s Financial Statements
In this video, we dive into the essential elements of a bank's quarterly interim financial report. 📊
Understanding Key Financial Metrics: Learn how to analyze crucial financial indicators such as net interest income, non-performing assets, and capital adequacy ratios.
Regulatory Compliance: Learn about the regulatory requirements and compliance metrics that banks must adhere to.
Whether you're an investor, financial analyst, or simply curious about banking finance, this video will equip you with the knowledge to make informed decisions.
Binaya Ratna Shakya is a Professional Banker with experience of more than 15years in Credit Management, Risk Management, Branch Management and Liability Management in Commercial and Development Bank. He has completed Advance Credit Skill Training and Post Graduate Diploma in Credit Management. He is currently working as Head of Liability Business in leading development Bank of Nepal.
Please watch most liked video in the channel.
1. NRB Working Capital Guidelines 2079 with amendment: th-cam.com/video/3HVusZCHRSQ/w-d-xo.html
2. Ratio Analysis for Bankers and Lenders: th-cam.com/video/QBklsi9BMFU/w-d-xo.html
3. Bank Guarantee: Meaning, Types and Importance: th-cam.com/video/1uMVEQblPjU/w-d-xo.html
4. Restructuring and Rescheduling of Bank Loan with NRB provisions: th-cam.com/video/na-bypKwGEU/w-d-xo.html
5. Cash Flow Statement Analysis for Bankers and Lenders: th-cam.com/video/AGqI1SfRftk/w-d-xo.html
Understanding Key Financial Metrics: Learn how to analyze crucial financial indicators such as net interest income, non-performing assets, and capital adequacy ratios.
Regulatory Compliance: Learn about the regulatory requirements and compliance metrics that banks must adhere to.
Whether you're an investor, financial analyst, or simply curious about banking finance, this video will equip you with the knowledge to make informed decisions.
Binaya Ratna Shakya is a Professional Banker with experience of more than 15years in Credit Management, Risk Management, Branch Management and Liability Management in Commercial and Development Bank. He has completed Advance Credit Skill Training and Post Graduate Diploma in Credit Management. He is currently working as Head of Liability Business in leading development Bank of Nepal.
Please watch most liked video in the channel.
1. NRB Working Capital Guidelines 2079 with amendment: th-cam.com/video/3HVusZCHRSQ/w-d-xo.html
2. Ratio Analysis for Bankers and Lenders: th-cam.com/video/QBklsi9BMFU/w-d-xo.html
3. Bank Guarantee: Meaning, Types and Importance: th-cam.com/video/1uMVEQblPjU/w-d-xo.html
4. Restructuring and Rescheduling of Bank Loan with NRB provisions: th-cam.com/video/na-bypKwGEU/w-d-xo.html
5. Cash Flow Statement Analysis for Bankers and Lenders: th-cam.com/video/AGqI1SfRftk/w-d-xo.html
มุมมอง: 295
วีดีโอ
How Banks Get Their Money Back (Loan Recovery Explained)
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In this video, we're going to explore the fascinating world of loan recovery and debt management, a crucial aspect of banking knowledge. When a borrower defaults on a loan, the bank's primary goal is to recover the debt in full. But how do banks go about recovering their money? From credit management to debt collection, we'll delve into the strategies and techniques used by banks to minimize lo...
Early warning signals: Spot Bad Loans & Avoid Disaster
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Learn how to identify early warning signals to spot bad loans and avoid financial disaster in the banking industry. In this video, we'll delve into the world of credit analysis, credit risk, and risk assessment to help you make informed decisions during loan approval and monitoring. Discover the importance of loan disbursement, loan analysis, and credit evaluation in mitigating financial risk. ...
Why should you invest in Mutual Fund?
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Learn about mutual funds and how they can help you grow your wealth! In this video, we'll break down the basics of mutual funds, including what they are, how they work, and the benefits of investing in them. Whether you're a seasoned investor or just starting out, this video is perfect for anyone looking to understand the world of mutual funds. So, what is a mutual fund? Watch to find out! Bina...
Must Watch: Why KYC, CDD, and ECDD are CRUCIAL?
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In today's video, we delve into the critical importance of KYC (Know Your Customer), CDD (Customer Due Diligence) and ECDD (Enhanced Customer Due Diligence). As financial regulations continue to evolve, understanding these processes is more crucial than ever for businesses and individuals alike. Join us as we explore the key reasons why implementing KYC, CDD and ECDD is essential for combating ...
Why You Should Take Out a Bank Loan for Your Business
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Are you a business owner looking to unlock the secret to long-term success? In this video, we delve into the powerful role that bank loans can play in sustaining and growing your business over the years. Discover how strategic financing can help you invest in essential resources, manage cash flow, and navigate economic challenges. We'll cover: - The different types of bank loans available for b...
The Art of Writing Credit Appraisals for Bankers
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In this comprehensive video, we delve into the essential techniques for writing effective credit appraisals that can elevate your banking career. Whether you're a seasoned banker or just starting out, mastering the art of credit appraisal is crucial for assessing loan applications and making informed lending decisions. Join me as I have share invaluable tips and best practices that will help yo...
Understanding Balance Sheets (and Why They Matter)
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Are you a Banker looking to improve your evaluation process? In this video, we dive deep into the essential elements of a balance sheet that Bankers should focus on to make informed decisions. Discover what Bankers REALLY want to see when analyzing financial statements, including key assets, liabilities, and equity components. We'll break down critical ratios, trends, and indicators that signal...
Understanding Beneficial Ownership: Key Insights for Financial Professionals
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What is a Beneficial Owner? In this video, we dive deep into the concept of beneficial ownership, explaining who qualifies as a beneficial owner and why it's crucial for financial institutions and businesses to identify them. 📊 Key Topics Covered: - Definition and importance of beneficial ownership - How to identify and verify beneficial owners - Real-world examples and case studies Whether you...
Frequently Asked Questions (FAQs) about NRB Working Capital Loan Guidelines 2079
มุมมอง 4.1K7 หลายเดือนก่อน
This video answer 19 frequently asked questions about NRB Working Capital Loan Guidelines 2079. This video will help to further clarify about the provision related to guidelines. #FAQ #nrb #workingcapital #learnwithbrshakya Binaya Ratna Shakya is a Professional Banker with experience of more than 14years in Credit Management, Risk Management, Branch Management and Liability Management in Commer...
Empowering Nepali Finance: Your Gateway to Banking and Financial Mastery
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NRB Working Capital Loan Guideline 2079 (2nd amendment only) #nrb #workingcapital #loan
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Willful and Non-Willful Defaulters: Explained as per NRB Directives 2080
มุมมอง 8838 หลายเดือนก่อน
Willful and Non-Willful Defaulters: Explained as per NRB Directives 2080
Reporting Club Officer for Upcoming Lion Year using Lion Portal
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Banking Offence and Punishment Act 2064 with Amendment
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Avoiding Mistakes: Mutual Fund vs Fixed Deposit
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Lion Portal: Process to report Service Activity (in Nepali)
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Lion Portal for all Lion Members of Nepal (in Nepali)
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Use your monthly income using 50-30-20 Rules #budgeting
มุมมอง 5729 หลายเดือนก่อน
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Gross & Net NPA: Ways to analyze risk assets of the Bank
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Loan Client Interview Tips: Mastering the Process #loaninterview
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Fund Flow Statement Analysis for Bank Loan: Guide to Banker
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Risk Weighted Exposure based on Capital Adequacy Framework 2015 (NRB Unified Directives 2080)
มุมมอง 4.8Kปีที่แล้ว
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Mastering Audit Reports: Insider Tips for Effective Utilization
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Basics of Business Credit Analysis for Bankers and Lenders
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Mastering Financial Projection: Easy Step-by-step guide
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Letter of Credit: Meaning, Types and Process (in Nepali)
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Start Up Enterprises Credit Fund Procedure 2079, Nepal - Explained
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Start Up Enterprises Credit Fund Procedure 2079, Nepal - Explained
Restructuring (पुनरसंरचना) & Rescheduling (पुनरतालिकीकरण) Bank Loan with NRB provisions
มุมมอง 7Kปีที่แล้ว
Restructuring (पुनरसंरचना) & Rescheduling (पुनरतालिकीकरण) Bank Loan with NRB provisions
Bank Guarantee: Meaning, types and importance (explained in Nepali)
มุมมอง 14Kปีที่แล้ว
Bank Guarantee: Meaning, types and importance (explained in Nepali)
As a credit reviewer, how to review credit appraisal file of New/Renewal of bid bond/performance bond and supplier credit guarantee? How does company's financial statements play a role in these types of guarantees? How to access the guarantee limit as there is no Net Trading Assets(NTA)? Please provide a Step by step guide to review it thoroughly as a beginner
Sure... Keep watching!!!
Add more informative it's useful. Thank u for sharing
Sure 👍
उपयोगी जानकारी ।
🫡🫡
Bank lai chaine ratio ko bare vedio banaunus sir
th-cam.com/video/QBklsi9BMFU/w-d-xo.html
kei bujhena
It is only concept.
Thank you for the video, sir. Besides the fundamental strategies mentioned, we can also leverage technology for debt recovery management by implementing a proper recovery tracking system. I am also working at a BFI, where I have also suggested creating a portal for recovery management. In my opinion, having such portal would enable access to updated customer data, automated recovery process i.e., letter issuance, SMS alerts, and file status without wasting much time. Which also can be used for any further business decisions. The use of technology is crucial in every aspect of business.
Yes very true...
Guarantee Claim ko bare ma pani kehi bhanus na
Sure... Keep watching
Bank to bank transfer Garda RS11 katne kina hola dai? Rs1 transfer Garda Rs 11 katcha tax .. sano amount transfer Garda ni 11 katne thulo AMT Garda ni 11...
It's a charged levied by payment gateway... not by the Bank.
Leo members haru add kasari garni ho sir?
It is same process as Lion Member.
समय सान्दर्भिक भिडियोको लागि धेरै धेरै धन्यवाद ।
Welcome
Good information
Thanks
पुरै मैले आज सम्मन गरिराको कार्यको बर्णन आज चाहिँ आफ्नो सुपरभाइजरलाई सबैकुरा जानकारी गराइ समाधान दिन सक्नु छुट्यो दाइ❤
First one
1.Salary lagayetko operating expenses garna mildaina cash credit bata refer to 10.7 on nrb wc guidelines. 2. Current ra cash credit ac differently maintain garna parcha ani sidhai cash creditma jamma garna mildaina current acma jamma garera route garna parcha. Pls Correct yourself. Thanks. 🙏
NMB saral bachat fund E le kahile kati bonus dinx hola?
uniharuko book close bhaye paxi decide hunxa hajur
Book close gari ki nai sir
Thank u so much sir😊
Most welcome
Great to understand LC
8 मिनेट 30 सेकेन्ड मा तपाइको बृफिङ गलत भाको छ स र
Yes... Short Term Liabilities should not finance long term assets at any cost.... Thank you for identifying... it is just speaking mistake... slides is correct :)
Imformative
HOW TO CLASSIFY LOCKER HOLDERS AS LOW, MEDIUM, HIGH AND PEP AS PER NRB UNIFIED DIRECTIVE?
Locker holder is classified as per associated accounts
@@learnwithbrshakya u mean, if an account holder is in high risk then her locker is also classified in high risk?
@@sabinji Yes...
Dai 🙏 yestai vedio upload gardai garnus. Ma harek video herxu tapaiko ra sikxu, sikxu dherai kura haru
Sure... pls share it in your social media as well...
Great video
Thank you... please share it in your circle...
यो च्यानलको भिडियो हेर्दा बिज्ञापन समेत स्किप नगरी हेर्ने म मात्र हो कि ? अरु पनि हुनुहुन्छ ?
Sir loan ko lagi banaune projection report kasari banaune detailed video paye best hunthyo🙏
th-cam.com/video/Bwuk1ZrZtb0/w-d-xo.html
Thank you so much for information .
You are most welcome.
Thanks sir
Informative 👍🏻
Glad it was helpful!
Namaste Sir. As per latest arrangement the SESME category limit has been raised to Rs 20 million. So does it also falls under RRP? Similarly, as mentioned domestic corporates have different ratings, so how is it different than RRP? Could you pls elaborate?
The threshold has increased to NRs.25million for RRP. If credit rating agencies is taken by domestic corporates, then haircut will be as per Claims on corporate & securities firms.
Thanku
Nice
Great sir
🎉❤Thank you for information Binya sir
Always welcome
Personal Account kholda Beneficial Owner rakhna milxa ki mildaina?
Rakhna milxhha with proper justification... kina rakhney bhanera...
Thank you for this Useful video sir ❤🙏🙏
Most welcome
Sir microfince ma nikalne base rate r nfrs nikalne online class x vane jankari pauna class lina man x
sorry for now... but keep on watching....
Thank you sir for your kind information 🙏🙏🙏
Always welcome
🙏🙏🙏
Please demonstrate about Capital adequacy calculation.
th-cam.com/video/xBDiL0z1EWQ/w-d-xo.html
Sir...nominee laai beneficiary owner bhanna milchha ki mildaina??
Nominee and beneficial owner are two different things... nominee gets benefit after death of account holder... however beneficial owner take benefit everytime....
@@learnwithbrshakya thank you sir for your kind information🙏
Wow wow , must needed video. The examples you gave are so commendable. Sir please never stop making videos 🙏 Respect 💜💜
Thank... Keep watching and share it
🙏🏻🙏🏻
Thank you sir
Welcome
❤❤
:)
Part 2 ko link please.
th-cam.com/video/3HVusZCHRSQ/w-d-xo.html
good
Thanks
Agiloo video kata xa
th-cam.com/video/DHvL25DsUyw/w-d-xo.html
Thanks for such an informative video. Please keep posting such videos..👍👍👍👍👍👍
It's my pleasure
very used full
Glad to hear that
Thank yo sir for this important video. I usually search your account once in a month for new contents like this.
Thank you :)