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Don't waste your money on Private Mortgage Insurance. Wait until you have the 20%.

Great videos.

Do you have a direct contact information to reach out to you at?

Thank you for the great advice!

Recently, I visited Your TH-cam channel and I found some problems. I think and believe that if you can fix that problem, your channel will grow very gradually. Then your channel possible to grow.

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Hi Samantha

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Does anyone really own a home if the state can take it away from you if you don't pay your taxes on it?

She sounds oddly like a realtor.

So beautiful.

If it doesn’t produce income then the residence isn’t an asset.

You are stunning. God bless.

Ah yes, lets ask a barber if we need a haircut. The housing market is severely overvalued especially because climate change is NOT priced in. People want to say this is different from 2008 because we don't have subprime loans, but what they're not considering is the ballooning premiums people are paying. When suddenly your premium jumps from $200 per month to $2000 per month people won't be so keen on their already overvalued homes. Besides, if you're not planning on selling you'd prefer to have LOWER values because your property taxes go DOWN. Equity only makes people THINK they're richer.

the reason to buy more than any other reason is that you pay it off and then don't owe money outside of property taxes...when you are 60, paying rent will kill you

it is hard for most to itemize in order to show a mortgage rate deduction on your taxes , another problem we are finding is the flood of blue state home buyers + inflation have ballooned our home prices in red states, impacting property taxes that locals are having a tough time with financially. I just don't think you can call a home an investment, it is a cost that you have to bear in order to live out your life. You can only recoup some of the investment if you downsize later in life, however I feel that is becoming more difficult. A second home, in lieu of the stock market, can be a good investment. Good luck young people.

home ownership is a consumption expenditure, not investment

Owning a home WAS a good investment. The real estate industrial complex has ballooned valuations over the last four years and now renting and investing the difference is a better option for most people. With interest rates at 7% and prices at all time highs it is better to wait for more favorable conditions and invest your money in the stock market instead. Also deducting mortgage interest rates and property taxes only makes sense if those exceed the standard deduction of 24,000 which most mortgage do not come close to. What you are saying is what every real estate agent always says to pressure people into buying because you make money based on transactions and FOMO is what you rely on to scare people into a sale. Real estate sales are approaching all time lows because consumers are realizing this and prices will soon fall because no one wants to buy in these conditions.

Thank you for the great information, keep up the good work.

Nice

Good afternoon good morning I am from Chicago. Nice to meet you very pretty. You’re very pretty very attractive woman. I miss you about what you say. You’re correct pretty pretty hair. Lisa, trying to be honest.

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i want to see more of you wearing a tank top

The one and only reason not to move to Livermore is the fact that it's in California. That will deter 99% of people

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Hello Samantha Costello Can I suggest growing your TH-cam channel

When we say a buyer's market or a seller's market. What market are we talking about? UK? US? Global? Is there such a thing as a "global" market people follow? Is that only for big wigs and heavy-hitters? The big fish in the pond, so-to-speak? What market are you in? I'm in New York. I'm not in Real Estate, but I'm curious. Are we in a buyer's or a seller's market right now?

Liked. Subscribed. Keep it coming.

Just starting out, huh. Marvelously articluated and splendidly presented! You go girl. That was direct, informative, super-helpful, and simply refreshing. That's why I love TH-cam. "Please Miss, I (we) want some more."

Let's Go!!!

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They look wonderful

So Beautifull

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hate from new zealand 🇳🇿

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Because america is built on greedy capitalist boomers who think their hard working geniuses for paying a nickle on a loan for a house and then selling it for 1.5m+40 year interest to a young adult trying to better their life

Looks like mr beast

Now do average pay. 😂

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I always follow your videos and like the videos very much

Nice video. I watch almost all your videos and I like them

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Another great video!!

Thank you for the information! This was super helpful!