That Indian Bloke
That Indian Bloke
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Top 5 Credit Cards for International students | How to get a Credit Card Faster
Hey everyone, welcome back to my channel, That Indian Bloke! If you're an international student in the UK, building a credit history can be crucial for your financial future. In this video, I'll share essential tips on establishing and improving your credit score quickly, making it easier to secure loans, rental accommodations, and credit cards. From opening a UK bank account to registering on the electoral roll and choosing the best first-time credit cards, I've got you covered.
I'll also guide you through using top comparison websites like Compare the Market, MoneySuperMarket, and uSwitch to find the best credit card deals. Discover which credit cards are ideal for newcomers like Vanquis, Barclaycard Forward, and Capital One Classic. Whether you're just starting out or looking to strengthen your financial profile, these tips will set you on the right path.
Thank you for watching! Don't forget to like, subscribe, and hit the notification bell for more valuable tips on thriving as an international student in the UK. Got questions or suggestions? Drop a comment below!
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International student credit UK
Building credit history UK
UK student bank account tips
Best credit cards for students UK
How to improve credit score UK
UK credit card comparison websites
Vanquis credit card review
Barclaycard Forward benefits
Capital One Classic credit card guide
Establishing credit as a student in UK
UK credit builder tips
How to register on the electoral roll UK
Mobile phone contract credit history UK
Managing finances as an international student
Tips for international students UK
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ความคิดเห็น

  • @gurumeetalishetty7170
    @gurumeetalishetty7170 3 วันที่ผ่านมา

    Yes

  • @irsaatta1926
    @irsaatta1926 5 วันที่ผ่านมา

    Do prodigy finance covers health insurance?

  • @prachichaudhry3215
    @prachichaudhry3215 8 วันที่ผ่านมา

    They give loan for uk universities also ?

  • @ananyarajj
    @ananyarajj 14 วันที่ผ่านมา

    Do you need IELTS even tho I’ve scored 83 in 12th?

  • @TraderSam96
    @TraderSam96 15 วันที่ผ่านมา

    If someone jas default in credit report will prodigy reject application?

    • @That_Indian_Bloke
      @That_Indian_Bloke 15 วันที่ผ่านมา

      Yes in that case, it’s highly likely they will reject the application as it makes it riskier for them as they do not have any security.

  • @TraderSam96
    @TraderSam96 16 วันที่ผ่านมา

    You didn't talk about the credit report criteria

  • @jockstar1225
    @jockstar1225 27 วันที่ผ่านมา

    Bro for uk unversitys prodigy is better or not

  • @silveraruchi2421
    @silveraruchi2421 หลายเดือนก่อน

    Pls what school in uk that accept this loan, for master's degree

  • @NavedKhan-sd1qn
    @NavedKhan-sd1qn หลายเดือนก่อน

    Can i take education loan for 40 to 50 lakh rupees from prodigy finance???? Please tell thank you

  • @MbonisiM
    @MbonisiM หลายเดือนก่อน

    How do I become one

  • @munnazajamil
    @munnazajamil หลายเดือนก่อน

    Did university of strythclyde offers scholrships in bachlors fr intrntionl students on getting good grades???

  • @vanshikakashyap197
    @vanshikakashyap197 หลายเดือนก่อน

    Does prodigy also check the parents civil score for the loan sanction ?

    • @That_Indian_Bloke
      @That_Indian_Bloke หลายเดือนก่อน

      No, you need to just attach a copy of your Cibil score

  • @gagandeepswali6473
    @gagandeepswali6473 หลายเดือนก่อน

    Hello sir, Would you please help me. Actually, My main problem is the upcoming deadline for submiting I-20 financial documents . As I am getting some education loan from a private indian bank, but it will take 10 to 20 days. So if I just get loan approval from prodigy finances and get my I-20, however, while paying to tution fees, i will pay through my indian bank. Is it possible?

  • @Viren9
    @Viren9 หลายเดือนก่อน

    Bro I got 47k usd loan approval for fall intake but due to slots unavailability I was unable to go in fall intake. But now I have applied for spring now they are not offering me same amount. I need 50k or 47k loan for my studies. I need your help please help me

    • @kalpanamurugan4711
      @kalpanamurugan4711 หลายเดือนก่อน

      How to get loan approval? Any highlights of our credit history?

    • @silveraruchi2421
      @silveraruchi2421 หลายเดือนก่อน

      Is it all uni that accept the loan.

  • @rohinirajeev6743
    @rohinirajeev6743 หลายเดือนก่อน

    Hi I have applied. How do we submit credit report

    • @That_Indian_Bloke
      @That_Indian_Bloke หลายเดือนก่อน

      You can just do a google search on how to download a credit report and it should show you experian website from where you can download your report.

  • @Nickawale7022
    @Nickawale7022 หลายเดือนก่อน

    Hey thanks for this informative video have a few doubts can we connect ? Let me know!! Have a provisional offer and need guidance on the gbp to usd conversion understanding

    • @That_Indian_Bloke
      @That_Indian_Bloke หลายเดือนก่อน

      Dm me on insta @fitness.aficionado

  • @peelapavankumar7741
    @peelapavankumar7741 หลายเดือนก่อน

    Hi, my prodigy loan application is in verified step 2 weeks back but still application is not going to matched step. Can anyone help me here please... I have my visa interview this week

  • @QamarZaman-k4w
    @QamarZaman-k4w หลายเดือนก่อน

    hello, can we practice data analytics while on scholarship or studing In UK?

  • @NavedKhan-sd1qn
    @NavedKhan-sd1qn หลายเดือนก่อน

    Voice is very low 😮

  • @motodog6542
    @motodog6542 2 หลายเดือนก่อน

    Hello Nice video... I am planning to attend strathclyd. just confused about MBA or msc international master project management or MSc Business Analysis & Consulting... any feedback is appreciated.

  • @christopherjnr5210
    @christopherjnr5210 2 หลายเดือนก่อน

    Hello, pls can i take the loan for shorter than 10 years or is 10 years the minimum time frame for it

  • @christopherjnr5210
    @christopherjnr5210 2 หลายเดือนก่อน

    Pls i want to ask. My tuition is £14000. Can i request for half tuion payment say loan of £7000 from Prodigy as i can pay the rest.?

  • @christopherjnr5210
    @christopherjnr5210 2 หลายเดือนก่อน

    Hello pls can I take a loan of half my tuition fee? My tuition is £14k. Can i take oly £10k

  • @deborahadeyemo
    @deborahadeyemo 2 หลายเดือนก่อน

    Thanks for this detailed video. please what documents will you need to give for payment to be delivered to the school. Also what advice can you give for a succesful loan application.

  • @manireddy9169
    @manireddy9169 2 หลายเดือนก่อน

    Hi for suppose we dint get jobs in USA and planning to move back India but we have prodigy loan which is unable to pay…what prodigy will do in India is there any idea to anyone

    • @HarshavardhanPagidoju
      @HarshavardhanPagidoju 6 วันที่ผ่านมา

      I have the same doubt... Did you find any answer??

    • @manireddy9169
      @manireddy9169 6 วันที่ผ่านมา

      @ no bro if you find any answer let me know too

  • @allenbrown3974
    @allenbrown3974 2 หลายเดือนก่อน

    Please can I ask, My currency exchange is extremely weak....is there a grace period if I apply to study abroad using prodigy finance as my financer.....

  • @UsamaManzoor-l9p
    @UsamaManzoor-l9p 2 หลายเดือนก่อน

    I have applied and this is the only video I am commenting on. Very well explained!

    • @That_Indian_Bloke
      @That_Indian_Bloke 2 หลายเดือนก่อน

      Glad you liked it. All the best 👍🏻

  • @rohinirajeev6743
    @rohinirajeev6743 2 หลายเดือนก่อน

    Hii bro i too applied prodigy for masters in uk Have some doubts.

    • @That_Indian_Bloke
      @That_Indian_Bloke 2 หลายเดือนก่อน

      Send me a dm on insta @fitness.aficionado

    • @rohinirajeev6743
      @rohinirajeev6743 2 หลายเดือนก่อน

      @@That_Indian_Bloke don't have insta bro

    • @rohinirajeev6743
      @rohinirajeev6743 2 หลายเดือนก่อน

      Have facebook?

  • @meditationalmusic9480
    @meditationalmusic9480 3 หลายเดือนก่อน

    Bro iam pursuing my US cma in india Do part time job available as accountant in Scotland land and iam planning to get admit in university of Strathclyde

  • @miltiaryforcesvolgs3053
    @miltiaryforcesvolgs3053 3 หลายเดือนก่อน

    How to contact prodigy finance???

  • @harissalim099
    @harissalim099 3 หลายเดือนก่อน

    Heey Pratham... Haris here! I have a doubt regarding prodigy., if the loan amount provided is 14500 usd and if I'm only utilizing just 5000 usd for my tuition fees, i need to only repay this 5000 and its interest right?

  • @gamegod627
    @gamegod627 3 หลายเดือนก่อน

    The website which you mentioned, it requires that we should atleast stay 3 years in UK

  • @SumitraKC-qk5dm
    @SumitraKC-qk5dm 3 หลายเดือนก่อน

    Hello,If i suppose apply for srudy of master degree program in Germany,so prodigy finance can help or provde amount for block acoount amount? Thank you

  • @pscexams1999
    @pscexams1999 3 หลายเดือนก่อน

    which university is good for masters in finance? strathcylde/nottingham/heriottwatt?

  • @MominaNadeem-k3q
    @MominaNadeem-k3q 3 หลายเดือนก่อน

    Queen mary university or university of strathclyde for data analytics?

    • @That_Indian_Bloke
      @That_Indian_Bloke 3 หลายเดือนก่อน

      Queen mary is much better in terms of ranking. But you should also consider the modules that you want to pursue.

  • @MominaNadeem-k3q
    @MominaNadeem-k3q 3 หลายเดือนก่อน

    Msc Data analytics is a one year degree program or 2?

  • @peterphiri525
    @peterphiri525 3 หลายเดือนก่อน

    Greetings, I've been admitted to study an MSc Investment and Finance at University of Strathclyde in Scotland. Classes start next month. I applied for The Beit Trust Fund scholarship earlier in the year but my application was rejected. I also applied to University of Strathclyde for the available scholarship but I received a rejection letter 12 days ago. My background is that I studied and completed my ACCA-UK Qualification in 2012. I worked as an External Auditor for KPMG Chartered Accountants, Moores Rowland Chartered Accountants and Office of The Auditor General in Zambia, Africa for a total of 5 years. I have spent the last 6 years running a small transportation business. I would now love to go back to school. My vision is to graduate top of my class and work in Asset Management, Venture Capital, Hedge Funds, Private Equity and similar organisations. Thanks for reading my message and all the assistance you shall provide. Warmest regards, Peter Phiri Lusaka Zambia Africa mwasepeterphiri@yahoo.com +260972884266

  • @sarthakbakshi
    @sarthakbakshi 3 หลายเดือนก่อน

    you covered a lott of things thank you soo much

    • @That_Indian_Bloke
      @That_Indian_Bloke 3 หลายเดือนก่อน

      Thank you so much. Glad you liked it. 😊

  • @thedreamerguy2198
    @thedreamerguy2198 3 หลายเดือนก่อน

    I recently graduated with a master's degree from the United States and took out a Prodigy loan of $41,000 to finance my studies. By the time I graduated, the loan amount had increased to $53,000 due to a 13% interest rate. I've been repaying $638 per month for the past four months, but despite my payments, the outstanding balance is still $52,864. I'm struggling to understand how this is possible, given the payments I've already made. Could you help me make sense of this situation?

    • @ginakuduro8497
      @ginakuduro8497 3 หลายเดือนก่อน

      Really😮 I want to take it for my masters but I am so scared because education in top universities is crazy expensive 😢

    • @That_Indian_Bloke
      @That_Indian_Bloke 3 หลายเดือนก่อน

      I completely understand your concern. When you first start repaying a loan, your EMI payments are split between interest and principal. In the early stages of the loan, a larger portion of your EMI goes toward interest, and a smaller portion goes toward reducing the principal. This is why it might feel like the principal isn't decreasing as quickly as you'd expect. However, over time, the interest portion of your payments will decrease, and more of your payment will go toward the principal, which will accelerate the reduction of your loan balance. This is a normal part of the amortization process. You can request your complete repayment schedule from them which will have it in more detail.

    • @awaisahmad6336
      @awaisahmad6336 3 หลายเดือนก่อน

      Bro it is easy to get a loan. Is your personal profile matter to get it.

    • @silveraruchi2421
      @silveraruchi2421 หลายเดือนก่อน

      ​@@That_Indian_Blokepls can u help me with the schools that accept the loan in UK or is it all Uni that accept the loan.

    • @silveraruchi2421
      @silveraruchi2421 หลายเดือนก่อน

      ​@@That_Indian_Bloke pls help me with names of uni that accept the loan.

  • @arfanaaz5163
    @arfanaaz5163 3 หลายเดือนก่อน

    Can I get your email I'd? Actually I got the offer letter from the University of ferrara. But I don't have any cosigner and collateral. I need some information about it. Please guide me for it.

    • @That_Indian_Bloke
      @That_Indian_Bloke 3 หลายเดือนก่อน

      I am not that active on emails. Better to reach out on Insta at @fitness.aficionado

    • @NavedKhan-sd1qn
      @NavedKhan-sd1qn 3 หลายเดือนก่อน

      Same here

    • @NavedKhan-sd1qn
      @NavedKhan-sd1qn 3 หลายเดือนก่อน

      Have you got loan????

  • @ankitakalita7344
    @ankitakalita7344 4 หลายเดือนก่อน

    Hi I got a loan sanctioned from Incred with 12% interest rate I am thinking to apply to prodigy as well because it’s UKVI approved but I am confuse which one would be better can you help with this

    • @That_Indian_Bloke
      @That_Indian_Bloke 3 หลายเดือนก่อน

      Apply with Prodigy as well and compare the both the options. I think Incred might just be a bit cheaper in interest compared to Prodigy. And don't worry about UKVI as a lot of students I know have also taken loan from Incred.

  • @ayushmaloo1288
    @ayushmaloo1288 4 หลายเดือนก่อน

    Is it necessary to carry accommodation confirmation document

    • @That_Indian_Bloke
      @That_Indian_Bloke 3 หลายเดือนก่อน

      Not necessary but still keep it handy as they may ask for it

  • @rashusengupta7337
    @rashusengupta7337 4 หลายเดือนก่อน

    yes

  • @tanayshah999
    @tanayshah999 4 หลายเดือนก่อน

    Just how good someone can explain, this video was a LIT all the way and helpful in many ways. Thanks for sharing the insights.

  • @hamzabilal1623
    @hamzabilal1623 4 หลายเดือนก่อน

    Hi, i am currently facing a challenging situation with my loan application and would greatly appreciate your guidance. My loan application is currently at the matching stage with Prodigy Finance. Brunel University requires an initial deposit of £5000 or a sponsorship letter to issue my Confirmation of Acceptance for Studies (CAS), which I need to apply for a study visa to the UK. However, Prodigy Finance can only disburse the loan once I am in the study country. This creates a dilemma because without the Prodigy loan, I am unable to submit the initial deposit or obtain the CAS, which is necessary for my visa application. I am very eager to study at Brunel University and have no other financial resources to cover the initial deposit. Could you please advise me on what steps I should take in this situation? Have there been similar cases before, and if so, how were they resolved? Thank you very much for your assistance.

  • @Eagleking007
    @Eagleking007 4 หลายเดือนก่อน

    Brother global pathway program ke liye loan milega....1 year in India and I year in Germany for MBA

    • @That_Indian_Bloke
      @That_Indian_Bloke 4 หลายเดือนก่อน

      I don’t think they cover these programs. Still to be sure just email them with the course and the University and they’ll get back to you.

    • @Eagleking007
      @Eagleking007 4 หลายเดือนก่อน

      Please provide email id ​@@That_Indian_Bloke

  • @abulhussaintapadar3660
    @abulhussaintapadar3660 4 หลายเดือนก่อน

    Hlw bro I need one help

  • @LaaluLaalu-zf8gg
    @LaaluLaalu-zf8gg 4 หลายเดือนก่อน

    I got loan offer letter but my university is not providing me CAS letter on that letter what can i do now?

    • @LaaluLaalu-zf8gg
      @LaaluLaalu-zf8gg 4 หลายเดือนก่อน

      Please let me know i have deadline approaching please answer it were you be able to use the loan confirmation letter for CAS?

    • @That_Indian_Bloke
      @That_Indian_Bloke 4 หลายเดือนก่อน

      Is it a conditional offer letter? If not what is the university saying? Because I got my CAS and visa using prodigy’s loan offer letter

    • @LaaluLaalu-zf8gg
      @LaaluLaalu-zf8gg 4 หลายเดือนก่อน

      @@That_Indian_Bloke no, it is a loan confirmation letter which clearly states that we have approved your loan for a certain amount, university mailed to my consultant that i have to pay deposit otherwise they can’t issue me a cas letter

    • @LaaluLaalu-zf8gg
      @LaaluLaalu-zf8gg 4 หลายเดือนก่อน

      @@That_Indian_Bloke can you please reply and tell me what can i do

    • @IroruthNkemdirim
      @IroruthNkemdirim 4 หลายเดือนก่อน

      ​@@That_Indian_Bloke Please kindly help me, how did you do it because I got my unconditional offer, and it stated that I should pay my Deposit fees.

  • @NeoPh03nix-lk8fc
    @NeoPh03nix-lk8fc 4 หลายเดือนก่อน

    Hey i have some doubts regarding prodigy finance can i dm you

    • @That_Indian_Bloke
      @That_Indian_Bloke 4 หลายเดือนก่อน

      @@NeoPh03nix-lk8fc hey, yeah sure

    • @NeoPh03nix-lk8fc
      @NeoPh03nix-lk8fc 4 หลายเดือนก่อน

      @@That_Indian_Bloke sent request to fitness account @neoph03nix

    • @himeshharidas7119
      @himeshharidas7119 4 หลายเดือนก่อน

      Can we use prodigy finance to show the proof of funding for UK student visa ?

    • @meedayslays
      @meedayslays 3 หลายเดือนก่อน

      @@himeshharidas7119yes you can

    • @Ines-ut6nu
      @Ines-ut6nu 2 หลายเดือนก่อน

      ​@@himeshharidas7119how can i contact you ?

  • @anxiousbird9567
    @anxiousbird9567 4 หลายเดือนก่อน

    Hello i am confused btw two uni i have offer letter of aston and Strathclyde.. I have applied in bachelor of international business..

    • @That_Indian_Bloke
      @That_Indian_Bloke 4 หลายเดือนก่อน

      @@anxiousbird9567 You can choose based on the following points: 1. Course - which course module suits you better and aligns with what you want to do in future. 2. College reputation - both are probably the same as they both have good business schools 3. Location - Aston is a bit more centrally located, which might help when looking for a job later 4. Fees - if there is any major difference in tuition fees