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पैसाको कुरा (Paisako Kura)
Nepal
เข้าร่วมเมื่อ 11 พ.ค. 2013
Namaskar,
I am Niraj Simkhada having more than 18 years of banking experience.
This channel is basically designed to provide two categories of knowledge:
1. Financial Literacy: This is targeted to those who want to learn various information related to money and banking. By updating financial knowledge regularly, it helps them to make Rationale Financial Decisions. You will master to manage expenses, loan, investment, savings effectively and can move towards financial progress.
2. Banking Knowledge: This is targeted to Bankers who want to be updated regularly and enhance Banking knowledge. Further, it helps students to enhance their knowledge related to banking and helps them in various exams and preparation for banking job.
#paisako kura
#Paisa ko kura
#Money talk
#moneytips
#paisa
#moneysavingtips
#moneymanagement
#moneymatters
#money
I am Niraj Simkhada having more than 18 years of banking experience.
This channel is basically designed to provide two categories of knowledge:
1. Financial Literacy: This is targeted to those who want to learn various information related to money and banking. By updating financial knowledge regularly, it helps them to make Rationale Financial Decisions. You will master to manage expenses, loan, investment, savings effectively and can move towards financial progress.
2. Banking Knowledge: This is targeted to Bankers who want to be updated regularly and enhance Banking knowledge. Further, it helps students to enhance their knowledge related to banking and helps them in various exams and preparation for banking job.
#paisako kura
#Paisa ko kura
#Money talk
#moneytips
#paisa
#moneysavingtips
#moneymanagement
#moneymatters
#money
Chapter 4- Countercyclical Buffer (CCyB)/Credit Growth/ GDP Growth/ Capital Adequacy Framework/Basel
This is all about Countercyclical Buffer which is very important when system wide risk appears due to excess credit growth in economy. This is part of capital requirement of Banks as outlined by Capital Adequacy Framework in line with guideline issued by Bank for International settlement, Basel.
Further, this video gives you brief history of credit growth in the context of Nepal, relationship of credit growth and gross domestic product (GDP) and need of countercyclical buffer in banking system.
Information in this video is collected by documents issued by Bank for international settlement and Nepal Rastra Bank, Central Bank of Nepal.
0:00 Introduction
1:40 History of credit growth in Nepal
3:54 Credit Growth and contribution to GDP
5:03 Excess credit growth and need of Countercyclical buffer
5:37 Countercyclical buffer
6:43 Countercyclical buffer in Nepal
7:44 Comparison with China and India
8:50 Conclusion
Bank for International Settlement- Frequently Asked Question on Countercyclical Buffer:
www.bis.org/bcbs/publ/d339.pdf
#basel
Further, this video gives you brief history of credit growth in the context of Nepal, relationship of credit growth and gross domestic product (GDP) and need of countercyclical buffer in banking system.
Information in this video is collected by documents issued by Bank for international settlement and Nepal Rastra Bank, Central Bank of Nepal.
0:00 Introduction
1:40 History of credit growth in Nepal
3:54 Credit Growth and contribution to GDP
5:03 Excess credit growth and need of Countercyclical buffer
5:37 Countercyclical buffer
6:43 Countercyclical buffer in Nepal
7:44 Comparison with China and India
8:50 Conclusion
Bank for International Settlement- Frequently Asked Question on Countercyclical Buffer:
www.bis.org/bcbs/publ/d339.pdf
#basel
มุมมอง: 11
วีดีโอ
चेक चिरफार / Depth information about Bank Cheque / Types, tips, mistakes, security features etc.
มุมมอง 39014 วันที่ผ่านมา
Dear Friends, Cheque is a document issued by bank on behalf of customers and customers (we) use that document to receive or pay money. But we may don't know all hidden information about cheque. I have tried to incorporate all the information related to cheque which will be helpful for you to understand in detail. 0:00 introduction 0:58 Parties Involved in Cheque 1:19 Method of cheque issue 6:06...
डिजिटल मुद्रा/Part II/ Challenges on Central Bank Digital currency (CBDC) / Digital Money
มุมมอง 11928 วันที่ผ่านมา
This video explains about challenges on Central Bank Digital Currency (CBDC) in the context of Nepal. There are various inherent internal and external challenges to implement CBDC. Please watch the video for detail. 0:00 introduction 0:54 List of Challenges 5:25 Decrease in Numismatic Activities #paisakokura #digitalmoney #digitalcurrency #cbdc #challenges #nepalrastrabank
डिजिटल मुद्रा/Part I/Central Bank Digital currency (CBDC)#nepalrastrabank
มุมมอง 633หลายเดือนก่อน
This video will help you understand about Central Bank Digital Currency (CBDC). Why this is going to be relevant in today's context of digitization and increasing digital transaction/ mode of payment. Video also highlights why the entire world is thieving towards digital currency and why this is relevant to Nepal as well. Further, what are the benefits of switching to digital currency from phys...
Monetary Policy Instruments / How monetary policy works? #monetarypolicy
มุมมอง 185หลายเดือนก่อน
This video helps you to understand about instruments used to effectively achieve monetary policy objectives. Financial market also operates in simple rule of demand and supply. Since monetary policy is all about controlling money supply in market, the instruments used in monetary policy are used as per need to increase or decrease money supply in market. #paisakokura #monetarypolicy #bankingsec...
Cards issued by Banks/ Debit Card / Credit Card / Travel Card / eCom Card / NPR Cards / USD Cards
มุมมอง 1582 หลายเดือนก่อน
There are various cards issued by Banks. Nature, Features and usages of each card is different. Understanding the nature and its usages is useful to meet your various needs. This video gives you almost full information regarding cards issued by Banks. 0:00 Introduction 1:04 NPR Debit Card 3:32 NPR Credit Card 6:19 Dollar Debit Card 6:54 Dollar Credit Card 7:40 Travel Card 9:00 eCom Card #debitc...
Loan features. Dad and Daughter discussion about Mortgage Loan, Home Loan, OD #bankloan
มุมมอง 2722 หลายเดือนก่อน
In this video, dad and daughter are discussing about why financing % differ in different types of loan such as: Home Loan Mortgage Loan/ Home Equity Loan/ Loan against property Personal OD (Overdraft) Education Loan 0:00 finance% difference reason 1:29 less risk in home loan and education loan? 3:20 Why only 50% in Home equity loan? 4:50 home equity loan vs Personal OD 6:50 collateral for OD? 7...
१ करोडको धितोमा कती ऋण पाईन्छ ? How much loan will you get from your property? Loan to value
มุมมอง 3092 หลายเดือนก่อน
Are you thinking of taking loan from Bank and wondering how much Bank will give against the security of your property? This video will give you a clear insight about financing % and income requirement for various loans such as Home Loan, Loan against property, Personal Overdraft, Education Loan, Business Loan etc. 0:00 Property valuation 3:00 Home loan 4:47 Personal Overdraft 5:55 Loan Against ...
Share Loan / Margin Lending / Very useful to investors planning to purchase share by taking loan
มุมมอง 3643 หลายเดือนก่อน
Share Loan / Margin Lending / Very useful to investors planning to purchase share by taking loan
Bank account features discussion I Dad & Daughter I Know which bank account is suitable to you
มุมมอง 7773 หลายเดือนก่อน
Bank account features discussion I Dad & Daughter I Know which bank account is suitable to you
Lifecycle of Money (पैसाको जीवनचक्र) I Money Printing, issuance, Qualities, Forms, Cost etc.
มุมมอง 5813 หลายเดือนก่อน
Lifecycle of Money (पैसाको जीवनचक्र) I Money Printing, issuance, Qualities, Forms, Cost etc.
वित्तीय साक्षरताको क, ख, ग, घ I Beginning of Financial Learning I Financial Literacy. #moneytips
มุมมอง 4113 หลายเดือนก่อน
वित्तीय साक्षरताको क, ख, ग, घ I Beginning of Financial Learning I Financial Literacy. #moneytips
Monetary Policy Review 2081/82 I Looks very supportive to sluggish economy
มุมมอง 5K4 หลายเดือนก่อน
Monetary Policy Review 2081/82 I Looks very supportive to sluggish economy
कालोसुची। कारण, असर र हट्ने उपाय (Blacklisting reasons, affects and way to release)
มุมมอง 2.9K4 หลายเดือนก่อน
कालोसुची। कारण, असर र हट्ने उपाय (Blacklisting reasons, affects and way to release)
ऋण व्यवस्थापन (Effective Loan Management)
มุมมอง 3664 หลายเดือนก่อน
ऋण व्यवस्थापन (Effective Loan Management)
खर्च व्यवस्थापन (Expenses Management)
มุมมอง 8794 หลายเดือนก่อน
खर्च व्यवस्थापन (Expenses Management)
Chapter 3- Capital Conservation Buffer
มุมมอง 4125 หลายเดือนก่อน
Chapter 3- Capital Conservation Buffer
Chapter 2- Risk Weight Assets (RWA) Calculation for Credit Risk, Operation Risk and Market Risk
มุมมอง 4365 หลายเดือนก่อน
Chapter 2- Risk Weight Assets (RWA) Calculation for Credit Risk, Operation Risk and Market Risk
Chapter 1- Capital Adequacy (Basel) Framework simplified
มุมมอง 8975 หลายเดือนก่อน
Chapter 1- Capital Adequacy (Basel) Framework simplified
Is your income sufficient for a Loan?
มุมมอง 1895 หลายเดือนก่อน
Is your income sufficient for a Loan?
ऋण अस्वीकारको 25 कारणहरू (25 Reasons of Loan Rejection)
มุมมอง 5115 หลายเดือนก่อน
ऋण अस्वीकारको 25 कारणहरू (25 Reasons of Loan Rejection)
Advantages and Disadvantages of EMI/EQI
มุมมอง 2576 หลายเดือนก่อน
Advantages and Disadvantages of EMI/EQI
फर्मको shareholder कम्पनी रजिस्ट्रार बाट हटिसकेको पछि अरु सदस्यले त्यो फर्म चलाएको र फर्म cheque bounce भएर मेरो नाम पनि blacklist परेको रहेछ तर मेरो अर्को bank मा loan renew भएन. अब त्यो blacklist हटाउने प्रक्रिया के छ?
If cheque bounce done after you are released from company, then updated share lagat to be provided to Bank and KYC to be updated. Whereby your name will be removed from bank first. Then to update on CIC through Bank. Thanks.
Sir namste mero pani check bauns garaunuthiyo bauns ni vayo maele black list ma rakher poesauthunu sakxuki police repot garer sakxu pleashe any idea sir
Namaskar, Better you can do both.
सर जसको नाममा एकाउन्ट ब्ल्याकलिस्टमा परेको छ। उसको नाममा विदेशदेखि ime मा पैसा पठाउन मिल्छ कि मिल्दैन होला जानकारी पाउन
You can send money but can withdraw after deposit. As the account becomes debit restricted.
सर नमस्कार , कालो सुचिमा परेको केही समयपछि कालोसुचीबाट हटेपछी पुनः CIC रिपोर्टमा कुनै रेकर्ड रहन्छ कि रहदैन ? वा पुन बैकबाट कारोबार गर्न मिल्छ कि मिल्दैन?
Yes, all the record will be there but you can take loan and do other banking transaction after release from blacklisting.
Ramro Lagyo Explaination. please Explain Tiers of Capital
Sure. I will plan for this. Before that I am preparing for Counter cyclical buffer. Thanks for feedback.
Ani sir post dated cheque pachi sattna Jada account holder le ac nai terminate garisakeko vaye k hunxa????
You can bounce the cheque and proceed for blacklisting process.
🙏🙏
चेक बाउन्स भएर ब्ल्याकलिस्ट परेपछी । सो चेकको भुक्तानी भै चेकवालाले ब्ल्याकलिस्ट हटाइदिनु भनी निवेदन दिइसकेपछि । ब्ल्याकलिस्ट हट्छ। अनि पछि ब्ल्याक लिस्टवालालाई के असर पर्छ।
केहि असर पर्दैन। तर केहि समय bank ढुक्क हुन समय लाग्छ। तेसैले लोन चै नदिन सक्छ्।
Tapai ko mo no dinu yo niti where meet lipi lek ma xa ki walamchung gola ma xa mero des ma yo maile not meet please give your no where this
Sir, this is explanation of what Nepal Rastra Bank said in Monetary policy. I have just made video on that for more clarity. Further, NRB did what they said but it is true that result doesn’t come as expected. 12%loan growth seems not possible looking after last 4 months progress. Deputy government already said that. Let’s see what will be the next revision by NRB Pls write your concern in my email. simkhadan@gmail.com
Manpari niti moudrik niti ho jasto Lago 1 year ago ki anudan phirta gar bhandai Patra ather bank bata lutaauna laguxa mero sano rice oil flower mill xa rastra bank KO udaya pathak le mero lagani lao soil banyo bank bata lage KO lon lagani ho tapai lai tapai KO samrachana other sang no concert bhano mero Pura 4 member testai ma xa lagani 80 kak xa 45lak lon xa sirsak KO lagani other xaina yani beman Ka niti le ma jagga bechnema chhu yo des ma kina Kam garne public le jagga bechhenebhanda charko baje tirna garo xa y hat niti ho yo Kaha xa to niti?
Thank you so much for this amazing video! I need some advice: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?
I am talking about digital currency planning to issue by central bank, not about crypto. Further, crypto is illegal in Nepal so don’t have any idea.
Yosab bakbas matra ho. Loan Teri sake pachi pani kalo suchi ma naam cha. Yo chahi ke ho ?
Testo hudaina. You can talk to your Bank. It may take 10-15 days.
sir mero pani baink ma kalo suchi thiyo ra kalo suchi varkhar hataye pachi byaaj kam laagx vaner krishi ma apply pani gare tar pani rin pain sabai kaam vaisakeko thiyo last ma c i c report dekhda red rekhayo ra rin paun sakin k yasko upai xain ra ab hami le kahile aru baink baat rin paudin
1. There is not any connection on interest rate and blacklisting. You might be misguided. 2. You might have processed for blacklisting release but may not be updated in Karja suchana kendra (CIC). Please consult with your bank and confirm about blacklisting release.
If explanation can be in detail and slow ,it would be more fruitful .Difficult to grasp the ideas due to quick delivery of the content.
Thank you for your constructive feedback. Will improve in coming days.
Ahile commercial bank dev bank harule Kati % car maintain garnuparne bhayeko xa sir?
For commercial banks and national level development banks: 11% For regional level devolvement banks and finance companies: 10%
Additional requirement for counter cyclical buffer not required for this year.
@@paisakokura1 nimb Kbl ko financial report ma 11% cross xa but divedent dina paudaina why sir?🤔
@@dambarchemjong9476 Tier 1 capital short chha jasto lagchha. But need to confirm.
Sir karao bar 20/25 hajer ko x tara chak 4/5 barsha deyko x chak ma date lekhko xena chal bous bhaya ra black lis ma bhaya paxe aru bank ma account open garan sakenx ke sakena
Blacklisting bhai sake pachhi aru bank ma ni khata kholna mildaina.
मिल्छ हो ला ।। मैले कालोसूचीमा राखेको १.५ वर्ष भैसक्यो बैंक कारोबार भएकै छ@@paisakokura1
सर यो जमानी र साक्षी एउटै हो ?
No, jamani is ‘guarantee’ and has obligation to pay the loan if borrower fails in repayment. But ‘Sakshi’ is ‘witness’ and don’t have repayment obligation on loan. Guarantor is subject to blacklist and witness can’t be blacklisted.
Part 2?
Aaja aauxa video?
As I am out of town for official matter. I will be able to post video next week only.
🙏🙏🙏
margin lending kun bank le dinxa ra nepal ma sabaile shaare loan matra dinxa ta!! can u suggest me!
Please come to Sanima Bank, kalanki branch. You can find me as well.
Too much technicality sir, normal people le understand garne gari every policy ko definition and how does it effect on which sector vanera explain gardinus vayo Vani better hunthyo ki
Thanks. I will try my best to improve further in upcoming videos.
The girl is so confident really liked it🙏🏻
🙏🙏🙏
Very informative sir 👏
Bank account blacklist hatauna k k garnu parxa sir kati time lagxa hatauna
Jun applicant le blacklist gareko xa uha le nai release ko request dinu parxa. Ani request receive vayeko 1-2 weeks ma ta release hunxa sir if all the circumstances are normal.
👏 👏 👏
Nanu is soo eager to know more , love her confidence in every video keep sharing more 😍
कस्तो राम्रो आईडिया छोरिको बोल्नी बानिको पनि बिकास हुनि बित्तिय आक्षरता पनि बढ्नी ,सरको अझै करियर ग्रोथको कामना ! छोरिलाई माया अनि अझै ब्यक्त्तिव बिकासको कामना :
Thanks. I will try my best to continue my efforts.
thank you sir
Deserving
keep going ...banking related informative content
Kasto ramro content..ani personality ..vetera chiya guff garne man xa launa sir
❤❤❤❤❤❤
❤❤❤❤❤❤
❤❤❤❤❤
Soo helpfull
❤❤❤❤
awesome
राम्रो छ बाबु छोरिको बार्तालाभ ❤❤❤
❤❤❤❤
कति पैसा नेताको पानी ट्याङ्किमा होला😆 ती नेता एमालेका होलान छुटेछ 😆 अलि रमाइलो कुराहरु नि जोडेर बनाउनु सर जति सम्म मिल्छ् ,झन भिडियो उत्कृष्ट हुन्छ ! अझै सफलताको कामना !
Impressive 🎉
Informative❤❤ keep going
Sure 😊
Like comment and subscribed Niraj Dai.Grt stuffs
Pls share also
Informative 👏 👏.
Well explained 🎉
❤❤❤😊
Tapai ko explain garne tarika sahi x sir
Thank you. Keep watching, give feedback, share and subscribe.
sir सहकारी वा समूह मा फर्म दर्ता भाको छ र त्या बाट काटेको cheque bounce भयो भने , सबै member blacklist मा पर्छ कि त्यो फर्म ?
Question not clear but, if Cheque issued by cooperative,group(samuha) is bounced then signatories of account will be blacklisted.
@@paisakokura1नेपाली मा लेख्नुस न हजुर ।। आफैले मात्रै बुझेर के काम