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Rashida Herbers
United States
เข้าร่วมเมื่อ 14 ก.ย. 2006
How Much You SHOULD Have In Your 401(k) By Age
📈 How Much Should You Have in Your 401(k) by Age? (2024 Guide)
Discover exactly how much you should have saved in your 401(k) at every age in 2024. From your 20s to your 60s, learn the real savings targets you need to retire comfortably. Plus, get a powerful "Triple-Maximize Strategy" that could double your 401(k) returns!
💸 Earn $300 from SoFi Bank! Currently paying 4.2% APY ➡️ www.sofi.com/invite/money?gcp=7289cc7b-8d04-4e47-9f44-561e62d30eb5&isAliasGcp=false
Money Mindset Playlist: th-cam.com/play/PLQ189wPdVPeId0Y5O7ZYvpQMzGXoBnb49.html&si=-FLq97jA7vgblbBU
⏰ Timestamps:
0:00 - Introduction
2:00 - Why 401(k)s Matter More Than Ever
4:00 - The Reality of Retirement in 2024
6:00 - Savings Targets in Your 20s
7:30 - 30s Growth Phase Strategy
9:00 - 40s Acceleration Phase
10:30 - 50s Power Years
12:00 - 60s Fine-Tuning Phase
13:00 - The Triple-Maximize Strategy
16:00 - Catch-Up Strategies
18:30 - Action Steps
💰 Key Topics Covered:
- Real 401(k) balance targets by age
- How to catch up if you're behind
- The truth about employer matching
- Best investment strategies for each age
- Tax optimization secrets
- Common 401(k) mistakes to avoid
🔥 FREE RESOURCES:
Check out our recommended high-yield savings account: www.sofi.com/invite/money?gcp=7289cc7b-8d04-4e47-9f44-561e62d30eb5&isAliasGcp=false
#PersonalFinance #Retirement #401k #FinancialFreedom #MoneyTips #RetirementPlanning #InvestingTips #WealthBuilding
*Disclaimer: This content is for informational purposes only and should not be considered financial advice. Always consult with a qualified financial advisor for personalized recommendations.
th-cam.com/play/PLQ189wPdVPeId0Y5O7ZYvpQMzGXoBnb49.html&si=-FLq97jA7vgblbBU
F T C D I S C L A I M E R : :
Some affiliate links may be used above, meaning that I may receive a commission should you decide to click that link and make a purchase. My content is UNINFLUENCED by brands, PR products received, usage of affiliate links, or brand partnerships. THIS VIDEO IS NOT SPONSORED
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..
➸ BUSINESS INQUIRIES ONLY:
Rashida.SmartMoney@Gmail.com
➸ S U B S C R I B E … www.youtube.com/@RashidaHerbersMoney
Credits:
Free Stock Footage by Vecteezy.com
Discover exactly how much you should have saved in your 401(k) at every age in 2024. From your 20s to your 60s, learn the real savings targets you need to retire comfortably. Plus, get a powerful "Triple-Maximize Strategy" that could double your 401(k) returns!
💸 Earn $300 from SoFi Bank! Currently paying 4.2% APY ➡️ www.sofi.com/invite/money?gcp=7289cc7b-8d04-4e47-9f44-561e62d30eb5&isAliasGcp=false
Money Mindset Playlist: th-cam.com/play/PLQ189wPdVPeId0Y5O7ZYvpQMzGXoBnb49.html&si=-FLq97jA7vgblbBU
⏰ Timestamps:
0:00 - Introduction
2:00 - Why 401(k)s Matter More Than Ever
4:00 - The Reality of Retirement in 2024
6:00 - Savings Targets in Your 20s
7:30 - 30s Growth Phase Strategy
9:00 - 40s Acceleration Phase
10:30 - 50s Power Years
12:00 - 60s Fine-Tuning Phase
13:00 - The Triple-Maximize Strategy
16:00 - Catch-Up Strategies
18:30 - Action Steps
💰 Key Topics Covered:
- Real 401(k) balance targets by age
- How to catch up if you're behind
- The truth about employer matching
- Best investment strategies for each age
- Tax optimization secrets
- Common 401(k) mistakes to avoid
🔥 FREE RESOURCES:
Check out our recommended high-yield savings account: www.sofi.com/invite/money?gcp=7289cc7b-8d04-4e47-9f44-561e62d30eb5&isAliasGcp=false
#PersonalFinance #Retirement #401k #FinancialFreedom #MoneyTips #RetirementPlanning #InvestingTips #WealthBuilding
*Disclaimer: This content is for informational purposes only and should not be considered financial advice. Always consult with a qualified financial advisor for personalized recommendations.
th-cam.com/play/PLQ189wPdVPeId0Y5O7ZYvpQMzGXoBnb49.html&si=-FLq97jA7vgblbBU
F T C D I S C L A I M E R : :
Some affiliate links may be used above, meaning that I may receive a commission should you decide to click that link and make a purchase. My content is UNINFLUENCED by brands, PR products received, usage of affiliate links, or brand partnerships. THIS VIDEO IS NOT SPONSORED
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ..
➸ BUSINESS INQUIRIES ONLY:
Rashida.SmartMoney@Gmail.com
➸ S U B S C R I B E … www.youtube.com/@RashidaHerbersMoney
Credits:
Free Stock Footage by Vecteezy.com
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So smart! They need to teach this in school!
Ok, I need to start taking this more seriously and catch up!
I saw the thumbnail and wondered if you two were twins. 😊
Thank you ladies! 🙌🏽
Hear me out…put this entire video in a ebook or guide and sell it.
Wooooow! That is quite the complement!
This is sooo good and you got my girl on here who just happens to be your twin! I love it! ❤ Thank yall so much for this 🎉
We appreciate the love! 🫶🏾
Great video sis 👍🏽
Thank you 🤗 Crispy!
Rashida could you do a video on what we could cut costs on and how that could benefit a person? Asking because I haven’t gotten my nails done in over 5 years! I still can’t afford to on my 80k income. It costs around now I think $$40-60 for a fill-in now. Some of us don’t know where to start 🤷🏽♀️ with cutting costs.
Nicole, I got you! I will come up a great video covering this topic as I know so many people are struggling to stretch those dollars these days.
I get anxiety thinking about retirement planning but it has to be done. So thankful for this information Rashida. I'll be back! 💕
Yes! 🙌🏾 Happy to hear you are going to take it serious! Take care of your future self now!
This is so helpful! I'm almost on track for my age, but this is definitely good information I can use.
Awesome!!! 👏🏾. Just raise that contribution rate 1-2% each year so you can reach for Champion Level! 🏆
Man really love this video! I am not at all as far off as I thought. Hitting champion level in near future God willing.
🤓🤓❤
Hey baby! 👋🏾
The gems dropped in this video!
💎 💎 💎! I see you are picking up what we threw down. Thanks for joining us.
Good morning.
Good Morning and thanks for joining us Punisher!
This was so helpful, Rashida! Loving your channel!
Thank you so much Sandy!!! I’m glad you got value from it. Helps to be able to put real numbers on things and gain better perspective.
Hey TWIIIIN!
I unfortunately am so behind in this process that I’m afraid I won’t be able to retire in 8 years 😢 I will incorporate some of your tips to at least advance a little further.
You got this! Get laser focused and put everything else on the back burner. You are taking a huge step in getting educated and taking action.
Good morning Rashida 😊
Good Morning! 😃 Thanks for being here first my friend!
You guys are sooo sweet! Such an Inspiration. Thx for these video!
Thanks for tuning in! 🫶🏾
im laughing at myself thinking the thumbnail was a hair before and after lol
A few people had this same thought lol 😂. Thanks for checking us out!
Tell us what topics you want to hear us discuss in Part 2 of the Twins Talk series!!??
For Part 2, can you include more details on transitioning out of the workforce and any info on how to use one’s personal income on the business side yet separating/record keeping accurately? Thank you! 🙏🏽😊
I thought the thumbnail was a before/after pic of you 😂 you’re both wonderful creators keep it up!
Thank you! 😁
Wow great video. Super informative and easy to understand. Helpful to those trying to learn but feel intimidated by the process.
Glad you enjoyed it! I would be happy to answer any questions you have to help you through the process!
Please do a series!!!
We got you boo. Series is coming! Thanks for risking the time to check us out. 🫶🏾
Thank you both for sharing this information. It was very helpful especially for us smaller content creators
You’re welcome! Glad you got some value from it Sis! 🙏🏾
Great video, ladies! This was a fantastic sharing session. We appreciate you!
We really appreciate you tuning in!!! We have more to come!
🦾🦾🦾👌🏿👌🏿👌🏿👌🏿 I just about maxed out my Roth IRA this year and this is really my first time going full into investing
This was sooo informative!!! Love it-please do more❤️
Thank you for watching! You can bet there will be more to come!
New Subscriber Here :) Definitely the motivation that I needed as I continue my journey. Keep going!!!
Welcome to the family! I'm so happy you decided to join us. 😊 KEEP GOING BROTHER!!! Drop us a link to let us know where we can support you ♥️!
The double, triple, quadruple takes I did🤣🤣🤣 Baby I was confused.
You do not have to adjust your screen lol! 📺
Now that I’m at the end of the video, YES I’d love to see a part 2!!! I feel like every young person should just see this in general because of how educational it is!!!! Shoot, some of this stuff I didn’t even know. I could have listened for much longer 💯
Thank you so much for tuning in, Sis. We appreciate the support more than you know!!! 😊 Stay tuned for more to come!
Well Hi Rashida!! Nice to meet you!!! And hey Sharida girl!!! This is so interesting and informative, I didn’t know how deep it goes! Thanks to both of y’all for making this video and opening up about it 🫶
Thanks for showing love Amanda. 🫶🏾
Hi Rashida, I found you by way of your sister’s YT. I watch her and trust her fragrance guidance. That said, I would like to hear more about your financial planning services. I have a 401k from a job I just left (still sitting with them) and some real estate… etc. How can we connect. Thanks!
Monica! Thanks for checking us out on my new channel! Check out my other videos here: th-cam.com/play/PLQ189wPdVPeId0Y5O7ZYvpQMzGXoBnb49.html&si=0KuMLxOpQXSpvCw3
Disclaimer: I am not a licensed Certified Financial Planner. I am a mere nerd of 20 plus years on the field.
Sharida (if you don’t already) get yourself your own domain name and website. Add a blog if you like and run ads as another source of income. Also, capture your audience with a monthly fragrance newsletter. If these platforms close tomorrow, your followers can find you and you will own your content on your own website. This is a great video! Thank you for sharing your content creation journey.
Ebony! Now, you just gave us a nugget to chew on! Thank you! And we appreciate you checking us out more than you know! 🫶🏾
@ Yess! Of course! And my comment is for you both. Love your channel and how you’re providing value to your viewers. Keep going!
Love this video. Thanks for the transparency 💕
We got more coming for ya , Sis! 🫶🏾
Keeping it real! Love the transparency to help other folks! and yes, I have noticed the nice design touches on your channel, Sharida! Thanks! ❤
This is so cool y’all did this video! So much of it spoke to me or clicked with me; thanks for sharing 🎉😊
Also, thx for introducing us to your twin! I had to do a double take when I saw the cover 😂
Thanks for watching! I am so happy you got value from it! 🙏🏽
This is awesome video...good job
Thank you for checking out the video! I'm so glad you enjoyed it! 😊
Consider subscribing to the channel for more to come!!! 🙏🏽
Also, I see you are a Medic! I am law enforcement. My people ‘n the house! ⛑️ 👮🏾
@ your welcome sir
Omg you sound exactly like her 😮
It’s a TWIN thang lol 😂. 👯
Thanks for checking out the video! Your support is appreciated more than you know! 🙏🏽
Enjoyed this conversation
We are so happy to know you got value from it! More videos to come, thanks for checking out the video Sis.
I had to comment because I have never seen a video done in this way where you are discussing the TH-cam journey and giving the financial aspect of things in the same video. Definitely love the perspective that each of you bring to the conversation. My twin sister and I are starting back up our channel so this was definitely nice to see ❤❤
Super happy that you got value from it! Please let us know you and twin sisters channel so we can check it out!!! 👯. Thank you for taking the time to watch our video ♥️.
Twinnss!! Awe, this is great! The idas. 😂❤ I'm a frag girly also. Thank you for sharing this information! I should've BEEN on YT long time ago...🤦🏾♀️
Get on YT and don’t stop! We all have something to offer to the world. Thank you sooooo much for checking out our video. Stay tuned for more to come! 😊
How long does it take to join the credit union and get an account set up?
The application only takes a few minutes. Then over the next day or so someone from the CU will contact you to verify some info. Then BOOM 💥 you’re in there!
@@RashidaHerbersMoney 🙌
I lovvvvvve Rashida’s hair! ❤❤❤ Soon cutting my hair like that.
Thank you! I love it this short, so easy to manage!
Your parents did their thing! ❤
Awwwe, thank you Fatima. You’re sweet! Thank you so much for tuning in!
Awww 🥰
Why would y’all do this to me. Lol I thought I was losing it for a minute 😂😂😂
Mind playing tricks on ya 😂! Thanks so much for checking us out.
Wisdom at its best! This is so good! wow!
Tia! Thank you so much for checking out the video. We will all be ahead of the game if we can remind ourselves of what’s truly important in life! Stay tuned for more to come.
Omg I’m seen double 😂
👯
I thoroughly enjoyed this video! So many great nuggets were given. Thank you to Sharida for introducing us to you!
Thanks for watching! I appreciate you tuning in! 🙏🏽
Soooo nice to meet you Rashida!!! I was like wait.. what in the AI was going on here at first 😂😂😂😂 I subscribed and in tuned in
Heeeey! Welcome in Nicole. Thank you so much for joining our community and taking the time to check out our video. More Twin talks are coming!