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it's such an easy way to learn material things! 😊 glad you could learn something pilot 🫡

That's the worst advice 😂😂😂

mas eu sou casado com uma gaúcha 😂

well you should never blindly trust a random guy on the internet, but how can I make it easier for you? just follow me for a while and make your own conclusion! 😊💪

@@Greinerdavid Believe me man you can't imagine how much fantasy i have of leaving my country and never coming back, but i do not think it's realistic in a situation where you have a low amount of money. Also if you're youtube channel is funding you for a whole month that would be shocking. I would love to think anyone could make it with a low sub count.

@@cyberdevil657 definitely leave your country at least once! this experience will change you forever. you will see the world with different eyes and have memories you will never forget. But as I said, my main income isn't my YT channel yet, I hope It will be one day. RN I live on my passive income from investing for the last +4 years and side hustles. I might open a business soon because it looks like I can scale this side hustle with great success. In your case I'd try to go to Australia, they pay rly well, I miss Australia almost everyday. Try to apply to a few jobs before coming to Australia or have some cash so you could buy a car so Uber is always an option to survive until you land a decent job!

thank you so much for your genuine compliment! Always great finding like minded people 💪 you will see the first pay offs after a couple of years when you noticed that you are ahead of 70% of the ppl

huge misconception I had for many years. Really limits our wealth building potential

Hey we are quasi neighbours! 😌

Thanks for watching Richard. Yes that's true but that's not the main point. As I mentioned it's very rare that a mutual fund are outperforming the boring index funds. That's why I keep investing in Index Funds

Index funds for sure. But bonds are always worthy

​@Jojo-od7hn nothing wrong with bonds 😌👍

ah that's a cool idea! It does help too. I remember playing english games as a kid that's how I learned words like "sword" or through my wife's phone I learned "to search" in portugese. Try to put your phone in English maybe as well. All the best of luck!

I just tried the extension, it looks good. It challenges you to think of the translation and if in doubt you can translate it. Very good tip, thanks!

I'm glad I could help you! I just went back to Russel Brunson's DotCom Secrets and I'm half way through. It helps me in so many different aspects

but usually the average wage in those countries are much lower than in the states. That's why it's much cheaper. Just be aware of that. yeah true, but I cant teach ppl about that publicly 😂

that's great effort! I don't see my calculated expenses through my budget app but I still have an overview on my subscriptions or if anything is sticking out. P.s. don't tell my wife about Pistacchio Ice cream 😂

well I cant teach ppl this publicly 😂 so maybe this is the legal way as it is not possible for other subscriptions like music streaming or gym memberships

haha yes that is a very good option. I do the same for things in Brasil. For example spotify would cost me $4. But in Brasil you need to provide a tax ID so that only works if you have been here.

You are on a great path! 💪 If you have TH-cam Premium, why are you still paying for Spotify? TH-cam Music is included in that package

That's not too bad! Do you think ChatGPT Plus is worth it? I feel like the technology is evolving so fast that tmrw there might be the same AI tool for free

@@Greinerdavid It is really expensive ngl, but the about of time it saves me is so much. (I'm a grad student, currently writing my thesis) I could use a free LLM, but those don't have the same features as GPT Plus. but I'll definitely cancel it once I'm done using it

Ah that's a very good use then! I'm always on the hunt for the next big AI because as I said they're so competitive

That's fair! good job not getting lured into more subscriptions 💪

Damn how do you do that??? Share your secrets with us mate

Great job Craig!!! well as I explained these low prices make it so sneaky and people who do not have a written budget lose the overview really quickly. We need to fight back 💪

I'm glad I could inspire you Ketta! Let's protect our hard earned money and spend it on something valuable 💪

Awesome! let us know if you found some alternatives 😊

I appreciate your support! I saw a big bookshelf in one of your shorts, I'll publish a video about reading very soon, which you might like too

I wish you were correct but unfortunately...

Germany has its perks like organization and safety which I miss, but I hate the grey weather and I don't like the general vibe of the people. I learned that after living in Canada and Australia. But I also didn't like the New Zealand vibe, so it really depends on the person and country

Thanks Ossi! Miss you too brother! Had to think about you recently when I wanted to wear a watch ... and the battery was out of charge 😂😂7

I would never consider a city with almost a million inhabitants a small city. Yes it's not Rio de Janeiro or Sao Paulo but those two are not the whole Brasil as well. And it's all about my point of view. You might have a different point of view and that is okay. Which are the things that aren't correct? Because my Brazilian Wife couldn't see anything that isn't true 🤔

I've been to Prague and Serbia and it wasn't a problem there either. Besides that I've been to Germany, Netherlands, England, Italy, Austria, France, Switzerland, Canada, Australia, New Caledonia and New Zealand and this was pretty new to me. Where are you from?

Call me old school but I prefer writing it per hand. I feel like I don't remember as much when I type

❤🇧🇷

Thank you very much Sameer! I think creating this harmony together was key for our money stress free relationship

Haha that seat was pretty hot J!

we've all been there 😂💪

some people value eating out every day more. I value retiring early more than working till 60... 😌

great question Eric. Yes exactly past performance is not guaranteed for the future, maybe it'll be -20% next year and after +30% or maybe just +2%. If I was retiring in a bear market I can also just keep working or pick up a side hustle. But overall I try to be optimistic rather then being pessimistic and "wasting" my best years. And my savings are not 100% tied into the S&P you always want to have an emergency fund for those scenarios.

Hi Clarice! thank you very much for tuning in and I am happy I could provide some value! All the best on your journey

Best decision I made regarding investing 💯

I feel you my friend. What helps me most is listening to Warren Buffett. He says that the market is just noise and you wouldn't care what the market says if your stocks were farm land that produces goods. 😌

@@Greinerdavid So True. The reason I said that was on Monday I lost 350 dollars due to selling too soon. Plan was to sell regardless, and at a loss (wanted to move money from a pretty dead company to something better). Stock had already been going down for a month. Then came a report giving some bad news. I expected the stock to plummet even more as it had done with previous bad reports. Alas, it opened really low. Then it climbed to what I would call "morning glory". Then I sold it as it started to sink again, and usual pattern usually is a big dip. But no. Instead - after bad reports - it started climbing. For no reason. And stabilized slightly higher. I could have gained about 50-60 dollars on that. I know, small money, but it is the principle that annoys me. Same now with another stock. Got good report. Stock plummets.... Like wtf?

@Wistbacka yeah can be frustrating. Being clean with you emotions while trading stocks is very important. But I prefer to buy ETFs no need to focus on the stock market, or reports and can focus on other things like my TH-cam channel for example 😊

that sounds like a very good plan! "paying" 5% to learn learn how to pick stocks like Warren Buffett 😌 who knows what you'll learn

thank you Mr Fernandez 🥳 you can try to pick up some Spanish with those techniques in case someone mistakes you for a Spanish speaker 😂