Hello Friends, I am Pankaj, an Investment Banker, after my B Tech from IIT Kharagpur & MBA from FMS Delhi. In two decades of my career, I have worked with several firms like UBS, JP Morgan and Citigroup. In my role as Equity Analyst & Head of Equities, I advised several large Global and Indian mutual funds on Indian stocks. I was recognized multiple times by Asia Money and Institutional Investor polls as Best Analyst. I won Best Stock picker and Best earnings estimates award from Thomson Reuters. I am also an author and my books include, Big Data: A Beginner's Introduction and Artificial Intelligence: Evolution, Ethics and Public Policy (both with Routledge, Taylor & Francis) and Demonetization (Bloomsbury). I have started this channel to educate Indian investors on market fundamentals to help them take informed decisions for their wealth creation. Please note that these are my personal views and any of my previous or current employers has no relation to the opinions expressed here.