Scottish Highlander on a Budget
Scottish Highlander on a Budget
  • 418
  • 204 535
Budget for the 2nd wk of February | cash stuffing works #budgeting #moneymanagement #cashstuffing
Hi Pals,
My name is Julz and I am a Scottish Highlander on a budget. I am currently 48 and live in a small village in the Highlands with my little doggie! I do have a long term partner but we don’t live together so my low income covers all the household bills and my living expenses.
This Channel is my journey going from being Skint, living wage to wage with overdrafts and credit cards to becoming a bit more savvy and in control of my money using budgeting and the cash stuffing method.
I would love it if you wanted to leave a comment and like this video! And of course Subscribe and hit the notification bell if you haven’t already🐮
🐮 WHERE YOU CAN FIND ME 🐮
🐄: linktr.ee/thescottishhighlander
🐄: Instagram. @thescottishhiglander
🐄: TikTok. @thescottishhighlander
🐄: Etsy. scottishhighlanderx.etsy.com
🐄: Email. Julz@thescottishhighlander.co.uk
🐄: PayPal. PayPal.me/julzhighlander
🐄: Coffee App www.buymeacoffee.com/HighlandJulz
🐄: Amazon Wishlist. www.amazon.co.uk/hz/wishlist/ls/U9LPDRUYNUF4?ref_=wl_share
After multiple requests I have now joined 'buy me a coffee' so if you would like to buy me one you are more than welcome to and it would be truly appreciated, however I would prefer if you treated yourself to one 😁
🐄: www.buymeacoffee.com/HighlandJulz
🐮 Channel Shoutout 🐮
🐮 Etsy Stores Mentioned 🐮
#budget2023 #lowincome #cashenvelopes #budget #cashstuffing #budgeting #financialfreedom #sinkingfunds #ukbudget #savings
มุมมอง: 277

วีดีโอ

Cash stuffing for the first week of February week 5 #budgeting #moneymanagement #cashstuffing
มุมมอง 4139 ชั่วโมงที่ผ่านมา
Hi Pals, My name is Julz and I am a Scottish Highlander on a budget. I am currently 48 and live in a small village in the Highlands with my little doggie! I do have a long term partner but we don’t live together so my low income covers all the household bills and my living expenses. This Channel is my journey going from being Skint, living wage to wage with overdrafts and credit cards to becomi...
Let’s do a full week budget together for the 1st week in February #budgeting #moneymanagement
มุมมอง 48619 ชั่วโมงที่ผ่านมา
Hi Pals, My name is Julz and I am a Scottish Highlander on a budget. I am currently 48 and live in a small village in the Highlands with my little doggie! I do have a long term partner but we don’t live together so my low income covers all the household bills and my living expenses. This Channel is my journey going from being Skint, living wage to wage with overdrafts and credit cards to becomi...
Cash stuff for the last week in January (already) #cashstuffing #budgeting #sinkingfunds
มุมมอง 374วันที่ผ่านมา
Hi Pals, My name is Julz and I live on a budget. I am currently 48 and live in a small village in the Highlands with my little doggie! I do have a long term partner but we don’t live together so my low income covers all the household bills and my living expenses. This Channel is my journey going from being Skint, living wage to wage with overdrafts and credit cards to becoming a bit more savvy ...
Budgeting for the last week of January | still trying to get the best way for me #budget2025
มุมมอง 41014 วันที่ผ่านมา
Hi Pals, My name is Julz and I am a Scottish Highlander on a budget. I am currently 48 and live in a small village in the Highlands with my little doggie! I do have a long term partner but we don’t live together so my low income covers all the household bills and my living expenses. This Channel is my journey going from being Skint, living wage to wage with overdrafts and credit cards to becomi...
Cash stuff for the 2nd week in January | I’m already behind 😭 #budgeting #cashstuffing
มุมมอง 42714 วันที่ผ่านมา
Hi Pals, My name is Julz and I am a Scottish Highlander on a budget. I am currently 48 and live in a small village in the Highlands with my little doggie! I do have a long term partner but we don’t live together so my low income covers all the household bills and my living expenses. This Channel is my journey going from being Skint, living wage to wage with overdrafts and credit cards to becomi...
Week 2 Budget and chat with me #budgeting #cashstuffing #budget2025
มุมมอง 51221 วันที่ผ่านมา
Hi Pals, My name is Julz and I am a Scottish Highlander on a budget. I am currently 48 and live in a small village in the Highlands with my little doggie! I do have a long term partner but we don’t live together so my low income covers all the household bills and my living expenses. This Channel is my journey going from being Skint, living wage to wage with overdrafts and credit cards to becomi...
Cash stuff for the 1st week of Jan. Some new envelopes to mark the turn of the year #cashstuffing
มุมมอง 53028 วันที่ผ่านมา
Hi Pals, My name is Julz and I am a Scottish Highlander on a budget. I am currently 48 and live in a small village in the Highlands with my little doggie! I do have a long term partner but we don’t live together so my low income covers all the household bills and my living expenses. This Channel is my journey going from being Skint, living wage to wage with overdrafts and credit cards to becomi...
Let’s kick off January with a budget and a 2024 saved cash reallocation #budget2025 #budgeting
มุมมอง 66328 วันที่ผ่านมา
Hi Pals, My name is Julz and I am a Scottish Highlander on a budget. I am currently 48 and live in a small village in the Highlands with my little doggie! I do have a long term partner but we don’t live together so my low income covers all the household bills and my living expenses. This Channel is my journey going from being Skint, living wage to wage with overdrafts and credit cards to becomi...
Quick chat and a look at the end of 2024 #cashstuffing #budgeting
มุมมอง 371หลายเดือนก่อน
Hi Pals, My name is Julz and I am a Scottish Highlander on a budget. I am currently 48 and live in a small village in the Highlands with my little doggie! I do have a long term partner but we don’t live together so my low income covers all the household bills and my living expenses. This Channel is my journey going from being Skint, living wage to wage with overdrafts and credit cards to becomi...
Did I save enough for Christmas?? #christmasonabudget #livingonabudget #cashstuffing
มุมมอง 497หลายเดือนก่อน
Hi Pals, My name is Julz and I am a Scottish Highlander on a budget. I am currently 48 and live in a small village in the Highlands with my little doggie! I do have a long term partner but we don’t live together so my low income covers all the household bills and my living expenses. This Channel is my journey going from being Skint, living wage to wage with overdrafts and credit cards to becomi...
Cash stuff for the last week of November #budgeting #cashstuffing #sinkingfunds
มุมมอง 2942 หลายเดือนก่อน
Hi Pals, My name is Julz and I am a Scottish Highlander on a budget. I am currently 48 and live in a small village in the Highlands with my little doggie! I do have a long term partner but we don’t live together so my low income covers all the household bills and my living expenses. This Channel is my journey going from being Skint, living wage to wage with overdrafts and credit cards to becomi...
Budget with me for the 4th week in November | one more week to go #budgeting #cashstuffing
มุมมอง 3392 หลายเดือนก่อน
Hi Pals, My name is Julz and I am a Scottish Highlander on a budget. I am currently 48 and live in a small village in the Highlands with my little doggie! I do have a long term partner but we don’t live together so my low income covers all the household bills and my living expenses. This Channel is my journey going from being Skint, living wage to wage with overdrafts and credit cards to becomi...
BUDGET PLANNER 2025 ❤️ it’s here! Walk through the redesigned planner for 2025 #moneymanagement
มุมมอง 6182 หลายเดือนก่อน
Hi Pals, My name is Julz and I am a Scottish Highlander on a budget. I am currently 48 and live in a small village in the Highlands with my little doggie! I do have a long term partner but we don’t live together so my low income covers all the household bills and my living expenses. This Channel is my journey going from being Skint, living wage to wage with overdrafts and credit cards to becomi...
Budget with me for 2nd & 3rd week of November #budgeting #moneymanagement
มุมมอง 3492 หลายเดือนก่อน
Hi Pals, My name is Julz and I am a Scottish Highlander on a budget. I am currently 48 and live in a small village in the Highlands with my little doggie! I do have a long term partner but we don’t live together so my low income covers all the household bills and my living expenses. This Channel is my journey going from being Skint, living wage to wage with overdrafts and credit cards to becomi...
Cash stuffing for week 1 November #cashstuffing #budgeting #moneymanagement
มุมมอง 5042 หลายเดือนก่อน
Cash stuffing for week 1 November #cashstuffing #budgeting #moneymanagement
Budget & reallocate funds with me & kick start November off with a bang #budget 2024 #cashstuffing
มุมมอง 4383 หลายเดือนก่อน
Budget & reallocate funds with me & kick start November off with a bang #budget 2024 #cashstuffing
Cash stuff the 3rd week of October with me #cashstuffing #budgeting #budget2024
มุมมอง 3813 หลายเดือนก่อน
Cash stuff the 3rd week of October with me #cashstuffing #budgeting #budget2024
Let’s budget for the 3rd week in October ❤️
มุมมอง 3243 หลายเดือนก่อน
Let’s budget for the 3rd week in October ❤️
Cash stuff for the 2nd week in Oct #cashstuffing #budgeting #moneymanagement
มุมมอง 2833 หลายเดือนก่อน
Cash stuff for the 2nd week in Oct #cashstuffing #budgeting #moneymanagement
Budgeting for the 2nd week in October | times passing so quick #budgeting #moneymanagement
มุมมอง 2863 หลายเดือนก่อน
Budgeting for the 2nd week in October | times passing so quick #budgeting #moneymanagement
Cash stuffing for this week! I’m all out of kilter. #budgeting #budgetingworks
มุมมอง 4883 หลายเดือนก่อน
Cash stuffing for this week! I’m all out of kilter. #budgeting #budgetingworks
Budget with me for the first week in October. This year has gone so fast. #budgeting #cashstuffing
มุมมอง 3424 หลายเดือนก่อน
Budget with me for the first week in October. This year has gone so fast. #budgeting #cashstuffing
Close out and cash stuff with me! Week 3 of Sept (i think) 😂 #cashstuffing
มุมมอง 3984 หลายเดือนก่อน
Close out and cash stuff with me! Week 3 of Sept (i think) 😂 #cashstuffing
Budget with me for the 3rd week in September 2024 #budgeting #cashstuffing
มุมมอง 3194 หลายเดือนก่อน
Budget with me for the 3rd week in September 2024 #budgeting #cashstuffing
Closing out Wk 1 and Cash stuffing for Wk 2 of September #cashstuffing #budgeting
มุมมอง 3914 หลายเดือนก่อน
Closing out Wk 1 and Cash stuffing for Wk 2 of September #cashstuffing #budgeting
Time to do my budget for the 2nd week in Sept | where is this year going? #budgeting #cash
มุมมอง 3504 หลายเดือนก่อน
Time to do my budget for the 2nd week in Sept | where is this year going? #budgeting #cash
Close out and cash stuff the first week of September | it’s a biggie #cashstuffing #budgeting
มุมมอง 3404 หลายเดือนก่อน
Close out and cash stuff the first week of September | it’s a biggie #cashstuffing #budgeting
It’s September | Budget for the first week | More money #budgeting
มุมมอง 4974 หลายเดือนก่อน
It’s September | Budget for the first week | More money #budgeting
A little late but cash stuff the last week of August with me. #cashstuffing #budgeting
มุมมอง 2125 หลายเดือนก่อน
A little late but cash stuff the last week of August with me. #cashstuffing #budgeting

ความคิดเห็น

  • @BudgetwithJessica
    @BudgetwithJessica 8 ชั่วโมงที่ผ่านมา

    Great video. New subscriber 🎉🩷

  • @HappyHomeBudgit
    @HappyHomeBudgit 13 ชั่วโมงที่ผ่านมา

    💙🏡🩵🥰

  • @bpennington148
    @bpennington148 วันที่ผ่านมา

    Thank you as always for sharing your budget with us. Your are doing so well. Have a very Happy Birthday 🥳 and a wonderful spa 🧖‍♀️ day. ❤❤❤❤

  • @JRBudgetss
    @JRBudgetss วันที่ผ่านมา

    Great video lovely! I love a cash condensing. We get our black bags from our local market, they are big heavy duty ones, 5 for £2! 🥰🤎

  • @Grwmcarysxlily
    @Grwmcarysxlily วันที่ผ่านมา

    My step sons 18th is on the 7th. Have a wonderful time at the spa and enjoy your birthday xx

  • @cindybroussard893
    @cindybroussard893 วันที่ผ่านมา

    🎉🎉 Happy birthday on the 7th🎉🎉 And enjoy your spa day. ♥️♥️

    • @The_Scottish_Highlander
      @The_Scottish_Highlander วันที่ผ่านมา

      @@cindybroussard893 awww thank you so much xxx we had the best day at the spa yesterday and already planning when to go again x

  • @thecannytally
    @thecannytally วันที่ผ่านมา

    Hope you enjoyed your spa day xx

  • @thecannytally
    @thecannytally วันที่ผ่านมา

    ❤❤

  • @MC-hn5go
    @MC-hn5go วันที่ผ่านมา

    Great vid as always MB …ooh enjoy that spa day Lovely ❤xx

  • @LeLaBudgets
    @LeLaBudgets วันที่ผ่านมา

    Living life on a budget in the Scottish Highlands 😂 Hope you had a fab spa day xx

    • @The_Scottish_Highlander
      @The_Scottish_Highlander วันที่ผ่านมา

      @@LeLaBudgets hee hee 😝 yes we did thank you xx super refreshed and relaxed today and my skin feels so good from the salt room x

  • @manifestationbudgets
    @manifestationbudgets วันที่ผ่านมา

    Enjoy the spa 😊❤

    • @The_Scottish_Highlander
      @The_Scottish_Highlander วันที่ผ่านมา

      @@manifestationbudgets thank you x we had the best day xx

  • @CraftyBudgeting
    @CraftyBudgeting วันที่ผ่านมา

    Great video and hope you have a lovely spa day 🙌🥰

    • @The_Scottish_Highlander
      @The_Scottish_Highlander วันที่ผ่านมา

      @@CraftyBudgeting thank you x we had the best day and planning our next booking xx

  • @YasmineCamilla
    @YasmineCamilla วันที่ผ่านมา

    Enjoy the Spa xx

    • @The_Scottish_Highlander
      @The_Scottish_Highlander วันที่ผ่านมา

      @@YasmineCamilla we went yesterday and it was just the best day. We are booking again for my sisters birthday and getting a massage next time lol 😂

  • @tinaspencer3509
    @tinaspencer3509 วันที่ผ่านมา

    Great video 🩷

  • @GillianBudgets20203
    @GillianBudgets20203 วันที่ผ่านมา

    Hello lovely lady.. Here watching on the go 😊

  • @chalkett2195
    @chalkett2195 2 วันที่ผ่านมา

    Great you are putting in holiday. I’m trying to save up for that too 😊 love your monthly envelopes 😍

  • @mariajohnson6400
    @mariajohnson6400 4 วันที่ผ่านมา

    Condensing videos are one of my favourite.Super video Julz

  • @Vampire_Panda
    @Vampire_Panda 4 วันที่ผ่านมา

    Love a good cash condensing video so if you want to film it that would be awesome but if you’d rather just do it off camera that’s understandable ❤

  • @bpennington148
    @bpennington148 4 วันที่ผ่านมา

    I would love to see a consolidation video but if you decide to do it off camera, that is ok too. You have really managed to save for Christmas and it’s not quite February yet. You are ahead of the game. Keep up the great work. ❤❤❤❤

  • @SaveItMell
    @SaveItMell 4 วันที่ผ่านมา

    OOhhhh I love a good cash condensing video!! I always forget to film mine 😂 😂

  • @MC-hn5go
    @MC-hn5go 4 วันที่ผ่านมา

    Great stuffing as always MB 👏xx

  • @Keepingitrealwithmaddie
    @Keepingitrealwithmaddie 4 วันที่ผ่านมา

    Great vid 😊 I just love seeing the progress people have made. I hope by end of my first year I’ll have improved my skills at cash stuffing. x

    • @The_Scottish_Highlander
      @The_Scottish_Highlander วันที่ผ่านมา

      Honestly it does take time, commitment and a little sacrifices such as not having that extra coffee in way to work or maybe not two take aways a week or whatever in your lifestyle you can cut down on (please don’t cut anything out completely you deserve it) but I’m going into my fourth year and it’s just crazy how different my finances are now to when I first started xx

  • @LeLaBudgets
    @LeLaBudgets 4 วันที่ผ่านมา

    Fab video from the Scottish highlander on a budget! Le was watching it whilst she should’ve been going to sleep, but she loves her auntie Julz xx

    • @The_Scottish_Highlander
      @The_Scottish_Highlander 4 วันที่ผ่านมา

      @@LeLaBudgets guarenteed boring her to sleep tho it’s all good lol xx from Julz , living on a budget 😝😝😝

  • @VeronicaCummings-c9e
    @VeronicaCummings-c9e 4 วันที่ผ่านมา

    Loved the video . Vx

  • @cindybroussard893
    @cindybroussard893 4 วันที่ผ่านมา

    Great video! Seems like you've found your rhythm again in these last few videos. Enjoy your spa day ❤

  • @vickiuridge3375
    @vickiuridge3375 4 วันที่ผ่านมา

    Hi Julz 👋 loved your video as always 💜 yes please to a cash condensing video 😊 oh I'd be the same as you about the order in the Christmas binder 😊 Take care xx 🫶🫂💜

    • @The_Scottish_Highlander
      @The_Scottish_Highlander 4 วันที่ผ่านมา

      @@vickiuridge3375 I know I shouldn’t let these little things Irk me and I know people have serious conditions but things being a certain way sometimes really does bother me lol xx

  • @SaveItMell
    @SaveItMell 4 วันที่ผ่านมา

    Nothing wrong with moving the money to fit what you need at the time!! That's what makes this whole system amazing- the flexibility ♥ ♥

    • @The_Scottish_Highlander
      @The_Scottish_Highlander 4 วันที่ผ่านมา

      @@SaveItMell i honestly wish I’d found cash stuffing a lot earlier but loving now having got myself into a wee routine seeing the effort all come together and finally having savings xx

  • @becki_plans8193
    @becki_plans8193 4 วันที่ผ่านมา

    Hi Julz, Thanks for sharing this planner. I really love this! I see that your etsy store is on a break. Do you have any of these planners left? Do you ship internationally? Thanks.

  • @LittlePetal91
    @LittlePetal91 5 วันที่ผ่านมา

    💞💞

  • @chalkett2195
    @chalkett2195 7 วันที่ผ่านมา

    Well done on having such a good rollover 🎉

  • @VAppletree11
    @VAppletree11 8 วันที่ผ่านมา

    Great video. 💜

  • @tracy3230
    @tracy3230 8 วันที่ผ่านมา

    I’m so glad you went through your book, now I have mine I struggled to start because I couldn’t remember how you used it so I watched some old videos 😂

  • @CraftyBudgeting
    @CraftyBudgeting 8 วันที่ผ่านมา

    Thanks for sharing and will probably watch again a few times as I know I’m not using my planner properly with the sinking funds bit. Fab video 🥰🙌

  • @mariajohnson6400
    @mariajohnson6400 8 วันที่ผ่านมา

    ❤ Super chirpy video great challenges I started a tenner Tuesday but I thought I had to save the date 😂😂😂cost me a fortune.I might carry on if it's affordable if not I will put the tenner in .Thank you for sharing.

  • @cindybroussard893
    @cindybroussard893 8 วันที่ผ่านมา

    I'm so happy you have that $1000 nest egg. Great job!

  • @dianebizzell669
    @dianebizzell669 8 วันที่ผ่านมา

    Great update. Hope you were okay through that storm😘

  • @MC-hn5go
    @MC-hn5go 8 วันที่ผ่านมา

    Fab vid MB ❤ Great plan for that £1k 👏 Life too short, go have many treats 😁xx

    • @The_Scottish_Highlander
      @The_Scottish_Highlander 8 วันที่ผ่านมา

      @@MC-hn5go thank you! I think I have a bit of imposter syndrome with actually having savings and also money to be able to live comfortably x it’s taken 3 years but I’m so thankful I am here xx

    • @MC-hn5go
      @MC-hn5go 8 วันที่ผ่านมา

      @ well deserved Lovely 👏 you have worked hard at it xx

  • @bpennington148
    @bpennington148 8 วันที่ผ่านมา

    Great video. Thank you for sharing your budget with us. Treats like a meal out are within your budget as you plan for it. As for what you spend on groceries, eating healthy is expensive, so your budget reflects that. It’s expensive here in Canada for groceries too. See you in the next video. ❤❤❤

    • @The_Scottish_Highlander
      @The_Scottish_Highlander 8 วันที่ผ่านมา

      @@bpennington148 everytime you look at prices they seem to rise xx thanks for always being here c xx

  • @PatriciaHeywood-o6c
    @PatriciaHeywood-o6c 8 วันที่ผ่านมา

    Lovely video. I don’t think £50 on food for one is excessive, that is what I have and I don’t eat anything really expensive (although it does include chocolate treats 😬). We also have one meal out per week at our local cafe. I don’t drink or smoke and have a very old car and don’t have holidays so I feel a once a week Friday treat isn’t too extravagant and we really enjoy it. Keep enjoying treats, life is too short not to.

  • @tinaspencer3509
    @tinaspencer3509 8 วันที่ผ่านมา

    Great video 🩷 I hope you have a fabulous day 😊

  • @JG-qp7wb
    @JG-qp7wb 8 วันที่ผ่านมา

    Another great Video Julz. Great decision about moving the 1000. Never feel guilty about having your meal out together, you both work hard. J.

  • @vickiuridge3375
    @vickiuridge3375 8 วันที่ผ่านมา

    Hi Julz 👋 loved your video as always 💜 naughty piggies 🐷 being a large amount today 😊 I'm really loving my planner and makes me keep myself accountable 😊 Hope all is well with you. Take care xx🫶🫂💜

  • @VeronicaCummings-c9e
    @VeronicaCummings-c9e 8 วันที่ผ่านมา

    Good for you buying the trainers well done. Love your videos. V x

  • @aussiebudgetqueen
    @aussiebudgetqueen 8 วันที่ผ่านมา

    🌸

  • @Lucyluxor
    @Lucyluxor 9 วันที่ผ่านมา

    How's the air fryer?

  • @donnatate20
    @donnatate20 10 วันที่ผ่านมา

    Great video. I think tenner tuesday would be better for your virthday 🎉❤

  • @vickiuridge3375
    @vickiuridge3375 10 วันที่ผ่านมา

    Hi Julz 👋 loved your video as always 💜 I'm with you totally on the tipping, I was a carer for many years and no tipping there! Love your birthday binder and your new Christmas one to be 😊 do you sell them on your website? I don't blame you about etsy. Hope all is well with you. xx💜🫂🫶

  • @AfterBudgeting2307
    @AfterBudgeting2307 10 วันที่ผ่านมา

    Lovely video 🩵 I would so the tenner tuesdays for your birthday £500 seems to be good amount for your birthday and if you dont use it all can always roll it over 🩵🩵

  • @CraftyBudgeting
    @CraftyBudgeting 10 วันที่ผ่านมา

    I’d definitely go for tenner Tuesday - need to celebrate in style 🥰🥰 Congratulations on the weight loss and enjoy your shopping trip 🙌

  • @tinaspencer3509
    @tinaspencer3509 11 วันที่ผ่านมา

    Great video ❤ I hope you keep safe and well with the storm 🫶💖