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My FRA is 67...I'll be taking it early, likely at 62...while I'm sort of young and can enjoy it and while it's still there...

Interesting stuff, good video

Thank you for sharing. Very interesting.

So only a reduction of 5% if I start ss a year before my fra year?

I purchased 10 at less than $3. It was one of my first buys, based on Buffet's purchase choice. But my portfolio states I own one stock. I don't know what's going on with it, but I want to get rid of it. Can Sirius XM commit to reporting the TRUTH? If so I may buy more. That would be it's only value imo.

These figures are BEFORE Part B is deducted, right?

are there any industries/sectors you would avoid during a crash/meltdown? why?

Thanks, Matt, I enjoyed your presentation on your largest 10 stock positions. Interesting stuff! Of those, I only own Realty Income.

Interesting, thanks!

I’ve been interested in Mercado Libre (MELI) stock for its strong presence in Latin America, especially in Mexico, Argentina, Brazil, and Uruguay. About a year ago, I explored emerging market investments, but didn’t feel confident about the companies I researched, and didn’t want to invest in an ETF. For Asia, I chose Alibaba (BABA), and for Latin America, I liked Mercado Libre due to its consistent growth and strong financials. Earlier this year, I invested, and it’s already up 20%. Many believe it’s still early in its growth. I’m also eyeing Coupang (CPNG) in Korea, though I’ve held off for now. Coupang became profitable in early 2022 and has been steadily increasing revenue since. While I already invest in Amazon, I like keeping some exposure to other e-commerce companies to stay connected with emerging markets. Have you considered Coupang?

Nobody in the 1960+ cohort will reach full retirement age for a few more years. I suspect many more people will take early retirement among these than in the past. I'm planning on being employed until 68 anyway for pension reasons. My parents died in their 70s so I can only hope i won't do the same. I have a younger wife and she won't retire for a while so retiring for me is pointless if I'm sitting around while she works. (She enjoys her work and is well compensated). Anyway. We will just pile up money for our kids.

Incredible that everyone is complaining. That the cost of living had been so high for the last 3 years. And we're getting a lousy 2.5% cost of living increase 🦬💩🤬🤬🤬🤬🤬

King Kinsale! Been in them for a while and SUPER happy. I love insurance, in general, and these guys are some of the best.

Matt, based on your top ten stock holdings I suspect that your stock portfolio is a relatively small percentage of your overall investment portfolio. In other words, you probably have investments in various ETFs and or mutual funds.,and the collective total dollar value of those far exceeds your individual stock portfolio. Would also suspect that the cornerstone of your investment portfolio is something like VOO or VTI.

Redfin❤️

Thanks for the excellent introduction to Kinsale. Do you know, Matt, what the performance of their equity portfolio has been?

If KNSL can keep growing at over 30% YoY for many years to come, then it is undervalued. My guess is that revenue growth will eventually slow down, margins will fall, and combined ratio will increase as they increase market share. If their business has some type of competitive advantage, then maybe they can maintain that growth. If I knew what that competitive advantage was and I agreed that would help them maintain long-term high growth, then I would buy shares right now.

Thanks, Matt, for an interesting presentation on KNSL. KNSL appears to be an exceptional insurer, BUT it also appears to be richly priced with a forward P/E of 28. And, for me, the dividend yield is just way too low.

Matt, Berkshire received an exception from regulators back in the 1960s that allowed Warren to invest a much higher percentage of the float in equities rather than safer bonds. Markel does not have this exception from regulators, and I suspect the same is true regarding Kinsale. Seriously doubt either one of them would receive approval even if they pursued it. Seems like a pipe dream to compare either company to Berkshire. A Morningstar analyst wrote an article awhile back that punched many holes in the idea that Markel is a mini Berkshire. This is a classic case of hope springs eternal and investors can become blinded. Seeing things how you want them to be prevents people from seeing things as they actually are in reality. That said, an extremely well run insurance businesses are very profitable. If Kinsale is able to maintain something even close to the combined ratio you mentioned then the company will be an exceptionally good investment.

Hi Matt. I am with you on $KNSL. A lot to like about it: experianced management with skin in the game, low market share with a lot of room for growth, high ROIC, use of technology and database when assessing risk, focus on SMEs, etc. However there are some risks: high valuation and risk of natural or other disasters dependance of couple of key brokers, wrong risk assessment, etc. IMHO there are more postives then negatives. How do you look at the risk profile of this company?

3.2 10 dollars wow

Entered at 2.30. Still waiting for these amazing numbers to arrive with the more optimistic housing market. The short term was that people would buy it up over rate cut news

Lucid is the future

Apparently the people who decide how much we get for a raise on social security is not on social security and don't do groceries shopping that raise for 2025 is not enough for a week of groceries so sad the illegals gets better food than we do having worked all our lives and paid into the system its not right my personal opinion 👎😓

Thanks for another great video Matt! Redfin is definitely changing for the better. All of their strategies so far seems to work very well depsite a horrible housing market, but that seems to be turing around I believe Redfin will be a 10 bagger, if not more, from here

Another double and you're back to the IPO price 7 years ago! 😂

Thank you but all at or near their ATH.

Don't forget GS can use the US Treasury like an ATM machine if a recession arrives, didn't they do this during the 2008 recession? Weren't they involved with the TARP Bill passed by congress around 2008 or 2009? They also play musical chairs at the US Treasury Dept. Every Presidential administration wether republican or democrat brings in people from GS to work at the Treasury Dept. GS is a must have in your stock portfolio if you want to have a financial stock.

So it can be manipulative data because it only consider for 3rd quarters data.

I, for one, am glad I purchased stock in Boston Omaha when I did. As someone who has only been investing for a few years, I needed to learn my lesson. Now I have two decisions to make. 1 - Do I cut my losses and simply exit my position, or do I risk waiting to see what the stock does? 2 - If I do wait, and the price finally raises, do I cut and run when the price breaks even, or do I let it ride? It will be fun to see what happens. And next time the same circumstances come along, I'll (hopefully) be a little wiser.

We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them..

Great analysis, go Cocks!

HOW DO THEY MAKE MONEY IS IT FROM ADVERTISING???

UPI is killing Visa and Mastercard.

Saudi is more wealthy than the US. 10 fold . So dont take the news lightly

They don't need to charge subscribers they can make money on advertising alone just like radio

Tyler: IBRK Matt: COF

KIND full dive

LET'S GOOOOOOOOOO LUCID🏆🏁 FAMILY❤️🙋‍♂️ WOOHOO!😁👏👏🥳🥳🥳🎆🎇🎆🎇🎆🎇🙌💎💎💎 KEEP ADDING ON TO YOUR LUCID POSITIONS EVERYONE STAY FOCUSED BE DISCIPLINE HARD WORK DEDICATION GOONIES NEVER SAY DIE!🫡💯😉👍🚀🚀🚀🚀🚀🚀🚀🌕

I think the company shouldn’t be buying back their stock when it’s not even generating positive cash flow.

Great analysis and opinion I hope this gross profit target by end of the year will be met And hope VW partnerships will not change or cancelled

Whoof!!!!

Thanks for the review- I gave up on BOC this spring. My bad boy is PAYC. Holding for now, but maybe AI will be the death knoll

Thank you Matt for the breakdown. Like you, holding on to BOC for another year to monitor potential turn around

I also used to follow $KIND quite closely but the app experience was very negative for me. So stopped following and their losses never had me convinced that they were getting anywhere. Maybe the new CEO can turn things around but I wonder in times of social media, how much energy do folks have to get on a new platform. Just wondering, do you use the platform Matt? If so, what benefits do you see as I always found the posts quite negative and non-appetizing for my psyche😃

Gonzalez Jessica Lee Michelle Hernandez Sandra

Wow BOC sounds like complete Sh**. I owned LMND for a while too, lost about 70% and then decided to harvest the loss about 6 months ago. I was expecting metromile to be huge for them and it's seemed to be worth nothing. Auto has gone nowhere. LMND really needs scale.

Thanks, Matt, for an interesting discussion on your losers. We all have had some but fortunately not many. My favorite insurance stocks are PRU and UNM which I bought back in 2020.

I like lemonade, but I don't like Lemonade. The monthly chart shows a lower low and a lower high. The big up bar isn't convincing enough to buy for me, but it might be a sign of life. I'm staying on the sidelines on this one and use my money elsewhere.

Like your honesty, Matt. Kudos to you.