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Great video. I'm interested in hearing your plans regarding refinancing at some point 😊❤

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Hello! New friend here to support! 😊 pretty prop money. Nice cash stuffing. Insurance and everything else is increasing here too 😕

Great video Annie 😊

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I love the planner for tracking expenses. I will be stealing your idea 🙃🙃 houses are sky rocketing. I hope it all works out for you. Thanks for sharing ❤❤

Here watching, looking forward to your chat about numbers 😊❤

Watching 😊

Ooh looking forward to hearing you talk about the numbers in a future video 😊 ❤

That's my kind of dinner ❤❤😊😊

Catching up on your videos 😊

Dinner looks delicious ❤❤❤

My aldi has not bwen bringing in much stock. I love that butter chicken sauce. Its not the same as the restaurants but still delicious ❤😊

Love uour videos hun.

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Wow, I have never known how to use potato starch, so thanks for sharing this video, I am definately going to try it out❤️

Thanks for sharing and guiding ❤❤❤

Great video. We put our kids money into our savings also. If it's short term savings like a Sinking fund we keep it cash but longer term savings for them is in our account.

On the subject of council rates going up despite land value going down, I got my comprehensive car renewal for the year which is +400 from previous year and the agreed value of the car is $8k less. Go figure 🤦‍♀️

Great video and advice. I personally use a sinking fund envelope with placeholder money for my kids but keep the actual funds in the offset. I can assure you any interest the bank will pay on their savings is considerably less than what they’re charging us on our home loan.

i love your financial "rants" ahahaha. you're like my unofficial go to financial advisor 😂i'm glad i keep my crotch goblins' savings in my offset!

Thank you for explaining that. I didn’t take it as a rant, it’s educational.

CLARIFICATION about children's taxation: Children are not required to acquire a Tax File Number (TFN) but can do so regardless. If parents open an account for a child but do NOT give the bank a TFN, then the bank will withhold 47% if more than $120/year is earned in banking interest. Children can earn $420/year in banking interest BUT income from other sources such as being a beneficiary of a trust, shares etc will be calculated at a cap of $416/year. Check out the Australian Taxation Office (ATO) links for examples.

Enjoyed watching. You did so well to go so long without COVID. Hope you’re feeling better 😊

can you taste all your yummy food?

I get my meats from a wholesale butcher. I always find great deals

Great video 😊

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I really hope the interest rates settle for all of us. Take it easy. Maybe a week off is a good idea ❤❤❤

i got super excited when i calculated that we get an extra $140 a fortnight in our pockets after the tax cuts... then cried when i realised an increase in interest rates at some point soon will just eat it up. gah!! hope when you have your week off you have a well deserved rest!

too many envelopes... i think that's my problem 😆😆 i think i need to take a leaf out of your book and condense my envelopes, my low priority binder has legit been empty for months and it makes me so sad!

mmmm this looks SO good! i must give this a try! i'm spewing i don't have an asian grocer near me to get ready made prawn tempura 😢 i need to catch up on your videos, i'm so out of the loop!

Looks very tasty, & easy to make ,will give this ago.thanks for sharing.👍💐

🙂WOOOOOOOOOW...🙂Amazing!👍Excellent job! 🙂Thanks for sharing this wonderful video 🙂 really fascinating 🙂🙂Carry on!🙂Your friend with big like!🙂Stay connected!🙂🙂With best wishes🙂

Catching up on some of my faves ❤❤ great video. Awesome amount to put away 😊

Also, you do a great job in varying the color pallet of your food. It looks very appealing.

I love that you include a grocery haul and cooking video together. And being from the U.S. I love to see grocery hauls from other countries (esp. from a fellow s.i.n.k).

Where do you get your fake notes from? :)

Hello dear, I hope you are well. I visited your youtube channel(A Millennial's Budget Book), your videos are very nice, I’m enjoying it. For your kind information,your channel is not growing fast because your videos are not reaching your target audience.I noticed your TH-cam channel is not updated and your videos are not SEO.Your video and channel tags are not SEO friendly and viewers are not easily able to find your video through these types of tags. If you want to promote your videos to your target audience and grow your channel fast to monetize then you need to update your channel with all video SEO. Then your channel will get organic traffic, increase subscribers & views for Monetization, videos go viral and your channel will go to the top rank on TH-cam.

Enjoyed your vlog. I understand that you will be working long hours, however if you plan the meals and prep for an hour on the weekend, it would save you a lot of time and money. My husband and I are in our 60's and both work full time (sort of) and meal planning and pre prep save us lots of money. I get the insurance, we live in the middle of the bush and house insurance is insane, if you can get it at all.

You're a good daughter and I bet you're parents are pleased with how they raised you. I couldn't live with myself if I had to financially live off my children. I tell hubby all the time it's so important now whilst our 3 kids are still youngish that we invest invest invest so that our children will never have the burden of taking care of us financially and I can gladly say since starting the cash envelopes system 5 years ago it's made that a reality.

You gotta chill Annie 😂

Great video. Well done reshuffling your funds to make it work for you 😊

You can sear the brisket on both side and then add in slow cooker. It will be like a roast. Or you can slice it and make it as you would steak. ❤❤ weve all been there when we dont know why we bought something. I missed watching you 🙏🙏🙏❤️❤️❤️

Great video 😊

Haha😂 sunday night pot washing loser got me!!

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Thanks for sharing Annie. My attitude is that life is a constant balancing act and we are regularly having to readjust. Not everything in life is easy and you appreciate things more after making it through the tough times. Stay strong, live life the way you want to. Make adjustments if needed. Don’t ever forget what amazing achievements you have accomplished all on your own. You’re doing great 😊

Great job pulling it all together - yum 😊 Love a roast but it needs to be cooked a bit more for my liking - if it's still mooing, I ain't chewing 😅