TimeWise Financial
TimeWise Financial
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Not the Money Person? It's Still Important to Get Involved in Your Household's Finances!Not the Money Person? It's Still Important to Get Involved in Your Household's Finances!
Not the Money Person? It's Still Important to Get Involved in Your Household's Finances!
มุมมอง 1114 วันที่ผ่านมา
Couples often split responsibilities in a relationship. Most times, duties are separated based on each partner's strengths. Which spouse tends to handle the finances in your relationship? If money is more your partner's responsibility, you should get involved in all your household's financial meetings and decisions. Your relationship should be one of trust and verification. "I trust you but I w...
The Election & The Market | How Elections Typically Affect the Stock Market and What 2024 Could MeanThe Election & The Market | How Elections Typically Affect the Stock Market and What 2024 Could Mean
The Election & The Market | How Elections Typically Affect the Stock Market and What 2024 Could Mean
มุมมอง 5121 วันที่ผ่านมา
How will the election affect the stock market? Matt Atwood, CFP® delves into the historical relationship between elections and the stock market in this 30-minute webinar. Discover how elections have influenced market trends and the economy, before and after election day. Learn why avoiding panic and excessive media consumption during election years is especially important. Matt provides insight...
How to Fund a Living Trust with Your Assets | 2 Reasons to Set One Up for Your FamilyHow to Fund a Living Trust with Your Assets | 2 Reasons to Set One Up for Your Family
How to Fund a Living Trust with Your Assets | 2 Reasons to Set One Up for Your Family
มุมมอง 1602 หลายเดือนก่อน
Caroline Piehl, CFP® covers 2 reasons to set up a trust: #1: To put guardrails around beneficiaries spending the assets. #2: To avoid probate. To fund the trust, let's look at two buckets of assets you may have: retirement accounts and after-tax assets. #1: Retirement Accounts - To avoid triggering a tax event while funding your trust, you can fund it by updating your beneficiaries (ensuring th...
Why Home Prices Keep Increasing! #realestate #housingmarket #supplyanddemandWhy Home Prices Keep Increasing! #realestate #housingmarket #supplyanddemand
Why Home Prices Keep Increasing! #realestate #housingmarket #supplyanddemand
มุมมอง 422 หลายเดือนก่อน
Mortgage rates are high, but home prices keep rising - blame the lack of housing supply. Sellers don't want to sell and give up a low interest rate for a high one that would likely double their monthly mortgage cost. Low supply means higher prices for what little inventory is available causing a huge strain on buyers, especially young millennial families.
Tax Strategies for Investors | 5 Ways to Decrease Taxable IncomeTax Strategies for Investors | 5 Ways to Decrease Taxable Income
Tax Strategies for Investors | 5 Ways to Decrease Taxable Income
มุมมอง 253 หลายเดือนก่อน
The end of one tax season is the perfect time to plan for the next. It's best to make your smartest tax moves during the year. Here are some updates to help you prepare for the 2024 filing season: 1. The standard deduction for 2024 has been increased. 2. Contribution amounts to Health Savings accounts have increased. 3. Contribution maximums to Retirement accounts (ROTH IRAs, 401ks, and ROTH 40...
The Ripple Effect: How Inflation Impacts Interest Rates and Beyond #nvidiaThe Ripple Effect: How Inflation Impacts Interest Rates and Beyond #nvidia
The Ripple Effect: How Inflation Impacts Interest Rates and Beyond #nvidia
มุมมอง 674 หลายเดือนก่อน
This is a full-view market update on the current U.S. Economy. Matt Atwood, CFP® provides a detailed update on our current economy. He discusses: Inflation GDP Interest Rates Borrowing Costs & Why the Market is Down. At Timewise Financial, we offer more than just money management by helping you define a clear purpose for your future and implement a carefully crafted financial plan that gives yo...
Spring Clean Your Budget | 3 Ways to Save MoneySpring Clean Your Budget | 3 Ways to Save Money
Spring Clean Your Budget | 3 Ways to Save Money
มุมมอง 455 หลายเดือนก่อน
Let's lose some financial weight! Consumers spend about $200/month on streaming services like Netflix, Hulu, Amazon Prime, and Stitch Fix but a chunk of them go unused. Consider downloading subscription management software to cancel unwanted subscriptions. Budgeting apps can help you track your spending and credit score. How much do you actually spend? There are probably areas you can save in. ...
What is a Revocable Trust and What are Its Benefits? | Estate Planning Basics | Trusts 101What is a Revocable Trust and What are Its Benefits? | Estate Planning Basics | Trusts 101
What is a Revocable Trust and What are Its Benefits? | Estate Planning Basics | Trusts 101
มุมมอง 707 หลายเดือนก่อน
Grandma's china collection? That's an estate. Trusts are for anyone with anything worth protecting, not just the top 1% or the uber-rich. With over 10 years of estate planning experience, two financial experts discuss why a trust is useful to most people. Education helps you better understand how you can protect your assets, minimize taxes, and ensure your wishes for your family are followed. G...
How to Manage Money as a Couple | 3 Common Issues Stopping the "Money Talk."How to Manage Money as a Couple | 3 Common Issues Stopping the "Money Talk."
How to Manage Money as a Couple | 3 Common Issues Stopping the "Money Talk."
มุมมอง 277 หลายเดือนก่อน
Most couples use Valentine's Day to express their love, but one of the most valuable ways couples can say "I love you" is through financial transparency. Caroline Piehl, CFP® discusses ways to prioritize this conversation. Only 43% of the general population talked about money before marriage, but the number rises to 57% for affluent couples and jumps to 81% for young professionals. We address 3...
Post-Divorce Financial Planning | Work with a CDFA®Post-Divorce Financial Planning | Work with a CDFA®
Post-Divorce Financial Planning | Work with a CDFA®
มุมมอง 418 หลายเดือนก่อน
January marks the beginning of divorce season. You don't have to manage alone. We provide post-divorce transition and financial planning. Your accounts might need to be renamed, transferred or closed, property re-titled or sold, wills redone, budgets put in place, etc. It can be overwhelming! Let us help with planning the next steps & help you identify and pursue your financial goals after your...
End of Year Tax Planning Tips | 3 Strategies for High Income IndividualsEnd of Year Tax Planning Tips | 3 Strategies for High Income Individuals
End of Year Tax Planning Tips | 3 Strategies for High Income Individuals
มุมมอง 2810 หลายเดือนก่อน
High-income individuals typically build high net worths. Their assets usually include property values, investment accounts, stocks, and other investment vehicles. Every investment decision has tax implications that may be reduced with efficient tax strategies. Tax Specialist, Sarah Rentschler, explains 3 tax planning tips: 00:37 - Tax Loss Harvesting (What it is and How to) 01:21 - ROTH Convers...
Step-by-Step Legacy Planning Webinar | Estate Planning Basics in 25 MinutesStep-by-Step Legacy Planning Webinar | Estate Planning Basics in 25 Minutes
Step-by-Step Legacy Planning Webinar | Estate Planning Basics in 25 Minutes
มุมมอง 2911 หลายเดือนก่อน
You should have a blueprint for what will happen when your parents or spouse become ill, incapacitated, or mentally compromised. If you do not plan beforehand things can get very complicated very quickly. Plans are for when, not if. Experienced Financial Advisor Kate Moseley will help you create a step-by-step plan in this webinar. If you would like to receive the checklists Kate mentions, plea...
NOT HAVING ENOUGH MONEY | Overcoming Financial Fears: Financial Experts' Top 5 Money WorriesNOT HAVING ENOUGH MONEY | Overcoming Financial Fears: Financial Experts' Top 5 Money Worries
NOT HAVING ENOUGH MONEY | Overcoming Financial Fears: Financial Experts' Top 5 Money Worries
มุมมอง 37ปีที่แล้ว
Financial Advisors are not exempt from money worries. This video addresses these 5 concerns: 1. Falling Behind Financially - This is a concern for most but is especially a concern for the younger generations - Gen X, Millennials, and Gen Z. 2. Not Having an Updated Financial Plan - Just like there are doctors who smoke and lawyers who break the law, some advisors don't update their own financia...
Investors' Market Update | Interest Rates Pause, Bond & CD Yields, Inflation...Investors' Market Update | Interest Rates Pause, Bond & CD Yields, Inflation...
Investors' Market Update | Interest Rates Pause, Bond & CD Yields, Inflation...
มุมมอง 76ปีที่แล้ว
Financial Advisor Caroline Piehl answers some of our most common investor questions in this market update. 0:00 Introduction 0:25 Will interest rates go up more? The Fed paused interest rates during their recent meeting on September 20, 2023, but will remain data-dependent which means rate hikes, cuts, or pauses are based on the monthly inflation and job reports. 2:50 When will interest rates f...
Equity Compensation & Taxes | What Employees Should Know About RSUs and NSOsEquity Compensation & Taxes | What Employees Should Know About RSUs and NSOs
Equity Compensation & Taxes | What Employees Should Know About RSUs and NSOs
มุมมอง 44ปีที่แล้ว
Financial Advisor Caroline Piehl explains the basics of equity compensation as it can get complicated. RSUs and NSOs are common types of equity compensation that may increase employees’ overall benefits, allow them to share ownership in the company, and provide the potential for a bigger payday. But, there are tax implications to consider. She explains: - RSUs (Restricted Stock Units) are an aw...